Home > Nesquehoning Savings Bank > Income and Expense
Nesquehoning Savings Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 7,533 |
| Total interest expense | $819,000 | 6,747 |
| Net interest income | $553,000 | 7,956 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $61,000 | 7,617 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $12,000 | 7,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 6,608 |
| Total noninterest expense | $530,000 | 7,952 |
| Salaries and employee benefits | $263,000 | 8,029 |
| Premises and equipment expense | $65,000 | 7,787 |
| Additional noninterest expense | $202,000 | 7,619 |
| Pre-tax net operating income | $84,000 | 6,458 |
| Securities gains (losses) | $-94,000 | 7,529 |
| Applicable income taxes | $17,000 | 4,664 |
| Income before extraordinary items | $-27,000 | 6,652 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-27,000 | 6,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $67,000 | 6,490 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 7,595 |
| Total interest expense | $566,000 | 6,796 |
| Net interest income | $360,000 | 8,018 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $38,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $8,000 | 7,191 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $30,000 | 6,778 |
| Total noninterest expense | $351,000 | 8,016 |
| Salaries and employee benefits | $174,000 | 8,099 |
| Premises and equipment expense | $42,000 | 7,849 |
| Additional noninterest expense | $135,000 | 7,646 |
| Pre-tax net operating income | $47,000 | 6,690 |
| Securities gains (losses) | $33,000 | 1,725 |
| Applicable income taxes | $12,000 | 4,921 |
| Income before extraordinary items | $68,000 | 6,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $39,950 | 6,703 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,663 |
| Total interest expense | $288,000 | 6,915 |
| Net interest income | $177,000 | 8,084 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $177,000 | 8,048 |
| Salaries and employee benefits | $88,000 | 8,127 |
| Premises and equipment expense | $22,000 | 7,853 |
| Additional noninterest expense | $67,000 | 7,671 |
| Pre-tax net operating income | $17,000 | 6,988 |
| Securities gains (losses) | $33,000 | 1,317 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $41,000 | 6,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 6,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $13,940 | 7,018 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 7,717 |
| Total interest expense | $1,045,000 | 7,092 |
| Net interest income | $724,000 | 8,062 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $66,000 | 7,880 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $15,000 | 7,235 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $51,000 | 7,075 |
| Total noninterest expense | $681,000 | 8,116 |
| Salaries and employee benefits | $334,000 | 8,206 |
| Premises and equipment expense | $81,000 | 7,949 |
| Additional noninterest expense | $266,000 | 7,704 |
| Pre-tax net operating income | $109,000 | 7,122 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $103,000 | 7,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $103,000 | 7,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $103,000 | 7,098 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 7,789 |
| Total interest expense | $756,000 | 7,193 |
| Net interest income | $541,000 | 8,122 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $49,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,266 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,000 | 7,108 |
| Total noninterest expense | $507,000 | 8,098 |
| Salaries and employee benefits | $248,000 | 8,203 |
| Premises and equipment expense | $58,000 | 7,963 |
| Additional noninterest expense | $201,000 | 7,667 |
| Pre-tax net operating income | $83,000 | 7,376 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $78,000 | 7,365 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $78,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $78,000 | 7,347 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $838,000 | 7,884 |
| Total interest expense | $478,000 | 7,294 |
| Net interest income | $360,000 | 8,198 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $32,000 | 8,017 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $25,000 | 7,165 |
| Total noninterest expense | $337,000 | 8,150 |
| Salaries and employee benefits | $162,000 | 8,278 |
| Premises and equipment expense | $40,000 | 7,995 |
| Additional noninterest expense | $135,000 | 7,704 |
| Pre-tax net operating income | $55,000 | 7,499 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $52,000 | 7,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $52,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $52,000 | 7,462 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 7,971 |
| Total interest expense | $226,000 | 7,403 |
| Net interest income | $179,000 | 8,254 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $15,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $169,000 | 8,179 |
| Salaries and employee benefits | $82,000 | 8,311 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $68,000 | 7,729 |
| Pre-tax net operating income | $25,000 | 7,595 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $24,000 | 7,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $24,000 | 7,543 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 7,914 |
| Total interest expense | $791,000 | 7,337 |
| Net interest income | $741,000 | 8,153 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $61,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $11,000 | 7,402 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 7,251 |
| Total noninterest expense | $657,000 | 8,236 |
| Salaries and employee benefits | $312,000 | 8,347 |
| Premises and equipment expense | $101,000 | 7,784 |
| Additional noninterest expense | $244,000 | 7,886 |
| Pre-tax net operating income | $145,000 | 7,567 |
| Securities gains (losses) | $34,000 | 774 |
| Applicable income taxes | $20,000 | 5,921 |
| Income before extraordinary items | $159,000 | 7,444 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $159,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $128,740 | 7,560 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 7,985 |
| Total interest expense | $572,000 | 7,391 |
