Home > New Century Bank South > Assets and Liabilities
New Century Bank South, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 44 | 3,708 |
| Assets and Liabilities | ||
| Total Assets: | $215,869,000 | 2,923 |
| Cash and due from depository institutions | $3,502,000 | 3,708 |
| Interest-bearing balances | $91,000 | 4,945 |
| Securities | $19,551,000 | 4,518 |
| Federal funds sold & reverse repurchase agreements | $5,820,000 | 2,260 |
| Net loans & leases | $166,099,000 | 2,641 |
| Loan loss allowance | $1,499,000 | 3,204 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,121,000 | 1,810 |
| Other real estate owned | $0 | 3,708 |
| Goodwill and other intangibles | $9,834,000 | 674 |
| All other assets | $3,942,000 | 3,582 |
| Life insurance assets | $2,415,000 | 2,075 |
| Total liabilities and capital | $215,869,000 | 2,923 |
| Total liabilities | $185,923,000 | 3,019 |
| Total deposits | $180,891,000 | 2,818 |
| Interest-bearing deposits | $150,535,000 | 2,906 |
| Deposits held in domestic offices | $180,891,000 | 2,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,890,000 | 2,142 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,142,000 | 2,323 |
| Total equity capital | $29,946,000 | 2,335 |
| Total bank equity capital | $29,946,000 | 2,335 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,250,000 | 1,151 |
| Surplus | $20,801,000 | 1,398 |
| Undivided profits | $4,895,000 | 4,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 3,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $991,000 | 4,028 |
| Earning assets | $191,561,000 | 3,012 |
| Long-term assets (5+ years) | $16,584,000 | 4,019 |
| Average Assets, year-to-date | $213,139,600 | 2,861 |
| Average Assets, quarterly | $216,724,500 | 2,877 |
| Volatile liabilities | $50,158,000 | 2,606 |
| Insider loans | $9,217,000 | 797 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $42,102,000 | 2,032 |
| Tier 1 (core) risk-based capital | $20,030,000 | 3,157 |
| Tier 2 risk-based capital | $1,499,000 | 3,056 |
| Total risk weighted assets | $181,031,000 | 2,566 |
| Total unused commitments | $42,102,000 | 2,033 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 47 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $217,580,000 | 2,856 |
| Cash and due from depository institutions | $4,774,000 | 3,507 |
| Interest-bearing balances | $166,000 | 4,059 |
| Securities | $22,353,000 | 4,185 |
| Federal funds sold & reverse repurchase agreements | $5,757,000 | 2,322 |
| Net loans & leases | $164,549,000 | 2,617 |
| Loan loss allowance | $1,697,000 | 2,870 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,097,000 | 2,059 |
| Other real estate owned | $175,000 | 3,507 |
| Goodwill and other intangibles | $9,873,000 | 650 |
| All other assets | $4,002,000 | 3,576 |
| Life insurance assets | $2,392,000 | 2,044 |
| Total liabilities and capital | $217,580,000 | 2,856 |
| Total liabilities | $188,499,000 | 2,941 |
| Total deposits | $183,778,000 | 2,757 |
| Interest-bearing deposits | $149,472,000 | 2,890 |
| Deposits held in domestic offices | $183,778,000 | 2,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,904,000 | 2,082 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,817,000 | 2,673 |
| Total equity capital | $29,081,000 | 2,373 |
| Total bank equity capital | $29,081,000 | 2,373 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,250,000 | 1,134 |
| Surplus | $20,779,000 | 1,369 |
| Undivided profits | $4,052,000 | 5,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,028,000 | 4,133 |
| Earning assets | $192,825,000 | 2,950 |
| Long-term assets (5+ years) | $19,143,000 | 3,621 |
| Average Assets, year-to-date | $212,457,250 | 2,859 |
| Average Assets, quarterly | $218,313,500 | 2,824 |
| Volatile liabilities | $49,143,000 | 2,608 |
| Insider loans | $7,041,000 | 1,058 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $39,049,000 | 2,164 |
