Home > New England Bank and Trust Company > Assets and Liabilities
New England Bank and Trust Company, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 281 | 609 |
| Assets and Liabilities | ||
| Total Assets: | $575,962,000 | 826 |
| Cash and due from depository institutions | $33,511,000 | 609 |
| Interest-bearing balances | $259,000 | 4,086 |
| Securities | $157,767,000 | 759 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,922 |
| Net loans & leases | $357,948,000 | 815 |
| Loan loss allowance | $6,483,000 | 662 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,389,000 | 701 |
| Other real estate owned | $1,188,000 | 609 |
| Goodwill and other intangibles | $4,390,000 | 640 |
| All other assets | $7,869,000 | 1,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $575,962,000 | 826 |
| Total liabilities | $527,977,000 | 819 |
| Total deposits | $462,899,000 | 797 |
| Interest-bearing deposits | $335,504,000 | 950 |
| Deposits held in domestic offices | $462,899,000 | 793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,049,000 | 559 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,106,000 | 833 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,923,000 | 2,067 |
| Total equity capital | $47,985,000 | 942 |
| Total bank equity capital | $47,985,000 | 942 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,579,000 | 529 |
| Surplus | $28,707,000 | 659 |
| Undivided profits | $12,699,000 | 2,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,887,000 | 567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $839,000 | 186 |
| Income earned, not collected on loans | $2,145,000 | 963 |
| Earning assets | $518,874,000 | 849 |
| Long-term assets (5+ years) | $147,420,000 | 637 |
| Average Assets, year-to-date | $576,695,600 | 777 |
| Average Assets, quarterly | $569,220,500 | 821 |
| Volatile liabilities | $79,421,000 | 981 |
| Insider loans | $1,298,000 | 2,952 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $8,566,000 | 378 |
| Unused loan commitments | $81,557,000 | 818 |
| Tier 1 (core) risk-based capital | $43,935,400 | 963 |
| Tier 2 risk-based capital | $5,143,830 | 719 |
| Total risk weighted assets | $402,039,130 | 755 |
| Total unused commitments | $81,557,000 | 824 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 210 | 844 |
| Assets and Liabilities | ||
| Total Assets: | $429,681,000 | 1,103 |
| Cash and due from depository institutions | $32,021,000 | 844 |
| Interest-bearing balances | $42,000 | 5,452 |
| Securities | $93,938,000 | 1,229 |
| Federal funds sold & reverse repurchase agreements | $10,285,000 | 1,308 |
| Net loans & leases | $273,671,000 | 1,096 |
| Loan loss allowance | $5,281,000 | 792 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,354,000 | 784 |
| Other real estate owned | $1,249,000 | 844 |
| Goodwill and other intangibles | $3,922,000 | 651 |
| All other assets | $5,241,000 | 1,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,681,000 | 1,103 |
| Total liabilities | $393,678,000 | 1,092 |
| Total deposits | $363,877,000 | 1,035 |
| Interest-bearing deposits | $271,977,000 | 1,199 |
| Deposits held in domestic offices | $363,877,000 | 1,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,487,000 | 1,040 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $18,190,000 | 1,009 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,124,000 | 3,239 |
| Total equity capital | $36,003,000 | 1,245 |
| Total bank equity capital | $36,003,000 | 1,245 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,650,000 | 2,211 |
| Surplus | $25,729,000 | 718 |
| Undivided profits | $8,624,000 | 2,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,884,000 | 509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,713,000 | 1,261 |
| Earning assets | $377,936,000 | 1,139 |
| Long-term assets (5+ years) | $73,400,000 | 1,002 |
| Average Assets, year-to-date | $410,114,000 | 1,102 |
| Average Assets, quarterly | $416,837,500 | 1,114 |
| Volatile liabilities | $42,620,000 | 1,615 |
| Insider loans | $2,313,000 | 1,808 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,033,000 | 479 |
| Unused loan commitments | $30,057,000 | 1,578 |
| Tier 1 (core) risk-based capital | $32,063,100 | 1,321 |
| Tier 2 risk-based capital | $3,584,930 | 933 |
| Total risk weighted assets | $285,098,430 | 1,042 |
| Total unused commitments | $30,057,000 | 1,581 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 163 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $322,421,000 | 1,469 |
| Cash and due from depository institutions | $20,274,000 | 1,135 |
| Interest-bearing balances | $38,000 | 5,570 |
| Securities | $60,929,000 | 1,992 |
| Federal funds sold & reverse repurchase agreements | $9,450,000 | 1,369 |
| Net loans & leases | $213,396,000 | 1,389 |
| Loan loss allowance | $3,794,000 | 1,107 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,998,000 | 860 |
| Other real estate owned | $1,674,000 | 1,135 |
