Home > Nevada State Bank > Net charge- offs to loans
Nevada State Bank, Net charge- offs to loans
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4449% | 6,140 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5858% | 6,131 |
| Percentage Net Loans Charged-off:Construction & development | -9.6943% | 5,738 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1470% | 5,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0718% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 2,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1826% | 5,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5366% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5562% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4922% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7920% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6298% | 6,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8043% | 6,215 |
| Percentage Net Loans Charged-off:Construction & development | -14.3282% | 5,769 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 5,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1043% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2098% | 5,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3653% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1219% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3473% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2211% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0270% | 6,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2971% | 6,302 |
| Percentage Net Loans Charged-off:Construction & development | -23.6278% | 5,797 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0820% | 5,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1035% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3085% | 5,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2009% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9661% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1521% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1311% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 4,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | -0.8488% | 5,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1087% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 3,549 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 4,355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 3,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0886% | 5,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6202% | 1,532 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3298% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5234% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0916% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 5,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 5,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.9759% | 5,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0611% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 5,730 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 4,477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 5,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1109% | 5,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6126% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9204% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5026% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0604% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0215% | 5,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 5,731 |
| Percentage Net Loans Charged-off:Construction & development | -1.3308% | 5,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0934% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 2,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0155% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 2,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1099% | 5,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4389% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6889% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3291% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0691% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | -1.3384% | 5,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1770% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1233% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2496% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3685% | 5,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6766% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8135% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5467% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2649% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1415% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1978% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | -1.6260% | 6,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3772% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7270% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1608% | 2,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5858% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 5,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1541% | 5,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6637% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4039% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5264% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6060% | 6,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2829% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | -1.9721% | 6,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5053% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1537% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8192% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 6,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 2,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7544% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7281% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5816% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8443% | 6,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 3,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 3,151 |
| Percentage Net Loans Charged-off:Construction & development | -2.8605% | 6,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0552% | 1,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.1757% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2739% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7996% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 2,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2508% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9054% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4541% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6371% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3030% | 6,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2842% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | -2.5894% | 6,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4298% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3564% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9538% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0071% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3724% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 19.7531% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8931% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9068% | 6,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3774% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5736% | 520 |
| Percentage Net Loans Charged-off:Construction & development | -2.1796% | 6,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1270% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9019% | 255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2545% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4949% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7294% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5724% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8215% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8462% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7378% | 1,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4151% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3732% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5395% | 519 |
| Percentage Net Loans Charged-off:Construction & development | -3.8509% | 6,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4814% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2367% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9689% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9840% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5369% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6913% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8819% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3530% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7848% | 1,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4038% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2676% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3627% | 681 |
| Percentage Net Loans Charged-off:Construction & development | -4.5824% | 6,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2679% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6198% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9850% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9644% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5660% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9456% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7622% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6081% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6550% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4077% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0775% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9350% | 996 |
| Percentage Net Loans Charged-off:Construction & development | -6.7272% | 6,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8656% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7865% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6405% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5639% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2438% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8127% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1526% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6926% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0820% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4934% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3400% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8625% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 16.3518% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1938% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7967% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0997% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7485% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3340% | 2,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2406% | 3,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1701% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3633% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0833% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1723% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -17.7240% | 1,432 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5792% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1456% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 18.5735% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2632% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2802% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3405% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3039% | 2,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3443% | 2,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4015% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7320% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2580% | 1,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1285% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -21.7351% | 1,411 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2356% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9276% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 22.4007% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4096% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5071% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8460% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3541% | 2,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5910% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9162% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4879% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7654% | 1,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1710% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -27.1935% | 1,381 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5753% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9763% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 17.3044% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5273% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2975% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2493% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2528% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4969% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5411% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2571% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.4810% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.1534% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 26.4055% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7286% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1336% | 1,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6455% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4920% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1344% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6006% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6102% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5779% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0268% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.2656% | 56 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.9721% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.5300% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 22.5643% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5264% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0187% | 874 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7943% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6501% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2775% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6015% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5246% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0754% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2266% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.1191% | 47 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.5380% | 73 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.4351% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 24.4050% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1018% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0281% | 694 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9614% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8941% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3997% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3600% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9018% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1602% | 1,469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7277% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.9813% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.8374% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 23.2969% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6460% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3980% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8803% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1082% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4792% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4434% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1566% | 1,470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.0977% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.1428% | 23 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.1793% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 29.6158% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2916% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5651% | 480 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8035% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2525% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1105% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.1299% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6498% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1630% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7456% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4868% | 140 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.1268% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.6636% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 30.7904% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4558% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9807% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5313% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7592% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9533% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.9525% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5716% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6346% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4804% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.6843% | 61 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.4298% | 80 |
| Percentage Net Loans Charged-off:Construction & development | 22.4760% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1627% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4967% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6028% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4513% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.1548% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1339% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6354% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4505% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7111% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7960% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 12.9479% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1422% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0281% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5524% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.4519% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2427% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6704% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1778% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3105% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 4.4881% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 2,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.5296% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1744% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6375% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3876% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8267% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7730% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4168% | 89 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8278% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9425% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 3.3685% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.6564% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9297% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2779% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0723% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0047% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3749% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5548% | 65 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0984% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2111% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 3.0813% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1336% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1829% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3658% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0901% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6907% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8135% | 43 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2528% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4381% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 3.6866% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8123% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5346% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7214% | 18 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 4,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2720% | 2,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3074% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3363% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 3,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2975% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8095% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1740% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3534% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6667% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8988% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6993% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8427% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9262% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1576% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2675% | 4,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6278% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1767% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0670% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 3,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2599% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3684% | 7,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2607% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 6,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2240% | 7,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2957% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 5,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7954% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1319% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 7,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2821% | 7,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5838% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6494% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 7,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1972% | 7,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3534% | 3,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9225% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 6,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2120% | 7,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4890% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5029% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 4,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4604% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2227% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6684% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9071% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1175% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1857% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4612% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6772% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3076% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9340% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1390% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4409% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4331% | 2,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2561% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7068% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3955% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 2,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9733% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9724% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 7,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0668% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2897% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4105% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0486% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 3,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3484% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8465% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4957% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3582% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5560% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0036% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3816% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5748% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0306% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1842% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2520% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 6,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6242% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5244% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7412% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4289% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 4,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 1,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3043% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8900% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3319% | 165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2532% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0386% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1946% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 6,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2738% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8869% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3120% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4274% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7212% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.7395% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0423% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0551% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0812% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2351% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8753% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1508% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9327% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6208% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4794% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 4.4362% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5111% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0869% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8899% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3399% | 5,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1706% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1763% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9157% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |