Home > New Buffalo Savings Bank > Income and Expense
New Buffalo Savings Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 3,743 |
| Total interest expense | $311,000 | 2,955 |
| Net interest income | $891,000 | 3,891 |
| Provision for loan and lease losses | $68,000 | 2,301 |
| Total noninterest income | $297,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $24,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 2,102 |
| Total noninterest expense | $1,100,000 | 3,242 |
| Salaries and employee benefits | $691,000 | 3,084 |
| Premises and equipment expense | $86,000 | 3,660 |
| Additional noninterest expense | $323,000 | 3,322 |
| Pre-tax net operating income | $20,000 | 4,666 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $20,000 | 4,653 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $20,000 | 4,653 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $20,000 | 4,653 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $20,000 | 4,662 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 3,742 |
| Total interest expense | $1,583,000 | 2,677 |
| Net interest income | $3,413,000 | 4,008 |
| Provision for loan and lease losses | $-118,000 | 4,994 |
| Total noninterest income | $1,772,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $81,000 | 4,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,691,000 | 1,691 |
| Total noninterest expense | $4,469,000 | 3,222 |
| Salaries and employee benefits | $2,641,000 | 3,147 |
| Premises and equipment expense | $380,000 | 3,557 |
| Additional noninterest expense | $1,448,000 | 3,160 |
| Pre-tax net operating income | $834,000 | 4,035 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-11,000 | 5,018 |
| Income before extraordinary items | $845,000 | 3,942 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $845,000 | 3,943 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $845,000 | 3,943 |
| Net charge-offs | $-1,000 | 4,163 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $845,000 | 3,915 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 3,763 |
| Total interest expense | $1,183,000 | 2,705 |
| Net interest income | $2,604,000 | 4,046 |
| Provision for loan and lease losses | $-68,000 | 5,089 |
| Total noninterest income | $1,319,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $60,000 | 4,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,259,000 | 1,687 |
| Total noninterest expense | $3,317,000 | 3,251 |
| Salaries and employee benefits | $1,940,000 | 3,199 |
| Premises and equipment expense | $291,000 | 3,556 |
| Additional noninterest expense | $1,086,000 | 3,181 |
| Pre-tax net operating income | $674,000 | 4,072 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $674,000 | 3,977 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $674,000 | 3,976 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $674,000 | 3,977 |
| Net charge-offs | $-1,000 | 3,994 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $674,000 | 3,949 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 3,778 |
| Total interest expense | $769,000 | 2,724 |
| Net interest income | $1,753,000 | 4,058 |
| Provision for loan and lease losses | $-68,000 | 5,166 |
| Total noninterest income | $776,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $38,000 | 4,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $738,000 | 1,792 |
| Total noninterest expense | $2,197,000 | 3,288 |
| Salaries and employee benefits | $1,262,000 | 3,246 |
| Premises and equipment expense | $196,000 | 3,554 |
| Additional noninterest expense | $739,000 | 3,166 |
| Pre-tax net operating income | $400,000 | 4,210 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $400,000 | 4,103 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $400,000 | 4,101 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $400,000 | 4,102 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $400,000 | 4,091 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 3,825 |
| Total interest expense | $357,000 | 2,794 |
| Net interest income | $882,000 | 4,085 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $604,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $16,000 | 4,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 1,295 |
| Total noninterest expense | $1,054,000 | 3,392 |
| Salaries and employee benefits | $617,000 | 3,332 |
| Premises and equipment expense | $100,000 | 3,538 |
| Additional noninterest expense | $337,000 | 3,338 |
| Pre-tax net operating income | $432,000 | 3,269 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $432,000 | 3,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $432,000 | 3,105 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $432,000 | 3,107 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $432,000 | 3,093 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,907,000 | 3,774 |
| Total interest expense | $1,092,000 | 2,807 |
| Net interest income | $3,815,000 | 3,963 |
| Provision for loan and lease losses | $-50,000 | 5,136 |
| Total noninterest income | $1,544,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $93,000 | 4,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,451,000 | 1,833 |
| Total noninterest expense | $4,433,000 | 3,288 |
| Salaries and employee benefits | $2,332,000 | 3,417 |
| Premises and equipment expense | $409,000 | 3,483 |
| Additional noninterest expense | $1,692,000 | 2,922 |
| Pre-tax net operating income | $976,000 | 4,055 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $976,000 | 3,931 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $976,000 | 3,930 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $976,000 | 3,930 |
| Net charge-offs | $-3,000 | 4,310 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $976,000 | 3,941 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 3,817 |
| Total interest expense | $787,000 | 2,782 |
| Net interest income | $2,868,000 | 4,001 |
| Provision for loan and lease losses | $-50,000 | 5,251 |
| Total noninterest income | $1,338,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $76,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,262,000 | 1,689 |
| Total noninterest expense | $3,419,000 | 3,243 |
| Salaries and employee benefits | $1,846,000 | 3,305 |
| Premises and equipment expense | $306,000 | 3,533 |
| Additional noninterest expense | $1,267,000 | 2,926 |
| Pre-tax net operating income | $837,000 | 3,977 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $837,000 | 3,816 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $837,000 | 3,814 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $837,000 | 3,815 |
| Net charge-offs | $-3,000 | 4,190 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $837,000 | 3,822 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 3,816 |
| Total interest expense | $513,000 | 2,763 |
| Net interest income | $1,921,000 | 4,015 |
| Provision for loan and lease losses | $-50,000 | 5,347 |
| Total noninterest income | $938,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $58,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $880,000 | 1,642 |
| Total noninterest expense | $2,305,000 | 3,243 |
| Salaries and employee benefits | $1,212,000 | 3,357 |
| Premises and equipment expense | $190,000 | 3,684 |
| Additional noninterest expense | $903,000 | 2,789 |
| Pre-tax net operating income | $604,000 | 3,896 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $604,000 | 3,720 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $604,000 | 3,718 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $604,000 | 3,719 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $604,000 | 3,723 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 3,846 |
| Total interest expense | $257,000 | 2,701 |
| Net interest income | $950,000 | 4,061 |
| Provision for loan and lease losses | $-50,000 | 5,459 |
| Total noninterest income | $520,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $30,000 | 4,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $490,000 | 1,510 |
| Total noninterest expense | $1,168,000 | 3,249 |
| Salaries and employee benefits | $610,000 | 3,379 |
| Premises and equipment expense | $96,000 | 3,716 |
| Additional noninterest expense | $462,000 | 2,782 |
| Pre-tax net operating income | $352,000 | 3,616 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $352,000 | 3,449 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $352,000 | 3,448 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $352,000 | 3,449 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $352,000 | 3,442 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 3,971 |
| Total interest expense | $1,015,000 | 2,521 |
| Net interest income | $3,422,000 | 4,219 |
| Provision for loan and lease losses | $70,000 | 3,341 |
| Total noninterest income | $2,043,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $112,000 | 4,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,931,000 | 1,570 |
