Home > Nevada First Bank > Assets and Liabilities
Nevada First Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 90 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $570,771,000 | 1,102 |
| Cash and due from depository institutions | $36,191,000 | 1,928 |
| Interest-bearing balances | $14,872,000 | 404 |
| Securities | $18,939,000 | 4,760 |
| Federal funds sold & reverse repurchase agreements | $13,657,000 | 1,101 |
| Net loans & leases | $401,786,000 | 1,056 |
| Loan loss allowance | $5,877,000 | 850 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,276,000 | 1,564 |
| Other real estate owned | $0 | 1,928 |
| Goodwill and other intangibles | $86,618,000 | 181 |
| All other assets | $6,304,000 | 2,417 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $570,771,000 | 1,102 |
| Total liabilities | $448,771,000 | 1,269 |
| Total deposits | $422,101,000 | 1,163 |
| Interest-bearing deposits | $277,542,000 | 1,567 |
| Deposits held in domestic offices | $422,101,000 | 1,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,000,000 | 1,769 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $7,670,000 | 769 |
| Total equity capital | $122,000,000 | 538 |
| Total bank equity capital | $122,000,000 | 538 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,482,000 | 2,365 |
| Surplus | $105,589,000 | 330 |
| Undivided profits | $14,929,000 | 2,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 4,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,191,000 | 1,560 |
| Earning assets | $449,254,000 | 1,297 |
| Long-term assets (5+ years) | $24,072,000 | 2,960 |
| Average Assets, year-to-date | $514,988,000 | 1,220 |
| Average Assets, quarterly | $514,988,000 | 1,220 |
| Volatile liabilities | $29,640,000 | 3,557 |
| Insider loans | $20,533,000 | 270 |
| FHLB advances | $19,000,000 | 1,682 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $181,455,000 | 662 |
| Tier 1 (core) risk-based capital | $40,323,000 | 1,467 |
| Tier 2 risk-based capital | $5,825,000 | 867 |
| Total risk weighted assets | $465,540,000 | 956 |
| Total unused commitments | $181,455,000 | 662 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 96 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $459,205,000 | 1,377 |
| Cash and due from depository institutions | $27,931,000 | 1,808 |
| Interest-bearing balances | $14,809,000 | 365 |
| Securities | $19,051,000 | 4,762 |
| Federal funds sold & reverse repurchase agreements | $29,078,000 | 443 |
| Net loans & leases | $370,044,000 | 1,142 |
| Loan loss allowance | $4,148,000 | 1,202 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,391,000 | 1,521 |
| Other real estate owned | $0 | 1,808 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,710,000 | 2,614 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $459,205,000 | 1,377 |
| Total liabilities | $417,419,000 | 1,357 |
| Total deposits | $395,638,000 | 1,233 |
| Interest-bearing deposits | $273,113,000 | 1,567 |
| Deposits held in domestic offices | $395,638,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,000,000 | 1,801 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,781,000 | 1,633 |
| Total equity capital | $41,786,000 | 1,458 |
| Total bank equity capital | $41,786,000 | 1,458 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,482,000 | 2,360 |
| Surplus | $25,277,000 | 1,050 |
| Undivided profits | $15,027,000 | 2,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,163,000 | 1,603 |
| Earning assets | $432,982,000 | 1,332 |
| Long-term assets (5+ years) | $23,196,000 | 3,014 |
| Average Assets, year-to-date | $409,616,000 | 1,476 |
| Average Assets, quarterly | $461,136,000 | 1,344 |
| Volatile liabilities | $32,898,000 | 3,273 |
| Insider loans | $18,302,000 | 296 |
| FHLB advances | $19,000,000 | 1,690 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $171,483,000 | 684 |
| Tier 1 (core) risk-based capital | $41,977,000 | 1,379 |
| Tier 2 risk-based capital | $4,579,000 | 1,058 |
| Total risk weighted assets | $445,398,000 | 984 |
| Total unused commitments | $171,483,000 | 684 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 94 | 1,839 |
| Assets and Liabilities | ||
| Total Assets: | $463,067,000 | 1,320 |
| Cash and due from depository institutions | $29,382,000 | 1,839 |
| Interest-bearing balances | $12,832,000 | 451 |
| Securities | $20,326,000 | 4,565 |
| Federal funds sold & reverse repurchase agreements | $37,134,000 | 358 |
| Net loans & leases | $364,404,000 | 1,130 |
| Loan loss allowance | $3,951,000 | 1,247 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,799,000 | 1,610 |
| Other real estate owned | $0 | 1,839 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,022,000 | 2,828 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $463,067,000 | 1,320 |
| Total liabilities | $422,507,000 | 1,305 |
| Total deposits | $401,216,000 | 1,182 |
| Interest-bearing deposits | $272,060,000 | 1,533 |
| Deposits held in domestic offices | $401,216,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $19,000,000 | 1,833 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,291,000 | 1,871 |
| Total equity capital | $40,560,000 | 1,484 |
| Total bank equity capital | $40,560,000 | 1,484 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,481,000 | 2,331 |
| Surplus | $24,788,000 | 1,031 |
| Undivided profits | $14,291,000 | 2,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,765,000 | 1,926 |
| Earning assets | $434,696,000 | 1,293 |
| Long-term assets (5+ years) | $31,600,000 | 2,490 |
| Average Assets, year-to-date | $397,218,750 | 1,514 |
| Average Assets, quarterly | $438,118,000 | 1,386 |
| Volatile liabilities | $30,288,000 | 3,370 |
| Insider loans | $21,356,000 | 236 |
| FHLB advances | $19,000,000 | 1,718 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $147,345,000 | 740 |
| Tier 1 (core) risk-based capital | $40,654,000 | 1,403 |
| Tier 2 risk-based capital | $4,313,000 | 1,095 |
| Total risk weighted assets | $432,720,000 | 989 |
| Total unused commitments | $147,345,000 | 742 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 96 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $413,169,000 | 1,464 |
| Cash and due from depository institutions | $15,424,000 | 1,793 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $13,701,000 | 5,628 |
| Federal funds sold & reverse repurchase agreements | $28,057,000 | 437 |
| Net loans & leases | $344,694,000 | 1,171 |
| Loan loss allowance | $3,951,000 | 1,222 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,830,000 | 1,559 |
| Other real estate owned | $0 | 1,793 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,463,000 | 2,964 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $413,169,000 | 1,464 |
| Total liabilities | $375,051,000 | 1,450 |
| Total deposits | $354,257,000 | 1,322 |
| Interest-bearing deposits | $239,451,000 | 1,712 |
| Deposits held in domestic offices | $354,257,000 | 1,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,000,000 | 1,821 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,794,000 | 2,134 |
| Total equity capital | $38,118,000 | 1,557 |
| Total bank equity capital | $38,118,000 | 1,557 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,456,000 | 2,318 |
| Surplus | $24,313,000 | 1,024 |
| Undivided profits | $12,349,000 | 2,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,450,000 | 2,183 |
| Earning assets | $386,452,000 | 1,432 |
| Long-term assets (5+ years) | $27,788,000 | 2,715 |
| Average Assets, year-to-date | $375,269,330 | 1,597 |
| Average Assets, quarterly | $387,793,500 | 1,555 |
| Volatile liabilities | $28,151,000 | 3,452 |
| Insider loans | $20,405,000 | 231 |
| FHLB advances | $19,000,000 | 1,725 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $136,639,000 | 763 |
| Tier 1 (core) risk-based capital | $38,169,000 | 1,449 |
| Tier 2 risk-based capital | $4,313,000 | 1,075 |
| Total risk weighted assets | $414,706,000 | 1,007 |
| Total unused commitments | $136,639,000 | 764 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 88 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $362,418,000 | 1,662 |
| Cash and due from depository institutions | $15,261,000 | 1,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,644,000 | 4,896 |
| Federal funds sold & reverse repurchase agreements | $12,891,000 | 966 |
| Net loans & leases | $304,721,000 | 1,303 |
| Loan loss allowance | $3,878,000 | 1,228 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,600,000 | 1,593 |
| Other real estate owned | $0 | 1,946 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,301,000 | 3,023 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $362,418,000 | 1,662 |
