Home > Net First National Bank > Income and Expense

Net First National Bank, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$2,210,0008,018
Total interest expense$1,498,0006,974
Net interest income$712,0008,828
Provision for loan and lease losses$1,192,0001,099
Total noninterest income$1,626,0002,354
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$26,0008,045
Trading account gains and fees$0177
Additional Noninterest Income$1,600,0001,449
Total noninterest expense$3,039,0004,293
Salaries and employee benefits$1,349,0004,895
Premises and equipment expense$536,0003,680
Additional noninterest expense$1,154,0003,628
Pre-tax net operating income$-1,893,0009,480
Securities gains (losses)$26,0002,933
Applicable income taxes$07,903
Income before extraordinary items$-1,867,0009,516
Extraordinary gains, net$0105
Net income$-1,867,0009,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$806,0001,094
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,893,0009,494
2000-12-31 (YTD Data)Rank
Total interest income$2,346,0008,074
Total interest expense$1,318,0007,546
Net interest income$1,028,0008,423
Provision for loan and lease losses$679,0001,464
Total noninterest income$1,158,0002,837
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$17,0008,310
Trading account gains and feesNANA
Additional Noninterest Income$1,141,0001,701
Total noninterest expense$2,412,0004,973
Salaries and employee benefits$907,0006,297
Premises and equipment expense$472,0003,966
Additional noninterest expense$1,033,0003,892
Pre-tax net operating income$-905,0009,693
Securities gains (losses)$-9,0008,282
Applicable income taxes$08,362
Income before extraordinary items$-914,0009,707
Extraordinary gains, net$038
Net income$-914,0009,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$673,0001,004
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-905,0009,706
1999-12-31 (YTD Data)Rank
Total interest income$1,564,0008,984
Total interest expense$712,0008,922
Net interest income$852,0008,949
Provision for loan and lease losses$625,0001,451
Total noninterest income$780,0003,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,0008,320
Trading account gains and feesNANA
Additional Noninterest Income$751,0002,256
Total noninterest expense$1,591,0006,550
Salaries and employee benefits$585,0007,838
Premises and equipment expense$246,0006,090
Additional noninterest expense$760,0004,977
Pre-tax net operating income$-584,0009,902
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-584,0009,952
Extraordinary gains, net$035
Net income$-584,0009,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0009,726
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-584,0009,933
1998-12-31 (YTD Data)Rank
Total interest income$1,125,0009,735
Total interest expense$530,0009,623
Net interest income$595,0009,749
Provision for loan and lease losses$71,0005,847
Total noninterest income$57,0009,739
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,0008,291
Trading account gains and feesNANA
Additional Noninterest Income$17,0009,614
Total noninterest expense$1,098,0007,830
Salaries and employee benefits$309,0009,579
Premises and equipment expense$229,0006,273
Additional noninterest expense$560,0006,016
Pre-tax net operating income$-517,00010,195
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-517,00010,237
Extraordinary gains, net$032
Net income$-517,00010,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,000966
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-517,00010,206
1997-12-31 (YTD Data)Rank
Total interest income$1,834,0009,224
Total interest expense$778,0009,322
Net interest income$1,056,0009,049
Provision for loan and lease losses$42,0006,950
Total noninterest income$89,0009,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0007,887
Trading account gains and feesNANA
Additional Noninterest Income$19,0009,900
Total noninterest expense$979,0008,421
Salaries and employee benefits$404,0009,238
Premises and equipment expense$241,0006,194
Additional noninterest expense$334,0007,966
Pre-tax net operating income$124,0009,973
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$124,0009,802
Extraordinary gains, net$044
Net income$124,0009,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,067
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$124,0009,762
1996-12-31 (YTD Data)Rank
Total interest income$2,882,0008,154
Total interest expense$1,338,0007,990
Net interest income$1,544,0008,160
Provision for loan and lease losses$583,0001,554
Total noninterest income$158,0008,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0007,175
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,213
Total noninterest expense$1,620,0006,790
Salaries and employee benefits$741,0007,299
Premises and equipment expense$246,0006,302
Additional noninterest expense$633,0006,143
Pre-tax net operating income$-501,00011,238
Securities gains (losses)$24,0001,866
Applicable income taxes$16,00010,270
Income before extraordinary items$-493,00011,263
Extraordinary gains, net$053
Net income$-493,00011,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,770
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$6,000888
Net operating income$-517,00011,242
1995-12-31 (YTD Data)Rank
Total interest income$2,931,0008,314
Total interest expense$1,295,0008,290
Net interest income$1,636,0008,173
Provision for loan and lease losses$71,0005,396
Total noninterest income$192,0008,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,717
Trading account gains and feesNANA
Additional Noninterest Income$44,0009,521
Total noninterest expense$1,556,0007,101
Salaries and employee benefits$755,0007,370
Premises and equipment expense$259,0006,210
Additional noninterest expense$542,0006,929
Pre-tax net operating income$201,00010,458
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$201,0009,910
Extraordinary gains, net$065
Net income$201,0009,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,150
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$201,0009,887
1994-12-31 (YTD Data)Rank
Total interest income$1,864,00010,050
Total interest expense$522,00010,997
Net interest income$1,342,0009,333
Provision for loan and lease losses$-44,00011,963
Total noninterest income$215,0008,484
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0006,445
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,881
Total noninterest expense$1,400,0007,914
Salaries and employee benefits$706,0007,832
Premises and equipment expense$151,0008,529
Additional noninterest expense$543,0007,488
Pre-tax net operating income$201,00010,888
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$201,00010,263
Extraordinary gains, net$0249
Net income$201,00010,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,289
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$201,00010,319
1993-12-31 (YTD Data)Rank
Total interest income$1,363,00011,538
Total interest expense$425,00012,105
Net interest income$938,00011,004
Provision for loan and lease losses$329,0002,811
Total noninterest income$129,00010,649
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0008,238
Trading account gains and feesNANA
Additional Noninterest Income$24,00011,745
Total noninterest expense$1,209,0008,857
Salaries and employee benefits$544,0009,277
Premises and equipment expense$206,0007,564
Additional noninterest expense$459,0008,630
Pre-tax net operating income$-471,00012,840
Securities gains (losses)$83,0002,753
Applicable income taxes$012,141
Income before extraordinary items$-388,00012,861
Extraordinary gains, net$03,149
Net income$-388,00012,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0007,365
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$706,000535
Net operating income$-471,00012,826
1992-12-31 (YTD Data)Rank
Total interest income$1,433,00012,120
Total interest expense$584,00012,367
Net interest income$849,00011,708
Provision for loan and lease losses$52,0008,958
Total noninterest income$86,00012,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0009,657
Trading account gains and feesNANA
Additional Noninterest Income$19,00012,651
Total noninterest expense$1,202,0009,024
Salaries and employee benefits$524,0009,548
Premises and equipment expense$193,0008,002
Additional noninterest expense$485,0008,600
Pre-tax net operating income$-319,00013,186
Securities gains (losses)$58,0003,883
Applicable income taxes$012,680
Income before extraordinary items$-261,00013,228
Extraordinary gains, net$01,422
Net income$-261,00013,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0005,426
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-319,00013,160

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.