| Total noninterest expense | $4,407,000 | 3,357 |
| Salaries and employee benefits | $2,415,000 | 3,397 |
| Premises and equipment expense | $396,000 | 3,680 |
| Additional noninterest expense | $1,596,000 | 3,101 |
| Pre-tax net operating income | $988,000 | 4,080 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $988,000 | 3,731 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $988,000 | 3,730 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $988,000 | 3,731 |
| Net charge-offs | $10,000 | 3,685 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $988,000 | 3,721 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 4,064 |
| Total interest expense | $742,000 | 2,547 |
| Net interest income | $2,458,000 | 4,316 |
| Provision for loan and lease losses | $70,000 | 3,009 |
| Total noninterest income | $1,883,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $78,000 | 4,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,805,000 | 1,375 |
| Total noninterest expense | $3,274,000 | 3,392 |
| Salaries and employee benefits | $1,800,000 | 3,417 |
| Premises and equipment expense | $298,000 | 3,693 |
| Additional noninterest expense | $1,176,000 | 3,145 |
| Pre-tax net operating income | $997,000 | 3,785 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $997,000 | 3,547 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $997,000 | 3,547 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $997,000 | 3,547 |
| Net charge-offs | $6,000 | 3,411 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $997,000 | 3,522 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 4,146 |
| Total interest expense | $464,000 | 2,614 |
| Net interest income | $1,577,000 | 4,390 |
| Provision for loan and lease losses | $31,000 | 3,123 |
| Total noninterest income | $1,269,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $51,000 | 4,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,218,000 | 1,363 |
| Total noninterest expense | $2,200,000 | 3,393 |
| Salaries and employee benefits | $1,212,000 | 3,422 |
| Premises and equipment expense | $199,000 | 3,719 |
| Additional noninterest expense | $789,000 | 3,142 |
| Pre-tax net operating income | $615,000 | 3,865 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $615,000 | 3,630 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $615,000 | 3,628 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $615,000 | 3,630 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $615,000 | 3,605 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 4,299 |
| Total interest expense | $209,000 | 2,773 |
| Net interest income | $739,000 | 4,525 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $376,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 1,886 |
| Total noninterest expense | $1,064,000 | 3,492 |
| Salaries and employee benefits | $579,000 | 3,547 |
| Premises and equipment expense | $96,000 | 3,817 |
| Additional noninterest expense | $389,000 | 3,166 |
| Pre-tax net operating income | $51,000 | 5,287 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $51,000 | 5,242 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $51,000 | 5,242 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $51,000 | 5,242 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 587 |
| Net operating income | $51,000 | 5,235 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 4,507 |
| Total interest expense | $739,000 | 2,934 |
| Net interest income | $2,701,000 | 4,687 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,212,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $84,000 | 4,714 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,128,000 | 2,253 |
| Total noninterest expense | $4,199,000 | 3,545 |
| Salaries and employee benefits | $2,162,000 | 3,678 |
| Premises and equipment expense | $467,000 | 3,498 |
| Additional noninterest expense | $1,570,000 | 3,242 |
| Pre-tax net operating income | $-286,000 | 5,744 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-286,000 | 5,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-286,000 | 5,756 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-286,000 | 5,756 |
| Net charge-offs | $92,000 | 2,676 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-286,000 | 5,748 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 4,560 |
| Total interest expense | $554,000 | 2,943 |
| Net interest income | $1,984,000 | 4,769 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $876,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $62,000 | 4,780 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $814,000 | 2,299 |
| Total noninterest expense | $3,115,000 | 3,578 |
| Salaries and employee benefits | $1,596,000 | 3,712 |
| Premises and equipment expense | $351,000 | 3,508 |
| Additional noninterest expense | $1,168,000 | 3,281 |
| Pre-tax net operating income | $-255,000 | 5,837 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-255,000 | 5,848 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-255,000 | 5,848 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-255,000 | 5,848 |
| Net charge-offs | $79,000 | 2,255 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-255,000 | 5,839 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 4,631 |
| Total interest expense | $369,000 | 2,964 |
| Net interest income | $1,293,000 | 4,843 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $592,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $37,000 | 4,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $555,000 | 2,252 |
| Total noninterest expense | $2,035,000 | 3,647 |
| Salaries and employee benefits | $1,015,000 | 3,832 |
| Premises and equipment expense | $232,000 | 3,563 |
| Additional noninterest expense | $788,000 | 3,270 |
| Pre-tax net operating income | $-150,000 | 5,902 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-150,000 | 5,911 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-150,000 | 5,912 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-150,000 | 5,912 |
| Net charge-offs | $-41,000 | 5,446 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-150,000 | 5,901 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 4,645 |
| Total interest expense | $191,000 | 2,926 |
| Net interest income | $645,000 | 4,879 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $147,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $129,000 | 3,183 |
| Total noninterest expense | $962,000 | 3,787 |
| Salaries and employee benefits | $534,000 | 3,766 |
| Premises and equipment expense | $117,000 | 3,560 |
| Additional noninterest expense | $311,000 | 3,793 |
| Pre-tax net operating income | $-170,000 | 5,997 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $9,000 | 3,786 |
| Income before extraordinary items | $-179,000 | 6,001 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-179,000 | 6,000 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-179,000 | 6,000 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-179,000 | 5,998 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 4,734 |
| Total interest expense | $739,000 | 2,962 |
| Net interest income | $2,491,000 | 4,934 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $752,000 | 3,530 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $87,000 | 4,879 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $665,000 | 2,906 |
| Total noninterest expense | $3,417,000 | 4,068 |
| Salaries and employee benefits | $1,803,000 | 4,115 |
| Premises and equipment expense | $443,000 | 3,706 |
| Additional noninterest expense | $1,171,000 | 3,972 |
| Pre-tax net operating income | $-174,000 | 5,959 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $4,000 | 4,225 |
| Income before extraordinary items | $-178,000 | 5,981 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-178,000 | 5,982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-178,000 | 5,982 |
| Net charge-offs | $-8,000 | 5,150 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $3,409,000 | 106 |
| Net operating income | $-178,000 | 5,965 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 4,799 |
| Total interest expense | $548,000 | 3,019 |
| Net interest income | $1,859,000 | 4,992 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $615,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $68,000 | 4,884 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $547,000 | 2,793 |
| Total noninterest expense | $2,489,000 | 4,142 |
| Salaries and employee benefits | $1,310,000 | 4,203 |
| Premises and equipment expense | $335,000 | 3,741 |
| Additional noninterest expense | $844,000 | 4,071 |
| Pre-tax net operating income | $-15,000 | 5,957 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $-19,000 | 5,993 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-19,000 | 5,995 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-19,000 | 5,995 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-19,000 | 5,963 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 4,830 |