| Total liabilities | $327,052,000 | 1,659 |
| Total deposits | $315,819,000 | 1,505 |
| Interest-bearing deposits | $204,250,000 | 1,977 |
| Deposits held in domestic offices | $315,819,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,726 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,233,000 | 1,793 |
| Total equity capital | $35,366,000 | 1,628 |
| Total bank equity capital | $35,366,000 | 1,628 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,383,000 | 2,387 |
| Surplus | $23,133,000 | 1,031 |
| Undivided profits | $10,850,000 | 2,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,318,000 | 2,312 |
| Earning assets | $336,256,000 | 1,640 |
| Long-term assets (5+ years) | $33,400,000 | 2,451 |
| Average Assets, year-to-date | $356,319,500 | 1,680 |
| Average Assets, quarterly | $356,319,500 | 1,680 |
| Volatile liabilities | $23,616,000 | 3,779 |
| Insider loans | $16,123,000 | 300 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $109,515,000 | 884 |
| Tier 1 (core) risk-based capital | $35,490,000 | 1,534 |
| Tier 2 risk-based capital | $4,190,000 | 1,089 |
| Total risk weighted assets | $361,845,000 | 1,145 |
| Total unused commitments | $109,515,000 | 884 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 75 | 2,283 |
| Assets and Liabilities | ||
| Total Assets: | $350,221,000 | 1,712 |
| Cash and due from depository institutions | $10,117,000 | 2,283 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $18,973,000 | 4,880 |
| Federal funds sold & reverse repurchase agreements | $25,874,000 | 453 |
| Net loans & leases | $283,594,000 | 1,389 |
| Loan loss allowance | $3,599,000 | 1,320 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,349,000 | 1,632 |
| Other real estate owned | $0 | 2,283 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,314,000 | 2,539 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $350,221,000 | 1,712 |
| Total liabilities | $315,838,000 | 1,706 |
| Total deposits | $305,099,000 | 1,537 |
| Interest-bearing deposits | $203,485,000 | 1,957 |
| Deposits held in domestic offices | $305,099,000 | 1,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,000,000 | 2,741 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,739,000 | 2,140 |
| Total equity capital | $34,383,000 | 1,675 |
| Total bank equity capital | $34,383,000 | 1,675 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,383,000 | 2,373 |
| Surplus | $23,133,000 | 1,017 |
| Undivided profits | $9,867,000 | 3,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,298,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,265,000 | 2,393 |
| Earning assets | $328,441,000 | 1,676 |
| Long-term assets (5+ years) | $30,665,000 | 2,664 |
| Average Assets, year-to-date | $313,647,400 | 1,797 |
| Average Assets, quarterly | $338,571,500 | 1,731 |
| Volatile liabilities | $25,038,000 | 3,523 |
| Insider loans | $16,613,000 | 295 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $120,519,000 | 817 |
| Tier 1 (core) risk-based capital | $34,421,000 | 1,548 |
| Tier 2 risk-based capital | $3,882,000 | 1,181 |
| Total risk weighted assets | $344,458,000 | 1,193 |
| Total unused commitments | $120,519,000 | 817 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 77 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $326,922,000 | 1,795 |
| Cash and due from depository institutions | $18,178,000 | 2,211 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $22,768,000 | 4,376 |
| Federal funds sold & reverse repurchase agreements | $18,009,000 | 626 |
| Net loans & leases | $257,755,000 | 1,495 |
| Loan loss allowance | $3,565,000 | 1,323 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,170,000 | 1,636 |
| Other real estate owned | $0 | 2,211 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,042,000 | 3,067 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $326,922,000 | 1,795 |
| Total liabilities | $293,637,000 | 1,789 |
| Total deposits | $282,697,000 | 1,642 |
| Interest-bearing deposits | $178,233,000 | 2,212 |
| Deposits held in domestic offices | $282,697,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,000,000 | 2,724 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,940,000 | 1,959 |
| Total equity capital | $33,285,000 | 1,719 |
| Total bank equity capital | $33,285,000 | 1,719 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,383,000 | 2,368 |
