NetBank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $91,966,000 | 273 |
| Total interest expense | $64,685,000 | 207 |
| Net interest income | $27,281,000 | 440 |
| Provision for loan and lease losses | $17,868,000 | 84 |
| Total noninterest income | $15,706,000 | 287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,706,000 | 210 |
| Total noninterest expense | $148,754,000 | 106 |
| Salaries and employee benefits | $44,406,000 | 139 |
| Premises and equipment expense | $18,726,000 | 96 |
| Additional noninterest expense | $85,622,000 | 87 |
| Pre-tax net operating income | $-123,635,000 | 8,622 |
| Securities gains (losses) | $-33,703,000 | 8,608 |
| Applicable income taxes | $259,000 | 2,916 |
| Income before extraordinary items | $-157,597,000 | 8,613 |
| Extraordinary gains, net | $723,000 | 7 |
| Net income | $-156,874,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,149,000 | 163 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-123,894,000 | 8,613 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $47,578,000 | 262 |
| Total interest expense | $34,736,000 | 202 |
| Net interest income | $12,842,000 | 462 |
| Provision for loan and lease losses | $1,212,000 | 255 |
| Total noninterest income | $9,878,000 | 244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,878,000 | 176 |
| Total noninterest expense | $47,891,000 | 146 |
| Salaries and employee benefits | $20,554,000 | 143 |
| Premises and equipment expense | $9,627,000 | 96 |
| Additional noninterest expense | $17,710,000 | 136 |
| Pre-tax net operating income | $-26,383,000 | 8,655 |
| Securities gains (losses) | $-9,287,000 | 8,644 |
| Applicable income taxes | $644,000 | 1,047 |
| Income before extraordinary items | $-36,314,000 | 8,647 |
| Extraordinary gains, net | $-363,000 | 8,641 |
| Net income | $-36,677,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,705,000 | 131 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-27,027,000 | 8,646 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $237,025,000 | 208 |
| Total interest expense | $148,751,000 | 169 |
| Net interest income | $88,274,000 | 286 |
| Provision for loan and lease losses | $12,130,000 | 123 |
| Total noninterest income | $23,011,000 | 343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,011,000 | 245 |
| Total noninterest expense | $305,658,000 | 97 |
| Salaries and employee benefits | $116,317,000 | 103 |
| Premises and equipment expense | $50,615,000 | 72 |
| Additional noninterest expense | $138,726,000 | 86 |
| Pre-tax net operating income | $-206,503,000 | 8,689 |
| Securities gains (losses) | $2,822,000 | 86 |
| Applicable income taxes | $-49,870,000 | 8,679 |
| Income before extraordinary items | $-153,811,000 | 8,679 |
| Extraordinary gains, net | $-37,328,000 | 8,679 |
| Net income | $-191,139,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,688,000 | 110 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-155,955,720 | 8,678 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $187,840,000 | 206 |
| Total interest expense | $113,905,000 | 175 |
| Net interest income | $73,935,000 | 271 |
| Provision for loan and lease losses | $6,484,000 | 158 |
| Total noninterest income | $18,009,000 | 345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,009,000 | 250 |
| Total noninterest expense | $241,238,000 | 101 |
| Salaries and employee benefits | $92,058,000 | 102 |
| Premises and equipment expense | $38,285,000 | 75 |
| Additional noninterest expense | $110,895,000 | 95 |
| Pre-tax net operating income | $-155,778,000 | 8,752 |
| Securities gains (losses) | $-5,069,000 | 8,717 |
| Applicable income taxes | $-49,729,000 | 8,743 |
| Income before extraordinary items | $-111,118,000 | 8,742 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-111,118,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,607,000 | 120 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-107,620,390 | 8,741 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $129,334,000 | 202 |
| Total interest expense | $76,969,000 | 169 |
| Net interest income | $52,365,000 | 264 |
| Provision for loan and lease losses | $4,077,000 | 163 |
| Total noninterest income | $10,881,000 | 373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,881,000 | 275 |
| Total noninterest expense | $152,974,000 | 105 |
| Salaries and employee benefits | $65,063,000 | 103 |
| Premises and equipment expense | $25,307,000 | 76 |
| Additional noninterest expense | $62,604,000 | 104 |
| Pre-tax net operating income | $-93,805,000 | 8,786 |
| Securities gains (losses) | $33,826,000 | 10 |
