Home > New Commerce Bank > Assets and Liabilities
New Commerce Bank, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 25 | 5,569 |
| Assets and Liabilities | ||
| Total Assets: | $97,436,000 | 4,978 |
| Cash and due from depository institutions | $2,095,000 | 5,569 |
| Interest-bearing balances | $216,000 | 4,253 |
| Securities | $14,885,000 | 5,502 |
| Federal funds sold & reverse repurchase agreements | $4,402,000 | 2,564 |
| Net loans & leases | $69,575,000 | 4,556 |
| Loan loss allowance | $950,000 | 4,218 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,745,000 | 2,769 |
| Other real estate owned | $0 | 5,569 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,734,000 | 4,079 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $97,436,000 | 4,978 |
| Total liabilities | $89,809,000 | 4,871 |
| Total deposits | $79,854,000 | 4,960 |
| Interest-bearing deposits | $69,391,000 | 4,858 |
| Deposits held in domestic offices | $79,854,000 | 4,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,450,000 | 2,672 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $505,000 | 4,764 |
| Total equity capital | $7,627,000 | 5,936 |
| Total bank equity capital | $7,627,000 | 5,936 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,125,000 | 993 |
| Surplus | $5,125,000 | 3,511 |
| Undivided profits | $-1,623,000 | 8,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $335,000 | 6,610 |
| Earning assets | $89,078,000 | 4,987 |
| Long-term assets (5+ years) | $12,725,000 | 4,307 |
| Average Assets, year-to-date | $96,747,500 | 4,968 |
| Average Assets, quarterly | $96,747,500 | 4,968 |
| Volatile liabilities | $46,271,000 | 2,313 |
| Insider loans | $1,845,000 | 2,914 |
| FHLB advances | $9,450,000 | 2,557 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,107,000 | 3,598 |
| Tier 1 (core) risk-based capital | $7,805,000 | 5,792 |
| Tier 2 risk-based capital | $950,000 | 3,955 |
| Total risk weighted assets | $79,932,000 | 4,333 |
| Total unused commitments | $16,107,000 | 3,598 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 25 | 5,579 |
| Assets and Liabilities | ||
| Total Assets: | $96,059,000 | 5,021 |
| Cash and due from depository institutions | $1,580,000 | 5,579 |
| Interest-bearing balances | $186,000 | 4,478 |
| Securities | $15,575,000 | 5,397 |
| Federal funds sold & reverse repurchase agreements | $5,822,000 | 1,926 |
| Net loans & leases | $67,457,000 | 4,621 |
| Loan loss allowance | $912,000 | 4,308 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,785,000 | 2,717 |
| Other real estate owned | $0 | 5,579 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,840,000 | 5,056 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $96,059,000 | 5,021 |
| Total liabilities | $88,321,000 | 4,924 |
| Total deposits | $81,111,000 | 4,924 |
| Interest-bearing deposits | $69,463,000 | 4,860 |
| Deposits held in domestic offices | $81,111,000 | 4,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,750,000 | 3,151 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $460,000 | 4,924 |
| Total equity capital | $7,738,000 | 5,895 |
| Total bank equity capital | $7,738,000 | 5,895 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,125,000 | 970 |
| Surplus | $5,125,000 | 3,475 |
| Undivided profits | $-1,512,000 | 8,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $350,000 | 6,476 |
| Earning assets | $89,040,000 | 4,977 |
| Long-term assets (5+ years) | $12,222,000 | 4,424 |
| Average Assets, year-to-date | $91,204,600 | 5,059 |
| Average Assets, quarterly | $95,077,500 | 5,025 |
| Volatile liabilities | $36,859,000 | 2,732 |
| Insider loans | $2,158,000 | 2,596 |
| FHLB advances | $6,750,000 | 3,004 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,881,000 | 3,349 |
| Tier 1 (core) risk-based capital | $7,738,000 | 5,770 |
| Tier 2 risk-based capital | $912,000 | 4,044 |
| Total risk weighted assets | $77,931,000 | 4,381 |
| Total unused commitments | $16,881,000 | 3,351 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $94,096,000 | 5,057 |
| Cash and due from depository institutions | $4,336,000 | 5,471 |
| Interest-bearing balances | $2,635,000 | 1,785 |