| Tier 1 (core) risk-based capital | $19,203,000 | 3,283 |
| Tier 2 risk-based capital | $1,697,000 | 2,748 |
| Total risk weighted assets | $180,183,000 | 2,535 |
| Total unused commitments | $39,049,000 | 2,164 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $219,047,000 | 2,849 |
| Cash and due from depository institutions | $4,855,000 | 3,609 |
| Interest-bearing balances | $195,000 | 4,014 |
| Securities | $22,941,000 | 4,103 |
| Federal funds sold & reverse repurchase agreements | $10,234,000 | 1,554 |
| Net loans & leases | $160,808,000 | 2,670 |
| Loan loss allowance | $1,487,000 | 3,188 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,170,000 | 2,033 |
| Other real estate owned | $174,000 | 3,609 |
| Goodwill and other intangibles | $9,911,000 | 659 |
| All other assets | $3,954,000 | 3,565 |
| Life insurance assets | $2,370,000 | 2,056 |
| Total liabilities and capital | $219,047,000 | 2,849 |
| Total liabilities | $190,525,000 | 2,930 |
| Total deposits | $188,524,000 | 2,730 |
| Interest-bearing deposits | $152,902,000 | 2,861 |
| Deposits held in domestic offices | $188,524,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $829,000 | 2,779 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,172,000 | 3,494 |
| Total equity capital | $28,522,000 | 2,396 |
| Total bank equity capital | $28,522,000 | 2,396 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,250,000 | 1,123 |
| Surplus | $20,757,000 | 1,370 |
| Undivided profits | $3,515,000 | 5,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $975,000 | 4,067 |
| Earning assets | $194,178,000 | 2,927 |
| Long-term assets (5+ years) | $14,765,000 | 4,064 |
| Average Assets, year-to-date | $210,749,670 | 2,920 |
| Average Assets, quarterly | $216,217,000 | 2,870 |
| Volatile liabilities | $48,705,000 | 2,578 |
| Insider loans | $6,877,000 | 1,074 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $36,384,000 | 2,315 |
| Tier 1 (core) risk-based capital | $18,755,000 | 3,331 |
| Tier 2 risk-based capital | $1,487,000 | 3,057 |
| Total risk weighted assets | $176,988,000 | 2,565 |
| Total unused commitments | $36,384,000 | 2,316 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $213,387,000 | 2,916 |
| Cash and due from depository institutions | $5,181,000 | 3,850 |
| Interest-bearing balances | $229,000 | 3,865 |
| Securities | $26,727,000 | 3,725 |
| Federal funds sold & reverse repurchase agreements | $10,416,000 | 1,922 |
| Net loans & leases | $150,883,000 | 2,797 |
| Loan loss allowance | $1,418,000 | 3,298 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,155,000 | 2,005 |
| Other real estate owned | $174,000 | 3,850 |
| Goodwill and other intangibles | $9,949,000 | 650 |
| All other assets | $3,902,000 | 3,521 |
| Life insurance assets | $2,347,000 | 2,049 |
| Total liabilities and capital | $213,387,000 | 2,916 |
| Total liabilities | $185,282,000 | 2,990 |
| Total deposits | $183,309,000 | 2,787 |
| Interest-bearing deposits | $148,701,000 | 2,915 |
| Deposits held in domestic offices | $183,309,000 | 2,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $448,000 | 2,732 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,525,000 | 2,947 |
| Total equity capital | $28,105,000 | 2,419 |
| Total bank equity capital | $28,105,000 | 2,419 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,250,000 | 1,104 |
| Surplus | $20,727,000 | 1,356 |
| Undivided profits | $3,128,000 | 5,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $935,000 | 4,043 |
| Earning assets | $188,255,000 | 3,017 |
| Long-term assets (5+ years) | $14,867,000 | 4,002 |
| Average Assets, year-to-date | $206,601,000 | 2,993 |
| Average Assets, quarterly | $206,601,000 | 2,993 |
| Volatile liabilities | $46,234,000 | 2,633 |
| Insider loans | $5,936,000 | 1,222 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $38,440,000 | 2,202 |
