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Needham Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$221,928,000	284
Total interest expense	$90,444,000	253
Net interest income	$131,484,000	298
Provision for loan and lease losses	$13,884,000	176
Total noninterest income	$13,989,000	594
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$4,231,000	309
Trading account gains and fees	$0	123
Additional Noninterest Income	$9,758,000	546
Total noninterest expense	$100,865,000	322
Salaries and employee benefits	$68,344,000	255
Premises and equipment expense	$5,100,000	535
Additional noninterest expense	$9,758,000	546
Pre-tax net operating income	$30,724,000	504
Securities gains (losses)	$0	988
Applicable income taxes	$7,337,000	430
Income before extraordinary items	$23,387,000	522
Extraordinary gains, net	$0	54
Net income	$23,387,000	528
Minority interest net income	$0	88
Net income of bank and minority interests.	$23,387,000	524
Net charge-offs	$3,621,000	281
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$23,387,000	535
2023-09-30 (YTD Data)		Rank
Total interest income	$157,867,000	294
Total interest expense	$61,420,000	260
Net interest income	$96,447,000	310
Provision for loan and lease losses	$8,080,000	203
Total noninterest income	$11,321,000	562
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$3,101,000	315
Trading account gains and fees	$0	125
Additional Noninterest Income	$8,220,000	512
Total noninterest expense	$67,683,000	342
Salaries and employee benefits	$44,033,000	294
Premises and equipment expense	$3,861,000	536
Additional noninterest expense	$8,220,000	512
Pre-tax net operating income	$32,005,000	412
Securities gains (losses)	$0	849
Applicable income taxes	$8,561,000	327
Income before extraordinary items	$23,444,000	428
Extraordinary gains, net	$0	52
Net income	$23,444,000	432
Minority interest net income	$0	81
Net income of bank and minority interests.	$23,444,000	428
Net charge-offs	$2,292,000	282
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$23,444,000	435
2023-06-30 (YTD Data)		Rank
Total interest income	$98,270,000	295
Total interest expense	$35,307,000	262
Net interest income	$62,963,000	316
Provision for loan and lease losses	$6,019,000	187
Total noninterest income	$8,441,000	508
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$2,021,000	313
Trading account gains and fees	$0	112
Additional Noninterest Income	$6,420,000	450
Total noninterest expense	$44,949,000	337
Salaries and employee benefits	$29,374,000	285
Premises and equipment expense	$2,605,000	519
Additional noninterest expense	$6,420,000	450
Pre-tax net operating income	$20,436,000	425
Securities gains (losses)	$0	938
Applicable income taxes	$5,459,000	348
Income before extraordinary items	$14,977,000	441
Extraordinary gains, net	$0	51
Net income	$14,977,000	449
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,977,000	441
Net charge-offs	$744,000	354
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$14,977,000	444
2023-03-31 (YTD Data)		Rank
Total interest income	$46,015,000	311
Total interest expense	$14,799,000	277
Net interest income	$31,216,000	321
Provision for loan and lease losses	$1,975,000	238
Total noninterest income	$5,599,000	412
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$1,010,000	322
Trading account gains and fees	$0	97
Additional Noninterest Income	$4,589,000	348
Total noninterest expense	$22,859,000	337
Salaries and employee benefits	$14,977,000	291
Premises and equipment expense	$1,357,000	522
Additional noninterest expense	$4,589,000	348
Pre-tax net operating income	$11,981,000	383
Securities gains (losses)	$0	950
Applicable income taxes	$3,229,000	313
Income before extraordinary items	$8,752,000	402
Extraordinary gains, net	$0	4
Net income	$8,752,000	403
Minority interest net income	$0	48
Net income of bank and minority interests.	$8,752,000	403
Net charge-offs	$328,000	347
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$8,752,000	413
2022-12-31 (YTD Data)		Rank
Total interest income	$121,044,000	351
Total interest expense	$15,547,000	318
Net interest income	$105,497,000	346
Provision for loan and lease losses	$6,700,000	222
Total noninterest income	$9,086,000	813
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,987,000	415
Trading account gains and fees	$0	116
Additional Noninterest Income	$6,099,000	769
Total noninterest expense	$71,495,000	398
Salaries and employee benefits	$47,466,000	338
Premises and equipment expense	$4,244,000	637
Additional noninterest expense	$6,099,000	769
Pre-tax net operating income	$36,388,000	483
Securities gains (losses)	$0	691
Applicable income taxes	$6,323,000	527
Income before extraordinary items	$30,065,000	467
Extraordinary gains, net	$0	5
Net income	$30,065,000	468
Minority interest net income	$0	63
Net income of bank and minority interests.	$30,065,000	468
Net charge-offs	$87,000	1,298
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$30,065,000	474
2022-09-30 (YTD Data)		Rank
Total interest income	$81,238,000	363
Total interest expense	$6,943,000	352
Net interest income	$74,295,000	356
Provision for loan and lease losses	$4,100,000	242
Total noninterest income	$6,753,000	826
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,962,000	468
Trading account gains and fees	$0	111
Additional Noninterest Income	$4,791,000	778
Total noninterest expense	$52,618,000	404
Salaries and employee benefits	$35,271,000	339
Premises and equipment expense	$3,159,000	640
Additional noninterest expense	$4,791,000	778
Pre-tax net operating income	$24,330,000	524
Securities gains (losses)	$0	740
Applicable income taxes	$6,294,000	433
Income before extraordinary items	$18,036,000	560
Extraordinary gains, net	$0	4
Net income	$18,036,000	559
Minority interest net income	$0	57
Net income of bank and minority interests.	$18,036,000	560
Net charge-offs	$76,000	1,040
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$18,036,000	570
2022-06-30 (YTD Data)		Rank
Total interest income	$49,708,000	372
Total interest expense	$3,818,000	328
Net interest income	$45,890,000	375
Provision for loan and lease losses	$1,250,000	354
Total noninterest income	$4,499,000	815
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$948,000	595
Trading account gains and fees	$0	108
Additional Noninterest Income	$3,551,000	733
Total noninterest expense	$34,547,000	397
Salaries and employee benefits	$23,247,000	336
Premises and equipment expense	$2,081,000	641
Additional noninterest expense	$9,219,000	460
Pre-tax net operating income	$14,592,000	543
Securities gains (losses)	$0	687
Applicable income taxes	$3,649,000	455
Income before extraordinary items	$10,943,000	573
Extraordinary gains, net	$0	4
Net income	$10,943,000	572
Minority interest net income	$0	60
Net income of bank and minority interests.	$10,943,000	573
Net charge-offs	$17,000	1,382
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$10,943,000	585
2022-03-31 (YTD Data)		Rank
Total interest income	$23,402,000	381
Total interest expense	$2,086,000	281
Net interest income	$21,316,000	390
Provision for loan and lease losses	$400,000	402
Total noninterest income	$1,356,000	1,145
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$193,000	1,213
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,163,000	987
Total noninterest expense	$16,434,000	419
Salaries and employee benefits	$11,408,000	343
Premises and equipment expense	$1,039,000	647
Additional noninterest expense	$3,987,000	508
Pre-tax net operating income	$5,838,000	607
Securities gains (losses)	$0	623
Applicable income taxes	$1,563,000	484
Income before extraordinary items	$4,275,000	663
Extraordinary gains, net	$0	4
Net income	$4,275,000	663
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,275,000	663
Net charge-offs	$-20,000	4,154
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,275,000	668
2021-12-31 (YTD Data)		Rank
Total interest income	$92,441,000	390
Total interest expense	$12,630,000	235
Net interest income	$79,811,000	418
Provision for loan and lease losses	$2,050,000	277
Total noninterest income	$6,679,000	1,090
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$622,000	1,368
Trading account gains and fees	$0	132
Additional Noninterest Income	$6,057,000	942
Total noninterest expense	$57,289,000	462
Salaries and employee benefits	$38,046,000	396
Premises and equipment expense	$3,818,000	692
Additional noninterest expense	$15,425,000	541
Pre-tax net operating income	$27,151,000	592
Securities gains (losses)	$481,000	370
Applicable income taxes	$6,057,000	545
Income before extraordinary items	$21,575,000	607
Extraordinary gains, net	$0	10
Net income	$21,575,000	607
Minority interest net income	$0	74
Net income of bank and minority interests.	$21,575,000	608
Net charge-offs	$3,480,000	206
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$21,195,010	611
2021-09-30 (YTD Data)		Rank
Total interest income	$68,461,000	401
Total interest expense	$10,134,000	231
Net interest income	$58,327,000	427
Provision for loan and lease losses	$2,050,000	203
Total noninterest income	$3,987,000	1,293
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$422,000	1,467
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,565,000	1,135
Total noninterest expense	$42,439,000	467
Salaries and employee benefits	$28,461,000	404
Premises and equipment expense	$2,876,000	706
Additional noninterest expense	$11,102,000	553
Pre-tax net operating income	$17,825,000	664
Securities gains (losses)	$560,000	295
Applicable income taxes	$4,989,000	528
Income before extraordinary items	$13,396,000	730
Extraordinary gains, net	$0	8
Net income	$13,396,000	730
Minority interest net income	$0	69
Net income of bank and minority interests.	$13,396,000	730
Net charge-offs	$3,505,000	177
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$12,953,600	730
2021-06-30 (YTD Data)		Rank
Total interest income	$44,138,000	409
Total interest expense	$7,225,000	228
Net interest income	$36,913,000	437
Provision for loan and lease losses	$1,600,000	181
Total noninterest income	$3,097,000	1,159
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$256,000	1,515
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,841,000	1,013
Total noninterest expense	$27,936,000	471
Salaries and employee benefits	$18,589,000	410
Premises and equipment expense	$1,946,000	691
Additional noninterest expense	$7,401,000	535
Pre-tax net operating income	$10,474,000	727
Securities gains (losses)	$165,000	517
Applicable income taxes	$2,899,000	583
Income before extraordinary items	$7,740,000	818
Extraordinary gains, net	$0	6
Net income	$7,740,000	818
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,740,000	818
Net charge-offs	$3,491,000	152
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,609,650	816
2021-03-31 (YTD Data)		Rank
Total interest income	$21,857,000	408
Total interest expense	$4,005,000	215
Net interest income	$17,852,000	451
Provision for loan and lease losses	$800,000	225
Total noninterest income	$2,053,000	990
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$121,000	1,587
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,932,000	838
Total noninterest expense	$13,958,000	470