| Securities | $16,625,000 | 5,239 |
| Federal funds sold & reverse repurchase agreements | $2,887,000 | 3,039 |
| Net loans & leases | $64,927,000 | 4,710 |
| Loan loss allowance | $668,000 | 5,218 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,792,000 | 2,668 |
| Other real estate owned | $0 | 5,471 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,529,000 | 5,506 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $94,096,000 | 5,057 |
| Total liabilities | $86,055,000 | 4,973 |
| Total deposits | $79,007,000 | 4,970 |
| Interest-bearing deposits | $66,038,000 | 4,979 |
| Deposits held in domestic offices | $79,007,000 | 4,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,750,000 | 3,156 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $298,000 | 6,216 |
| Total equity capital | $8,041,000 | 5,769 |
| Total bank equity capital | $8,041,000 | 5,769 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,125,000 | 955 |
| Surplus | $5,125,000 | 3,424 |
| Undivided profits | $-1,209,000 | 8,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $319,000 | 6,881 |
| Earning assets | $87,074,000 | 5,008 |
| Long-term assets (5+ years) | $15,084,000 | 4,118 |
| Average Assets, year-to-date | $89,991,000 | 5,105 |
| Average Assets, quarterly | $93,381,500 | 5,042 |
| Volatile liabilities | $38,308,000 | 2,572 |
| Insider loans | $3,872,000 | 1,515 |
| FHLB advances | $6,750,000 | 3,017 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $15,885,000 | 3,482 |
| Tier 1 (core) risk-based capital | $7,960,000 | 5,653 |
| Tier 2 risk-based capital | $668,000 | 4,915 |
| Total risk weighted assets | $74,718,000 | 4,471 |
| Total unused commitments | $15,885,000 | 3,484 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $92,667,000 | 5,079 |
| Cash and due from depository institutions | $2,316,000 | 5,785 |
| Interest-bearing balances | $258,000 | 4,261 |
| Securities | $16,565,000 | 5,311 |
| Federal funds sold & reverse repurchase agreements | $5,715,000 | 1,810 |
| Net loans & leases | $62,793,000 | 4,760 |
| Loan loss allowance | $704,000 | 5,062 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,786,000 | 2,634 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,492,000 | 5,570 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $92,667,000 | 5,079 |
| Total liabilities | $84,601,000 | 5,013 |
| Total deposits | $77,026,000 | 5,038 |
| Interest-bearing deposits | $62,779,000 | 5,147 |
| Deposits held in domestic offices | $77,026,000 | 5,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,250,000 | 3,023 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $325,000 | 5,640 |
| Total equity capital | $8,066,000 | 5,630 |
| Total bank equity capital | $8,066,000 | 5,630 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,125,000 | 938 |
| Surplus | $5,125,000 | 3,377 |
| Undivided profits | $-1,184,000 | 8,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 3,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $323,000 | 6,674 |
| Earning assets | $85,331,000 | 5,060 |
| Long-term assets (5+ years) | $15,631,000 | 4,157 |
| Average Assets, year-to-date | $88,622,670 | 5,179 |
| Average Assets, quarterly | $90,956,500 | 5,132 |
| Volatile liabilities | $33,939,000 | 2,760 |
| Insider loans | $4,071,000 | 1,421 |
| FHLB advances | $7,250,000 | 2,891 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,288,000 | 3,293 |
| Tier 1 (core) risk-based capital | $8,267,000 | 5,457 |
| Tier 2 risk-based capital | $704,000 | 4,734 |
| Total risk weighted assets | $72,074,000 | 4,541 |
| Total unused commitments | $17,288,000 | 3,295 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 20 | 6,352 |
| Assets and Liabilities | ||
| Total Assets: | $89,246,000 | 5,216 |
| Cash and due from depository institutions | $2,772,000 | 6,352 |
| Interest-bearing balances | $60,000 | 5,795 |
| Securities | $14,227,000 | 5,712 |
| Federal funds sold & reverse repurchase agreements | $6,844,000 | 2,157 |
| Net loans & leases | $60,419,000 | 4,830 |
| Loan loss allowance | $672,000 | 5,177 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,769,000 | 2,607 |