| Tier 1 (core) risk-based capital | $18,114,000 | 3,416 |
| Tier 2 risk-based capital | $1,418,000 | 3,146 |
| Total risk weighted assets | $168,200,000 | 2,665 |
| Total unused commitments | $38,440,000 | 2,203 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 46 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $199,815,000 | 3,080 |
| Cash and due from depository institutions | $4,910,000 | 3,604 |
| Interest-bearing balances | $598,000 | 2,983 |
| Securities | $28,291,000 | 3,612 |
| Federal funds sold & reverse repurchase agreements | $2,017,000 | 4,443 |
| Net loans & leases | $144,800,000 | 2,872 |
| Loan loss allowance | $1,649,000 | 2,905 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,701,000 | 2,124 |
| Other real estate owned | $111,000 | 3,604 |
| Goodwill and other intangibles | $9,988,000 | 630 |
| All other assets | $3,997,000 | 3,516 |
| Life insurance assets | $2,324,000 | 2,027 |
| Total liabilities and capital | $199,815,000 | 3,080 |
| Total liabilities | $172,449,000 | 3,155 |
| Total deposits | $170,139,000 | 2,958 |
| Interest-bearing deposits | $139,210,000 | 3,044 |
| Deposits held in domestic offices | $170,139,000 | 2,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $745,000 | 2,776 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,565,000 | 2,890 |
| Total equity capital | $27,366,000 | 2,426 |
| Total bank equity capital | $27,366,000 | 2,426 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,250,000 | 1,091 |
| Surplus | $20,694,000 | 1,331 |
| Undivided profits | $2,422,000 | 6,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 4,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $963,000 | 4,053 |
| Earning assets | $175,706,000 | 3,162 |
| Long-term assets (5+ years) | $14,740,000 | 3,991 |
| Average Assets, year-to-date | $148,537,600 | 3,782 |
| Average Assets, quarterly | $199,409,500 | 3,039 |
| Volatile liabilities | $40,187,000 | 3,101 |
| Insider loans | $4,204,000 | 1,692 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $41,759,000 | 2,064 |
| Tier 1 (core) risk-based capital | $17,343,000 | 3,482 |
| Tier 2 risk-based capital | $1,649,000 | 2,783 |
| Total risk weighted assets | $163,065,000 | 2,718 |
| Total unused commitments | $41,759,000 | 2,064 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 50 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $199,004,000 | 3,057 |
| Cash and due from depository institutions | $5,354,000 | 3,382 |
| Interest-bearing balances | $678,000 | 2,787 |
| Securities | $28,619,000 | 3,610 |
| Federal funds sold & reverse repurchase agreements | $17,117,000 | 800 |
| Net loans & leases | $129,198,000 | 3,172 |
| Loan loss allowance | $1,761,000 | 2,749 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,250,000 | 2,272 |
| Other real estate owned | $111,000 | 3,382 |
| Goodwill and other intangibles | $9,271,000 | 647 |
| All other assets | $4,084,000 | 3,468 |
| Life insurance assets | $2,300,000 | 2,002 |
| Total liabilities and capital | $199,004,000 | 3,057 |
| Total liabilities | $172,581,000 | 3,120 |
| Total deposits | $170,746,000 | 2,916 |
| Interest-bearing deposits | $137,781,000 | 3,019 |
| Deposits held in domestic offices | $170,746,000 | 2,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $554,000 | 3,087 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,281,000 | 3,270 |
| Total equity capital | $26,423,000 | 2,480 |
| Total bank equity capital | $26,423,000 | 2,480 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,250,000 | 1,079 |
| Surplus | $20,599,000 | 1,330 |
| Undivided profits | $1,574,000 | 6,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $906,000 | 4,285 |
| Earning assets | $175,612,000 | 3,139 |
| Long-term assets (5+ years) | $14,151,000 | 4,010 |
| Average Assets, year-to-date | $135,718,250 | 4,023 |
| Average Assets, quarterly | $160,268,500 | 3,610 |
