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Neighborhood National Bank, Income and Expense

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2025-06-30 (YTD Data)		Rank
Total interest income	$5,164,000	3,002
Total interest expense	$2,354,000	2,539
Net interest income	$2,810,000	3,264
Provision for loan and lease losses	$10,000	2,976
Total noninterest income	$563,000	2,528
Gross Fiduciary activities income	$0	937
Service charges on deposit accounts	$514,000	997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	3,841
Total noninterest expense	$3,163,000	2,765
Salaries and employee benefits	$1,794,000	2,753
Premises and equipment expense	$259,000	2,918
Additional noninterest expense	$49,000	3,870
Pre-tax net operating income	$200,000	3,947
Securities gains (losses)	$0	804
Applicable income taxes	$2,000	3,210
Income before extraordinary items	$198,000	3,909
Extraordinary gains, net	$0	20
Net income	$198,000	3,948
Minority interest net income	$0	69
Net income of bank and minority interests.	$198,000	3,909
Net charge-offs	$-8,000	3,914
Cash dividends	$0	2,872
Sale, conversion, retirement of capital stock, net	$27,000	433
Net operating income	$198,000	3,917
2025-03-31 (YTD Data)		Rank
Total interest income	$2,468,000	3,050
Total interest expense	$1,115,000	2,597
Net interest income	$1,353,000	3,278
Provision for loan and lease losses	$0	2,775
Total noninterest income	$235,000	2,714
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$210,000	1,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	3,847
Total noninterest expense	$1,562,000	2,804
Salaries and employee benefits	$911,000	2,735
Premises and equipment expense	$132,000	2,902
Additional noninterest expense	$25,000	3,847
Pre-tax net operating income	$26,000	4,112
Securities gains (losses)	$0	665
Applicable income taxes	$0	3,151
Income before extraordinary items	$26,000	4,083
Extraordinary gains, net	$0	47
Net income	$26,000	4,125
Minority interest net income	$0	65
Net income of bank and minority interests.	$26,000	4,083
Net charge-offs	$-2,000	3,609
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$14,000	429
Net operating income	$26,000	4,094
2024-12-31 (YTD Data)		Rank
Total interest income	$8,827,000	3,145
Total interest expense	$3,978,000	2,767
Net interest income	$4,849,000	3,345
Provision for loan and lease losses	$66,000	2,715
Total noninterest income	$600,000	3,238
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$284,000	2,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	3,305
Total noninterest expense	$6,494,000	2,728
Salaries and employee benefits	$3,659,000	2,706
Premises and equipment expense	$498,000	2,962
Additional noninterest expense	$316,000	3,305
Pre-tax net operating income	$-1,111,000	4,385
Securities gains (losses)	$0	940
Applicable income taxes	$0	3,278
Income before extraordinary items	$-1,111,000	4,366
Extraordinary gains, net	$0	53
Net income	$-1,111,000	4,366
Minority interest net income	$0	90
Net income of bank and minority interests.	$-1,111,000	4,366
Net charge-offs	$-3,000	3,754
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$48,000	496
Net operating income	$-1,111,000	4,380
2024-09-30 (YTD Data)		Rank
Total interest income	$6,480,000	3,168
Total interest expense	$2,952,000	2,767
Net interest income	$3,528,000	3,390
Provision for loan and lease losses	$41,000	2,647
Total noninterest income	$467,000	3,176
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$175,000	2,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$292,000	3,133
Total noninterest expense	$4,819,000	2,727
Salaries and employee benefits	$2,654,000	2,741
Premises and equipment expense	$366,000	2,991
Additional noninterest expense	$292,000	3,133
Pre-tax net operating income	$-865,000	4,425
Securities gains (losses)	$0	930
Applicable income taxes	$2,000	3,243
Income before extraordinary items	$-867,000	4,410
Extraordinary gains, net	$0	51
Net income	$-867,000	4,410
Minority interest net income	$0	82
Net income of bank and minority interests.	$-867,000	4,411
Net charge-offs	$-2,000	3,619
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$6,036,000	90
Net operating income	$-867,000	4,420
2024-06-30 (YTD Data)		Rank
Total interest income	$4,179,000	3,207
Total interest expense	$1,867,000	2,801
Net interest income	$2,312,000	3,417
Provision for loan and lease losses	$0	2,935
Total noninterest income	$174,000	3,606
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$118,000	2,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	3,880
Total noninterest expense	$3,013,000	2,800
Salaries and employee benefits	$1,766,000	2,733
Premises and equipment expense	$238,000	3,012
Additional noninterest expense	$56,000	3,880
Pre-tax net operating income	$-527,000	4,444
Securities gains (losses)	$0	628
Applicable income taxes	$2,000	3,239
Income before extraordinary items	$-529,000	4,428
Extraordinary gains, net	$0	52
Net income	$-529,000	4,429
Minority interest net income	$0	84
Net income of bank and minority interests.	$-529,000	4,430
Net charge-offs	$0	2,587
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$6,023,000	75
Net operating income	$-529,000	4,441
2024-03-31 (YTD Data)		Rank
Total interest income	$1,986,000	3,258
Total interest expense	$881,000	2,840
Net interest income	$1,105,000	3,469
Provision for loan and lease losses	$0	2,578
Total noninterest income	$94,000	3,560
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$60,000	2,449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	3,786
Total noninterest expense	$1,447,000	2,864
Salaries and employee benefits	$872,000	2,752
Premises and equipment expense	$119,000	3,010
Additional noninterest expense	$34,000	3,786
Pre-tax net operating income	$-248,000	4,449
Securities gains (losses)	$0	689
Applicable income taxes	$0	3,183
Income before extraordinary items	$-248,000	4,436
Extraordinary gains, net	$0	51
Net income	$-248,000	4,436
Minority interest net income	$0	72
Net income of bank and minority interests.	$-248,000	4,436
Net charge-offs	$0	2,217
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$11,000	374
Net operating income	$-248,000	4,447
2023-12-31 (YTD Data)		Rank
Total interest income	$6,223,000	3,431
Total interest expense	$1,954,000	3,069
Net interest income	$4,269,000	3,541
Provision for loan and lease losses	$0	3,275
Total noninterest income	$789,000	3,002
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$138,000	3,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$651,000	2,716
Total noninterest expense	$5,347,000	2,961
Salaries and employee benefits	$3,069,000	2,911
Premises and equipment expense	$474,000	3,028
Additional noninterest expense	$651,000	2,716
Pre-tax net operating income	$-289,000	4,448
Securities gains (losses)	$0	988
Applicable income taxes	$3,000	3,344
Income before extraordinary items	$-292,000	4,420
Extraordinary gains, net	$0	54
Net income	$-292,000	4,419
Minority interest net income	$0	88
Net income of bank and minority interests.	$-292,000	4,420
Net charge-offs	$-66,000	4,245
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$44,000	453
Net operating income	$-292,000	4,434
2023-09-30 (YTD Data)		Rank
Total interest income	$4,373,000	3,502
Total interest expense	$1,249,000	3,127
Net interest income	$3,124,000	3,586
Provision for loan and lease losses	$0	3,085
Total noninterest income	$687,000	2,836
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$97,000	3,157
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	2,522
Total noninterest expense	$3,940,000	2,972
Salaries and employee benefits	$2,282,000	2,903
Premises and equipment expense	$348,000	3,072
Additional noninterest expense	$590,000	2,521
Pre-tax net operating income	$-129,000	4,433
Securities gains (losses)	$0	849
Applicable income taxes	$1,000	3,388
Income before extraordinary items	$-130,000	4,446
Extraordinary gains, net	$0	52
Net income	$-130,000	4,443
Minority interest net income	$0	81
Net income of bank and minority interests.	$-130,000	4,446
Net charge-offs	$-65,000	4,270
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$33,000	442
Net operating income	$-130,000	4,462
2023-06-30 (YTD Data)		Rank
Total interest income	$2,802,000	3,528
Total interest expense	$719,000	3,147
Net interest income	$2,083,000	3,607
Provision for loan and lease losses	$0	2,940
Total noninterest income	$164,000	3,745
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$61,000	3,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	3,655
Total noninterest expense	$2,597,000	2,977
Salaries and employee benefits	$1,579,000	2,860
Premises and equipment expense	$232,000	3,077
Additional noninterest expense	$103,000	3,640
Pre-tax net operating income	$-350,000	4,521
Securities gains (losses)	$0	938
Applicable income taxes	$1,000	3,419
Income before extraordinary items	$-351,000	4,546
Extraordinary gains, net	$0	51
Net income	$-351,000	4,543
Minority interest net income	$0	81
Net income of bank and minority interests.	$-351,000	4,545
Net charge-offs	$-65,000	4,382
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$22,000	427
Net operating income	$-351,000	4,552
2023-03-31 (YTD Data)		Rank
Total interest income	$1,395,000	3,538
Total interest expense	$296,000	3,191
Net interest income	$1,099,000	3,565
Provision for loan and lease losses	$0	2,612
Total noninterest income	$76,000	3,802
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$38,000	3,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	3,848
Total noninterest expense	$1,273,000	3,041
Salaries and employee benefits	$800,000	2,881
Premises and equipment expense	$110,000	3,187
Additional noninterest expense	$38,000	3,848
Pre-tax net operating income	$-98,000	4,550
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$-98,000	4,528
Extraordinary gains, net	$0	4
Net income	$-98,000	4,528
Minority interest net income	$0	48
Net income of bank and minority interests.	$-98,000	4,528
Net charge-offs	$-64,000	4,492
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$11,000	393
Net operating income	$-98,000	4,543
2022-12-31 (YTD Data)		Rank
Total interest income	$4,076,000	3,711
Total interest expense	$545,000	3,149
Net interest income	$3,531,000	3,751
Provision for loan and lease losses	$68,000	2,418
Total noninterest income	$402,000	3,691
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$150,000	3,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	3,656
Total noninterest expense	$4,493,000	3,195
Salaries and employee benefits	$2,533,000	3,174
Premises and equipment expense	$426,000	3,213
Additional noninterest expense	$252,000	3,656
Pre-tax net operating income	$-628,000	4,635
Securities gains (losses)	$0	691
Applicable income taxes	$3,000	3,560
Income before extraordinary items	$-631,000	4,616
Extraordinary gains, net	$0	5
Net income	$-631,000	4,615
Minority interest net income	$0	63
Net income of bank and minority interests.	$-631,000	4,616
Net charge-offs	$-1,000	3,246
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$4,031,000	132
Net operating income	$-631,000	4,624
2022-09-30 (YTD Data)		Rank
Total interest income	$2,755,000	3,799
Total interest expense	$366,000	3,049
Net interest income	$2,389,000	3,845
Provision for loan and lease losses	$66,000	2,130
Total noninterest income	$376,000	3,550
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$114,000	3,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	3,415
Total noninterest expense	$3,353,000	3,201
Salaries and employee benefits	$1,905,000	3,165