Salaries and employee benefits	$9,165,000	415
Premises and equipment expense	$980,000	695
Additional noninterest expense	$3,813,000	503
Pre-tax net operating income	$5,147,000	747
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,398,000	597
Income before extraordinary items	$3,749,000	856
Extraordinary gains, net	$0	3
Net income	$3,749,000	856
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,749,000	856
Net charge-offs	$3,402,000	111
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,749,000	832
2020-12-31 (YTD Data)		Rank
Total interest income	$96,247,000	373
Total interest expense	$26,252,000	225
Net interest income	$69,995,000	422
Provision for loan and lease losses	$6,900,000	460
Total noninterest income	$8,278,000	916
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$423,000	1,818
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,855,000	753
Total noninterest expense	$51,961,000	497
Salaries and employee benefits	$33,262,000	436
Premises and equipment expense	$3,929,000	670
Additional noninterest expense	$14,770,000	517
Pre-tax net operating income	$19,412,000	606
Securities gains (losses)	$102,000	1,372
Applicable income taxes	$5,279,000	469
Income before extraordinary items	$14,235,000	694
Extraordinary gains, net	$0	4
Net income	$14,235,000	694
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,235,000	694
Net charge-offs	$2,217,000	386
Cash dividends	$250,000	3,277
Sale, conversion, retirement of capital stock, net	$1,000	559
Net operating income	$14,154,420	670
2020-09-30 (YTD Data)		Rank
Total interest income	$72,063,000	375
Total interest expense	$21,331,000	225
Net interest income	$50,732,000	429
Provision for loan and lease losses	$5,400,000	477
Total noninterest income	$6,557,000	853
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$309,000	1,845
Trading account gains and fees	$0	125
Additional Noninterest Income	$6,248,000	703
Total noninterest expense	$38,063,000	492
Salaries and employee benefits	$24,548,000	430
Premises and equipment expense	$2,887,000	673
Additional noninterest expense	$10,628,000	518
Pre-tax net operating income	$13,826,000	606
Securities gains (losses)	$63,000	1,436
Applicable income taxes	$3,749,000	457
Income before extraordinary items	$10,140,000	701
Extraordinary gains, net	$0	4
Net income	$10,140,000	701
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,140,000	701
Net charge-offs	$2,229,000	300
Cash dividends	$100,000	3,161
Sale, conversion, retirement of capital stock, net	$1,000	527
Net operating income	$10,090,230	676
2020-06-30 (YTD Data)		Rank
Total interest income	$47,938,000	379
Total interest expense	$15,340,000	228
Net interest income	$32,598,000	444
Provision for loan and lease losses	$2,650,000	596
Total noninterest income	$4,729,000	758
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$211,000	1,835
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,518,000	612
Total noninterest expense	$25,210,000	483
Salaries and employee benefits	$16,264,000	428
Premises and equipment expense	$1,935,000	661
Additional noninterest expense	$7,011,000	521
Pre-tax net operating income	$9,467,000	532
Securities gains (losses)	$56,000	1,255
Applicable income taxes	$2,600,000	403
Income before extraordinary items	$6,923,000	628
Extraordinary gains, net	$0	4
Net income	$6,923,000	628
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,923,000	628
Net charge-offs	$-27,000	4,599
Cash dividends	$100,000	2,958
Sale, conversion, retirement of capital stock, net	$1,000	498
Net operating income	$6,878,760	604
2020-03-31 (YTD Data)		Rank
Total interest income	$25,805,000	361
Total interest expense	$8,436,000	242
Net interest income	$17,369,000	421
Provision for loan and lease losses	$1,500,000	471
Total noninterest income	$2,479,000	699
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$130,000	1,811
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,349,000	525
Total noninterest expense	$13,138,000	465
Salaries and employee benefits	$8,691,000	403
Premises and equipment expense	$984,000	653
Additional noninterest expense	$3,463,000	538
Pre-tax net operating income	$5,210,000	453
Securities gains (losses)	$56,000	807
Applicable income taxes	$1,451,000	337
Income before extraordinary items	$3,815,000	518
Extraordinary gains, net	$0	4
Net income	$3,815,000	518
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,815,000	518
Net charge-offs	$-15,000	4,590
Cash dividends	$100,000	2,278
Sale, conversion, retirement of capital stock, net	$1,000	473
Net operating income	$3,770,760	504
2019-12-31 (YTD Data)		Rank
Total interest income	$97,332,000	372
Total interest expense	$31,731,000	278
Net interest income	$65,601,000	441
Provision for loan and lease losses	$1,525,000	650
Total noninterest income	$4,892,000	1,143
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$503,000	1,918
Trading account gains and fees	$0	135
Additional Noninterest Income	$4,389,000	906
Total noninterest expense	$47,088,000	491
Salaries and employee benefits	$29,870,000	430
Premises and equipment expense	$3,655,000	698
Additional noninterest expense	$13,563,000	534
Pre-tax net operating income	$21,880,000	568
Securities gains (losses)	$6,000	2,041
Applicable income taxes	$5,885,000	454
Income before extraordinary items	$16,001,000	640
Extraordinary gains, net	$0	11
Net income	$16,001,000	641
Minority interest net income	$0	76
Net income of bank and minority interests.	$16,001,000	641
Net charge-offs	$-23,000	4,622
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$15,996,260	626
2019-09-30 (YTD Data)		Rank
Total interest income	$72,009,000	381
Total interest expense	$23,286,000	290
Net interest income	$48,723,000	450
Provision for loan and lease losses	$1,000,000	680
Total noninterest income	$3,498,000	1,178
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$361,000	1,975
Trading account gains and fees	$0	129
Additional Noninterest Income	$3,137,000	924
Total noninterest expense	$34,757,000	498
Salaries and employee benefits	$22,220,000	436
Premises and equipment expense	$2,728,000	704
Additional noninterest expense	$9,809,000	546
Pre-tax net operating income	$16,464,000	568
Securities gains (losses)	$4,000	1,882
Applicable income taxes	$4,563,000	450
Income before extraordinary items	$11,905,000	644
Extraordinary gains, net	$0	11
Net income	$11,905,000	646
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,905,000	645
Net charge-offs	$-9,000	4,397
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$11,901,840	630
2019-06-30 (YTD Data)		Rank
Total interest income	$47,429,000	387
Total interest expense	$15,111,000	293
Net interest income	$32,318,000	446
Provision for loan and lease losses	$1,000,000	487
Total noninterest income	$2,677,000	1,039
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$227,000	2,028
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,450,000	815
Total noninterest expense	$22,860,000	506
Salaries and employee benefits	$14,691,000	437
Premises and equipment expense	$1,843,000	697
Additional noninterest expense	$6,326,000	571
Pre-tax net operating income	$11,135,000	552
Securities gains (losses)	$0	1,702
Applicable income taxes	$3,063,000	435
Income before extraordinary items	$8,072,000	617
Extraordinary gains, net	$0	11
Net income	$8,072,000	617
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,072,000	617
Net charge-offs	$4,000	2,873
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$8,072,000	607
2019-03-31 (YTD Data)		Rank
Total interest income	$23,486,000	391
Total interest expense	$7,261,000	298
Net interest income	$16,225,000	442
Provision for loan and lease losses	$625,000	397
Total noninterest income	$1,216,000	1,081
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$92,000	2,323
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,124,000	830
Total noninterest expense	$11,773,000	492
Salaries and employee benefits	$7,888,000	421
Premises and equipment expense	$884,000	736
Additional noninterest expense	$3,001,000	579
Pre-tax net operating income	$5,043,000	589
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,372,000	471
Income before extraordinary items	$3,671,000	655
Extraordinary gains, net	$0	5
Net income	$3,671,000	655
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,671,000	654
Net charge-offs	$19,000	1,716
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,671,000	644
2018-12-31 (YTD Data)		Rank
Total interest income	$83,418,000	404
Total interest expense	$21,169,000	303
Net interest income	$62,249,000	451
Provision for loan and lease losses	$0	4,082
Total noninterest income	$775,000	3,186
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$350,000	2,493
Trading account gains and fees	$0	126
Additional Noninterest Income	$425,000	3,277
Total noninterest expense	$44,191,000	509
Salaries and employee benefits	$27,046,000	458
Premises and equipment expense	$3,492,000	725
Additional noninterest expense	$13,653,000	512
Pre-tax net operating income	$18,833,000	619
Securities gains (losses)	$0	1,125
Applicable income taxes	$4,739,000	491
Income before extraordinary items	$14,094,000	678
Extraordinary gains, net	$0	6
Net income	$14,094,000	676
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,094,000	677
Net charge-offs	$-205,000	5,178
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$14,094,000	680
2018-09-30 (YTD Data)		Rank
Total interest income	$61,050,000	403
Total interest expense	$14,720,000	303
Net interest income	$46,330,000	451
Provision for loan and lease losses	$0	3,948
Total noninterest income	$73,000	5,091
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$254,000	2,565
Trading account gains and fees	$0	138
Additional Noninterest Income	$-181,000	5,457
Total noninterest expense	$32,794,000	509
Salaries and employee benefits	$20,174,000	462
Premises and equipment expense	$2,616,000	729
Additional noninterest expense	$10,004,000	519
Pre-tax net operating income	$13,609,000	642
Securities gains (losses)	$0	1,118
Applicable income taxes	$3,317,000	523
Income before extraordinary items	$10,292,000	694
Extraordinary gains, net	$0	5
Net income	$10,292,000	693
Minority interest net income	$0	66
Net income of bank and minority interests.	$10,292,000	693
Net charge-offs	$-257,000	5,296
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$10,292,000	694
2018-06-30 (YTD Data)		Rank
Total interest income	$40,444,000	402
Total interest expense	$9,368,000	294
Net interest income	$31,076,000	444
Provision for loan and lease losses	$0	3,782
Total noninterest income	$-431,000	5,533
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$170,000	2,549
Trading account gains and fees	$0	130
Additional Noninterest Income	$-601,000	5,542
Total noninterest expense	$21,402,000	520
Salaries and employee benefits	$13,126,000	472
Premises and equipment expense	$1,771,000	724
Additional noninterest expense	$6,505,000	527
Pre-tax net operating income	$9,243,000	628
Securities gains (losses)	$0	961
Applicable income taxes	$2,136,000	536
Income before extraordinary items	$7,107,000	675
Extraordinary gains, net	$0	6
Net income	$7,107,000	672
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,107,000	674
