Home > New England Bank and Trust Company > Income and Expense
New England Bank and Trust Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $41,906,000 | 796 |
| Total interest expense | $15,281,000 | 1,035 |
| Net interest income | $26,625,000 | 673 |
| Provision for loan and lease losses | $988,000 | 990 |
| Total noninterest income | $6,820,000 | 762 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,919,000 | 639 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,901,000 | 647 |
| Total noninterest expense | $25,755,000 | 603 |
| Salaries and employee benefits | $12,753,000 | 561 |
| Premises and equipment expense | $4,160,000 | 531 |
| Additional noninterest expense | $8,842,000 | 640 |
| Pre-tax net operating income | $6,702,000 | 1,124 |
| Securities gains (losses) | $669,000 | 472 |
| Applicable income taxes | $2,962,000 | 885 |
| Income before extraordinary items | $4,409,000 | 1,210 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,409,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,864,000 | 490 |
| Cash dividends | $2,687,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,980,840 | 1,273 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,902,000 | 1,128 |
| Total interest expense | $10,268,000 | 1,513 |
| Net interest income | $19,634,000 | 909 |
| Provision for loan and lease losses | $1,000,000 | 989 |
| Total noninterest income | $3,944,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,329,000 | 961 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,615,000 | 924 |
| Total noninterest expense | $16,763,000 | 856 |
| Salaries and employee benefits | $8,435,000 | 802 |
| Premises and equipment expense | $3,108,000 | 672 |
| Additional noninterest expense | $5,220,000 | 934 |
| Pre-tax net operating income | $5,815,000 | 1,332 |
| Securities gains (losses) | $349,000 | 522 |
| Applicable income taxes | $2,509,000 | 1,095 |
| Income before extraordinary items | $3,655,000 | 1,476 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,655,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 1,098 |
| Cash dividends | $5,134,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,431,640 | 1,538 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,695,000 | 1,714 |
| Total interest expense | $7,020,000 | 2,211 |
| Net interest income | $12,675,000 | 1,414 |
| Provision for loan and lease losses | $909,000 | 1,096 |
| Total noninterest income | $2,087,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,029,000 | 1,302 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,058,000 | 1,747 |
| Total noninterest expense | $9,767,000 | 1,462 |
| Salaries and employee benefits | $5,535,000 | 1,201 |
| Premises and equipment expense | $1,833,000 | 1,143 |
| Additional noninterest expense | $2,399,000 | 2,084 |
| Pre-tax net operating income | $4,086,000 | 1,758 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $1,258,000 | 1,922 |
| Income before extraordinary items | $2,847,000 | 1,741 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,847,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,571,000 | 667 |
| Cash dividends | $326,000 | 4,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,833,890 | 1,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,476,000 | 2,183 |
| Total interest expense | $5,696,000 | 2,703 |
| Net interest income | $9,780,000 | 1,827 |
| Provision for loan and lease losses | $650,000 | 1,267 |
| Total noninterest income | $1,725,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $959,000 | 1,429 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $766,000 | 2,176 |
| Total noninterest expense | $7,971,000 | 1,761 |
| Salaries and employee benefits | $4,270,000 | 1,559 |
| Premises and equipment expense | $1,453,000 | 1,421 |
| Additional noninterest expense | $2,248,000 | 2,193 |
| Pre-tax net operating income | $2,884,000 | 2,508 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $960,000 | 2,480 |
| Income before extraordinary items | $1,950,000 | 2,571 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,950,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 1,058 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,932,580 | 2,555 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,567,000 | 2,411 |
| Total interest expense | $3,990,000 | 3,065 |
| Net interest income | $8,577,000 | 2,093 |
| Provision for loan and lease losses | $530,000 | 1,473 |
| Total noninterest income | $1,607,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,030,000 | 1,302 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $577,000 | 2,664 |
| Total noninterest expense | $7,896,000 | 1,835 |
| Salaries and employee benefits | $3,962,000 | 1,695 |
| Premises and equipment expense | $1,340,000 | 1,555 |
| Additional noninterest expense | $2,594,000 | 2,075 |
| Pre-tax net operating income | $1,758,000 | 3,838 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $661,000 | 3,230 |
| Income before extraordinary items | $1,097,000 | 4,191 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,097,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $750,000 | 1,046 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,097,000 | 4,239 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,228,000 | 2,338 |
| Total interest expense | $4,962,000 | 2,592 |
| Net interest income | $8,266,000 | 2,177 |
| Provision for loan and lease losses | $764,000 | 1,568 |
| Total noninterest income | $1,899,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,120,000 | 1,200 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $779,000 | 2,431 |
| Total noninterest expense | $9,341,000 | 1,619 |
| Salaries and employee benefits | $3,985,000 | 1,695 |
| Premises and equipment expense | $1,285,000 | 1,635 |
| Additional noninterest expense | $4,071,000 | 1,497 |
| Pre-tax net operating income | $60,000 | 12,116 |
| Securities gains (losses) | $177,000 | 1,821 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $181,000 | 10,857 |
| Extraordinary gains, net | $228,000 | 918 |
| Net income | $409,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,178,000 | 1,028 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $46,480 | 12,134 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,399,000 | 2,291 |
| Total interest expense | $6,519,000 | 2,585 |
| Net interest income | $8,880,000 | 2,062 |
| Provision for loan and lease losses | $2,679,000 | 919 |
| Total noninterest income | $2,021,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,142,000 | 1,157 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $879,000 | 2,177 |
| Total noninterest expense | $7,258,000 | 2,030 |
| Salaries and employee benefits | $3,036,000 | 2,163 |
| Premises and equipment expense | $996,000 | 2,102 |
| Additional noninterest expense | $3,226,000 | 1,879 |
| Pre-tax net operating income | $964,000 | 5,778 |
| Securities gains (losses) | $295,000 | 1,551 |
| Applicable income taxes | $872,000 | 2,388 |
| Income before extraordinary items | $387,000 | 8,350 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $387,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,924,000 | 746 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $198,200 | 10,285 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.