Home > New Century Bank > Income and Expense
New Century Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,337,000 | 1,847 |
| Total interest expense | $2,277,000 | 1,032 |
| Net interest income | $2,060,000 | 2,709 |
| Provision for loan and lease losses | $7,500,000 | 282 |
| Total noninterest income | $290,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $232,000 | 1,655 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $4,369,000 | 1,147 |
| Salaries and employee benefits | $1,626,000 | 1,534 |
| Premises and equipment expense | $570,000 | 1,192 |
| Additional noninterest expense | $2,173,000 | 825 |
| Pre-tax net operating income | $-9,519,000 | 7,844 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-9,519,000 | 7,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-9,519,000 | 7,848 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-9,519,000 | 7,848 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-9,519,000 | 7,847 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,595,000 | 1,520 |
| Total interest expense | $10,673,000 | 1,109 |
| Net interest income | $11,922,000 | 1,855 |
| Provision for loan and lease losses | $10,000,000 | 874 |
| Total noninterest income | $1,304,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $914,000 | 1,819 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $390,000 | 3,588 |
| Total noninterest expense | $16,025,000 | 1,289 |
| Salaries and employee benefits | $7,069,000 | 1,428 |
| Premises and equipment expense | $2,404,000 | 1,138 |
| Additional noninterest expense | $6,552,000 | 1,179 |
| Pre-tax net operating income | $-12,799,000 | 7,579 |
| Securities gains (losses) | $-12,000 | 7,019 |
| Applicable income taxes | $-503,000 | 7,031 |
| Income before extraordinary items | $-12,308,000 | 7,618 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-12,308,000 | 7,618 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-12,308,000 | 7,618 |
| Net charge-offs | $2,518,000 | 1,789 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-12,296,480 | 7,624 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,524,000 | 1,495 |
| Total interest expense | $8,267,000 | 1,131 |
| Net interest income | $9,257,000 | 1,804 |
| Provision for loan and lease losses | $2,500,000 | 1,659 |
| Total noninterest income | $1,169,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $676,000 | 1,857 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $493,000 | 2,837 |
| Total noninterest expense | $11,326,000 | 1,348 |
| Salaries and employee benefits | $5,177,000 | 1,475 |
| Premises and equipment expense | $1,729,000 | 1,193 |
| Additional noninterest expense | $4,420,000 | 1,260 |
| Pre-tax net operating income | $-3,400,000 | 7,353 |
| Securities gains (losses) | $-33,000 | 7,330 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,433,000 | 7,429 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,433,000 | 7,429 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,433,000 | 7,429 |
| Net charge-offs | $683,000 | 2,657 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,400,000 | 7,425 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,546,000 | 1,547 |
| Total interest expense | $5,730,000 | 1,155 |
| Net interest income | $5,816,000 | 1,889 |
| Provision for loan and lease losses | $1,200,000 | 1,856 |
| Total noninterest income | $746,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $450,000 | 1,828 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $296,000 | 3,030 |
| Total noninterest expense | $7,795,000 | 1,338 |
| Salaries and employee benefits | $3,840,000 | 1,341 |
| Premises and equipment expense | $1,264,000 | 1,113 |
| Additional noninterest expense | $2,691,000 | 1,384 |
| Pre-tax net operating income | $-2,433,000 | 7,485 |
| Securities gains (losses) | $-34,000 | 7,566 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,467,000 | 7,569 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,467,000 | 7,568 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,467,000 | 7,568 |
| Net charge-offs | $128,000 | 3,966 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,433,000 | 7,574 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,349,000 | 1,421 |
| Total interest expense | $2,958,000 | 1,160 |
| Net interest income | $3,391,000 | 1,648 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $341,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $199,000 | 1,980 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $142,000 | 3,056 |
| Total noninterest expense | $3,425,000 | 1,459 |
| Salaries and employee benefits | $1,833,000 | 1,430 |
| Premises and equipment expense | $655,000 | 1,091 |
| Additional noninterest expense | $937,000 | 1,728 |
| Pre-tax net operating income | $-293,000 | 7,051 |
| Securities gains (losses) | $-34,000 | 7,909 |
| Applicable income taxes | $-92,000 | 7,535 |
| Income before extraordinary items | $-235,000 | 7,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-235,000 | 7,093 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-235,000 | 7,093 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-210,520 | 6,979 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,295,000 | 1,418 |
| Total interest expense | $14,567,000 | 1,116 |
| Net interest income | $12,728,000 | 1,748 |
