Home > Nevada State Bank > Income and Expense

Nevada State Bank, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$88,261,000259
Total interest expense$2,485,000852
Net interest income$85,776,000244
Provision for loan and lease losses$-15,427,0006,264
Total noninterest income$26,494,000274
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$13,373,000104
Trading account gains and fees$373,00093
Additional Noninterest Income$12,748,000347
Total noninterest expense$98,000,000198
Salaries and employee benefits$42,175,000224
Premises and equipment expense$9,949,000214
Additional noninterest expense$45,876,000169
Pre-tax net operating income$29,697,000295
Securities gains (losses)$-1,568,0006,259
Applicable income taxes$9,385,000287
Income before extraordinary items$18,744,000326
Extraordinary gains, net$021
Net income$18,744,000325
Minority interest net income$078
Net income of bank and minority interests.$18,744,000325
Net charge-offs$-7,922,0006,270
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$795,000198
Net operating income$19,794,560309
2015-06-30 (YTD Data)Rank
Total interest income$59,274,000260
Total interest expense$1,652,000861
Net interest income$57,622,000241
Provision for loan and lease losses$-11,702,0006,346
Total noninterest income$17,645,000279
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$8,848,000103
Trading account gains and fees$193,00099
Additional Noninterest Income$8,604,000347
Total noninterest expense$65,714,000195
Salaries and employee benefits$28,423,000224
Premises and equipment expense$6,578,000218
Additional noninterest expense$30,713,000174
Pre-tax net operating income$21,255,000282
Securities gains (losses)$-1,568,0006,339
Applicable income taxes$6,573,000280
Income before extraordinary items$13,114,000319
Extraordinary gains, net$022
Net income$13,114,000319
Minority interest net income$075
Net income of bank and minority interests.$13,114,000319
Net charge-offs$-7,534,0006,347
Cash dividends$15,000,000162
Sale, conversion, retirement of capital stock, net$604,000173
Net operating income$14,164,560296
2015-03-31 (YTD Data)Rank
Total interest income$29,286,000260
Total interest expense$812,000878
Net interest income$28,474,000243
Provision for loan and lease losses$-8,661,0006,419
Total noninterest income$8,434,000278
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$4,373,000103
Trading account gains and fees$0152
Additional Noninterest Income$4,061,000349
Total noninterest expense$32,112,000200
Salaries and employee benefits$13,880,000229
Premises and equipment expense$3,258,000220
Additional noninterest expense$14,974,000171
Pre-tax net operating income$13,457,000236
Securities gains (losses)$113,000543
Applicable income taxes$4,592,000221
Income before extraordinary items$8,978,000250
Extraordinary gains, net$013
Net income$8,978,000250
Minority interest net income$064
Net income of bank and minority interests.$8,978,000250
Net charge-offs$-6,182,0006,417
Cash dividends$5,000,000197
Sale, conversion, retirement of capital stock, net$174,000200
Net operating income$8,903,420249
2014-12-31 (YTD Data)Rank
Total interest income$117,554,000258
Total interest expense$3,380,000882
Net interest income$114,174,000235
Provision for loan and lease losses$-20,853,0006,502
Total noninterest income$34,923,000261
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$18,698,000105
Trading account gains and fees$199,000113
Additional Noninterest Income$16,026,000318
Total noninterest expense$132,399,000193
Salaries and employee benefits$57,960,000200
Premises and equipment expense$13,542,000201
Additional noninterest expense$60,897,000168
Pre-tax net operating income$37,551,000283
Securities gains (losses)$-4,337,0006,499
Applicable income taxes$10,902,000286
Income before extraordinary items$22,312,000330
Extraordinary gains, net$017
Net income$22,312,000329
Minority interest net income$084
Net income of bank and minority interests.$22,312,000329
Net charge-offs$184,0002,556
Cash dividends$10,000,000331
Sale, conversion, retirement of capital stock, net$989,000212
Net operating income$25,217,790303
2014-09-30 (YTD Data)Rank
Total interest income$88,135,000253
Total interest expense$2,551,000894
Net interest income$85,584,000231
Provision for loan and lease losses$-13,182,0006,579
Total noninterest income$25,928,000259
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$14,087,000103
Trading account gains and fees$216,00099
Additional Noninterest Income$11,625,000319
Total noninterest expense$97,598,000194
Salaries and employee benefits$43,627,000199
Premises and equipment expense$10,104,000201
Additional noninterest expense$43,867,000168
Pre-tax net operating income$27,096,000288
Securities gains (losses)$-3,822,0006,577
Applicable income taxes$7,663,000298
Income before extraordinary items$15,611,000358
Extraordinary gains, net$015
Net income$15,611,000358
Minority interest net income$081
Net income of bank and minority interests.$15,611,000358
Net charge-offs$-443,0006,459
Cash dividends$5,000,000433
Sale, conversion, retirement of capital stock, net$829,000168
Net operating income$18,171,740306
2014-06-30 (YTD Data)Rank
Total interest income$58,541,000254
Total interest expense$1,709,000890
Net interest income$56,832,000229
Provision for loan and lease losses$-8,253,0006,641
Total noninterest income$16,839,000258
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$9,291,000101
Trading account gains and fees$-27,0006,633
Additional Noninterest Income$7,575,000325
Total noninterest expense$65,929,000196
Salaries and employee benefits$29,473,000197
Premises and equipment expense$6,757,000200
Additional noninterest expense$29,699,000170
Pre-tax net operating income$15,995,000310
Securities gains (losses)$-3,822,0006,650
Applicable income taxes$3,950,000357
Income before extraordinary items$8,223,000431
Extraordinary gains, net$020
Net income$8,223,000429
Minority interest net income$080
Net income of bank and minority interests.$8,223,000431
Net charge-offs$-249,0006,490
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$607,000142
Net operating income$10,821,960329
2014-03-31 (YTD Data)Rank
Total interest income$29,094,000251
Total interest expense$858,000894
Net interest income$28,236,000229
Provision for loan and lease losses$-2,587,0006,708
Total noninterest income$8,196,000261
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$4,684,00099
Trading account gains and fees$-8,0006,701
Additional Noninterest Income$3,520,000334
Total noninterest expense$31,861,000202
Salaries and employee benefits$14,444,000203
Premises and equipment expense$3,388,000205
Additional noninterest expense$14,029,000175
Pre-tax net operating income$7,158,000323
Securities gains (losses)$-3,822,0006,726
Applicable income taxes$994,000560
Income before extraordinary items$2,342,000669
Extraordinary gains, net$016
Net income$2,342,000670
Minority interest net income$066
Net income of bank and minority interests.$2,342,000671
Net charge-offs$-28,0006,147
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$180,000196
Net operating income$5,017,400340
2013-12-31 (YTD Data)Rank
Total interest income$118,503,000244
Total interest expense$4,016,000846
Net interest income$114,487,000220
Provision for loan and lease losses$-11,963,0006,795
Total noninterest income$38,902,000252
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$19,802,00096
Trading account gains and fees$140,000132
Additional Noninterest Income$18,960,000298
Total noninterest expense$133,753,000184