| Surplus | $23,133,000 | 991 |
| Undivided profits | $8,769,000 | 3,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,150,000 | 2,729 |
| Earning assets | $298,532,000 | 1,789 |
| Long-term assets (5+ years) | $34,821,000 | 2,470 |
| Average Assets, year-to-date | $304,504,000 | 1,853 |
| Average Assets, quarterly | $327,497,000 | 1,759 |
| Volatile liabilities | $23,792,000 | 3,661 |
| Insider loans | $14,209,000 | 354 |
| FHLB advances | $9,000,000 | 2,590 |
| Loans and leases held for sale | $199,000 | 1,509 |
| Unused loan commitments | $112,540,000 | 843 |
| Tier 1 (core) risk-based capital | $33,236,000 | 1,592 |
| Tier 2 risk-based capital | $3,820,000 | 1,184 |
| Total risk weighted assets | $312,119,000 | 1,293 |
| Total unused commitments | $112,540,000 | 846 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 78 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $328,072,000 | 1,754 |
| Cash and due from depository institutions | $22,763,000 | 2,202 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $16,669,000 | 5,292 |
| Federal funds sold & reverse repurchase agreements | $34,246,000 | 330 |
| Net loans & leases | $244,916,000 | 1,529 |
| Loan loss allowance | $3,060,000 | 1,515 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,989,000 | 1,673 |
| Other real estate owned | $0 | 2,202 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,489,000 | 3,394 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $328,072,000 | 1,754 |
| Total liabilities | $295,988,000 | 1,760 |
| Total deposits | $285,288,000 | 1,604 |
| Interest-bearing deposits | $186,430,000 | 2,075 |
| Deposits held in domestic offices | $285,288,000 | 1,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000,000 | 2,704 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,700,000 | 2,022 |
| Total equity capital | $32,084,000 | 1,697 |
| Total bank equity capital | $32,084,000 | 1,697 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,383,000 | 2,371 |
| Surplus | $23,133,000 | 967 |
| Undivided profits | $7,568,000 | 3,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 6,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $929,000 | 3,143 |
| Earning assets | $295,831,000 | 1,777 |
| Long-term assets (5+ years) | $37,211,000 | 2,409 |
| Average Assets, year-to-date | $297,031,330 | 1,893 |
| Average Assets, quarterly | $313,097,000 | 1,818 |
| Volatile liabilities | $23,146,000 | 3,624 |
| Insider loans | $12,605,000 | 410 |
| FHLB advances | $9,000,000 | 2,582 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $93,346,000 | 938 |
| Tier 1 (core) risk-based capital | $32,308,000 | 1,606 |
| Tier 2 risk-based capital | $3,300,000 | 1,366 |
| Total risk weighted assets | $293,423,000 | 1,361 |
| Total unused commitments | $93,346,000 | 938 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 72 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $298,122,000 | 1,901 |
| Cash and due from depository institutions | $20,159,000 | 2,385 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $16,910,000 | 5,222 |
| Federal funds sold & reverse repurchase agreements | $29,631,000 | 454 |
| Net loans & leases | $222,999,000 | 1,652 |
| Loan loss allowance | $2,736,000 | 1,668 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,514,000 | 1,809 |
| Other real estate owned | $0 | 2,385 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,909,000 | 3,672 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $298,122,000 | 1,901 |
| Total liabilities | $266,448,000 | 1,910 |
| Total deposits | $256,104,000 | 1,775 |
| Interest-bearing deposits | $161,536,000 | 2,389 |
| Deposits held in domestic offices | $256,104,000 | 1,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,000,000 | 2,562 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,344,000 | 2,612 |
| Total equity capital | $31,674,000 | 1,761 |
| Total bank equity capital | $31,674,000 | 1,761 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,383,000 | 2,365 |
| Surplus | $23,133,000 | 952 |
| Undivided profits | $7,158,000 | 3,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $933,000 | 3,088 |
| Earning assets | $269,540,000 | 1,931 |
| Long-term assets (5+ years) | $35,247,000 | 2,451 |
| Average Assets, year-to-date | $281,511,000 | 1,986 |
| Average Assets, quarterly | $281,511,000 | 1,986 |