| Other real estate owned | $82,000 | 6,352 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,133,000 | 6,118 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $89,246,000 | 5,216 |
| Total liabilities | $81,895,000 | 5,116 |
| Total deposits | $77,135,000 | 5,036 |
| Interest-bearing deposits | $62,471,000 | 5,197 |
| Deposits held in domestic offices | $77,135,000 | 5,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,500,000 | 3,558 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $260,000 | 6,510 |
| Total equity capital | $7,351,000 | 6,044 |
| Total bank equity capital | $7,351,000 | 6,044 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,125,000 | 931 |
| Surplus | $4,125,000 | 3,883 |
| Undivided profits | $-899,000 | 8,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 4,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $301,000 | 6,819 |
| Earning assets | $81,550,000 | 5,219 |
| Long-term assets (5+ years) | $10,604,000 | 4,878 |
| Average Assets, year-to-date | $86,600,500 | 5,266 |
| Average Assets, quarterly | $86,600,500 | 5,266 |
| Volatile liabilities | $32,389,000 | 2,779 |
| Insider loans | $3,315,000 | 1,720 |
| FHLB advances | $4,500,000 | 3,406 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,701,000 | 3,689 |
| Tier 1 (core) risk-based capital | $7,213,000 | 5,917 |
| Tier 2 risk-based capital | $672,000 | 4,837 |
| Total risk weighted assets | $69,711,000 | 4,588 |
| Total unused commitments | $13,701,000 | 3,695 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $83,955,000 | 5,377 |
| Cash and due from depository institutions | $2,454,000 | 6,499 |
| Interest-bearing balances | $78,000 | 5,576 |
| Securities | $13,681,000 | 5,851 |
| Federal funds sold & reverse repurchase agreements | $5,536,000 | 2,099 |
| Net loans & leases | $57,318,000 | 4,984 |
| Loan loss allowance | $726,000 | 4,919 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,810,000 | 2,575 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,156,000 | 6,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,955,000 | 5,377 |
| Total liabilities | $76,744,000 | 5,301 |
| Total deposits | $72,685,000 | 5,247 |
| Interest-bearing deposits | $59,758,000 | 5,317 |
| Deposits held in domestic offices | $72,685,000 | 5,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,750,000 | 3,780 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $309,000 | 6,022 |
| Total equity capital | $7,211,000 | 6,034 |
| Total bank equity capital | $7,211,000 | 6,034 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,125,000 | 933 |
| Surplus | $4,125,000 | 3,855 |
| Undivided profits | $-1,039,000 | 8,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 3,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $300,000 | 6,977 |
| Earning assets | $76,613,000 | 5,390 |
| Long-term assets (5+ years) | $9,403,000 | 5,116 |
| Average Assets, year-to-date | $70,091,400 | 5,855 |
| Average Assets, quarterly | $79,238,500 | 5,561 |
| Volatile liabilities | $29,531,000 | 2,963 |
| Insider loans | $3,063,000 | 1,834 |
| FHLB advances | $3,750,000 | 3,633 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,215,000 | 4,248 |
| Tier 1 (core) risk-based capital | $7,176,000 | 5,877 |
| Tier 2 risk-based capital | $726,000 | 4,607 |
| Total risk weighted assets | $68,348,000 | 4,640 |
| Total unused commitments | $10,215,000 | 4,250 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $74,522,000 | 5,780 |
| Cash and due from depository institutions | $2,692,000 | 6,521 |
| Interest-bearing balances | $363,000 | 4,135 |
| Securities | $11,387,000 | 6,242 |
| Federal funds sold & reverse repurchase agreements | $3,057,000 | 3,584 |
| Net loans & leases | $52,442,000 | 5,253 |
| Loan loss allowance | $664,000 | 5,210 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,821,000 | 2,541 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,123,000 | 6,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,522,000 | 5,780 |
| Total liabilities | $67,342,000 | 5,736 |
| Total deposits | $63,320,000 | 5,686 |
| Interest-bearing deposits | $50,974,000 | 5,859 |