| Applicable income taxes | $-21,274,000 | 8,775 |
| Income before extraordinary items | $-38,705,000 | 8,775 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-38,705,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,306,000 | 133 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-60,691,900 | 8,775 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $66,733,000 | 197 |
| Total interest expense | $38,579,000 | 159 |
| Net interest income | $28,154,000 | 251 |
| Provision for loan and lease losses | $3,057,000 | 116 |
| Total noninterest income | $11,999,000 | 225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,999,000 | 169 |
| Total noninterest expense | $74,533,000 | 109 |
| Salaries and employee benefits | $32,709,000 | 104 |
| Premises and equipment expense | $12,718,000 | 76 |
| Additional noninterest expense | $29,106,000 | 113 |
| Pre-tax net operating income | $-37,437,000 | 8,799 |
| Securities gains (losses) | $23,297,000 | 7 |
| Applicable income taxes | $-5,195,000 | 8,786 |
| Income before extraordinary items | $-8,945,000 | 8,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,945,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,356,000 | 129 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-23,855,080 | 8,787 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $252,747,000 | 182 |
| Total interest expense | $132,115,000 | 144 |
| Net interest income | $120,632,000 | 224 |
| Provision for loan and lease losses | $11,046,000 | 129 |
| Total noninterest income | $47,969,000 | 228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,969,000 | 170 |
| Total noninterest expense | $264,639,000 | 117 |
| Salaries and employee benefits | $121,933,000 | 108 |
| Premises and equipment expense | $45,865,000 | 77 |
| Additional noninterest expense | $96,841,000 | 120 |
| Pre-tax net operating income | $-107,084,000 | 8,843 |
| Securities gains (losses) | $113,342,000 | 10 |
| Applicable income taxes | $2,666,000 | 1,067 |
| Income before extraordinary items | $3,592,000 | 1,910 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,592,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,906,000 | 155 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-68,946,880 | 8,830 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $186,546,000 | 185 |
| Total interest expense | $94,322,000 | 148 |
| Net interest income | $92,224,000 | 221 |
| Provision for loan and lease losses | $7,389,000 | 135 |
| Total noninterest income | $27,571,000 | 258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,571,000 | 202 |
| Total noninterest expense | $194,919,000 | 118 |
| Salaries and employee benefits | $90,029,000 | 110 |
| Premises and equipment expense | $34,241,000 | 78 |
| Additional noninterest expense | $70,649,000 | 122 |
| Pre-tax net operating income | $-82,513,000 | 8,868 |
| Securities gains (losses) | $85,418,000 | 13 |
| Applicable income taxes | $1,239,000 | 1,610 |
| Income before extraordinary items | $1,666,000 | 2,883 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,666,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,120,000 | 169 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-53,001,520 | 8,854 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $119,404,000 | 185 |
| Total interest expense | $57,540,000 | 145 |
| Net interest income | $61,864,000 | 219 |
| Provision for loan and lease losses | $4,681,000 | 132 |
| Total noninterest income | $16,058,000 | 277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,058,000 | 216 |
| Total noninterest expense | $128,301,000 | 119 |
| Salaries and employee benefits | $60,380,000 | 111 |
| Premises and equipment expense | $22,329,000 | 80 |
| Additional noninterest expense | $45,592,000 | 128 |
| Pre-tax net operating income | $-55,060,000 | 8,877 |
| Securities gains (losses) | $57,926,000 | 13 |
| Applicable income taxes | $1,182,000 | 1,190 |
| Income before extraordinary items | $1,684,000 | 2,012 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,684,000 | 2,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,350,000 | 161 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-35,388,640 | 8,863 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $56,985,000 | 191 |
| Total interest expense | $26,177,000 | 146 |
| Net interest income | $30,808,000 | 220 |
| Provision for loan and lease losses | $2,351,000 | 128 |
| Total noninterest income | $9,077,000 | 255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,077,000 | 204 |
| Total noninterest expense | $66,793,000 | 114 |