| Total interest expense | $357,000 | 3,077 |
| Net interest income | $1,250,000 | 5,024 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $519,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $48,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $471,000 | 2,477 |
| Total noninterest expense | $1,649,000 | 4,194 |
| Salaries and employee benefits | $861,000 | 4,276 |
| Premises and equipment expense | $221,000 | 3,794 |
| Additional noninterest expense | $567,000 | 4,091 |
| Pre-tax net operating income | $120,000 | 5,538 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $19,000 | 3,871 |
| Income before extraordinary items | $101,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 5,608 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $101,000 | 5,609 |
| Net charge-offs | $-8,000 | 5,189 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $101,000 | 5,561 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $806,000 | 4,847 |
| Total interest expense | $168,000 | 3,240 |
| Net interest income | $638,000 | 5,024 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $253,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $226,000 | 2,473 |
| Total noninterest expense | $829,000 | 4,218 |
| Salaries and employee benefits | $443,000 | 4,236 |
| Premises and equipment expense | $123,000 | 3,601 |
| Additional noninterest expense | $263,000 | 4,262 |
| Pre-tax net operating income | $62,000 | 5,530 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $62,000 | 5,498 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $62,000 | 5,499 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $62,000 | 5,499 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $62,000 | 5,439 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 5,108 |
| Total interest expense | $598,000 | 3,642 |
| Net interest income | $2,290,000 | 5,252 |
| Provision for loan and lease losses | $-100,000 | 6,037 |
| Total noninterest income | $514,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $70,000 | 5,391 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $444,000 | 3,453 |
| Total noninterest expense | $5,180,000 | 3,233 |
| Salaries and employee benefits | $3,177,000 | 2,970 |
| Premises and equipment expense | $404,000 | 4,070 |
| Additional noninterest expense | $1,599,000 | 3,401 |
| Pre-tax net operating income | $-2,276,000 | 6,437 |
| Securities gains (losses) | $-15,000 | 6,095 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-2,291,000 | 6,433 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,291,000 | 6,432 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,291,000 | 6,432 |
| Net charge-offs | $127,000 | 2,945 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,276,000 | 6,431 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 5,191 |
| Total interest expense | $458,000 | 3,652 |
| Net interest income | $1,670,000 | 5,351 |
| Provision for loan and lease losses | $-200,000 | 6,269 |
| Total noninterest income | $340,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $69,000 | 5,183 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $271,000 | 3,789 |
| Total noninterest expense | $2,909,000 | 3,915 |
| Salaries and employee benefits | $1,475,000 | 4,018 |
| Premises and equipment expense | $297,000 | 4,169 |
| Additional noninterest expense | $1,137,000 | 3,544 |
| Pre-tax net operating income | $-699,000 | 6,429 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $-727,000 | 6,438 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-727,000 | 6,437 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-727,000 | 6,437 |
| Net charge-offs | $127,000 | 2,452 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-727,000 | 6,437 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 5,241 |
| Total interest expense | $301,000 | 3,727 |
| Net interest income | $1,100,000 | 5,400 |
| Provision for loan and lease losses | $-200,000 | 6,402 |
| Total noninterest income | $301,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $49,000 | 5,099 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $252,000 | 3,280 |
| Total noninterest expense | $1,954,000 | 3,932 |
| Salaries and employee benefits | $1,017,000 | 3,989 |
| Premises and equipment expense | $268,000 | 3,547 |
| Additional noninterest expense | $669,000 | 3,852 |
| Pre-tax net operating income | $-353,000 | 6,458 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $19,000 | 3,883 |
| Income before extraordinary items | $-372,000 | 6,476 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-372,000 | 6,477 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-372,000 | 6,477 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-372,000 | 6,473 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 5,293 |
| Total interest expense | $153,000 | 3,746 |
| Net interest income | $547,000 | 5,449 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $187,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $156,000 | 2,918 |
| Total noninterest expense | $946,000 | 4,031 |
| Salaries and employee benefits | $452,000 | 4,292 |
| Premises and equipment expense | $103,000 | 4,146 |
| Additional noninterest expense | $391,000 | 3,462 |
| Pre-tax net operating income | $-212,000 | 6,535 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $9,000 | 3,854 |
| Income before extraordinary items | $-221,000 | 6,548 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-221,000 | 6,548 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-221,000 | 6,548 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-221,000 | 6,547 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 5,172 |
| Total interest expense | $725,000 | 3,667 |
| Net interest income | $2,369,000 | 5,358 |
| Provision for loan and lease losses | $280,000 | 2,539 |
| Total noninterest income | $623,000 | 4,059 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $104,000 | 5,197 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $519,000 | 3,303 |
| Total noninterest expense | $3,387,000 | 4,336 |
| Salaries and employee benefits | $1,500,000 | 4,754 |
| Premises and equipment expense | $421,000 | 4,101 |
| Additional noninterest expense | $1,466,000 | 3,714 |
| Pre-tax net operating income | $-675,000 | 6,514 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-9,000 | 6,292 |
| Income before extraordinary items | $-666,000 | 6,524 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-666,000 | 6,525 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-666,000 | 6,525 |
| Net charge-offs | $1,199,000 | 1,099 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-666,000 | 6,514 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 5,195 |
| Total interest expense | $552,000 | 3,716 |
| Net interest income | $1,800,000 | 5,396 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $544,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $83,000 | 5,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $461,000 | 3,143 |
| Total noninterest expense | $2,369,000 | 4,506 |
| Salaries and employee benefits | $1,045,000 | 4,961 |
| Premises and equipment expense | $311,000 | 4,179 |
| Additional noninterest expense | $1,013,000 | 3,915 |
| Pre-tax net operating income | $-25,000 | 6,336 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $30,000 | 3,947 |
| Income before extraordinary items | $-55,000 | 6,419 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-55,000 | 6,421 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-55,000 | 6,420 |
| Net charge-offs | $629,000 | 1,377 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-55,000 | 6,376 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 5,187 |
| Total interest expense | $373,000 | 3,744 |
| Net interest income | $1,218,000 | 5,397 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $392,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $62,000 | 4,925 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $330,000 | 3,079 |
| Total noninterest expense | $1,604,000 | 4,492 |
| Salaries and employee benefits | $780,000 | 4,705 |
| Premises and equipment expense | $203,000 | 4,237 |
| Additional noninterest expense | $621,000 | 4,107 |
| Pre-tax net operating income | $6,000 | 6,275 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $20,000 | 3,949 |
| Income before extraordinary items | $-14,000 | 6,403 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-14,000 | 6,405 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-14,000 | 6,405 |
| Net charge-offs | $435,000 | 1,373 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-14,000 | 6,347 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 5,150 |
| Total interest expense | $189,000 | 3,800 |
| Net interest income | $642,000 | 5,328 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $182,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $147,000 | 3,201 |