Net charge-offs	$-296,000	5,410
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$7,107,000	673
2018-03-31 (YTD Data)		Rank
Total interest income	$20,031,000	406
Total interest expense	$4,464,000	288
Net interest income	$15,567,000	439
Provision for loan and lease losses	$0	3,508
Total noninterest income	$-1,263,000	5,603
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$81,000	2,647
Trading account gains and fees	$0	123
Additional Noninterest Income	$-1,344,000	5,612
Total noninterest expense	$12,140,000	468
Salaries and employee benefits	$8,141,000	404
Premises and equipment expense	$909,000	710
Additional noninterest expense	$3,090,000	556
Pre-tax net operating income	$2,164,000	1,128
Securities gains (losses)	$0	735
Applicable income taxes	$191,000	1,611
Income before extraordinary items	$1,973,000	1,070
Extraordinary gains, net	$0	7
Net income	$1,973,000	1,069
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,973,000	1,070
Net charge-offs	$-204,000	5,482
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,973,000	1,063
2017-12-31 (YTD Data)		Rank
Total interest income	$76,184,000	398
Total interest expense	$15,741,000	262
Net interest income	$60,443,000	429
Provision for loan and lease losses	$0	4,227
Total noninterest income	$2,649,000	1,716
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$330,000	2,697
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,319,000	1,394
Total noninterest expense	$43,646,000	498
Salaries and employee benefits	$29,118,000	427
Premises and equipment expense	$3,309,000	751
Additional noninterest expense	$11,219,000	599
Pre-tax net operating income	$19,446,000	562
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$10,232,000	401
Income before extraordinary items	$9,215,000	804
Extraordinary gains, net	$0	9
Net income	$9,215,000	805
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,215,000	804
Net charge-offs	$1,318,000	569
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$9,214,360	793
2017-09-30 (YTD Data)		Rank
Total interest income	$55,771,000	405
Total interest expense	$11,465,000	259
Net interest income	$44,306,000	441
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,339,000	2,202
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$244,000	2,739
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,095,000	1,876
Total noninterest expense	$33,134,000	499
Salaries and employee benefits	$22,526,000	422
Premises and equipment expense	$2,490,000	756
Additional noninterest expense	$8,118,000	625
Pre-tax net operating income	$12,511,000	641
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$4,971,000	496
Income before extraordinary items	$7,541,000	804
Extraordinary gains, net	$0	9
Net income	$7,541,000	804
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,541,000	804
Net charge-offs	$1,447,000	383
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$7,540,360	790
2017-06-30 (YTD Data)		Rank
Total interest income	$36,960,000	407
Total interest expense	$7,524,000	253
Net interest income	$29,436,000	440
Provision for loan and lease losses	$0	3,871
Total noninterest income	$893,000	2,199
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$158,000	2,789
Trading account gains and fees	$0	139
Additional Noninterest Income	$735,000	1,871
Total noninterest expense	$22,557,000	498
Salaries and employee benefits	$15,580,000	414
Premises and equipment expense	$1,665,000	757
Additional noninterest expense	$5,312,000	646
Pre-tax net operating income	$7,772,000	660
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$3,088,000	515
Income before extraordinary items	$4,685,000	848
Extraordinary gains, net	$0	11
Net income	$4,685,000	848
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,685,000	848
Net charge-offs	$1,648,000	251
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,684,360	837
2017-03-31 (YTD Data)		Rank
Total interest income	$18,356,000	405
Total interest expense	$3,702,000	250
Net interest income	$14,654,000	438
Provision for loan and lease losses	$0	3,537
Total noninterest income	$503,000	2,041
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$79,000	2,794
Trading account gains and fees	$0	142
Additional Noninterest Income	$424,000	1,696
Total noninterest expense	$12,012,000	479
Salaries and employee benefits	$8,542,000	388
Premises and equipment expense	$849,000	754
Additional noninterest expense	$2,621,000	650
Pre-tax net operating income	$3,145,000	770
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$1,246,000	566
Income before extraordinary items	$1,900,000	995
Extraordinary gains, net	$0	8
Net income	$1,900,000	996
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,900,000	995
Net charge-offs	$1,741,000	158
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,899,360	978
2016-12-31 (YTD Data)		Rank
Total interest income	$77,158,000	376
Total interest expense	$15,744,000	221
Net interest income	$61,414,000	408
Provision for loan and lease losses	$950,000	944
Total noninterest income	$3,314,000	1,535
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$303,000	2,921
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,011,000	1,208
Total noninterest expense	$42,090,000	522
Salaries and employee benefits	$27,734,000	442
Premises and equipment expense	$3,266,000	758
Additional noninterest expense	$11,090,000	624
Pre-tax net operating income	$21,688,000	475
Securities gains (losses)	$1,000	3,113
Applicable income taxes	$8,583,000	372
Income before extraordinary items	$13,106,000	589
Extraordinary gains, net	$0	5
Net income	$13,106,000	588
Minority interest net income	$0	82
Net income of bank and minority interests.	$13,106,000	588
Net charge-offs	$474,000	1,122
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$13,105,360	582
2016-09-30 (YTD Data)		Rank
Total interest income	$58,127,000	375
Total interest expense	$11,854,000	217
Net interest income	$46,273,000	405
Provision for loan and lease losses	$950,000	711
Total noninterest income	$2,319,000	1,618
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$219,000	3,000
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,100,000	1,264
Total noninterest expense	$31,425,000	524
Salaries and employee benefits	$20,670,000	446
Premises and equipment expense	$2,444,000	764
Additional noninterest expense	$8,311,000	628
Pre-tax net operating income	$16,217,000	482
Securities gains (losses)	$0	3,160
Applicable income taxes	$6,401,000	380
Income before extraordinary items	$9,816,000	600
Extraordinary gains, net	$0	5
Net income	$9,816,000	600
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,816,000	600
Net charge-offs	$492,000	806
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$9,816,000	578
2016-06-30 (YTD Data)		Rank
Total interest income	$38,721,000	377
Total interest expense	$7,820,000	216
Net interest income	$30,901,000	405
Provision for loan and lease losses	$950,000	526
Total noninterest income	$1,035,000	2,065
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$139,000	3,080
Trading account gains and fees	$0	157
Additional Noninterest Income	$896,000	1,679
Total noninterest expense	$20,815,000	530
Salaries and employee benefits	$13,773,000	453
Premises and equipment expense	$1,621,000	767
Additional noninterest expense	$5,421,000	637
Pre-tax net operating income	$10,171,000	499
Securities gains (losses)	$0	2,835
Applicable income taxes	$3,986,000	403
Income before extraordinary items	$6,185,000	627
Extraordinary gains, net	$0	16
Net income	$6,185,000	625
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,185,000	626
Net charge-offs	$440,000	659
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$6,185,000	605
2016-03-31 (YTD Data)		Rank
Total interest income	$19,139,000	379
Total interest expense	$3,753,000	223
Net interest income	$15,386,000	403
Provision for loan and lease losses	$800,000	328
Total noninterest income	$444,000	2,230
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$64,000	3,213
Trading account gains and fees	$0	142
Additional Noninterest Income	$380,000	1,809
Total noninterest expense	$10,377,000	530
Salaries and employee benefits	$6,942,000	447
Premises and equipment expense	$804,000	779
Additional noninterest expense	$2,631,000	654
Pre-tax net operating income	$4,653,000	517
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,788,000	424
Income before extraordinary items	$2,865,000	643
Extraordinary gains, net	$0	12
Net income	$2,865,000	642
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,865,000	643
Net charge-offs	$458,000	362
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,865,000	627
2015-12-31 (YTD Data)		Rank
Total interest income	$70,311,000	383
Total interest expense	$11,797,000	245
Net interest income	$58,514,000	404
Provision for loan and lease losses	$4,585,000	226
Total noninterest income	$1,892,000	2,185
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$274,000	3,199
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,618,000	1,758
Total noninterest expense	$40,944,000	514
Salaries and employee benefits	$28,223,000	424
Premises and equipment expense	$2,451,000	982
Additional noninterest expense	$10,270,000	663
Pre-tax net operating income	$14,877,000	626
Securities gains (losses)	$26,000	2,080
Applicable income taxes	$5,731,000	475
Income before extraordinary items	$9,172,000	794
Extraordinary gains, net	$0	23
Net income	$9,172,000	793
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,172,000	794
Net charge-offs	$2,098,000	358
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$9,155,360	775
2015-09-30 (YTD Data)		Rank
Total interest income	$51,573,000	393
Total interest expense	$8,362,000	254
Net interest income	$43,211,000	408
Provision for loan and lease losses	$2,500,000	277
Total noninterest income	$1,345,000	2,265
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$198,000	3,277
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,147,000	1,851
Total noninterest expense	$30,527,000	521
Salaries and employee benefits	$21,382,000	426
Premises and equipment expense	$1,774,000	1,028
Additional noninterest expense	$7,371,000	689
Pre-tax net operating income	$11,529,000	623
Securities gains (losses)	$0	3,031
Applicable income taxes	$4,411,000	481
Income before extraordinary items	$7,118,000	775
Extraordinary gains, net	$0	21
Net income	$7,118,000	774
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,118,000	775
Net charge-offs	$1,341,000	381
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,118,000	758
2015-06-30 (YTD Data)		Rank
Total interest income	$33,864,000	398
Total interest expense	$5,261,000	270
Net interest income	$28,603,000	410
Provision for loan and lease losses	$1,050,000	409
Total noninterest income	$772,000	2,470
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$133,000	3,254
Trading account gains and fees	$0	157
Additional Noninterest Income	$639,000	2,084
Total noninterest expense	$20,404,000	520
Salaries and employee benefits	$14,700,000	417
Premises and equipment expense	$1,168,000	1,040
Additional noninterest expense	$4,536,000	740
Pre-tax net operating income	$7,921,000	602
Securities gains (losses)	$0	2,636
Applicable income taxes	$2,995,000	478
Income before extraordinary items	$4,926,000	749
