Home > New Century Bank > Assets and Liabilities
New Century Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 66 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $447,239,000 | 1,575 |
| Cash and due from depository institutions | $11,834,000 | 2,428 |
| Interest-bearing balances | $592,000 | 5,735 |
| Securities | $21,989,000 | 4,222 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $384,166,000 | 1,202 |
| Loan loss allowance | $31,534,000 | 320 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,630,000 | 1,651 |
| Other real estate owned | $15,873,000 | 2,428 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,747,000 | 3,090 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $447,239,000 | 1,575 |
| Total liabilities | $442,764,000 | 1,440 |
| Total deposits | $438,999,000 | 1,284 |
| Interest-bearing deposits | $395,761,000 | 1,245 |
| Deposits held in domestic offices | $438,999,000 | 1,283 |
| % insured | 91.98% | 2,945 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,765,000 | 1,297 |
| Total equity capital | $4,475,000 | 7,016 |
| Total bank equity capital | $4,475,000 | 7,016 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,000,000 | 979 |
| Surplus | $31,000,000 | 1,088 |
| Undivided profits | $-31,525,000 | 7,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $122,741,000 | 188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,632,000 | 1,989 |
| Earning assets | $406,747,000 | 1,569 |
| Long-term assets (5+ years) | $11,759,000 | 5,124 |
| Average Assets, year-to-date | $478,466,500 | 1,461 |
| Average Assets, quarterly | $478,466,500 | 1,461 |
| Volatile liabilities | $161,595,000 | 919 |
| Insider loans | $3,194,000 | 2,166 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $21,043,000 | 2,663 |
| Tier 1 (core) risk-based capital | $4,531,000 | 6,917 |
| Tier 2 risk-based capital | $4,531,000 | 1,312 |
| Total risk weighted assets | $387,633,000 | 1,266 |
| Total unused commitments | $21,043,000 | 2,668 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 70 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $509,694,000 | 1,369 |
| Cash and due from depository institutions | $59,117,000 | 2,315 |
| Interest-bearing balances | $592,000 | 5,524 |
| Securities | $20,907,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $400,388,000 | 1,179 |
| Loan loss allowance | $24,063,000 | 403 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,820,000 | 1,631 |
| Other real estate owned | $15,998,000 | 2,315 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,464,000 | 3,253 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $509,694,000 | 1,369 |
| Total liabilities | $496,338,000 | 1,282 |
| Total deposits | $492,046,000 | 1,136 |
| Interest-bearing deposits | $446,131,000 | 1,086 |
| Deposits held in domestic offices | $492,046,000 | 1,134 |
| % insured | 92.02% | 2,959 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,292,000 | 1,169 |
| Total equity capital | $13,356,000 | 4,383 |
| Total bank equity capital | $13,356,000 | 4,383 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,000,000 | 993 |
| Surplus | $31,000,000 | 1,087 |
| Undivided profits | $-22,644,000 | 7,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $103,570,000 | 226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,962,000 | 1,729 |
| Earning assets | $421,887,000 | 1,521 |
| Long-term assets (5+ years) | $17,033,000 | 4,476 |
| Average Assets, year-to-date | $494,640,800 | 1,397 |
| Average Assets, quarterly | $499,219,500 | 1,398 |
| Volatile liabilities | $147,974,000 | 1,009 |
| Insider loans | $3,427,000 | 2,106 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $27,380,000 | 2,208 |
| Tier 1 (core) risk-based capital | $13,515,000 | 4,208 |
| Tier 2 risk-based capital | $5,297,000 | 1,145 |
| Total risk weighted assets | $405,020,000 | 1,241 |
| Total unused commitments | $27,380,000 | 2,209 |
| Derivatives | $2,100,000 | 786 |
| 2009-09-30 | Rank | |
| # of Employees: | 73 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $488,745,000 | 1,452 |
| Cash and due from depository institutions | $34,346,000 | 2,242 |
| Interest-bearing balances | $592,000 | 5,386 |
| Securities | $10,510,000 | 5,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $410,309,000 | 1,170 |
| Loan loss allowance | $17,135,000 | 517 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,003,000 | 1,606 |
| Other real estate owned | $15,924,000 | 2,242 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,653,000 | 1,933 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $488,744,000 | 1,452 |
| Total liabilities | $464,247,000 | 1,372 |
| Total deposits | $454,558,000 | 1,236 |
| Interest-bearing deposits | $409,121,000 | 1,210 |
| Deposits held in domestic offices | $454,558,000 | 1,232 |
| % insured | 93.16% | 2,626 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,689,000 | 667 |
| Total equity capital | $24,497,000 | 2,738 |
| Total bank equity capital | $24,497,000 | 2,737 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,000,000 | 1,008 |
| Surplus | $30,460,000 | 1,108 |
| Undivided profits | $-10,963,000 | 7,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $68,997,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,036,000 | 1,784 |
| Earning assets | $421,411,000 | 1,535 |
| Long-term assets (5+ years) | $8,946,000 | 5,562 |
| Average Assets, year-to-date | $490,877,500 | 1,422 |
| Average Assets, quarterly | $508,422,500 | 1,382 |
| Volatile liabilities | $136,987,000 | 1,102 |
| Insider loans | $3,905,000 | 1,931 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,994,000 | 2,377 |
| Tier 1 (core) risk-based capital | $24,497,000 | 2,576 |
| Tier 2 risk-based capital | $5,346,000 | 1,143 |
| Total risk weighted assets | $415,878,000 | 1,220 |
| Total unused commitments | $25,994,000 | 2,379 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 68 | 2,443 |
| Assets and Liabilities | ||
| Total Assets: | $528,100,000 | 1,354 |
| Cash and due from depository institutions | $63,184,000 | 2,443 |
| Interest-bearing balances | $592,000 | 5,169 |
| Securities | $499,000 | 7,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $441,649,000 | 1,104 |
| Loan loss allowance | $12,258,000 | 677 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,236,000 | 1,570 |
| Other real estate owned | $6,090,000 | 2,443 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,442,000 | 2,165 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $528,100,000 | 1,354 |
| Total liabilities | $498,499,000 | 1,296 |
| Total deposits | $493,654,000 | 1,143 |
| Interest-bearing deposits | $445,053,000 | 1,095 |
| Deposits held in domestic offices | $493,654,000 | 1,141 |
| % insured | 71.36% | 5,815 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,845,000 | 1,201 |
| Total equity capital | $29,601,000 | 2,299 |
| Total bank equity capital | $29,601,000 | 2,298 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,000,000 | 1,016 |
| Surplus | $30,325,000 | 1,126 |
| Undivided profits | $-5,724,000 | 7,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $75,320,000 | 288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,843,000 | 1,906 |
| Earning assets | $442,740,000 | 1,481 |
| Long-term assets (5+ years) | $10,478,000 | 5,324 |
| Average Assets, year-to-date | $491,588,330 | 1,441 |
| Average Assets, quarterly | $505,297,500 | 1,418 |
| Volatile liabilities | $156,924,000 | 986 |
| Insider loans | $4,411,000 | 1,755 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,513,000 | 1,871 |
| Tier 1 (core) risk-based capital | $29,601,000 | 2,195 |
| Tier 2 risk-based capital | $5,620,000 | 1,095 |
| Total risk weighted assets | $442,970,000 | 1,182 |
| Total unused commitments | $37,513,000 | 1,873 |
| Derivatives | $2,100,000 | 879 |
| 2009-03-31 | Rank | |
| # of Employees: | 80 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $482,495,000 | 1,491 |
| Cash and due from depository institutions | $4,142,000 | 2,088 |
| Interest-bearing balances | $595,000 | 4,824 |
| Securities | $497,000 | 7,834 |