| Volatile liabilities | $41,969,000 | 2,982 |
| Insider loans | $5,327,000 | 1,342 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $37,793,000 | 2,238 |
| Tier 1 (core) risk-based capital | $17,189,000 | 3,497 |
| Tier 2 risk-based capital | $1,761,000 | 2,628 |
| Total risk weighted assets | $150,210,000 | 2,908 |
| Total unused commitments | $37,793,000 | 2,239 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 16 | 6,784 |
| Assets and Liabilities | ||
| Total Assets: | $121,533,000 | 4,402 |
| Cash and due from depository institutions | $2,052,000 | 6,784 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $14,083,000 | 5,464 |
| Federal funds sold & reverse repurchase agreements | $16,689,000 | 736 |
| Net loans & leases | $84,475,000 | 4,232 |
| Loan loss allowance | $1,419,000 | 3,253 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,457,000 | 3,961 |
| Other real estate owned | $49,000 | 6,784 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,728,000 | 5,513 |
| Life insurance assets | $607,000 | 3,220 |
| Total liabilities and capital | $121,533,000 | 4,402 |
| Total liabilities | $112,121,000 | 4,299 |
| Total deposits | $111,158,000 | 4,058 |
| Interest-bearing deposits | $93,991,000 | 4,039 |
| Deposits held in domestic offices | $111,158,000 | 4,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $486,000 | 3,310 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $477,000 | 5,391 |
| Total equity capital | $9,412,000 | 5,403 |
| Total bank equity capital | $9,412,000 | 5,403 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,250,000 | 1,059 |
| Surplus | $4,250,000 | 4,161 |
| Undivided profits | $912,000 | 7,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $474,000 | 6,022 |
| Earning assets | $115,247,000 | 4,315 |
| Long-term assets (5+ years) | $6,519,000 | 5,361 |
| Average Assets, year-to-date | $114,623,000 | 4,541 |
| Average Assets, quarterly | $117,742,000 | 4,479 |
| Volatile liabilities | $36,631,000 | 3,210 |
| Insider loans | $4,322,000 | 1,592 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $30,301,000 | 2,596 |
| Tier 1 (core) risk-based capital | $9,588,000 | 5,331 |
| Tier 2 risk-based capital | $1,154,000 | 3,573 |
| Total risk weighted assets | $92,077,000 | 4,135 |
| Total unused commitments | $30,301,000 | 2,597 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 15 | 6,945 |
| Assets and Liabilities | ||
| Total Assets: | $113,951,000 | 4,589 |
| Cash and due from depository institutions | $1,914,000 | 6,945 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $13,441,000 | 5,651 |
| Federal funds sold & reverse repurchase agreements | $15,572,000 | 955 |
| Net loans & leases | $78,896,000 | 4,348 |
| Loan loss allowance | $1,327,000 | 3,393 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,423,000 | 3,951 |
| Other real estate owned | $141,000 | 6,945 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,564,000 | 5,662 |
| Life insurance assets | $600,000 | 3,186 |
| Total liabilities and capital | $113,951,000 | 4,589 |
| Total liabilities | $104,825,000 | 4,487 |
| Total deposits | $102,604,000 | 4,295 |
| Interest-bearing deposits | $87,339,000 | 4,253 |
| Deposits held in domestic offices | $102,604,000 | 4,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,698,000 | 2,333 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $523,000 | 5,043 |
| Total equity capital | $9,126,000 | 5,471 |
| Total bank equity capital | $9,126,000 | 5,471 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,250,000 | 1,045 |
| Surplus | $4,250,000 | 4,097 |
| Undivided profits | $626,000 | 7,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $443,000 | 6,054 |
| Earning assets | $107,909,000 | 4,503 |
| Long-term assets (5+ years) | $6,865,000 | 5,250 |
| Average Assets, year-to-date | $111,168,000 | 4,631 |
| Average Assets, quarterly | $111,168,000 | 4,631 |