| Salaries and employee benefits | $31,057,000 | 112 |
| Premises and equipment expense | $10,820,000 | 85 |
| Additional noninterest expense | $24,916,000 | 123 |
| Pre-tax net operating income | $-29,259,000 | 8,938 |
| Securities gains (losses) | $26,881,000 | 14 |
| Applicable income taxes | $-840,000 | 8,921 |
| Income before extraordinary items | $-1,538,000 | 8,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-1,538,000 | 8,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,737,000 | 167 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-19,010,650 | 8,926 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $218,615,000 | 184 |
| Total interest expense | $89,311,000 | 139 |
| Net interest income | $129,304,000 | 211 |
| Provision for loan and lease losses | $34,777,000 | 80 |
| Total noninterest income | $59,112,000 | 200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,112,000 | 156 |
| Total noninterest expense | $249,034,000 | 123 |
| Salaries and employee benefits | $113,087,000 | 113 |
| Premises and equipment expense | $40,294,000 | 89 |
| Additional noninterest expense | $95,653,000 | 124 |
| Pre-tax net operating income | $-95,395,000 | 8,985 |
| Securities gains (losses) | $88,210,000 | 13 |
| Applicable income taxes | $-2,703,000 | 8,965 |
| Income before extraordinary items | $-4,482,000 | 8,959 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,482,000 | 8,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,003,000 | 58 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-60,936,400 | 8,971 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $160,834,000 | 190 |
| Total interest expense | $64,703,000 | 138 |
| Net interest income | $96,131,000 | 212 |
| Provision for loan and lease losses | $3,982,000 | 247 |
| Total noninterest income | $37,451,000 | 226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,451,000 | 176 |
| Total noninterest expense | $173,067,000 | 134 |
| Salaries and employee benefits | $82,322,000 | 114 |
| Premises and equipment expense | $29,236,000 | 94 |
| Additional noninterest expense | $61,509,000 | 139 |
| Pre-tax net operating income | $-43,467,000 | 9,032 |
| Securities gains (losses) | $64,459,000 | 14 |
| Applicable income taxes | $8,065,000 | 351 |
| Income before extraordinary items | $12,927,000 | 430 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $12,927,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,364,000 | 309 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-28,326,760 | 9,019 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $99,197,000 | 194 |
| Total interest expense | $39,898,000 | 142 |
| Net interest income | $59,299,000 | 219 |
| Provision for loan and lease losses | $3,513,000 | 199 |
| Total noninterest income | $32,588,000 | 193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,588,000 | 153 |
| Total noninterest expense | $110,381,000 | 135 |
| Salaries and employee benefits | $51,073,000 | 118 |
| Premises and equipment expense | $18,166,000 | 99 |
| Additional noninterest expense | $41,142,000 | 136 |
| Pre-tax net operating income | $-22,007,000 | 9,083 |
| Securities gains (losses) | $41,397,000 | 16 |
| Applicable income taxes | $7,339,000 | 289 |
| Income before extraordinary items | $12,051,000 | 336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,051,000 | 335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,169,000 | 376 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-14,443,080 | 9,071 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $47,286,000 | 200 |
| Total interest expense | $19,538,000 | 148 |
| Net interest income | $27,748,000 | 229 |
| Provision for loan and lease losses | $1,847,000 | 200 |
| Total noninterest income | $13,818,000 | 207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,818,000 | 164 |
| Total noninterest expense | $50,382,000 | 147 |
| Salaries and employee benefits | $24,651,000 | 124 |
| Premises and equipment expense | $8,787,000 | 104 |
| Additional noninterest expense | $16,944,000 | 157 |
| Pre-tax net operating income | $-10,663,000 | 9,120 |
| Securities gains (losses) | $19,238,000 | 24 |
| Applicable income taxes | $3,271,000 | 313 |
| Income before extraordinary items | $5,304,000 | 365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,304,000 | 365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $945,000 | 291 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-7,008,320 | 9,106 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $186,832,000 | 203 |
| Total interest expense | $80,422,000 | 158 |
| Net interest income | $106,410,000 | 229 |