| Federal funds sold & reverse repurchase agreements | $4,976,000 | 2,310 |
| Net loans & leases | $441,479,000 | 1,126 |
| Loan loss allowance | $11,754,000 | 660 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,438,000 | 1,542 |
| Other real estate owned | $6,459,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $16,504,000 | 1,257 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $482,495,000 | 1,491 |
| Total liabilities | $444,879,000 | 1,462 |
| Total deposits | $441,129,000 | 1,275 |
| Interest-bearing deposits | $400,379,000 | 1,237 |
| Deposits held in domestic offices | $441,129,000 | 1,271 |
| % insured | 74.25% | 5,294 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,750,000 | 1,431 |
| Total equity capital | $37,616,000 | 1,838 |
| Total bank equity capital | $37,616,000 | 1,837 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 1,015 |
| Surplus | $30,325,000 | 1,117 |
| Undivided profits | $2,291,000 | 5,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $46,994,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,503,000 | 1,382 |
| Earning assets | $447,547,000 | 1,469 |
| Long-term assets (5+ years) | $11,976,000 | 5,094 |
| Average Assets, year-to-date | $473,332,500 | 1,515 |
| Average Assets, quarterly | $473,332,500 | 1,515 |
| Volatile liabilities | $111,051,000 | 1,401 |
| Insider loans | $4,455,000 | 1,742 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $44,061,000 | 1,722 |
| Tier 1 (core) risk-based capital | $37,489,000 | 1,745 |
| Tier 2 risk-based capital | $6,142,000 | 984 |
| Total risk weighted assets | $486,445,000 | 1,081 |
| Total unused commitments | $44,061,000 | 1,723 |
| Derivatives | $2,100,000 | 901 |
| 2008-12-31 | Rank | |
| # of Employees: | 79 | 2,144 |
| Assets and Liabilities | ||
| Total Assets: | $464,170,000 | 1,528 |
| Cash and due from depository institutions | $5,940,000 | 2,144 |
| Interest-bearing balances | $692,000 | 4,092 |
| Securities | $6,554,000 | 6,603 |
| Federal funds sold & reverse repurchase agreements | $668,000 | 4,310 |
| Net loans & leases | $426,311,000 | 1,170 |
| Loan loss allowance | $16,581,000 | 481 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,612,000 | 1,516 |
| Other real estate owned | $8,043,000 | 2,144 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,042,000 | 2,251 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $464,170,000 | 1,528 |
| Total liabilities | $439,415,000 | 1,453 |
| Total deposits | $423,659,000 | 1,290 |
| Interest-bearing deposits | $384,689,000 | 1,245 |
| Deposits held in domestic offices | $423,659,000 | 1,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,117 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $8,000,000 | 3,507 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,006,000 | 1,159 |
| Total equity capital | $24,755,000 | 2,673 |
| Total bank equity capital | $24,755,000 | 2,673 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $29,825,000 | 1,106 |
| Undivided profits | $-10,070,000 | 8,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,643,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,631,000 | 2,332 |
| Earning assets | $434,225,000 | 1,480 |
| Long-term assets (5+ years) | $12,226,000 | 5,015 |
| Average Assets, year-to-date | $480,895,800 | 1,427 |
| Average Assets, quarterly | $507,491,000 | 1,370 |
| Volatile liabilities | $67,068,000 | 2,147 |
| Insider loans | $4,418,000 | 1,794 |
| FHLB advances | $8,000,000 | 3,387 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $48,347,000 | 1,618 |
| Tier 1 (core) risk-based capital | $24,753,000 | 2,560 |
| Tier 2 risk-based capital | $5,935,000 | 1,005 |
| Total risk weighted assets | $464,184,000 | 1,127 |
| Total unused commitments | $48,347,000 | 1,619 |
| Derivatives | $2,112,000 | 804 |
| 2008-09-30 | Rank | |
| # of Employees: | 81 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $550,812,000 | 1,273 |
| Cash and due from depository institutions | $3,767,000 | 2,103 |
| Interest-bearing balances | $793,000 | 3,243 |
| Securities | $41,430,000 | 2,643 |
| Federal funds sold & reverse repurchase agreements | $46,131,000 | 257 |
| Net loans & leases | $443,536,000 | 1,109 |
| Loan loss allowance | $6,548,000 | 960 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,811,000 | 1,473 |
| Other real estate owned | $715,000 | 2,103 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,422,000 | 2,647 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $550,812,000 | 1,273 |
| Total liabilities | $507,050,000 | 1,244 |
| Total deposits | $459,271,000 | 1,149 |
| Interest-bearing deposits | $416,873,000 | 1,114 |
| Deposits held in domestic offices | $459,271,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $8,000,000 | 3,515 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $39,779,000 | 259 |
| Total equity capital | $43,762,000 | 1,556 |
| Total bank equity capital | $43,762,000 | 1,556 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $30,425,000 | 1,066 |
| Undivided profits | $8,337,000 | 3,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,695,000 | 352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,107,000 | 1,842 |
| Earning assets | $531,890,000 | 1,204 |
| Long-term assets (5+ years) | $10,232,000 | 5,277 |
| Average Assets, year-to-date | $485,077,250 | 1,411 |
| Average Assets, quarterly | $512,403,500 | 1,344 |
| Volatile liabilities | $69,519,000 | 2,027 |
| Insider loans | $2,168,000 | 3,005 |
| FHLB advances | $8,000,000 | 3,379 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $86,953,000 | 1,072 |
| Tier 1 (core) risk-based capital | $43,963,000 | 1,472 |
| Tier 2 risk-based capital | $6,232,000 | 917 |
| Total risk weighted assets | $497,625,000 | 1,044 |
| Total unused commitments | $86,953,000 | 1,073 |
| Derivatives | $2,124,000 | 730 |
| 2008-06-30 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $473,995,000 | 1,490 |
| Cash and due from depository institutions | $5,779,000 | 2,197 |
| Interest-bearing balances | $392,000 | 3,787 |
| Securities | $6,899,000 | 6,563 |
| Federal funds sold & reverse repurchase agreements | $280,000 | 5,471 |
| Net loans & leases | $445,446,000 | 1,089 |
| Loan loss allowance | $5,729,000 | 1,051 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,029,000 | 1,422 |
| Other real estate owned | $108,000 | 2,197 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,454,000 | 2,588 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $473,995,000 | 1,490 |
| Total liabilities | $430,828,000 | 1,474 |
| Total deposits | $400,413,000 | 1,343 |
| Interest-bearing deposits | $357,818,000 | 1,299 |
| Deposits held in domestic offices | $400,413,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 1,081 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $8,000,000 | 3,410 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,915,000 | 786 |
| Total equity capital | $43,167,000 | 1,595 |
| Total bank equity capital | $43,167,000 | 1,595 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,000,000 | 996 |
| Surplus | $28,825,000 | 1,101 |
| Undivided profits | $9,342,000 | 3,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,079,000 | 427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,979,000 | 1,935 |
| Earning assets | $453,017,000 | 1,402 |
| Long-term assets (5+ years) | $9,274,000 | 5,416 |
| Average Assets, year-to-date | $463,165,670 | 1,494 |
| Average Assets, quarterly | $469,916,500 | 1,492 |
| Volatile liabilities | $94,224,000 | 1,547 |
| Insider loans | $2,170,000 | 2,983 |
| FHLB advances | $8,000,000 | 3,272 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $83,829,000 | 1,132 |
| Tier 1 (core) risk-based capital | $43,290,000 | 1,507 |
| Tier 2 risk-based capital | $5,729,000 | 970 |
| Total risk weighted assets | $487,191,000 | 1,062 |
| Total unused commitments | $83,829,000 | 1,132 |
| Derivatives | $2,135,000 | 706 |
| 2008-03-31 | Rank | |
| # of Employees: | 76 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $465,838,000 | 1,506 |
| Cash and due from depository institutions | $4,858,000 | 2,272 |