Salaries and employee benefits$57,342,000198
Premises and equipment expense$13,718,000193
Additional noninterest expense$62,693,000168
Pre-tax net operating income$31,599,000301
Securities gains (losses)$-3,300,0006,787
Applicable income taxes$9,461,000281
Income before extraordinary items$18,838,000379
Extraordinary gains, net$029
Net income$18,838,000378
Minority interest net income$090
Net income of bank and minority interests.$18,838,000379
Net charge-offs$3,072,000532
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$-88,551,0006,812
Net operating income$21,049,000341
2013-09-30 (YTD Data)Rank
Total interest income$88,045,000241
Total interest expense$3,080,000849
Net interest income$84,965,000221
Provision for loan and lease losses$-8,888,0006,874
Total noninterest income$31,190,000245
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$14,890,00095
Trading account gains and fees$80,000133
Additional Noninterest Income$16,220,000282
Total noninterest expense$99,660,000179
Salaries and employee benefits$42,622,000197
Premises and equipment expense$10,284,000190
Additional noninterest expense$46,754,000162
Pre-tax net operating income$25,383,000289
Securities gains (losses)$03,040
Applicable income taxes$8,611,000260
Income before extraordinary items$16,772,000337
Extraordinary gains, net$025
Net income$16,772,000338
Minority interest net income$084
Net income of bank and minority interests.$16,772,000338
Net charge-offs$3,927,000336
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-68,768,0006,890
Net operating income$16,772,000326
2013-06-30 (YTD Data)Rank
Total interest income$58,372,000242
Total interest expense$2,088,000860
Net interest income$56,284,000224
Provision for loan and lease losses$-8,876,0006,928
Total noninterest income$19,018,000264
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$9,872,00094
Trading account gains and fees$71,000115
Additional Noninterest Income$9,075,000327
Total noninterest expense$66,591,000178
Salaries and employee benefits$28,187,000202
Premises and equipment expense$6,716,000196
Additional noninterest expense$31,688,000155
Pre-tax net operating income$17,587,000284
Securities gains (losses)$02,791
Applicable income taxes$5,980,000250
Income before extraordinary items$11,607,000323
Extraordinary gains, net$022
Net income$11,607,000324
Minority interest net income$082
Net income of bank and minority interests.$11,607,000324
Net charge-offs$1,017,000756
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$-49,219,0006,939
Net operating income$11,607,000312
2013-03-31 (YTD Data)Rank
Total interest income$28,527,000248
Total interest expense$1,062,000873
Net interest income$27,465,000230
Provision for loan and lease losses$-234,0006,906
Total noninterest income$9,122,000267
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$4,865,00094
Trading account gains and fees$-20,0007,000
Additional Noninterest Income$4,277,000341
Total noninterest expense$32,034,000187
Salaries and employee benefits$13,749,000204
Premises and equipment expense$3,403,000194
Additional noninterest expense$14,882,000165
Pre-tax net operating income$4,787,000457
Securities gains (losses)$01,966
Applicable income taxes$1,573,000407
Income before extraordinary items$3,214,000519
Extraordinary gains, net$010
Net income$3,214,000517
Minority interest net income$076
Net income of bank and minority interests.$3,214,000520
Net charge-offs$1,492,000330
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$-24,738,0007,018
Net operating income$3,214,000498
2012-12-31 (YTD Data)Rank
Total interest income$129,153,000232
Total interest expense$5,459,000820
Net interest income$123,694,000210
Provision for loan and lease losses$-9,655,0007,073
Total noninterest income$33,952,000295
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$20,529,00093
Trading account gains and fees$-25,0007,050
Additional Noninterest Income$13,448,000405
Total noninterest expense$134,168,000182
Salaries and employee benefits$55,743,000191
Premises and equipment expense$14,664,000180
Additional noninterest expense$63,761,000167
Pre-tax net operating income$33,133,000288
Securities gains (losses)$03,810
Applicable income taxes$11,294,000251
Income before extraordinary items$21,839,000326
Extraordinary gains, net$029
Net income$21,839,000325
Minority interest net income$093
Net income of bank and minority interests.$21,839,000325
Net charge-offs$29,832,000131
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$-119,247,0007,081
Net operating income$21,839,000316
2012-09-30 (YTD Data)Rank
Total interest income$97,094,000235
Total interest expense$4,323,000810
Net interest income$92,771,000214
Provision for loan and lease losses$-9,504,0007,173
Total noninterest income$25,307,000290
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$15,315,00093
Trading account gains and fees$-285,0007,167
Additional Noninterest Income$10,277,000386
Total noninterest expense$101,173,000185
Salaries and employee benefits$42,097,000192
Premises and equipment expense$11,184,000180
Additional noninterest expense$47,892,000163
Pre-tax net operating income$26,409,000273
Securities gains (losses)$03,575
Applicable income taxes$9,092,000247
Income before extraordinary items$17,317,000308
Extraordinary gains, net$020
Net income$17,317,000307
Minority interest net income$086
Net income of bank and minority interests.$17,317,000307
Net charge-offs$22,473,000126
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$-99,425,0007,180
Net operating income$17,317,000297
2012-06-30 (YTD Data)Rank
Total interest income$65,308,000233
Total interest expense$3,023,000796
Net interest income$62,285,000213
Provision for loan and lease losses$-8,331,0007,237
Total noninterest income$14,319,000317
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$10,089,00095
Trading account gains and fees$-178,0007,231
Additional Noninterest Income$4,408,000517
Total noninterest expense$67,643,000182
Salaries and employee benefits$27,971,000192
Premises and equipment expense$7,392,000182
Additional noninterest expense$32,280,000164
Pre-tax net operating income$17,292,000269
Securities gains (losses)$03,178
Applicable income taxes$5,971,000253
Income before extraordinary items$11,321,000315
Extraordinary gains, net$019
Net income$11,321,000315
Minority interest net income$084
Net income of bank and minority interests.$11,321,000315
Net charge-offs$13,901,000148
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$-74,622,0007,244
Net operating income$11,321,000295
2012-03-31 (YTD Data)Rank
Total interest income$32,850,000230
Total interest expense$1,625,000752
Net interest income$31,225,000212
Provision for loan and lease losses$-6,719,0007,305
Total noninterest income$6,428,000335
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$4,717,00097
Trading account gains and fees$-55,0007,293
Additional Noninterest Income$1,766,000604
Total noninterest expense$33,850,000180
Salaries and employee benefits$13,681,000197
Premises and equipment expense$3,692,000180
Additional noninterest expense$16,477,000162
Pre-tax net operating income$10,522,000233
Securities gains (losses)$02,210
Applicable income taxes$3,645,000210
Income before extraordinary items$6,877,000261
Extraordinary gains, net$019
Net income$6,877,000262
Minority interest net income$078
Net income of bank and minority interests.$6,877,000262
Net charge-offs$5,942,000168
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$139,000194
Net operating income$6,877,000247
2011-12-31 (YTD Data)Rank
Total interest income$145,139,000218
