Home > New City Bank > Income and Expense
New City Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 5,175 |
| Total interest expense | $938,000 | 4,550 |
| Net interest income | $3,016,000 | 5,252 |
| Provision for loan and lease losses | $8,277,000 | 502 |
| Total noninterest income | $-1,154,000 | 7,256 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $79,000 | 5,832 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,233,000 | 7,221 |
| Total noninterest expense | $2,821,000 | 5,041 |
| Salaries and employee benefits | $869,000 | 6,129 |
| Premises and equipment expense | $224,000 | 5,821 |
| Additional noninterest expense | $1,728,000 | 3,525 |
| Pre-tax net operating income | $-9,236,000 | 7,197 |
| Securities gains (losses) | $68,000 | 2,356 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-9,168,000 | 7,200 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,168,000 | 7,200 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,168,000 | 7,200 |
| Net charge-offs | $4,717,000 | 843 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-9,236,000 | 7,189 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 5,071 |
| Total interest expense | $727,000 | 4,588 |
| Net interest income | $2,440,000 | 5,114 |
| Provision for loan and lease losses | $5,909,000 | 539 |
| Total noninterest income | $-278,000 | 7,258 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $53,000 | 6,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-331,000 | 7,190 |
| Total noninterest expense | $1,924,000 | 5,291 |
| Salaries and employee benefits | $623,000 | 6,214 |
| Premises and equipment expense | $167,000 | 5,861 |
| Additional noninterest expense | $1,134,000 | 3,837 |
| Pre-tax net operating income | $-5,671,000 | 7,257 |
| Securities gains (losses) | $28,000 | 2,663 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $-5,645,000 | 7,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,645,000 | 7,271 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,645,000 | 7,271 |
| Net charge-offs | $1,927,000 | 1,259 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,673,000 | 7,267 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 4,908 |
| Total interest expense | $494,000 | 4,662 |
| Net interest income | $1,789,000 | 4,887 |
| Provision for loan and lease losses | $3,000,000 | 678 |
| Total noninterest income | $251,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $219,000 | 3,349 |
| Total noninterest expense | $1,348,000 | 5,218 |
| Salaries and employee benefits | $429,000 | 6,217 |
| Premises and equipment expense | $110,000 | 5,921 |
| Additional noninterest expense | $809,000 | 3,718 |
| Pre-tax net operating income | $-2,308,000 | 7,212 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $-2,282,000 | 7,236 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,282,000 | 7,236 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,282,000 | 7,237 |
| Net charge-offs | $-43,000 | 7,291 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,310,000 | 7,229 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 4,762 |
| Total interest expense | $253,000 | 4,721 |
| Net interest income | $962,000 | 4,684 |
| Provision for loan and lease losses | $1,225,000 | 741 |
| Total noninterest income | $41,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $639,000 | 5,386 |
| Salaries and employee benefits | $210,000 | 6,298 |
| Premises and equipment expense | $55,000 | 5,982 |
| Additional noninterest expense | $374,000 | 3,906 |
| Pre-tax net operating income | $-861,000 | 7,233 |
| Securities gains (losses) | $21,000 | 1,080 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $-841,000 | 7,258 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-841,000 | 7,259 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-841,000 | 7,259 |
| Net charge-offs | $-31,000 | 7,280 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-862,000 | 7,257 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 4,561 |
| Total interest expense | $1,541,000 | 4,205 |
| Net interest income | $3,951,000 | 4,617 |
| Provision for loan and lease losses | $3,715,000 | 1,402 |
| Total noninterest income | $-399,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $158,000 | 4,820 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-557,000 | 7,414 |
| Total noninterest expense | $2,532,000 | 5,474 |
| Salaries and employee benefits | $805,000 | 6,443 |
| Premises and equipment expense | $260,000 | 5,724 |
| Additional noninterest expense | $1,467,000 | 4,065 |
| Pre-tax net operating income | $-2,695,000 | 6,879 |
| Securities gains (losses) | $40,000 | 2,790 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,655,000 | 6,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,655,000 | 6,953 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,655,000 | 6,954 |
| Net charge-offs | $3,143,000 | 1,430 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 362 |
| Net operating income | $-2,695,000 | 6,939 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 4,569 |
| Total interest expense | $1,255,000 | 4,145 |
| Net interest income | $2,978,000 | 4,672 |
| Provision for loan and lease losses | $1,752,000 | 1,809 |
| Total noninterest income | $-332,000 | 7,610 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $132,000 | 4,714 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-464,000 | 7,570 |
| Total noninterest expense | $1,735,000 | 5,726 |
| Salaries and employee benefits | $551,000 | 6,648 |
| Premises and equipment expense | $205,000 | 5,691 |
| Additional noninterest expense | $979,000 | 4,358 |
| Pre-tax net operating income | $-841,000 | 6,720 |