| Interest-bearing balances | $492,000 | 3,686 |
| Securities | $7,210,000 | 6,522 |
| Federal funds sold & reverse repurchase agreements | $20,403,000 | 786 |
| Net loans & leases | $418,021,000 | 1,134 |
| Loan loss allowance | $5,276,000 | 1,073 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,241,000 | 1,372 |
| Other real estate owned | $108,000 | 2,272 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,997,000 | 2,666 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $465,837,000 | 1,506 |
| Total liabilities | $423,416,000 | 1,486 |
| Total deposits | $408,770,000 | 1,304 |
| Interest-bearing deposits | $367,181,000 | 1,266 |
| Deposits held in domestic offices | $408,770,000 | 1,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,000,000 | 3,180 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,646,000 | 952 |
| Total equity capital | $42,421,000 | 1,658 |
| Total bank equity capital | $42,421,000 | 1,658 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $28,825,000 | 1,094 |
| Undivided profits | $8,596,000 | 3,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,377,000 | 344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,230,000 | 1,733 |
| Earning assets | $446,126,000 | 1,418 |
| Long-term assets (5+ years) | $8,308,000 | 5,504 |
| Average Assets, year-to-date | $457,751,000 | 1,507 |
| Average Assets, quarterly | $457,751,000 | 1,507 |
| Volatile liabilities | $82,072,000 | 1,714 |
| Insider loans | $2,201,000 | 2,891 |
| FHLB advances | $8,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $69,886,000 | 1,363 |
| Tier 1 (core) risk-based capital | $42,428,000 | 1,539 |
| Tier 2 risk-based capital | $5,276,000 | 1,014 |
| Total risk weighted assets | $458,659,000 | 1,107 |
| Total unused commitments | $69,886,000 | 1,364 |
| Derivatives | $3,284,000 | 709 |
| 2007-12-31 | Rank | |
| # of Employees: | 76 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $449,664,000 | 1,534 |
| Cash and due from depository institutions | $5,029,000 | 2,275 |
| Interest-bearing balances | $190,000 | 4,078 |
| Securities | $7,334,000 | 6,574 |
| Federal funds sold & reverse repurchase agreements | $5,673,000 | 2,305 |
| Net loans & leases | $416,236,000 | 1,142 |
| Loan loss allowance | $5,126,000 | 1,061 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,290,000 | 1,375 |
| Other real estate owned | $108,000 | 2,275 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,994,000 | 2,688 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $449,663,000 | 1,534 |
| Total liabilities | $407,653,000 | 1,512 |
| Total deposits | $393,808,000 | 1,340 |
| Interest-bearing deposits | $348,875,000 | 1,321 |
| Deposits held in domestic offices | $393,808,000 | 1,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 3,020 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,845,000 | 1,033 |
| Total equity capital | $42,010,000 | 1,660 |
| Total bank equity capital | $42,010,000 | 1,660 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $28,825,000 | 1,073 |
| Undivided profits | $8,185,000 | 3,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,515,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,313,000 | 1,808 |
| Earning assets | $429,433,000 | 1,454 |
| Long-term assets (5+ years) | $9,453,000 | 5,063 |
| Average Assets, year-to-date | $422,169,000 | 1,561 |
| Average Assets, quarterly | $432,197,000 | 1,574 |
| Volatile liabilities | $74,644,000 | 1,879 |
| Insider loans | $2,926,000 | 2,388 |
| FHLB advances | $8,000,000 | 2,901 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $79,043,000 | 1,247 |
| Tier 1 (core) risk-based capital | $42,078,000 | 1,547 |
| Tier 2 risk-based capital | $5,126,000 | 1,039 |
| Total risk weighted assets | $458,049,000 | 1,092 |
| Total unused commitments | $79,043,000 | 1,247 |
| Derivatives | $3,312,000 | 646 |
| 2007-09-30 | Rank | |
| # of Employees: | 72 | 2,403 |
| Assets and Liabilities | ||
| Total Assets: | $414,730,000 | 1,628 |
| Cash and due from depository institutions | $4,033,000 | 2,403 |
| Interest-bearing balances | $70,000 | 5,016 |
| Securities | $8,134,000 | 6,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $387,106,000 | 1,204 |
| Loan loss allowance | $5,157,000 | 1,021 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,068,000 | 1,375 |
| Other real estate owned | $0 | 2,403 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,389,000 | 2,546 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $414,730,000 | 1,628 |
| Total liabilities | $374,755,000 | 1,628 |
| Total deposits | $353,407,000 | 1,498 |
| Interest-bearing deposits | $313,462,000 | 1,464 |
| Deposits held in domestic offices | $353,407,000 | 1,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,700,000 | 1,513 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 2,874 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,648,000 | 934 |
| Total equity capital | $39,975,000 | 1,724 |
| Total bank equity capital | $39,975,000 | 1,724 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $26,825,000 | 1,121 |
| Undivided profits | $8,150,000 | 3,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,424,000 | 653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,577,000 | 1,722 |
| Earning assets | $395,310,000 | 1,568 |
| Long-term assets (5+ years) | $10,171,000 | 4,803 |
| Average Assets, year-to-date | $415,295,250 | 1,585 |
| Average Assets, quarterly | $423,181,000 | 1,580 |
| Volatile liabilities | $70,726,000 | 1,917 |
| Insider loans | $2,895,000 | 2,380 |
| FHLB advances | $8,000,000 | 2,746 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $89,071,000 | 1,151 |
| Tier 1 (core) risk-based capital | $40,024,000 | 1,616 |
| Tier 2 risk-based capital | $5,157,000 | 1,017 |
| Total risk weighted assets | $433,023,000 | 1,135 |
| Total unused commitments | $89,071,000 | 1,152 |
| Derivatives | $3,337,000 | 655 |
| 2007-06-30 | Rank | |
| # of Employees: | 72 | 2,439 |
| Assets and Liabilities | ||
| Total Assets: | $431,632,000 | 1,572 |
| Cash and due from depository institutions | $8,056,000 | 2,439 |
| Interest-bearing balances | $250,000 | 3,716 |
| Securities | $8,295,000 | 6,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $384,824,000 | 1,211 |
| Loan loss allowance | $5,006,000 | 1,048 |
| Trading account assets | $15,109,000 | 118 |
| Bank premises and fixed assets | $9,224,000 | 1,364 |
| Other real estate owned | $0 | 2,439 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,124,000 | 2,624 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $431,632,000 | 1,572 |
| Total liabilities | $392,316,000 | 1,543 |
| Total deposits | $362,390,000 | 1,483 |
| Interest-bearing deposits | $316,531,000 | 1,466 |
| Deposits held in domestic offices | $362,390,000 | 1,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,200,000 | 1,005 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,726,000 | 1,022 |
| Total equity capital | $39,316,000 | 1,730 |
| Total bank equity capital | $39,316,000 | 1,730 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $26,825,000 | 1,125 |
| Undivided profits | $7,491,000 | 3,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,884,000 | 1,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,494,000 | 1,655 |
| Earning assets | $408,478,000 | 1,505 |
| Long-term assets (5+ years) | $10,909,000 | 4,626 |
| Average Assets, year-to-date | $415,483,670 | 1,607 |
| Average Assets, quarterly | $424,390,500 | 1,591 |
| Volatile liabilities | $163,817,000 | 892 |
| Insider loans | $1,964,000 | 3,019 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $75,038,000 | 1,338 |
| Tier 1 (core) risk-based capital | $39,388,000 | 1,640 |
| Tier 2 risk-based capital | $5,006,000 | 1,056 |
| Total risk weighted assets | $420,977,000 | 1,175 |
| Total unused commitments | $75,038,000 | 1,338 |
| Derivatives | $3,363,000 | 689 |
| 2007-03-31 | Rank | |
| # of Employees: | 67 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $417,149,000 | 1,621 |
| Cash and due from depository institutions | $6,864,000 | 2,604 |
| Interest-bearing balances | $154,000 | 4,276 |
