Home > Nevada Security Bank > Income and Expense
Nevada Security Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 1,584 |
| Total interest expense | $2,399,000 | 984 |
| Net interest income | $2,730,000 | 2,042 |
| Provision for loan and lease losses | $1,079,000 | 1,112 |
| Total noninterest income | $344,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $136,000 | 2,530 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $208,000 | 2,334 |
| Total noninterest expense | $4,315,000 | 1,166 |
| Salaries and employee benefits | $1,587,000 | 1,566 |
| Premises and equipment expense | $528,000 | 1,302 |
| Additional noninterest expense | $2,200,000 | 818 |
| Pre-tax net operating income | $-2,320,000 | 7,636 |
| Securities gains (losses) | $634,000 | 201 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,686,000 | 7,603 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,686,000 | 7,604 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,686,000 | 7,604 |
| Net charge-offs | $2,011,000 | 644 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,320,000 | 7,669 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,772,000 | 1,294 |
| Total interest expense | $14,539,000 | 800 |
| Net interest income | $12,233,000 | 1,813 |
| Provision for loan and lease losses | $25,734,000 | 410 |
| Total noninterest income | $3,487,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $513,000 | 2,833 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,974,000 | 1,051 |
| Total noninterest expense | $23,590,000 | 891 |
| Salaries and employee benefits | $6,912,000 | 1,460 |
| Premises and equipment expense | $2,230,000 | 1,220 |
| Additional noninterest expense | $14,448,000 | 572 |
| Pre-tax net operating income | $-33,604,000 | 7,814 |
| Securities gains (losses) | $-4,000 | 6,931 |
| Applicable income taxes | $6,808,000 | 220 |
| Income before extraordinary items | $-40,416,000 | 7,851 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-40,416,000 | 7,850 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-40,416,000 | 7,850 |
| Net charge-offs | $20,651,000 | 403 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-40,412,000 | 7,851 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,293,000 | 1,235 |
| Total interest expense | $11,805,000 | 776 |
| Net interest income | $9,488,000 | 1,767 |
| Provision for loan and lease losses | $17,260,000 | 432 |
| Total noninterest income | $3,220,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $488,000 | 2,404 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,732,000 | 921 |
| Total noninterest expense | $16,716,000 | 936 |
| Salaries and employee benefits | $5,393,000 | 1,420 |
| Premises and equipment expense | $1,578,000 | 1,304 |
| Additional noninterest expense | $9,745,000 | 597 |
| Pre-tax net operating income | $-21,268,000 | 7,881 |
| Securities gains (losses) | $-129,000 | 7,511 |
| Applicable income taxes | $6,804,000 | 182 |
| Income before extraordinary items | $-28,201,000 | 7,936 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-28,201,000 | 7,936 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-28,201,000 | 7,936 |
| Net charge-offs | $10,421,000 | 492 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-28,072,000 | 7,939 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,800,000 | 1,203 |
| Total interest expense | $7,878,000 | 825 |
| Net interest income | $6,922,000 | 1,632 |
| Provision for loan and lease losses | $9,944,000 | 445 |
| Total noninterest income | $3,023,000 | 960 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $319,000 | 2,421 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,704,000 | 695 |
| Total noninterest expense | $13,054,000 | 821 |
| Salaries and employee benefits | $3,745,000 | 1,389 |
| Premises and equipment expense | $1,160,000 | 1,221 |
| Additional noninterest expense | $8,149,000 | 493 |
| Pre-tax net operating income | $-13,053,000 | 7,962 |
| Securities gains (losses) | $-181,000 | 7,780 |
| Applicable income taxes | $6,804,000 | 133 |
| Income before extraordinary items | $-20,038,000 | 8,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-20,038,000 | 8,036 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-20,038,000 | 8,036 |
| Net charge-offs | $1,842,000 | 1,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-19,857,000 | 8,030 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 1,138 |
| Total interest expense | $3,835,000 | 886 |
| Net interest income | $4,115,000 | 1,345 |
| Provision for loan and lease losses | $2,284,000 | 685 |
| Total noninterest income | $2,994,000 | 541 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $163,000 | 2,291 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,831,000 | 385 |