| Deposits held in domestic offices | $63,320,000 | 5,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,750,000 | 3,743 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $272,000 | 6,652 |
| Total equity capital | $7,180,000 | 6,037 |
| Total bank equity capital | $7,180,000 | 6,037 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,125,000 | 920 |
| Surplus | $4,125,000 | 3,794 |
| Undivided profits | $-1,070,000 | 8,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 6,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $230,000 | 7,741 |
| Earning assets | $67,249,000 | 5,816 |
| Long-term assets (5+ years) | $8,060,000 | 5,413 |
| Average Assets, year-to-date | $66,625,500 | 6,045 |
| Average Assets, quarterly | $71,743,500 | 5,880 |
| Volatile liabilities | $14,387,000 | 4,725 |
| Insider loans | $2,790,000 | 1,961 |
| FHLB advances | $3,750,000 | 3,578 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,604,000 | 4,369 |
| Tier 1 (core) risk-based capital | $7,132,000 | 5,903 |
| Tier 2 risk-based capital | $664,000 | 4,872 |
| Total risk weighted assets | $63,246,000 | 4,876 |
| Total unused commitments | $9,604,000 | 4,375 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 20 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $68,965,000 | 6,015 |
| Cash and due from depository institutions | $5,182,000 | 6,386 |
| Interest-bearing balances | $3,621,000 | 1,857 |
| Securities | $11,087,000 | 6,221 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $47,640,000 | 5,501 |
| Loan loss allowance | $603,000 | 5,479 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,815,000 | 2,521 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,241,000 | 5,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,965,000 | 6,015 |
| Total liabilities | $61,611,000 | 6,019 |
| Total deposits | $57,295,000 | 6,027 |
| Interest-bearing deposits | $47,476,000 | 6,107 |
| Deposits held in domestic offices | $57,295,000 | 6,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,075,000 | 3,577 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $241,000 | 7,003 |
| Total equity capital | $7,354,000 | 5,934 |
| Total bank equity capital | $7,354,000 | 5,934 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,125,000 | 913 |
| Surplus | $4,125,000 | 3,755 |
| Undivided profits | $-896,000 | 8,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $255,000 | 7,462 |
| Earning assets | $62,348,000 | 6,043 |
| Long-term assets (5+ years) | $4,565,000 | 6,305 |
| Average Assets, year-to-date | $63,993,330 | 6,178 |
| Average Assets, quarterly | $64,887,500 | 6,177 |
| Volatile liabilities | $12,686,000 | 5,038 |
| Insider loans | $3,864,000 | 1,423 |
| FHLB advances | $4,075,000 | 3,397 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,201,000 | 4,666 |
| Tier 1 (core) risk-based capital | $7,110,000 | 5,823 |
| Tier 2 risk-based capital | $603,000 | 5,143 |
| Total risk weighted assets | $58,058,000 | 5,111 |
| Total unused commitments | $8,201,000 | 4,677 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 20 | 6,397 |
| Assets and Liabilities | ||
| Total Assets: | $60,810,000 | 6,375 |
| Cash and due from depository institutions | $2,039,000 | 6,397 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $11,674,000 | 6,172 |
| Federal funds sold & reverse repurchase agreements | $115,000 | 7,139 |
| Net loans & leases | $42,135,000 | 5,830 |
| Loan loss allowance | $534,000 | 5,794 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,797,000 | 2,488 |
| Other real estate owned | $0 | 6,397 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,050,000 | 6,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,810,000 | 6,375 |
| Total liabilities | $53,485,000 | 6,414 |
| Total deposits | $48,333,000 | 6,527 |
| Interest-bearing deposits | $41,215,000 | 6,525 |
| Deposits held in domestic offices | $48,333,000 | 6,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 2,923 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,800,000 | 3,338 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $202,000 | 7,409 |
| Total equity capital | $7,325,000 | 5,868 |