| Securities | $9,013,000 | 6,336 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 6,533 |
| Net loans & leases | $369,754,000 | 1,254 |
| Loan loss allowance | $4,889,000 | 1,064 |
| Trading account assets | $15,973,000 | 134 |
| Bank premises and fixed assets | $9,386,000 | 1,300 |
| Other real estate owned | $0 | 2,604 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,929,000 | 2,638 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $417,149,000 | 1,621 |
| Total liabilities | $378,826,000 | 1,603 |
| Total deposits | $358,278,000 | 1,499 |
| Interest-bearing deposits | $323,475,000 | 1,419 |
| Deposits held in domestic offices | $358,278,000 | 1,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,000,000 | 1,934 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,548,000 | 1,063 |
| Total equity capital | $38,323,000 | 1,784 |
| Total bank equity capital | $38,323,000 | 1,784 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $26,825,000 | 1,108 |
| Undivided profits | $6,498,000 | 4,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,366,000 | 1,685 |
| Earning assets | $395,124,000 | 1,563 |
| Long-term assets (5+ years) | $10,758,000 | 4,592 |
| Average Assets, year-to-date | $407,409,500 | 1,640 |
| Average Assets, quarterly | $407,409,500 | 1,640 |
| Volatile liabilities | $158,308,000 | 886 |
| Insider loans | $2,250,000 | 2,790 |
| FHLB advances | $15,000,000 | 1,846 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $95,174,000 | 1,109 |
| Tier 1 (core) risk-based capital | $38,327,000 | 1,666 |
| Tier 2 risk-based capital | $4,889,000 | 1,064 |
| Total risk weighted assets | $413,476,000 | 1,179 |
| Total unused commitments | $95,174,000 | 1,109 |
| Derivatives | $3,422,000 | 678 |
| 2006-12-31 | Rank | |
| # of Employees: | 66 | 2,652 |
| Assets and Liabilities | ||
| Total Assets: | $397,670,000 | 1,682 |
| Cash and due from depository institutions | $10,455,000 | 2,652 |
| Interest-bearing balances | $229,000 | 3,878 |
| Securities | $25,833,000 | 3,849 |
| Federal funds sold & reverse repurchase agreements | $115,000 | 6,200 |
| Net loans & leases | $346,005,000 | 1,325 |
| Loan loss allowance | $4,737,000 | 1,082 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,624,000 | 1,241 |
| Other real estate owned | $0 | 2,652 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,638,000 | 2,753 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $397,670,000 | 1,682 |
| Total liabilities | $361,584,000 | 1,653 |
| Total deposits | $345,728,000 | 1,530 |
| Interest-bearing deposits | $298,242,000 | 1,532 |
| Deposits held in domestic offices | $345,728,000 | 1,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,500,000 | 1,441 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,732 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,356,000 | 1,083 |
| Total equity capital | $36,086,000 | 1,853 |
| Total bank equity capital | $36,086,000 | 1,853 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $25,325,000 | 1,122 |
| Undivided profits | $5,761,000 | 4,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $716,000 | 3,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,325,000 | 1,786 |
| Earning assets | $372,182,000 | 1,645 |
| Long-term assets (5+ years) | $16,526,000 | 3,762 |
| Average Assets, year-to-date | $377,609,200 | 1,693 |
| Average Assets, quarterly | $389,814,500 | 1,691 |
| Volatile liabilities | $137,828,000 | 1,116 |
| Insider loans | $2,307,000 | 2,713 |
| FHLB advances | $4,000,000 | 3,585 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $88,230,000 | 1,139 |
| Tier 1 (core) risk-based capital | $36,269,000 | 1,736 |
| Tier 2 risk-based capital | $4,737,000 | 1,083 |
| Total risk weighted assets | $390,220,000 | 1,233 |
| Total unused commitments | $88,230,000 | 1,139 |
| Derivatives | $3,517,000 | 656 |
| 2006-09-30 | Rank | |
| # of Employees: | 63 | 2,790 |
| Assets and Liabilities | ||
| Total Assets: | $381,959,000 | 1,729 |
| Cash and due from depository institutions | $10,254,000 | 2,790 |
| Interest-bearing balances | $230,000 | 3,860 |
| Securities | $26,985,000 | 3,766 |
| Federal funds sold & reverse repurchase agreements | $7,621,000 | 1,796 |
| Net loans & leases | $320,910,000 | 1,427 |
| Loan loss allowance | $5,396,000 | 950 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,828,000 | 1,189 |
| Other real estate owned | $0 | 2,790 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,361,000 | 2,502 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $381,959,000 | 1,729 |
| Total liabilities | $347,307,000 | 1,700 |
| Total deposits | $338,077,000 | 1,545 |
| Interest-bearing deposits | $288,529,000 | 1,564 |
| Deposits held in domestic offices | $338,077,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,919 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,230,000 | 1,070 |
| Total equity capital | $34,652,000 | 1,911 |
| Total bank equity capital | $34,652,000 | 1,911 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $25,325,000 | 1,122 |
| Undivided profits | $4,327,000 | 5,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 2,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,123,000 | 1,956 |
| Earning assets | $355,746,000 | 1,705 |
| Long-term assets (5+ years) | $23,301,000 | 3,063 |
| Average Assets, year-to-date | $372,594,000 | 1,721 |
| Average Assets, quarterly | $381,864,500 | 1,714 |
| Volatile liabilities | $139,042,000 | 1,112 |
| Insider loans | $984,000 | 4,273 |
| FHLB advances | $4,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $89,261,000 | 1,143 |
| Tier 1 (core) risk-based capital | $34,874,000 | 1,804 |
| Tier 2 risk-based capital | $4,556,000 | 1,128 |
| Total risk weighted assets | $363,693,000 | 1,329 |
| Total unused commitments | $89,261,000 | 1,145 |
| Derivatives | $3,517,000 | 674 |
| 2006-06-30 | Rank | |
| # of Employees: | 60 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $381,770,000 | 1,718 |
| Cash and due from depository institutions | $13,397,000 | 2,941 |
| Interest-bearing balances | $197,000 | 4,138 |
| Securities | $27,741,000 | 3,687 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $324,403,000 | 1,380 |
| Loan loss allowance | $5,031,000 | 1,013 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,972,000 | 1,152 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,257,000 | 2,505 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $381,770,000 | 1,718 |
| Total liabilities | $348,718,000 | 1,690 |
| Total deposits | $337,078,000 | 1,533 |
| Interest-bearing deposits | $291,135,000 | 1,521 |
| Deposits held in domestic offices | $337,078,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,000,000 | 2,993 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,640,000 | 1,340 |
| Total equity capital | $33,052,000 | 1,935 |
| Total bank equity capital | $33,052,000 | 1,935 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $25,325,000 | 1,099 |
| Undivided profits | $2,727,000 | 5,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,057,000 | 1,788 |
| Earning assets | $352,341,000 | 1,702 |
| Long-term assets (5+ years) | $23,556,000 | 3,024 |
| Average Assets, year-to-date | $369,472,330 | 1,736 |
| Average Assets, quarterly | $374,580,000 | 1,733 |
| Volatile liabilities | $133,298,000 | 1,130 |
| Insider loans | $994,000 | 4,253 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $75,716,000 | 1,316 |
| Tier 1 (core) risk-based capital | $33,560,000 | 1,854 |
| Tier 2 risk-based capital | $4,483,000 | 1,126 |
| Total risk weighted assets | $358,098,000 | 1,327 |
| Total unused commitments | $75,716,000 | 1,316 |
| Derivatives | $3,517,000 | 659 |
| 2006-03-31 | Rank | |
| # of Employees: | 59 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $367,390,000 | 1,758 |
| Cash and due from depository institutions | $9,835,000 | 2,945 |
| Interest-bearing balances | $174,000 | 4,347 |
| Securities | $29,256,000 | 3,623 |
| Federal funds sold & reverse repurchase agreements | $280,000 | 5,911 |
| Net loans & leases | $311,109,000 | 1,401 |
