Home > New Bedford Institution for Savings > Loan Charge- Offs and Recoveries
New Bedford Institution for Savings, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,792,000 | 417 |
| Loans secured by real estate, total | $4,657,000 | 188 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $4,657,000 | 188 |
| Construction and land development | $27,000 | 635 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $1,313,000 | 175 |
| Secured by multifamily residential properties | $278,000 | 228 |
| Secured by nonfarm nonresidential properties | $3,039,000 | 135 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $23,000 | 4,928 |
| Loans to individuals | $112,000 | 2,059 |
| Credit card loan charge offs | $11,000 | 1,905 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $101,000 | 1,883 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,669,000 | 397 |
| Loans secured by real estate, total | $1,520,000 | 152 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,520,000 | 150 |
| Construction and land development | $8,000 | 541 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $515,000 | 113 |
| Secured by multifamily residential properties | $129,000 | 102 |
| Secured by nonfarm nonresidential properties | $868,000 | 131 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $69,000 | 1,813 |
| Loans to individuals | $80,000 | 1,296 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $80,000 | 1,154 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,123,000 | 412 |
| Loans secured by real estate, total | $3,137,000 | 214 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,137,000 | 213 |
| Construction and land development | $19,000 | 603 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $798,000 | 223 |
| Secured by multifamily residential properties | $149,000 | 272 |
| Secured by nonfarm nonresidential properties | $2,171,000 | 138 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-46,000 | 11,712 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $32,000 | 3,340 |
| Credit card loan net charge offs | $11,000 | 1,695 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $21,000 | 3,593 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,182,000 | 395 |
| Loans secured by real estate, total | $6,875,000 | 196 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $6,875,000 | 196 |
| Construction and land development | $106,000 | 572 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $2,095,000 | 143 |
| Secured by multifamily residential properties | $496,000 | 167 |
| Secured by nonfarm nonresidential properties | $4,178,000 | 156 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $104,000 | 3,034 |
| Loans to individuals | $203,000 | 1,517 |
| Credit card loan charge offs | $7,000 | 2,432 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $196,000 | 1,251 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,327,000 | 325 |
| Loans secured by real estate, total | $2,221,000 | 110 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,221,000 | 110 |
| Construction and land development | $44,000 | 340 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $167,000 | 272 |
| Secured by multifamily residential properties | $121,000 | 108 |
| Secured by nonfarm nonresidential properties | $1,889,000 | 60 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $24,000 | 4,020 |
| Loans to individuals | $82,000 | 1,388 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $82,000 | 1,227 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,855,000 | 423 |
| Loans secured by real estate, total | $4,654,000 | 222 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $4,654,000 | 222 |
| Construction and land development | $62,000 | 614 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,928,000 | 139 |
| Secured by multifamily residential properties | $375,000 | 180 |
| Secured by nonfarm nonresidential properties | $2,289,000 | 197 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $80,000 | 2,675 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $121,000 | 1,603 |
| Credit card loan net charge offs | $7,000 | 2,167 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $114,000 | 1,308 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,860,000 | 703 |
| Loans secured by real estate, total | $3,541,000 | 367 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,541,000 | 366 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,319,000 | 220 |
| Secured by multifamily residential properties | $661,000 | 182 |
| Secured by nonfarm nonresidential properties | $1,561,000 | 347 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $68,000 | 4,991 |
| Loans to individuals | $251,000 | 1,586 |
| Credit card loan charge offs | $10,000 | 2,291 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $241,000 | 1,349 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $485,000 | 934 |
| Loans secured by real estate, total | $478,000 | 312 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $478,000 | 312 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $307,000 | 151 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $171,000 | 342 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,000 | 8,685 |
| Loans to individuals | $6,000 | 6,735 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 6,455 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,375,000 | 681 |
| Loans secured by real estate, total | $3,063,000 | 377 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,063,000 | 376 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,012,000 | 245 |
| Secured by multifamily residential properties | $661,000 | 177 |
| Secured by nonfarm nonresidential properties | $1,390,000 | 349 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $67,000 | 4,130 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $245,000 | 1,262 |
| Credit card loan net charge offs | $10,000 | 2,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $235,000 | 1,000 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.