Home > New Canaan Bank and Trust Company > Income and Expense
New Canaan Bank and Trust Company, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $11,679,000 | 2,771 |
Total interest expense | $3,850,000 | 3,811 |
Net interest income | $7,829,000 | 2,182 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $1,635,000 | 2,131 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $577,000 | 2,223 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $1,058,000 | 1,780 |
Total noninterest expense | $6,240,000 | 2,106 |
Salaries and employee benefits | $3,253,000 | 2,082 |
Premises and equipment expense | $1,237,000 | 1,584 |
Additional noninterest expense | $1,750,000 | 2,376 |
Pre-tax net operating income | $3,224,000 | 2,219 |
Securities gains (losses) | $39,000 | 1,926 |
Applicable income taxes | $1,171,000 | 2,042 |
Income before extraordinary items | $2,092,000 | 2,461 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,092,000 | 2,460 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-28,000 | 9,952 |
Cash dividends | $251,000 | 4,923 |
Sale, conversion, retirement of capital stock, net | $114,000 | 750 |
Net operating income | $2,067,040 | 2,402 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $10,366,000 | 3,124 |
Total interest expense | $3,234,000 | 4,415 |
Net interest income | $7,132,000 | 2,437 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $1,260,000 | 2,518 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $560,000 | 2,342 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $700,000 | 2,218 |
Total noninterest expense | $5,310,000 | 2,427 |
Salaries and employee benefits | $2,906,000 | 2,272 |
Premises and equipment expense | $1,107,000 | 1,782 |
Additional noninterest expense | $1,297,000 | 3,116 |
Pre-tax net operating income | $3,082,000 | 2,432 |
Securities gains (losses) | $3,000 | 3,097 |
Applicable income taxes | $1,136,000 | 2,193 |
Income before extraordinary items | $1,949,000 | 2,643 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,949,000 | 2,642 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-82,000 | 10,663 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $164,000 | 702 |
Net operating income | $1,947,080 | 2,602 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $9,608,000 | 3,398 |
Total interest expense | $3,253,000 | 4,457 |
Net interest income | $6,355,000 | 2,780 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $991,000 | 3,152 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $558,000 | 2,439 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $433,000 | 3,226 |
Total noninterest expense | $4,728,000 | 2,893 |
Salaries and employee benefits | $2,581,000 | 2,596 |
Premises and equipment expense | $851,000 | 2,315 |
Additional noninterest expense | $1,296,000 | 3,541 |
Pre-tax net operating income | $2,618,000 | 2,666 |
Securities gains (losses) | $1,000 | 3,760 |
Applicable income taxes | $951,000 | 2,465 |
Income before extraordinary items | $1,668,000 | 2,893 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,668,000 | 2,894 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,286 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $21,000 | 820 |
Net operating income | $1,667,360 | 2,859 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $9,582,000 | 3,414 |
Total interest expense | $3,402,000 | 4,265 |
Net interest income | $6,180,000 | 2,878 |
Provision for loan and lease losses | $7,000 | 8,542 |
Total noninterest income | $862,000 | 3,478 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $494,000 | 2,752 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $368,000 | 3,496 |
Total noninterest expense | $5,002,000 | 2,719 |
Salaries and employee benefits | $2,747,000 | 2,425 |
Premises and equipment expense | $889,000 | 2,254 |
Additional noninterest expense | $1,366,000 | 3,341 |
Pre-tax net operating income | $2,033,000 | 3,445 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $820,000 | 2,824 |
Income before extraordinary items | $1,213,000 | 3,924 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,213,000 | 3,922 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $124,000 | 3,316 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,213,000 | 3,908 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,524,000 | 3,511 |
Total interest expense | $2,641,000 | 4,423 |
Net interest income | $5,883,000 | 3,050 |
Provision for loan and lease losses | $63,000 | 5,527 |
Total noninterest income | $653,000 | 4,366 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $434,000 | 3,141 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $219,000 | 4,985 |
Total noninterest expense | $5,306,000 | 2,618 |
Salaries and employee benefits | $2,549,000 | 2,610 |
Premises and equipment expense | $937,000 | 2,154 |
Additional noninterest expense | $1,820,000 | 2,798 |
Pre-tax net operating income | $1,167,000 | 5,346 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $508,000 | 4,012 |
Income before extraordinary items | $659,000 | 6,151 |
Extraordinary gains, net | $0 | 249 |
Net income | $659,000 | 6,172 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $320,000 | 1,829 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $9,000 | 1,093 |
Net operating income | $659,000 | 6,226 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,778,000 | 3,503 |
Total interest expense | $2,935,000 | 4,188 |
Net interest income | $5,843,000 | 3,101 |
Provision for loan and lease losses | $199,000 | 3,952 |
Total noninterest income | $816,000 | 3,930 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $443,000 | 3,145 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $373,000 | 3,930 |
Total noninterest expense | $5,085,000 | 2,814 |
Salaries and employee benefits | $2,296,000 | 2,881 |
Premises and equipment expense | $809,000 | 2,535 |
Additional noninterest expense | $1,980,000 | 2,761 |
Pre-tax net operating income | $1,375,000 | 4,655 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-183,000 | 13,032 |
Income before extraordinary items | $1,558,000 | 3,131 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,558,000 | 3,221 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $523,000 | 1,717 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,558,000 | 2,953 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $9,704,000 | 3,595 |
Total interest expense | $4,210,000 | 3,888 |
Net interest income | $5,494,000 | 3,335 |
Provision for loan and lease losses | $629,000 | 2,553 |
Total noninterest income | $590,000 | 5,019 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $440,000 | 3,185 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $150,000 | 6,642 |
Total noninterest expense | $4,737,000 | 3,017 |
Salaries and employee benefits | $2,164,000 | 2,975 |
Premises and equipment expense | $846,000 | 2,439 |
Additional noninterest expense | $1,727,000 | 3,169 |
Pre-tax net operating income | $718,000 | 7,003 |
Securities gains (losses) | $53,000 | 4,016 |
Applicable income taxes | $220,000 | 7,182 |
Income before extraordinary items | $551,000 | 6,920 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $551,000 | 7,007 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $674,000 | 2,030 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $513,370 | 6,838 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.