| Goodwill and other intangibles | $3,835,000 | 628 |
| All other assets | $3,865,000 | 1,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,421,000 | 1,469 |
| Total liabilities | $293,878,000 | 1,455 |
| Total deposits | $287,460,000 | 1,339 |
| Interest-bearing deposits | $224,669,000 | 1,488 |
| Deposits held in domestic offices | $287,460,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,982,000 | 1,972 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,871,000 | 2,818 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,565,000 | 2,473 |
| Total equity capital | $28,543,000 | 1,590 |
| Total bank equity capital | $28,543,000 | 1,590 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,634,000 | 2,368 |
| Surplus | $15,130,000 | 1,134 |
| Undivided profits | $11,779,000 | 2,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,094,000 | 843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,232,000 | 1,792 |
| Earning assets | $283,813,000 | 1,531 |
| Long-term assets (5+ years) | $49,266,000 | 1,299 |
| Average Assets, year-to-date | $261,247,800 | 1,706 |
| Average Assets, quarterly | $321,829,000 | 1,454 |
| Volatile liabilities | $23,241,000 | 2,586 |
| Insider loans | $3,465,000 | 1,248 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,784,000 | 565 |
| Unused loan commitments | $26,651,000 | 1,677 |
| Tier 1 (core) risk-based capital | $24,770,000 | 1,746 |
| Tier 2 risk-based capital | $2,653,390 | 1,215 |
| Total risk weighted assets | $211,130,590 | 1,358 |
| Total unused commitments | $26,651,000 | 1,694 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 123 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $222,058,000 | 2,136 |
| Cash and due from depository institutions | $12,037,000 | 1,566 |
| Interest-bearing balances | $55,000 | 5,676 |
| Securities | $54,355,000 | 2,312 |
| Federal funds sold & reverse repurchase agreements | $5,575,000 | 2,607 |
| Net loans & leases | $139,985,000 | 2,019 |
| Loan loss allowance | $2,446,000 | 1,634 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,578,000 | 1,141 |
| Other real estate owned | $231,000 | 1,566 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,297,000 | 2,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,058,000 | 2,136 |
| Total liabilities | $206,190,000 | 2,073 |
| Total deposits | $200,360,000 | 1,961 |
| Interest-bearing deposits | $157,801,000 | 2,159 |
| Deposits held in domestic offices | $200,360,000 | 1,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,650,000 | 1,571 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $540,000 | 3,384 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $640,000 | 5,200 |
| Total equity capital | $15,868,000 | 2,811 |
| Total bank equity capital | $15,868,000 | 2,811 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,634,000 | 2,429 |
| Surplus | $4,997,000 | 2,874 |
| Undivided profits | $9,237,000 | 2,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,829,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $968,000 | 2,385 |
| Earning assets | $199,970,000 | 2,170 |
| Long-term assets (5+ years) | $36,460,000 | 1,545 |
| Average Assets, year-to-date | $215,283,200 | 2,108 |
| Average Assets, quarterly | $220,375,000 | 2,124 |
| Volatile liabilities | $17,010,000 | 3,014 |
| Insider loans | $4,247,000 | 1,051 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $798,000 | 884 |
| Unused loan commitments | $28,999,000 | 1,521 |
| Tier 1 (core) risk-based capital | $15,752,000 | 2,721 |
| Tier 2 risk-based capital | $1,897,050 | 1,673 |
| Total risk weighted assets | $151,215,250 | 1,858 |
| Total unused commitments | $28,999,000 | 1,530 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 113 | 1,761 |
| Assets and Liabilities | ||
| Total Assets: | $216,695,000 | 2,135 |
| Cash and due from depository institutions | $14,113,000 | 1,761 |
| Interest-bearing balances | $1,099,000 | 2,284 |
| Securities | $48,617,000 | 2,691 |
| Federal funds sold & reverse repurchase agreements | $13,702,000 | 708 |
| Net loans & leases | $130,065,000 | 2,133 |
| Loan loss allowance | $2,564,000 | 1,613 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,607,000 | 1,316 |
| Other real estate owned | $573,000 | 1,761 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,018,000 | 2,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,695,000 | 2,135 |
| Total liabilities | $203,736,000 | 2,053 |
| Total deposits | $197,017,000 | 1,955 |
| Interest-bearing deposits | $149,554,000 | 2,236 |
| Deposits held in domestic offices | $197,017,000 | 1,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,709 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $800,000 | 3,356 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $419,000 | 5,879 |
| Total equity capital | $12,959,000 | 3,154 |
| Total bank equity capital | $12,959,000 | 3,154 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,634,000 | 2,506 |