Extraordinary gains, net	$0	22
Net income	$4,926,000	748
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,926,000	749
Net charge-offs	$-392,000	6,181
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,926,000	726
2015-03-31 (YTD Data)		Rank
Total interest income	$16,726,000	400
Total interest expense	$2,528,000	282
Net interest income	$14,198,000	416
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$259,000	2,985
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$63,000	3,309
Trading account gains and fees	$0	152
Additional Noninterest Income	$196,000	2,662
Total noninterest expense	$10,071,000	530
Salaries and employee benefits	$7,471,000	414
Premises and equipment expense	$591,000	1,030
Additional noninterest expense	$2,009,000	813
Pre-tax net operating income	$4,236,000	556
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,552,000	460
Income before extraordinary items	$2,684,000	667
Extraordinary gains, net	$0	13
Net income	$2,684,000	665
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,684,000	667
Net charge-offs	$-349,000	6,308
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,684,000	647
2014-12-31 (YTD Data)		Rank
Total interest income	$60,621,000	422
Total interest expense	$8,153,000	340
Net interest income	$52,468,000	428
Provision for loan and lease losses	$1,010,000	860
Total noninterest income	$1,368,000	2,646
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$288,000	3,284
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,080,000	2,228
Total noninterest expense	$35,223,000	579
Salaries and employee benefits	$24,251,000	461
Premises and equipment expense	$1,782,000	1,334
Additional noninterest expense	$9,190,000	720
Pre-tax net operating income	$17,603,000	515
Securities gains (losses)	$18,000	2,377
Applicable income taxes	$7,098,000	385
Income before extraordinary items	$10,523,000	647
Extraordinary gains, net	$0	17
Net income	$10,523,000	646
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,523,000	647
Net charge-offs	$177,000	2,603
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,511,480	637
2014-09-30 (YTD Data)		Rank
Total interest income	$44,185,000	431
Total interest expense	$5,804,000	359
Net interest income	$38,381,000	436
Provision for loan and lease losses	$175,000	2,247
Total noninterest income	$844,000	2,957
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$221,000	3,261
Trading account gains and fees	$0	174
Additional Noninterest Income	$623,000	2,592
Total noninterest expense	$25,419,000	601
Salaries and employee benefits	$17,385,000	478
Premises and equipment expense	$1,395,000	1,288
Additional noninterest expense	$6,639,000	742
Pre-tax net operating income	$13,631,000	500
Securities gains (losses)	$16,000	2,131
Applicable income taxes	$5,334,000	395
Income before extraordinary items	$8,313,000	613
Extraordinary gains, net	$0	15
Net income	$8,313,000	609
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,313,000	611
Net charge-offs	$194,000	2,031
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$8,302,760	608
2014-06-30 (YTD Data)		Rank
Total interest income	$28,488,000	437
Total interest expense	$3,734,000	371
Net interest income	$24,754,000	447
Provision for loan and lease losses	$0	4,196
Total noninterest income	$542,000	2,975
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$151,000	3,211
Trading account gains and fees	$0	172
Additional Noninterest Income	$391,000	2,660
Total noninterest expense	$16,825,000	604
Salaries and employee benefits	$11,637,000	476
Premises and equipment expense	$864,000	1,381
Additional noninterest expense	$4,324,000	752
Pre-tax net operating income	$8,471,000	520
Securities gains (losses)	$3,000	2,288
Applicable income taxes	$3,292,000	415
Income before extraordinary items	$5,182,000	634
Extraordinary gains, net	$0	20
Net income	$5,182,000	633
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,182,000	634
Net charge-offs	$179,000	1,690
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$5,180,080	623
2014-03-31 (YTD Data)		Rank
Total interest income	$13,797,000	447
Total interest expense	$1,815,000	389
Net interest income	$11,982,000	455
Provision for loan and lease losses	$0	3,817
Total noninterest income	$399,000	2,372
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$73,000	3,258
Trading account gains and fees	$0	147
Additional Noninterest Income	$326,000	1,898
Total noninterest expense	$8,600,000	600
Salaries and employee benefits	$5,913,000	470
Premises and equipment expense	$465,000	1,320
Additional noninterest expense	$2,222,000	733
Pre-tax net operating income	$3,781,000	548
Securities gains (losses)	$-68,000	6,616
Applicable income taxes	$1,420,000	440
Income before extraordinary items	$2,293,000	681
Extraordinary gains, net	$0	16
Net income	$2,293,000	681
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,293,000	683
Net charge-offs	$92,000	1,427
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,336,520	661
2013-12-31 (YTD Data)		Rank
Total interest income	$49,892,000	489
Total interest expense	$7,464,000	421
Net interest income	$42,428,000	501
Provision for loan and lease losses	$-1,000,000	6,669
Total noninterest income	$1,312,000	2,787
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$293,000	3,407
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,019,000	2,360
Total noninterest expense	$27,648,000	732
Salaries and employee benefits	$18,845,000	567
Premises and equipment expense	$1,575,000	1,512
Additional noninterest expense	$7,228,000	940
Pre-tax net operating income	$17,092,000	488
Securities gains (losses)	$82,000	1,469
Applicable income taxes	$6,835,000	373
Income before extraordinary items	$10,339,000	622
Extraordinary gains, net	$0	29
Net income	$10,339,000	623
Minority interest net income	$0	90
Net income of bank and minority interests.	$10,339,000	623
Net charge-offs	$2,136,000	707
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$10,286,520	610
2013-09-30 (YTD Data)		Rank
Total interest income	$36,778,000	502
Total interest expense	$5,692,000	427
Net interest income	$31,086,000	508
Provision for loan and lease losses	$-1,000,000	6,782
Total noninterest income	$974,000	2,855
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$215,000	3,457
Trading account gains and fees	$0	180
Additional Noninterest Income	$759,000	2,406
Total noninterest expense	$20,340,000	750
Salaries and employee benefits	$14,009,000	579
Premises and equipment expense	$1,228,000	1,463
Additional noninterest expense	$5,103,000	994
Pre-tax net operating income	$12,720,000	508
Securities gains (losses)	$82,000	1,351
Applicable income taxes	$5,071,000	388
Income before extraordinary items	$7,731,000	641
Extraordinary gains, net	$0	25
Net income	$7,731,000	642
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,731,000	643
Net charge-offs	$602,000	1,424
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$7,678,520	621
2013-06-30 (YTD Data)		Rank
Total interest income	$24,360,000	508
Total interest expense	$3,881,000	420
Net interest income	$20,479,000	514
Provision for loan and lease losses	$-1,000,000	6,852
Total noninterest income	$627,000	2,935
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$144,000	3,411
Trading account gains and fees	$0	157
Additional Noninterest Income	$483,000	2,517
Total noninterest expense	$13,481,000	754
Salaries and employee benefits	$9,371,000	574
Premises and equipment expense	$852,000	1,417
Additional noninterest expense	$3,258,000	1,030
Pre-tax net operating income	$8,625,000	490
Securities gains (losses)	$14,000	2,169
Applicable income taxes	$3,506,000	368
Income before extraordinary items	$5,133,000	647
Extraordinary gains, net	$0	22
Net income	$5,133,000	649
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,133,000	649
Net charge-offs	$409,000	1,425
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$5,124,040	614
2013-03-31 (YTD Data)		Rank
Total interest income	$12,127,000	513
Total interest expense	$2,011,000	414
Net interest income	$10,116,000	531
Provision for loan and lease losses	$-1,000,000	6,975
Total noninterest income	$292,000	3,048
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$73,000	3,385
Trading account gains and fees	$0	148
Additional Noninterest Income	$219,000	2,649
Total noninterest expense	$6,729,000	771
Salaries and employee benefits	$4,822,000	571
Premises and equipment expense	$456,000	1,330
Additional noninterest expense	$1,451,000	1,142
Pre-tax net operating income	$4,679,000	461
Securities gains (losses)	$14,000	1,385
Applicable income taxes	$1,996,000	343
Income before extraordinary items	$2,697,000	610
Extraordinary gains, net	$0	10
Net income	$2,697,000	609
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,697,000	612
Net charge-offs	$-20,000	6,443
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,688,040	579
2012-12-31 (YTD Data)		Rank
Total interest income	$51,891,000	507
Total interest expense	$10,271,000	392
Net interest income	$41,620,000	530
Provision for loan and lease losses	$650,000	2,345
Total noninterest income	$1,363,000	2,754
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$317,000	3,383
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,046,000	2,315
Total noninterest expense	$24,310,000	824
Salaries and employee benefits	$15,743,000	668
Premises and equipment expense	$1,413,000	1,665
Additional noninterest expense	$7,154,000	980
Pre-tax net operating income	$18,023,000	461
Securities gains (losses)	$121,000	2,115
Applicable income taxes	$7,145,000	352
Income before extraordinary items	$10,999,000	578
Extraordinary gains, net	$0	29
Net income	$10,999,000	576
Minority interest net income	$0	93
Net income of bank and minority interests.	$10,999,000	578
Net charge-offs	$3,903,000	698
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$10,921,560	563
2012-09-30 (YTD Data)		Rank
Total interest income	$39,359,000	503
Total interest expense	$8,060,000	392
Net interest income	$31,299,000	531
Provision for loan and lease losses	$650,000	1,939
Total noninterest income	$848,000	3,062
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$223,000	3,542
Trading account gains and fees	$0	157
Additional Noninterest Income	$625,000	2,618
Total noninterest expense	$18,027,000	824
Salaries and employee benefits	$11,533,000	677
Premises and equipment expense	$1,041,000	1,705
Additional noninterest expense	$5,453,000	956
Pre-tax net operating income	$13,470,000	465
Securities gains (losses)	$6,000	3,225
Applicable income taxes	$5,350,000	350
Income before extraordinary items	$8,126,000	600
Extraordinary gains, net	$0	20
Net income	$8,126,000	600
Minority interest net income	$0	86
Net income of bank and minority interests.	$8,126,000	600
Net charge-offs	$3,622,000	583
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$8,122,160	576
2012-06-30 (YTD Data)		Rank
Total interest income	$26,585,000	502
Total interest expense	$5,526,000	398
Net interest income	$21,059,000	532
Provision for loan and lease losses	$650,000	1,485
Total noninterest income	$510,000	3,212
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$139,000	3,661
Trading account gains and fees	$0	153