| Loan loss allowance | $4,751,000 | 1,064 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,548,000 | 1,172 |
| Other real estate owned | $0 | 2,945 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,362,000 | 2,159 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $367,390,000 | 1,758 |
| Total liabilities | $335,106,000 | 1,732 |
| Total deposits | $309,770,000 | 1,655 |
| Interest-bearing deposits | $269,537,000 | 1,615 |
| Deposits held in domestic offices | $309,770,000 | 1,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,629 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,000,000 | 1,885 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,336,000 | 1,455 |
| Total equity capital | $32,284,000 | 1,960 |
| Total bank equity capital | $32,284,000 | 1,960 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $25,325,000 | 1,072 |
| Undivided profits | $1,959,000 | 6,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 6,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,803,000 | 1,966 |
| Earning assets | $340,819,000 | 1,743 |
| Long-term assets (5+ years) | $23,647,000 | 2,988 |
| Average Assets, year-to-date | $363,323,500 | 1,759 |
| Average Assets, quarterly | $363,323,500 | 1,759 |
| Volatile liabilities | $100,634,000 | 1,392 |
| Insider loans | $19,583,000 | 288 |
| FHLB advances | $17,000,000 | 1,790 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $71,495,000 | 1,353 |
| Tier 1 (core) risk-based capital | $32,650,000 | 1,868 |
| Tier 2 risk-based capital | $4,220,000 | 1,178 |
| Total risk weighted assets | $337,088,000 | 1,366 |
| Total unused commitments | $71,495,000 | 1,353 |
| Derivatives | $3,517,000 | 641 |
| 2005-12-31 | Rank | |
| # of Employees: | 59 | 2,933 |
| Assets and Liabilities | ||
| Total Assets: | $359,257,000 | 1,770 |
| Cash and due from depository institutions | $12,105,000 | 2,933 |
| Interest-bearing balances | $214,000 | 4,163 |
| Securities | $26,570,000 | 3,886 |
| Federal funds sold & reverse repurchase agreements | $27,318,000 | 473 |
| Net loans & leases | $277,248,000 | 1,559 |
| Loan loss allowance | $4,636,000 | 1,066 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,883,000 | 1,257 |
| Other real estate owned | $0 | 2,933 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,133,000 | 2,205 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $359,257,000 | 1,770 |
| Total liabilities | $328,938,000 | 1,745 |
| Total deposits | $308,473,000 | 1,633 |
| Interest-bearing deposits | $265,736,000 | 1,613 |
| Deposits held in domestic offices | $308,473,000 | 1,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,000,000 | 2,015 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,465,000 | 1,109 |
| Total equity capital | $30,319,000 | 2,070 |
| Total bank equity capital | $30,319,000 | 2,070 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $24,125,000 | 1,092 |
| Undivided profits | $1,194,000 | 7,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 6,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,644,000 | 2,159 |
| Earning assets | $331,350,000 | 1,755 |
| Long-term assets (5+ years) | $14,993,000 | 3,834 |
| Average Assets, year-to-date | $302,151,600 | 1,973 |
| Average Assets, quarterly | $336,814,500 | 1,842 |
| Volatile liabilities | $120,629,000 | 1,156 |
| Insider loans | $6,432,000 | 1,030 |
| FHLB advances | $16,000,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $79,753,000 | 1,195 |
| Tier 1 (core) risk-based capital | $30,630,000 | 1,971 |
| Tier 2 risk-based capital | $3,873,000 | 1,272 |
| Total risk weighted assets | $309,101,000 | 1,477 |
| Total unused commitments | $79,753,000 | 1,196 |
| Derivatives | $3,517,000 | 605 |
| 2005-09-30 | Rank | |
| # of Employees: | 60 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $314,372,000 | 1,943 |
| Cash and due from depository institutions | $11,408,000 | 2,876 |
| Interest-bearing balances | $125,000 | 4,757 |
| Securities | $28,482,000 | 3,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $258,103,000 | 1,633 |
| Loan loss allowance | $2,936,000 | 1,664 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,541,000 | 1,267 |
| Other real estate owned | $0 | 2,876 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,838,000 | 1,992 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $314,371,000 | 1,943 |
| Total liabilities | $285,341,000 | 1,926 |
| Total deposits | $257,250,000 | 1,915 |
| Interest-bearing deposits | $211,742,000 | 1,954 |
| Deposits held in domestic offices | $257,250,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,500,000 | 1,432 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,000,000 | 2,034 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,591,000 | 901 |
| Total equity capital | $29,030,000 | 2,130 |
| Total bank equity capital | $29,030,000 | 2,130 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $23,125,000 | 1,088 |
| Undivided profits | $905,000 | 7,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,019,000 | 2,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,362,000 | 2,582 |
| Earning assets | $286,710,000 | 1,951 |
| Long-term assets (5+ years) | $15,088,000 | 3,858 |
| Average Assets, year-to-date | $287,875,250 | 2,039 |
| Average Assets, quarterly | $306,575,500 | 1,973 |
| Volatile liabilities | $79,297,000 | 1,613 |
| Insider loans | $2,596,000 | 2,345 |
| FHLB advances | $16,000,000 | 1,918 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $63,985,000 | 1,435 |
| Tier 1 (core) risk-based capital | $29,241,000 | 2,028 |
| Tier 2 risk-based capital | $2,936,000 | 1,620 |
| Total risk weighted assets | $281,269,000 | 1,589 |
| Total unused commitments | $63,985,000 | 1,435 |
| Derivatives | $3,597,000 | 605 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $298,779,000 | 2,009 |
| Cash and due from depository institutions | $9,441,000 | 2,851 |
| Interest-bearing balances | $137,000 | 4,656 |
| Securities | $13,112,000 | 5,739 |
| Federal funds sold & reverse repurchase agreements | $12,483,000 | 970 |
| Net loans & leases | $247,925,000 | 1,658 |
| Loan loss allowance | $2,864,000 | 1,677 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,136,000 | 1,308 |
| Other real estate owned | $0 | 2,851 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,682,000 | 1,966 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $298,779,000 | 2,009 |
| Total liabilities | $270,450,000 | 1,988 |
| Total deposits | $250,001,000 | 1,913 |
| Interest-bearing deposits | $208,861,000 | 1,950 |
| Deposits held in domestic offices | $250,001,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,000,000 | 2,004 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,449,000 | 1,018 |
| Total equity capital | $28,329,000 | 2,128 |
| Total bank equity capital | $28,329,000 | 2,128 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $23,125,000 | 1,065 |
| Undivided profits | $204,000 | 7,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,316,000 | 2,425 |
| Earning assets | $273,657,000 | 2,006 |
| Long-term assets (5+ years) | $1,991,000 | 6,951 |
| Average Assets, year-to-date | $279,043,000 | 2,078 |
| Average Assets, quarterly | $290,468,000 | 2,026 |
| Volatile liabilities | $99,171,000 | 1,287 |
| Insider loans | $2,843,000 | 2,142 |
| FHLB advances | $16,000,000 | 1,901 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $53,373,000 | 1,612 |
| Tier 1 (core) risk-based capital | $27,528,000 | 2,095 |
| Tier 2 risk-based capital | $2,864,000 | 1,631 |
| Total risk weighted assets | $273,132,000 | 1,593 |
| Total unused commitments | $53,373,000 | 1,613 |
| Derivatives | $3,563,000 | 567 |
| 2005-03-31 | Rank | |
| # of Employees: | 54 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $282,157,000 | 2,081 |
| Cash and due from depository institutions | $7,399,000 | 3,096 |
| Interest-bearing balances | $159,000 | 4,581 |
| Securities | $10,338,000 | 6,378 |
| Federal funds sold & reverse repurchase agreements | $5,433,000 | 2,165 |
| Net loans & leases | $243,287,000 | 1,651 |