| Total noninterest expense | $782,000 | 4,594 |
| Salaries and employee benefits | $409,000 | 4,643 |
| Premises and equipment expense | $102,000 | 4,259 |
| Additional noninterest expense | $271,000 | 4,465 |
| Pre-tax net operating income | $42,000 | 5,929 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $32,000 | 6,070 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $32,000 | 6,071 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $32,000 | 6,071 |
| Net charge-offs | $154,000 | 1,558 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $32,000 | 5,986 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 4,832 |
| Total interest expense | $875,000 | 3,930 |
| Net interest income | $3,191,000 | 4,973 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $344,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $153,000 | 4,747 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $191,000 | 4,655 |
| Total noninterest expense | $3,473,000 | 4,399 |
| Salaries and employee benefits | $1,901,000 | 4,256 |
| Premises and equipment expense | $387,000 | 4,378 |
| Additional noninterest expense | $1,185,000 | 4,389 |
| Pre-tax net operating income | $62,000 | 6,010 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $152,000 | 3,202 |
| Income before extraordinary items | $-90,000 | 6,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-90,000 | 6,396 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-90,000 | 6,398 |
| Net charge-offs | $740,000 | 2,155 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-90,000 | 6,283 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 4,803 |
| Total interest expense | $672,000 | 3,989 |
| Net interest income | $2,514,000 | 4,938 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $470,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $116,000 | 4,793 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $354,000 | 3,451 |
| Total noninterest expense | $2,789,000 | 4,250 |
| Salaries and employee benefits | $1,614,000 | 3,956 |
| Premises and equipment expense | $287,000 | 4,457 |
| Additional noninterest expense | $888,000 | 4,420 |
| Pre-tax net operating income | $195,000 | 5,693 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $129,000 | 3,193 |
| Income before extraordinary items | $66,000 | 6,224 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $66,000 | 6,222 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $66,000 | 6,223 |
| Net charge-offs | $635,000 | 1,922 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $66,000 | 6,088 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 4,761 |
| Total interest expense | $462,000 | 4,017 |
| Net interest income | $1,727,000 | 4,882 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $309,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $80,000 | 4,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 3,472 |
| Total noninterest expense | $1,783,000 | 4,384 |
| Salaries and employee benefits | $1,000,000 | 4,168 |
| Premises and equipment expense | $189,000 | 4,501 |
| Additional noninterest expense | $594,000 | 4,410 |
| Pre-tax net operating income | $253,000 | 5,044 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $92,000 | 3,120 |
| Income before extraordinary items | $161,000 | 5,574 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $161,000 | 5,573 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $161,000 | 5,573 |
| Net charge-offs | $593,000 | 1,608 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $161,000 | 5,389 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 4,799 |
| Total interest expense | $238,000 | 4,042 |
| Net interest income | $862,000 | 4,902 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $72,000 | 4,179 |
| Total noninterest expense | $867,000 | 4,487 |
| Salaries and employee benefits | $491,000 | 4,253 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $280,000 | 4,552 |
| Pre-tax net operating income | $108,000 | 5,314 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $70,000 | 2,762 |
| Income before extraordinary items | $38,000 | 6,114 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $38,000 | 6,113 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $38,000 | 6,114 |
| Net charge-offs | $426,000 | 1,204 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $38,000 | 5,979 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 4,884 |
| Total interest expense | $1,125,000 | 4,120 |
| Net interest income | $3,315,000 | 5,039 |
| Provision for loan and lease losses | $135,000 | 5,049 |
| Total noninterest income | $806,000 | 3,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $806,000 | 2,432 |
| Total noninterest expense | $4,006,000 | 4,115 |
| Salaries and employee benefits | $2,520,000 | 3,538 |
| Premises and equipment expense | $714,000 | 3,153 |
| Additional noninterest expense | $772,000 | 5,473 |
| Pre-tax net operating income | $-20,000 | 6,049 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $44,000 | 3,815 |
| Income before extraordinary items | $-64,000 | 6,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-64,000 | 6,238 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-64,000 | 6,238 |
| Net charge-offs | $292,000 | 3,832 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-64,000 | 6,133 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 4,970 |
| Total interest expense | $878,000 | 4,148 |
| Net interest income | $2,407,000 | 5,140 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $513,000 | 3,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $513,000 | 2,666 |
| Total noninterest expense | $2,717,000 | 4,406 |
| Salaries and employee benefits | $1,572,000 | 4,047 |
| Premises and equipment expense | $533,000 | 3,201 |
| Additional noninterest expense | $612,000 | 5,397 |
| Pre-tax net operating income | $68,000 | 5,930 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $35,000 | 6,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 6,145 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $35,000 | 6,145 |
| Net charge-offs | $241,000 | 3,496 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $35,000 | 6,040 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 4,957 |
| Total interest expense | $615,000 | 4,145 |
| Net interest income | $1,617,000 | 5,154 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $351,000 | 3,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $351,000 | 2,649 |
| Total noninterest expense | $1,617,000 | 4,732 |
| Salaries and employee benefits | $943,000 | 4,347 |
| Premises and equipment expense | $359,000 | 3,194 |
| Additional noninterest expense | $315,000 | 6,025 |
| Pre-tax net operating income | $231,000 | 4,943 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $22,000 | 3,790 |
| Income before extraordinary items | $209,000 | 4,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $209,000 | 4,958 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $209,000 | 4,958 |
| Net charge-offs | $108,000 | 3,767 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $209,000 | 4,863 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 4,933 |
| Total interest expense | $326,000 | 4,097 |
| Net interest income | $813,000 | 5,127 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $177,000 | 3,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $177,000 | 2,640 |
| Total noninterest expense | $844,000 | 4,651 |
| Salaries and employee benefits | $491,000 | 4,284 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $167,000 | 5,935 |
| Pre-tax net operating income | $86,000 | 5,303 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $75,000 | 5,351 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $75,000 | 5,350 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $75,000 | 5,351 |
| Net charge-offs | $156,000 | 2,320 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $75,000 | 5,295 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 5,037 |
| Total interest expense | $1,554,000 | 4,179 |
| Net interest income | $3,052,000 | 5,311 |
| Provision for loan and lease losses | $450,000 | 4,287 |
| Total noninterest income | $398,000 | 4,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $398,000 | 3,525 |
| Total noninterest expense | $3,614,000 | 4,496 |
| Salaries and employee benefits | $2,262,000 | 3,878 |
| Premises and equipment expense | $726,000 | 3,200 |
| Additional noninterest expense | $626,000 | 6,139 |
| Pre-tax net operating income | $-614,000 | 6,308 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,459,000 | 621 |
| Income before extraordinary items | $-3,073,000 | 7,010 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,073,000 | 7,010 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,073,000 | 7,011 |
| Net charge-offs | $-73,000 | 7,589 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,073,000 | 6,982 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 5,159 |