Premises and equipment expense	$316,000	3,226
Additional noninterest expense	$262,000	3,415
Pre-tax net operating income	$-654,000	4,699
Securities gains (losses)	$0	740
Applicable income taxes	$3,000	3,546
Income before extraordinary items	$-657,000	4,668
Extraordinary gains, net	$0	4
Net income	$-657,000	4,669
Minority interest net income	$0	57
Net income of bank and minority interests.	$-657,000	4,669
Net charge-offs	$0	2,349
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$4,022,000	102
Net operating income	$-657,000	4,687
2022-06-30 (YTD Data)		Rank
Total interest income	$1,678,000	3,903
Total interest expense	$237,000	2,982
Net interest income	$1,441,000	3,958
Provision for loan and lease losses	$65,000	1,739
Total noninterest income	$309,000	3,356
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$71,000	3,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,154
Total noninterest expense	$2,199,000	3,209
Salaries and employee benefits	$1,267,000	3,178
Premises and equipment expense	$209,000	3,258
Additional noninterest expense	$723,000	3,142
Pre-tax net operating income	$-514,000	4,714
Securities gains (losses)	$0	687
Applicable income taxes	$3,000	3,501
Income before extraordinary items	$-517,000	4,684
Extraordinary gains, net	$0	4
Net income	$-517,000	4,684
Minority interest net income	$0	60
Net income of bank and minority interests.	$-517,000	4,684
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$4,008,000	70
Net operating income	$-517,000	4,709
2022-03-31 (YTD Data)		Rank
Total interest income	$815,000	3,917
Total interest expense	$113,000	3,020
Net interest income	$702,000	3,960
Provision for loan and lease losses	$0	2,285
Total noninterest income	$79,000	3,879
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$35,000	3,137
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	3,886
Total noninterest expense	$1,128,000	3,181
Salaries and employee benefits	$662,000	3,120
Premises and equipment expense	$102,000	3,318
Additional noninterest expense	$364,000	3,132
Pre-tax net operating income	$-347,000	4,742
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$-347,000	4,725
Extraordinary gains, net	$0	4
Net income	$-347,000	4,724
Minority interest net income	$0	50
Net income of bank and minority interests.	$-347,000	4,725
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$1,505,000	60
Net operating income	$-347,000	4,741
2021-12-31 (YTD Data)		Rank
Total interest income	$4,258,000	3,690
Total interest expense	$518,000	3,119
Net interest income	$3,740,000	3,728
Provision for loan and lease losses	$200,000	1,725
Total noninterest income	$1,533,000	2,515
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$131,000	3,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,402,000	2,289
Total noninterest expense	$4,606,000	3,152
Salaries and employee benefits	$2,701,000	3,094
Premises and equipment expense	$426,000	3,245
Additional noninterest expense	$1,479,000	3,115
Pre-tax net operating income	$467,000	4,271
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,000	3,658
Income before extraordinary items	$464,000	4,232
Extraordinary gains, net	$0	10
Net income	$464,000	4,231
Minority interest net income	$0	74
Net income of bank and minority interests.	$464,000	4,232
Net charge-offs	$-98,000	4,352
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$97,000	472
Net operating income	$464,000	4,215
2021-09-30 (YTD Data)		Rank
Total interest income	$3,088,000	3,814
Total interest expense	$396,000	3,198
Net interest income	$2,692,000	3,841
Provision for loan and lease losses	$200,000	1,464
Total noninterest income	$1,477,000	2,289
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$99,000	3,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,378,000	2,047
Total noninterest expense	$3,388,000	3,196
Salaries and employee benefits	$1,976,000	3,137
Premises and equipment expense	$322,000	3,279
Additional noninterest expense	$1,090,000	3,169
Pre-tax net operating income	$581,000	4,131
Securities gains (losses)	$0	2,015
Applicable income taxes	$3,000	3,625
Income before extraordinary items	$578,000	4,078
Extraordinary gains, net	$0	8
Net income	$578,000	4,077
Minority interest net income	$0	69
Net income of bank and minority interests.	$578,000	4,078
Net charge-offs	$-35,000	4,080
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$26,000	489
Net operating income	$578,000	4,055
2021-06-30 (YTD Data)		Rank
Total interest income	$1,705,000	4,056
Total interest expense	$264,000	3,265
Net interest income	$1,441,000	4,103
Provision for loan and lease losses	$200,000	1,183
Total noninterest income	$1,195,000	2,042
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$63,000	3,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,132,000	1,792
Total noninterest expense	$2,235,000	3,213
Salaries and employee benefits	$1,296,000	3,162
Premises and equipment expense	$221,000	3,239
Additional noninterest expense	$718,000	3,177
Pre-tax net operating income	$201,000	4,441
Securities gains (losses)	$0	1,818
Applicable income taxes	$3,000	3,587
Income before extraordinary items	$198,000	4,432
Extraordinary gains, net	$0	6
Net income	$198,000	4,431
Minority interest net income	$0	67
Net income of bank and minority interests.	$198,000	4,432
Net charge-offs	$-30,000	4,195
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$16,000	474
Net operating income	$198,000	4,411
2021-03-31 (YTD Data)		Rank
Total interest income	$862,000	4,053
Total interest expense	$139,000	3,274
Net interest income	$723,000	4,100
Provision for loan and lease losses	$100,000	1,234
Total noninterest income	$958,000	1,551
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$32,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$926,000	1,339
Total noninterest expense	$1,142,000	3,165
Salaries and employee benefits	$654,000	3,145
Premises and equipment expense	$118,000	3,146
Additional noninterest expense	$370,000	3,084
Pre-tax net operating income	$439,000	3,380
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$439,000	3,267
Extraordinary gains, net	$0	3
Net income	$439,000	3,268
Minority interest net income	$0	55
Net income of bank and minority interests.	$439,000	3,267
Net charge-offs	$7,000	1,445
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$8,000	444
Net operating income	$439,000	3,236
2020-12-31 (YTD Data)		Rank
Total interest income	$3,744,000	3,963
Total interest expense	$615,000	3,598
Net interest income	$3,129,000	3,981
Provision for loan and lease losses	$250,000	2,838
Total noninterest income	$617,000	3,401
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$156,000	3,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$461,000	3,231
Total noninterest expense	$5,632,000	2,805
Salaries and employee benefits	$3,393,000	2,740
Premises and equipment expense	$499,000	3,054
Additional noninterest expense	$1,740,000	2,772
Pre-tax net operating income	$-2,136,000	4,946
Securities gains (losses)	$0	2,675
Applicable income taxes	$3,000	3,599
Income before extraordinary items	$-2,139,000	4,944
Extraordinary gains, net	$0	4
Net income	$-2,139,000	4,944
Minority interest net income	$0	72
Net income of bank and minority interests.	$-2,139,000	4,944
Net charge-offs	$297,000	1,295
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$23,000	522
Net operating income	$-2,139,000	4,941
2020-09-30 (YTD Data)		Rank
Total interest income	$2,448,000	4,155
Total interest expense	$464,000	3,684
Net interest income	$1,984,000	4,190
Provision for loan and lease losses	$200,000	2,745
Total noninterest income	$554,000	3,195
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$128,000	2,970
Trading account gains and fees	NA	NA
Additional Noninterest Income	$426,000	3,001
Total noninterest expense	$4,288,000	2,760
Salaries and employee benefits	$2,585,000	2,693
Premises and equipment expense	$375,000	3,067
Additional noninterest expense	$1,328,000	2,724
Pre-tax net operating income	$-1,950,000	4,972
Securities gains (losses)	$0	2,494
Applicable income taxes	$3,000	3,588
Income before extraordinary items	$-1,953,000	4,967
Extraordinary gains, net	$0	4
Net income	$-1,953,000	4,967
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,953,000	4,967
Net charge-offs	$153,000	1,404
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$13,000	498
Net operating income	$-1,953,000	4,969
2020-06-30 (YTD Data)		Rank
Total interest income	$1,669,000	4,177
Total interest expense	$287,000	3,856
Net interest income	$1,382,000	4,174
Provision for loan and lease losses	$200,000	2,381
Total noninterest income	$333,000	3,274
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$103,000	2,784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$230,000	3,166
Total noninterest expense	$2,902,000	2,743
Salaries and employee benefits	$1,726,000	2,705
Premises and equipment expense	$247,000	3,079
Additional noninterest expense	$929,000	2,636
Pre-tax net operating income	$-1,387,000	4,992
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$-1,387,000	4,984
Extraordinary gains, net	$0	4
Net income	$-1,387,000	4,984
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,387,000	4,984
Net charge-offs	$17,000	2,258
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$6,000	482
Net operating income	$-1,387,000	4,989
2020-03-31 (YTD Data)		Rank
Total interest income	$629,000	4,497
Total interest expense	$119,000	4,163
Net interest income	$510,000	4,515
Provision for loan and lease losses	$0	3,711
Total noninterest income	$210,000	2,959
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$71,000	2,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	2,849
Total noninterest expense	$1,376,000	2,854
Salaries and employee benefits	$860,000	2,716
Premises and equipment expense	$123,000	3,112
Additional noninterest expense	$393,000	2,967
Pre-tax net operating income	$-656,000	5,002
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$-656,000	4,977
Extraordinary gains, net	$0	4
Net income	$-656,000	4,978
Minority interest net income	$0	56
Net income of bank and minority interests.	$-656,000	4,977
Net charge-offs	$124,000	783
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$-5,000	5,053
Net operating income	$-656,000	5,004
2019-12-31 (YTD Data)		Rank
Total interest income	$3,003,000	4,374
Total interest expense	$364,000	4,425
Net interest income	$2,639,000	4,304
Provision for loan and lease losses	$0	3,973
Total noninterest income	$2,158,000	1,900
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,700,000	729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$458,000	3,119
Total noninterest expense	$7,075,000	2,423
Salaries and employee benefits	$3,654,000	2,606
Premises and equipment expense	$790,000	2,362
Additional noninterest expense	$2,631,000	2,133
Pre-tax net operating income	$-2,278,000	5,146
Securities gains (losses)	$0	2,379
Applicable income taxes	$3,000	3,769
Income before extraordinary items	$-2,281,000	5,140
Extraordinary gains, net	$0	11
Net income	$-2,281,000	5,141
Minority interest net income	$0	76
Net income of bank and minority interests.	$-2,281,000	5,141
Net charge-offs	$-23,000	4,622
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$42,000	545
Net operating income	$-2,281,000	5,137
2019-09-30 (YTD Data)		Rank
Total interest income	$2,238,000	4,448
Total interest expense	$245,000	4,571
Net interest income	$1,993,000	4,362
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,875,000	1,739