| Total bank equity capital | $7,325,000 | 5,868 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,125,000 | 904 |
| Surplus | $4,125,000 | 3,707 |
| Undivided profits | $-925,000 | 8,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $212,000 | 7,925 |
| Earning assets | $53,924,000 | 6,474 |
| Long-term assets (5+ years) | $9,025,000 | 5,025 |
| Average Assets, year-to-date | $61,507,500 | 6,307 |
| Average Assets, quarterly | $61,507,500 | 6,307 |
| Volatile liabilities | $13,865,000 | 4,757 |
| Insider loans | $3,817,000 | 1,411 |
| FHLB advances | $4,800,000 | 3,173 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,505,000 | 4,789 |
| Tier 1 (core) risk-based capital | $7,095,000 | 5,783 |
| Tier 2 risk-based capital | $534,000 | 5,452 |
| Total risk weighted assets | $51,868,000 | 5,397 |
| Total unused commitments | $7,505,000 | 4,802 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 20 | 6,395 |
| Assets and Liabilities | ||
| Total Assets: | $62,205,000 | 6,270 |
| Cash and due from depository institutions | $2,793,000 | 6,395 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $13,236,000 | 5,802 |
| Federal funds sold & reverse repurchase agreements | $3,342,000 | 3,707 |
| Net loans & leases | $37,938,000 | 6,162 |
| Loan loss allowance | $492,000 | 6,011 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,828,000 | 2,454 |
| Other real estate owned | $0 | 6,395 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,068,000 | 6,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,205,000 | 6,270 |
| Total liabilities | $54,820,000 | 6,308 |
| Total deposits | $49,838,000 | 6,403 |
| Interest-bearing deposits | $42,644,000 | 6,384 |
| Deposits held in domestic offices | $49,838,000 | 6,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,725,000 | 3,396 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $257,000 | 7,002 |
| Total equity capital | $7,385,000 | 5,779 |
| Total bank equity capital | $7,385,000 | 5,779 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,125,000 | 900 |
| Surplus | $4,125,000 | 3,669 |
| Undivided profits | $-865,000 | 8,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $248,000 | 7,697 |
| Earning assets | $54,516,000 | 6,420 |
| Long-term assets (5+ years) | $10,529,000 | 4,694 |
| Average Assets, year-to-date | $54,674,600 | 6,548 |
| Average Assets, quarterly | $60,236,500 | 6,356 |
| Volatile liabilities | $10,760,000 | 5,478 |
| Insider loans | $2,275,000 | 2,278 |
| FHLB advances | $4,725,000 | 3,207 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,496,000 | 4,999 |
| Tier 1 (core) risk-based capital | $7,094,000 | 5,721 |
| Tier 2 risk-based capital | $492,000 | 5,684 |
| Total risk weighted assets | $49,041,000 | 5,550 |
| Total unused commitments | $6,496,000 | 5,005 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $50,244,000 | 6,901 |
| Cash and due from depository institutions | $963,000 | 6,738 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $14,969,000 | 5,373 |
| Federal funds sold & reverse repurchase agreements | $826,000 | 6,086 |
| Net loans & leases | $28,542,000 | 6,978 |
| Loan loss allowance | $405,000 | 6,521 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,960,000 | 2,280 |
| Other real estate owned | $0 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $984,000 | 6,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,244,000 | 6,901 |
| Total liabilities | $42,923,000 | 7,039 |
| Total deposits | $37,767,000 | 7,258 |
| Interest-bearing deposits | $31,176,000 | 7,341 |
| Deposits held in domestic offices | $37,767,000 | 7,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,854,000 | 1,518 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $302,000 | 6,874 |
| Total equity capital | $7,321,000 | 5,659 |
| Total bank equity capital | $7,321,000 | 5,659 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,125,000 | 898 |
| Surplus | $4,125,000 | 3,573 |
| Undivided profits | $-929,000 | 9,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $298,000 | 7,564 |
| Earning assets | $44,337,000 | 7,007 |
| Long-term assets (5+ years) | $5,932,000 | 5,839 |
| Average Assets, year-to-date | $46,040,600 | 6,996 |