| Provision for loan and lease losses | $18,481,000 | 388 |
| Total noninterest income | $2,227,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $637,000 | 2,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,590,000 | 1,532 |
| Total noninterest expense | $14,619,000 | 1,331 |
| Salaries and employee benefits | $7,573,000 | 1,350 |
| Premises and equipment expense | $2,566,000 | 1,093 |
| Additional noninterest expense | $4,480,000 | 1,386 |
| Pre-tax net operating income | $-18,145,000 | 8,089 |
| Securities gains (losses) | $-151,000 | 7,297 |
| Applicable income taxes | $441,000 | 1,977 |
| Income before extraordinary items | $-18,737,000 | 8,089 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-18,737,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,026,000 | 532 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-18,586,000 | 8,108 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,179,000 | 1,403 |
| Total interest expense | $10,885,000 | 1,165 |
| Net interest income | $10,294,000 | 1,639 |
| Provision for loan and lease losses | $1,653,000 | 1,341 |
| Total noninterest income | $1,877,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $463,000 | 2,608 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,414,000 | 1,420 |
| Total noninterest expense | $10,166,000 | 1,427 |
| Salaries and employee benefits | $5,626,000 | 1,380 |
| Premises and equipment expense | $1,833,000 | 1,137 |
| Additional noninterest expense | $2,707,000 | 1,651 |
| Pre-tax net operating income | $352,000 | 5,439 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $109,000 | 3,529 |
| Income before extraordinary items | $243,000 | 5,486 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $243,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,877 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $243,000 | 5,658 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,296,000 | 1,409 |
| Total interest expense | $7,345,000 | 1,195 |
| Net interest income | $6,951,000 | 1,616 |
| Provision for loan and lease losses | $600,000 | 1,692 |
| Total noninterest income | $1,351,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $301,000 | 2,636 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,050,000 | 1,352 |
| Total noninterest expense | $6,795,000 | 1,412 |
| Salaries and employee benefits | $3,735,000 | 1,396 |
| Premises and equipment expense | $1,250,000 | 1,113 |
| Additional noninterest expense | $1,810,000 | 1,628 |
| Pre-tax net operating income | $907,000 | 3,148 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $336,000 | 2,073 |
| Income before extraordinary items | $571,000 | 3,746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $571,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $571,000 | 3,689 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,243,000 | 1,425 |
| Total interest expense | $3,837,000 | 1,218 |
| Net interest income | $3,406,000 | 1,632 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $723,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $137,000 | 2,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $586,000 | 1,253 |
| Total noninterest expense | $3,491,000 | 1,369 |
| Salaries and employee benefits | $1,972,000 | 1,321 |
| Premises and equipment expense | $631,000 | 1,112 |
| Additional noninterest expense | $888,000 | 1,611 |
| Pre-tax net operating income | $488,000 | 3,115 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $181,000 | 2,094 |
| Income before extraordinary items | $307,000 | 3,752 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $307,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $307,000 | 3,669 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,178,000 | 1,324 |
| Total interest expense | $15,853,000 | 1,258 |
| Net interest income | $16,325,000 | 1,369 |
| Provision for loan and lease losses | $1,350,000 | 1,144 |
| Total noninterest income | $2,003,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $550,000 | 2,849 |
| Trading account gains and fees | $-129,000 | 8,481 |
| Additional Noninterest Income | $1,582,000 | 1,614 |
| Total noninterest expense | $12,697,000 | 1,455 |
| Salaries and employee benefits | $6,819,000 | 1,483 |
| Premises and equipment expense | $2,468,000 | 1,078 |
| Additional noninterest expense | $3,410,000 | 1,629 |
| Pre-tax net operating income | $4,281,000 | 1,869 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,633,000 | 1,324 |
| Income before extraordinary items | $2,648,000 | 2,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,648,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $961,000 | 1,060 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,648,000 | 2,240 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,425,000 | 1,302 |
| Total interest expense | $11,918,000 | 1,258 |
| Net interest income | $12,507,000 | 1,347 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $1,419,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $400,000 | 2,898 |
| Trading account gains and fees | $-129,000 | 8,520 |
| Additional Noninterest Income | $1,148,000 | 1,646 |
| Total noninterest expense | $9,289,000 | 1,470 |
| Salaries and employee benefits | $5,387,000 | 1,413 |
| Premises and equipment expense | $1,806,000 | 1,095 |