| Net interest income | $561,000 | 8,223 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $44,000 | 8,233 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $8,000 | 7,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,336 |
| Total noninterest expense | $498,000 | 8,240 |
| Salaries and employee benefits | $236,000 | 8,365 |
| Premises and equipment expense | $84,000 | 7,689 |
| Additional noninterest expense | $178,000 | 7,951 |
| Pre-tax net operating income | $107,000 | 7,780 |
| Securities gains (losses) | $34,000 | 644 |
| Applicable income taxes | $16,000 | 6,057 |
| Income before extraordinary items | $125,000 | 7,602 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $125,000 | 7,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $94,740 | 7,757 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $745,000 | 8,020 |
| Total interest expense | $366,000 | 7,417 |
| Net interest income | $379,000 | 8,274 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $28,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,000 | 7,536 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $335,000 | 8,261 |
| Salaries and employee benefits | $155,000 | 8,426 |
| Premises and equipment expense | $63,000 | 7,564 |
| Additional noninterest expense | $117,000 | 7,985 |
| Pre-tax net operating income | $72,000 | 7,846 |
| Securities gains (losses) | $34,000 | 511 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $92,000 | 7,593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $92,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $62,420 | 7,826 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,058 |
| Total interest expense | $175,000 | 7,461 |
| Net interest income | $188,000 | 8,301 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $13,000 | 8,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $170,000 | 8,260 |
| Salaries and employee benefits | $76,000 | 8,460 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $31,000 | 7,917 |
| Securities gains (losses) | $34,000 | 401 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $57,000 | 7,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,080 | 7,887 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 8,036 |
| Total interest expense | $604,000 | 7,320 |
| Net interest income | $749,000 | 8,286 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $51,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $9,000 | 7,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,569 |
| Total noninterest expense | $578,000 | 8,452 |
| Salaries and employee benefits | $253,000 | 8,595 |
| Premises and equipment expense | $92,000 | 7,948 |
| Additional noninterest expense | $233,000 | 8,022 |
| Pre-tax net operating income | $222,000 | 7,639 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $17,000 | 6,385 |
| Income before extraordinary items | $205,000 | 7,558 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $205,000 | 7,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $205,000 | 7,533 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 8,070 |
| Total interest expense | $437,000 | 7,333 |
| Net interest income | $566,000 | 8,324 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $37,000 | 8,479 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $419,000 | 8,477 |
| Salaries and employee benefits | $188,000 | 8,596 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $170,000 | 8,066 |
| Pre-tax net operating income | $184,000 | 7,699 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $19,000 | 6,314 |
| Income before extraordinary items | $165,000 | 7,636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $165,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $165,000 | 7,603 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $666,000 | 8,086 |
| Total interest expense | $285,000 | 7,285 |
| Net interest income | $381,000 | 8,339 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $23,000 | 8,503 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $4,000 | 7,684 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $279,000 | 8,490 |
| Salaries and employee benefits | $125,000 | 8,614 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $113,000 | 8,060 |
| Pre-tax net operating income | $125,000 | 7,702 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $112,000 | 7,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $112,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $112,000 | 7,613 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 8,142 |
| Total interest expense | $139,000 | 7,301 |
| Net interest income | $193,000 | 8,394 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $139,000 | 8,550 |
| Salaries and employee benefits | $63,000 | 8,670 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $55,000 | 8,158 |
| Pre-tax net operating income | $64,000 | 7,716 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $57,000 | 7,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $57,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $57,000 | 7,615 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 8,082 |
| Total interest expense | $541,000 | 7,153 |
| Net interest income | $781,000 | 8,324 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $56,000 | 8,530 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $10,000 | 7,777 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $567,000 | 8,582 |
| Salaries and employee benefits | $244,000 | 8,734 |
| Premises and equipment expense | $81,000 | 8,197 |
| Additional noninterest expense | $242,000 | 8,038 |
| Pre-tax net operating income | $270,000 | 7,543 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $48,000 | 6,061 |
| Income before extraordinary items | $239,000 | 7,466 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $239,000 | 7,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $224,890 | 7,484 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $987,000 | 8,120 |
| Total interest expense | $401,000 | 7,195 |
| Net interest income | $586,000 | 8,371 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $43,000 | 8,572 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $8,000 | 7,809 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $417,000 | 8,607 |
| Salaries and employee benefits | $177,000 | 8,777 |
| Premises and equipment expense | $60,000 | 8,206 |
| Additional noninterest expense | $180,000 | 8,049 |