| Volatile liabilities | $23,843,000 | 3,464 |
| Insider loans | $14,825,000 | 319 |
| FHLB advances | $9,000,000 | 2,444 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $77,482,000 | 1,069 |
| Tier 1 (core) risk-based capital | $31,516,000 | 1,638 |
| Tier 2 risk-based capital | $2,947,000 | 1,492 |
| Total risk weighted assets | $267,814,000 | 1,456 |
| Total unused commitments | $77,482,000 | 1,072 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 69 | 2,514 |
| Assets and Liabilities | ||
| Total Assets: | $264,900,000 | 2,111 |
| Cash and due from depository institutions | $15,914,000 | 2,514 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $25,982,000 | 4,105 |
| Federal funds sold & reverse repurchase agreements | $21,823,000 | 512 |
| Net loans & leases | $193,197,000 | 1,869 |
| Loan loss allowance | $2,447,000 | 1,856 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,163,000 | 1,920 |
| Other real estate owned | $0 | 2,514 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,821,000 | 3,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,900,000 | 2,111 |
| Total liabilities | $244,225,000 | 2,066 |
| Total deposits | $234,461,000 | 1,928 |
| Interest-bearing deposits | $149,465,000 | 2,563 |
| Deposits held in domestic offices | $234,461,000 | 1,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,571 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $764,000 | 3,677 |
| Total equity capital | $20,675,000 | 2,635 |
| Total bank equity capital | $20,675,000 | 2,635 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,383,000 | 2,383 |
| Surplus | $13,133,000 | 1,537 |
| Undivided profits | $6,159,000 | 4,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,011,000 | 2,970 |
| Earning assets | $241,002,000 | 2,129 |
| Long-term assets (5+ years) | $37,228,000 | 2,392 |
| Average Assets, year-to-date | $241,087,600 | 2,244 |
| Average Assets, quarterly | $253,306,000 | 2,190 |
| Volatile liabilities | $25,724,000 | 3,286 |
| Insider loans | $14,115,000 | 336 |
| FHLB advances | $9,000,000 | 2,435 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $59,516,000 | 1,270 |
| Tier 1 (core) risk-based capital | $20,618,000 | 2,499 |
| Tier 2 risk-based capital | $2,552,000 | 1,685 |
| Total risk weighted assets | $235,208,000 | 1,637 |
| Total unused commitments | $59,516,000 | 1,272 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $241,712,000 | 2,318 |
| Cash and due from depository institutions | $15,113,000 | 2,639 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $21,810,000 | 4,515 |
| Federal funds sold & reverse repurchase agreements | $14,110,000 | 1,023 |
| Net loans & leases | $181,471,000 | 1,959 |
| Loan loss allowance | $2,294,000 | 1,991 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,152,000 | 1,909 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,056,000 | 2,930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,712,000 | 2,318 |
| Total liabilities | $221,675,000 | 2,278 |
| Total deposits | $205,391,000 | 2,207 |
| Interest-bearing deposits | $137,238,000 | 2,780 |
| Deposits held in domestic offices | $205,391,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,420 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,533 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,284,000 | 2,701 |
| Total equity capital | $20,037,000 | 2,702 |
| Total bank equity capital | $20,037,000 | 2,702 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,383,000 | 2,397 |
| Surplus | $12,883,000 | 1,530 |
| Undivided profits | $5,771,000 | 4,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $850,000 | 3,646 |
| Earning assets | $217,391,000 | 2,368 |
| Long-term assets (5+ years) | $37,453,000 | 2,369 |
| Average Assets, year-to-date | $235,134,500 | 2,315 |
| Average Assets, quarterly | $244,581,000 | 2,275 |
| Volatile liabilities | $31,146,000 | 2,821 |
| Insider loans | $9,769,000 | 501 |
| FHLB advances | $9,000,000 | 2,392 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $50,361,000 | 1,443 |
| Tier 1 (core) risk-based capital | $20,015,000 | 2,576 |
| Tier 2 risk-based capital | $2,399,000 | 1,772 |
| Total risk weighted assets | $211,262,000 | 1,785 |
| Total unused commitments | $50,361,000 | 1,449 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 61 | 2,841 |
| Assets and Liabilities | ||