| Additional noninterest expense | $2,096,000 | 1,925 |
| Pre-tax net operating income | $4,187,000 | 1,612 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,593,000 | 1,162 |
| Income before extraordinary items | $2,594,000 | 1,943 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,594,000 | 1,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,594,000 | 1,933 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,104,000 | 1,329 |
| Total interest expense | $7,888,000 | 1,272 |
| Net interest income | $8,216,000 | 1,387 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $1,045,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $262,000 | 2,934 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $783,000 | 1,637 |
| Total noninterest expense | $5,797,000 | 1,594 |
| Salaries and employee benefits | $3,400,000 | 1,512 |
| Premises and equipment expense | $1,179,000 | 1,136 |
| Additional noninterest expense | $1,218,000 | 2,183 |
| Pre-tax net operating income | $3,164,000 | 1,464 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,206,000 | 1,102 |
| Income before extraordinary items | $1,958,000 | 1,769 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,958,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,958,000 | 1,755 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,955,000 | 1,343 |
| Total interest expense | $3,908,000 | 1,268 |
| Net interest income | $4,047,000 | 1,409 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $427,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $129,000 | 2,922 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $298,000 | 1,969 |
| Total noninterest expense | $2,916,000 | 1,571 |
| Salaries and employee benefits | $1,723,000 | 1,506 |
| Premises and equipment expense | $606,000 | 1,104 |
| Additional noninterest expense | $587,000 | 2,230 |
| Pre-tax net operating income | $1,408,000 | 1,628 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $511,000 | 1,264 |
| Income before extraordinary items | $897,000 | 1,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $897,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $897,000 | 1,867 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,595,000 | 1,394 |
| Total interest expense | $12,839,000 | 1,311 |
| Net interest income | $15,756,000 | 1,443 |
| Provision for loan and lease losses | $140,000 | 4,163 |
| Total noninterest income | $2,389,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $620,000 | 2,623 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,769,000 | 1,478 |
| Total noninterest expense | $10,795,000 | 1,647 |
| Salaries and employee benefits | $5,853,000 | 1,674 |
| Premises and equipment expense | $2,418,000 | 1,039 |
| Additional noninterest expense | $2,524,000 | 2,092 |
| Pre-tax net operating income | $7,210,000 | 1,363 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,771,000 | 1,012 |
| Income before extraordinary items | $4,439,000 | 1,630 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,439,000 | 1,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 469 |
| Net operating income | $4,439,000 | 1,615 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,092,000 | 1,408 |
| Total interest expense | $9,310,000 | 1,317 |
| Net interest income | $11,782,000 | 1,469 |
| Provision for loan and lease losses | $740,000 | 1,004 |
| Total noninterest income | $1,721,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $466,000 | 2,619 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,255,000 | 1,536 |
| Total noninterest expense | $7,825,000 | 1,714 |
| Salaries and employee benefits | $4,289,000 | 1,714 |
| Premises and equipment expense | $1,680,000 | 1,149 |
| Additional noninterest expense | $1,856,000 | 2,105 |
| Pre-tax net operating income | $4,938,000 | 1,522 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,893,000 | 1,137 |
| Income before extraordinary items | $3,045,000 | 1,808 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,045,000 | 1,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,063 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 358 |
| Net operating income | $3,045,000 | 1,789 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,460,000 | 1,444 |
| Total interest expense | $5,851,000 | 1,336 |
| Net interest income | $7,609,000 | 1,515 |
| Provision for loan and lease losses | $395,000 | 1,186 |
| Total noninterest income | $728,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $286,000 | 2,761 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $442,000 | 2,392 |
| Total noninterest expense | $5,137,000 | 1,735 |
| Salaries and employee benefits | $2,789,000 | 1,756 |
| Premises and equipment expense | $1,112,000 | 1,150 |
| Additional noninterest expense | $1,236,000 | 2,114 |
| Pre-tax net operating income | $2,805,000 | 1,766 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,076,000 | 1,319 |
| Income before extraordinary items | $1,729,000 | 2,084 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,729,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 255 |
| Net operating income | $1,729,000 | 2,070 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 1,507 |
| Total interest expense | $2,690,000 | 1,376 |
| Net interest income | $3,609,000 | 1,585 |