| Total noninterest expense | $3,649,000 | 1,372 |
| Salaries and employee benefits | $1,913,000 | 1,355 |
| Premises and equipment expense | $594,000 | 1,209 |
| Additional noninterest expense | $1,142,000 | 1,428 |
| Pre-tax net operating income | $1,176,000 | 1,086 |
| Securities gains (losses) | $-147,000 | 8,017 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,029,000 | 1,048 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,029,000 | 1,048 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,029,000 | 1,050 |
| Net charge-offs | $1,152,000 | 878 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,176,000 | 844 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $36,427,000 | 1,038 |
| Total interest expense | $16,753,000 | 951 |
| Net interest income | $19,674,000 | 1,114 |
| Provision for loan and lease losses | $4,025,000 | 1,171 |
| Total noninterest income | $982,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $611,000 | 2,620 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $371,000 | 3,708 |
| Total noninterest expense | $31,846,000 | 625 |
| Salaries and employee benefits | $8,345,000 | 1,195 |
| Premises and equipment expense | $2,374,000 | 1,164 |
| Additional noninterest expense | $21,127,000 | 378 |
| Pre-tax net operating income | $-15,215,000 | 8,062 |
| Securities gains (losses) | $-9,076,000 | 8,162 |
| Applicable income taxes | $-3,668,000 | 8,052 |
| Income before extraordinary items | $-20,623,000 | 8,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-20,623,000 | 8,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,240,000 | 954 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-12,908,400 | 8,063 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,306,000 | 1,030 |
| Total interest expense | $12,673,000 | 982 |
| Net interest income | $15,633,000 | 1,057 |
| Provision for loan and lease losses | $1,440,000 | 1,469 |
| Total noninterest income | $905,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $455,000 | 2,647 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $450,000 | 2,982 |
| Total noninterest expense | $27,964,000 | 532 |
| Salaries and employee benefits | $6,395,000 | 1,186 |
| Premises and equipment expense | $1,754,000 | 1,183 |
| Additional noninterest expense | $19,815,000 | 302 |
| Pre-tax net operating income | $-12,866,000 | 8,248 |
| Securities gains (losses) | $-8,903,000 | 8,273 |
| Applicable income taxes | $-2,518,000 | 8,212 |
| Income before extraordinary items | $-19,251,000 | 8,273 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-19,251,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,518,000 | 1,006 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,416,360 | 8,255 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,366,000 | 1,017 |
| Total interest expense | $8,791,000 | 975 |
| Net interest income | $10,575,000 | 1,035 |
| Provision for loan and lease losses | $1,290,000 | 1,046 |
| Total noninterest income | $575,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $277,000 | 2,804 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $298,000 | 3,026 |
| Total noninterest expense | $7,736,000 | 1,245 |
| Salaries and employee benefits | $4,410,000 | 1,160 |
| Premises and equipment expense | $1,150,000 | 1,194 |
| Additional noninterest expense | $2,176,000 | 1,358 |
| Pre-tax net operating income | $2,124,000 | 1,603 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $345,000 | 2,037 |
| Income before extraordinary items | $1,779,000 | 1,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,779,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,325,000 | 732 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,779,000 | 1,505 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,986,000 | 1,003 |
| Total interest expense | $4,777,000 | 963 |
| Net interest income | $5,209,000 | 1,034 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $298,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $172,000 | 2,804 |
| Total noninterest expense | $3,936,000 | 1,231 |
| Salaries and employee benefits | $2,302,000 | 1,120 |
| Premises and equipment expense | $598,000 | 1,161 |
| Additional noninterest expense | $1,036,000 | 1,385 |
| Pre-tax net operating income | $1,421,000 | 1,329 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $303,000 | 1,465 |
| Income before extraordinary items | $1,118,000 | 1,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,118,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,222 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,118,000 | 1,311 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $44,317,000 | 948 |
| Total interest expense | $21,946,000 | 897 |
| Net interest income | $22,371,000 | 987 |