Additional Noninterest Income	$371,000	2,752
Total noninterest expense	$11,567,000	856
Salaries and employee benefits	$7,326,000	702
Premises and equipment expense	$685,000	1,720
Additional noninterest expense	$3,556,000	977
Pre-tax net operating income	$9,352,000	436
Securities gains (losses)	$6,000	2,847
Applicable income taxes	$3,749,000	340
Income before extraordinary items	$5,609,000	576
Extraordinary gains, net	$0	19
Net income	$5,609,000	572
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,609,000	576
Net charge-offs	$2,103,000	663
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$5,605,160	557
2012-03-31 (YTD Data)		Rank
Total interest income	$13,427,000	499
Total interest expense	$2,868,000	391
Net interest income	$10,559,000	529
Provision for loan and lease losses	$350,000	1,357
Total noninterest income	$297,000	2,965
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$66,000	3,777
Trading account gains and fees	$0	148
Additional Noninterest Income	$231,000	2,444
Total noninterest expense	$5,842,000	850
Salaries and employee benefits	$3,677,000	706
Premises and equipment expense	$352,000	1,689
Additional noninterest expense	$1,813,000	936
Pre-tax net operating income	$4,664,000	439
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,913,000	332
Income before extraordinary items	$2,751,000	571
Extraordinary gains, net	$0	19
Net income	$2,751,000	570
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,751,000	572
Net charge-offs	$1,928,000	415
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,751,000	562
2011-12-31 (YTD Data)		Rank
Total interest income	$56,001,000	486
Total interest expense	$13,760,000	403
Net interest income	$42,241,000	517
Provision for loan and lease losses	$4,160,000	920
Total noninterest income	$-855,000	7,237
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$258,000	3,895
Trading account gains and fees	$0	146
Additional Noninterest Income	$-1,113,000	7,212
Total noninterest expense	$21,744,000	900
Salaries and employee benefits	$12,883,000	766
Premises and equipment expense	$1,187,000	2,087
Additional noninterest expense	$7,674,000	927
Pre-tax net operating income	$15,482,000	441
Securities gains (losses)	$90,000	2,153
Applicable income taxes	$5,920,000	367
Income before extraordinary items	$9,652,000	553
Extraordinary gains, net	$0	29
Net income	$9,652,000	554
Minority interest net income	$0	96
Net income of bank and minority interests.	$9,652,000	554
Net charge-offs	$9,897,000	460
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$9,594,400	543
2011-09-30 (YTD Data)		Rank
Total interest income	$42,003,000	489
Total interest expense	$10,702,000	412
Net interest income	$31,301,000	528
Provision for loan and lease losses	$3,485,000	827
Total noninterest income	$-747,000	7,337
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$193,000	3,919
Trading account gains and fees	$0	145
Additional Noninterest Income	$-940,000	7,312
Total noninterest expense	$16,106,000	923
Salaries and employee benefits	$9,374,000	793
Premises and equipment expense	$882,000	2,118
Additional noninterest expense	$5,850,000	900
Pre-tax net operating income	$10,963,000	475
Securities gains (losses)	$90,000	1,880
Applicable income taxes	$4,193,000	379
Income before extraordinary items	$6,860,000	599
Extraordinary gains, net	$0	21
Net income	$6,860,000	596
Minority interest net income	$0	87
Net income of bank and minority interests.	$6,860,000	599
Net charge-offs	$8,953,000	382
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$6,802,400	584
2011-06-30 (YTD Data)		Rank
Total interest income	$28,059,000	497
Total interest expense	$7,276,000	428
Net interest income	$20,783,000	537
Provision for loan and lease losses	$3,435,000	610
Total noninterest income	$-766,000	7,436
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$131,000	3,861
Trading account gains and fees	$0	153
Additional Noninterest Income	$-897,000	7,426
Total noninterest expense	$10,546,000	951
Salaries and employee benefits	$5,849,000	853
Premises and equipment expense	$574,000	2,180
Additional noninterest expense	$4,123,000	882
Pre-tax net operating income	$6,036,000	543
Securities gains (losses)	$85,000	1,253
Applicable income taxes	$2,244,000	427
Income before extraordinary items	$3,877,000	675
Extraordinary gains, net	$0	15
Net income	$3,877,000	673
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,877,000	675
Net charge-offs	$7,244,000	343
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,822,600	657
2011-03-31 (YTD Data)		Rank
Total interest income	$13,791,000	506
Total interest expense	$3,624,000	446
Net interest income	$10,167,000	544
Provision for loan and lease losses	$1,935,000	536
Total noninterest income	$-202,000	7,468
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$72,000	3,641
Trading account gains and fees	$0	158
Additional Noninterest Income	$-274,000	7,461
Total noninterest expense	$4,842,000	1,032
Salaries and employee benefits	$2,695,000	936
Premises and equipment expense	$252,000	2,480
Additional noninterest expense	$1,895,000	941
Pre-tax net operating income	$3,188,000	523
Securities gains (losses)	$86,000	583
Applicable income taxes	$1,157,000	412
Income before extraordinary items	$2,117,000	625
Extraordinary gains, net	$0	9
Net income	$2,117,000	621
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,117,000	625
Net charge-offs	$5,983,000	236
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,061,100	617
2010-12-31 (YTD Data)		Rank
Total interest income	$57,605,000	516
Total interest expense	$16,936,000	467
Net interest income	$40,669,000	533
Provision for loan and lease losses	$8,783,000	746
Total noninterest income	$691,000	3,964
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$309,000	3,575
Trading account gains and fees	$0	175
Additional Noninterest Income	$382,000	3,588
Total noninterest expense	$20,583,000	970
Salaries and employee benefits	$11,070,000	886
Premises and equipment expense	$1,438,000	1,780
Additional noninterest expense	$8,075,000	909
Pre-tax net operating income	$11,994,000	461
Securities gains (losses)	$-1,143,000	7,524
Applicable income taxes	$4,438,000	397
Income before extraordinary items	$6,413,000	699
Extraordinary gains, net	$0	29
Net income	$6,413,000	697
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,413,000	700
Net charge-offs	$1,639,000	2,073
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$7,144,520	597
2010-09-30 (YTD Data)		Rank
Total interest income	$43,056,000	516
Total interest expense	$13,030,000	475
Net interest income	$30,026,000	532
Provision for loan and lease losses	$5,493,000	814
Total noninterest income	$723,000	3,333
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$237,000	3,604
Trading account gains and fees	$0	165
Additional Noninterest Income	$486,000	2,799
Total noninterest expense	$15,398,000	955
Salaries and employee benefits	$8,166,000	890
Premises and equipment expense	$1,104,000	1,760
Additional noninterest expense	$6,128,000	877
Pre-tax net operating income	$9,858,000	429
Securities gains (losses)	$59,000	2,312
Applicable income taxes	$3,839,000	350
Income before extraordinary items	$6,078,000	569
Extraordinary gains, net	$0	23
Net income	$6,078,000	568
Minority interest net income	$0	110
Net income of bank and minority interests.	$6,078,000	569
Net charge-offs	$1,403,000	1,839
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$6,040,240	548
2010-06-30 (YTD Data)		Rank
Total interest income	$28,630,000	524
Total interest expense	$8,795,000	482
Net interest income	$19,835,000	537
Provision for loan and lease losses	$3,743,000	799
Total noninterest income	$535,000	3,092
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$165,000	3,524
Trading account gains and fees	$0	152
Additional Noninterest Income	$370,000	2,519
Total noninterest expense	$10,597,000	940
Salaries and employee benefits	$5,328,000	913
Premises and equipment expense	$784,000	1,678
Additional noninterest expense	$4,485,000	801
Pre-tax net operating income	$6,030,000	454
Securities gains (losses)	$59,000	1,781
Applicable income taxes	$2,364,000	357
Income before extraordinary items	$3,725,000	600
Extraordinary gains, net	$0	19
Net income	$3,725,000	600
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,725,000	601
Net charge-offs	$494,000	2,455
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,687,240	582
2010-03-31 (YTD Data)		Rank
Total interest income	$14,019,000	552
Total interest expense	$4,407,000	507
Net interest income	$9,612,000	574
Provision for loan and lease losses	$1,355,000	951
Total noninterest income	$147,000	4,322
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$77,000	3,649
Trading account gains and fees	$0	175
Additional Noninterest Income	$70,000	4,123
Total noninterest expense	$5,790,000	862
Salaries and employee benefits	$2,716,000	908
Premises and equipment expense	$386,000	1,752
Additional noninterest expense	$2,688,000	686
Pre-tax net operating income	$2,614,000	526
Securities gains (losses)	$59,000	1,056
Applicable income taxes	$1,061,000	364
Income before extraordinary items	$1,612,000	685
Extraordinary gains, net	$0	16
Net income	$1,612,000	686
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,612,000	689
Net charge-offs	$-281,000	7,906
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,574,240	674
2009-12-31 (YTD Data)		Rank
Total interest income	$52,875,000	617
Total interest expense	$22,174,000	506
Net interest income	$30,701,000	697
Provision for loan and lease losses	$8,946,000	954
Total noninterest income	$335,000	5,434
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$280,000	4,026
Trading account gains and fees	$0	211
Additional Noninterest Income	$55,000	6,271
Total noninterest expense	$15,965,000	1,293
Salaries and employee benefits	$8,969,000	1,097
Premises and equipment expense	$1,155,000	2,291
Additional noninterest expense	$5,841,000	1,290
Pre-tax net operating income	$6,125,000	708
Securities gains (losses)	$-164,000	7,385
Applicable income taxes	$2,400,000	483
Income before extraordinary items	$3,561,000	960
Extraordinary gains, net	$0	34
Net income	$3,561,000	958
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,561,000	959
Net charge-offs	$6,754,000	921
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,665,960	930
2009-09-30 (YTD Data)		Rank
Total interest income	$38,996,000	644
Total interest expense	$17,184,000	518
Net interest income	$21,812,000	736
Provision for loan and lease losses	$6,690,000	854
Total noninterest income	$32,000	7,583
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$203,000	4,102
Trading account gains and fees	$0	212
Additional Noninterest Income	$-171,000	7,857
Total noninterest expense	$11,713,000	1,311
Salaries and employee benefits	$6,591,000	1,123
Premises and equipment expense	$849,000	2,353
Additional noninterest expense	$4,273,000	1,283
Pre-tax net operating income	$3,441,000	962
Securities gains (losses)	$-164,000	7,548
Applicable income taxes	$1,399,000	639
Income before extraordinary items	$1,878,000	1,425
Extraordinary gains, net	$0	27
Net income	$1,878,000	1,423
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,878,000	1,425