| Total interest expense | $1,190,000 | 4,268 |
| Net interest income | $2,242,000 | 5,431 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $204,000 | 5,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $204,000 | 4,150 |
| Total noninterest expense | $2,512,000 | 4,728 |
| Salaries and employee benefits | $1,523,000 | 4,227 |
| Premises and equipment expense | $542,000 | 3,257 |
| Additional noninterest expense | $447,000 | 6,275 |
| Pre-tax net operating income | $-441,000 | 6,515 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,474,000 | 506 |
| Income before extraordinary items | $-2,915,000 | 7,264 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,915,000 | 7,264 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,915,000 | 7,264 |
| Net charge-offs | $-61,000 | 7,658 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,915,000 | 7,241 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 5,149 |
| Total interest expense | $800,000 | 4,351 |
| Net interest income | $1,522,000 | 5,406 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $364,000 | 3,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $364,000 | 2,547 |
| Total noninterest expense | $1,638,000 | 4,794 |
| Salaries and employee benefits | $972,000 | 4,366 |
| Premises and equipment expense | $359,000 | 3,298 |
| Additional noninterest expense | $307,000 | 6,234 |
| Pre-tax net operating income | $-52,000 | 6,181 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-25,000 | 6,992 |
| Income before extraordinary items | $-27,000 | 6,253 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-27,000 | 6,254 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-27,000 | 6,253 |
| Net charge-offs | $-229,000 | 7,797 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-27,000 | 6,159 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 5,140 |
| Total interest expense | $409,000 | 4,420 |
| Net interest income | $789,000 | 5,337 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $170,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $170,000 | 2,637 |
| Total noninterest expense | $785,000 | 4,981 |
| Salaries and employee benefits | $452,000 | 4,640 |
| Premises and equipment expense | $180,000 | 3,390 |
| Additional noninterest expense | $153,000 | 6,312 |
| Pre-tax net operating income | $24,000 | 5,984 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $20,000 | 6,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $20,000 | 6,128 |
| Net charge-offs | $-149,000 | 7,875 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $20,000 | 6,022 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 5,235 |
| Total interest expense | $2,055,000 | 4,366 |
| Net interest income | $2,737,000 | 5,615 |
| Provision for loan and lease losses | $2,523,000 | 2,174 |
| Total noninterest income | $806,000 | 3,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $806,000 | 2,447 |
| Total noninterest expense | $3,500,000 | 4,719 |
| Salaries and employee benefits | $2,051,000 | 4,270 |
| Premises and equipment expense | $693,000 | 3,485 |
| Additional noninterest expense | $756,000 | 5,957 |
| Pre-tax net operating income | $-2,480,000 | 6,767 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-862,000 | 7,228 |
| Income before extraordinary items | $-1,618,000 | 6,621 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,618,000 | 6,621 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,618,000 | 6,621 |
| Net charge-offs | $1,475,000 | 2,392 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,618,000 | 6,609 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 5,277 |
| Total interest expense | $1,607,000 | 4,390 |
| Net interest income | $2,023,000 | 5,666 |
| Provision for loan and lease losses | $596,000 | 3,547 |
| Total noninterest income | $517,000 | 4,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $517,000 | 2,754 |
| Total noninterest expense | $2,648,000 | 4,701 |
| Salaries and employee benefits | $1,583,000 | 4,221 |
| Premises and equipment expense | $518,000 | 3,533 |
| Additional noninterest expense | $547,000 | 6,050 |
| Pre-tax net operating income | $-704,000 | 6,472 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-252,000 | 7,158 |
| Income before extraordinary items | $-452,000 | 6,382 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-452,000 | 6,383 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-452,000 | 6,382 |
| Net charge-offs | $572,000 | 2,862 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-452,000 | 6,373 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 5,291 |
| Total interest expense | $1,100,000 | 4,455 |
| Net interest income | $1,351,000 | 5,668 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $377,000 | 3,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $377,000 | 2,644 |
| Total noninterest expense | $1,807,000 | 4,677 |
| Salaries and employee benefits | $1,068,000 | 4,236 |
| Premises and equipment expense | $343,000 | 3,582 |
| Additional noninterest expense | $396,000 | 5,851 |
| Pre-tax net operating income | $-169,000 | 6,223 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-65,000 | 7,055 |
| Income before extraordinary items | $-104,000 | 6,199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-104,000 | 6,198 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-104,000 | 6,198 |
| Net charge-offs | $206,000 | 3,384 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-104,000 | 6,162 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 5,282 |
| Total interest expense | $576,000 | 4,455 |
| Net interest income | $669,000 | 5,704 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $169,000 | 4,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $169,000 | 2,756 |
| Total noninterest expense | $806,000 | 4,932 |
| Salaries and employee benefits | $507,000 | 4,420 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $137,000 | 6,532 |
| Pre-tax net operating income | $-13,000 | 6,321 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-8,000 | 7,177 |
| Income before extraordinary items | $-5,000 | 6,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,000 | 6,431 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,000 | 6,432 |
| Net charge-offs | $188,000 | 2,192 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,000 | 6,288 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 4,851 |
| Total interest expense | $2,727,000 | 4,515 |
| Net interest income | $3,467,000 | 5,011 |
| Provision for loan and lease losses | $624,000 | 3,435 |
| Total noninterest income | $627,000 | 4,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $627,000 | 2,825 |
| Total noninterest expense | $4,309,000 | 4,011 |
| Salaries and employee benefits | $2,990,000 | 3,256 |
| Premises and equipment expense | $694,000 | 3,537 |
| Additional noninterest expense | $625,000 | 6,132 |
| Pre-tax net operating income | $-839,000 | 6,941 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-306,000 | 7,333 |
| Income before extraordinary items | $-533,000 | 6,728 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-533,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 2,952 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-533,000 | 6,863 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 4,840 |
| Total interest expense | $2,110,000 | 4,551 |
| Net interest income | $2,661,000 | 4,969 |
| Provision for loan and lease losses | $624,000 | 2,422 |
| Total noninterest income | $409,000 | 4,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $409,000 | 3,146 |
| Total noninterest expense | $3,061,000 | 4,158 |
| Salaries and employee benefits | $2,148,000 | 3,422 |
| Premises and equipment expense | $505,000 | 3,607 |
| Additional noninterest expense | $408,000 | 6,420 |
| Pre-tax net operating income | $-615,000 | 7,328 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-226,000 | 7,685 |
| Income before extraordinary items | $-389,000 | 7,098 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-389,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 2,112 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-389,000 | 7,238 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 4,804 |
| Total interest expense | $1,425,000 | 4,657 |
| Net interest income | $1,858,000 | 4,849 |
| Provision for loan and lease losses | $624,000 | 1,657 |
| Total noninterest income | $271,000 | 4,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $271,000 | 3,202 |
| Total noninterest expense | $1,862,000 | 4,466 |
| Salaries and employee benefits | $1,288,000 | 3,758 |
| Premises and equipment expense | $331,000 | 3,680 |
| Additional noninterest expense | $243,000 | 6,705 |
| Pre-tax net operating income | $-357,000 | 7,490 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-131,000 | 7,905 |
