Home > Neighborhood State Bank > Income and Expense

Neighborhood State Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$1,466,0009,117
Total interest expense$705,0008,940
Net interest income$761,0009,152
Provision for loan and lease losses$-75,00010,077
Total noninterest income$80,0009,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$18,0008,532
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,661
Total noninterest expense$612,0009,286
Salaries and employee benefits$406,0008,855
Premises and equipment expense$68,0009,271
Additional noninterest expense$138,0009,627
Pre-tax net operating income$304,0008,071
Securities gains (losses)$03,155
Applicable income taxes$91,0007,048
Income before extraordinary items$213,0008,197
Extraordinary gains, net$035
Net income$213,0008,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,102
Cash dividends$50,0006,588
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$213,0008,170
1998-12-31 (YTD Data)Rank
Total interest income$1,538,0009,241
Total interest expense$830,0008,855
Net interest income$708,0009,473
Provision for loan and lease losses$221,0003,304
Total noninterest income$71,0009,497
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,0008,717
Trading account gains and feesNANA
Additional Noninterest Income$51,0008,120
Total noninterest expense$615,0009,380
Salaries and employee benefits$386,0009,052
Premises and equipment expense$73,0009,302
Additional noninterest expense$156,0009,599
Pre-tax net operating income$-57,0009,876
Securities gains (losses)$04,449
Applicable income taxes$-92,00010,215
Income before extraordinary items$35,0009,700
Extraordinary gains, net$032
Net income$35,0009,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,700
Cash dividends$120,0006,059
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$35,0009,639
1997-12-31 (YTD Data)Rank
Total interest income$1,332,0009,889
Total interest expense$698,0009,550
Net interest income$634,00010,109
Provision for loan and lease losses$44,0006,908
Total noninterest income$43,00010,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$18,0009,171
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,587
Total noninterest expense$470,00010,239
Salaries and employee benefits$289,00010,028
Premises and equipment expense$47,00010,270
Additional noninterest expense$134,00010,187
Pre-tax net operating income$163,0009,776
Securities gains (losses)$10,0002,359
Applicable income taxes$38,0009,437
Income before extraordinary items$135,0009,730
Extraordinary gains, net$044
Net income$135,0009,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,835
Cash dividends$35,0007,413
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$127,2009,738
1996-12-31 (YTD Data)Rank
Total interest income$1,261,00010,443
Total interest expense$642,00010,145
Net interest income$619,00010,610
Provision for loan and lease losses$9,0008,632
Total noninterest income$50,00010,852
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0009,540
Trading account gains and feesNANA
Additional Noninterest Income$28,0009,949
Total noninterest expense$402,00010,959
Salaries and employee benefits$272,00010,565
Premises and equipment expense$35,00011,039
Additional noninterest expense$95,00011,123
Pre-tax net operating income$258,0009,427
Securities gains (losses)$04,148
Applicable income taxes$69,0009,344
Income before extraordinary items$189,0009,400
Extraordinary gains, net$053
Net income$189,0009,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$115,0006,467
Sale, conversion, retirement of capital stock, net$0953
Net operating income$189,0009,346
1995-12-31 (YTD Data)Rank
Total interest income$1,142,00011,045
Total interest expense$589,00010,706
Net interest income$553,00011,260
Provision for loan and lease losses$19,0007,763
Total noninterest income$43,00011,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,0009,934
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,891
Total noninterest expense$380,00011,498
Salaries and employee benefits$242,00011,218
Premises and equipment expense$33,00011,548
Additional noninterest expense$105,00011,565
Pre-tax net operating income$197,00010,482
Securities gains (losses)$-17,00010,458
Applicable income taxes$58,00010,021
Income before extraordinary items$122,00010,727
Extraordinary gains, net$065
Net income$122,00010,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$90,0006,999
Sale, conversion, retirement of capital stock, net$0809
Net operating income$133,56010,598
1994-12-31 (YTD Data)Rank
Total interest income$1,008,00011,692
Total interest expense$499,00011,106
Net interest income$509,00011,975
Provision for loan and lease losses$23,0007,639
Total noninterest income$34,00012,213
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,00010,503
Trading account gains and feesNANA
Additional Noninterest Income$12,00011,965
Total noninterest expense$365,00012,165
Salaries and employee benefits$223,00011,900
Premises and equipment expense$33,00012,157
Additional noninterest expense$109,00012,220
Pre-tax net operating income$155,00011,235
Securities gains (losses)$-11,0009,904
Applicable income taxes$40,00010,689
Income before extraordinary items$104,00011,348
Extraordinary gains, net$0249
Net income$104,00011,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$90,0007,108
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$111,92011,307
1993-12-31 (YTD Data)Rank
Total interest income$964,00012,365
Total interest expense$470,00011,831
Net interest income$494,00012,575
Provision for loan and lease losses$12,0009,545
Total noninterest income$33,00012,890
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,00010,907
Trading account gains and feesNANA
Additional Noninterest Income$9,00012,819
Total noninterest expense$370,00012,758
Salaries and employee benefits$228,00012,391
Premises and equipment expense$40,00012,537
Additional noninterest expense$102,00012,912
Pre-tax net operating income$145,00011,511
Securities gains (losses)$5,0006,132
Applicable income taxes$42,00011,116
Income before extraordinary items$108,00011,719
Extraordinary gains, net$20,0002,703
Net income$128,00011,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$92,0007,094
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$104,40011,567
1992-12-31 (YTD Data)Rank
Total interest income$770,00013,394
Total interest expense$388,00013,218
Net interest income$382,00013,439
Provision for loan and lease losses$9,00011,277
Total noninterest income$26,00013,604
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,00011,388
Trading account gains and feesNANA
Additional Noninterest Income$7,00013,545
Total noninterest expense$270,00013,656
Salaries and employee benefits$169,00013,415
Premises and equipment expense$23,00013,601
Additional noninterest expense$78,00013,703
Pre-tax net operating income$129,00011,725
Securities gains (losses)$6,0006,913
Applicable income taxes$41,00011,507
Income before extraordinary items$94,00012,010
Extraordinary gains, net$01,422
Net income$94,00012,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,00010,255
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$-456,00013,863
Net operating income$89,80011,773

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.