| Loan loss allowance | $2,663,000 | 1,782 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,812,000 | 1,335 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,888,000 | 1,904 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $282,157,000 | 2,081 |
| Total liabilities | $257,260,000 | 2,051 |
| Total deposits | $233,836,000 | 2,039 |
| Interest-bearing deposits | $198,631,000 | 2,032 |
| Deposits held in domestic offices | $233,836,000 | 2,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,424,000 | 1,281 |
| Total equity capital | $24,897,000 | 2,327 |
| Total bank equity capital | $24,897,000 | 2,327 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $20,125,000 | 1,157 |
| Undivided profits | $-228,000 | 8,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,552,000 | 1,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,225,000 | 2,513 |
| Earning assets | $259,217,000 | 2,084 |
| Long-term assets (5+ years) | $2,465,000 | 6,836 |
| Average Assets, year-to-date | $269,175,000 | 2,167 |
| Average Assets, quarterly | $269,175,000 | 2,167 |
| Volatile liabilities | $105,055,000 | 1,161 |
| Insider loans | $2,169,000 | 2,582 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $53,647,000 | 1,546 |
| Tier 1 (core) risk-based capital | $24,112,000 | 2,329 |
| Tier 2 risk-based capital | $2,663,000 | 1,709 |
| Total risk weighted assets | $248,216,000 | 1,692 |
| Total unused commitments | $53,647,000 | 1,546 |
| Derivatives | $3,584,000 | 528 |
| 2004-12-31 | Rank | |
| # of Employees: | 53 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $256,193,000 | 2,276 |
| Cash and due from depository institutions | $7,520,000 | 3,178 |
| Interest-bearing balances | $159,000 | 4,592 |
| Securities | $10,874,000 | 6,295 |
| Federal funds sold & reverse repurchase agreements | $596,000 | 5,344 |
| Net loans & leases | $222,561,000 | 1,766 |
| Loan loss allowance | $2,414,000 | 1,955 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,329,000 | 1,413 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,313,000 | 1,987 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $256,193,000 | 2,276 |
| Total liabilities | $234,145,000 | 2,228 |
| Total deposits | $210,066,000 | 2,241 |
| Interest-bearing deposits | $172,626,000 | 2,311 |
| Deposits held in domestic offices | $210,066,000 | 2,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,500,000 | 1,415 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,500,000 | 2,105 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,079,000 | 1,355 |
| Total equity capital | $22,048,000 | 2,605 |
| Total bank equity capital | $22,048,000 | 2,605 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $17,625,000 | 1,292 |
| Undivided profits | $-577,000 | 8,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,552,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,103,000 | 2,776 |
| Earning assets | $234,190,000 | 2,287 |
| Long-term assets (5+ years) | $2,964,000 | 6,730 |
| Average Assets, year-to-date | $232,389,800 | 2,404 |
| Average Assets, quarterly | $244,142,000 | 2,379 |
| Volatile liabilities | $89,475,000 | 1,318 |
| Insider loans | $2,154,000 | 2,602 |
| FHLB advances | $14,500,000 | 1,986 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $49,699,000 | 1,586 |
| Tier 1 (core) risk-based capital | $21,238,000 | 2,582 |
| Tier 2 risk-based capital | $2,414,000 | 1,869 |
| Total risk weighted assets | $225,474,000 | 1,826 |
| Total unused commitments | $49,699,000 | 1,586 |
| Derivatives | $1,323,000 | 601 |
| 2004-09-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $232,091,000 | 2,501 |
| Cash and due from depository institutions | $6,213,000 | 3,404 |
| Interest-bearing balances | $534,000 | 3,440 |
| Securities | $11,289,000 | 6,242 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $200,576,000 | 1,905 |
| Loan loss allowance | $2,054,000 | 2,243 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,866,000 | 1,455 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,147,000 | 1,971 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $232,091,000 | 2,501 |
| Total liabilities | $211,942,000 | 2,454 |
| Total deposits | $193,151,000 | 2,406 |
| Interest-bearing deposits | $157,160,000 | 2,508 |
| Deposits held in domestic offices | $193,151,000 | 2,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,560 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $14,500,000 | 2,101 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,791,000 | 1,474 |
| Total equity capital | $20,149,000 | 2,818 |
| Total bank equity capital | $20,149,000 | 2,818 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $16,125,000 | 1,372 |
| Undivided profits | $-976,000 | 8,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,897,000 | 1,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $952,000 | 3,285 |
| Earning assets | $212,399,000 | 2,497 |
| Long-term assets (5+ years) | $3,441,000 | 6,653 |
| Average Assets, year-to-date | $226,439,000 | 2,460 |
| Average Assets, quarterly | $232,487,000 | 2,459 |
| Volatile liabilities | $62,136,000 | 1,744 |
| Insider loans | $1,985,000 | 2,700 |
| FHLB advances | $14,500,000 | 1,980 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $45,046,000 | 1,700 |
| Tier 1 (core) risk-based capital | $19,315,000 | 2,779 |
| Tier 2 risk-based capital | $2,054,000 | 2,116 |
| Total risk weighted assets | $200,290,000 | 1,976 |
| Total unused commitments | $45,046,000 | 1,701 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 49 | 3,434 |
| Assets and Liabilities | ||
| Total Assets: | $232,883,000 | 2,447 |
| Cash and due from depository institutions | $6,753,000 | 3,434 |
| Interest-bearing balances | $311,000 | 4,034 |
| Securities | $13,375,000 | 5,881 |
| Federal funds sold & reverse repurchase agreements | $6,071,000 | 1,719 |
| Net loans & leases | $188,416,000 | 1,961 |
| Loan loss allowance | $1,827,000 | 2,469 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,487,000 | 1,538 |
| Other real estate owned | $0 | 3,434 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,781,000 | 1,286 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $232,883,000 | 2,447 |
| Total liabilities | $213,221,000 | 2,409 |
| Total deposits | $195,383,000 | 2,366 |
| Interest-bearing deposits | $165,765,000 | 2,337 |
| Deposits held in domestic offices | $195,383,000 | 2,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,500,000 | 1,916 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,338,000 | 2,379 |
| Total equity capital | $19,662,000 | 2,770 |
| Total bank equity capital | $19,662,000 | 2,770 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $16,125,000 | 1,322 |
| Undivided profits | $-1,463,000 | 8,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,983,000 | 1,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 931 |
| Income earned, not collected on loans | $888,000 | 3,279 |
| Earning assets | $208,173,000 | 2,497 |
| Long-term assets (5+ years) | $8,045,000 | 5,458 |
| Average Assets, year-to-date | $224,555,000 | 2,479 |
| Average Assets, quarterly | $231,651,000 | 2,426 |
| Volatile liabilities | $60,096,000 | 1,745 |
| Insider loans | $7,905,000 | 705 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $37,189,000 | 1,953 |
| Tier 1 (core) risk-based capital | $19,289,000 | 2,736 |
| Tier 2 risk-based capital | $1,827,000 | 2,321 |
| Total risk weighted assets | $194,017,000 | 1,988 |
| Total unused commitments | $37,189,000 | 1,957 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 49 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $230,419,000 | 2,441 |
| Cash and due from depository institutions | $6,047,000 | 3,408 |
| Interest-bearing balances | $40,000 | 6,053 |
| Securities | $14,413,000 | 5,676 |
| Federal funds sold & reverse repurchase agreements | $6,917,000 | 2,135 |
| Net loans & leases | $188,762,000 | 1,919 |
| Loan loss allowance | $1,445,000 | 3,003 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,742,000 | 1,726 |
| Other real estate owned | $0 | 3,408 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,538,000 | 1,613 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $230,419,000 | 2,441 |