| Provision for loan and lease losses | $7,008,000 | 260 |
| Total noninterest income | $-8,689,000 | 9,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-8,689,000 | 9,192 |
| Total noninterest expense | $232,766,000 | 133 |
| Salaries and employee benefits | $111,698,000 | 120 |
| Premises and equipment expense | $39,543,000 | 93 |
| Additional noninterest expense | $81,525,000 | 142 |
| Pre-tax net operating income | $-142,053,000 | 9,193 |
| Securities gains (losses) | $214,381,000 | 12 |
| Applicable income taxes | $26,877,000 | 188 |
| Income before extraordinary items | $45,451,000 | 211 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $45,451,000 | 213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,730,000 | 251 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-91,752,840 | 9,178 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $137,384,000 | 208 |
| Total interest expense | $61,118,000 | 165 |
| Net interest income | $76,266,000 | 247 |
| Provision for loan and lease losses | $4,299,000 | 311 |
| Total noninterest income | $-13,202,000 | 9,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-13,202,000 | 9,248 |
| Total noninterest expense | $175,627,000 | 133 |
| Salaries and employee benefits | $82,489,000 | 120 |
| Premises and equipment expense | $28,867,000 | 95 |
| Additional noninterest expense | $64,271,000 | 140 |
| Pre-tax net operating income | $-116,862,000 | 9,249 |
| Securities gains (losses) | $179,037,000 | 11 |
| Applicable income taxes | $23,095,000 | 181 |
| Income before extraordinary items | $39,080,000 | 200 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $39,080,000 | 201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,207,000 | 262 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-75,503,680 | 9,234 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $84,150,000 | 225 |
| Total interest expense | $40,597,000 | 169 |
| Net interest income | $43,553,000 | 280 |
| Provision for loan and lease losses | $1,762,000 | 427 |
| Total noninterest income | $869,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $869,000 | 1,682 |
| Total noninterest expense | $111,944,000 | 136 |
| Salaries and employee benefits | $50,072,000 | 126 |
| Premises and equipment expense | $19,859,000 | 97 |
| Additional noninterest expense | $42,013,000 | 141 |
| Pre-tax net operating income | $-69,284,000 | 9,279 |
| Securities gains (losses) | $102,138,000 | 14 |
| Applicable income taxes | $12,131,000 | 208 |
| Income before extraordinary items | $20,723,000 | 237 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,723,000 | 237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,483,000 | 284 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-44,645,320 | 9,264 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $39,625,000 | 235 |
| Total interest expense | $20,396,000 | 172 |
| Net interest income | $19,229,000 | 314 |
| Provision for loan and lease losses | $868,000 | 422 |
| Total noninterest income | $6,501,000 | 358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,501,000 | 275 |
| Total noninterest expense | $54,541,000 | 137 |
| Salaries and employee benefits | $23,775,000 | 135 |
| Premises and equipment expense | $10,093,000 | 95 |
| Additional noninterest expense | $20,673,000 | 136 |
| Pre-tax net operating income | $-29,679,000 | 9,326 |
| Securities gains (losses) | $43,413,000 | 17 |
| Applicable income taxes | $5,101,000 | 244 |
| Income before extraordinary items | $8,633,000 | 269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,633,000 | 269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,487,000 | 262 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-19,151,320 | 9,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $142,884,000 | 278 |
| Total interest expense | $97,913,000 | 167 |
| Net interest income | $44,971,000 | 467 |
| Provision for loan and lease losses | $24,520,000 | 145 |
| Total noninterest income | $39,234,000 | 257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,234,000 | 207 |
| Total noninterest expense | $154,920,000 | 165 |
| Salaries and employee benefits | $73,023,000 | 150 |
| Premises and equipment expense | $30,632,000 | 116 |
| Additional noninterest expense | $51,265,000 | 201 |
| Pre-tax net operating income | $-95,235,000 | 9,366 |
| Securities gains (losses) | $76,069,000 | 28 |
| Applicable income taxes | $-7,526,000 | 9,340 |
| Income before extraordinary items | $-11,640,000 | 9,336 |
| Extraordinary gains, net | $-4,620,000 | 9,346 |