| Pre-tax net operating income | $212,000 | 7,638 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $176,000 | 7,614 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $176,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $176,000 | 7,564 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $649,000 | 8,197 |
| Total interest expense | $267,000 | 7,236 |
| Net interest income | $382,000 | 8,436 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $5,000 | 7,870 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $279,000 | 8,652 |
| Salaries and employee benefits | $115,000 | 8,850 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $124,000 | 8,044 |
| Pre-tax net operating income | $133,000 | 7,672 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $111,000 | 7,599 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 8,266 |
| Total interest expense | $136,000 | 7,249 |
| Net interest income | $184,000 | 8,515 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $138,000 | 8,694 |
| Salaries and employee benefits | $53,000 | 8,927 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $66,000 | 7,984 |
| Pre-tax net operating income | $60,000 | 7,766 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $51,000 | 7,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $51,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $51,000 | 7,699 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 8,278 |
| Total interest expense | $584,000 | 7,439 |
| Net interest income | $718,000 | 8,531 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $38,000 | 8,875 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $8,000 | 7,960 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $492,000 | 8,847 |
| Salaries and employee benefits | $219,000 | 8,963 |
| Premises and equipment expense | $80,000 | 8,341 |
| Additional noninterest expense | $193,000 | 8,480 |
| Pre-tax net operating income | $264,000 | 7,585 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $67,000 | 6,072 |
| Income before extraordinary items | $209,000 | 7,719 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $209,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $199,880 | 7,640 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $982,000 | 8,365 |
| Total interest expense | $449,000 | 7,540 |
| Net interest income | $533,000 | 8,617 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $24,000 | 9,003 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $6,000 | 8,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $359,000 | 8,896 |
| Salaries and employee benefits | $160,000 | 9,018 |
| Premises and equipment expense | $61,000 | 8,368 |
| Additional noninterest expense | $138,000 | 8,556 |
| Pre-tax net operating income | $198,000 | 7,738 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $49,000 | 6,220 |
| Income before extraordinary items | $149,000 | 7,906 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $149,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $149,000 | 7,759 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $666,000 | 8,397 |
| Total interest expense | $313,000 | 7,562 |
| Net interest income | $353,000 | 8,659 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $15,000 | 9,049 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $4,000 | 8,047 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $239,000 | 8,921 |
| Salaries and employee benefits | $108,000 | 9,046 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $89,000 | 8,606 |
| Pre-tax net operating income | $129,000 | 7,777 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $96,000 | 7,995 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $96,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $96,000 | 7,827 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,443 |
| Total interest expense | $160,000 | 7,622 |
| Net interest income | $177,000 | 8,708 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $9,000 | 9,027 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $118,000 | 8,979 |
| Salaries and employee benefits | $53,000 | 9,089 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $68,000 | 7,700 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $50,000 | 7,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $50,000 | 7,742 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 8,509 |
| Total interest expense | $740,000 | 7,692 |
| Net interest income | $647,000 | 8,820 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $26,000 | 9,136 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,000 | 8,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $428,000 | 9,097 |
| Salaries and employee benefits | $193,000 | 9,174 |
| Premises and equipment expense | $77,000 | 8,491 |
| Additional noninterest expense | $158,000 | 8,826 |
| Pre-tax net operating income | $245,000 | 7,767 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $55,000 | 6,468 |
| Income before extraordinary items | $190,000 | 7,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $190,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $190,000 | 7,783 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 8,887 |
| Total interest expense | $865,000 | 8,294 |
| Net interest income | $455,000 | 9,252 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $17,000 | 9,442 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $346,000 | 9,438 |
| Salaries and employee benefits | $169,000 | 9,463 |
| Premises and equipment expense | $37,000 | 9,335 |
| Additional noninterest expense | $140,000 | 9,124 |
| Pre-tax net operating income | $126,000 | 8,205 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $36,000 | 6,952 |
| Income before extraordinary items | $99,000 | 8,342 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $99,000 | 8,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $92,430 | 8,284 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 9,075 |
| Total interest expense | $854,000 | 8,526 |
| Net interest income | $521,000 | 9,428 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $4,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $288,000 | 9,769 |
| Salaries and employee benefits | $150,000 | 9,751 |
| Premises and equipment expense | $13,000 | 9,822 |
| Additional noninterest expense | $125,000 | 9,453 |
| Pre-tax net operating income | $237,000 | 8,203 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $90,000 | 6,649 |
