Home > New Bedford Institution for Savings > Income and Expense
New Bedford Institution for Savings, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $167,624,000 | 289 |
| Total interest expense | $71,137,000 | 288 |
| Net interest income | $96,487,000 | 274 |
| Provision for loan and lease losses | $500,000 | 1,533 |
| Total noninterest income | $7,617,000 | 703 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,458,000 | 353 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,159,000 | 851 |
| Total noninterest expense | $50,301,000 | 389 |
| Salaries and employee benefits | $21,644,000 | 368 |
| Premises and equipment expense | $4,456,000 | 531 |
| Additional noninterest expense | $24,201,000 | 388 |
| Pre-tax net operating income | $53,303,000 | 236 |
| Securities gains (losses) | $67,000 | 985 |
| Applicable income taxes | $31,412,000 | 151 |
| Income before extraordinary items | $21,958,000 | 307 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $21,958,000 | 307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,123,000 | 412 |
| Cash dividends | $15,111,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $21,915,120 | 309 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $170,358,000 | 272 |
| Total interest expense | $73,733,000 | 259 |
| Net interest income | $96,625,000 | 272 |
| Provision for loan and lease losses | $3,300,000 | 571 |
| Total noninterest income | $7,468,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $4,474,000 | 349 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,994,000 | 960 |
| Total noninterest expense | $52,918,000 | 389 |
| Salaries and employee benefits | $21,947,000 | 363 |
| Premises and equipment expense | $5,757,000 | 452 |
| Additional noninterest expense | $25,214,000 | 394 |
| Pre-tax net operating income | $47,875,000 | 220 |
| Securities gains (losses) | $3,858,000 | 188 |
| Applicable income taxes | $23,014,000 | 159 |
| Income before extraordinary items | $28,719,000 | 247 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $28,719,000 | 251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,855,000 | 423 |
| Cash dividends | $8,914,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 716 |
| Net operating income | $26,249,880 | 250 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $151,702,000 | 322 |
| Total interest expense | $76,595,000 | 310 |
| Net interest income | $75,107,000 | 316 |
| Provision for loan and lease losses | $6,215,000 | 525 |
| Total noninterest income | $4,561,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,814,000 | 498 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,747,000 | 1,371 |
| Total noninterest expense | $36,968,000 | 516 |
| Salaries and employee benefits | $16,768,000 | 444 |
| Premises and equipment expense | $4,070,000 | 617 |
| Additional noninterest expense | $16,130,000 | 548 |
| Pre-tax net operating income | $36,485,000 | 211 |
| Securities gains (losses) | $5,377,000 | 195 |
| Applicable income taxes | $18,253,000 | 157 |
| Income before extraordinary items | $23,609,000 | 242 |
| Extraordinary gains, net | $5,000,000 | 40 |
| Net income | $28,609,000 | 208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,375,000 | 681 |
| Cash dividends | $7,241,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 668 |
| Net operating income | $20,167,720 | 243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.