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,646,000	567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	3,588
Total noninterest expense	$5,537,000	2,376
Salaries and employee benefits	$2,752,000	2,613
Premises and equipment expense	$632,000	2,289
Additional noninterest expense	$2,153,000	2,004
Pre-tax net operating income	$-1,669,000	5,221
Securities gains (losses)	$0	2,167
Applicable income taxes	$3,000	3,795
Income before extraordinary items	$-1,672,000	5,221
Extraordinary gains, net	$0	11
Net income	$-1,672,000	5,221
Minority interest net income	$0	72
Net income of bank and minority interests.	$-1,672,000	5,221
Net charge-offs	$-17,000	4,563
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$26,000	524
Net operating income	$-1,672,000	5,217
2019-06-30 (YTD Data)		Rank
Total interest income	$1,468,000	4,494
Total interest expense	$145,000	4,661
Net interest income	$1,323,000	4,397
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,344,000	1,636
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,181,000	528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$163,000	3,516
Total noninterest expense	$3,998,000	2,264
Salaries and employee benefits	$1,912,000	2,548
Premises and equipment expense	$449,000	2,206
Additional noninterest expense	$1,637,000	1,798
Pre-tax net operating income	$-1,331,000	5,276
Securities gains (losses)	$0	1,702
Applicable income taxes	$3,000	3,783
Income before extraordinary items	$-1,334,000	5,271
Extraordinary gains, net	$0	11
Net income	$-1,334,000	5,270
Minority interest net income	$0	69
Net income of bank and minority interests.	$-1,334,000	5,270
Net charge-offs	$-12,000	4,531
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$19,000	508
Net operating income	$-1,334,000	5,269
2019-03-31 (YTD Data)		Rank
Total interest income	$719,000	4,550
Total interest expense	$69,000	4,715
Net interest income	$650,000	4,458
Provision for loan and lease losses	$0	3,406
Total noninterest income	$671,000	1,615
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$536,000	572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	2,881
Total noninterest expense	$1,915,000	2,343
Salaries and employee benefits	$1,013,000	2,464
Premises and equipment expense	$207,000	2,350
Additional noninterest expense	$695,000	2,039
Pre-tax net operating income	$-594,000	5,322
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$-594,000	5,313
Extraordinary gains, net	$0	5
Net income	$-594,000	5,312
Minority interest net income	$0	52
Net income of bank and minority interests.	$-594,000	5,312
Net charge-offs	$-6,000	4,462
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$10,000	463
Net operating income	$-594,000	5,316
2018-12-31 (YTD Data)		Rank
Total interest income	$2,362,000	4,740
Total interest expense	$181,000	4,885
Net interest income	$2,181,000	4,688
Provision for loan and lease losses	$0	4,082
Total noninterest income	$2,799,000	1,623
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,577,000	495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	3,987
Total noninterest expense	$6,313,000	2,634
Salaries and employee benefits	$3,282,000	2,788
Premises and equipment expense	$821,000	2,327
Additional noninterest expense	$2,210,000	2,430
Pre-tax net operating income	$-1,333,000	5,367
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,000	3,892
Income before extraordinary items	$-1,335,000	5,359
Extraordinary gains, net	$0	6
Net income	$-1,335,000	5,358
Minority interest net income	$0	72
Net income of bank and minority interests.	$-1,335,000	5,358
Net charge-offs	$-240,000	5,198
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$19,000	610
Net operating income	$-1,335,000	5,358
2018-09-30 (YTD Data)		Rank
Total interest income	$1,701,000	4,834
Total interest expense	$124,000	4,979
Net interest income	$1,577,000	4,779
Provision for loan and lease losses	$0	3,948
Total noninterest income	$2,171,000	1,602
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,975,000	482
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	3,865
Total noninterest expense	$4,793,000	2,627
Salaries and employee benefits	$2,386,000	2,856
Premises and equipment expense	$615,000	2,346
Additional noninterest expense	$1,792,000	2,295
Pre-tax net operating income	$-1,045,000	5,439
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,000	3,934
Income before extraordinary items	$-1,047,000	5,432
Extraordinary gains, net	$0	5
Net income	$-1,047,000	5,431
Minority interest net income	$0	66
Net income of bank and minority interests.	$-1,047,000	5,431
Net charge-offs	$-24,000	4,718
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$14,000	577
Net operating income	$-1,047,000	5,433
2018-06-30 (YTD Data)		Rank
Total interest income	$1,127,000	4,873
Total interest expense	$79,000	5,025
Net interest income	$1,048,000	4,825
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,380,000	1,646
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,338,000	476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	4,783
Total noninterest expense	$3,160,000	2,662
Salaries and employee benefits	$1,487,000	3,009
Premises and equipment expense	$395,000	2,428
Additional noninterest expense	$1,278,000	2,186
Pre-tax net operating income	$-732,000	5,500
Securities gains (losses)	$0	961
Applicable income taxes	$3,000	3,871
Income before extraordinary items	$-735,000	5,491
Extraordinary gains, net	$0	6
Net income	$-735,000	5,490
Minority interest net income	$0	65
Net income of bank and minority interests.	$-735,000	5,490
Net charge-offs	$-12,000	4,572
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$8,000	578
Net operating income	$-735,000	5,492
2018-03-31 (YTD Data)		Rank
Total interest income	$549,000	4,946
Total interest expense	$38,000	5,068
Net interest income	$511,000	4,890
Provision for loan and lease losses	$0	3,508
Total noninterest income	$718,000	1,600
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$700,000	460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	4,896
Total noninterest expense	$1,534,000	2,747
Salaries and employee benefits	$720,000	3,079
Premises and equipment expense	$195,000	2,484
Additional noninterest expense	$619,000	2,226
Pre-tax net operating income	$-305,000	5,555
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$-305,000	5,541
Extraordinary gains, net	$0	7
Net income	$-305,000	5,541
Minority interest net income	$0	52
Net income of bank and minority interests.	$-305,000	5,541
Net charge-offs	$-6,000	4,537
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-305,000	5,545
2017-12-31 (YTD Data)		Rank
Total interest income	$2,031,000	5,048
Total interest expense	$120,000	5,220
Net interest income	$1,911,000	4,994
Provision for loan and lease losses	$-500,000	5,512
Total noninterest income	$3,472,000	1,423
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,273,000	409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	4,219
Total noninterest expense	$5,694,000	2,871
Salaries and employee benefits	$2,676,000	3,209
Premises and equipment expense	$786,000	2,481
Additional noninterest expense	$2,232,000	2,461
Pre-tax net operating income	$189,000	5,199
Securities gains (losses)	$-37,000	5,264
Applicable income taxes	$4,000	3,980
Income before extraordinary items	$148,000	5,134
Extraordinary gains, net	$0	9
Net income	$148,000	5,133
Minority interest net income	$0	76
Net income of bank and minority interests.	$148,000	5,134
Net charge-offs	$-236,000	5,468
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$12,000	664
Net operating income	$183,890	5,056
2017-09-30 (YTD Data)		Rank
Total interest income	$1,425,000	5,170
Total interest expense	$84,000	5,312
Net interest income	$1,341,000	5,106
Provision for loan and lease losses	$0	4,088
Total noninterest income	$2,653,000	1,413
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,469,000	409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	4,065
Total noninterest expense	$4,422,000	2,817
Salaries and employee benefits	$2,048,000	3,183
Premises and equipment expense	$581,000	2,524
Additional noninterest expense	$1,793,000	2,335
Pre-tax net operating income	$-428,000	5,642
Securities gains (losses)	$-37,000	5,554
Applicable income taxes	$4,000	3,992
Income before extraordinary items	$-469,000	5,650
Extraordinary gains, net	$0	9
Net income	$-469,000	5,650
Minority interest net income	$0	71
Net income of bank and minority interests.	$-469,000	5,650
Net charge-offs	$-78,000	5,277
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-432,000	5,645
2017-06-30 (YTD Data)		Rank
Total interest income	$918,000	5,233
Total interest expense	$51,000	5,403
Net interest income	$867,000	5,164
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,760,000	1,431
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,667,000	402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	4,340
Total noninterest expense	$2,991,000	2,808
Salaries and employee benefits	$1,442,000	3,097
Premises and equipment expense	$380,000	2,559
Additional noninterest expense	$1,169,000	2,377
Pre-tax net operating income	$-364,000	5,706
Securities gains (losses)	$-37,000	5,631
Applicable income taxes	$4,000	3,987
Income before extraordinary items	$-405,000	5,705
Extraordinary gains, net	$0	11
Net income	$-405,000	5,705
Minority interest net income	$0	71
Net income of bank and minority interests.	$-405,000	5,705
Net charge-offs	$-28,000	5,117
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-368,000	5,701
2017-03-31 (YTD Data)		Rank
Total interest income	$430,000	5,338
Total interest expense	$24,000	5,471
Net interest income	$406,000	5,274
Provision for loan and lease losses	$0	3,537
Total noninterest income	$835,000	1,470
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$763,000	437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	3,922
Total noninterest expense	$1,617,000	2,689
Salaries and employee benefits	$757,000	3,043
Premises and equipment expense	$186,000	2,628
Additional noninterest expense	$674,000	2,105
Pre-tax net operating income	$-376,000	5,803
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$-376,000	5,802
Extraordinary gains, net	$0	8
Net income	$-376,000	5,802
Minority interest net income	$0	55
Net income of bank and minority interests.	$-376,000	5,802
Net charge-offs	$-24,000	5,315
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-376,000	5,800
2016-12-31 (YTD Data)		Rank
Total interest income	$1,872,000	5,304
Total interest expense	$120,000	5,393
Net interest income	$1,752,000	5,255
Provision for loan and lease losses	$-1,000,000	5,822
Total noninterest income	$3,316,000	1,534
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$2,642,000	499
Trading account gains and fees	$0	170
Additional Noninterest Income	$674,000	2,891
Total noninterest expense	$5,807,000	2,908
Salaries and employee benefits	$2,700,000	3,254
Premises and equipment expense	$745,000	2,613
Additional noninterest expense	$2,362,000	2,415
Pre-tax net operating income	$261,000	5,223
Securities gains (losses)	$0	3,212
Applicable income taxes	$5,000	4,087
Income before extraordinary items	$256,000	5,200
Extraordinary gains, net	$0	5
Net income	$256,000	5,199
Minority interest net income	$0	82
Net income of bank and minority interests.	$256,000	5,199
Net charge-offs	$57,000	3,043
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$256,000	5,158
2016-09-30 (YTD Data)		Rank
Total interest income	$1,429,000	5,342
Total interest expense	$94,000	5,417
Net interest income	$1,335,000	5,286