| Net income | $-16,260,000 | 9,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,578,000 | 210 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-60,324,160 | 9,351 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $149,148,000 | 297 |
| Total interest expense | $101,256,000 | 221 |
| Net interest income | $47,892,000 | 412 |
| Provision for loan and lease losses | $615,000 | 1,861 |
| Total noninterest income | $44,949,000 | 240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $44,949,000 | 190 |
| Total noninterest expense | $85,811,000 | 242 |
| Salaries and employee benefits | $33,444,000 | 248 |
| Premises and equipment expense | $16,229,000 | 169 |
| Additional noninterest expense | $36,138,000 | 248 |
| Pre-tax net operating income | $6,415,000 | 1,166 |
| Securities gains (losses) | $3,531,000 | 169 |
| Applicable income taxes | $3,874,000 | 669 |
| Income before extraordinary items | $6,072,000 | 902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,072,000 | 903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,630,000 | 465 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,812,160 | 1,361 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $114,674,000 | 376 |
| Total interest expense | $78,671,000 | 306 |
| Net interest income | $36,003,000 | 522 |
| Provision for loan and lease losses | $393,000 | 2,306 |
| Total noninterest income | $4,504,000 | 997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,504,000 | 673 |
| Total noninterest expense | $43,432,000 | 390 |
| Salaries and employee benefits | $7,337,000 | 954 |
| Premises and equipment expense | $6,283,000 | 363 |
| Additional noninterest expense | $29,812,000 | 268 |
| Pre-tax net operating income | $-3,318,000 | 9,856 |
| Securities gains (losses) | $366,000 | 310 |
| Applicable income taxes | $-1,313,000 | 9,854 |
| Income before extraordinary items | $-1,639,000 | 9,810 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,639,000 | 9,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,839,000 | 497 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,873,240 | 9,819 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $53,440,000 | 653 |
| Total interest expense | $31,241,000 | 542 |
| Net interest income | $22,199,000 | 790 |
| Provision for loan and lease losses | $107,000 | 5,099 |
| Total noninterest income | $1,502,000 | 2,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,502,000 | 1,397 |
| Total noninterest expense | $20,481,000 | 748 |
| Salaries and employee benefits | $3,905,000 | 1,777 |
| Premises and equipment expense | $2,699,000 | 757 |
| Additional noninterest expense | $13,877,000 | 471 |
| Pre-tax net operating income | $3,113,000 | 2,330 |
| Securities gains (losses) | $525,000 | 334 |
| Applicable income taxes | $1,316,000 | 1,765 |
| Income before extraordinary items | $2,322,000 | 2,250 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,322,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,695,000 | 504 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,986,000 | 2,575 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,923,000 | 1,809 |
| Total interest expense | $11,424,000 | 1,354 |
| Net interest income | $6,499,000 | 2,631 |
| Provision for loan and lease losses | $21,000 | 7,700 |
| Total noninterest income | $698,000 | 3,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $698,000 | 2,396 |
| Total noninterest expense | $5,149,000 | 2,524 |
| Salaries and employee benefits | $1,375,000 | 4,547 |
| Premises and equipment expense | $847,000 | 2,301 |
| Additional noninterest expense | $2,927,000 | 1,483 |
| Pre-tax net operating income | $2,027,000 | 3,307 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $-2,279,000 | 10,445 |
| Income before extraordinary items | $4,316,000 | 1,233 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,316,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 986 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,306,000 | 1,196 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 9,044 |
| Total interest expense | $1,096,000 | 8,419 |
| Net interest income | $873,000 | 9,485 |
| Provision for loan and lease losses | $472,000 | 1,869 |
| Total noninterest income | $65,000 | 10,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $65,000 | 7,858 |
| Total noninterest expense | $1,981,000 | 5,693 |
| Salaries and employee benefits | $480,000 | 8,748 |
| Premises and equipment expense | $505,000 | 3,669 |
| Additional noninterest expense | $996,000 | 3,924 |