Net charge-offs	$5,437,000	771
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,982,960	1,320
2009-06-30 (YTD Data)		Rank
Total interest income	$25,538,000	662
Total interest expense	$11,696,000	541
Net interest income	$13,842,000	778
Provision for loan and lease losses	$4,339,000	839
Total noninterest income	$-222,000	8,075
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$123,000	4,258
Trading account gains and fees	$0	193
Additional Noninterest Income	$-345,000	8,055
Total noninterest expense	$7,805,000	1,337
Salaries and employee benefits	$4,371,000	1,156
Premises and equipment expense	$586,000	2,313
Additional noninterest expense	$2,848,000	1,303
Pre-tax net operating income	$1,476,000	1,543
Securities gains (losses)	$8,000	2,641
Applicable income taxes	$757,000	787
Income before extraordinary items	$727,000	2,400
Extraordinary gains, net	$0	21
Net income	$727,000	2,398
Minority interest net income	$0	112
Net income of bank and minority interests.	$727,000	2,400
Net charge-offs	$5,148,000	570
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$721,880	2,343
2009-03-31 (YTD Data)		Rank
Total interest income	$12,778,000	674
Total interest expense	$6,004,000	547
Net interest income	$6,774,000	793
Provision for loan and lease losses	$2,346,000	672
Total noninterest income	$-472,000	8,195
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$56,000	4,381
Trading account gains and fees	$0	171
Additional Noninterest Income	$-528,000	8,197
Total noninterest expense	$3,408,000	1,465
Salaries and employee benefits	$2,145,000	1,194
Premises and equipment expense	$282,000	2,435
Additional noninterest expense	$981,000	1,647
Pre-tax net operating income	$548,000	2,213
Securities gains (losses)	$0	2,434
Applicable income taxes	$492,000	686
Income before extraordinary items	$56,000	5,593
Extraordinary gains, net	$0	15
Net income	$56,000	5,596
Minority interest net income	$0	102
Net income of bank and minority interests.	$56,000	5,596
Net charge-offs	$3,564,000	403
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$56,000	5,425
2008-12-31 (YTD Data)		Rank
Total interest income	$46,951,000	789
Total interest expense	$22,066,000	722
Net interest income	$24,885,000	863
Provision for loan and lease losses	$4,943,000	1,008
Total noninterest income	$701,000	4,137
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$140,000	5,447
Trading account gains and fees	$0	154
Additional Noninterest Income	$561,000	3,001
Total noninterest expense	$14,479,000	1,347
Salaries and employee benefits	$8,583,000	1,151
Premises and equipment expense	$833,000	3,077
Additional noninterest expense	$5,063,000	1,256
Pre-tax net operating income	$6,164,000	911
Securities gains (losses)	$17,000	2,264
Applicable income taxes	$1,292,000	974
Income before extraordinary items	$4,889,000	827
Extraordinary gains, net	$0	39
Net income	$4,889,000	827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$387,000	3,169
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,875,570	901
2008-09-30 (YTD Data)		Rank
Total interest income	$34,189,000	850
Total interest expense	$15,499,000	788
Net interest income	$18,690,000	871
Provision for loan and lease losses	$900,000	1,951
Total noninterest income	$511,000	4,286
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$86,000	5,742
Trading account gains and fees	$0	148
Additional Noninterest Income	$425,000	3,087
Total noninterest expense	$10,522,000	1,373
Salaries and employee benefits	$6,308,000	1,206
Premises and equipment expense	$565,000	3,341
Additional noninterest expense	$3,649,000	1,257
Pre-tax net operating income	$7,779,000	641
Securities gains (losses)	$16,000	2,140
Applicable income taxes	$2,062,000	636
Income before extraordinary items	$5,733,000	634
Extraordinary gains, net	$0	31
Net income	$5,733,000	633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	3,061
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$5,721,160	671
2008-06-30 (YTD Data)		Rank
Total interest income	$21,947,000	897
Total interest expense	$10,371,000	819
Net interest income	$11,576,000	931
Provision for loan and lease losses	$0	6,671
Total noninterest income	$265,000	4,869
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$56,000	5,799
Trading account gains and fees	$0	149
Additional Noninterest Income	$209,000	3,679
Total noninterest expense	$7,036,000	1,364
Salaries and employee benefits	$4,256,000	1,207
Premises and equipment expense	$395,000	3,244
Additional noninterest expense	$2,385,000	1,246
Pre-tax net operating income	$4,805,000	728
Securities gains (losses)	$16,000	2,191
Applicable income taxes	$900,000	1,018
Income before extraordinary items	$3,921,000	705
Extraordinary gains, net	$0	21
Net income	$3,921,000	704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	2,239
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,908,040	691
2008-03-31 (YTD Data)		Rank
Total interest income	$10,675,000	946
Total interest expense	$5,390,000	843
Net interest income	$5,285,000	1,016
Provision for loan and lease losses	$0	6,080
Total noninterest income	$152,000	4,585
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$27,000	5,833
Trading account gains and fees	$0	158
Additional Noninterest Income	$125,000	3,374
Total noninterest expense	$3,375,000	1,416
Salaries and employee benefits	$1,979,000	1,313
Premises and equipment expense	$203,000	3,191
Additional noninterest expense	$1,193,000	1,199
Pre-tax net operating income	$2,062,000	914
Securities gains (losses)	$11,000	1,937
Applicable income taxes	$705,000	774
Income before extraordinary items	$1,368,000	1,105
Extraordinary gains, net	$0	15
Net income	$1,368,000	1,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	1,115
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,360,740	1,071
2007-12-31 (YTD Data)		Rank
Total interest income	$40,878,000	1,027
Total interest expense	$20,318,000	972
Net interest income	$20,560,000	1,079
Provision for loan and lease losses	$4,483,000	448
Total noninterest income	$504,000	5,011
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$119,000	5,781
Trading account gains and fees	$0	178
Additional Noninterest Income	$385,000	3,804
Total noninterest expense	$13,183,000	1,399
Salaries and employee benefits	$8,404,000	1,187
Premises and equipment expense	$644,000	3,661
Additional noninterest expense	$4,135,000	1,358
Pre-tax net operating income	$3,398,000	2,243
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$879,000	2,022
Income before extraordinary items	$2,521,000	2,338
Extraordinary gains, net	$0	39
Net income	$2,521,000	2,337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,497,000	754
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,519,520	2,332
2007-09-30 (YTD Data)		Rank
Total interest income	$30,291,000	1,047
Total interest expense	$15,007,000	984
Net interest income	$15,284,000	1,090
Provision for loan and lease losses	$4,483,000	274
Total noninterest income	$364,000	5,114
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$88,000	5,825
Trading account gains and fees	$0	184
Additional Noninterest Income	$276,000	3,908
Total noninterest expense	$9,732,000	1,405
Salaries and employee benefits	$6,299,000	1,184
Premises and equipment expense	$460,000	3,780
Additional noninterest expense	$2,973,000	1,360
Pre-tax net operating income	$1,433,000	3,570
Securities gains (losses)	$0	1,655
Applicable income taxes	$163,000	3,957
Income before extraordinary items	$1,270,000	3,343
Extraordinary gains, net	$0	33
Net income	$1,270,000	3,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,442,000	508
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,270,000	3,328
2007-06-30 (YTD Data)		Rank
Total interest income	$20,314,000	1,054
Total interest expense	$9,945,000	1,007
Net interest income	$10,369,000	1,092
Provision for loan and lease losses	$0	6,209
Total noninterest income	$201,000	5,558
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$56,000	5,910
Trading account gains and fees	$0	168
Additional Noninterest Income	$145,000	4,376
Total noninterest expense	$6,753,000	1,370
Salaries and employee benefits	$4,326,000	1,179
Premises and equipment expense	$314,000	3,728
Additional noninterest expense	$2,113,000	1,308
Pre-tax net operating income	$3,817,000	1,242
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,287,000	1,042
Income before extraordinary items	$2,530,000	1,395
Extraordinary gains, net	$0	29
Net income	$2,530,000	1,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,649,000	312
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,530,000	1,375
2007-03-31 (YTD Data)		Rank
Total interest income	$9,965,000	1,066
Total interest expense	$4,924,000	1,003
Net interest income	$5,041,000	1,106
Provision for loan and lease losses	$0	5,779
Total noninterest income	$123,000	5,068
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$26,000	6,005
Trading account gains and fees	$0	195
Additional Noninterest Income	$97,000	3,813
Total noninterest expense	$2,740,000	1,692
Salaries and employee benefits	$1,779,000	1,457
Premises and equipment expense	$161,000	3,678
Additional noninterest expense	$800,000	1,681
Pre-tax net operating income	$2,424,000	970
Securities gains (losses)	$0	1,187
Applicable income taxes	$858,000	810
Income before extraordinary items	$1,566,000	1,128
Extraordinary gains, net	$0	22
Net income	$1,566,000	1,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,566,000	1,109
2006-12-31 (YTD Data)		Rank
Total interest income	$32,744,000	1,205
Total interest expense	$12,677,000	1,326
Net interest income	$20,067,000	1,107
Provision for loan and lease losses	$1,450,000	734
Total noninterest income	$425,000	5,468
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$119,000	5,910
Trading account gains and fees	$0	130
Additional Noninterest Income	$306,000	4,258
Total noninterest expense	$8,522,000	2,066
Salaries and employee benefits	$5,689,000	1,716
Premises and equipment expense	$582,000	3,858
Additional noninterest expense	$2,251,000	2,305
Pre-tax net operating income	$10,520,000	940
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,538,000	827
Income before extraordinary items	$6,982,000	1,066
Extraordinary gains, net	$0	51
Net income	$6,982,000	1,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$6,982,000	1,055
2006-09-30 (YTD Data)		Rank
Total interest income	$23,967,000	1,236
Total interest expense	$8,570,000	1,427
Net interest income	$15,397,000	1,101
Provision for loan and lease losses	$1,200,000	648
Total noninterest income	$299,000	5,646
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$95,000	5,880
Trading account gains and fees	$0	126
Additional Noninterest Income	$204,000	4,502
Total noninterest expense	$6,849,000	1,928
Salaries and employee benefits	$4,766,000	1,555
Premises and equipment expense	$438,000	3,854
Additional noninterest expense	$1,645,000	2,355
Pre-tax net operating income	$7,647,000	1,005
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,491,000	908
Income before extraordinary items	$5,156,000	1,120
Extraordinary gains, net	$0	45
Net income	$5,156,000	1,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,156,000	1,111
2006-06-30 (YTD Data)		Rank
Total interest income	$15,350,000	1,256
Total interest expense	$5,102,000	1,527
Net interest income	$10,248,000	1,102
Provision for loan and lease losses	$800,000	644
Total noninterest income	$196,000	5,687
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$69,000	5,740
Trading account gains and fees	$0	126
Additional Noninterest Income	$127,000	4,635
Total noninterest expense	$4,987,000	1,785
Salaries and employee benefits	$3,635,000	1,362
Premises and equipment expense	$307,000	3,703
Additional noninterest expense	$1,045,000	2,456
Pre-tax net operating income	$4,657,000	1,088
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,392,000	1,070
Income before extraordinary items	$3,265,000	1,172
Extraordinary gains, net	$0	39
Net income	$3,265,000	1,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,265,000	1,154
2006-03-31 (YTD Data)		Rank
Total interest income	$7,387,000	1,282
Total interest expense	$2,240,000	1,647
Net interest income	$5,147,000	1,094
Provision for loan and lease losses	$500,000	481
Total noninterest income	$89,000	5,835
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$47,000	5,070
Trading account gains and fees	$0	115
Additional Noninterest Income	$42,000	5,444
Total noninterest expense	$2,365,000	1,883
Salaries and employee benefits	$1,753,000	1,422
Premises and equipment expense	$149,000	3,811
Additional noninterest expense	$463,000	2,734
Pre-tax net operating income	$2,371,000	1,053
Securities gains (losses)	$0	955
Applicable income taxes	$849,000	893
Income before extraordinary items	$1,522,000	1,223
Extraordinary gains, net	$0	21
Net income	$1,522,000	1,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,522,000	1,202
2005-12-31 (YTD Data)		Rank
Total interest income	$26,547,000	1,264
Total interest expense	$6,704,000	1,694
Net interest income	$19,843,000	1,089
Provision for loan and lease losses	$400,000	2,269
Total noninterest income	$434,000	5,549
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$128,000	5,896
Trading account gains and fees	$0	138
Additional Noninterest Income	$306,000	4,293
Total noninterest expense	$7,621,000	2,188
Salaries and employee benefits	$5,173,000	1,804
Premises and equipment expense	$527,000	4,017
Additional noninterest expense	$1,921,000	2,580
Pre-tax net operating income	$12,256,000	807
Securities gains (losses)	$83,000	762
Applicable income taxes	$4,412,000	710
Income before extraordinary items	$7,927,000	914
Extraordinary gains, net	$0	46
Net income	$7,927,000	914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$7,873,880	900
2005-09-30 (YTD Data)		Rank
Total interest income	$19,340,000	1,260
Total interest expense	$4,608,000	1,745
Net interest income	$14,732,000	1,083
Provision for loan and lease losses	$-100,000	8,698
Total noninterest income	$340,000	5,495
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$92,000	6,004
Trading account gains and fees	$0	126
Additional Noninterest Income	$248,000	4,151
Total noninterest expense	$6,056,000	2,054
Salaries and employee benefits	$4,124,000	1,675
Premises and equipment expense	$396,000	3,999
Additional noninterest expense	$1,536,000	2,399
Pre-tax net operating income	$9,116,000	812
Securities gains (losses)	$44,000	930
Applicable income taxes	$3,218,000	731
Income before extraordinary items	$5,942,000	904
Extraordinary gains, net	$0	35
Net income	$5,942,000	906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$5,913,400	895
2005-06-30 (YTD Data)		Rank
Total interest income	$12,554,000	1,255
Total interest expense	$2,792,000	1,804
Net interest income	$9,762,000	1,077
Provision for loan and lease losses	$-500,000	8,804
Total noninterest income	$230,000	5,432
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$56,000	6,119
Trading account gains and fees	$0	116
Additional Noninterest Income	$174,000	4,010
Total noninterest expense	$4,624,000	1,803
Salaries and employee benefits	$3,243,000	1,423
Premises and equipment expense	$294,000	3,687
Additional noninterest expense	$1,087,000	2,251
Pre-tax net operating income	$5,868,000	816
Securities gains (losses)	$44,000	835
Applicable income taxes	$1,998,000	764
Income before extraordinary items	$3,914,000	890
Extraordinary gains, net	$0	30
Net income	$3,914,000	890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,884,960	878
2005-03-31 (YTD Data)		Rank
Total interest income	$6,109,000	1,263
Total interest expense	$1,234,000	1,916
Net interest income	$4,875,000	1,070
Provision for loan and lease losses	$0	6,226
Total noninterest income	$108,000	5,518
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$24,000	6,339
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,085
Total noninterest expense	$2,329,000	1,793
Salaries and employee benefits	$1,645,000	1,400
Premises and equipment expense	$172,000	3,284
Additional noninterest expense	$512,000	2,376
Pre-tax net operating income	$2,654,000	889
Securities gains (losses)	$14,000	908
Applicable income taxes	$1,090,000	714
Income before extraordinary items	$1,578,000	1,089
Extraordinary gains, net	$0	24
Net income	$1,578,000	1,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,569,040	1,073
2004-12-31 (YTD Data)		Rank
Total interest income	$23,075,000	1,224
Total interest expense	$5,010,000	1,634
Net interest income	$18,065,000	1,109
Provision for loan and lease losses	$900,000	1,146
Total noninterest income	$398,000	5,808
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$116,000	6,239
Trading account gains and fees	$0	138
Additional Noninterest Income	$282,000	4,385
Total noninterest expense	$6,073,000	2,606
Salaries and employee benefits	$4,019,000	2,157
Premises and equipment expense	$575,000	3,658
Additional noninterest expense	$1,479,000	3,158
Pre-tax net operating income	$11,490,000	769
Securities gains (losses)	$-67,000	8,657
Applicable income taxes	$4,098,000	692
Income before extraordinary items	$7,325,000	896
Extraordinary gains, net	$0	34
Net income	$7,325,000	897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$7,367,880	857
2004-09-30 (YTD Data)		Rank
Total interest income	$17,109,000	1,221
Total interest expense	$3,765,000	1,607
Net interest income	$13,344,000	1,113
Provision for loan and lease losses	$900,000	852
Total noninterest income	$312,000	5,724
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$109,000	5,894
Trading account gains and fees	$0	134
Additional Noninterest Income	$203,000	4,472
Total noninterest expense	$4,772,000	2,483
Salaries and employee benefits	$3,188,000	2,045
Premises and equipment expense	$445,000	3,573
Additional noninterest expense	$1,139,000	3,080
Pre-tax net operating income	$7,984,000	835
Securities gains (losses)	$-66,000	8,843
Applicable income taxes	$2,906,000	740
Income before extraordinary items	$5,012,000	1,000
Extraordinary gains, net	$0	26
Net income	$5,012,000	1,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$5,054,240	955
2004-06-30 (YTD Data)		Rank
Total interest income	$11,215,000	1,226
Total interest expense	$2,532,000	1,569
Net interest income	$8,683,000	1,134
Provision for loan and lease losses	$600,000	825
Total noninterest income	$201,000	5,804
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$60,000	6,233
Trading account gains and fees	$0	130
Additional Noninterest Income	$141,000	4,431
Total noninterest expense	$3,453,000	2,298
Salaries and employee benefits	$2,385,000	1,830
Premises and equipment expense	$300,000	3,547
Additional noninterest expense	$768,000	3,051
Pre-tax net operating income	$4,831,000	904
Securities gains (losses)	$-63,000	8,936
Applicable income taxes	$1,639,000	856
Income before extraordinary items	$3,129,000	1,056
Extraordinary gains, net	$0	21
Net income	$3,129,000	1,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,170,580	998
2004-03-31 (YTD Data)		Rank
Total interest income	$5,647,000	1,226
Total interest expense	$1,290,000	1,548
Net interest income	$4,357,000	1,126
Provision for loan and lease losses	$600,000	441
Total noninterest income	$75,000	6,432
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$29,000	6,251
Trading account gains and fees	$0	121
Additional Noninterest Income	$46,000	5,276
Total noninterest expense	$2,080,000	1,928
Salaries and employee benefits	$1,546,000	1,437
Premises and equipment expense	$197,000	2,852
Additional noninterest expense	$337,000	3,404
Pre-tax net operating income	$1,752,000	1,201
Securities gains (losses)	$16,000	1,816
Applicable income taxes	$583,000	1,151
Income before extraordinary items	$1,185,000	1,353
Extraordinary gains, net	$0	16
Net income	$1,185,000	1,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,174,280	1,295
2003-12-31 (YTD Data)		Rank
Total interest income	$23,753,000	1,198
Total interest expense	$5,731,000	1,564
Net interest income	$18,022,000	1,062
Provision for loan and lease losses	$-2,781,000	9,162
Total noninterest income	$279,000	6,740
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$144,000	5,937
Trading account gains and fees	$0	160
Additional Noninterest Income	$135,000	6,013
Total noninterest expense	$5,339,000	2,893
Salaries and employee benefits	$3,286,000	2,548
Premises and equipment expense	$454,000	4,346
Additional noninterest expense	$1,599,000	2,906
Pre-tax net operating income	$15,743,000	575
Securities gains (losses)	$-90,000	9,009
Applicable income taxes	$6,201,000	529
Income before extraordinary items	$9,452,000	691
Extraordinary gains, net	$0	54
Net income	$9,452,000	693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,007,000	9,180
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$9,509,600	643
2003-09-30 (YTD Data)		Rank
Total interest income	$18,043,000	1,216
Total interest expense	$4,362,000	1,611
Net interest income	$13,681,000	1,070
Provision for loan and lease losses	$-2,781,000	9,224
Total noninterest income	$198,000	6,890
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$109,000	5,956
Trading account gains and fees	$0	153
Additional Noninterest Income	$89,000	6,283
Total noninterest expense	$4,076,000	2,851
Salaries and employee benefits	$2,471,000	2,552
Premises and equipment expense	$346,000	4,302
Additional noninterest expense	$1,259,000	2,761
Pre-tax net operating income	$12,584,000	558
Securities gains (losses)	$0	4,204
Applicable income taxes	$4,975,000	508
Income before extraordinary items	$7,609,000	674
Extraordinary gains, net	$0	40
Net income	$7,609,000	675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,007,000	9,234
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$7,609,000	630
2003-06-30 (YTD Data)		Rank
Total interest income	$12,491,000	1,178
Total interest expense	$2,953,000	1,644
Net interest income	$9,538,000	1,017
Provision for loan and lease losses	$0	7,324
Total noninterest income	$114,000	7,163
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$62,000	6,251
Trading account gains and fees	$0	150
Additional Noninterest Income	$52,000	6,500
Total noninterest expense	$2,796,000	2,770
Salaries and employee benefits	$1,700,000	2,466
Premises and equipment expense	$238,000	4,211
Additional noninterest expense	$858,000	2,715
Pre-tax net operating income	$6,856,000	669
Securities gains (losses)	$0	3,782
Applicable income taxes	$2,751,000	587