| Volatile liabilities | $34,570,000 | 3,228 |
| Insider loans | $5,146,000 | 1,335 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $26,688,000 | 2,784 |
| Tier 1 (core) risk-based capital | $9,243,000 | 5,380 |
| Tier 2 risk-based capital | $1,058,000 | 3,764 |
| Total risk weighted assets | $84,583,000 | 4,320 |
| Total unused commitments | $26,688,000 | 2,786 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 12 | 7,490 |
| Assets and Liabilities | ||
| Total Assets: | $108,385,000 | 4,716 |
| Cash and due from depository institutions | $1,383,000 | 7,490 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $11,557,000 | 6,001 |
| Federal funds sold & reverse repurchase agreements | $12,814,000 | 1,055 |
| Net loans & leases | $79,250,000 | 4,326 |
| Loan loss allowance | $1,207,000 | 3,618 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,428,000 | 3,928 |
| Other real estate owned | $150,000 | 7,490 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $803,000 | 7,139 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $108,385,000 | 4,716 |
| Total liabilities | $99,598,000 | 4,629 |
| Total deposits | $98,214,000 | 4,397 |
| Interest-bearing deposits | $85,901,000 | 4,240 |
| Deposits held in domestic offices | $98,214,000 | 4,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $799,000 | 2,912 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $585,000 | 4,720 |
| Total equity capital | $8,787,000 | 5,569 |
| Total bank equity capital | $8,787,000 | 5,569 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,250,000 | 1,029 |
| Surplus | $4,250,000 | 4,057 |
| Undivided profits | $287,000 | 7,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $438,000 | 6,156 |
| Earning assets | $103,621,000 | 4,599 |
| Long-term assets (5+ years) | $3,931,000 | 6,126 |
| Average Assets, year-to-date | $83,334,600 | 5,409 |
| Average Assets, quarterly | $98,952,000 | 4,954 |
| Volatile liabilities | $25,035,000 | 3,881 |
| Insider loans | $2,408,000 | 2,492 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $3,352,000 | 433 |
| Unused loan commitments | $25,989,000 | 2,781 |
| Tier 1 (core) risk-based capital | $8,872,000 | 5,494 |
| Tier 2 risk-based capital | $1,029,000 | 3,807 |
| Total risk weighted assets | $82,117,000 | 4,387 |
| Total unused commitments | $25,989,000 | 2,783 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 12 | 7,513 |
| Assets and Liabilities | ||
| Total Assets: | $89,519,000 | 5,279 |
| Cash and due from depository institutions | $1,761,000 | 7,513 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $10,801,000 | 6,177 |
| Federal funds sold & reverse repurchase agreements | $3,774,000 | 2,743 |
| Net loans & leases | $70,086,000 | 4,625 |
| Loan loss allowance | $1,053,000 | 3,935 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,425,000 | 3,890 |
| Other real estate owned | $0 | 7,513 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $672,000 | 7,458 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $89,519,000 | 5,279 |
| Total liabilities | $80,931,000 | 5,232 |
| Total deposits | $80,012,000 | 4,975 |
| Interest-bearing deposits | $68,022,000 | 4,922 |
| Deposits held in domestic offices | $80,012,000 | 4,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $518,000 | 3,160 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $401,000 | 5,710 |
| Total equity capital | $8,588,000 | 5,645 |
| Total bank equity capital | $8,588,000 | 5,645 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,250,000 | 998 |
| Surplus | $4,250,000 | 4,018 |
| Undivided profits | $88,000 | 8,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $350,000 | 6,782 |
| Earning assets | $84,661,000 | 5,172 |
| Long-term assets (5+ years) | $4,044,000 | 6,148 |
| Average Assets, year-to-date | $77,072,000 | 5,631 |
| Average Assets, quarterly | $87,321,000 | 5,326 |
| Volatile liabilities | $17,742,000 | 4,689 |