| Total Assets: | $247,450,000 | 2,235 |
| Cash and due from depository institutions | $11,350,000 | 2,841 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $27,556,000 | 3,774 |
| Federal funds sold & reverse repurchase agreements | $28,002,000 | 565 |
| Net loans & leases | $171,030,000 | 2,047 |
| Loan loss allowance | $2,309,000 | 1,942 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,200,000 | 1,856 |
| Other real estate owned | $848,000 | 2,841 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,464,000 | 3,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,450,000 | 2,235 |
| Total liabilities | $228,004,000 | 2,177 |
| Total deposits | $217,967,000 | 2,055 |
| Interest-bearing deposits | $160,984,000 | 2,363 |
| Deposits held in domestic offices | $217,967,000 | 2,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,509 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,037,000 | 3,223 |
| Total equity capital | $19,446,000 | 2,772 |
| Total bank equity capital | $19,446,000 | 2,772 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,383,000 | 2,396 |
| Surplus | $12,883,000 | 1,498 |
| Undivided profits | $5,180,000 | 4,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $849,000 | 3,514 |
| Earning assets | $226,588,000 | 2,239 |
| Long-term assets (5+ years) | $29,873,000 | 2,655 |
| Average Assets, year-to-date | $232,942,000 | 2,333 |
| Average Assets, quarterly | $238,997,000 | 2,289 |
| Volatile liabilities | $26,488,000 | 3,138 |
| Insider loans | $7,837,000 | 647 |
| FHLB advances | $9,000,000 | 2,352 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $63,857,000 | 1,187 |
| Tier 1 (core) risk-based capital | $19,232,000 | 2,625 |
| Tier 2 risk-based capital | $2,309,000 | 1,798 |
| Total risk weighted assets | $203,357,000 | 1,814 |
| Total unused commitments | $63,857,000 | 1,197 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $230,544,000 | 2,368 |
| Cash and due from depository institutions | $14,654,000 | 2,815 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $30,947,000 | 3,447 |
| Federal funds sold & reverse repurchase agreements | $10,021,000 | 1,704 |
| Net loans & leases | $166,981,000 | 2,055 |
| Loan loss allowance | $2,448,000 | 1,791 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,100,000 | 2,322 |
| Other real estate owned | $1,225,000 | 2,815 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,616,000 | 3,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,544,000 | 2,368 |
| Total liabilities | $211,852,000 | 2,331 |
| Total deposits | $201,566,000 | 2,202 |
| Interest-bearing deposits | $151,319,000 | 2,531 |
| Deposits held in domestic offices | $201,566,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,000,000 | 2,420 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,286,000 | 2,817 |
| Total equity capital | $18,692,000 | 2,816 |
| Total bank equity capital | $18,692,000 | 2,816 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,383,000 | 2,411 |
| Surplus | $12,883,000 | 1,471 |
| Undivided profits | $4,426,000 | 4,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 4,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,177 |
| Income earned, not collected on loans | $986,000 | 3,084 |
| Earning assets | $207,949,000 | 2,409 |
| Long-term assets (5+ years) | $24,704,000 | 2,969 |
| Average Assets, year-to-date | $225,688,000 | 2,402 |
| Average Assets, quarterly | $225,688,000 | 2,402 |
| Volatile liabilities | $31,894,000 | 2,667 |
| Insider loans | $11,985,000 | 379 |
| FHLB advances | $9,000,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $49,535,000 | 1,400 |
| Tier 1 (core) risk-based capital | $18,528,000 | 2,669 |
| Tier 2 risk-based capital | $2,448,000 | 1,658 |
| Total risk weighted assets | $196,046,000 | 1,841 |
| Total unused commitments | $49,535,000 | 1,414 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $220,832,000 | 2,447 |
| Cash and due from depository institutions | $6,469,000 | 2,734 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $29,932,000 | 3,536 |
| Federal funds sold & reverse repurchase agreements | $11,976,000 | 1,201 |
| Net loans & leases | $164,286,000 | 2,068 |
| Loan loss allowance | $2,694,000 | 1,625 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,991,000 | 2,356 |
