Home > New Bedford Institution for Savings > Assets and Liabilities
New Bedford Institution for Savings, Assets and Liabilities
| 1994-12-31 | Rank | |
| # of Employees: | 558 | 392 |
| Assets and Liabilities | ||
| Total Assets: | $2,466,699,000 | 297 |
| Cash and due from depository institutions | $63,024,000 | 392 |
| Interest-bearing balances | $10,000 | 6,691 |
| Securities | $985,052,000 | 203 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 594 |
| Net loans & leases | $1,303,273,000 | 316 |
| Loan loss allowance | $27,700,000 | 281 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $22,104,000 | 372 |
| Other real estate owned | $17,033,000 | 392 |
| Goodwill and other intangibles | $12,836,000 | 273 |
| All other assets | $46,377,000 | 342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,466,699,000 | 297 |
| Total liabilities | $2,225,792,000 | 300 |
| Total deposits | $2,194,745,000 | 250 |
| Interest-bearing deposits | $2,104,525,000 | 220 |
| Deposits held in domestic offices | $2,194,745,000 | 245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $31,047,000 | 302 |
| Total equity capital | $240,907,000 | 246 |
| Total bank equity capital | $240,907,000 | 246 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $941,000 | 4,179 |
| Surplus | $132,623,000 | 198 |
| Undivided profits | $107,343,000 | 259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,318,000 | 322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,407,000 | 43 |
| Income earned, not collected on loans | $6,629,000 | 380 |
| Earning assets | $2,305,335,000 | 292 |
| Long-term assets (5+ years) | $819,947,000 | 139 |
| Average Assets, year-to-date | $2,456,491,000 | 291 |
| Average Assets, quarterly | $2,478,031,000 | 294 |
| Volatile liabilities | $98,247,000 | 827 |
| Insider loans | $1,405,000 | 2,833 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $38,000 | 1,384 |
| Unused loan commitments | $47,826,000 | 1,021 |
| Tier 1 (core) risk-based capital | $241,013,000 | 242 |
| Tier 2 risk-based capital | $13,548,690 | 375 |
| Total risk weighted assets | $1,069,343,490 | 376 |
| Total unused commitments | $47,826,000 | 1,029 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 580 | 393 |
| Assets and Liabilities | ||
| Total Assets: | $2,450,525,000 | 289 |
| Cash and due from depository institutions | $65,609,000 | 393 |
| Interest-bearing balances | $18,000 | 7,325 |
| Securities | $987,001,000 | 197 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,219 |
| Net loans & leases | $1,295,467,000 | 310 |
| Loan loss allowance | $29,905,000 | 281 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $22,789,000 | 361 |
| Other real estate owned | $26,653,000 | 393 |
| Goodwill and other intangibles | $15,451,000 | 219 |
| All other assets | $26,555,000 | 492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,450,525,000 | 289 |
| Total liabilities | $2,196,351,000 | 296 |
| Total deposits | $2,177,283,000 | 248 |
| Interest-bearing deposits | $2,092,511,000 | 216 |
| Deposits held in domestic offices | $2,177,283,000 | 245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $19,068,000 | 426 |
| Total equity capital | $254,174,000 | 230 |
| Total bank equity capital | $254,174,000 | 230 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $941,000 | 4,340 |
| Surplus | $132,623,000 | 187 |
| Undivided profits | $120,610,000 | 228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,993,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,812,000 | 39 |
| Income earned, not collected on loans | $6,246,000 | 348 |
| Earning assets | $2,293,486,000 | 284 |
| Long-term assets (5+ years) | $797,842,000 | 123 |
| Average Assets, year-to-date | $2,401,416,800 | 285 |
| Average Assets, quarterly | $2,433,150,500 | 285 |
| Volatile liabilities | $88,107,000 | 835 |
| Insider loans | $1,551,000 | 2,597 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $89,400,000 | 668 |
| Tier 1 (core) risk-based capital | $231,951,000 | 238 |
| Tier 2 risk-based capital | $14,909,390 | 355 |
| Total risk weighted assets | $1,177,755,390 | 344 |
| Total unused commitments | $89,400,000 | 685 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 559 | 414 |
| Assets and Liabilities | ||
| Total Assets: | $2,349,054,000 | 305 |
| Cash and due from depository institutions | $55,988,000 | 414 |
| Interest-bearing balances | $46,000 | 7,669 |
| Securities | $847,782,000 | 214 |
| Federal funds sold & reverse repurchase agreements | $17,262,000 | 975 |
| Net loans & leases | $1,320,746,000 | 316 |
| Loan loss allowance | $30,782,000 | 284 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $18,357,000 | 427 |
| Other real estate owned | $29,867,000 | 414 |
| Goodwill and other intangibles | $18,556,000 | 187 |
| All other assets | $40,496,000 | 404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,349,054,000 | 305 |
| Total liabilities | $2,121,740,000 | 315 |
| Total deposits | $2,103,863,000 | 264 |
| Interest-bearing deposits | $2,024,566,000 | 229 |
| Deposits held in domestic offices | $2,103,863,000 | 262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $283,000 | 3,630 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $17,594,000 | 457 |
| Total equity capital | $227,314,000 | 235 |
| Total bank equity capital | $227,314,000 | 235 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $941,000 | 4,545 |
| Surplus | $132,340,000 | 175 |
| Undivided profits | $94,033,000 | 236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,253,000 | 370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $6,997,000 | 365 |
| Earning assets | $2,185,836,000 | 291 |
| Long-term assets (5+ years) | $740,181,000 | 130 |
| Average Assets, year-to-date | $1,982,796,000 | 343 |
| Average Assets, quarterly | $2,341,667,000 | 302 |
| Volatile liabilities | $74,515,000 | 896 |
| Insider loans | $47,000 | 7,266 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $217,000 | 1,039 |
| Unused loan commitments | $98,301,000 | 618 |
| Tier 1 (core) risk-based capital | $208,758,000 | 235 |
| Tier 2 risk-based capital | $15,166,210 | 353 |
| Total risk weighted assets | $1,197,680,710 | 347 |
| Total unused commitments | $98,301,000 | 628 |
| Derivatives | $0 | 651 |