| Income before extraordinary items | $-226,000 | 7,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-226,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,771 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-226,000 | 7,423 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 4,738 |
| Total interest expense | $749,000 | 4,693 |
| Net interest income | $991,000 | 4,658 |
| Provision for loan and lease losses | $618,000 | 881 |
| Total noninterest income | $220,000 | 3,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $220,000 | 2,435 |
| Total noninterest expense | $913,000 | 4,529 |
| Salaries and employee benefits | $615,000 | 3,896 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $124,000 | 6,644 |
| Pre-tax net operating income | $-320,000 | 7,932 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-100,000 | 8,140 |
| Income before extraordinary items | $-220,000 | 7,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-220,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-220,000 | 7,843 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,604,000 | 4,511 |
| Total interest expense | $3,472,000 | 4,359 |
| Net interest income | $4,132,000 | 4,531 |
| Provision for loan and lease losses | $72,000 | 5,309 |
| Total noninterest income | $577,000 | 4,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $577,000 | 3,068 |
| Total noninterest expense | $3,580,000 | 4,445 |
| Salaries and employee benefits | $2,448,000 | 3,786 |
| Premises and equipment expense | $658,000 | 3,600 |
| Additional noninterest expense | $474,000 | 6,704 |
| Pre-tax net operating income | $1,057,000 | 4,625 |
| Securities gains (losses) | $127,000 | 548 |
| Applicable income taxes | $405,000 | 3,014 |
| Income before extraordinary items | $779,000 | 4,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $779,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,165 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $695,180 | 5,056 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 4,433 |
| Total interest expense | $2,648,000 | 4,333 |
| Net interest income | $3,234,000 | 4,435 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $401,000 | 4,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $401,000 | 3,199 |
| Total noninterest expense | $2,678,000 | 4,435 |
| Salaries and employee benefits | $1,880,000 | 3,705 |
| Premises and equipment expense | $474,000 | 3,697 |
| Additional noninterest expense | $324,000 | 6,885 |
| Pre-tax net operating income | $903,000 | 4,587 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $313,000 | 3,142 |
| Income before extraordinary items | $590,000 | 5,028 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $590,000 | 5,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,418 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $590,000 | 5,016 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 4,421 |
| Total interest expense | $1,772,000 | 4,332 |
| Net interest income | $2,192,000 | 4,420 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $248,000 | 5,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $248,000 | 3,364 |
| Total noninterest expense | $1,803,000 | 4,442 |
| Salaries and employee benefits | $1,279,000 | 3,685 |
| Premises and equipment expense | $315,000 | 3,719 |
| Additional noninterest expense | $209,000 | 6,981 |
| Pre-tax net operating income | $601,000 | 4,652 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $212,000 | 3,189 |
| Income before extraordinary items | $389,000 | 5,136 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $389,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,477 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $389,000 | 5,129 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 4,383 |
| Total interest expense | $894,000 | 4,288 |
| Net interest income | $1,119,000 | 4,361 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $96,000 | 3,829 |
| Total noninterest expense | $843,000 | 4,646 |
| Salaries and employee benefits | $604,000 | 3,872 |
| Premises and equipment expense | $154,000 | 3,807 |
| Additional noninterest expense | $85,000 | 7,376 |
| Pre-tax net operating income | $354,000 | 4,282 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $137,000 | 2,850 |
| Income before extraordinary items | $217,000 | 4,878 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $217,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $217,000 | 4,851 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,125,000 | 4,154 |
| Total interest expense | $3,650,000 | 3,812 |
| Net interest income | $4,475,000 | 4,358 |
| Provision for loan and lease losses | $48,000 | 5,647 |
| Total noninterest income | $564,000 | 4,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $564,000 | 3,130 |
| Total noninterest expense | $4,099,000 | 3,918 |
| Salaries and employee benefits | $3,037,000 | 3,096 |
| Premises and equipment expense | $583,000 | 3,854 |
| Additional noninterest expense | $479,000 | 6,633 |
| Pre-tax net operating income | $892,000 | 5,426 |
| Securities gains (losses) | $87,000 | 562 |
| Applicable income taxes | $332,000 | 3,667 |
| Income before extraordinary items | $647,000 | 5,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $647,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $589,580 | 5,850 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 4,156 |
| Total interest expense | $2,702,000 | 3,766 |
| Net interest income | $3,349,000 | 4,397 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $493,000 | 4,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $493,000 | 2,865 |
| Total noninterest expense | $3,020,000 | 3,963 |
| Salaries and employee benefits | $2,241,000 | 3,130 |
| Premises and equipment expense | $407,000 | 4,064 |
| Additional noninterest expense | $372,000 | 6,557 |
| Pre-tax net operating income | $786,000 | 5,257 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $339,000 | 3,417 |
| Income before extraordinary items | $447,000 | 6,008 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $447,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $447,000 | 6,007 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 4,121 |
| Total interest expense | $1,755,000 | 3,711 |
| Net interest income | $2,251,000 | 4,372 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $309,000 | 4,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $309,000 | 2,961 |
| Total noninterest expense | $2,033,000 | 3,963 |
| Salaries and employee benefits | $1,519,000 | 3,085 |
| Premises and equipment expense | $271,000 | 4,069 |
| Additional noninterest expense | $243,000 | 6,640 |
| Pre-tax net operating income | $503,000 | 5,388 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $219,000 | 3,491 |
| Income before extraordinary items | $284,000 | 6,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $284,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $284,000 | 6,135 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 4,090 |
| Total interest expense | $854,000 | 3,665 |
| Net interest income | $1,141,000 | 4,311 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $168,000 | 4,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $168,000 | 2,773 |
| Total noninterest expense | $984,000 | 4,058 |
| Salaries and employee benefits | $745,000 | 3,168 |
| Premises and equipment expense | $130,000 | 4,188 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $313,000 | 4,861 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $128,000 | 3,255 |
| Income before extraordinary items | $185,000 | 5,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $185,000 | 5,509 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,567,000 | 3,916 |
| Total interest expense | $3,310,000 | 3,077 |
| Net interest income | $4,257,000 | 4,435 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $600,000 | 4,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $600,000 | 3,055 |
| Total noninterest expense | $3,893,000 | 3,936 |
| Salaries and employee benefits | $2,760,000 | 3,195 |
| Premises and equipment expense | $532,000 | 3,995 |
| Additional noninterest expense | $601,000 | 6,054 |
| Pre-tax net operating income | $916,000 | 5,592 |
| Securities gains (losses) | $344,000 | 376 |
| Applicable income taxes | $431,000 | 3,585 |
| Income before extraordinary items | $829,000 | 5,263 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $829,000 | 5,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,038 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $601,960 | 5,964 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 3,903 |
| Total interest expense | $2,445,000 | 2,981 |
| Net interest income | $3,148,000 | 4,487 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $483,000 | 4,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $483,000 | 2,951 |
| Total noninterest expense | $2,890,000 | 3,942 |
| Salaries and employee benefits | $2,028,000 | 3,232 |
| Premises and equipment expense | $404,000 | 3,940 |