| Provision for loan and lease losses | $115,000 | 1,817 |
| Total noninterest income | $349,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $166,000 | 2,388 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $183,000 | 2,650 |
| Total noninterest expense | $2,508,000 | 1,768 |
| Salaries and employee benefits | $1,373,000 | 1,797 |
| Premises and equipment expense | $545,000 | 1,184 |
| Additional noninterest expense | $590,000 | 2,191 |
| Pre-tax net operating income | $1,335,000 | 1,809 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $515,000 | 1,365 |
| Income before extraordinary items | $820,000 | 2,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $820,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 135 |
| Net operating income | $820,000 | 2,123 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,019,000 | 1,772 |
| Total interest expense | $6,996,000 | 1,630 |
| Net interest income | $12,023,000 | 1,827 |
| Provision for loan and lease losses | $2,150,000 | 507 |
| Total noninterest income | $2,510,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $588,000 | 2,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,922,000 | 1,400 |
| Total noninterest expense | $9,159,000 | 1,852 |
| Salaries and employee benefits | $4,570,000 | 2,015 |
| Premises and equipment expense | $1,912,000 | 1,286 |
| Additional noninterest expense | $2,677,000 | 1,895 |
| Pre-tax net operating income | $3,224,000 | 2,607 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,182,000 | 2,029 |
| Income before extraordinary items | $2,042,000 | 3,051 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,042,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,562 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 268 |
| Net operating income | $2,042,000 | 3,013 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,511,000 | 1,821 |
| Total interest expense | $4,853,000 | 1,661 |
| Net interest income | $8,658,000 | 1,897 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $1,547,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $427,000 | 2,769 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,120,000 | 1,672 |
| Total noninterest expense | $7,123,000 | 1,768 |
| Salaries and employee benefits | $3,606,000 | 1,906 |
| Premises and equipment expense | $1,472,000 | 1,237 |
| Additional noninterest expense | $2,045,000 | 1,823 |
| Pre-tax net operating income | $2,632,000 | 2,470 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $979,000 | 1,909 |
| Income before extraordinary items | $1,653,000 | 2,902 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,653,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,554 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $5,500,000 | 205 |
| Net operating income | $1,653,000 | 2,858 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 1,861 |
| Total interest expense | $2,962,000 | 1,708 |
| Net interest income | $5,615,000 | 1,926 |
| Provision for loan and lease losses | $450,000 | 1,068 |
| Total noninterest income | $763,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $293,000 | 2,669 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $470,000 | 2,280 |
| Total noninterest expense | $4,642,000 | 1,796 |
| Salaries and employee benefits | $2,318,000 | 1,950 |
| Premises and equipment expense | $968,000 | 1,239 |
| Additional noninterest expense | $1,356,000 | 1,829 |
| Pre-tax net operating income | $1,286,000 | 3,093 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $478,000 | 2,334 |
| Income before extraordinary items | $808,000 | 3,618 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $808,000 | 3,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $5,500,000 | 133 |
| Net operating income | $808,000 | 3,571 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 1,948 |
| Total interest expense | $1,312,000 | 1,811 |
| Net interest income | $2,675,000 | 2,018 |
| Provision for loan and lease losses | $250,000 | 917 |
| Total noninterest income | $392,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $136,000 | 2,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $256,000 | 2,115 |
| Total noninterest expense | $2,158,000 | 1,928 |
| Salaries and employee benefits | $1,072,000 | 2,128 |
| Premises and equipment expense | $463,000 | 1,301 |
| Additional noninterest expense | $623,000 | 1,972 |
| Pre-tax net operating income | $659,000 | 3,009 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $245,000 | 2,302 |
| Income before extraordinary items | $414,000 | 3,538 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $414,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 87 |
| Net operating income | $414,000 | 3,499 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,472,000 | 2,308 |
| Total interest expense | $3,499,000 | 2,306 |
| Net interest income | $8,973,000 | 2,275 |
| Provision for loan and lease losses | $1,178,000 | 915 |
| Total noninterest income | $1,489,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $519,000 | 3,054 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $970,000 | 2,191 |
| Total noninterest expense | $7,667,000 | 2,078 |
| Salaries and employee benefits | $3,648,000 | 2,380 |
| Premises and equipment expense | $1,570,000 | 1,471 |
| Additional noninterest expense | $2,449,000 | 1,998 |