| Other real estate owned | $0 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,178,000 | 2,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,832,000 | 2,447 |
| Total liabilities | $202,751,000 | 2,386 |
| Total deposits | $197,639,000 | 2,196 |
| Interest-bearing deposits | $153,713,000 | 2,414 |
| Deposits held in domestic offices | $197,639,000 | 2,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,000,000 | 3,550 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,112,000 | 3,143 |
| Total equity capital | $18,081,000 | 2,883 |
| Total bank equity capital | $18,081,000 | 2,883 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,383,000 | 2,412 |
| Surplus | $12,883,000 | 1,438 |
| Undivided profits | $3,815,000 | 5,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,152,000 | 1,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,134 |
| Income earned, not collected on loans | $906,000 | 3,506 |
| Earning assets | $206,194,000 | 2,387 |
| Long-term assets (5+ years) | $26,759,000 | 2,761 |
| Average Assets, year-to-date | $201,445,800 | 2,537 |
| Average Assets, quarterly | $216,490,000 | 2,464 |
| Volatile liabilities | $33,204,000 | 2,580 |
| Insider loans | $9,344,000 | 503 |
| FHLB advances | $4,000,000 | 3,345 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $37,588,000 | 1,654 |
| Tier 1 (core) risk-based capital | $17,921,000 | 2,717 |
| Tier 2 risk-based capital | $2,330,000 | 1,705 |
| Total risk weighted assets | $185,848,000 | 1,899 |
| Total unused commitments | $37,588,000 | 1,660 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $190,939,000 | 2,654 |
| Cash and due from depository institutions | $7,298,000 | 2,963 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $28,414,000 | 3,499 |
| Federal funds sold & reverse repurchase agreements | $15,105,000 | 958 |
| Net loans & leases | $133,227,000 | 2,423 |
| Loan loss allowance | $1,386,000 | 2,767 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,270,000 | 2,102 |
| Other real estate owned | $0 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,625,000 | 3,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,939,000 | 2,654 |
| Total liabilities | $175,149,000 | 2,607 |
| Total deposits | $174,083,000 | 2,376 |
| Interest-bearing deposits | $140,635,000 | 2,499 |
| Deposits held in domestic offices | $174,083,000 | 2,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,066,000 | 3,311 |
| Total equity capital | $15,790,000 | 3,043 |
| Total bank equity capital | $15,790,000 | 3,043 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,320,000 | 2,501 |
| Surplus | $11,882,000 | 1,471 |
| Undivided profits | $2,588,000 | 5,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $944,000 | 3,647 |
| Earning assets | $176,746,000 | 2,632 |
| Long-term assets (5+ years) | $10,299,000 | 4,734 |
| Average Assets, year-to-date | $175,169,000 | 2,721 |
| Average Assets, quarterly | $197,341,500 | 2,551 |
| Volatile liabilities | $42,883,000 | 2,011 |
| Insider loans | $5,782,000 | 826 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $37,695,000 | 1,564 |
| Tier 1 (core) risk-based capital | $15,751,000 | 2,917 |
| Tier 2 risk-based capital | $1,386,000 | 2,572 |
| Total risk weighted assets | $160,063,000 | 2,085 |
| Total unused commitments | $37,695,000 | 1,570 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 34 | 4,660 |
| Assets and Liabilities | ||
| Total Assets: | $137,708,000 | 3,391 |
| Cash and due from depository institutions | $4,473,000 | 4,660 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $16,082,000 | 5,356 |
| Federal funds sold & reverse repurchase agreements | $5,001,000 | 2,356 |
| Net loans & leases | $107,940,000 | 2,842 |
| Loan loss allowance | $1,311,000 | 2,745 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,775,000 | 3,109 |
| Other real estate owned | $0 | 4,660 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,437,000 | 4,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,708,000 | 3,391 |
| Total liabilities | $122,322,000 | 3,416 |
| Total deposits | $121,564,000 | 3,176 |
| Interest-bearing deposits | $103,543,000 | 3,200 |
| Deposits held in domestic offices | $121,564,000 | 3,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $758,000 | 4,420 |
| Total equity capital | $15,386,000 | 3,003 |
| Total bank equity capital | $15,386,000 | 3,003 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,320,000 | 2,554 |