| Additional noninterest expense | $458,000 | 5,962 |
| Pre-tax net operating income | $705,000 | 5,621 |
| Securities gains (losses) | $344,000 | 357 |
| Applicable income taxes | $361,000 | 3,481 |
| Income before extraordinary items | $688,000 | 5,130 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $688,000 | 5,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,265 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $460,960 | 6,050 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 3,933 |
| Total interest expense | $1,598,000 | 2,902 |
| Net interest income | $2,025,000 | 4,577 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $324,000 | 4,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $324,000 | 2,926 |
| Total noninterest expense | $1,889,000 | 3,993 |
| Salaries and employee benefits | $1,312,000 | 3,305 |
| Premises and equipment expense | $260,000 | 4,027 |
| Additional noninterest expense | $317,000 | 5,827 |
| Pre-tax net operating income | $436,000 | 5,770 |
| Securities gains (losses) | $344,000 | 293 |
| Applicable income taxes | $270,000 | 3,288 |
| Income before extraordinary items | $510,000 | 4,843 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $510,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $286,400 | 6,161 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,939 |
| Total interest expense | $787,000 | 2,836 |
| Net interest income | $1,001,000 | 4,620 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $163,000 | 4,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $163,000 | 2,830 |
| Total noninterest expense | $940,000 | 4,031 |
| Salaries and employee benefits | $662,000 | 3,271 |
| Premises and equipment expense | $135,000 | 3,965 |
| Additional noninterest expense | $143,000 | 6,156 |
| Pre-tax net operating income | $212,000 | 5,832 |
| Securities gains (losses) | $344,000 | 183 |
| Applicable income taxes | $193,000 | 2,658 |
| Income before extraordinary items | $363,000 | 3,878 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $363,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $139,400 | 6,223 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 3,954 |
| Total interest expense | $2,989,000 | 2,639 |
| Net interest income | $3,668,000 | 4,752 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $1,027,000 | 3,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,027,000 | 2,108 |
| Total noninterest expense | $3,603,000 | 4,084 |
| Salaries and employee benefits | $2,516,000 | 3,329 |
| Premises and equipment expense | $539,000 | 3,849 |
| Additional noninterest expense | $548,000 | 6,289 |
| Pre-tax net operating income | $1,044,000 | 5,134 |
| Securities gains (losses) | $313,000 | 618 |
| Applicable income taxes | $379,000 | 3,800 |
| Income before extraordinary items | $978,000 | 4,764 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $978,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $752,640 | 5,334 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 3,985 |
| Total interest expense | $2,215,000 | 2,617 |
| Net interest income | $2,696,000 | 4,802 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $853,000 | 3,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $853,000 | 1,987 |
| Total noninterest expense | $2,694,000 | 4,064 |
| Salaries and employee benefits | $1,851,000 | 3,357 |
| Premises and equipment expense | $415,000 | 3,774 |
| Additional noninterest expense | $428,000 | 6,106 |
| Pre-tax net operating income | $819,000 | 5,132 |
| Securities gains (losses) | $313,000 | 576 |
| Applicable income taxes | $302,000 | 3,791 |
| Income before extraordinary items | $830,000 | 4,513 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $830,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $601,510 | 5,273 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 3,873 |
| Total interest expense | $1,481,000 | 2,602 |
| Net interest income | $1,906,000 | 4,632 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $601,000 | 3,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $601,000 | 1,922 |
| Total noninterest expense | $1,684,000 | 4,295 |
| Salaries and employee benefits | $1,196,000 | 3,455 |
| Premises and equipment expense | $259,000 | 3,967 |
| Additional noninterest expense | $229,000 | 6,801 |
| Pre-tax net operating income | $799,000 | 4,118 |
| Securities gains (losses) | $313,000 | 468 |
| Applicable income taxes | $309,000 | 3,032 |
| Income before extraordinary items | $803,000 | 3,512 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $803,000 | 3,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $577,640 | 4,259 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,009 |
| Total interest expense | $747,000 | 2,621 |
| Net interest income | $881,000 | 4,882 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $221,000 | 3,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $221,000 | 2,308 |
| Total noninterest expense | $848,000 | 4,296 |
| Salaries and employee benefits | $599,000 | 3,461 |
| Premises and equipment expense | $137,000 | 3,844 |
| Additional noninterest expense | $112,000 | 6,871 |
| Pre-tax net operating income | $242,000 | 5,361 |
| Securities gains (losses) | $313,000 | 367 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $365,000 | 3,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $365,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $158,420 | 5,759 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,706,000 | 3,954 |
| Total interest expense | $3,203,000 | 2,697 |
| Net interest income | $3,503,000 | 4,796 |
| Provision for loan and lease losses | $609,000 | 1,820 |
| Total noninterest income | $825,000 | 4,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $825,000 | 2,684 |
| Total noninterest expense | $3,294,000 | 4,322 |
| Salaries and employee benefits | $2,340,000 | 3,448 |
| Premises and equipment expense | $566,000 | 3,688 |
| Additional noninterest expense | $388,000 | 7,231 |
| Pre-tax net operating income | $425,000 | 6,935 |
| Securities gains (losses) | $311,000 | 1,022 |
| Applicable income taxes | $226,000 | 4,734 |
| Income before extraordinary items | $510,000 | 6,295 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $510,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,650 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $295,410 | 7,153 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 4,029 |
| Total interest expense | $2,438,000 | 2,745 |
| Net interest income | $2,575,000 | 4,867 |
| Provision for loan and lease losses | $585,000 | 1,445 |
| Total noninterest income | $593,000 | 4,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $593,000 | 2,846 |
| Total noninterest expense | $2,481,000 | 4,296 |
| Salaries and employee benefits | $1,772,000 | 3,402 |
| Premises and equipment expense | $428,000 | 3,661 |
| Additional noninterest expense | $281,000 | 7,309 |
| Pre-tax net operating income | $102,000 | 8,217 |
| Securities gains (losses) | $311,000 | 937 |
| Applicable income taxes | $116,000 | 5,404 |
| Income before extraordinary items | $297,000 | 6,965 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $297,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,147 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $73,080 | 8,283 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 3,949 |
| Total interest expense | $1,644,000 | 2,804 |
| Net interest income | $1,809,000 | 4,699 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $456,000 | 3,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $456,000 | 2,584 |
| Total noninterest expense | $1,601,000 | 4,385 |
| Salaries and employee benefits | $1,144,000 | 3,501 |
| Premises and equipment expense | $272,000 | 3,781 |
| Additional noninterest expense | $185,000 | 7,335 |
| Pre-tax net operating income | $616,000 | 4,758 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $201,000 | 3,962 |
| Income before extraordinary items | $415,000 | 5,298 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $415,000 | 5,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $415,000 | 5,097 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 4,063 |
| Total interest expense | $836,000 | 2,827 |
| Net interest income | $847,000 | 4,886 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $202,000 | 4,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $202,000 | 2,703 |
| Total noninterest expense | $846,000 | 4,196 |
| Salaries and employee benefits | $601,000 | 3,362 |
| Premises and equipment expense | $144,000 | 3,607 |
| Additional noninterest expense | $101,000 | 7,129 |
| Pre-tax net operating income | $179,000 | 6,099 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $55,000 | 4,964 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 4,146 |
| Total interest expense | $3,757,000 | 2,895 |
| Net interest income | $3,042,000 | 5,237 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $973,000 | 3,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $973,000 | 2,227 |