| Provision for loan and lease losses | $3,007,000 | 628 |
| Total noninterest income | $1,126,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $424,000 | 3,415 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $702,000 | 2,752 |
| Total noninterest expense | $14,686,000 | 1,263 |
| Salaries and employee benefits | $7,851,000 | 1,269 |
| Premises and equipment expense | $2,576,000 | 1,027 |
| Additional noninterest expense | $4,259,000 | 1,320 |
| Pre-tax net operating income | $5,804,000 | 1,432 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,737,000 | 1,266 |
| Income before extraordinary items | $4,067,000 | 1,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,067,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,162,000 | 919 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,067,000 | 1,551 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $33,367,000 | 945 |
| Total interest expense | $16,645,000 | 889 |
| Net interest income | $16,722,000 | 991 |
| Provision for loan and lease losses | $760,000 | 1,139 |
| Total noninterest income | $856,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $307,000 | 3,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $549,000 | 2,690 |
| Total noninterest expense | $10,926,000 | 1,269 |
| Salaries and employee benefits | $5,810,000 | 1,296 |
| Premises and equipment expense | $1,950,000 | 999 |
| Additional noninterest expense | $3,166,000 | 1,296 |
| Pre-tax net operating income | $5,892,000 | 1,159 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,057,000 | 941 |
| Income before extraordinary items | $3,835,000 | 1,330 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,835,000 | 1,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 831 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,835,000 | 1,325 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,073,000 | 967 |
| Total interest expense | $10,955,000 | 905 |
| Net interest income | $11,118,000 | 1,011 |
| Provision for loan and lease losses | $414,000 | 1,206 |
| Total noninterest income | $503,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $160,000 | 3,966 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $343,000 | 2,806 |
| Total noninterest expense | $7,530,000 | 1,242 |
| Salaries and employee benefits | $4,009,000 | 1,272 |
| Premises and equipment expense | $1,334,000 | 979 |
| Additional noninterest expense | $2,187,000 | 1,263 |
| Pre-tax net operating income | $3,677,000 | 1,291 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,302,000 | 1,029 |
| Income before extraordinary items | $2,375,000 | 1,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,375,000 | 1,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,127 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,375,000 | 1,462 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,028,000 | 958 |
| Total interest expense | $5,604,000 | 877 |
| Net interest income | $5,424,000 | 1,030 |
| Provision for loan and lease losses | $180,000 | 1,262 |
| Total noninterest income | $280,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $203,000 | 2,528 |
| Total noninterest expense | $3,834,000 | 1,228 |
| Salaries and employee benefits | $2,044,000 | 1,259 |
| Premises and equipment expense | $724,000 | 918 |
| Additional noninterest expense | $1,066,000 | 1,263 |
| Pre-tax net operating income | $1,690,000 | 1,385 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $587,000 | 1,142 |
| Income before extraordinary items | $1,103,000 | 1,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,103,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,103,000 | 1,550 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,955,000 | 1,320 |
| Total interest expense | $15,203,000 | 1,104 |
| Net interest income | $14,752,000 | 1,555 |
| Provision for loan and lease losses | $771,000 | 1,311 |
| Total noninterest income | $760,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $176,000 | 5,230 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $584,000 | 3,067 |
| Total noninterest expense | $10,673,000 | 1,669 |
| Salaries and employee benefits | $5,976,000 | 1,643 |
| Premises and equipment expense | $1,643,000 | 1,563 |
| Additional noninterest expense | $3,054,000 | 1,729 |
| Pre-tax net operating income | $4,068,000 | 2,231 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,339,000 | 1,824 |
| Income before extraordinary items | $2,729,000 | 2,433 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,729,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,419 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,729,000 | 2,417 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,165,000 | 1,472 |
| Total interest expense | $10,312,000 | 1,191 |