| Surplus | $11,882,000 | 1,426 |
| Undivided profits | $2,184,000 | 6,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,161 |
| Income earned, not collected on loans | $768,000 | 3,544 |
| Earning assets | $129,023,000 | 3,343 |
| Long-term assets (5+ years) | $4,710,000 | 6,123 |
| Average Assets, year-to-date | $115,664,400 | 3,779 |
| Average Assets, quarterly | $129,501,000 | 3,532 |
| Volatile liabilities | $30,227,000 | 2,646 |
| Insider loans | $6,153,000 | 750 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $23,563,000 | 2,076 |
| Tier 1 (core) risk-based capital | $15,331,000 | 2,918 |
| Tier 2 risk-based capital | $1,311,000 | 2,573 |
| Total risk weighted assets | $123,051,100 | 2,580 |
| Total unused commitments | $23,563,000 | 2,079 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $95,834,000 | 4,564 |
| Cash and due from depository institutions | $3,035,000 | 7,085 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,926,000 | 6,045 |
| Federal funds sold & reverse repurchase agreements | $11,883,000 | 817 |
| Net loans & leases | $64,823,000 | 4,241 |
| Loan loss allowance | $823,000 | 3,997 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,357,000 | 5,142 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $810,000 | 6,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,834,000 | 4,564 |
| Total liabilities | $82,002,000 | 4,759 |
| Total deposits | $81,627,000 | 4,482 |
| Interest-bearing deposits | $69,499,000 | 4,514 |
| Deposits held in domestic offices | $81,627,000 | 4,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $375,000 | 6,280 |
| Total equity capital | $13,832,000 | 3,164 |
| Total bank equity capital | $13,832,000 | 3,164 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,320,000 | 2,609 |
| Surplus | $11,882,000 | 1,412 |
| Undivided profits | $630,000 | 8,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $359,000 | 5,811 |
| Earning assets | $90,632,000 | 4,440 |
| Long-term assets (5+ years) | $1,608,000 | 7,911 |
| Average Assets, year-to-date | $70,307,400 | 5,526 |
| Average Assets, quarterly | $89,667,500 | 4,785 |
| Volatile liabilities | $11,772,000 | 4,995 |
| Insider loans | $3,807,000 | 1,234 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,162,000 | 2,638 |
| Tier 1 (core) risk-based capital | $14,044,000 | 3,117 |
| Tier 2 risk-based capital | $823,000 | 3,708 |
| Total risk weighted assets | $77,191,700 | 3,739 |
| Total unused commitments | $17,162,000 | 2,641 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $48,908,000 | 7,045 |
| Cash and due from depository institutions | $1,624,000 | 8,764 |
| Interest-bearing balances | $164,000 | 4,480 |
| Securities | $8,000,000 | 7,708 |
| Federal funds sold & reverse repurchase agreements | $2,511,000 | 5,278 |
| Net loans & leases | $35,927,000 | 6,078 |
| Loan loss allowance | $437,000 | 6,105 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $415,000 | 8,149 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $41,000 | 2,975 |
| All other assets | $390,000 | 8,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,908,000 | 7,045 |
| Total liabilities | $38,444,000 | 7,494 |
| Total deposits | $38,201,000 | 7,335 |
| Interest-bearing deposits | $32,399,000 | 7,341 |
| Deposits held in domestic offices | $38,201,000 | 7,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $243,000 | 8,119 |
| Total equity capital | $10,464,000 | 4,162 |
| Total bank equity capital | $10,464,000 | 4,162 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,072,000 | 2,966 |
| Surplus | $9,600,000 | 1,627 |
| Undivided profits | $-208,000 | 9,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $203,000 | 7,875 |
| Earning assets | $46,602,000 | 6,889 |
| Long-term assets (5+ years) | $1,864,000 | 7,815 |
| Average Assets, year-to-date | $40,437,750 | 7,536 |
| Average Assets, quarterly | $48,081,000 | 7,041 |
| Volatile liabilities | $4,733,000 | 7,164 |
| Insider loans | $2,960,000 | 1,454 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,019,000 | 2,922 |
| Tier 1 (core) risk-based capital | $10,423,000 | 4,006 |
| Tier 2 risk-based capital | $437,000 | 5,688 |
| Total risk weighted assets | $50,747,400 | 5,024 |
| Total unused commitments | $14,019,000 | 2,928 |
| Derivatives | $0 | 527 |