Provision for loan and lease losses	$-1,000,000	5,910
Total noninterest income	$2,599,000	1,480
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,945,000	506
Trading account gains and fees	$0	169
Additional Noninterest Income	$654,000	2,566
Total noninterest expense	$4,319,000	2,924
Salaries and employee benefits	$1,986,000	3,283
Premises and equipment expense	$560,000	2,617
Additional noninterest expense	$1,773,000	2,418
Pre-tax net operating income	$615,000	4,398
Securities gains (losses)	$0	3,160
Applicable income taxes	$5,000	4,121
Income before extraordinary items	$610,000	4,231
Extraordinary gains, net	$0	5
Net income	$610,000	4,230
Minority interest net income	$0	71
Net income of bank and minority interests.	$610,000	4,231
Net charge-offs	$-165,000	5,701
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$610,000	4,152
2016-06-30 (YTD Data)		Rank
Total interest income	$948,000	5,404
Total interest expense	$66,000	5,443
Net interest income	$882,000	5,351
Provision for loan and lease losses	$-1,000,000	6,015
Total noninterest income	$1,878,000	1,383
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,246,000	515
Trading account gains and fees	$0	157
Additional Noninterest Income	$632,000	2,079
Total noninterest expense	$2,805,000	2,982
Salaries and employee benefits	$1,250,000	3,411
Premises and equipment expense	$369,000	2,666
Additional noninterest expense	$1,186,000	2,422
Pre-tax net operating income	$955,000	3,164
Securities gains (losses)	$0	2,835
Applicable income taxes	$5,000	4,087
Income before extraordinary items	$950,000	2,890
Extraordinary gains, net	$0	16
Net income	$950,000	2,888
Minority interest net income	$0	71
Net income of bank and minority interests.	$950,000	2,889
Net charge-offs	$-151,000	5,798
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$950,000	2,812
2016-03-31 (YTD Data)		Rank
Total interest income	$472,000	5,453
Total interest expense	$36,000	5,418
Net interest income	$436,000	5,407
Provision for loan and lease losses	$0	3,656
Total noninterest income	$646,000	1,754
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$616,000	521
Trading account gains and fees	$0	142
Additional Noninterest Income	$30,000	4,934
Total noninterest expense	$1,427,000	2,971
Salaries and employee benefits	$687,000	3,250
Premises and equipment expense	$184,000	2,699
Additional noninterest expense	$556,000	2,550
Pre-tax net operating income	$-345,000	6,047
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$-345,000	6,050
Extraordinary gains, net	$0	12
Net income	$-345,000	6,050
Minority interest net income	$0	62
Net income of bank and minority interests.	$-345,000	6,050
Net charge-offs	$-19,000	5,448
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-345,000	6,049
2015-12-31 (YTD Data)		Rank
Total interest income	$2,032,000	5,382
Total interest expense	$192,000	5,214
Net interest income	$1,840,000	5,364
Provision for loan and lease losses	$-300,000	5,863
Total noninterest income	$2,584,000	1,791
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,425,000	547
Trading account gains and fees	$0	159
Additional Noninterest Income	$159,000	4,687
Total noninterest expense	$4,626,000	3,399
Salaries and employee benefits	$2,245,000	3,670
Premises and equipment expense	$762,000	2,653
Additional noninterest expense	$1,619,000	3,246
Pre-tax net operating income	$98,000	5,679
Securities gains (losses)	$0	3,216
Applicable income taxes	$5,000	4,199
Income before extraordinary items	$93,000	5,712
Extraordinary gains, net	$0	23
Net income	$93,000	5,715
Minority interest net income	$0	81
Net income of bank and minority interests.	$93,000	5,715
Net charge-offs	$-284,000	5,925
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$93,000	5,675
2015-09-30 (YTD Data)		Rank
Total interest income	$1,562,000	5,426
Total interest expense	$152,000	5,223
Net interest income	$1,410,000	5,398
Provision for loan and lease losses	$-300,000	6,022
Total noninterest income	$1,939,000	1,793
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,812,000	552
Trading account gains and fees	$0	153
Additional Noninterest Income	$127,000	4,665
Total noninterest expense	$3,372,000	3,482
Salaries and employee benefits	$1,667,000	3,699
Premises and equipment expense	$569,000	2,702
Additional noninterest expense	$1,136,000	3,398
Pre-tax net operating income	$277,000	5,269
Securities gains (losses)	$0	3,031
Applicable income taxes	$5,000	4,269
Income before extraordinary items	$272,000	5,198
Extraordinary gains, net	$0	21
Net income	$272,000	5,202
Minority interest net income	$0	78
Net income of bank and minority interests.	$272,000	5,204
Net charge-offs	$-270,000	6,018
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$272,000	5,152
2015-06-30 (YTD Data)		Rank
Total interest income	$1,072,000	5,426
Total interest expense	$110,000	5,176
Net interest income	$962,000	5,406
Provision for loan and lease losses	$-300,000	6,142
Total noninterest income	$1,262,000	1,835
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,192,000	552
Trading account gains and fees	$0	157
Additional Noninterest Income	$70,000	4,899
Total noninterest expense	$2,229,000	3,532
Salaries and employee benefits	$1,125,000	3,701
Premises and equipment expense	$369,000	2,768
Additional noninterest expense	$735,000	3,477
Pre-tax net operating income	$295,000	4,879
Securities gains (losses)	$0	2,636
Applicable income taxes	$-1,000	6,094
Income before extraordinary items	$296,000	4,713
Extraordinary gains, net	$0	22
Net income	$296,000	4,715
Minority interest net income	$0	75
Net income of bank and minority interests.	$296,000	4,716
Net charge-offs	$-197,000	6,075
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$296,000	4,648
2015-03-31 (YTD Data)		Rank
Total interest income	$532,000	5,472
Total interest expense	$60,000	5,114
Net interest income	$472,000	5,468
Provision for loan and lease losses	$-300,000	6,286
Total noninterest income	$617,000	1,839
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$582,000	548
Trading account gains and fees	$0	152
Additional Noninterest Income	$35,000	4,901
Total noninterest expense	$1,107,000	3,569
Salaries and employee benefits	$564,000	3,729
Premises and equipment expense	$184,000	2,819
Additional noninterest expense	$359,000	3,526
Pre-tax net operating income	$282,000	3,977
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$282,000	3,756
Extraordinary gains, net	$0	13
Net income	$282,000	3,759
Minority interest net income	$0	64
Net income of bank and minority interests.	$282,000	3,760
Net charge-offs	$-78,000	6,062
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$282,000	3,669
2014-12-31 (YTD Data)		Rank
Total interest income	$2,663,000	5,223
Total interest expense	$398,000	4,457
Net interest income	$2,265,000	5,276
Provision for loan and lease losses	$-500,000	6,253
Total noninterest income	$1,593,000	2,422
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,317,000	593
Trading account gains and fees	$0	180
Additional Noninterest Income	$-724,000	6,477
Total noninterest expense	$5,186,000	3,228
Salaries and employee benefits	$2,396,000	3,578
Premises and equipment expense	$817,000	2,624
Additional noninterest expense	$1,973,000	2,903
Pre-tax net operating income	$-828,000	6,334
Securities gains (losses)	$0	3,259
Applicable income taxes	$5,000	4,305
Income before extraordinary items	$-833,000	6,347
Extraordinary gains, net	$0	17
Net income	$-833,000	6,347
Minority interest net income	$0	84
Net income of bank and minority interests.	$-833,000	6,347
Net charge-offs	$43,000	3,878
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$9,000	792
Net operating income	$-833,000	6,344
2014-09-30 (YTD Data)		Rank
Total interest income	$2,071,000	5,229
Total interest expense	$317,000	4,406
Net interest income	$1,754,000	5,275
Provision for loan and lease losses	$0	4,401
Total noninterest income	$888,000	2,878
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,673,000	609
Trading account gains and fees	$0	174
Additional Noninterest Income	$-785,000	6,562
Total noninterest expense	$3,992,000	3,187
Salaries and employee benefits	$1,847,000	3,523
Premises and equipment expense	$624,000	2,613
Additional noninterest expense	$1,521,000	2,847
Pre-tax net operating income	$-1,350,000	6,499
Securities gains (losses)	$0	2,980
Applicable income taxes	$5,000	4,323
Income before extraordinary items	$-1,355,000	6,502
Extraordinary gains, net	$0	15
Net income	$-1,355,000	6,501
Minority interest net income	$0	81
Net income of bank and minority interests.	$-1,355,000	6,501
Net charge-offs	$171,000	2,167
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$9,000	739
Net operating income	$-1,355,000	6,500
2014-06-30 (YTD Data)		Rank
Total interest income	$1,429,000	5,203
Total interest expense	$220,000	4,364
Net interest income	$1,209,000	5,253
Provision for loan and lease losses	$0	4,196
Total noninterest income	$463,000	3,246
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,117,000	603
Trading account gains and fees	$0	172
Additional Noninterest Income	$-654,000	6,643
Total noninterest expense	$2,742,000	3,133
Salaries and employee benefits	$1,265,000	3,479
Premises and equipment expense	$418,000	2,621
Additional noninterest expense	$1,059,000	2,752
Pre-tax net operating income	$-1,070,000	6,587
Securities gains (losses)	$0	2,580
Applicable income taxes	$11,000	4,067
Income before extraordinary items	$-1,081,000	6,583
Extraordinary gains, net	$0	20
Net income	$-1,081,000	6,583
Minority interest net income	$0	80
Net income of bank and minority interests.	$-1,081,000	6,583
Net charge-offs	$103,000	2,163
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$-10,000	6,584
Net operating income	$-1,081,000	6,583
2014-03-31 (YTD Data)		Rank
Total interest income	$759,000	5,153
Total interest expense	$114,000	4,353
Net interest income	$645,000	5,205
Provision for loan and lease losses	$0	3,817
Total noninterest income	$576,000	1,860
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$564,000	585
Trading account gains and fees	$0	147
Additional Noninterest Income	$12,000	5,871
Total noninterest expense	$1,312,000	3,259
Salaries and employee benefits	$640,000	3,490
Premises and equipment expense	$205,000	2,713
Additional noninterest expense	$467,000	3,051
Pre-tax net operating income	$-91,000	6,433
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$-91,000	6,442
Extraordinary gains, net	$0	16
Net income	$-91,000	6,442
Minority interest net income	$0	66
Net income of bank and minority interests.	$-91,000	6,443
Net charge-offs	$118,000	1,269
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$-14,000	6,684
Net operating income	$-91,000	6,435
2013-12-31 (YTD Data)		Rank
Total interest income	$3,457,000	4,962
Total interest expense	$662,000	3,866
Net interest income	$2,795,000	5,085
Provision for loan and lease losses	$300,000	2,425
Total noninterest income	$2,124,000	2,077
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,346,000	588
Trading account gains and fees	$0	184
Additional Noninterest Income	$-222,000	6,683
Total noninterest expense	$5,871,000	3,041
Salaries and employee benefits	$2,712,000	3,334
Premises and equipment expense	$818,000	2,660
Additional noninterest expense	$2,341,000	2,610
Pre-tax net operating income	$-1,252,000	6,599
Securities gains (losses)	$0	3,182
Applicable income taxes	$12,000	4,260
Income before extraordinary items	$-1,264,000	6,620
Extraordinary gains, net	$0	29
Net income	$-1,264,000	6,620