| Income before extraordinary items | $148,000 | 8,430 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $148,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $147,360 | 8,435 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 9,394 |
| Total interest expense | $740,000 | 8,848 |
| Net interest income | $483,000 | 9,716 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $6,000 | 10,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $311,000 | 10,044 |
| Salaries and employee benefits | $214,000 | 9,861 |
| Premises and equipment expense | $12,000 | 10,138 |
| Additional noninterest expense | $85,000 | 10,018 |
| Pre-tax net operating income | $178,000 | 8,680 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $63,000 | 7,459 |
| Income before extraordinary items | $115,000 | 8,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $115,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $115,000 | 8,827 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 9,617 |
| Total interest expense | $736,000 | 9,100 |
| Net interest income | $495,000 | 9,930 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $5,000 | 10,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,199 |
| Total noninterest expense | $290,000 | 10,275 |
| Salaries and employee benefits | $196,000 | 10,124 |
| Premises and equipment expense | $13,000 | 10,375 |
| Additional noninterest expense | $81,000 | 10,258 |
| Pre-tax net operating income | $210,000 | 8,868 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $80,000 | 7,823 |
| Income before extraordinary items | $130,000 | 9,114 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $130,000 | 9,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $130,000 | 9,040 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 10,109 |
| Total interest expense | $687,000 | 9,579 |
| Net interest income | $480,000 | 10,420 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $5,000 | 10,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $281,000 | 10,734 |
| Salaries and employee benefits | $192,000 | 10,576 |
| Premises and equipment expense | $16,000 | 10,802 |
| Additional noninterest expense | $73,000 | 10,734 |
| Pre-tax net operating income | $204,000 | 9,552 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $72,000 | 8,875 |
| Income before extraordinary items | $132,000 | 9,752 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $132,000 | 9,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $132,000 | 9,706 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 10,599 |
| Total interest expense | $679,000 | 10,030 |
| Net interest income | $468,000 | 10,950 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $5,000 | 11,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $375,000 | 11,044 |
| Salaries and employee benefits | $193,000 | 11,052 |
| Premises and equipment expense | $11,000 | 11,376 |
| Additional noninterest expense | $171,000 | 10,282 |
| Pre-tax net operating income | $98,000 | 10,374 |
| Securities gains (losses) | $230,000 | 646 |
| Applicable income taxes | $125,000 | 8,311 |
| Income before extraordinary items | $203,000 | 9,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $203,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $55,800 | 10,499 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 11,127 |
| Total interest expense | $604,000 | 10,646 |
| Net interest income | $487,000 | 11,426 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $4,000 | 11,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $282,000 | 11,750 |
| Salaries and employee benefits | $176,000 | 11,619 |
| Premises and equipment expense | $12,000 | 11,881 |
| Additional noninterest expense | $94,000 | 11,664 |
| Pre-tax net operating income | $209,000 | 10,410 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $69,000 | 9,810 |
| Income before extraordinary items | $140,000 | 10,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $140,000 | 10,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $140,000 | 10,526 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 11,721 |
| Total interest expense | $471,000 | 11,222 |
| Net interest income | $523,000 | 11,933 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $4,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $269,000 | 12,411 |
| Salaries and employee benefits | $165,000 | 12,283 |
| Premises and equipment expense | $7,000 | 12,553 |
| Additional noninterest expense | $97,000 | 12,316 |
| Pre-tax net operating income | $238,000 | 10,592 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $158,000 | 10,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $158,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $158,000 | 10,767 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 12,213 |
| Total interest expense | $538,000 | 11,488 |
| Net interest income | $498,000 | 12,558 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $3,000 | 13,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,123 |
| Total noninterest expense | $267,000 | 13,063 |
| Salaries and employee benefits | $162,000 | 12,906 |
| Premises and equipment expense | $16,000 | 13,144 |
| Additional noninterest expense | $89,000 | 13,034 |
| Pre-tax net operating income | $226,000 | 10,819 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $74,000 | 10,356 |
| Income before extraordinary items | $152,000 | 11,177 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $152,000 | 11,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $152,000 | 10,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 12,879 |
| Total interest expense | $644,000 | 12,089 |
| Net interest income | $436,000 | 13,281 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $27,000 | 13,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $247,000 | 13,701 |
| Salaries and employee benefits | $156,000 | 13,514 |
| Premises and equipment expense | $13,000 | 13,799 |
| Additional noninterest expense | $78,000 | 13,703 |
| Pre-tax net operating income | $168,000 | 11,348 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $50,000 | 11,256 |
| Income before extraordinary items | $118,000 | 11,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $118,000 | 11,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $118,000 | 11,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.