Total interest expense$9,889,000576
Net interest income$135,250,000198
Provision for loan and lease losses$-38,314,0007,352
Total noninterest income$31,810,000261
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$18,594,000104
Trading account gains and fees$421,00085
Additional Noninterest Income$12,795,000362
Total noninterest expense$133,967,000176
Salaries and employee benefits$55,804,000173
Premises and equipment expense$14,749,000185
Additional noninterest expense$63,414,000161
Pre-tax net operating income$71,407,000152
Securities gains (losses)$03,838
Applicable income taxes$24,822,000144
Income before extraordinary items$46,585,000166
Extraordinary gains, net$029
Net income$46,585,000167
Minority interest net income$096
Net income of bank and minority interests.$46,585,000167
Net charge-offs$55,065,000120
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$-99,036,0007,354
Net operating income$46,585,000162
2011-09-30 (YTD Data)Rank
Total interest income$109,725,000218
Total interest expense$7,833,000565
Net interest income$101,892,000197
Provision for loan and lease losses$-33,043,0007,432
Total noninterest income$24,013,000259
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$13,826,000103
Trading account gains and fees$0145
Additional Noninterest Income$10,187,000342
Total noninterest expense$101,227,000173
Salaries and employee benefits$42,268,000171
Premises and equipment expense$10,922,000185
Additional noninterest expense$48,037,000157
Pre-tax net operating income$57,721,000150
Securities gains (losses)$03,555
Applicable income taxes$20,070,000137
Income before extraordinary items$37,651,000158
Extraordinary gains, net$021
Net income$37,651,000159
Minority interest net income$087
Net income of bank and minority interests.$37,651,000159
Net charge-offs$46,088,000108
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$740,000304
Net operating income$37,651,000154
2011-06-30 (YTD Data)Rank
Total interest income$73,732,000220
Total interest expense$5,363,000582
Net interest income$68,369,000200
Provision for loan and lease losses$-17,417,0007,508
Total noninterest income$16,010,000256
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$9,014,000104
Trading account gains and fees$0153
Additional Noninterest Income$6,996,000344
Total noninterest expense$67,560,000179
Salaries and employee benefits$28,569,000173
Premises and equipment expense$7,195,000186
Additional noninterest expense$31,796,000163
Pre-tax net operating income$34,236,000156
Securities gains (losses)$02,914
Applicable income taxes$11,892,000149
Income before extraordinary items$22,344,000170
Extraordinary gains, net$015
Net income$22,344,000170
Minority interest net income$089
Net income of bank and minority interests.$22,344,000170
Net charge-offs$38,810,00098
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$546,000213
Net operating income$22,344,000166
2011-03-31 (YTD Data)Rank
Total interest income$35,810,000222
Total interest expense$2,681,000598
Net interest income$33,129,000202
Provision for loan and lease losses$776,0001,040
Total noninterest income$6,101,000328
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$4,402,000105
Trading account gains and fees$0158
Additional Noninterest Income$1,699,000571
Total noninterest expense$32,122,000186
Salaries and employee benefits$13,939,000179
Premises and equipment expense$3,603,000194
Additional noninterest expense$14,580,000174
Pre-tax net operating income$6,332,000295
Securities gains (losses)$01,772
Applicable income taxes$2,162,000259
Income before extraordinary items$4,170,000338
Extraordinary gains, net$09
Net income$4,170,000337
Minority interest net income$086
Net income of bank and minority interests.$4,170,000338
Net charge-offs$21,509,00095
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$303,000173
Net operating income$4,170,000331
2010-12-31 (YTD Data)Rank
Total interest income$151,134,000224
Total interest expense$12,417,000635
Net interest income$138,717,000190
Provision for loan and lease losses$133,353,00087
Total noninterest income$17,554,000431
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$19,579,00097
Trading account gains and fees$769,00083
Additional Noninterest Income$-2,794,0007,593
Total noninterest expense$131,390,000187
Salaries and employee benefits$54,563,000173
Premises and equipment expense$14,782,000185
Additional noninterest expense$62,045,000174
Pre-tax net operating income$-108,472,0007,635
Securities gains (losses)$03,793
Applicable income taxes$-38,197,0007,647
Income before extraordinary items$-70,275,0007,621
Extraordinary gains, net$029
Net income$-70,275,0007,621
Minority interest net income$0111
Net income of bank and minority interests.$-70,275,0007,621
Net charge-offs$190,510,00068
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,167,000352
Net operating income$-70,275,0007,618
2010-09-30 (YTD Data)Rank
Total interest income$114,237,000223
Total interest expense$9,690,000636
Net interest income$104,547,000188
Provision for loan and lease losses$98,979,00091
Total noninterest income$11,229,000471
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$14,867,000100
Trading account gains and fees$1,249,00072
Additional Noninterest Income$-4,887,0007,749
Total noninterest expense$95,509,000184
Salaries and employee benefits$40,730,000171
Premises and equipment expense$11,414,000179
Additional noninterest expense$43,365,000175
Pre-tax net operating income$-78,712,0007,741
Securities gains (losses)$03,651
Applicable income taxes$-27,716,0007,746
Income before extraordinary items$-50,996,0007,724
Extraordinary gains, net$023
Net income$-50,996,0007,724
Minority interest net income$0110
Net income of bank and minority interests.$-50,996,0007,724
Net charge-offs$135,071,00074
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$904,000305
Net operating income$-50,996,0007,725
2010-06-30 (YTD Data)Rank
Total interest income$77,057,000221
Total interest expense$6,886,000624
Net interest income$70,171,000184
Provision for loan and lease losses$87,031,00081
Total noninterest income$7,861,000448
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$9,853,000103
Trading account gains and fees$769,00071
Additional Noninterest Income$-2,761,0007,812
Total noninterest expense$64,241,000182
Salaries and employee benefits$27,563,000170
Premises and equipment expense$7,533,000184
Additional noninterest expense$29,145,000174
Pre-tax net operating income$-73,240,0007,810
Securities gains (losses)$03,184
Applicable income taxes$-25,758,0007,813
Income before extraordinary items$-47,482,0007,793
Extraordinary gains, net$019
Net income$-47,482,0007,793
Minority interest net income$0105
Net income of bank and minority interests.$-47,482,0007,793
Net charge-offs$99,144,00070
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$562,000256
Net operating income$-47,482,0007,794
2010-03-31 (YTD Data)Rank
Total interest income$39,994,000223
Total interest expense$3,812,000588
Net interest income$36,182,000182
Provision for loan and lease losses$52,717,00081
Total noninterest income$1,271,0001,000
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$4,732,000100
Trading account gains and fees$14,000136
Additional Noninterest Income$-3,475,0007,930
Total noninterest expense$28,442,000203
Salaries and employee benefits$13,658,000172
Premises and equipment expense$3,745,000185
Additional noninterest expense$11,039,000213
Pre-tax net operating income$-43,706,0007,910
Securities gains (losses)$02,284