| Insider loans | $1,919,000 | 2,893 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $277,000 | 1,432 |
| Unused loan commitments | $21,007,000 | 3,173 |
| Tier 1 (core) risk-based capital | $8,628,000 | 5,548 |
| Tier 2 risk-based capital | $899,000 | 4,148 |
| Total risk weighted assets | $71,773,000 | 4,713 |
| Total unused commitments | $21,007,000 | 3,175 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 11 | 7,705 |
| Assets and Liabilities | ||
| Total Assets: | $85,123,000 | 5,387 |
| Cash and due from depository institutions | $982,000 | 7,705 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $5,772,000 | 7,344 |
| Federal funds sold & reverse repurchase agreements | $16,545,000 | 725 |
| Net loans & leases | $58,873,000 | 5,088 |
| Loan loss allowance | $897,000 | 4,361 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,440,000 | 3,835 |
| Other real estate owned | $0 | 7,705 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $511,000 | 7,801 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $85,123,000 | 5,387 |
| Total liabilities | $76,759,000 | 5,348 |
| Total deposits | $75,976,000 | 5,090 |
| Interest-bearing deposits | $65,086,000 | 5,037 |
| Deposits held in domestic offices | $75,976,000 | 5,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $497,000 | 3,217 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $286,000 | 6,269 |
| Total equity capital | $8,364,000 | 5,684 |
| Total bank equity capital | $8,364,000 | 5,684 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,250,000 | 980 |
| Surplus | $4,250,000 | 3,974 |
| Undivided profits | $-136,000 | 8,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $227,000 | 7,568 |
| Earning assets | $81,190,000 | 5,263 |
| Long-term assets (5+ years) | $1,973,000 | 6,961 |
| Average Assets, year-to-date | $72,923,000 | 5,807 |
| Average Assets, quarterly | $78,330,000 | 5,593 |
| Volatile liabilities | $15,069,000 | 4,965 |
| Insider loans | $2,193,000 | 2,595 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,341,000 | 3,863 |
| Tier 1 (core) risk-based capital | $8,393,000 | 5,570 |
| Tier 2 risk-based capital | $772,000 | 4,522 |
| Total risk weighted assets | $61,639,000 | 5,099 |
| Total unused commitments | $14,341,000 | 3,863 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 11 | 7,740 |
| Assets and Liabilities | ||
| Total Assets: | $71,537,000 | 5,932 |
| Cash and due from depository institutions | $980,000 | 7,740 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,341,000 | 8,006 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 1,432 |
| Net loans & leases | $55,659,000 | 5,214 |
| Loan loss allowance | $848,000 | 4,539 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,452,000 | 3,801 |
| Other real estate owned | $0 | 7,740 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $455,000 | 7,995 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $71,537,000 | 5,932 |
| Total liabilities | $63,400,000 | 5,951 |
| Total deposits | $62,520,000 | 5,748 |
| Interest-bearing deposits | $54,181,000 | 5,651 |
| Deposits held in domestic offices | $62,520,000 | 5,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $707,000 | 2,773 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $173,000 | 7,185 |
| Total equity capital | $8,137,000 | 5,695 |
| Total bank equity capital | $8,137,000 | 5,695 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,250,000 | 967 |
| Surplus | $4,250,000 | 3,960 |
| Undivided profits | $-363,000 | 8,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $203,000 | 7,758 |
| Earning assets | $67,650,000 | 5,826 |
| Long-term assets (5+ years) | $2,041,000 | 7,009 |
| Average Assets, year-to-date | $66,823,000 | 6,118 |
| Average Assets, quarterly | $66,823,000 | 6,118 |
| Volatile liabilities | $9,848,000 | 5,901 |
| Insider loans | $1,739,000 | 3,042 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,675,000 | 3,927 |