Minority interest net income	$0	90
Net income of bank and minority interests.	$-1,264,000	6,620
Net charge-offs	$1,062,000	1,213
Cash dividends	$15,000	4,298
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-1,264,000	6,611
2013-09-30 (YTD Data)		Rank
Total interest income	$2,704,000	4,914
Total interest expense	$519,000	3,857
Net interest income	$2,185,000	5,040
Provision for loan and lease losses	$300,000	2,060
Total noninterest income	$1,847,000	1,900
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,737,000	589
Trading account gains and fees	$0	180
Additional Noninterest Income	$110,000	5,068
Total noninterest expense	$4,265,000	3,097
Salaries and employee benefits	$2,043,000	3,342
Premises and equipment expense	$611,000	2,692
Additional noninterest expense	$1,611,000	2,817
Pre-tax net operating income	$-533,000	6,625
Securities gains (losses)	$0	3,040
Applicable income taxes	$13,000	4,252
Income before extraordinary items	$-546,000	6,649
Extraordinary gains, net	$0	25
Net income	$-546,000	6,650
Minority interest net income	$0	84
Net income of bank and minority interests.	$-546,000	6,650
Net charge-offs	$1,224,000	869
Cash dividends	$15,000	3,724
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-546,000	6,634
2013-06-30 (YTD Data)		Rank
Total interest income	$1,974,000	4,723
Total interest expense	$357,000	3,839
Net interest income	$1,617,000	4,823
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,182,000	1,992
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,147,000	580
Trading account gains and fees	$0	157
Additional Noninterest Income	$35,000	5,768
Total noninterest expense	$2,780,000	3,169
Salaries and employee benefits	$1,439,000	3,236
Premises and equipment expense	$404,000	2,722
Additional noninterest expense	$937,000	3,113
Pre-tax net operating income	$19,000	6,215
Securities gains (losses)	$0	2,791
Applicable income taxes	$9,000	4,224
Income before extraordinary items	$10,000	6,336
Extraordinary gains, net	$0	22
Net income	$10,000	6,338
Minority interest net income	$0	82
Net income of bank and minority interests.	$10,000	6,338
Net charge-offs	$457,000	1,324
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$10,000	6,270
2013-03-31 (YTD Data)		Rank
Total interest income	$907,000	4,950
Total interest expense	$182,000	3,896
Net interest income	$725,000	5,089
Provision for loan and lease losses	$0	4,409
Total noninterest income	$547,000	2,087
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$552,000	604
Trading account gains and fees	$0	148
Additional Noninterest Income	$-5,000	6,778
Total noninterest expense	$1,431,000	3,127
Salaries and employee benefits	$743,000	3,192
Premises and equipment expense	$200,000	2,773
Additional noninterest expense	$488,000	3,054
Pre-tax net operating income	$-159,000	6,688
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-159,000	6,717
Extraordinary gains, net	$0	10
Net income	$-159,000	6,718
Minority interest net income	$0	76
Net income of bank and minority interests.	$-159,000	6,718
Net charge-offs	$-547,000	6,982
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-159,000	6,694
2012-12-31 (YTD Data)		Rank
Total interest income	$4,270,000	4,695
Total interest expense	$819,000	4,071
Net interest income	$3,451,000	4,785
Provision for loan and lease losses	$1,745,000	1,193
Total noninterest income	$2,356,000	1,949
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,332,000	612
Trading account gains and fees	$0	166
Additional Noninterest Income	$24,000	6,208
Total noninterest expense	$6,258,000	2,942
Salaries and employee benefits	$2,948,000	3,167
Premises and equipment expense	$836,000	2,640
Additional noninterest expense	$2,474,000	2,594
Pre-tax net operating income	$-2,196,000	6,829
Securities gains (losses)	$0	3,810
Applicable income taxes	$15,000	4,294
Income before extraordinary items	$-2,211,000	6,852
Extraordinary gains, net	$0	29
Net income	$-2,211,000	6,849
Minority interest net income	$0	93
Net income of bank and minority interests.	$-2,211,000	6,850
Net charge-offs	$3,149,000	819
Cash dividends	$190,000	3,678
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-2,211,000	6,834
2012-09-30 (YTD Data)		Rank
Total interest income	$3,296,000	4,711
Total interest expense	$613,000	4,193
Net interest income	$2,683,000	4,765
Provision for loan and lease losses	$1,745,000	969
Total noninterest income	$1,783,000	1,935
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,716,000	627
Trading account gains and fees	$0	157
Additional Noninterest Income	$67,000	5,505
Total noninterest expense	$4,567,000	3,011
Salaries and employee benefits	$2,210,000	3,190
Premises and equipment expense	$630,000	2,662
Additional noninterest expense	$1,727,000	2,771
Pre-tax net operating income	$-1,846,000	6,960
Securities gains (losses)	$0	3,575
Applicable income taxes	$16,000	4,236
Income before extraordinary items	$-1,862,000	6,982
Extraordinary gains, net	$0	20
Net income	$-1,862,000	6,979
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,862,000	6,981
Net charge-offs	$2,573,000	759
Cash dividends	$190,000	2,955
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-1,862,000	6,966
2012-06-30 (YTD Data)		Rank
Total interest income	$2,244,000	4,694
Total interest expense	$414,000	4,250
Net interest income	$1,830,000	4,728
Provision for loan and lease losses	$1,745,000	717
Total noninterest income	$1,332,000	1,775
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,227,000	581
Trading account gains and fees	$0	153
Additional Noninterest Income	$105,000	4,598
Total noninterest expense	$3,062,000	3,006
Salaries and employee benefits	$1,487,000	3,173
Premises and equipment expense	$419,000	2,674
Additional noninterest expense	$1,156,000	2,776
Pre-tax net operating income	$-1,645,000	7,059
Securities gains (losses)	$0	3,178
Applicable income taxes	$15,000	4,095
Income before extraordinary items	$-1,660,000	7,082
Extraordinary gains, net	$0	19
Net income	$-1,660,000	7,081
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,660,000	7,082
Net charge-offs	$1,952,000	707
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-1,660,000	7,066
2012-03-31 (YTD Data)		Rank
Total interest income	$1,155,000	4,658
Total interest expense	$213,000	4,303
Net interest income	$942,000	4,697
Provision for loan and lease losses	$1,565,000	431
Total noninterest income	$676,000	1,762
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$625,000	568
Trading account gains and fees	$0	148
Additional Noninterest Income	$51,000	4,700
Total noninterest expense	$1,513,000	3,030
Salaries and employee benefits	$783,000	3,075
Premises and equipment expense	$206,000	2,739
Additional noninterest expense	$524,000	2,982
Pre-tax net operating income	$-1,460,000	7,203
Securities gains (losses)	$0	2,210
Applicable income taxes	$9,000	4,034
Income before extraordinary items	$-1,469,000	7,215
Extraordinary gains, net	$0	19
Net income	$-1,469,000	7,216
Minority interest net income	$0	78
Net income of bank and minority interests.	$-1,469,000	7,215
Net charge-offs	$1,794,000	429
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-1,469,000	7,208
2011-12-31 (YTD Data)		Rank
Total interest income	$5,134,000	4,506
Total interest expense	$1,149,000	4,073
Net interest income	$3,985,000	4,545
Provision for loan and lease losses	$2,210,000	1,462
Total noninterest income	$3,197,000	1,431
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,638,000	562
Trading account gains and fees	$0	146
Additional Noninterest Income	$559,000	2,965
Total noninterest expense	$5,944,000	3,083
Salaries and employee benefits	$2,983,000	3,132
Premises and equipment expense	$813,000	2,883
Additional noninterest expense	$2,148,000	2,935
Pre-tax net operating income	$-972,000	6,570
Securities gains (losses)	$0	3,838
Applicable income taxes	$92,000	3,428
Income before extraordinary items	$-1,064,000	6,659
Extraordinary gains, net	$0	29
Net income	$-1,064,000	6,660
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,064,000	6,659
Net charge-offs	$1,425,000	1,951
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-1,064,000	6,631
2011-09-30 (YTD Data)		Rank
Total interest income	$3,961,000	4,465
Total interest expense	$912,000	4,059
Net interest income	$3,049,000	4,524
Provision for loan and lease losses	$1,405,000	1,574
Total noninterest income	$2,011,000	1,607
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,996,000	561
Trading account gains and fees	$0	145
Additional Noninterest Income	$15,000	6,512
Total noninterest expense	$4,481,000	3,072
Salaries and employee benefits	$2,274,000	3,099
Premises and equipment expense	$604,000	2,926
Additional noninterest expense	$1,603,000	2,960
Pre-tax net operating income	$-826,000	6,738
Securities gains (losses)	$0	3,555
Applicable income taxes	$3,000	4,520
Income before extraordinary items	$-829,000	6,803
Extraordinary gains, net	$0	21
Net income	$-829,000	6,804
Minority interest net income	$0	87
Net income of bank and minority interests.	$-829,000	6,803
Net charge-offs	$352,000	3,064
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-829,000	6,774
2011-06-30 (YTD Data)		Rank
Total interest income	$2,714,000	4,430
Total interest expense	$637,000	4,047
Net interest income	$2,077,000	4,474
Provision for loan and lease losses	$410,000	2,562
Total noninterest income	$1,354,000	1,590
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,309,000	571
Trading account gains and fees	$0	153
Additional Noninterest Income	$45,000	5,565
Total noninterest expense	$2,993,000	3,106
Salaries and employee benefits	$1,532,000	3,097
Premises and equipment expense	$395,000	2,987
Additional noninterest expense	$1,066,000	3,038
Pre-tax net operating income	$28,000	6,055
Securities gains (losses)	$0	2,914
Applicable income taxes	$3,000	4,420
Income before extraordinary items	$25,000	6,165
Extraordinary gains, net	$0	15
Net income	$25,000	6,164
Minority interest net income	$0	89
Net income of bank and minority interests.	$25,000	6,165
Net charge-offs	$408,000	2,341
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$25,000	6,082
2011-03-31 (YTD Data)		Rank
Total interest income	$1,390,000	4,389
Total interest expense	$346,000	3,948
Net interest income	$1,044,000	4,446
Provision for loan and lease losses	$215,000	2,354
Total noninterest income	$684,000	1,600
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$635,000	565
Trading account gains and fees	$0	158
Additional Noninterest Income	$49,000	4,699
Total noninterest expense	$1,515,000	3,086
Salaries and employee benefits	$770,000	3,097
Premises and equipment expense	$193,000	3,080
Additional noninterest expense	$552,000	2,938
Pre-tax net operating income	$-2,000	6,351
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-2,000	6,391
Extraordinary gains, net	$0	9
Net income	$-2,000	6,391
Minority interest net income	$0	86
Net income of bank and minority interests.	$-2,000	6,391
Net charge-offs	$440,000	1,442
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-2,000	6,364
2010-12-31 (YTD Data)		Rank
Total interest income	$6,430,000	4,123
Total interest expense	$1,836,000	3,779
Net interest income	$4,594,000	4,182
Provision for loan and lease losses	$2,856,000	1,665
Total noninterest income	$3,577,000	1,371
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,765,000	545
Trading account gains and fees	$0	175
Additional Noninterest Income	$812,000	2,476
Total noninterest expense	$6,521,000	2,899
Salaries and employee benefits	$3,057,000	3,059
