Home > New Century Bank South > Income and Expense
New Century Bank South, Income and Expense
2007-12-31 (YTD Data) | Rank | |
Total interest income | $15,098,000 | 2,664 |
Total interest expense | $6,632,000 | 2,758 |
Net interest income | $8,466,000 | 2,588 |
Provision for loan and lease losses | $2,000 | 6,808 |
Total noninterest income | $1,416,000 | 2,812 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $959,000 | 1,835 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $457,000 | 3,489 |
Total noninterest expense | $6,037,000 | 2,950 |
Salaries and employee benefits | $2,451,000 | 3,781 |
Premises and equipment expense | $539,000 | 4,143 |
Additional noninterest expense | $3,047,000 | 1,809 |
Pre-tax net operating income | $3,843,000 | 2,047 |
Securities gains (losses) | $30,000 | 971 |
Applicable income taxes | $1,447,000 | 1,443 |
Income before extraordinary items | $2,426,000 | 2,446 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,426,000 | 2,445 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $152,000 | 3,215 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $107,000 | 911 |
Net operating income | $2,406,800 | 2,450 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $11,264,000 | 2,677 |
Total interest expense | $4,903,000 | 2,790 |
Net interest income | $6,361,000 | 2,603 |
Provision for loan and lease losses | $132,000 | 3,725 |
Total noninterest income | $1,038,000 | 2,839 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $697,000 | 1,865 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $341,000 | 3,506 |
Total noninterest expense | $4,643,000 | 2,859 |
Salaries and employee benefits | $2,023,000 | 3,496 |
Premises and equipment expense | $376,000 | 4,341 |
Additional noninterest expense | $2,244,000 | 1,801 |
Pre-tax net operating income | $2,624,000 | 2,345 |
Securities gains (losses) | $24,000 | 782 |
Applicable income taxes | $988,000 | 1,666 |
Income before extraordinary items | $1,660,000 | 2,764 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,660,000 | 2,762 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $84,000 | 3,033 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $85,000 | 793 |
Net operating income | $1,644,640 | 2,771 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $7,384,000 | 2,735 |
Total interest expense | $3,191,000 | 2,845 |
Net interest income | $4,193,000 | 2,646 |
Provision for loan and lease losses | $-117,000 | 8,493 |
Total noninterest income | $690,000 | 2,862 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $442,000 | 1,946 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $248,000 | 3,364 |
Total noninterest expense | $2,987,000 | 2,983 |
Salaries and employee benefits | $1,328,000 | 3,579 |
Premises and equipment expense | $243,000 | 4,462 |
Additional noninterest expense | $1,416,000 | 1,911 |
Pre-tax net operating income | $2,013,000 | 2,150 |
Securities gains (losses) | $17,000 | 742 |
Applicable income taxes | $757,000 | 1,557 |
Income before extraordinary items | $1,273,000 | 2,515 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,273,000 | 2,514 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 2,952 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $62,000 | 694 |
Net operating income | $1,262,120 | 2,516 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,562,000 | 2,817 |
Total interest expense | $1,539,000 | 2,920 |
Net interest income | $2,023,000 | 2,727 |
Provision for loan and lease losses | $-201,000 | 8,588 |
Total noninterest income | $332,000 | 2,914 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $205,000 | 2,009 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $127,000 | 3,312 |
Total noninterest expense | $1,447,000 | 3,076 |
Salaries and employee benefits | $670,000 | 3,582 |
Premises and equipment expense | $112,000 | 4,711 |
Additional noninterest expense | $665,000 | 1,985 |
Pre-tax net operating income | $1,109,000 | 1,992 |
Securities gains (losses) | $8,000 | 735 |
Applicable income taxes | $418,000 | 1,476 |
Income before extraordinary items | $699,000 | 2,333 |
Extraordinary gains, net | $0 | 22 |
Net income | $699,000 | 2,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 2,191 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $32,000 | 574 |
Net operating income | $693,880 | 2,328 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $11,186,000 | 3,273 |
Total interest expense | $4,637,000 | 3,225 |
Net interest income | $6,549,000 | 3,292 |
Provision for loan and lease losses | $72,000 | 5,138 |
Total noninterest income | $953,000 | 3,664 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $546,000 | 2,877 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $407,000 | 3,702 |
Total noninterest expense | $4,314,000 | 3,755 |
Salaries and employee benefits | $1,976,000 | 4,311 |
Premises and equipment expense | $314,000 | 5,626 |
Additional noninterest expense | $2,024,000 | 2,544 |
Pre-tax net operating income | $3,116,000 | 2,707 |
Securities gains (losses) | $21,000 | 897 |
Applicable income taxes | $1,122,000 | 2,044 |
Income before extraordinary items | $2,015,000 | 3,088 |
Extraordinary gains, net | $0 | 51 |
Net income | $2,015,000 | 3,087 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 4,576 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $96,000 | 899 |
Net operating income | $2,001,560 | 3,092 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $7,585,000 | 3,525 |
Total interest expense | $3,135,000 | 3,385 |