| Pre-tax net operating income | $1,617,000 | 4,063 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $601,000 | 3,027 |
| Income before extraordinary items | $1,016,000 | 4,653 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,016,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,194 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 240 |
| Net operating income | $1,016,000 | 4,587 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 2,357 |
| Total interest expense | $2,472,000 | 2,382 |
| Net interest income | $6,540,000 | 2,307 |
| Provision for loan and lease losses | $977,000 | 796 |
| Total noninterest income | $1,044,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $385,000 | 3,100 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $659,000 | 2,355 |
| Total noninterest expense | $5,673,000 | 2,107 |
| Salaries and employee benefits | $2,727,000 | 2,375 |
| Premises and equipment expense | $1,118,000 | 1,558 |
| Additional noninterest expense | $1,828,000 | 1,968 |
| Pre-tax net operating income | $934,000 | 4,776 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $347,000 | 3,529 |
| Income before extraordinary items | $587,000 | 5,418 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $587,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 1,124 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 205 |
| Net operating income | $587,000 | 5,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 2,426 |
| Total interest expense | $1,652,000 | 2,348 |
| Net interest income | $4,135,000 | 2,418 |
| Provision for loan and lease losses | $747,000 | 680 |
| Total noninterest income | $714,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $246,000 | 3,186 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $468,000 | 2,302 |
| Total noninterest expense | $3,701,000 | 2,154 |
| Salaries and employee benefits | $1,810,000 | 2,382 |
| Premises and equipment expense | $678,000 | 1,707 |
| Additional noninterest expense | $1,213,000 | 1,970 |
| Pre-tax net operating income | $401,000 | 5,850 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $149,000 | 4,261 |
| Income before extraordinary items | $252,000 | 6,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 808 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 133 |
| Net operating income | $252,000 | 6,329 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 2,514 |
| Total interest expense | $775,000 | 2,523 |
| Net interest income | $2,004,000 | 2,488 |
| Provision for loan and lease losses | $327,000 | 745 |
| Total noninterest income | $270,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $121,000 | 3,142 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $149,000 | 2,962 |
| Total noninterest expense | $1,733,000 | 2,294 |
| Salaries and employee benefits | $811,000 | 2,650 |
| Premises and equipment expense | $327,000 | 1,789 |
| Additional noninterest expense | $595,000 | 1,987 |
| Pre-tax net operating income | $214,000 | 5,668 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $85,000 | 4,041 |
| Income before extraordinary items | $129,000 | 6,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $129,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 519 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $129,000 | 6,240 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,194,000 | 3,056 |
| Total interest expense | $2,580,000 | 3,266 |
| Net interest income | $6,614,000 | 2,905 |
| Provision for loan and lease losses | $825,000 | 1,419 |
| Total noninterest income | $1,190,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $488,000 | 3,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $702,000 | 2,968 |
| Total noninterest expense | $5,797,000 | 2,677 |
| Salaries and employee benefits | $2,663,000 | 3,098 |
| Premises and equipment expense | $1,078,000 | 2,111 |
| Additional noninterest expense | $2,056,000 | 2,344 |
| Pre-tax net operating income | $1,182,000 | 4,725 |
| Securities gains (losses) | $72,000 | 2,185 |
| Applicable income taxes | $-293,000 | 9,054 |
| Income before extraordinary items | $1,547,000 | 3,492 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,547,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,968 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 213 |
| Net operating income | $1,475,000 | 3,446 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 3,257 |
| Total interest expense | $1,816,000 | 3,534 |
| Net interest income | $4,665,000 | 3,097 |
| Provision for loan and lease losses | $414,000 | 1,974 |
| Total noninterest income | $926,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $361,000 | 3,192 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $565,000 | 2,920 |
| Total noninterest expense | $4,239,000 | 2,749 |
| Salaries and employee benefits | $1,932,000 | 3,193 |
| Premises and equipment expense | $808,000 | 2,119 |
| Additional noninterest expense | $1,499,000 | 2,399 |
| Pre-tax net operating income | $938,000 | 4,723 |
| Securities gains (losses) | $72,000 | 2,017 |
| Applicable income taxes | $-383,000 | 9,156 |
| Income before extraordinary items | $1,393,000 | 3,132 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,393,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 215 |