Premises and equipment expense	$863,000	2,796
Additional noninterest expense	$2,601,000	2,586
Pre-tax net operating income	$-1,206,000	6,561
Securities gains (losses)	$0	3,793
Applicable income taxes	$6,000	4,320
Income before extraordinary items	$-1,212,000	6,663
Extraordinary gains, net	$0	29
Net income	$-1,212,000	6,664
Minority interest net income	$0	111
Net income of bank and minority interests.	$-1,212,000	6,664
Net charge-offs	$2,468,000	1,645
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$766,000	403
Net operating income	$-1,212,000	6,629
2010-09-30 (YTD Data)		Rank
Total interest income	$4,957,000	4,131
Total interest expense	$1,435,000	3,816
Net interest income	$3,522,000	4,188
Provision for loan and lease losses	$2,556,000	1,407
Total noninterest income	$2,855,000	1,295
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,085,000	553
Trading account gains and fees	$0	165
Additional Noninterest Income	$770,000	2,123
Total noninterest expense	$4,853,000	2,914
Salaries and employee benefits	$2,243,000	3,144
Premises and equipment expense	$660,000	2,809
Additional noninterest expense	$1,950,000	2,534
Pre-tax net operating income	$-1,032,000	6,804
Securities gains (losses)	$0	3,651
Applicable income taxes	$6,000	4,358
Income before extraordinary items	$-1,038,000	6,916
Extraordinary gains, net	$0	23
Net income	$-1,038,000	6,916
Minority interest net income	$0	110
Net income of bank and minority interests.	$-1,038,000	6,916
Net charge-offs	$1,659,000	1,687
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-1,038,000	6,877
2010-06-30 (YTD Data)		Rank
Total interest income	$3,351,000	4,133
Total interest expense	$1,006,000	3,793
Net interest income	$2,345,000	4,198
Provision for loan and lease losses	$1,850,000	1,338
Total noninterest income	$1,562,000	1,468
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,393,000	552
Trading account gains and fees	$0	152
Additional Noninterest Income	$169,000	3,790
Total noninterest expense	$3,348,000	2,835
Salaries and employee benefits	$1,550,000	3,061
Premises and equipment expense	$448,000	2,770
Additional noninterest expense	$1,350,000	2,457
Pre-tax net operating income	$-1,291,000	7,115
Securities gains (losses)	$0	3,184
Applicable income taxes	$6,000	4,252
Income before extraordinary items	$-1,297,000	7,184
Extraordinary gains, net	$0	19
Net income	$-1,297,000	7,183
Minority interest net income	$0	105
Net income of bank and minority interests.	$-1,297,000	7,184
Net charge-offs	$998,000	1,726
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,297,000	7,171
2010-03-31 (YTD Data)		Rank
Total interest income	$1,676,000	4,191
Total interest expense	$532,000	3,763
Net interest income	$1,144,000	4,289
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$808,000	1,437
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$693,000	550
Trading account gains and fees	$0	175
Additional Noninterest Income	$115,000	3,261
Total noninterest expense	$1,761,000	2,759
Salaries and employee benefits	$832,000	2,913
Premises and equipment expense	$227,000	2,803
Additional noninterest expense	$702,000	2,368
Pre-tax net operating income	$-109,000	6,671
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-109,000	6,772
Extraordinary gains, net	$0	16
Net income	$-109,000	6,773
Minority interest net income	$0	91
Net income of bank and minority interests.	$-109,000	6,772
Net charge-offs	$-40,000	7,761
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-109,000	6,715
2009-12-31 (YTD Data)		Rank
Total interest income	$7,083,000	4,144
Total interest expense	$2,540,000	3,853
Net interest income	$4,543,000	4,196
Provision for loan and lease losses	$3,900,000	1,677
Total noninterest income	$3,593,000	1,413
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,659,000	625
Trading account gains and fees	$0	211
Additional Noninterest Income	$934,000	2,237
Total noninterest expense	$7,103,000	2,758
Salaries and employee benefits	$2,925,000	3,258
Premises and equipment expense	$812,000	3,095
Additional noninterest expense	$3,366,000	2,126
Pre-tax net operating income	$-2,867,000	6,862
Securities gains (losses)	$141,000	1,837
Applicable income taxes	$2,000	4,160
Income before extraordinary items	$-2,728,000	6,933
Extraordinary gains, net	$252,000	17
Net income	$-2,476,000	6,880
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,476,000	6,881
Net charge-offs	$1,858,000	2,119
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-2,869,000	6,973
2009-09-30 (YTD Data)		Rank
Total interest income	$5,317,000	4,194
Total interest expense	$2,009,000	3,837
Net interest income	$3,308,000	4,295
Provision for loan and lease losses	$2,050,000	1,871
Total noninterest income	$2,796,000	1,401
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,960,000	631
Trading account gains and fees	$0	212
Additional Noninterest Income	$836,000	2,067
Total noninterest expense	$5,057,000	2,878
Salaries and employee benefits	$2,148,000	3,348
Premises and equipment expense	$570,000	3,307
Additional noninterest expense	$2,339,000	2,232
Pre-tax net operating income	$-1,003,000	6,651
Securities gains (losses)	$141,000	1,551
Applicable income taxes	$2,000	4,371
Income before extraordinary items	$-864,000	6,671
Extraordinary gains, net	$252,000	14
Net income	$-612,000	6,513
Minority interest net income	$0	118
Net income of bank and minority interests.	$-612,000	6,512
Net charge-offs	$895,000	2,322
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,005,000	6,745
2009-06-30 (YTD Data)		Rank
Total interest income	$3,564,000	4,214
Total interest expense	$1,429,000	3,789
Net interest income	$2,135,000	4,382
Provision for loan and lease losses	$1,780,000	1,514
Total noninterest income	$1,378,000	1,748
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,291,000	643
Trading account gains and fees	$0	193
Additional Noninterest Income	$87,000	5,043
Total noninterest expense	$3,313,000	2,959
Salaries and employee benefits	$1,419,000	3,398
Premises and equipment expense	$351,000	3,524
Additional noninterest expense	$1,543,000	2,276
Pre-tax net operating income	$-1,580,000	7,266
Securities gains (losses)	$141,000	1,240
Applicable income taxes	$2,000	4,423
Income before extraordinary items	$-1,441,000	7,305
Extraordinary gains, net	$252,000	9
Net income	$-1,189,000	7,217
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,189,000	7,217
Net charge-offs	$829,000	1,798
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,582,000	7,358
2009-03-31 (YTD Data)		Rank
Total interest income	$1,731,000	4,331
Total interest expense	$765,000	3,725
Net interest income	$966,000	4,673
Provision for loan and lease losses	$1,250,000	1,026
Total noninterest income	$710,000	1,684
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$667,000	606
Trading account gains and fees	$0	171
Additional Noninterest Income	$43,000	5,090
Total noninterest expense	$1,677,000	2,852
Salaries and employee benefits	$737,000	3,325
Premises and equipment expense	$139,000	4,200
Additional noninterest expense	$801,000	1,994
Pre-tax net operating income	$-1,251,000	7,701
Securities gains (losses)	$3,000	2,164
Applicable income taxes	$0	4,835
Income before extraordinary items	$-1,248,000	7,774
Extraordinary gains, net	$252,000	6
Net income	$-996,000	7,705
Minority interest net income	$0	102
Net income of bank and minority interests.	$-996,000	7,704
Net charge-offs	$399,000	1,546
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,251,000	7,769
2008-12-31 (YTD Data)		Rank
Total interest income	$7,853,000	4,181
Total interest expense	$3,336,000	3,967
Net interest income	$4,517,000	4,220
Provision for loan and lease losses	$2,249,000	1,677
Total noninterest income	$3,667,000	1,357
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,709,000	641
Trading account gains and fees	$0	154
Additional Noninterest Income	$958,000	2,180
Total noninterest expense	$6,834,000	2,741
Salaries and employee benefits	$3,102,000	3,158
Premises and equipment expense	$856,000	3,009
Additional noninterest expense	$2,876,000	2,082
Pre-tax net operating income	$-899,000	6,968
Securities gains (losses)	$57,000	1,512
Applicable income taxes	$1,000	4,863
Income before extraordinary items	$-843,000	6,920
Extraordinary gains, net	$0	39
Net income	$-843,000	6,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,502,000	1,558
Cash dividends	$303,000	4,043
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-900,000	7,065
2008-09-30 (YTD Data)		Rank
Total interest income	$5,952,000	4,227
Total interest expense	$2,533,000	4,043
Net interest income	$3,419,000	4,224
Provision for loan and lease losses	$470,000	2,817
Total noninterest income	$2,824,000	1,367
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,935,000	682
Trading account gains and fees	$0	148
Additional Noninterest Income	$889,000	1,982
Total noninterest expense	$5,056,000	2,758
Salaries and employee benefits	$2,303,000	3,213
Premises and equipment expense	$648,000	2,999
Additional noninterest expense	$2,105,000	2,061
Pre-tax net operating income	$717,000	4,292
Securities gains (losses)	$0	3,106
Applicable income taxes	$252,000	2,658
Income before extraordinary items	$465,000	4,562
Extraordinary gains, net	$0	31
Net income	$465,000	4,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$267,000	2,699
Cash dividends	$303,000	3,363
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$465,000	4,711
2008-06-30 (YTD Data)		Rank
Total interest income	$3,945,000	4,298
Total interest expense	$1,696,000	4,162
Net interest income	$2,249,000	4,260
Provision for loan and lease losses	$370,000	2,256
Total noninterest income	$1,406,000	1,732
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,239,000	695
Trading account gains and fees	$0	149
Additional Noninterest Income	$167,000	4,123
Total noninterest expense	$3,243,000	2,842
Salaries and employee benefits	$1,549,000	3,243
Premises and equipment expense	$436,000	2,974
Additional noninterest expense	$1,258,000	2,249
Pre-tax net operating income	$42,000	6,720
Securities gains (losses)	$0	3,233
Applicable income taxes	$17,000	4,768
Income before extraordinary items	$25,000	6,852
Extraordinary gains, net	$0	21
Net income	$25,000	6,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$245,000	2,007
Cash dividends	$176,000	3,589
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$25,000	6,808
2008-03-31 (YTD Data)		Rank
Total interest income	$1,991,000	4,342
Total interest expense	$835,000	4,398
Net interest income	$1,156,000	4,199
Provision for loan and lease losses	$165,000	2,024
Total noninterest income	$662,000	1,817
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$619,000	692
Trading account gains and fees	$0	158
Additional Noninterest Income	$43,000	5,319
Total noninterest expense	$1,683,000	2,753
Salaries and employee benefits	$835,000	3,046
Premises and equipment expense	$227,000	2,895
Additional noninterest expense	$621,000	2,256
Pre-tax net operating income	$-30,000	7,325
Securities gains (losses)	$0	2,688
Applicable income taxes	$4,000	5,199
Income before extraordinary items	$-34,000	7,447
Extraordinary gains, net	$0	15
Net income	$-34,000	7,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	1,919
Cash dividends	$176,000	2,455
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-34,000	7,380
2007-12-31 (YTD Data)		Rank
Total interest income	$8,091,000	4,330
Total interest expense	$2,858,000	4,926
Net interest income	$5,233,000	3,856