| Net interest income | $9,853,000 | 1,762 |
| Provision for loan and lease losses | $596,000 | 1,222 |
| Total noninterest income | $473,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $164,000 | 4,842 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $309,000 | 3,685 |
| Total noninterest expense | $7,469,000 | 1,783 |
| Salaries and employee benefits | $4,121,000 | 1,782 |
| Premises and equipment expense | $1,192,000 | 1,625 |
| Additional noninterest expense | $2,156,000 | 1,797 |
| Pre-tax net operating income | $2,261,000 | 2,864 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $921,000 | 1,991 |
| Income before extraordinary items | $1,340,000 | 3,454 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,340,000 | 3,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,340,000 | 3,447 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,776,000 | 1,515 |
| Total interest expense | $5,851,000 | 1,336 |
| Net interest income | $6,925,000 | 1,663 |
| Provision for loan and lease losses | $349,000 | 1,318 |
| Total noninterest income | $319,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 4,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $211,000 | 3,645 |
| Total noninterest expense | $4,877,000 | 1,828 |
| Salaries and employee benefits | $2,640,000 | 1,858 |
| Premises and equipment expense | $787,000 | 1,639 |
| Additional noninterest expense | $1,450,000 | 1,803 |
| Pre-tax net operating income | $2,018,000 | 2,293 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $505,000 | 2,293 |
| Income before extraordinary items | $1,513,000 | 2,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,513,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,513,000 | 2,309 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 1,560 |
| Total interest expense | $2,833,000 | 1,315 |
| Net interest income | $3,256,000 | 1,772 |
| Provision for loan and lease losses | $473,000 | 511 |
| Total noninterest income | $163,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,525 |
| Total noninterest expense | $2,236,000 | 1,979 |
| Salaries and employee benefits | $1,233,000 | 1,986 |
| Premises and equipment expense | $370,000 | 1,730 |
| Additional noninterest expense | $633,000 | 2,057 |
| Pre-tax net operating income | $710,000 | 2,946 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $176,000 | 2,795 |
| Income before extraordinary items | $534,000 | 3,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $534,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $534,000 | 2,989 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,001,000 | 1,969 |
| Total interest expense | $7,201,000 | 1,573 |
| Net interest income | $9,800,000 | 2,263 |
| Provision for loan and lease losses | $1,069,000 | 989 |
| Total noninterest income | $712,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $205,000 | 4,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $507,000 | 3,347 |
| Total noninterest expense | $7,826,000 | 2,131 |
| Salaries and employee benefits | $3,900,000 | 2,346 |
| Premises and equipment expense | $1,353,000 | 1,788 |
| Additional noninterest expense | $2,573,000 | 1,963 |
| Pre-tax net operating income | $1,617,000 | 4,206 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-593,000 | 8,779 |
| Income before extraordinary items | $2,210,000 | 2,835 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,210,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,210,000 | 2,805 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,808,000 | 2,068 |
| Total interest expense | $4,713,000 | 1,715 |
| Net interest income | $7,095,000 | 2,310 |
| Provision for loan and lease losses | $692,000 | 1,077 |
| Total noninterest income | $550,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $150,000 | 5,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $400,000 | 3,281 |
| Total noninterest expense | $5,623,000 | 2,206 |
| Salaries and employee benefits | $2,298,000 | 2,882 |
| Premises and equipment expense | $999,000 | 1,803 |
| Additional noninterest expense | $2,326,000 | 1,608 |
| Pre-tax net operating income | $1,330,000 | 4,061 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,330,000 | 3,429 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,330,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,330,000 | 3,387 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 2,202 |
| Total interest expense | $2,749,000 | 1,831 |
| Net interest income | $4,436,000 | 2,432 |
| Provision for loan and lease losses | $400,000 | 1,185 |
| Total noninterest income | $210,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $111,000 | 4,976 |
| Total noninterest expense | $3,507,000 | 2,349 |
| Salaries and employee benefits | $1,489,000 | 2,944 |