Applicable income taxes$-15,362,0007,916
Income before extraordinary items$-28,344,0007,899
Extraordinary gains, net$016
Net income$-28,344,0007,900
Minority interest net income$091
Net income of bank and minority interests.$-28,344,0007,900
Net charge-offs$46,842,00076
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$330,000183
Net operating income$-28,344,0007,898
2009-12-31 (YTD Data)Rank
Total interest income$184,873,000204
Total interest expense$44,811,000254
Net interest income$140,062,000176
Provision for loan and lease losses$563,722,00049
Total noninterest income$49,014,000204
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$20,586,000101
Trading account gains and fees$197,000132
Additional Noninterest Income$28,231,000227
Total noninterest expense$152,335,000165
Salaries and employee benefits$53,551,000168
Premises and equipment expense$14,848,000186
Additional noninterest expense$83,936,000148
Pre-tax net operating income$-526,981,0008,003
Securities gains (losses)$-15,097,0007,955
Applicable income taxes$-190,032,0007,998
Income before extraordinary items$-352,046,0007,987
Extraordinary gains, net$034
Net income$-352,046,0007,986
Minority interest net income$0115
Net income of bank and minority interests.$-352,046,0007,986
Net charge-offs$368,701,00053
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$101,072,00018
Net operating income$-342,232,9507,989
2009-09-30 (YTD Data)Rank
Total interest income$143,376,000209
Total interest expense$38,862,000235
Net interest income$104,514,000184
Provision for loan and lease losses$481,128,00047
Total noninterest income$43,412,000182
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$15,159,000101
Trading account gains and fees$0212
Additional Noninterest Income$28,253,000192
Total noninterest expense$118,947,000161
Salaries and employee benefits$39,834,000178
Premises and equipment expense$11,192,000191
Additional noninterest expense$67,921,000143
Pre-tax net operating income$-452,149,0008,087
Securities gains (losses)$-1,333,0007,892
Applicable income taxes$-158,921,0008,084
Income before extraordinary items$-294,561,0008,072
Extraordinary gains, net$027
Net income$-294,561,0008,071
Minority interest net income$0118
Net income of bank and minority interests.$-294,561,0008,071
Net charge-offs$282,607,00055
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$100,736,00015
Net operating income$-293,694,5508,074
2009-06-30 (YTD Data)Rank
Total interest income$98,016,000210
Total interest expense$27,762,000237
Net interest income$70,254,000189
Provision for loan and lease losses$240,315,00059
Total noninterest income$34,366,000160
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$9,809,000105
Trading account gains and fees$0193
Additional Noninterest Income$24,557,000162
Total noninterest expense$72,423,000190
Salaries and employee benefits$26,884,000186
Premises and equipment expense$7,417,000196
Additional noninterest expense$38,122,000169
Pre-tax net operating income$-208,118,0008,171
Securities gains (losses)$-1,346,0008,036
Applicable income taxes$-73,437,0008,171
Income before extraordinary items$-136,027,0008,156
Extraordinary gains, net$021
Net income$-136,027,0008,155
Minority interest net income$0112
Net income of bank and minority interests.$-136,027,0008,155
Net charge-offs$153,413,00059
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$100,406,00010
Net operating income$-135,152,1008,155
2009-03-31 (YTD Data)Rank
Total interest income$48,437,000210
Total interest expense$14,468,000241
Net interest income$33,969,000192
Provision for loan and lease losses$89,315,00065
Total noninterest income$6,902,000292
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$4,710,000106
Trading account gains and fees$0171
Additional Noninterest Income$2,192,000469
Total noninterest expense$34,521,000192
Salaries and employee benefits$13,509,000187
Premises and equipment expense$3,736,000197
Additional noninterest expense$17,276,000167
Pre-tax net operating income$-82,965,0008,215
Securities gains (losses)$-926,0008,132
Applicable income taxes$-29,397,0008,217
Income before extraordinary items$-54,494,0008,201
Extraordinary gains, net$015
Net income$-54,494,0008,201
Minority interest net income$0102
Net income of bank and minority interests.$-54,494,0008,201
Net charge-offs$45,396,00075
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$50,284,0007
Net operating income$-53,892,1008,202
2008-12-31 (YTD Data)Rank
Total interest income$232,713,000197
Total interest expense$73,020,000239
Net interest income$159,693,000170
Provision for loan and lease losses$100,257,000114
Total noninterest income$31,079,000254
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$19,591,000110
Trading account gains and fees$0154
Additional Noninterest Income$11,488,000356
Total noninterest expense$148,006,000180
Salaries and employee benefits$53,825,000183
Premises and equipment expense$16,587,000182
Additional noninterest expense$77,594,000165
Pre-tax net operating income$-57,491,0008,206
Securities gains (losses)$-1,990,0007,899
Applicable income taxes$-13,642,0008,202
Income before extraordinary items$-45,839,0008,185
Extraordinary gains, net$039
Net income$-45,839,0008,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,612,000101
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$261,451,0009
Net operating income$-44,306,7008,194
2008-09-30 (YTD Data)Rank
Total interest income$177,054,000205
Total interest expense$55,725,000244
Net interest income$121,329,000174
Provision for loan and lease losses$47,270,000140
Total noninterest income$32,040,000217
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$14,569,000115
Trading account gains and fees$0148
Additional Noninterest Income$17,471,000238
Total noninterest expense$91,890,000200
Salaries and employee benefits$41,337,000186
Premises and equipment expense$12,116,000190
Additional noninterest expense$38,437,000200
Pre-tax net operating income$14,209,000372
Securities gains (losses)$-2,016,0008,061
Applicable income taxes$4,144,000363
Income before extraordinary items$8,049,000448
Extraordinary gains, net$031
Net income$8,049,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,383,000112
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$1,045,000292
Net operating income$9,379,560413
2008-06-30 (YTD Data)Rank
Total interest income$120,787,000204
Total interest expense$39,323,000245
Net interest income$81,464,000175
Provision for loan and lease losses$17,770,000182
Total noninterest income$21,914,000219
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$9,248,000119
Trading account gains and fees$0149
Additional Noninterest Income$12,666,000235
Total noninterest expense$58,653,000207
Salaries and employee benefits$26,684,000193
Premises and equipment expense$7,879,000194
Additional noninterest expense$24,090,000195
Pre-tax net operating income$26,955,000168
Securities gains (losses)$03,233
Applicable income taxes$9,353,000159
Income before extraordinary items$17,602,000185
Extraordinary gains, net$021
Net income$17,602,000184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,620,000138
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$739,000226
Net operating income$17,602,000183
2008-03-31 (YTD Data)Rank
Total interest income$63,157,000202
Total interest expense$22,155,000238
Net interest income$41,002,000178
Provision for loan and lease losses$4,500,000231
Total noninterest income$12,689,000197
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$4,568,000123
Trading account gains and fees$0158
Additional Noninterest Income$8,121,000199
Total noninterest expense$28,460,000208
Salaries and employee benefits$13,093,000204
Premises and equipment expense$3,839,000197
Additional noninterest expense$11,528,000193
Pre-tax net operating income$20,731,000132
Securities gains (losses)$02,688
Applicable income taxes$7,222,000129
Income before extraordinary items$13,509,000147
Extraordinary gains, net$015
Net income$13,509,000147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,041,000121
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$423,000135
Net operating income$13,509,000143
2007-12-31 (YTD Data)Rank
Total interest income$277,647,000200
Total interest expense$94,055,000245
Net interest income$183,592,000156
Provision for loan and lease losses$23,300,000141
Total noninterest income$31,920,000264
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$18,022,000119
Trading account gains and fees$0178
Additional Noninterest Income$13,898,000331
Total noninterest expense$111,978,000203
Salaries and employee benefits$49,950,000199
Premises and equipment expense$15,814,000183
Additional noninterest expense$46,214,000189
Pre-tax net operating income$80,234,000164
Securities gains (losses)$19,0001,121
Applicable income taxes$27,895,000153
Income before extraordinary items$52,358,000172
Extraordinary gains, net$039
Net income$52,358,000169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,740,000499
Cash dividends$81,700,00092
Sale, conversion, retirement of capital stock, net$2,735,000329
Net operating income$52,345,650170
2007-09-30 (YTD Data)Rank
Total interest income$209,287,000192
Total interest expense$68,589,000255
Net interest income$140,698,000154
Provision for loan and lease losses$4,800,000259
Total noninterest income$24,107,000266
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$13,495,000120
Trading account gains and fees$0184
Additional Noninterest Income$10,612,000326
Total noninterest expense$84,621,000197
Salaries and employee benefits$38,552,000194
Premises and equipment expense$11,749,000182
Additional noninterest expense$34,320,000181
Pre-tax net operating income$75,384,000149
Securities gains (losses)$3,0001,317
Applicable income taxes$26,245,000145
Income before extraordinary items$49,142,000157
Extraordinary gains, net$033
Net income$49,142,000155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,325,000359
Cash dividends$65,000,00094
Sale, conversion, retirement of capital stock, net$2,255,000260
Net operating income$49,140,050154
2007-06-30 (YTD Data)Rank
Total interest income$139,645,000203
Total interest expense$44,398,000268
Net interest income$95,247,000162
Provision for loan and lease losses$3,000,000243
Total noninterest income$16,024,000283
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$8,981,000120
Trading account gains and fees$0168
Additional Noninterest Income$7,043,000346
Total noninterest expense$55,592,000210
Salaries and employee benefits$24,608,000212
Premises and equipment expense$7,701,000198
Additional noninterest expense$23,283,000184
Pre-tax net operating income$52,679,000159
Securities gains (losses)$3,0001,133
Applicable income taxes$18,342,000154
Income before extraordinary items$34,340,000166
Extraordinary gains, net$029
Net income$34,340,000166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,606,000320
Cash dividends$45,000,00099
Sale, conversion, retirement of capital stock, net$1,839,000208
Net operating income$34,338,050164
2007-03-31 (YTD Data)Rank
Total interest income$69,937,000195
Total interest expense$22,016,000267
Net interest income$47,921,000160
Provision for loan and lease losses$1,800,000198
Total noninterest income$7,892,000281
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$4,414,000118
Trading account gains and fees$0195
Additional Noninterest Income$3,478,000351
Total noninterest expense$28,561,000206
Salaries and employee benefits$12,934,000206
Premises and equipment expense$3,752,000199
Additional noninterest expense$11,875,000181
Pre-tax net operating income$25,452,000155
Securities gains (losses)$3,000908
Applicable income taxes$8,832,000156
Income before extraordinary items$16,623,000160
Extraordinary gains, net$022
Net income$16,623,000160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,088,000229
Cash dividends$21,000,00090
Sale, conversion, retirement of capital stock, net$1,278,000124
Net operating income$16,621,050158
2006-12-31 (YTD Data)Rank
Total interest income$271,615,000186
Total interest expense$73,369,000267
Net interest income$198,246,000149
Provision for loan and lease losses$8,750,000153
Total noninterest income$30,414,000268
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$16,202,000128
Trading account gains and fees$0130
Additional Noninterest Income$14,212,000340
Total noninterest expense$111,148,000199
Salaries and employee benefits$51,627,000196
Premises and equipment expense$14,551,000190
Additional noninterest expense$44,970,000184
Pre-tax net operating income$108,762,000150
Securities gains (losses)$391,000278
Applicable income taxes$38,060,000145
Income before extraordinary items$71,093,000157
Extraordinary gains, net$051
Net income$71,093,000158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$975,000704
Cash dividends$50,500,000136
Sale, conversion, retirement of capital stock, net$1,887,000422
Net operating income$70,838,850157
2006-09-30 (YTD Data)Rank
Total interest income$198,559,000199
Total interest expense$50,904,000290
Net interest income$147,655,000157
Provision for loan and lease losses$6,550,000155
Total noninterest income$22,522,000286
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$11,712,000134
Trading account gains and fees$0126
Additional Noninterest Income$10,810,000347
Total noninterest expense$83,948,000206
Salaries and employee benefits$39,273,000206
Premises and equipment expense$10,794,000199
Additional noninterest expense$33,881,000192
Pre-tax net operating income$79,679,000168
Securities gains (losses)$391,000234
Applicable income taxes$27,882,000165
Income before extraordinary items$52,188,000176
Extraordinary gains, net$045
Net income$52,188,000176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$645,000664
Cash dividends$29,500,000156
Sale, conversion, retirement of capital stock, net$1,469,000343
Net operating income$51,933,850175
2006-06-30 (YTD Data)Rank
Total interest income$127,233,000204
Total interest expense$29,945,000309
Net interest income$97,288,000165
Provision for loan and lease losses$4,900,000140
Total noninterest income$14,542,000300
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,805,000137
Trading account gains and fees$0126
Additional Noninterest Income$6,737,000357
Total noninterest expense$55,330,000213
Salaries and employee benefits$26,555,000204
Premises and equipment expense$7,004,000207
Additional noninterest expense$21,771,000199
Pre-tax net operating income$51,600,000171
Securities gains (losses)$-7,0007,777
Applicable income taxes$17,936,000171
Income before extraordinary items$33,657,000181
Extraordinary gains, net$039
Net income$33,657,000181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,000530
Cash dividends$19,500,000152
Sale, conversion, retirement of capital stock, net$1,226,000252
Net operating income$33,661,550179
2006-03-31 (YTD Data)Rank
Total interest income$59,734,000211
Total interest expense$12,689,000337
Net interest income$47,045,000166
Provision for loan and lease losses$2,550,000137
Total noninterest income$7,201,000298
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,873,000133