Provision for loan and lease losses	$300,000	3,174
Total noninterest income	$3,051,000	1,616
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,271,000	778
Trading account gains and fees	$0	178
Additional Noninterest Income	$780,000	2,594
Total noninterest expense	$6,868,000	2,637
Salaries and employee benefits	$3,311,000	2,971
Premises and equipment expense	$848,000	2,942
Additional noninterest expense	$2,709,000	2,029
Pre-tax net operating income	$1,116,000	4,509
Securities gains (losses)	$0	2,146
Applicable income taxes	$458,000	2,849
Income before extraordinary items	$658,000	5,177
Extraordinary gains, net	$0	39
Net income	$658,000	5,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$298,000	2,297
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$-300,000	8,464
Net operating income	$658,000	5,160
2007-09-30 (YTD Data)		Rank
Total interest income	$6,045,000	4,353
Total interest expense	$2,021,000	5,081
Net interest income	$4,024,000	3,810
Provision for loan and lease losses	$215,000	2,888
Total noninterest income	$2,397,000	1,573
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,660,000	787
Trading account gains and fees	$0	184
Additional Noninterest Income	$737,000	2,233
Total noninterest expense	$4,945,000	2,701
Salaries and employee benefits	$2,485,000	2,945
Premises and equipment expense	$598,000	3,074
Additional noninterest expense	$1,862,000	2,142
Pre-tax net operating income	$1,261,000	3,838
Securities gains (losses)	$0	1,655
Applicable income taxes	$518,000	2,487
Income before extraordinary items	$743,000	4,504
Extraordinary gains, net	$0	33
Net income	$743,000	4,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	1,868
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$100,000	755
Net operating income	$743,000	4,498
2007-06-30 (YTD Data)		Rank
Total interest income	$3,992,000	4,401
Total interest expense	$1,292,000	5,202
Net interest income	$2,700,000	3,823
Provision for loan and lease losses	$165,000	2,459
Total noninterest income	$1,243,000	1,906
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,050,000	846
Trading account gains and fees	$0	168
Additional Noninterest Income	$193,000	3,850
Total noninterest expense	$3,277,000	2,751
Salaries and employee benefits	$1,675,000	2,951
Premises and equipment expense	$386,000	3,169
Additional noninterest expense	$1,216,000	2,188
Pre-tax net operating income	$501,000	5,030
Securities gains (losses)	$0	1,444
Applicable income taxes	$206,000	3,222
Income before extraordinary items	$295,000	5,694
Extraordinary gains, net	$0	29
Net income	$295,000	5,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	1,220
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$295,000	5,675
2007-03-31 (YTD Data)		Rank
Total interest income	$2,034,000	4,354
Total interest expense	$627,000	5,266
Net interest income	$1,407,000	3,712
Provision for loan and lease losses	$65,000	2,671
Total noninterest income	$600,000	1,942
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$496,000	868
Trading account gains and fees	$0	195
Additional Noninterest Income	$104,000	3,699
Total noninterest expense	$1,693,000	2,683
Salaries and employee benefits	$892,000	2,806
Premises and equipment expense	$200,000	3,116
Additional noninterest expense	$601,000	2,196
Pre-tax net operating income	$249,000	5,063
Securities gains (losses)	$0	1,187
Applicable income taxes	$103,000	3,229
Income before extraordinary items	$146,000	5,695
Extraordinary gains, net	$0	22
Net income	$146,000	5,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,204
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$146,000	5,681
2006-12-31 (YTD Data)		Rank
Total interest income	$7,545,000	4,354
Total interest expense	$2,159,000	5,197
Net interest income	$5,386,000	3,799
Provision for loan and lease losses	$339,000	2,574
Total noninterest income	$2,235,000	2,055
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,810,000	977
Trading account gains and fees	$0	130
Additional Noninterest Income	$425,000	3,626
Total noninterest expense	$6,182,000	2,804
Salaries and employee benefits	$3,011,000	3,119
Premises and equipment expense	$814,000	2,964
Additional noninterest expense	$2,357,000	2,214
Pre-tax net operating income	$1,100,000	4,980
Securities gains (losses)	$0	1,687
Applicable income taxes	$451,000	3,292
Income before extraordinary items	$649,000	5,658
Extraordinary gains, net	$0	51
Net income	$649,000	5,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	2,622
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$2,199,000	398
Net operating income	$649,000	5,640
2006-09-30 (YTD Data)		Rank
Total interest income	$5,522,000	4,408
Total interest expense	$1,530,000	5,284
Net interest income	$3,992,000	3,853
Provision for loan and lease losses	$115,000	3,881
Total noninterest income	$1,597,000	2,132
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,310,000	1,018
Trading account gains and fees	$0	126
Additional Noninterest Income	$287,000	3,816
Total noninterest expense	$4,605,000	2,814
Salaries and employee benefits	$2,225,000	3,150
Premises and equipment expense	$625,000	2,903
Additional noninterest expense	$1,755,000	2,221
Pre-tax net operating income	$869,000	5,054
Securities gains (losses)	$0	1,388
Applicable income taxes	$356,000	3,341
Income before extraordinary items	$513,000	5,700
Extraordinary gains, net	$0	45
Net income	$513,000	5,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,593
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$513,000	5,694
2006-06-30 (YTD Data)		Rank
Total interest income	$3,571,000	4,456
Total interest expense	$939,000	5,389
Net interest income	$2,632,000	3,903
Provision for loan and lease losses	$74,000	3,851
Total noninterest income	$1,036,000	2,161
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$854,000	1,035
Trading account gains and fees	$0	126
Additional Noninterest Income	$182,000	3,923
Total noninterest expense	$3,061,000	2,835
Salaries and employee benefits	$1,453,000	3,220
Premises and equipment expense	$417,000	2,891
Additional noninterest expense	$1,191,000	2,191
Pre-tax net operating income	$533,000	5,268
Securities gains (losses)	$0	1,185
Applicable income taxes	$219,000	3,491
Income before extraordinary items	$314,000	5,909
Extraordinary gains, net	$0	39
Net income	$314,000	5,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,365
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$314,000	5,914
2006-03-31 (YTD Data)		Rank
Total interest income	$1,753,000	4,449
Total interest expense	$446,000	5,417
Net interest income	$1,307,000	3,923
Provision for loan and lease losses	$74,000	2,576
Total noninterest income	$498,000	2,199
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$394,000	1,095
Trading account gains and fees	$0	115
Additional Noninterest Income	$104,000	3,645
Total noninterest expense	$1,497,000	2,878
Salaries and employee benefits	$724,000	3,238
Premises and equipment expense	$202,000	2,999
Additional noninterest expense	$571,000	2,250
Pre-tax net operating income	$234,000	5,503
Securities gains (losses)	$0	955
Applicable income taxes	$96,000	3,654
Income before extraordinary items	$138,000	6,133
Extraordinary gains, net	$0	21
Net income	$138,000	6,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$138,000	6,131
2005-12-31 (YTD Data)		Rank
Total interest income	$5,674,000	4,760
Total interest expense	$1,400,000	5,411
Net interest income	$4,274,000	4,425
Provision for loan and lease losses	$123,000	4,428
Total noninterest income	$2,258,000	2,031
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,257,000	1,394
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,001,000	2,216
Total noninterest expense	$5,378,000	3,040
Salaries and employee benefits	$2,730,000	3,229
Premises and equipment expense	$715,000	3,173
Additional noninterest expense	$1,933,000	2,570
Pre-tax net operating income	$1,031,000	5,273
Securities gains (losses)	$0	2,296
Applicable income taxes	$425,000	3,605
Income before extraordinary items	$606,000	5,980
Extraordinary gains, net	$0	46
Net income	$606,000	5,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	3,630
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$606,000	5,948
2005-09-30 (YTD Data)		Rank
Total interest income	$4,059,000	4,868
Total interest expense	$996,000	5,440
Net interest income	$3,063,000	4,572
Provision for loan and lease losses	$163,000	3,357
Total noninterest income	$1,708,000	2,008
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$855,000	1,517
Trading account gains and fees	$0	126
Additional Noninterest Income	$853,000	2,039
Total noninterest expense	$3,797,000	3,177
Salaries and employee benefits	$1,913,000	3,412
Premises and equipment expense	$507,000	3,322
Additional noninterest expense	$1,377,000	2,677
Pre-tax net operating income	$811,000	5,300
Securities gains (losses)	$0	2,317
Applicable income taxes	$335,000	3,606
Income before extraordinary items	$476,000	6,007
Extraordinary gains, net	$0	35
Net income	$476,000	6,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	2,499
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$476,000	5,975
2005-06-30 (YTD Data)		Rank
Total interest income	$2,638,000	4,893
Total interest expense	$642,000	5,384
Net interest income	$1,996,000	4,616
Provision for loan and lease losses	$138,000	2,810
Total noninterest income	$873,000	2,403
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$537,000	1,563
Trading account gains and fees	$0	116
Additional Noninterest Income	$336,000	2,857
Total noninterest expense	$2,478,000	3,222
Salaries and employee benefits	$1,245,000	3,451
Premises and equipment expense	$323,000	3,407
Additional noninterest expense	$910,000	2,670
Pre-tax net operating income	$253,000	6,895
Securities gains (losses)	$0	2,146
Applicable income taxes	$105,000	4,757
Income before extraordinary items	$148,000	7,365
Extraordinary gains, net	$0	30
Net income	$148,000	7,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	1,800
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$148,000	7,318
2005-03-31 (YTD Data)		Rank
Total interest income	$1,261,000	5,029
Total interest expense	$312,000	5,363
Net interest income	$949,000	4,795
Provision for loan and lease losses	$87,000	2,311
Total noninterest income	$398,000	2,494
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$254,000	1,610
Trading account gains and fees	$0	115
Additional Noninterest Income	$144,000	3,044
Total noninterest expense	$1,207,000	3,296
Salaries and employee benefits	$609,000	3,521
Premises and equipment expense	$155,000	3,563
Additional noninterest expense	$443,000	2,729
Pre-tax net operating income	$53,000	7,860
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$53,000	7,710
Extraordinary gains, net	$0	24
Net income	$53,000	7,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	1,081
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$53,000	7,684
2004-12-31 (YTD Data)		Rank
Total interest income	$4,550,000	5,138
Total interest expense	$1,151,000	5,239
Net interest income	$3,399,000	5,002
Provision for loan and lease losses	$80,000	5,318
Total noninterest income	$1,437,000	2,760
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$855,000	2,012
Trading account gains and fees	$0	138
Additional Noninterest Income	$582,000	3,038
Total noninterest expense	$4,321,000	3,521
Salaries and employee benefits	$2,089,000	3,853
Premises and equipment expense	$551,000	3,792
Additional noninterest expense	$1,681,000	2,830
Pre-tax net operating income	$435,000	6,924