| Premises and equipment expense | $654,000 | 1,834 |
| Additional noninterest expense | $1,364,000 | 1,811 |
| Pre-tax net operating income | $739,000 | 4,476 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $739,000 | 3,825 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $739,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $739,000 | 3,771 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,312 |
| Total interest expense | $1,216,000 | 1,948 |
| Net interest income | $2,124,000 | 2,519 |
| Provision for loan and lease losses | $214,000 | 1,078 |
| Total noninterest income | $101,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $1,749,000 | 2,359 |
| Salaries and employee benefits | $743,000 | 2,955 |
| Premises and equipment expense | $324,000 | 1,852 |
| Additional noninterest expense | $682,000 | 1,808 |
| Pre-tax net operating income | $262,000 | 5,336 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $262,000 | 4,732 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $262,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $262,000 | 4,693 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,497,000 | 2,697 |
| Total interest expense | $3,611,000 | 2,237 |
| Net interest income | $6,886,000 | 2,929 |
| Provision for loan and lease losses | $764,000 | 1,336 |
| Total noninterest income | $429,000 | 5,641 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $136,000 | 5,966 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $293,000 | 4,312 |
| Total noninterest expense | $5,607,000 | 2,819 |
| Salaries and employee benefits | $2,503,000 | 3,344 |
| Premises and equipment expense | $1,244,000 | 1,848 |
| Additional noninterest expense | $1,860,000 | 2,584 |
| Pre-tax net operating income | $944,000 | 5,390 |
| Securities gains (losses) | $-107,000 | 8,731 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $837,000 | 5,162 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $837,000 | 5,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $944,000 | 4,777 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,262,000 | 2,885 |
| Total interest expense | $2,531,000 | 2,333 |
| Net interest income | $4,731,000 | 3,135 |
| Provision for loan and lease losses | $597,000 | 1,245 |
| Total noninterest income | $346,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $96,000 | 6,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $250,000 | 4,065 |
| Total noninterest expense | $4,014,000 | 2,902 |
| Salaries and employee benefits | $1,832,000 | 3,376 |
| Premises and equipment expense | $802,000 | 2,139 |
| Additional noninterest expense | $1,380,000 | 2,568 |
| Pre-tax net operating income | $466,000 | 6,478 |
| Securities gains (losses) | $-42,000 | 8,781 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $424,000 | 6,176 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $424,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $466,000 | 5,904 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 3,010 |
| Total interest expense | $1,583,000 | 2,450 |
| Net interest income | $3,008,000 | 3,272 |
| Provision for loan and lease losses | $390,000 | 1,260 |
| Total noninterest income | $267,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $61,000 | 6,212 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $206,000 | 3,672 |
| Total noninterest expense | $2,504,000 | 3,088 |
| Salaries and employee benefits | $1,198,000 | 3,451 |
| Premises and equipment expense | $517,000 | 2,211 |
| Additional noninterest expense | $789,000 | 2,969 |
| Pre-tax net operating income | $381,000 | 5,976 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $391,000 | 5,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $391,000 | 5,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $381,000 | 5,350 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 3,214 |
| Total interest expense | $760,000 | 2,579 |
| Net interest income | $1,374,000 | 3,499 |
| Provision for loan and lease losses | $220,000 | 1,080 |
| Total noninterest income | $124,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $1,175,000 | 3,287 |
| Salaries and employee benefits | $571,000 | 3,611 |
| Premises and equipment expense | $253,000 | 2,277 |
| Additional noninterest expense | $351,000 | 3,280 |
| Pre-tax net operating income | $103,000 | 7,108 |
| Securities gains (losses) | $33,000 | 1,437 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $136,000 | 6,238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $136,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $103,000 | 6,720 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 4,728 |
| Total interest expense | $1,855,000 | 4,259 |
| Net interest income | $3,395,000 | 4,901 |