| Securities gains (losses) | $40,000 | 2,559 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-801,000 | 6,824 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-801,000 | 6,823 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-801,000 | 6,824 |
| Net charge-offs | $1,923,000 | 1,543 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-841,000 | 6,784 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 4,565 |
| Total interest expense | $874,000 | 4,139 |
| Net interest income | $1,999,000 | 4,656 |
| Provision for loan and lease losses | $545,000 | 2,740 |
| Total noninterest income | $-8,000 | 7,553 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $70,000 | 5,108 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-78,000 | 7,504 |
| Total noninterest expense | $1,129,000 | 5,812 |
| Salaries and employee benefits | $366,000 | 6,700 |
| Premises and equipment expense | $147,000 | 5,558 |
| Additional noninterest expense | $616,000 | 4,523 |
| Pre-tax net operating income | $317,000 | 4,331 |
| Securities gains (losses) | $40,000 | 2,020 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $354,000 | 3,993 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $354,000 | 3,991 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $354,000 | 3,992 |
| Net charge-offs | $264,000 | 3,207 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $314,400 | 4,084 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 4,566 |
| Total interest expense | $458,000 | 4,150 |
| Net interest income | $1,010,000 | 4,648 |
| Provision for loan and lease losses | $220,000 | 2,876 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $555,000 | 5,921 |
| Salaries and employee benefits | $175,000 | 6,867 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $323,000 | 4,389 |
| Pre-tax net operating income | $265,000 | 3,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $263,000 | 3,386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $263,000 | 3,384 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $263,000 | 3,386 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $263,000 | 3,268 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 4,708 |
| Total interest expense | $2,755,000 | 3,650 |
| Net interest income | $3,071,000 | 5,323 |
| Provision for loan and lease losses | $2,896,000 | 2,029 |
| Total noninterest income | $-868,000 | 7,913 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $169,000 | 4,939 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,037,000 | 7,876 |
| Total noninterest expense | $2,118,000 | 6,090 |
| Salaries and employee benefits | $734,000 | 6,877 |
| Premises and equipment expense | $193,000 | 6,537 |
| Additional noninterest expense | $1,191,000 | 4,767 |
| Pre-tax net operating income | $-2,811,000 | 6,850 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-21,000 | 6,326 |
| Income before extraordinary items | $-2,790,000 | 6,945 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,790,000 | 6,944 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,790,000 | 6,944 |
| Net charge-offs | $2,206,000 | 1,919 |
| Cash dividends | $540,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,790,000 | 6,955 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 4,761 |
| Total interest expense | $2,159,000 | 3,662 |
| Net interest income | $2,208,000 | 5,445 |
| Provision for loan and lease losses | $2,621,000 | 1,610 |
| Total noninterest income | $143,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $120,000 | 5,077 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $2,513,000 | 4,868 |
| Salaries and employee benefits | $538,000 | 6,949 |
| Premises and equipment expense | $154,000 | 6,493 |
| Additional noninterest expense | $1,821,000 | 2,784 |
| Pre-tax net operating income | $-2,783,000 | 7,239 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-16,000 | 6,692 |
| Income before extraordinary items | $-2,767,000 | 7,337 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,767,000 | 7,337 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,767,000 | 7,337 |
| Net charge-offs | $170,000 | 4,449 |
| Cash dividends | $479,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,767,000 | 7,326 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 4,761 |
| Total interest expense | $1,475,000 | 3,719 |
| Net interest income | $1,470,000 | 5,450 |
| Provision for loan and lease losses | $2,521,000 | 1,214 |
| Total noninterest income | $83,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $68,000 | 5,343 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $1,105,000 | 6,050 |
| Salaries and employee benefits | $368,000 | 6,980 |
| Premises and equipment expense | $109,000 | 6,430 |
| Additional noninterest expense | $628,000 | 4,591 |
| Pre-tax net operating income | $-2,073,000 | 7,400 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-17,000 | 6,851 |
| Income before extraordinary items | $-2,056,000 | 7,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,056,000 | 7,496 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,056,000 | 7,495 |
| Net charge-offs | $171,000 | 3,624 |
| Cash dividends | $406,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,056,000 | 7,493 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 4,715 |
| Total interest expense | $749,000 | 3,777 |
| Net interest income | $774,000 | 5,317 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $539,000 | 6,078 |
| Salaries and employee benefits | $236,000 | 6,517 |
| Premises and equipment expense | $61,000 | 6,267 |
| Additional noninterest expense | $242,000 | 5,036 |
| Pre-tax net operating income | $261,000 | 3,562 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-19,000 | 7,266 |
| Income before extraordinary items | $280,000 | 3,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $280,000 | 3,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $280,000 | 3,246 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $335,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $280,000 | 3,101 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 5,037 |
| Total interest expense | $3,134,000 | 4,132 |
| Net interest income | $2,654,000 | 5,756 |
| Provision for loan and lease losses | $368,000 | 4,272 |
| Total noninterest income | $163,000 | 6,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $139,000 | 5,454 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,000 | 7,314 |
| Total noninterest expense | $1,665,000 | 6,661 |
| Salaries and employee benefits | $813,000 | 6,865 |
| Premises and equipment expense | $236,000 | 6,368 |
| Additional noninterest expense | $616,000 | 6,170 |
| Pre-tax net operating income | $784,000 | 4,201 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $771,000 | 3,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $771,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 4,104 |
| Cash dividends | $1,056,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $771,000 | 3,898 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 5,066 |
| Total interest expense | $2,349,000 | 4,255 |
| Net interest income | $2,054,000 | 5,711 |
| Provision for loan and lease losses | $66,000 | 5,627 |
| Total noninterest income | $129,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $111,000 | 5,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 7,487 |
| Total noninterest expense | $1,319,000 | 6,556 |
| Salaries and employee benefits | $654,000 | 6,719 |
| Premises and equipment expense | $175,000 | 6,416 |
| Additional noninterest expense | $490,000 | 5,958 |
| Pre-tax net operating income | $798,000 | 4,109 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $14,000 | 4,753 |
| Income before extraordinary items | $784,000 | 3,604 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $784,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,856 |
| Cash dividends | $936,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $784,000 | 3,750 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 5,122 |
| Total interest expense | $1,585,000 | 4,358 |
| Net interest income | $1,360,000 | 5,760 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $79,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $68,000 | 5,520 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $881,000 | 6,585 |
| Salaries and employee benefits | $434,000 | 6,795 |
| Premises and equipment expense | $118,000 | 6,428 |
| Additional noninterest expense | $329,000 | 5,928 |
| Pre-tax net operating income | $518,000 | 4,319 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $509,000 | 3,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $840,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $509,000 | 3,923 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 5,157 |
| Total interest expense | $826,000 | 4,422 |
| Net interest income | $682,000 | 5,762 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $45,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $431,000 | 6,652 |
| Salaries and employee benefits | $215,000 | 6,846 |
| Premises and equipment expense | $58,000 | 6,485 |
| Additional noninterest expense | $158,000 | 6,037 |
| Pre-tax net operating income | $276,000 | 4,340 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $271,000 | 4,030 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $271,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $781,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $271,000 | 3,942 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,253,000 | 5,084 |
| Total interest expense | $2,763,000 | 5,007 |
| Net interest income | $3,490,000 | 5,041 |
| Provision for loan and lease losses | $134,000 | 4,483 |
| Total noninterest income | $211,000 | 6,669 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $185,000 | 5,053 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $1,690,000 | 6,625 |
| Salaries and employee benefits | $919,000 | 6,636 |
| Premises and equipment expense | $204,000 | 6,690 |
| Additional noninterest expense | $567,000 | 6,284 |
| Pre-tax net operating income | $1,877,000 | 3,443 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 5,466 |
| Income before extraordinary items | $1,859,000 | 2,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,859,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,216 |
| Cash dividends | $652,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,859,000 | 2,979 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 5,168 |
| Total interest expense | $1,988,000 | 5,130 |
| Net interest income | $2,609,000 | 5,062 |
| Provision for loan and lease losses | $83,000 | 4,460 |
| Total noninterest income | $161,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $140,000 | 5,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $1,206,000 | 6,743 |
| Salaries and employee benefits | $612,000 | 6,906 |
| Premises and equipment expense | $168,000 | 6,504 |
| Additional noninterest expense | $426,000 | 6,229 |
| Pre-tax net operating income | $1,481,000 | 3,504 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $1,467,000 | 3,019 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,467,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $621,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,467,000 | 3,002 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 5,232 |