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$435,000	6,608
Extraordinary gains, net	$0	34
Net income	$435,000	6,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,344
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$435,000	6,552
2004-09-30 (YTD Data)		Rank
Total interest income	$3,325,000	5,207
Total interest expense	$845,000	5,287
Net interest income	$2,480,000	5,086
Provision for loan and lease losses	$80,000	4,713
Total noninterest income	$1,051,000	2,821
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$636,000	2,048
Trading account gains and fees	$0	134
Additional Noninterest Income	$415,000	3,134
Total noninterest expense	$3,232,000	3,509
Salaries and employee benefits	$1,598,000	3,768
Premises and equipment expense	$412,000	3,790
Additional noninterest expense	$1,222,000	2,878
Pre-tax net operating income	$219,000	7,607
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$219,000	7,373
Extraordinary gains, net	$0	26
Net income	$219,000	7,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	3,382
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$219,000	7,310
2004-06-30 (YTD Data)		Rank
Total interest income	$2,127,000	5,356
Total interest expense	$530,000	5,485
Net interest income	$1,597,000	5,205
Provision for loan and lease losses	$80,000	3,908
Total noninterest income	$698,000	2,839
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$406,000	2,120
Trading account gains and fees	$0	130
Additional Noninterest Income	$292,000	3,038
Total noninterest expense	$2,106,000	3,592
Salaries and employee benefits	$1,063,000	3,793
Premises and equipment expense	$269,000	3,850
Additional noninterest expense	$774,000	3,028
Pre-tax net operating income	$109,000	7,856
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$109,000	7,694
Extraordinary gains, net	$0	21
Net income	$109,000	7,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,683
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$109,000	7,625
2004-03-31 (YTD Data)		Rank
Total interest income	$1,043,000	5,439
Total interest expense	$250,000	5,710
Net interest income	$793,000	5,241
Provision for loan and lease losses	$80,000	2,465
Total noninterest income	$332,000	2,900
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$202,000	2,061
Trading account gains and fees	$0	121
Additional Noninterest Income	$130,000	3,191
Total noninterest expense	$1,046,000	3,630
Salaries and employee benefits	$547,000	3,740
Premises and equipment expense	$131,000	3,970
Additional noninterest expense	$368,000	3,147
Pre-tax net operating income	$-1,000	8,564
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-1,000	8,604
Extraordinary gains, net	$0	16
Net income	$-1,000	8,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-1,000	8,548
2003-12-31 (YTD Data)		Rank
Total interest income	$4,153,000	5,503
Total interest expense	$1,050,000	5,979
Net interest income	$3,103,000	5,202
Provision for loan and lease losses	$115,000	5,108
Total noninterest income	$1,573,000	2,752
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$651,000	2,523
Trading account gains and fees	$0	160
Additional Noninterest Income	$922,000	2,514
Total noninterest expense	$3,902,000	3,784
Salaries and employee benefits	$2,002,000	3,918
Premises and equipment expense	$494,000	4,100
Additional noninterest expense	$1,406,000	3,268
Pre-tax net operating income	$659,000	6,136
Securities gains (losses)	$19,000	3,246
Applicable income taxes	$2,000	7,318
Income before extraordinary items	$676,000	5,685
Extraordinary gains, net	$0	54
Net income	$676,000	5,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,071
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$657,000	5,581
2003-09-30 (YTD Data)		Rank
Total interest income	$3,118,000	5,561
Total interest expense	$795,000	6,091
Net interest income	$2,323,000	5,231
Provision for loan and lease losses	$115,000	4,426
Total noninterest income	$1,283,000	2,643
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$454,000	2,687
Trading account gains and fees	$0	153
Additional Noninterest Income	$829,000	2,321
Total noninterest expense	$2,811,000	3,883
Salaries and employee benefits	$1,414,000	4,123
Premises and equipment expense	$363,000	4,162
Additional noninterest expense	$1,034,000	3,301
Pre-tax net operating income	$680,000	5,582
Securities gains (losses)	$19,000	2,984
Applicable income taxes	$0	7,524
Income before extraordinary items	$699,000	4,997
Extraordinary gains, net	$0	40
Net income	$699,000	4,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,860
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$680,000	4,882
2003-06-30 (YTD Data)		Rank
Total interest income	$2,141,000	5,514
Total interest expense	$558,000	6,059
Net interest income	$1,583,000	5,153
Provision for loan and lease losses	$64,000	4,631
Total noninterest income	$513,000	3,682
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$267,000	2,912
Trading account gains and fees	$0	150
Additional Noninterest Income	$246,000	3,655
Total noninterest expense	$1,904,000	3,832
Salaries and employee benefits	$951,000	4,077
Premises and equipment expense	$236,000	4,233
Additional noninterest expense	$717,000	3,162
Pre-tax net operating income	$128,000	7,783
Securities gains (losses)	$19,000	2,643
Applicable income taxes	$0	7,529
Income before extraordinary items	$147,000	7,481
Extraordinary gains, net	$0	30
Net income	$147,000	7,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,999
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$128,000	7,492
2003-03-31 (YTD Data)		Rank
Total interest income	$1,054,000	5,600
Total interest expense	$292,000	6,017
Net interest income	$762,000	5,268
Provision for loan and lease losses	$10,000	6,044
Total noninterest income	$205,000	4,096
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$120,000	3,077
Trading account gains and fees	$0	134
Additional Noninterest Income	$85,000	4,228
Total noninterest expense	$950,000	3,824
Salaries and employee benefits	$479,000	4,033
Premises and equipment expense	$122,000	4,095
Additional noninterest expense	$349,000	3,200
Pre-tax net operating income	$7,000	8,613
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$7,000	8,674
Extraordinary gains, net	$0	21
Net income	$7,000	8,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$7,000	8,567
2002-12-31 (YTD Data)		Rank
Total interest income	$3,912,000	5,980
Total interest expense	$1,263,000	6,278
Net interest income	$2,649,000	5,710
Provision for loan and lease losses	$173,000	4,671
Total noninterest income	$1,691,000	2,414
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$437,000	3,316
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,254,000	1,883
Total noninterest expense	$3,327,000	4,121
Salaries and employee benefits	$1,661,000	4,339
Premises and equipment expense	$490,000	3,996
Additional noninterest expense	$1,176,000	3,666
Pre-tax net operating income	$840,000	5,644
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$840,000	5,067
Extraordinary gains, net	$0	70
Net income	$840,000	5,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,519
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$840,000	4,939
2001-12-31 (YTD Data)		Rank
Total interest income	$3,572,000	6,711
Total interest expense	$1,698,000	6,607
Net interest income	$1,874,000	6,651
Provision for loan and lease losses	$136,000	4,973
Total noninterest income	$1,254,000	2,840
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$186,000	5,325
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,068,000	1,943
Total noninterest expense	$2,867,000	4,492
Salaries and employee benefits	$1,556,000	4,382
Premises and equipment expense	$406,000	4,549
Additional noninterest expense	$905,000	4,392
Pre-tax net operating income	$125,000	8,214
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$125,000	8,189
Extraordinary gains, net	$0	105
Net income	$125,000	8,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,192
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$500,000	495
Net operating income	$125,000	8,077
2000-12-31 (YTD Data)		Rank
Total interest income	$2,911,000	7,499
Total interest expense	$1,533,000	7,086
Net interest income	$1,378,000	7,693
Provision for loan and lease losses	$161,000	4,247
Total noninterest income	$1,471,000	2,386
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	6,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,356,000	1,500
Total noninterest expense	$2,585,000	4,740
Salaries and employee benefits	$1,300,000	4,901
Premises and equipment expense	$317,000	5,254
Additional noninterest expense	$968,000	4,085
Pre-tax net operating income	$103,000	8,792
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,000	8,314
Income before extraordinary items	$102,000	8,691
Extraordinary gains, net	$0	38
Net income	$102,000	8,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	9,044
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$102,000	8,681
1999-12-31 (YTD Data)		Rank
Total interest income	$1,340,000	9,265
Total interest expense	$644,000	9,093
Net interest income	$696,000	9,295
Provision for loan and lease losses	$170,000	3,962
Total noninterest income	$1,100,000	2,888
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,015,000	1,847
Total noninterest expense	$2,042,000	5,618
Salaries and employee benefits	$951,000	6,089
Premises and equipment expense	$300,000	5,462
Additional noninterest expense	$791,000	4,825
Pre-tax net operating income	$-416,000	9,793
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-416,000	9,854
Extraordinary gains, net	$0	35
Net income	$-416,000	9,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,038
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-416,000	9,831
1998-12-31 (YTD Data)		Rank
Total interest income	$793,000	10,026
Total interest expense	$247,000	10,131
Net interest income	$546,000	9,830
Provision for loan and lease losses	$111,000	4,896
Total noninterest income	$168,000	7,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$84,000	7,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,070
Total noninterest expense	$1,602,000	6,425
Salaries and employee benefits	$701,000	7,180
Premises and equipment expense	$231,000	6,246
Additional noninterest expense	$670,000	5,340
Pre-tax net operating income	$-999,000	10,342
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-999,000	10,360
Extraordinary gains, net	$0	32
Net income	$-999,000	10,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,298
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$541,000	546
Net operating income	$-999,000	10,340
1997-12-31 (YTD Data)		Rank
Total interest income	$157,000	10,855
Total interest expense	$49,000	10,824
Net interest income	$108,000	10,852
Provision for loan and lease losses	$15,000	8,110
Total noninterest income	$31,000	10,561
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$27,000	8,979
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	10,710
Total noninterest expense	$549,000	9,939
Salaries and employee benefits	$201,000	10,535
Premises and equipment expense	$46,000	10,292
Additional noninterest expense	$302,000	8,301
Pre-tax net operating income	$-425,000	10,711
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$-425,000	10,732
Extraordinary gains, net	$0	44
Net income	$-425,000	10,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$5,275,000	190
Net operating income	$-425,000	10,713

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.