Income before extraordinary items	$4,105,000	823
Extraordinary gains, net	$0	30
Net income	$4,105,000	824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,007,000	9,267
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$4,105,000	765
2003-03-31 (YTD Data)		Rank
Total interest income	$6,084,000	1,221
Total interest expense	$1,505,000	1,652
Net interest income	$4,579,000	1,066
Provision for loan and lease losses	$0	6,934
Total noninterest income	$61,000	6,982
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$28,000	6,375
Trading account gains and fees	$0	134
Additional Noninterest Income	$33,000	6,044
Total noninterest expense	$1,827,000	2,148
Salaries and employee benefits	$1,196,000	1,791
Premises and equipment expense	$126,000	4,003
Additional noninterest expense	$505,000	2,320
Pre-tax net operating income	$2,813,000	796
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,120,000	714
Income before extraordinary items	$1,693,000	993
Extraordinary gains, net	$0	21
Net income	$1,693,000	991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	2,091
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,693,000	918
2002-12-31 (YTD Data)		Rank
Total interest income	$26,065,000	1,178
Total interest expense	$7,309,000	1,544
Net interest income	$18,756,000	1,033
Provision for loan and lease losses	$341,000	3,180
Total noninterest income	$276,000	6,647
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$120,000	6,255
Trading account gains and fees	$0	153
Additional Noninterest Income	$156,000	5,511
Total noninterest expense	$4,872,000	2,996
Salaries and employee benefits	$3,176,000	2,487
Premises and equipment expense	$422,000	4,460
Additional noninterest expense	$1,274,000	3,437
Pre-tax net operating income	$13,819,000	637
Securities gains (losses)	$74,000	2,045
Applicable income taxes	$5,556,000	542
Income before extraordinary items	$8,337,000	765
Extraordinary gains, net	$0	70
Net income	$8,337,000	765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	9,064
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,289,640	735
2001-12-31 (YTD Data)		Rank
Total interest income	$28,721,000	1,191
Total interest expense	$10,479,000	1,552
Net interest income	$18,242,000	991
Provision for loan and lease losses	$-734,000	9,589
Total noninterest income	$266,000	6,708
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$122,000	6,222
Trading account gains and fees	$0	177
Additional Noninterest Income	$144,000	5,619
Total noninterest expense	$4,309,000	3,206
Salaries and employee benefits	$2,717,000	2,746
Premises and equipment expense	$396,000	4,632
Additional noninterest expense	$1,196,000	3,509
Pre-tax net operating income	$14,933,000	538
Securities gains (losses)	$-247,000	9,553
Applicable income taxes	$5,805,000	492
Income before extraordinary items	$8,881,000	633
Extraordinary gains, net	$0	105
Net income	$8,881,000	635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,024,000	9,606
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$9,039,080	593
2000-12-31 (YTD Data)		Rank
Total interest income	$26,738,000	1,323
Total interest expense	$10,414,000	1,651
Net interest income	$16,324,000	1,082
Provision for loan and lease losses	$-64,000	9,776
Total noninterest income	$337,000	6,002
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$118,000	6,259
Trading account gains and fees	$0	180
Additional Noninterest Income	$219,000	4,579
Total noninterest expense	$4,090,000	3,273
Salaries and employee benefits	$2,574,000	2,757
Premises and equipment expense	$400,000	4,509
Additional noninterest expense	$1,116,000	3,656
Pre-tax net operating income	$12,635,000	636
Securities gains (losses)	$-46,000	9,165
Applicable income taxes	$5,004,000	552
Income before extraordinary items	$7,585,000	722
Extraordinary gains, net	$0	38
Net income	$7,585,000	722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	9,566
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$7,614,440	712
1999-12-31 (YTD Data)		Rank
Total interest income	$24,941,000	1,301
Total interest expense	$9,644,000	1,560
Net interest income	$15,297,000	1,149
Provision for loan and lease losses	$0	8,503
Total noninterest income	$268,000	6,746
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$122,000	6,320
Trading account gains and fees	$0	173
Additional Noninterest Income	$146,000	5,673
Total noninterest expense	$4,017,000	3,301
Salaries and employee benefits	$2,567,000	2,736
Premises and equipment expense	$409,000	4,452
Additional noninterest expense	$1,041,000	3,887
Pre-tax net operating income	$11,548,000	726
Securities gains (losses)	$-184,000	10,030
Applicable income taxes	$4,694,000	627
Income before extraordinary items	$6,670,000	855
Extraordinary gains, net	$0	35
Net income	$6,670,000	855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	9,781
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$6,787,760	831
1998-12-31 (YTD Data)		Rank
Total interest income	$24,425,000	1,319
Total interest expense	$9,770,000	1,569
Net interest income	$14,655,000	1,155
Provision for loan and lease losses	$0	8,652
Total noninterest income	$221,000	7,321
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$123,000	6,406
Trading account gains and fees	$0	224
Additional Noninterest Income	$98,000	6,682
Total noninterest expense	$3,489,000	3,626
Salaries and employee benefits	$2,238,000	3,003
Premises and equipment expense	$319,000	5,197
Additional noninterest expense	$932,000	4,178
Pre-tax net operating income	$11,387,000	701
Securities gains (losses)	$0	4,449
Applicable income taxes	$4,768,000	601
Income before extraordinary items	$6,619,000	831
Extraordinary gains, net	$0	32
Net income	$6,619,000	830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$6,619,000	797
1997-12-31 (YTD Data)		Rank
Total interest income	$23,467,000	1,394
Total interest expense	$9,275,000	1,674
Net interest income	$14,192,000	1,224
Provision for loan and lease losses	$0	8,829
Total noninterest income	$406,000	5,678
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$127,000	6,626
Trading account gains and fees	$0	239
Additional Noninterest Income	$279,000	4,093
Total noninterest expense	$3,221,000	3,874
Salaries and employee benefits	$2,061,000	3,215
Premises and equipment expense	$276,000	5,713
Additional noninterest expense	$884,000	4,382
Pre-tax net operating income	$11,377,000	730
Securities gains (losses)	$-13,000	10,166
Applicable income taxes	$4,766,000	626
Income before extraordinary items	$6,598,000	842
Extraordinary gains, net	$0	44
Net income	$6,598,000	844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$6,606,320	817
1996-12-31 (YTD Data)		Rank
Total interest income	$22,383,000	1,510
Total interest expense	$9,240,000	1,710
Net interest income	$13,143,000	1,365
Provision for loan and lease losses	$0	9,041
Total noninterest income	$212,000	8,058
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$89,000	7,756
Trading account gains and fees	$0	262
Additional Noninterest Income	$123,000	6,525
Total noninterest expense	$2,988,000	4,324
Salaries and employee benefits	$1,956,000	3,398
Premises and equipment expense	$265,000	6,035
Additional noninterest expense	$767,000	5,368
Pre-tax net operating income	$10,367,000	768
Securities gains (losses)	$-18,000	10,586
Applicable income taxes	$4,096,000	683
Income before extraordinary items	$6,253,000	862
Extraordinary gains, net	$0	53
Net income	$6,253,000	863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$6,264,520	837
1995-12-31 (YTD Data)		Rank
Total interest income	$21,608,000	1,564
Total interest expense	$8,595,000	1,840
Net interest income	$13,013,000	1,381
Provision for loan and lease losses	$0	8,958
Total noninterest income	$293,000	7,153
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$107,000	7,617
Trading account gains and fees	$0	522
Additional Noninterest Income	$186,000	5,328
Total noninterest expense	$2,651,000	4,741
Salaries and employee benefits	$1,605,000	4,040
Premises and equipment expense	$227,000	6,713
Additional noninterest expense	$819,000	5,155
Pre-tax net operating income	$10,655,000	801
Securities gains (losses)	$0	3,831
Applicable income taxes	$3,415,000	819
Income before extraordinary items	$7,240,000	796
Extraordinary gains, net	$0	65
Net income	$7,240,000	796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$7,240,000	787
1994-12-31 (YTD Data)		Rank
Total interest income	$20,896,000	1,480
Total interest expense	$6,877,000	1,829
Net interest income	$14,019,000	1,290
Provision for loan and lease losses	$47,000	6,315
Total noninterest income	$308,000	7,147
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$135,000	7,234
Trading account gains and fees	$0	475
Additional Noninterest Income	$173,000	5,760
Total noninterest expense	$4,890,000	2,835
Salaries and employee benefits	$1,434,000	4,454
Premises and equipment expense	$251,000	6,508
Additional noninterest expense	$3,205,000	1,709
Pre-tax net operating income	$9,390,000	838
Securities gains (losses)	$0	3,600
Applicable income taxes	$4,728,000	603
Income before extraordinary items	$4,662,000	1,087
Extraordinary gains, net	$0	249
Net income	$4,662,000	1,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,238
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$4,662,000	1,093
1993-12-31 (YTD Data)		Rank
Total interest income	$20,886,000	1,504
Total interest expense	$7,953,000	1,654
Net interest income	$12,933,000	1,402
Provision for loan and lease losses	$2,204,000	759
Total noninterest income	$313,000	7,474
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$167,000	6,671
Trading account gains and fees	$0	532
Additional Noninterest Income	$146,000	6,644
Total noninterest expense	$3,528,000	3,882
Salaries and employee benefits	$1,528,000	4,204
Premises and equipment expense	$280,000	6,181
Additional noninterest expense	$1,720,000	3,097
Pre-tax net operating income	$7,514,000	956
Securities gains (losses)	$394,000	1,063
Applicable income taxes	$3,885,000	666
Income before extraordinary items	$4,023,000	1,263
Extraordinary gains, net	$3,203,000	98
Net income	$7,226,000	746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,139,000	408
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$3,770,840	1,260
1992-12-31 (YTD Data)		Rank
Total interest income	$22,764,000	1,584
Total interest expense	$10,282,000	1,679
Net interest income	$12,482,000	1,481
Provision for loan and lease losses	$130,000	6,495
Total noninterest income	$300,000	7,734
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$177,000	6,460
Trading account gains and fees	$0	504
Additional Noninterest Income	$123,000	7,370
Total noninterest expense	$3,481,000	3,949
Salaries and employee benefits	$1,646,000	3,897
Premises and equipment expense	$225,000	7,284
Additional noninterest expense	$1,610,000	3,389
Pre-tax net operating income	$9,171,000	698
Securities gains (losses)	$0	8,369
Applicable income taxes	$3,933,000	602
Income before extraordinary items	$5,238,000	913
Extraordinary gains, net	$0	1,422
Net income	$5,238,000	913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	5,774
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$5,238,000	832

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.