| Surplus | $4,997,000 | 2,792 |
| Undivided profits | $6,328,000 | 3,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,996,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $825,000 | 2,457 |
| Earning assets | $193,483,000 | 2,186 |
| Long-term assets (5+ years) | $29,703,000 | 1,839 |
| Average Assets, year-to-date | $201,989,800 | 2,230 |
| Average Assets, quarterly | $205,680,500 | 2,228 |
| Volatile liabilities | $14,858,000 | 3,217 |
| Insider loans | $3,478,000 | 1,203 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,727,000 | 1,943 |
| Tier 1 (core) risk-based capital | $13,802,000 | 2,997 |
| Tier 2 risk-based capital | $1,733,520 | 1,788 |
| Total risk weighted assets | $137,851,020 | 1,980 |
| Total unused commitments | $19,727,000 | 1,954 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 113 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $203,184,000 | 2,292 |
| Cash and due from depository institutions | $10,263,000 | 1,846 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $59,183,000 | 2,322 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,516 |
| Net loans & leases | $116,515,000 | 2,281 |
| Loan loss allowance | $2,784,000 | 1,575 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,179,000 | 1,413 |
| Other real estate owned | $1,048,000 | 1,846 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,996,000 | 3,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,184,000 | 2,292 |
| Total liabilities | $190,213,000 | 2,242 |
| Total deposits | $188,516,000 | 2,112 |
| Interest-bearing deposits | $155,984,000 | 2,214 |
| Deposits held in domestic offices | $188,516,000 | 2,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $800,000 | 2,949 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $897,000 | 3,403 |
| Total equity capital | $12,971,000 | 3,125 |
| Total bank equity capital | $12,971,000 | 3,125 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,634,000 | 2,553 |
| Surplus | $4,997,000 | 2,732 |
| Undivided profits | $6,340,000 | 3,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,410,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,792 |
| Income earned, not collected on loans | $786,000 | 2,268 |
| Earning assets | $184,698,000 | 2,310 |
| Long-term assets (5+ years) | $33,199,000 | 1,746 |
| Average Assets, year-to-date | $206,550,400 | 2,182 |
| Average Assets, quarterly | $203,630,000 | 2,258 |
| Volatile liabilities | $9,039,000 | 4,416 |
| Insider loans | $2,875,000 | 1,450 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,512,000 | 606 |
| Unused loan commitments | $12,751,000 | 2,598 |
| Tier 1 (core) risk-based capital | $12,705,000 | 3,114 |
| Tier 2 risk-based capital | $1,579,440 | 1,946 |
| Total risk weighted assets | $125,150,840 | 2,134 |
| Total unused commitments | $12,751,000 | 2,622 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 108 | 1,999 |
| Assets and Liabilities | ||
| Total Assets: | $211,727,000 | 2,230 |
| Cash and due from depository institutions | $13,145,000 | 1,999 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $49,357,000 | 2,771 |
| Federal funds sold & reverse repurchase agreements | $4,340,000 | 3,727 |
| Net loans & leases | $132,126,000 | 2,110 |
| Loan loss allowance | $3,197,000 | 1,469 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,799,000 | 1,522 |
| Other real estate owned | $5,761,000 | 1,999 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,199,000 | 3,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,727,000 | 2,230 |
| Total liabilities | $199,433,000 | 2,171 |
| Total deposits | $196,231,000 | 2,093 |
| Interest-bearing deposits | $166,076,000 | 2,184 |
| Deposits held in domestic offices | $196,231,000 | 2,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $376,000 | 3,171 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $562,000 | 3,049 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,264,000 | 1,690 |
| Total equity capital | $12,294,000 | 3,111 |
| Total bank equity capital | $12,294,000 | 3,111 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,634,000 | 2,653 |
| Surplus | $4,997,000 | 2,621 |
| Undivided profits | $5,663,000 | 3,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,151,000 | 1,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $826,000 | 2,416 |
| Earning assets | $185,823,000 | 2,316 |
| Long-term assets (5+ years) | $34,368,000 | 1,648 |
| Average Assets, year-to-date | $210,642,200 | 2,188 |
| Average Assets, quarterly | $209,504,500 | 2,243 |
| Volatile liabilities | $10,220,000 | 4,043 |
| Insider loans | $4,540,000 | 105 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,415,000 | 514 |
| Unused loan commitments | $15,757,000 | 2,133 |
| Tier 1 (core) risk-based capital | $12,294,000 | 3,063 |
| Tier 2 risk-based capital | $1,815,380 | 1,741 |
| Total risk weighted assets | $143,845,680 | 1,954 |
| Total unused commitments | $15,757,000 | 2,149 |
| Derivatives | $0 | 651 |