| Total liabilities | $213,205,000 | 2,378 |
| Total deposits | $195,712,000 | 2,328 |
| Interest-bearing deposits | $164,969,000 | 2,338 |
| Deposits held in domestic offices | $195,712,000 | 2,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $16,500,000 | 1,812 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $993,000 | 3,231 |
| Total equity capital | $17,214,000 | 3,190 |
| Total bank equity capital | $17,214,000 | 3,190 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $13,125,000 | 1,565 |
| Undivided profits | $-911,000 | 8,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 918 |
| Income earned, not collected on loans | $821,000 | 3,463 |
| Earning assets | $210,132,000 | 2,454 |
| Long-term assets (5+ years) | $8,410,000 | 5,316 |
| Average Assets, year-to-date | $220,391,000 | 2,517 |
| Average Assets, quarterly | $220,391,000 | 2,517 |
| Volatile liabilities | $58,213,000 | 1,719 |
| Insider loans | $7,760,000 | 692 |
| FHLB advances | $16,500,000 | 1,699 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $39,314,000 | 1,819 |
| Tier 1 (core) risk-based capital | $16,480,000 | 3,135 |
| Tier 2 risk-based capital | $1,445,000 | 2,762 |
| Total risk weighted assets | $194,873,000 | 1,954 |
| Total unused commitments | $39,314,000 | 1,825 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $210,363,000 | 2,660 |
| Cash and due from depository institutions | $7,466,000 | 3,755 |
| Interest-bearing balances | $119,000 | 5,044 |
| Securities | $14,557,000 | 5,705 |
| Federal funds sold & reverse repurchase agreements | $13,130,000 | 894 |
| Net loans & leases | $161,508,000 | 2,207 |
| Loan loss allowance | $1,496,000 | 2,903 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,729,000 | 1,721 |
| Other real estate owned | $0 | 3,755 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,973,000 | 1,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,363,000 | 2,660 |
| Total liabilities | $193,434,000 | 2,594 |
| Total deposits | $179,596,000 | 2,524 |
| Interest-bearing deposits | $149,750,000 | 2,551 |
| Deposits held in domestic offices | $179,596,000 | 2,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,200,000 | 2,184 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,638,000 | 2,161 |
| Total equity capital | $16,929,000 | 3,162 |
| Total bank equity capital | $16,929,000 | 3,162 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $13,125,000 | 1,538 |
| Undivided profits | $-1,196,000 | 8,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $947,000 | 2,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $766,000 | 3,815 |
| Earning assets | $189,314,000 | 2,695 |
| Long-term assets (5+ years) | $9,412,000 | 5,114 |
| Average Assets, year-to-date | $172,954,600 | 3,036 |
| Average Assets, quarterly | $203,981,000 | 2,694 |
| Volatile liabilities | $53,476,000 | 1,856 |
| Insider loans | $8,056,000 | 641 |
| FHLB advances | $12,200,000 | 2,064 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $31,679,000 | 2,080 |
| Tier 1 (core) risk-based capital | $16,351,000 | 3,122 |
| Tier 2 risk-based capital | $1,496,000 | 2,683 |
| Total risk weighted assets | $166,076,000 | 2,233 |
| Total unused commitments | $31,679,000 | 2,083 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 43 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $197,599,000 | 2,782 |
| Cash and due from depository institutions | $7,868,000 | 3,839 |
| Interest-bearing balances | $1,221,000 | 2,877 |
| Securities | $15,359,000 | 5,482 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 1,234 |
| Net loans & leases | $149,064,000 | 2,355 |
| Loan loss allowance | $1,451,000 | 2,965 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,773,000 | 1,688 |
| Other real estate owned | $0 | 3,839 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,835,000 | 1,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,599,000 | 2,782 |
| Total liabilities | $182,815,000 | 2,713 |
| Total deposits | $169,997,000 | 2,650 |
| Interest-bearing deposits | $124,229,000 | 3,033 |
| Deposits held in domestic offices | $169,997,000 | 2,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,200,000 | 2,109 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $618,000 | 4,443 |
| Total equity capital | $14,784,000 | 3,551 |
| Total bank equity capital | $14,784,000 | 3,551 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $11,125,000 | 1,735 |
| Undivided profits | $-1,341,000 | 8,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $732,000 | 3,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $699,000 | 4,326 |
| Earning assets | $177,344,000 | 2,831 |
| Long-term assets (5+ years) | $13,408,000 | 4,466 |
| Average Assets, year-to-date | $163,602,500 | 3,181 |
| Average Assets, quarterly | $178,736,500 | 3,024 |
| Volatile liabilities | $47,446,000 | 2,012 |
| Insider loans | $10,624,000 | 454 |
| FHLB advances | $12,200,000 | 1,981 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $34,191,000 | 1,982 |
| Tier 1 (core) risk-based capital | $14,197,000 | 3,534 |
| Tier 2 risk-based capital | $1,451,000 | 2,727 |
| Total risk weighted assets | $155,833,000 | 2,366 |
| Total unused commitments | $34,191,000 | 1,983 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 37 | 4,346 |
| Assets and Liabilities | ||
| Total Assets: | $159,874,000 | 3,287 |
| Cash and due from depository institutions | $4,042,000 | 4,346 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $9,240,000 | 6,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $133,085,000 | 2,587 |
| Loan loss allowance | $1,264,000 | 3,271 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,845,000 | 1,637 |
| Other real estate owned | $0 | 4,346 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,662,000 | 1,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,874,000 | 3,287 |
| Total liabilities | $145,183,000 | 3,254 |
| Total deposits | $125,700,000 | 3,421 |
| Interest-bearing deposits | $93,857,000 | 3,830 |
| Deposits held in domestic offices | $125,700,000 | 3,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,500,000 | 1,301 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,200,000 | 2,076 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $783,000 | 3,892 |
| Total equity capital | $14,691,000 | 3,583 |
| Total bank equity capital | $14,691,000 | 3,583 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $11,125,000 | 1,699 |
| Undivided profits | $-1,434,000 | 9,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $612,000 | 4,643 |
| Earning assets | $142,325,000 | 3,357 |
| Long-term assets (5+ years) | $5,775,000 | 5,929 |
| Average Assets, year-to-date | $152,270,330 | 3,357 |
| Average Assets, quarterly | $153,499,500 | 3,358 |
| Volatile liabilities | $44,642,000 | 2,072 |
| Insider loans | $12,028,000 | 381 |
| FHLB advances | $12,200,000 | 1,946 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $26,871,000 | 2,308 |
| Tier 1 (core) risk-based capital | $14,011,000 | 3,523 |
| Tier 2 risk-based capital | $1,264,000 | 3,016 |
| Total risk weighted assets | $133,672,000 | 2,683 |
| Total unused commitments | $26,871,000 | 2,317 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $147,125,000 | 3,475 |
| Cash and due from depository institutions | $5,759,000 | 4,323 |
| Interest-bearing balances | $114,000 | 5,117 |
| Securities | $12,570,000 | 5,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $115,936,000 | 2,858 |
| Loan loss allowance | $1,170,000 | 3,411 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,843,000 | 1,600 |
| Other real estate owned | $0 | 4,323 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,017,000 | 1,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,125,000 | 3,475 |
| Total liabilities | $133,454,000 | 3,435 |
| Total deposits | $122,266,000 | 3,466 |
| Interest-bearing deposits | $92,558,000 | 3,850 |
| Deposits held in domestic offices | $122,266,000 | 3,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,133 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,200,000 | 2,397 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $488,000 | 5,200 |