Trading account gains and fees$0115
Additional Noninterest Income$3,328,000360
Total noninterest expense$27,253,000217
Salaries and employee benefits$13,261,000204
Premises and equipment expense$3,434,000211
Additional noninterest expense$10,558,000200
Pre-tax net operating income$24,443,000182
Securities gains (losses)$-7,0008,168
Applicable income taxes$8,493,000178
Income before extraordinary items$15,943,000188
Extraordinary gains, net$021
Net income$15,943,000188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$16,500,00093
Sale, conversion, retirement of capital stock, net$695,000160
Net operating income$15,947,550185
2005-12-31 (YTD Data)Rank
Total interest income$208,824,000209
Total interest expense$36,803,000351
Net interest income$172,021,000177
Provision for loan and lease losses$-423,0008,741
Total noninterest income$30,913,000285
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$18,563,000112
Trading account gains and fees$0138
Additional Noninterest Income$12,350,000386
Total noninterest expense$106,522,000215
Salaries and employee benefits$48,390,000213
Premises and equipment expense$13,704,000202
Additional noninterest expense$44,428,000203
Pre-tax net operating income$96,835,000181
Securities gains (losses)$-342,0008,672
Applicable income taxes$33,382,000175
Income before extraordinary items$63,111,000186
Extraordinary gains, net$046
Net income$63,111,000186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,159
Cash dividends$31,750,000178
Sale, conversion, retirement of capital stock, net$116,000705
Net operating income$63,333,300182
2005-09-30 (YTD Data)Rank
Total interest income$151,208,000211
Total interest expense$25,741,000353
Net interest income$125,467,000181
Provision for loan and lease losses$-423,0008,774
Total noninterest income$23,388,000287
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$14,223,000109
Trading account gains and fees$0126
Additional Noninterest Income$9,165,000387
Total noninterest expense$78,049,000219
Salaries and employee benefits$35,017,000218
Premises and equipment expense$10,091,000204
Additional noninterest expense$32,941,000205
Pre-tax net operating income$71,229,000186
Securities gains (losses)$-344,0008,770
Applicable income taxes$24,510,000185
Income before extraordinary items$46,375,000195
Extraordinary gains, net$035
Net income$46,375,000195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-425,0008,805
Cash dividends$23,750,000173
Sale, conversion, retirement of capital stock, net$72,000596
Net operating income$46,598,600189
2005-06-30 (YTD Data)Rank
Total interest income$95,332,000215
Total interest expense$14,884,000373
Net interest income$80,448,000185
Provision for loan and lease losses$500,000966
Total noninterest income$15,495,000287
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$9,329,000108
Trading account gains and fees$0116
Additional Noninterest Income$6,166,000377
Total noninterest expense$51,229,000215
Salaries and employee benefits$22,673,000220
Premises and equipment expense$6,601,000205
Additional noninterest expense$21,955,000200
Pre-tax net operating income$44,214,000190
Securities gains (losses)$18,0001,140
Applicable income taxes$15,266,000187
Income before extraordinary items$28,966,000200
Extraordinary gains, net$030
Net income$28,966,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,0008,739
Cash dividends$21,750,000124
Sale, conversion, retirement of capital stock, net$0643
Net operating income$28,954,300194
2005-03-31 (YTD Data)Rank
Total interest income$45,664,000218
Total interest expense$6,148,000412
Net interest income$39,516,000190
Provision for loan and lease losses$06,226
Total noninterest income$7,772,000281
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$4,736,000109
Trading account gains and fees$0115
Additional Noninterest Income$3,036,000369
Total noninterest expense$24,776,000221
Salaries and employee benefits$11,079,000227
Premises and equipment expense$3,304,000210
Additional noninterest expense$10,393,000202
Pre-tax net operating income$22,512,000190
Securities gains (losses)$17,000846
Applicable income taxes$7,818,000185
Income before extraordinary items$14,711,000197
Extraordinary gains, net$024
Net income$14,711,000197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,667
Cash dividends$13,000,00098
Sale, conversion, retirement of capital stock, net$0491
Net operating income$14,699,950192
2004-12-31 (YTD Data)Rank
Total interest income$161,723,000231
Total interest expense$19,306,000444
Net interest income$142,417,000201
Provision for loan and lease losses$3,378,000345
Total noninterest income$31,448,000283
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$21,820,000108
Trading account gains and fees$0138
Additional Noninterest Income$9,628,000426
Total noninterest expense$96,661,000227
Salaries and employee benefits$42,169,000227
Premises and equipment expense$13,612,000202
Additional noninterest expense$40,880,000211
Pre-tax net operating income$73,826,000197
Securities gains (losses)$-110,0008,735
Applicable income taxes$25,327,000197
Income before extraordinary items$48,389,000213
Extraordinary gains, net$034
Net income$48,389,000214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,417,000402
Cash dividends$20,500,000210
Sale, conversion, retirement of capital stock, net$0872
Net operating income$48,461,600206
2004-09-30 (YTD Data)Rank
Total interest income$117,109,000234
Total interest expense$13,748,000451
Net interest income$103,361,000208
Provision for loan and lease losses$3,794,000259
Total noninterest income$23,785,000288
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$16,606,000111
Trading account gains and fees$0134
Additional Noninterest Income$7,179,000431
Total noninterest expense$70,502,000230
Salaries and employee benefits$30,235,000240
Premises and equipment expense$10,147,000204
Additional noninterest expense$30,120,000218
Pre-tax net operating income$52,850,000204
Securities gains (losses)$-111,0008,896
Applicable income taxes$18,151,000200
Income before extraordinary items$34,588,000219
Extraordinary gains, net$026
Net income$34,588,000220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,715,000275
Cash dividends$10,000,000270
Sale, conversion, retirement of capital stock, net$0738
Net operating income$34,661,260213
2004-06-30 (YTD Data)Rank
Total interest income$75,403,000235
Total interest expense$8,496,000473
Net interest income$66,907,000206
Provision for loan and lease losses$2,710,000248
Total noninterest income$15,709,000285
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$11,148,000110
Trading account gains and fees$0130
Additional Noninterest Income$4,561,000439
Total noninterest expense$47,005,000227
Salaries and employee benefits$19,938,000241
Premises and equipment expense$6,721,000204
Additional noninterest expense$20,346,000212
Pre-tax net operating income$32,901,000217
Securities gains (losses)$-105,0008,973
Applicable income taxes$11,260,000217
Income before extraordinary items$21,536,000224
Extraordinary gains, net$021
Net income$21,536,000225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,026,000419
Cash dividends$10,000,000189
Sale, conversion, retirement of capital stock, net$0638
Net operating income$21,605,300220
2004-03-31 (YTD Data)Rank
Total interest income$36,714,000235
Total interest expense$4,063,000502
Net interest income$32,651,000205
Provision for loan and lease losses$1,626,000215
Total noninterest income$8,065,000280
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,598,000109