| Average Assets, quarterly | $50,778,000 | 6,810 |
| Volatile liabilities | $13,920,000 | 4,684 |
| Insider loans | $2,817,000 | 1,753 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,794,000 | 5,622 |
| Tier 1 (core) risk-based capital | $7,074,000 | 5,628 |
| Tier 2 risk-based capital | $405,000 | 6,193 |
| Total risk weighted assets | $40,185,000 | 6,139 |
| Total unused commitments | $4,794,000 | 5,627 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 18 | 6,840 |
| Assets and Liabilities | ||
| Total Assets: | $38,964,000 | 7,674 |
| Cash and due from depository institutions | $1,952,000 | 6,840 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $13,053,000 | 5,984 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 6,989 |
| Net loans & leases | $19,193,000 | 7,994 |
| Loan loss allowance | $292,000 | 7,401 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,080,000 | 2,157 |
| Other real estate owned | $0 | 6,840 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $677,000 | 7,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,964,000 | 7,674 |
| Total liabilities | $31,581,000 | 7,904 |
| Total deposits | $31,281,000 | 7,765 |
| Interest-bearing deposits | $26,859,000 | 7,727 |
| Deposits held in domestic offices | $31,281,000 | 7,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,622 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $200,000 | 8,304 |
| Total equity capital | $7,383,000 | 5,594 |
| Total bank equity capital | $7,383,000 | 5,594 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,125,000 | 901 |
| Surplus | $4,125,000 | 3,501 |
| Undivided profits | $-867,000 | 9,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $136,000 | 8,677 |
| Earning assets | $32,255,000 | 7,942 |
| Long-term assets (5+ years) | $5,527,000 | 5,823 |
| Average Assets, year-to-date | $31,673,200 | 8,083 |
| Average Assets, quarterly | $37,173,500 | 7,756 |
| Volatile liabilities | $5,949,000 | 7,046 |
| Insider loans | $2,405,000 | 1,953 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,377,000 | 6,277 |
| Tier 1 (core) risk-based capital | $7,247,000 | 5,551 |
| Tier 2 risk-based capital | $292,000 | 7,117 |
| Total risk weighted assets | $28,109,900 | 7,162 |
| Total unused commitments | $3,377,000 | 6,280 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 12 | 8,338 |
| Assets and Liabilities | ||
| Total Assets: | $26,147,000 | 8,845 |
| Cash and due from depository institutions | $1,603,000 | 8,338 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $3,295,000 | 9,240 |
| Federal funds sold & reverse repurchase agreements | $5,838,000 | 1,651 |
| Net loans & leases | $12,855,000 | 8,939 |
| Loan loss allowance | $196,000 | 8,483 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,182,000 | 3,744 |
| Other real estate owned | $0 | 8,338 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $374,000 | 8,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,147,000 | 8,845 |
| Total liabilities | $18,552,000 | 9,246 |
| Total deposits | $18,407,000 | 9,158 |
| Interest-bearing deposits | $15,566,000 | 9,136 |
| Deposits held in domestic offices | $18,407,000 | 9,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $145,000 | 8,812 |
| Total equity capital | $7,595,000 | 5,313 |
| Total bank equity capital | $7,595,000 | 5,313 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,125,000 | 917 |
| Surplus | $4,125,000 | 3,473 |
| Undivided profits | $-655,000 | 9,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $50,000 | 9,703 |
| Earning assets | $21,988,000 | 8,977 |
| Long-term assets (5+ years) | $1,653,000 | 7,884 |
| Average Assets, year-to-date | $20,398,000 | 9,230 |
| Average Assets, quarterly | $24,241,000 | 8,970 |
| Volatile liabilities | $2,494,000 | 8,693 |
| Insider loans | $3,610,000 | 1,314 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,216,000 | 7,283 |
| Tier 1 (core) risk-based capital | $7,620,000 | 5,315 |
| Tier 2 risk-based capital | $196,000 | 8,227 |
| Total risk weighted assets | $17,373,100 | 8,563 |
| Total unused commitments | $2,216,000 | 7,286 |
| Derivatives | $0 | 488 |