| Total equity capital | $13,671,000 | 3,739 |
| Total bank equity capital | $13,671,000 | 3,739 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $11,125,000 | 1,670 |
| Undivided profits | $-2,454,000 | 9,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $571,000 | 4,875 |
| Earning assets | $128,620,000 | 3,622 |
| Long-term assets (5+ years) | $5,991,000 | 5,816 |
| Average Assets, year-to-date | $148,468,500 | 3,420 |
| Average Assets, quarterly | $148,468,500 | 3,420 |
| Volatile liabilities | $37,418,000 | 2,351 |
| Insider loans | $10,821,000 | 427 |
| FHLB advances | $9,200,000 | 2,263 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,434,000 | 2,082 |
| Tier 1 (core) risk-based capital | $13,620,000 | 3,572 |
| Tier 2 risk-based capital | $1,170,000 | 3,143 |
| Total risk weighted assets | $121,142,000 | 2,901 |
| Total unused commitments | $29,434,000 | 2,089 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $149,812,000 | 3,385 |
| Cash and due from depository institutions | $11,269,000 | 4,387 |
| Interest-bearing balances | $2,484,000 | 2,148 |
| Securities | $13,086,000 | 5,836 |
| Federal funds sold & reverse repurchase agreements | $6,471,000 | 2,237 |
| Net loans & leases | $106,375,000 | 3,051 |
| Loan loss allowance | $1,039,000 | 3,694 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,918,000 | 1,572 |
| Other real estate owned | $0 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,693,000 | 1,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,812,000 | 3,385 |
| Total liabilities | $138,826,000 | 3,295 |
| Total deposits | $132,592,000 | 3,180 |
| Interest-bearing deposits | $95,223,000 | 3,703 |
| Deposits held in domestic offices | $132,592,000 | 3,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,700,000 | 3,063 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $534,000 | 5,031 |
| Total equity capital | $10,986,000 | 4,410 |
| Total bank equity capital | $10,986,000 | 4,410 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $8,625,000 | 2,081 |
| Undivided profits | $-2,639,000 | 9,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $636,000 | 4,730 |
| Earning assets | $128,416,000 | 3,584 |
| Long-term assets (5+ years) | $8,288,000 | 5,171 |
| Average Assets, year-to-date | $128,081,200 | 3,714 |
| Average Assets, quarterly | $146,607,000 | 3,410 |
| Volatile liabilities | $31,746,000 | 2,680 |
| Insider loans | $5,695,000 | 885 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,004,000 | 2,386 |
| Tier 1 (core) risk-based capital | $10,839,000 | 4,227 |
| Tier 2 risk-based capital | $1,039,000 | 3,417 |
| Total risk weighted assets | $115,502,000 | 2,975 |
| Total unused commitments | $23,004,000 | 2,392 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $107,467,000 | 4,315 |
| Cash and due from depository institutions | $4,026,000 | 4,692 |
| Interest-bearing balances | $83,000 | 5,401 |
| Securities | $23,002,000 | 4,102 |
| Federal funds sold & reverse repurchase agreements | $787,000 | 6,146 |
| Net loans & leases | $72,690,000 | 4,045 |
| Loan loss allowance | $701,000 | 4,721 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,686,000 | 1,560 |
| Other real estate owned | $0 | 4,692 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,276,000 | 5,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,467,000 | 4,315 |
| Total liabilities | $99,038,000 | 4,240 |
| Total deposits | $91,051,000 | 4,239 |
| Interest-bearing deposits | $63,609,000 | 4,916 |
| Deposits held in domestic offices | $91,051,000 | 4,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,500,000 | 2,519 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $487,000 | 5,493 |
| Total equity capital | $8,429,000 | 5,155 |
| Total bank equity capital | $8,429,000 | 5,155 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $7,175,000 | 2,305 |
| Undivided profits | $-3,746,000 | 9,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,371,000 | 2,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $490,000 | 6,009 |
| Earning assets | $96,562,000 | 4,377 |
| Long-term assets (5+ years) | $18,039,000 | 3,523 |
| Average Assets, year-to-date | $89,378,600 | 4,763 |
| Average Assets, quarterly | $100,058,000 | 4,499 |
| Volatile liabilities | $16,931,000 | 4,131 |
| Insider loans | $4,830,000 | 1,006 |
| FHLB advances | $7,500,000 | 2,353 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,038,000 | 2,798 |
| Tier 1 (core) risk-based capital | $8,803,000 | 4,824 |
| Tier 2 risk-based capital | $701,000 | 4,433 |
| Total risk weighted assets | $81,254,000 | 3,859 |
| Total unused commitments | $17,038,000 | 2,809 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $69,419,000 | 5,723 |
| Cash and due from depository institutions | $1,935,000 | 5,597 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,525,000 | 6,636 |
| Federal funds sold & reverse repurchase agreements | $2,446,000 | 3,808 |
| Net loans & leases | $49,871,000 | 5,174 |
| Loan loss allowance | $481,000 | 5,863 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,740,000 | 2,346 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $902,000 | 6,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,419,000 | 5,723 |
| Total liabilities | $62,160,000 | 5,715 |
| Total deposits | $61,841,000 | 5,448 |
| Interest-bearing deposits | $50,704,000 | 5,612 |
| Deposits held in domestic offices | $61,841,000 | 5,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $319,000 | 7,149 |
| Total equity capital | $7,259,000 | 5,661 |
| Total bank equity capital | $7,259,000 | 5,661 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $5,400,000 | 2,830 |
| Undivided profits | $-3,141,000 | 9,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $421,000 | 5,730 |
| Earning assets | $62,842,000 | 5,779 |
| Long-term assets (5+ years) | $5,902,000 | 5,690 |
| Average Assets, year-to-date | $63,925,200 | 5,822 |
| Average Assets, quarterly | $70,616,500 | 5,615 |
| Volatile liabilities | $4,506,000 | 7,669 |
| Insider loans | $2,740,000 | 1,753 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,497,000 | 3,244 |
| Tier 1 (core) risk-based capital | $7,174,000 | 5,580 |
| Tier 2 risk-based capital | $481,000 | 5,541 |
| Total risk weighted assets | $52,293,600 | 5,148 |
| Total unused commitments | $12,497,000 | 3,246 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $52,431,000 | 6,727 |
| Cash and due from depository institutions | $3,975,000 | 7,085 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $3,802,000 | 9,087 |
| Federal funds sold & reverse repurchase agreements | $10,130,000 | 946 |
| Net loans & leases | $33,480,000 | 6,443 |
| Loan loss allowance | $356,000 | 6,845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $606,000 | 7,303 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $438,000 | 8,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,431,000 | 6,727 |
| Total liabilities | $44,492,000 | 6,913 |
| Total deposits | $44,396,000 | 6,696 |
| Interest-bearing deposits | $38,580,000 | 6,612 |
| Deposits held in domestic offices | $44,396,000 | 6,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $96,000 | 9,446 |
| Total equity capital | $7,939,000 | 5,142 |
| Total bank equity capital | $7,939,000 | 5,142 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $5,400,000 | 2,789 |
| Undivided profits | $-2,461,000 | 10,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $180,000 | 8,060 |
| Earning assets | $47,412,000 | 6,744 |
| Long-term assets (5+ years) | $1,589,000 | 7,924 |
| Average Assets, year-to-date | $40,826,750 | 7,479 |
| Average Assets, quarterly | $49,439,500 | 6,900 |
| Volatile liabilities | $2,701,000 | 8,581 |
| Insider loans | $1,970,000 | 2,263 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,705,000 | 4,707 |
| Tier 1 (core) risk-based capital | $8,039,000 | 5,090 |
| Tier 2 risk-based capital | $356,000 | 6,481 |
| Total risk weighted assets | $38,694,000 | 6,137 |
| Total unused commitments | $6,705,000 | 4,712 |
| Derivatives | $0 | 488 |