| Provision for loan and lease losses | $602,000 | 1,830 |
| Total noninterest income | $396,000 | 5,984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $75,000 | 6,999 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $321,000 | 4,368 |
| Total noninterest expense | $4,159,000 | 3,607 |
| Salaries and employee benefits | $2,024,000 | 3,885 |
| Premises and equipment expense | $896,000 | 2,490 |
| Additional noninterest expense | $1,239,000 | 3,637 |
| Pre-tax net operating income | $-970,000 | 8,968 |
| Securities gains (losses) | $497,000 | 750 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-473,000 | 8,893 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-473,000 | 8,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,750,000 | 297 |
| Net operating income | $-970,000 | 8,986 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 5,173 |
| Total interest expense | $1,289,000 | 4,602 |
| Net interest income | $2,226,000 | 5,356 |
| Provision for loan and lease losses | $547,000 | 1,536 |
| Total noninterest income | $201,000 | 6,858 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 7,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $165,000 | 5,155 |
| Total noninterest expense | $2,984,000 | 3,726 |
| Salaries and employee benefits | $1,402,000 | 4,149 |
| Premises and equipment expense | $632,000 | 2,640 |
| Additional noninterest expense | $950,000 | 3,546 |
| Pre-tax net operating income | $-1,104,000 | 9,093 |
| Securities gains (losses) | $498,000 | 686 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-606,000 | 9,057 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-606,000 | 9,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,450,000 | 275 |
| Net operating income | $-1,104,000 | 9,095 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 5,548 |
| Total interest expense | $760,000 | 5,096 |
| Net interest income | $1,358,000 | 5,651 |
| Provision for loan and lease losses | $452,000 | 1,252 |
| Total noninterest income | $74,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $1,911,000 | 3,824 |
| Salaries and employee benefits | $894,000 | 4,276 |
| Premises and equipment expense | $395,000 | 2,800 |
| Additional noninterest expense | $622,000 | 3,609 |
| Pre-tax net operating income | $-931,000 | 9,148 |
| Securities gains (losses) | $498,000 | 572 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-433,000 | 9,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-433,000 | 9,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-931,000 | 9,153 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 5,851 |
| Total interest expense | $349,000 | 5,458 |
| Net interest income | $627,000 | 5,913 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $923,000 | 3,920 |
| Salaries and employee benefits | $463,000 | 4,138 |
| Premises and equipment expense | $173,000 | 3,114 |
| Additional noninterest expense | $287,000 | 3,789 |
| Pre-tax net operating income | $-350,000 | 9,162 |
| Securities gains (losses) | $293,000 | 519 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-57,000 | 8,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-57,000 | 8,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-350,000 | 9,154 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 7,907 |
| Total interest expense | $761,000 | 7,636 |
| Net interest income | $1,187,000 | 7,965 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $68,000 | 8,779 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $24,000 | 7,934 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,759 |
| Total noninterest expense | $2,802,000 | 4,680 |
| Salaries and employee benefits | $1,270,000 | 5,270 |
| Premises and equipment expense | $564,000 | 3,598 |
| Additional noninterest expense | $968,000 | 4,284 |
| Pre-tax net operating income | $-1,767,000 | 9,231 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,757,000 | 9,264 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,757,000 | 9,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,767,000 | 9,235 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,000 | 9,612 |
| Total interest expense | $0 | 9,598 |
| Net interest income | $2,000 | 9,604 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $16,000 | 9,609 |
| Salaries and employee benefits | $16,000 | 9,591 |
| Premises and equipment expense | $0 | 9,580 |
| Additional noninterest expense | $0 | 9,611 |
| Pre-tax net operating income | $-14,000 | 8,760 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-14,000 | 8,848 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-14,000 | 8,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $13,457,000 | 51 |
| Net operating income | $-14,000 | 8,766 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.