| Tier 1 (core) risk-based capital | $8,171,000 | 5,614 |
| Tier 2 risk-based capital | $717,000 | 4,745 |
| Total risk weighted assets | $57,192,000 | 5,298 |
| Total unused commitments | $13,675,000 | 3,929 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 10 | 7,943 |
| Assets and Liabilities | ||
| Total Assets: | $62,109,000 | 6,378 |
| Cash and due from depository institutions | $2,190,000 | 7,943 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $3,441,000 | 8,031 |
| Federal funds sold & reverse repurchase agreements | $6,336,000 | 1,791 |
| Net loans & leases | $46,447,000 | 5,694 |
| Loan loss allowance | $708,000 | 5,052 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,395,000 | 3,851 |
| Other real estate owned | $0 | 7,943 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,300,000 | 5,907 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $62,109,000 | 6,378 |
| Total liabilities | $54,025,000 | 6,436 |
| Total deposits | $52,930,000 | 6,279 |
| Interest-bearing deposits | $46,515,000 | 6,127 |
| Deposits held in domestic offices | $52,930,000 | 6,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $748,000 | 2,864 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $347,000 | 5,630 |
| Total equity capital | $8,084,000 | 5,731 |
| Total bank equity capital | $8,084,000 | 5,731 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,250,000 | 944 |
| Surplus | $4,250,000 | 3,922 |
| Undivided profits | $-416,000 | 8,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $177,000 | 7,994 |
| Earning assets | $56,224,000 | 6,423 |
| Long-term assets (5+ years) | $2,132,000 | 7,037 |
| Average Assets, year-to-date | $47,892,000 | 6,981 |
| Average Assets, quarterly | $58,450,500 | 6,528 |
| Volatile liabilities | $7,303,000 | 6,534 |
| Insider loans | $1,547,000 | 3,274 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,036,000 | 4,441 |
| Tier 1 (core) risk-based capital | $8,092,000 | 5,600 |
| Tier 2 risk-based capital | $624,000 | 5,120 |
| Total risk weighted assets | $49,827,000 | 5,691 |
| Total unused commitments | $10,036,000 | 4,441 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 9 | 8,127 |
| Assets and Liabilities | ||
| Total Assets: | $54,792,000 | 6,697 |
| Cash and due from depository institutions | $901,000 | 8,127 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $2,493,000 | 8,296 |
| Federal funds sold & reverse repurchase agreements | $6,625,000 | 1,676 |
| Net loans & leases | $42,105,000 | 5,970 |
| Loan loss allowance | $641,000 | 5,334 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,301,000 | 3,901 |
| Other real estate owned | $0 | 8,127 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $367,000 | 8,338 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $54,792,000 | 6,697 |
| Total liabilities | $46,801,000 | 6,783 |
| Total deposits | $46,301,000 | 6,616 |
| Interest-bearing deposits | $39,501,000 | 6,574 |
| Deposits held in domestic offices | $46,301,000 | 6,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $386,000 | 3,314 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $114,000 | 7,985 |
| Total equity capital | $7,991,000 | 5,787 |
| Total bank equity capital | $7,991,000 | 5,787 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,250,000 | 929 |
| Surplus | $4,250,000 | 3,883 |
| Undivided profits | $-509,000 | 8,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $144,000 | 8,334 |
| Earning assets | $51,223,000 | 6,641 |
| Long-term assets (5+ years) | $633,000 | 7,713 |
| Average Assets, year-to-date | $43,153,000 | 7,242 |
| Average Assets, quarterly | $48,521,000 | 7,007 |
| Volatile liabilities | $5,866,000 | 6,971 |
| Insider loans | $1,180,000 | 3,744 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,334,000 | 3,980 |
| Tier 1 (core) risk-based capital | $7,995,000 | 5,629 |
| Tier 2 risk-based capital | $553,000 | 5,446 |
| Total risk weighted assets | $44,109,000 | 6,031 |
| Total unused commitments | $12,334,000 | 3,981 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 10 | 8,014 |
| Assets and Liabilities | ||
| Total Assets: | $42,250,000 | 7,377 |
| Cash and due from depository institutions | $1,203,000 | 8,014 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $498,000 | 8,782 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 1,965 |
| Net loans & leases | $33,541,000 | 6,525 |
| Loan loss allowance | $511,000 | 5,983 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,562,000 | 4,855 |
| Other real estate owned | $0 | 8,014 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $346,000 | 8,387 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $42,250,000 | 7,377 |
| Total liabilities | $34,261,000 | 7,555 |
| Total deposits | $33,957,000 | 7,431 |
| Interest-bearing deposits | $27,947,000 | 7,466 |
| Deposits held in domestic offices | $33,957,000 | 7,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $208,000 | 3,540 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $96,000 | 8,059 |
| Total equity capital | $7,989,000 | 5,659 |
| Total bank equity capital | $7,989,000 | 5,659 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,250,000 | 913 |
| Surplus | $4,250,000 | 3,845 |
| Undivided profits | $-511,000 | 8,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $115,000 | 8,520 |
| Earning assets | $39,139,000 | 7,326 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $37,333,500 | 7,631 |
| Average Assets, quarterly | $37,333,500 | 7,647 |
| Volatile liabilities | $2,206,000 | 8,281 |
| Insider loans | $1,669,000 | 3,043 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,861,000 | 4,698 |
| Tier 1 (core) risk-based capital | $7,994,000 | 5,571 |
| Tier 2 risk-based capital | $436,000 | 6,134 |
| Total risk weighted assets | $34,914,000 | 6,634 |
| Total unused commitments | $8,861,000 | 4,699 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 9 | 8,203 |
| Assets and Liabilities | ||
| Total Assets: | $32,417,000 | 7,957 |
| Cash and due from depository institutions | $482,000 | 8,203 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $506,000 | 8,807 |
| Federal funds sold & reverse repurchase agreements | $8,892,000 | 1,674 |
| Net loans & leases | $21,237,000 | 7,486 |
| Loan loss allowance | $334,000 | 7,110 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,028,000 | 5,816 |
| Other real estate owned | $0 | 8,203 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $272,000 | 8,592 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $32,417,000 | 7,957 |
| Total liabilities | $24,340,000 | 8,193 |
| Total deposits | $23,780,000 | 8,131 |
| Interest-bearing deposits | $20,355,000 | 8,103 |
| Deposits held in domestic offices | $23,780,000 | 8,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,000 | 3,150 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $524,000 | 4,760 |
| Total equity capital | $8,077,000 | 5,693 |
| Total bank equity capital | $8,077,000 | 5,693 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,250,000 | 905 |
| Surplus | $4,250,000 | 3,810 |
| Undivided profits | $-423,000 | 8,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $96,000 | 8,643 |
| Earning assets | $30,635,000 | 7,888 |
| Long-term assets (5+ years) | $925,000 | 7,664 |
| Average Assets, year-to-date | $32,417,000 | 7,936 |
| Average Assets, quarterly | $32,417,000 | 7,936 |
| Volatile liabilities | $1,774,000 | 8,451 |
| Insider loans | $1,769,000 | 2,889 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,823,000 | 5,220 |
| Tier 1 (core) risk-based capital | $8,077,000 | 5,492 |
| Tier 2 risk-based capital | $294,000 | 7,114 |
| Total risk weighted assets | $23,460,000 | 7,532 |
| Total unused commitments | $6,823,000 | 5,232 |
| Derivatives | $0 | 699 |