Net interest income | $4,450,000 | 3,571 |
Provision for loan and lease losses | $183,000 | 3,023 |
Total noninterest income | $537,000 | 4,315 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $317,000 | 3,446 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $220,000 | 4,334 |
Total noninterest expense | $2,851,000 | 4,127 |
Salaries and employee benefits | $1,265,000 | 4,803 |
Premises and equipment expense | $197,000 | 6,119 |
Additional noninterest expense | $1,389,000 | 2,733 |
Pre-tax net operating income | $1,953,000 | 3,171 |
Securities gains (losses) | $13,000 | 838 |
Applicable income taxes | $726,000 | 2,338 |
Income before extraordinary items | $1,240,000 | 3,647 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,240,000 | 3,649 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 3,744 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,231,680 | 3,659 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $4,153,000 | 4,023 |
Total interest expense | $1,750,000 | 3,719 |
Net interest income | $2,403,000 | 4,160 |
Provision for loan and lease losses | $235,000 | 1,870 |
Total noninterest income | $215,000 | 5,480 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $125,000 | 4,515 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $90,000 | 5,350 |
Total noninterest expense | $1,235,000 | 5,515 |
Salaries and employee benefits | $586,000 | 5,986 |
Premises and equipment expense | $92,000 | 6,935 |
Additional noninterest expense | $557,000 | 4,147 |
Pre-tax net operating income | $1,148,000 | 3,459 |
Securities gains (losses) | $1,000 | 1,053 |
Applicable income taxes | $432,000 | 2,511 |
Income before extraordinary items | $717,000 | 4,007 |
Extraordinary gains, net | $0 | 39 |
Net income | $717,000 | 4,011 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 3,393 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $716,360 | 3,998 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,995,000 | 4,090 |
Total interest expense | $777,000 | 3,894 |
Net interest income | $1,218,000 | 4,119 |
Provision for loan and lease losses | $136,000 | 1,583 |
Total noninterest income | $98,000 | 5,636 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $55,000 | 4,737 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $43,000 | 5,402 |
Total noninterest expense | $580,000 | 5,727 |
Salaries and employee benefits | $287,000 | 6,061 |
Premises and equipment expense | $47,000 | 6,882 |
Additional noninterest expense | $246,000 | 4,529 |
Pre-tax net operating income | $600,000 | 3,311 |
Securities gains (losses) | $-1,000 | 7,892 |
Applicable income taxes | $228,000 | 2,417 |
Income before extraordinary items | $371,000 | 3,872 |
Extraordinary gains, net | $0 | 21 |
Net income | $371,000 | 3,871 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 2,616 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $371,640 | 3,853 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $5,349,000 | 4,948 |
Total interest expense | $1,978,000 | 4,464 |
Net interest income | $3,371,000 | 5,131 |
Provision for loan and lease losses | $548,000 | 1,767 |
Total noninterest income | $335,000 | 6,106 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $157,000 | 5,540 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $178,000 | 5,403 |
Total noninterest expense | $1,884,000 | 6,298 |
Salaries and employee benefits | $880,000 | 6,696 |
Premises and equipment expense | $167,000 | 7,092 |
Additional noninterest expense | $837,000 | 5,011 |
Pre-tax net operating income | $1,274,000 | 4,776 |
Securities gains (losses) | $-4,000 | 7,217 |
Applicable income taxes | $490,000 | 3,401 |
Income before extraordinary items | $780,000 | 5,399 |
Extraordinary gains, net | $0 | 46 |
Net income | $780,000 | 5,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 4,318 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $782,560 | 5,370 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $3,650,000 | 5,207 |
Total interest expense | $1,341,000 | 4,616 |
Net interest income | $2,309,000 | 5,435 |
Provision for loan and lease losses | $353,000 | 1,922 |
Total noninterest income | $238,000 | 6,233 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $102,000 | 5,825 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $136,000 | 5,378 |
Total noninterest expense | $1,370,000 | 6,350 |
Salaries and employee benefits | $600,000 | 6,933 |
Premises and equipment expense | $153,000 | 6,664 |
Additional noninterest expense | $617,000 | 5,029 |
Pre-tax net operating income | $824,000 | 5,262 |
Securities gains (losses) | $-3,000 | 7,524 |
Applicable income taxes | $285,000 | 3,883 |
Income before extraordinary items | $536,000 | 5,737 |
Extraordinary gains, net | $0 | 35 |
Net income | $536,000 | 5,741 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 5,271 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $537,950 | 5,696 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,202,000 | 5,450 |
Total interest expense | $803,000 | 4,772 |
Net interest income | $1,399,000 | 5,722 |
Provision for loan and lease losses | $195,000 | 2,201 |
Total noninterest income | $163,000 | 6,177 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $58,000 | 6,068 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $105,000 | 5,089 |
Total noninterest expense | $900,000 | 6,398 |
Salaries and employee benefits | $388,000 | 7,005 |
Premises and equipment expense | $105,000 | 6,596 |
Additional noninterest expense | $407,000 | 5,033 |