Trading account gains and fees$0121
Additional Noninterest Income$2,467,000414
Total noninterest expense$22,995,000235
Salaries and employee benefits$9,746,000251
Premises and equipment expense$2,917,000233
Additional noninterest expense$10,332,000205
Pre-tax net operating income$16,095,000210
Securities gains (losses)$-106,0009,067
Applicable income taxes$5,473,000212
Income before extraordinary items$10,516,000228
Extraordinary gains, net$016
Net income$10,516,000229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$877,000299
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$10,585,960215
2003-12-31 (YTD Data)Rank
Total interest income$144,396,000239
Total interest expense$20,927,000448
Net interest income$123,469,000208
Provision for loan and lease losses$5,650,000309
Total noninterest income$31,950,000290
Gross Fiduciary activities income$846,000421
Service charges on deposit accounts$20,621,000120
Trading account gains and fees$0160
Additional Noninterest Income$10,483,000429
Total noninterest expense$87,198,000242
Salaries and employee benefits$38,050,000252
Premises and equipment expense$12,731,000213
Additional noninterest expense$36,417,000231
Pre-tax net operating income$62,571,000208
Securities gains (losses)$-213,0009,078
Applicable income taxes$21,162,000218
Income before extraordinary items$41,196,000224
Extraordinary gains, net$054
Net income$41,196,000226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,172,000520
Cash dividends$19,000,000256
Sale, conversion, retirement of capital stock, net$0868
Net operating income$41,336,580210
2003-09-30 (YTD Data)Rank
Total interest income$107,842,000246
Total interest expense$16,363,000447
Net interest income$91,479,000211
Provision for loan and lease losses$4,650,000290
Total noninterest income$24,424,000298
Gross Fiduciary activities income$846,000368
Service charges on deposit accounts$15,008,000125
Trading account gains and fees$0153
Additional Noninterest Income$8,570,000424
Total noninterest expense$64,305,000249
Salaries and employee benefits$27,789,000264
Premises and equipment expense$9,574,000222
Additional noninterest expense$26,942,000234
Pre-tax net operating income$46,948,000218
Securities gains (losses)$-211,0009,157
Applicable income taxes$15,907,000232
Income before extraordinary items$30,830,000235
Extraordinary gains, net$040
Net income$30,830,000236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,181,000412
Cash dividends$19,000,000208
Sale, conversion, retirement of capital stock, net$0722
Net operating income$30,969,260218
2003-06-30 (YTD Data)Rank
Total interest income$71,214,000256
Total interest expense$11,573,000435
Net interest income$59,641,000218
Provision for loan and lease losses$3,150,000281
Total noninterest income$16,397,000300
Gross Fiduciary activities income$846,000305
Service charges on deposit accounts$9,616,000126
Trading account gains and fees$0150
Additional Noninterest Income$5,935,000413
Total noninterest expense$42,481,000251
Salaries and employee benefits$18,624,000266
Premises and equipment expense$6,352,000222
Additional noninterest expense$17,505,000239
Pre-tax net operating income$30,407,000221
Securities gains (losses)$-106,0009,195
Applicable income taxes$10,295,000242
Income before extraordinary items$20,006,000246
Extraordinary gains, net$030
Net income$20,006,000246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,896,000343
Cash dividends$14,000,000171
Sale, conversion, retirement of capital stock, net$0589
Net operating income$20,075,960224
2003-03-31 (YTD Data)Rank
Total interest income$35,034,000264
Total interest expense$6,131,000428
Net interest income$28,903,000221
Provision for loan and lease losses$1,950,000248
Total noninterest income$7,221,000328
Gross Fiduciary activities income$685,000235
Service charges on deposit accounts$4,730,000131
Trading account gains and fees$0134
Additional Noninterest Income$1,806,000580
Total noninterest expense$21,386,000245
Salaries and employee benefits$9,311,000268
Premises and equipment expense$3,257,000224
Additional noninterest expense$8,818,000234
Pre-tax net operating income$12,788,000256
Securities gains (losses)$-89,0009,256
Applicable income taxes$4,294,000271
Income before extraordinary items$8,405,000275
Extraordinary gains, net$021
Net income$8,405,000275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,000632
Cash dividends$10,000,000127
Sale, conversion, retirement of capital stock, net$0419
Net operating income$8,463,740254
2002-12-31 (YTD Data)Rank
Total interest income$148,131,000262
Total interest expense$33,479,000378
Net interest income$114,652,000223
Provision for loan and lease losses$4,750,000405
Total noninterest income$38,535,000262
Gross Fiduciary activities income$2,868,000229
Service charges on deposit accounts$18,348,000131
Trading account gains and fees$0153
Additional Noninterest Income$17,319,000325
Total noninterest expense$82,109,000251
Salaries and employee benefits$36,137,000254
Premises and equipment expense$13,418,000212
Additional noninterest expense$32,554,000258
Pre-tax net operating income$66,328,000200
Securities gains (losses)$53,0002,352
Applicable income taxes$22,607,000207
Income before extraordinary items$43,774,000220
Extraordinary gains, net$070
Net income$43,774,000221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,889,000331
Cash dividends$29,500,000191
Sale, conversion, retirement of capital stock, net$0862
Net operating income$43,739,020204
2001-12-31 (YTD Data)Rank
Total interest income$165,701,000271
Total interest expense$52,558,000368
Net interest income$113,143,000220
Provision for loan and lease losses$10,080,000228
Total noninterest income$25,240,000328
Gross Fiduciary activities income$2,815,000237
Service charges on deposit accounts$15,606,000133
Trading account gains and fees$562,00080
Additional Noninterest Income$6,257,000559
Total noninterest expense$80,137,000258
Salaries and employee benefits$33,880,000245
Premises and equipment expense$13,550,000191
Additional noninterest expense$32,707,000263
Pre-tax net operating income$48,166,000234
Securities gains (losses)$-205,0009,544
Applicable income taxes$16,350,000241
Income before extraordinary items$31,611,000245
Extraordinary gains, net$-616,0009,562
Net income$30,995,000248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,427,000496
Cash dividends$51,000,000135
Sale, conversion, retirement of capital stock, net$-945,0009,574
Net operating income$31,746,300233
2000-12-31 (YTD Data)Rank
Total interest income$178,150,000273
Total interest expense$77,633,000311
Net interest income$100,517,000228
Provision for loan and lease losses$10,060,000202
Total noninterest income$25,196,000324
Gross Fiduciary activities income$2,948,000228
Service charges on deposit accounts$14,792,000138
Trading account gains and fees$0180
Additional Noninterest Income$7,456,000498
Total noninterest expense$81,583,000247
Salaries and employee benefits$31,668,000245
Premises and equipment expense$14,933,000184
Additional noninterest expense$34,982,000243
Pre-tax net operating income$34,070,000303
Securities gains (losses)$19,000967
Applicable income taxes$11,337,000312
Income before extraordinary items$22,752,000304
Extraordinary gains, net$038
Net income$22,752,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,772,000230
Cash dividends$12,000,000328
Sale, conversion, retirement of capital stock, net$0969
Net operating income$22,739,270300
1999-12-31 (YTD Data)Rank
Total interest income$159,337,000278