| Total noninterest expense | $3,143,000 | 4,312 |
| Salaries and employee benefits | $2,125,000 | 3,562 |
| Premises and equipment expense | $614,000 | 3,347 |
| Additional noninterest expense | $404,000 | 7,130 |
| Pre-tax net operating income | $776,000 | 5,843 |
| Securities gains (losses) | $241,000 | 1,045 |
| Applicable income taxes | $338,000 | 4,234 |
| Income before extraordinary items | $679,000 | 5,633 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $679,000 | 5,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $517,530 | 6,169 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,522,000 | 4,219 |
| Total interest expense | $4,212,000 | 3,647 |
| Net interest income | $3,310,000 | 4,737 |
| Provision for loan and lease losses | $178,000 | 4,433 |
| Total noninterest income | $718,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $718,000 | 2,539 |
| Total noninterest expense | $2,312,000 | 5,230 |
| Salaries and employee benefits | $1,394,000 | 4,772 |
| Premises and equipment expense | $523,000 | 3,738 |
| Additional noninterest expense | $395,000 | 7,182 |
| Pre-tax net operating income | $1,538,000 | 3,787 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $573,000 | 3,054 |
| Income before extraordinary items | $965,000 | 4,371 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $965,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,297 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $965,000 | 4,258 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 4,517 |
| Total interest expense | $3,681,000 | 4,233 |
| Net interest income | $3,442,000 | 4,666 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $428,000 | 5,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $428,000 | 3,207 |
| Total noninterest expense | $2,190,000 | 5,348 |
| Salaries and employee benefits | $1,360,000 | 4,726 |
| Premises and equipment expense | $442,000 | 4,180 |
| Additional noninterest expense | $388,000 | 7,244 |
| Pre-tax net operating income | $1,620,000 | 3,858 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $597,000 | 3,120 |
| Income before extraordinary items | $1,023,000 | 4,316 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,023,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,023,000 | 4,320 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,391,000 | 4,744 |
| Total interest expense | $3,436,000 | 4,107 |
| Net interest income | $2,955,000 | 5,217 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $498,000 | 4,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $498,000 | 2,963 |
| Total noninterest expense | $2,201,000 | 5,328 |
| Salaries and employee benefits | $1,287,000 | 4,906 |
| Premises and equipment expense | $482,000 | 3,888 |
| Additional noninterest expense | $432,000 | 7,033 |
| Pre-tax net operating income | $1,192,000 | 4,784 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $444,000 | 3,894 |
| Income before extraordinary items | $748,000 | 5,285 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $748,000 | 5,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $748,000 | 5,250 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 4,587 |
| Total interest expense | $3,773,000 | 3,860 |
| Net interest income | $2,875,000 | 5,294 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $633,000 | 4,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $633,000 | 2,556 |
| Total noninterest expense | $2,150,000 | 5,311 |
| Salaries and employee benefits | $1,249,000 | 4,916 |
| Premises and equipment expense | $469,000 | 3,881 |
| Additional noninterest expense | $432,000 | 6,960 |
| Pre-tax net operating income | $1,298,000 | 4,624 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $481,000 | 3,934 |
| Income before extraordinary items | $817,000 | 5,123 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $817,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $817,000 | 5,034 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,825,000 | 4,591 |
| Total interest expense | $3,778,000 | 3,889 |
| Net interest income | $3,047,000 | 5,241 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $481,000 | 5,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $481,000 | 2,901 |
| Total noninterest expense | $2,029,000 | 5,609 |
| Salaries and employee benefits | $1,122,000 | 5,384 |
| Premises and equipment expense | $479,000 | 3,851 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $1,439,000 | 4,645 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $528,000 | 4,051 |
| Income before extraordinary items | $903,000 | 5,043 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $903,000 | 5,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $908,120 | 4,967 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 4,907 |
| Total interest expense | $3,688,000 | 3,986 |
| Net interest income | $2,751,000 | 5,798 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $446,000 | 5,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $446,000 | 3,161 |
| Total noninterest expense | $2,546,000 | 4,926 |
| Salaries and employee benefits | $1,187,000 | 5,262 |
| Premises and equipment expense | $431,000 | 4,280 |
| Additional noninterest expense | $928,000 | 4,651 |
| Pre-tax net operating income | $591,000 | 7,466 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $222,000 | 6,811 |
| Income before extraordinary items | $358,000 | 7,935 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $358,000 | 7,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $365,040 | 7,833 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 4,836 |
| Total interest expense | $3,603,000 | 4,045 |
| Net interest income | $2,936,000 | 5,596 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $563,000 | 4,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $563,000 | 2,657 |
| Total noninterest expense | $1,916,000 | 6,188 |
| Salaries and employee benefits | $1,023,000 | 5,943 |
| Premises and equipment expense | $411,000 | 4,429 |
| Additional noninterest expense | $482,000 | 7,411 |
| Pre-tax net operating income | $1,528,000 | 4,386 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $559,000 | 3,850 |
| Income before extraordinary items | $966,000 | 4,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $966,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $967,920 | 4,711 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 4,878 |
| Total interest expense | $3,016,000 | 3,942 |
| Net interest income | $2,967,000 | 5,653 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $363,000 | 6,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $363,000 | 3,632 |
| Total noninterest expense | $2,017,000 | 6,164 |
| Salaries and employee benefits | $991,000 | 6,134 |
| Premises and equipment expense | $409,000 | 4,501 |
| Additional noninterest expense | $617,000 | 6,914 |
| Pre-tax net operating income | $1,202,000 | 5,234 |
| Securities gains (losses) | $-103,000 | 11,548 |
| Applicable income taxes | $405,000 | 4,717 |
| Income before extraordinary items | $694,000 | 5,956 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $694,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $759,920 | 5,633 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 4,993 |
| Total interest expense | $2,944,000 | 4,173 |
| Net interest income | $2,998,000 | 5,658 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $468,000 | 5,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $468,000 | 3,399 |
| Total noninterest expense | $1,811,000 | 6,853 |
| Salaries and employee benefits | $911,000 | 6,648 |
| Premises and equipment expense | $344,000 | 5,303 |
| Additional noninterest expense | $556,000 | 7,713 |
| Pre-tax net operating income | $1,640,000 | 3,992 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $603,000 | 3,590 |
| Income before extraordinary items | $1,037,000 | 4,565 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,037,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,037,000 | 4,319 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,487,000 | 5,151 |
| Total interest expense | $3,582,000 | 4,465 |
| Net interest income | $2,905,000 | 5,867 |
| Provision for loan and lease losses | $-26,000 | 13,553 |
| Total noninterest income | $493,000 | 5,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $493,000 | 3,224 |
| Total noninterest expense | $1,716,000 | 7,222 |
| Salaries and employee benefits | $847,000 | 6,954 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $541,000 | 8,072 |
| Pre-tax net operating income | $1,708,000 | 3,603 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $564,000 | 3,611 |
| Income before extraordinary items | $1,144,000 | 3,979 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,144,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,144,000 | 3,693 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.