Pre-tax net operating income | $467,000 | 5,620 |
Securities gains (losses) | $-2,000 | 7,723 |
Applicable income taxes | $164,000 | 4,112 |
Income before extraordinary items | $301,000 | 6,114 |
Extraordinary gains, net | $0 | 30 |
Net income | $301,000 | 6,117 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 4,782 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $302,300 | 6,059 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $955,000 | 5,868 |
Total interest expense | $329,000 | 5,231 |
Net interest income | $626,000 | 6,097 |
Provision for loan and lease losses | $141,000 | 1,544 |
Total noninterest income | $77,000 | 6,252 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $24,000 | 6,339 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $53,000 | 5,055 |
Total noninterest expense | $437,000 | 6,515 |
Salaries and employee benefits | $192,000 | 7,082 |
Premises and equipment expense | $48,000 | 6,855 |
Additional noninterest expense | $197,000 | 5,135 |
Pre-tax net operating income | $125,000 | 6,887 |
Securities gains (losses) | $-1,000 | 8,158 |
Applicable income taxes | $45,000 | 4,902 |
Income before extraordinary items | $79,000 | 7,257 |
Extraordinary gains, net | $0 | 24 |
Net income | $79,000 | 7,257 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,435 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $79,640 | 7,221 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,170,000 | 7,200 |
Total interest expense | $678,000 | 6,667 |
Net interest income | $1,492,000 | 7,314 |
Provision for loan and lease losses | $708,000 | 1,444 |
Total noninterest income | $123,000 | 7,868 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $51,000 | 7,279 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $72,000 | 6,944 |
Total noninterest expense | $1,480,000 | 6,914 |
Salaries and employee benefits | $681,000 | 7,349 |
Premises and equipment expense | $123,000 | 7,672 |
Additional noninterest expense | $676,000 | 5,633 |
Pre-tax net operating income | $-573,000 | 8,687 |
Securities gains (losses) | $-1,000 | 7,794 |
Applicable income taxes | $-166,000 | 8,794 |
Income before extraordinary items | $-408,000 | 8,674 |
Extraordinary gains, net | $0 | 34 |
Net income | $-408,000 | 8,676 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,973 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $8,500,000 | 137 |
Net operating income | $-407,290 | 8,645 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,383,000 | 7,574 |
Total interest expense | $408,000 | 7,162 |
Net interest income | $975,000 | 7,629 |
Provision for loan and lease losses | $641,000 | 1,172 |
Total noninterest income | $75,000 | 8,142 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $33,000 | 7,429 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $42,000 | 7,283 |
Total noninterest expense | $1,112,000 | 6,896 |
Salaries and employee benefits | $516,000 | 7,280 |
Premises and equipment expense | $82,000 | 7,847 |
Additional noninterest expense | $514,000 | 5,555 |
Pre-tax net operating income | $-703,000 | 8,832 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $-198,000 | 8,909 |
Income before extraordinary items | $-505,000 | 8,814 |
Extraordinary gains, net | $0 | 26 |
Net income | $-505,000 | 8,816 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,496 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $8,500,000 | 103 |
Net operating income | $-505,000 | 8,788 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $744,000 | 7,990 |
Total interest expense | $194,000 | 7,815 |
Net interest income | $550,000 | 7,964 |
Provision for loan and lease losses | $511,000 | 963 |
Total noninterest income | $32,000 | 8,558 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $19,000 | 7,545 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $13,000 | 8,126 |
Total noninterest expense | $775,000 | 6,810 |
Salaries and employee benefits | $363,000 | 7,206 |
Premises and equipment expense | $57,000 | 7,822 |
Additional noninterest expense | $355,000 | 5,465 |
Pre-tax net operating income | $-704,000 | 8,961 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $-198,000 | 8,996 |
Income before extraordinary items | $-506,000 | 8,936 |
Extraordinary gains, net | $0 | 21 |
Net income | $-506,000 | 8,937 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,017 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $8,500,000 | 68 |
Net operating income | $-506,000 | 8,917 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $285,000 | 8,424 |
Total interest expense | $79,000 | 8,191 |
Net interest income | $206,000 | 8,402 |
Provision for loan and lease losses | $334,000 | 733 |
Total noninterest income | $9,000 | 8,820 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $7,000 | 7,665 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $2,000 | 8,709 |
Total noninterest expense | $455,000 | 6,375 |
Salaries and employee benefits | $205,000 | 6,912 |
Premises and equipment expense | $31,000 | 7,720 |
Additional noninterest expense | $219,000 | 4,739 |
Pre-tax net operating income | $-574,000 | 9,052 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $-151,000 | 9,056 |
Income before extraordinary items | $-423,000 | 9,038 |
Extraordinary gains, net | $0 | 16 |
Net income | $-423,000 | 9,037 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $8,500,000 | 37 |
Net operating income | $-423,000 | 9,017 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.