| Net operating income | $1,321,000 | 3,099 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 3,412 |
| Total interest expense | $1,126,000 | 3,874 |
| Net interest income | $3,018,000 | 3,171 |
| Provision for loan and lease losses | $225,000 | 2,308 |
| Total noninterest income | $625,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $220,000 | 3,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $405,000 | 2,782 |
| Total noninterest expense | $2,757,000 | 2,805 |
| Salaries and employee benefits | $1,291,000 | 3,174 |
| Premises and equipment expense | $525,000 | 2,160 |
| Additional noninterest expense | $941,000 | 2,512 |
| Pre-tax net operating income | $661,000 | 4,584 |
| Securities gains (losses) | $41,000 | 2,157 |
| Applicable income taxes | $-505,000 | 9,221 |
| Income before extraordinary items | $1,207,000 | 2,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,207,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 132 |
| Net operating income | $1,166,000 | 2,494 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 3,571 |
| Total interest expense | $554,000 | 4,023 |
| Net interest income | $1,416,000 | 3,329 |
| Provision for loan and lease losses | $132,000 | 1,943 |
| Total noninterest income | $338,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $231,000 | 2,472 |
| Total noninterest expense | $1,340,000 | 2,862 |
| Salaries and employee benefits | $635,000 | 3,201 |
| Premises and equipment expense | $262,000 | 2,159 |
| Additional noninterest expense | $443,000 | 2,603 |
| Pre-tax net operating income | $282,000 | 4,949 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $282,000 | 4,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 68 |
| Net operating income | $282,000 | 4,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 3,913 |
| Total interest expense | $2,239,000 | 4,467 |
| Net interest income | $5,058,000 | 3,637 |
| Provision for loan and lease losses | $344,000 | 3,167 |
| Total noninterest income | $910,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $433,000 | 3,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $477,000 | 3,370 |
| Total noninterest expense | $5,211,000 | 2,818 |
| Salaries and employee benefits | $2,474,000 | 3,154 |
| Premises and equipment expense | $1,093,000 | 2,006 |
| Additional noninterest expense | $1,644,000 | 2,749 |
| Pre-tax net operating income | $413,000 | 7,108 |
| Securities gains (losses) | $182,000 | 1,237 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $595,000 | 5,983 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $595,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,460,000 | 334 |
| Net operating income | $413,000 | 6,654 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 5,123 |
| Total interest expense | $2,526,000 | 5,365 |
| Net interest income | $3,222,000 | 4,820 |
| Provision for loan and lease losses | $243,000 | 3,685 |
| Total noninterest income | $1,025,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $237,000 | 4,777 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $788,000 | 2,414 |
| Total noninterest expense | $4,372,000 | 3,161 |
| Salaries and employee benefits | $2,153,000 | 3,375 |
| Premises and equipment expense | $878,000 | 2,420 |
| Additional noninterest expense | $1,341,000 | 3,175 |
| Pre-tax net operating income | $-368,000 | 9,088 |
| Securities gains (losses) | $244,000 | 1,041 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-124,000 | 8,980 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-124,000 | 8,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-368,000 | 9,115 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 5,535 |
| Total interest expense | $3,006,000 | 4,921 |
| Net interest income | $2,282,000 | 6,145 |
| Provision for loan and lease losses | $179,000 | 4,041 |
| Total noninterest income | $478,000 | 5,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,435 |
| Total noninterest expense | $3,446,000 | 3,754 |
| Salaries and employee benefits | $1,702,000 | 3,949 |
| Premises and equipment expense | $766,000 | 2,674 |
| Additional noninterest expense | $978,000 | 4,049 |
| Pre-tax net operating income | $-865,000 | 9,687 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-865,000 | 9,701 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-865,000 | 9,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-865,000 | 9,698 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 8,073 |
| Total interest expense | $1,299,000 | 7,404 |
| Net interest income | $1,050,000 | 8,515 |
| Provision for loan and lease losses | $356,000 | 2,323 |
| Total noninterest income | $160,000 | 7,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,074 |
| Total noninterest expense | $2,570,000 | 4,772 |
| Salaries and employee benefits | $1,129,000 | 5,404 |
| Premises and equipment expense | $588,000 | 3,320 |
| Additional noninterest expense | $853,000 | 4,578 |
| Pre-tax net operating income | $-1,716,000 | 10,147 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,716,000 | 10,149 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,716,000 | 10,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $9,355,000 | 88 |
| Net operating income | $-1,716,000 | 10,141 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.