| Pre-tax net operating income | $-1,515,000 | 10,883 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-1,515,000 | 10,878 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,515,000 | 10,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $25,249,000 | 37 |
| Net operating income | $-1,515,000 | 10,868 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 5,135 |
| Total interest expense | $3,475,000 | 4,221 |
| Net interest income | $2,611,000 | 6,028 |
| Provision for loan and lease losses | $143,000 | 4,205 |
| Total noninterest income | $475,000 | 5,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $475,000 | 3,036 |
| Total noninterest expense | $3,130,000 | 4,175 |
| Salaries and employee benefits | $1,397,000 | 4,594 |
| Premises and equipment expense | $497,000 | 3,798 |
| Additional noninterest expense | $1,236,000 | 3,692 |
| Pre-tax net operating income | $-187,000 | 11,063 |
| Securities gains (losses) | $279,000 | 573 |
| Applicable income taxes | $32,000 | 9,997 |
| Income before extraordinary items | $60,000 | 10,521 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $60,000 | 10,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-121,350 | 10,984 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 8,317 |
| Total interest expense | $1,598,000 | 7,423 |
| Net interest income | $1,331,000 | 8,979 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $254,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $254,000 | 4,434 |
| Total noninterest expense | $1,553,000 | 7,108 |
| Salaries and employee benefits | $767,000 | 7,298 |
| Premises and equipment expense | $321,000 | 5,340 |
| Additional noninterest expense | $465,000 | 7,559 |
| Pre-tax net operating income | $12,000 | 11,432 |
| Securities gains (losses) | $640,000 | 292 |
| Applicable income taxes | $265,000 | 6,442 |
| Income before extraordinary items | $387,000 | 8,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $387,000 | 8,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-22,600 | 11,514 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 8,620 |
| Total interest expense | $1,362,000 | 7,339 |
| Net interest income | $1,305,000 | 9,449 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $267,000 | 7,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $267,000 | 4,408 |
| Total noninterest expense | $3,028,000 | 4,371 |
| Salaries and employee benefits | $2,028,000 | 3,240 |
| Premises and equipment expense | $545,000 | 3,545 |
| Additional noninterest expense | $455,000 | 8,271 |
| Pre-tax net operating income | $-1,466,000 | 12,493 |
| Securities gains (losses) | $1,584,000 | 114 |
| Applicable income taxes | $-47,000 | 12,208 |
| Income before extraordinary items | $165,000 | 10,663 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $165,000 | 10,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,137 |
| Net operating income | $-1,419,000 | 12,466 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 10,378 |
| Total interest expense | $1,006,000 | 9,082 |
| Net interest income | $899,000 | 11,164 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $231,000 | 8,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $231,000 | 5,234 |
| Total noninterest expense | $3,162,000 | 4,308 |
| Salaries and employee benefits | $2,013,000 | 3,267 |
| Premises and equipment expense | $653,000 | 3,063 |
| Additional noninterest expense | $496,000 | 8,251 |
| Pre-tax net operating income | $-2,041,000 | 13,085 |
| Securities gains (losses) | $2,997,000 | 236 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $862,000 | 5,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $862,000 | 5,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,835,300 | 13,052 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 11,374 |
| Total interest expense | $955,000 | 10,600 |
| Net interest income | $814,000 | 11,854 |
| Provision for loan and lease losses | $106,000 | 7,118 |
| Total noninterest income | $706,000 | 4,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $706,000 | 2,525 |
| Total noninterest expense | $2,669,000 | 5,007 |
| Salaries and employee benefits | $1,500,000 | 4,230 |
| Premises and equipment expense | $621,000 | 3,252 |
| Additional noninterest expense | $548,000 | 8,005 |
| Pre-tax net operating income | $-1,255,000 | 13,529 |
| Securities gains (losses) | $1,603,000 | 471 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $348,000 | 8,750 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $348,000 | 8,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 6,122 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,255,000 | 13,532 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.