| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4045% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3702% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4202% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1859% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4806% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1130% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6404% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9033% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4787% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3866% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7723% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9464% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5616% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3216% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4408% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7574% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4858% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2657% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 7,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0642% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6813% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4697% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2810% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0409% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8735% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5360% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2279% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 2,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0429% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 2,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9385% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5446% | 3,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1972% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0616% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 1,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3877% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5509% | 2,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1971% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 5,880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7159% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5335% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2107% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 7,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 7,976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 5,901 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 7,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5469% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6439% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5708% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 2,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2407% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 58.3331% | 9 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6350% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0909% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 2,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3960% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 2,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4979% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4777% | 3,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0672% | 3,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 2,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6733% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1672% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4255% | 3,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1151% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3717% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2776% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6307% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1837% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 2,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 2,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6342% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4555% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4882% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | 10.3926% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1828% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6999% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5267% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4213% | 4,187 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0855% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1773% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0739% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8494% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9057% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | 12.4710% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2466% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4962% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6515% | 121 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7608% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 16.6282% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5297% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4027% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.5419% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4414% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3873% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4456% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4624% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 63.1698% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9343% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1704% | 4,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1744% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2065% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6393% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6442% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3785% | 1,118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1699% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1642% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1843% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2484% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4451% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6478% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3131% | 2,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3269% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3704% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2317% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4336% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4116% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3935% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3483% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4000% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7571% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5662% | 305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8448% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0276% | 7,465 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0095% | 8,409 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0147% | 10,227 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0095% | 8,529 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0440% | 8,456 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5065% | 4,201 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