| Total interest expense | $1,280,000 | 5,232 |
| Net interest income | $1,741,000 | 5,092 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $101,000 | 6,827 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $88,000 | 5,188 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $806,000 | 6,783 |
| Salaries and employee benefits | $404,000 | 6,981 |
| Premises and equipment expense | $116,000 | 6,453 |
| Additional noninterest expense | $286,000 | 6,243 |
| Pre-tax net operating income | $986,000 | 3,561 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $9,000 | 5,709 |
| Income before extraordinary items | $977,000 | 3,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $977,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $587,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $977,000 | 3,073 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 5,311 |
| Total interest expense | $619,000 | 5,301 |
| Net interest income | $857,000 | 5,156 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $385,000 | 6,918 |
| Salaries and employee benefits | $190,000 | 7,163 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $133,000 | 6,437 |
| Pre-tax net operating income | $496,000 | 3,547 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $491,000 | 3,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $491,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $554,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $491,000 | 3,051 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 5,303 |
| Total interest expense | $2,017,000 | 5,387 |
| Net interest income | $3,445,000 | 5,105 |
| Provision for loan and lease losses | $190,000 | 3,623 |
| Total noninterest income | $170,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $151,000 | 5,522 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 8,017 |
| Total noninterest expense | $1,567,000 | 6,783 |
| Salaries and employee benefits | $792,000 | 6,983 |
| Premises and equipment expense | $238,000 | 6,334 |
| Additional noninterest expense | $537,000 | 6,371 |
| Pre-tax net operating income | $1,858,000 | 3,812 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $27,000 | 5,813 |
| Income before extraordinary items | $1,831,000 | 3,303 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,831,000 | 3,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $352,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,831,000 | 3,287 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 5,353 |
| Total interest expense | $1,399,000 | 5,530 |
| Net interest income | $2,614,000 | 5,103 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $116,000 | 7,327 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $101,000 | 5,777 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $1,173,000 | 6,789 |
| Salaries and employee benefits | $584,000 | 7,022 |
| Premises and equipment expense | $175,000 | 6,408 |
| Additional noninterest expense | $414,000 | 6,299 |
| Pre-tax net operating income | $1,387,000 | 3,966 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,387,000 | 3,372 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,387,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $275,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,387,000 | 3,361 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 5,394 |
| Total interest expense | $857,000 | 5,629 |
| Net interest income | $1,753,000 | 5,107 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $797,000 | 6,786 |
| Salaries and employee benefits | $400,000 | 6,973 |
| Premises and equipment expense | $120,000 | 6,349 |
| Additional noninterest expense | $277,000 | 6,308 |
| Pre-tax net operating income | $889,000 | 4,077 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $889,000 | 3,477 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $889,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $889,000 | 3,466 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 5,565 |
| Total interest expense | $392,000 | 5,759 |
| Net interest income | $827,000 | 5,300 |
| Provision for loan and lease losses | $85,000 | 2,271 |
| Total noninterest income | $29,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $403,000 | 6,756 |
| Salaries and employee benefits | $190,000 | 7,116 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $150,000 | 6,055 |
| Pre-tax net operating income | $368,000 | 4,472 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $368,000 | 3,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $225,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $368,000 | 3,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 6,008 |
| Total interest expense | $1,064,000 | 6,124 |
| Net interest income | $2,689,000 | 5,839 |
| Provision for loan and lease losses | $250,000 | 3,152 |
| Total noninterest income | $84,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $55,000 | 7,001 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $1,441,000 | 6,991 |
| Salaries and employee benefits | $750,000 | 7,097 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $477,000 | 6,709 |
| Pre-tax net operating income | $1,082,000 | 5,154 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,082,000 | 4,624 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,082,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,082,000 | 4,581 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 6,201 |
| Total interest expense | $702,000 | 6,356 |
| Net interest income | $1,901,000 | 6,031 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $57,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 7,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $1,011,000 | 7,141 |