Total interest expense$60,265,000334
Net interest income$99,072,000235
Provision for loan and lease losses$3,660,000365
Total noninterest income$27,177,000326
Gross Fiduciary activities income$3,021,000259
Service charges on deposit accounts$15,182,000144
Trading account gains and fees$0173
Additional Noninterest Income$8,974,000477
Total noninterest expense$92,748,000229
Salaries and employee benefits$39,427,000212
Premises and equipment expense$14,980,000188
Additional noninterest expense$38,341,000238
Pre-tax net operating income$29,841,000363
Securities gains (losses)$-2,349,00010,180
Applicable income taxes$9,001,000393
Income before extraordinary items$18,491,000386
Extraordinary gains, net$035
Net income$18,491,000386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,697,000275
Cash dividends$3,500,000850
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$20,064,830360
1998-12-31 (YTD Data)Rank
Total interest income$75,655,000504
Total interest expense$26,175,000639
Net interest income$49,480,000410
Provision for loan and lease losses$1,560,000688
Total noninterest income$15,884,000434
Gross Fiduciary activities income$1,113,000431
Service charges on deposit accounts$10,680,000165
Trading account gains and fees$0224
Additional Noninterest Income$4,091,000741
Total noninterest expense$43,526,000398
Salaries and employee benefits$23,514,000321
Premises and equipment expense$6,542,000350
Additional noninterest expense$13,470,000477
Pre-tax net operating income$20,278,000441
Securities gains (losses)$262,000792
Applicable income taxes$6,881,000442
Income before extraordinary items$13,659,000447
Extraordinary gains, net$032
Net income$13,659,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0001,979
Cash dividends$14,890,000297
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$13,486,080433
1997-12-31 (YTD Data)Rank
Total interest income$53,982,000657
Total interest expense$17,549,000932
Net interest income$36,433,000520
Provision for loan and lease losses$1,560,000710
Total noninterest income$12,252,000491
Gross Fiduciary activities income$996,000475
Service charges on deposit accounts$7,576,000203
Trading account gains and fees$0239
Additional Noninterest Income$3,680,000747
Total noninterest expense$31,763,000494
Salaries and employee benefits$16,710,000417
Premises and equipment expense$5,213,000422
Additional noninterest expense$9,840,000597
Pre-tax net operating income$15,362,000566
Securities gains (losses)$188,000740
Applicable income taxes$4,863,000611
Income before extraordinary items$10,687,000560
Extraordinary gains, net$044
Net income$10,687,000560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,336
Cash dividends$11,244,000339
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,557,280552
1996-12-31 (YTD Data)Rank
Total interest income$36,826,000952
Total interest expense$11,600,0001,399
Net interest income$25,226,000754
Provision for loan and lease losses$1,240,000868
Total noninterest income$9,231,000620
Gross Fiduciary activities income$807,000571
Service charges on deposit accounts$5,443,000296
Trading account gains and fees$0262
Additional Noninterest Income$2,981,000878
Total noninterest expense$22,590,000714
Salaries and employee benefits$12,253,000575
Premises and equipment expense$3,595,000624
Additional noninterest expense$6,742,000917
Pre-tax net operating income$10,627,000752
Securities gains (losses)$26,0001,793
Applicable income taxes$3,165,000837
Income before extraordinary items$7,488,000731
Extraordinary gains, net$053
Net income$7,488,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,0001,244
Cash dividends$5,889,000613
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,469,800717
1995-12-31 (YTD Data)Rank
Total interest income$33,023,0001,072
Total interest expense$9,444,0001,692
Net interest income$23,579,000812
Provision for loan and lease losses$1,000,000940
Total noninterest income$7,356,000742
Gross Fiduciary activities income$660,000657
Service charges on deposit accounts$3,717,000418
Trading account gains and fees$0522
Additional Noninterest Income$2,979,000892
Total noninterest expense$19,855,000789
Salaries and employee benefits$10,906,000646
Premises and equipment expense$3,049,000752
Additional noninterest expense$5,900,000991
Pre-tax net operating income$10,080,000825
Securities gains (losses)$71,0001,109
Applicable income taxes$3,209,000871
Income before extraordinary items$6,942,000817
Extraordinary gains, net$065
Net income$6,942,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,265
Cash dividends$5,610,000575
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,893,720813
1994-12-31 (YTD Data)Rank
Total interest income$29,423,0001,076
Total interest expense$7,378,0001,694
Net interest income$22,045,000854
Provision for loan and lease losses$1,365,000758
Total noninterest income$6,327,000789
Gross Fiduciary activities income$679,000637
Service charges on deposit accounts$3,249,000451
Trading account gains and fees$0475
Additional Noninterest Income$2,399,0001,014
Total noninterest expense$16,487,000932
Salaries and employee benefits$9,498,000733
Premises and equipment expense$2,401,000894
Additional noninterest expense$4,588,0001,263
Pre-tax net operating income$10,520,000760
Securities gains (losses)$-153,00011,802
Applicable income taxes$3,393,000781
Income before extraordinary items$6,974,000764
Extraordinary gains, net$0249
Net income$6,974,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,438,000705
Cash dividends$2,448,000947
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,076,510762
1993-12-31 (YTD Data)Rank
Total interest income$25,538,0001,246
Total interest expense$7,069,0001,842
Net interest income$18,469,000993
Provision for loan and lease losses$955,0001,346
Total noninterest income$5,953,000867
Gross Fiduciary activities income$743,000632
Service charges on deposit accounts$3,223,000449
Trading account gains and fees$0532
Additional Noninterest Income$1,987,0001,261
Total noninterest expense$15,714,0001,007
Salaries and employee benefits$8,582,000806
Premises and equipment expense$2,329,000950
Additional noninterest expense$4,803,0001,313
Pre-tax net operating income$7,753,000934
Securities gains (losses)$42,0003,661
Applicable income taxes$2,471,0001,013
Income before extraordinary items$5,324,000972
Extraordinary gains, net$352,000618
Net income$5,676,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,254,000977
Cash dividends$2,346,000886
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,295,440921
1992-12-31 (YTD Data)Rank
Total interest income$24,842,0001,469
Total interest expense$8,101,0002,094
Net interest income$16,741,0001,113
Provision for loan and lease losses$1,260,0001,585
Total noninterest income$5,763,000884
Gross Fiduciary activities income$717,000650
Service charges on deposit accounts$2,806,000500
Trading account gains and fees$0504
Additional Noninterest Income$2,240,0001,157
Total noninterest expense$14,172,0001,111
Salaries and employee benefits$7,305,000930
Premises and equipment expense$2,194,0001,030
Additional noninterest expense$4,673,0001,411
Pre-tax net operating income$7,072,000921
Securities gains (losses)$3,0007,429
Applicable income taxes$2,091,0001,076
Income before extraordinary items$4,984,000957
Extraordinary gains, net$01,422
Net income$4,984,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,0002,019
Cash dividends$2,072,000815
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,981,900871

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.