| Salaries and employee benefits | $505,000 | 7,339 |
| Premises and equipment expense | $159,000 | 6,581 |
| Additional noninterest expense | $347,000 | 6,753 |
| Pre-tax net operating income | $762,000 | 5,453 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $762,000 | 4,885 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $762,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $762,000 | 4,845 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 6,369 |
| Total interest expense | $417,000 | 6,506 |
| Net interest income | $1,185,000 | 6,228 |
| Provision for loan and lease losses | $95,000 | 3,438 |
| Total noninterest income | $37,000 | 8,247 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $23,000 | 7,185 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $670,000 | 7,162 |
| Salaries and employee benefits | $331,000 | 7,381 |
| Premises and equipment expense | $111,000 | 6,473 |
| Additional noninterest expense | $228,000 | 6,796 |
| Pre-tax net operating income | $457,000 | 5,663 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $457,000 | 5,112 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $457,000 | 5,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $457,000 | 5,063 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,633 |
| Total interest expense | $194,000 | 6,619 |
| Net interest income | $538,000 | 6,514 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $298,000 | 7,461 |
| Salaries and employee benefits | $151,000 | 7,645 |
| Premises and equipment expense | $57,000 | 6,461 |
| Additional noninterest expense | $90,000 | 7,360 |
| Pre-tax net operating income | $194,000 | 6,029 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $194,000 | 5,495 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $194,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $194,000 | 5,461 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 7,677 |
| Total interest expense | $375,000 | 7,784 |
| Net interest income | $1,338,000 | 7,544 |
| Provision for loan and lease losses | $225,000 | 3,491 |
| Total noninterest income | $39,000 | 8,657 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $24,000 | 7,620 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $1,003,000 | 7,812 |
| Salaries and employee benefits | $527,000 | 7,907 |
| Premises and equipment expense | $169,000 | 7,119 |
| Additional noninterest expense | $307,000 | 7,660 |
| Pre-tax net operating income | $149,000 | 7,951 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $149,000 | 7,883 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $149,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $149,000 | 7,837 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 8,020 |
| Total interest expense | $217,000 | 8,173 |
| Net interest income | $853,000 | 7,859 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $26,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $16,000 | 7,693 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $689,000 | 7,938 |
| Salaries and employee benefits | $361,000 | 8,018 |
| Premises and equipment expense | $112,000 | 7,308 |
| Additional noninterest expense | $216,000 | 7,779 |
| Pre-tax net operating income | $0 | 8,460 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $0 | 8,499 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $0 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $0 | 8,462 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $506,000 | 8,488 |
| Total interest expense | $94,000 | 8,617 |
| Net interest income | $412,000 | 8,352 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $16,000 | 8,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $10,000 | 7,758 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $425,000 | 8,123 |
| Salaries and employee benefits | $227,000 | 8,163 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $131,000 | 7,960 |
| Pre-tax net operating income | $-117,000 | 8,705 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-117,000 | 8,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-117,000 | 8,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-117,000 | 8,709 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 8,736 |
| Total interest expense | $28,000 | 8,880 |
| Net interest income | $165,000 | 8,616 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $188,000 | 8,326 |
| Salaries and employee benefits | $98,000 | 8,410 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $-78,000 | 8,768 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-78,000 | 8,803 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-78,000 | 8,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-78,000 | 8,771 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $37,000 | 9,151 |
| Total interest expense | $8,000 | 9,109 |
| Net interest income | $29,000 | 9,143 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $3,000 | 9,104 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,000 | 8,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,000 | 8,983 |
| Total noninterest expense | $195,000 | 9,130 |
| Salaries and employee benefits | $94,000 | 9,126 |
| Premises and equipment expense | $33,000 | 8,976 |
| Additional noninterest expense | $68,000 | 9,095 |
| Pre-tax net operating income | $-223,000 | 8,707 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-223,000 | 8,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-223,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 125 |
| Net operating income | $-223,000 | 8,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.