Home > Nebraska National Bank > Income and Expense
Nebraska National Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 3,413 |
| Total interest expense | $1,799,000 | 2,487 |
| Net interest income | $4,086,000 | 3,721 |
| Provision for loan and lease losses | $490,000 | 2,906 |
| Total noninterest income | $410,000 | 4,273 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $128,000 | 4,686 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $282,000 | 3,549 |
| Total noninterest expense | $2,334,000 | 4,786 |
| Salaries and employee benefits | $1,125,000 | 4,955 |
| Premises and equipment expense | $300,000 | 4,611 |
| Additional noninterest expense | $909,000 | 4,420 |
| Pre-tax net operating income | $1,672,000 | 2,379 |
| Securities gains (losses) | $-95,000 | 7,220 |
| Applicable income taxes | $46,000 | 3,670 |
| Income before extraordinary items | $1,531,000 | 2,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,531,000 | 2,279 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,531,000 | 2,280 |
| Net charge-offs | $343,000 | 3,099 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,623,150 | 2,087 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 3,464 |
| Total interest expense | $1,220,000 | 2,524 |
| Net interest income | $2,693,000 | 3,766 |
| Provision for loan and lease losses | $240,000 | 3,291 |
| Total noninterest income | $298,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $83,000 | 4,731 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 3,374 |
| Total noninterest expense | $1,415,000 | 5,091 |
| Salaries and employee benefits | $742,000 | 5,020 |
| Premises and equipment expense | $178,000 | 4,926 |
| Additional noninterest expense | $495,000 | 5,030 |
| Pre-tax net operating income | $1,336,000 | 2,054 |
| Securities gains (losses) | $-132,000 | 7,343 |
| Applicable income taxes | $31,000 | 3,615 |
| Income before extraordinary items | $1,173,000 | 1,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,173,000 | 1,994 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,173,000 | 1,994 |
| Net charge-offs | $60,000 | 4,307 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,301,040 | 1,752 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 3,484 |
| Total interest expense | $610,000 | 2,605 |
| Net interest income | $1,337,000 | 3,774 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $174,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,102 |
| Total noninterest expense | $729,000 | 5,049 |
| Salaries and employee benefits | $372,000 | 5,061 |
| Premises and equipment expense | $92,000 | 4,915 |
| Additional noninterest expense | $265,000 | 4,849 |
| Pre-tax net operating income | $707,000 | 1,957 |
| Securities gains (losses) | $-150,000 | 7,435 |
| Applicable income taxes | $15,000 | 3,590 |
| Income before extraordinary items | $542,000 | 2,104 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $542,000 | 2,103 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $542,000 | 2,104 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $687,500 | 1,655 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 3,535 |
| Total interest expense | $2,947,000 | 2,646 |
| Net interest income | $5,109,000 | 3,894 |
| Provision for loan and lease losses | $575,000 | 3,927 |
| Total noninterest income | $728,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $188,000 | 4,528 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $540,000 | 3,077 |
| Total noninterest expense | $2,931,000 | 5,079 |
| Salaries and employee benefits | $1,499,000 | 5,059 |
| Premises and equipment expense | $453,000 | 4,444 |
| Additional noninterest expense | $979,000 | 5,149 |
| Pre-tax net operating income | $2,331,000 | 1,993 |
| Securities gains (losses) | $-597,000 | 7,447 |
| Applicable income taxes | $51,000 | 3,625 |
| Income before extraordinary items | $1,683,000 | 2,315 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,683,000 | 2,313 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,683,000 | 2,316 |
| Net charge-offs | $247,000 | 4,537 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,262,090 | 1,749 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 3,578 |
| Total interest expense | $2,276,000 | 2,669 |
| Net interest income | $3,809,000 | 3,969 |
| Provision for loan and lease losses | $460,000 | 3,676 |
| Total noninterest income | $495,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $151,000 | 4,466 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $344,000 | 3,329 |
| Total noninterest expense | $2,244,000 | 5,052 |
| Salaries and employee benefits | $1,162,000 | 5,007 |
| Premises and equipment expense | $360,000 | 4,357 |
| Additional noninterest expense | $722,000 | 5,187 |
| Pre-tax net operating income | $1,600,000 | 2,257 |
| Securities gains (losses) | $-374,000 | 7,563 |
| Applicable income taxes | $36,000 | 3,738 |
| Income before extraordinary items | $1,190,000 | 2,559 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,190,000 | 2,555 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,190,000 | 2,560 |
| Net charge-offs | $-27,000 | 7,579 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,552,780 | 1,986 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 3,628 |
| Total interest expense | $1,540,000 | 2,724 |
| Net interest income | $2,494,000 | 4,024 |
| Provision for loan and lease losses | $340,000 | 3,434 |
| Total noninterest income | $333,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $101,000 | 4,468 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $1,492,000 | 5,080 |
| Salaries and employee benefits | $786,000 | 4,984 |
| Premises and equipment expense | $193,000 | 4,959 |
| Additional noninterest expense | $513,000 | 5,027 |
| Pre-tax net operating income | $995,000 | 2,380 |
| Securities gains (losses) | $-307,000 | 7,643 |
| Applicable income taxes | $21,000 | 3,764 |
| Income before extraordinary items | $667,000 | 2,857 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $667,000 | 2,853 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $667,000 | 2,855 |
| Net charge-offs | $-19,000 | 7,583 |
| Cash dividends | $50,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $964,790 | 2,108 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 3,751 |
| Total interest expense | $775,000 | 2,830 |
| Net interest income | $1,193,000 | 4,184 |
| Provision for loan and lease losses | $140,000 | 3,543 |
| Total noninterest income | $143,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $96,000 | 3,585 |
| Total noninterest expense | $777,000 | 5,010 |
| Salaries and employee benefits | $403,000 | 4,981 |
| Premises and equipment expense | $84,000 | 5,347 |
| Additional noninterest expense | $290,000 | 4,682 |
| Pre-tax net operating income | $419,000 | 2,756 |
| Securities gains (losses) | $-93,000 | 7,690 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $322,000 | 3,005 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $322,000 | 3,001 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $322,000 | 3,005 |
| Net charge-offs | $-36,000 | 7,743 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $414,070 | 2,402 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,862,000 | 3,867 |
| Total interest expense | $3,675,000 | 2,934 |
| Net interest income | $4,187,000 | 4,439 |
| Provision for loan and lease losses | $460,000 | 4,663 |
| Total noninterest income | $759,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $231,000 | 4,383 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $528,000 | 3,115 |
| Total noninterest expense | $2,760,000 | 5,413 |
| Salaries and employee benefits | $1,376,000 | 5,438 |
| Premises and equipment expense | $312,000 | 5,555 |
| Additional noninterest expense | $1,072,000 | 5,043 |
| Pre-tax net operating income | $1,726,000 | 2,150 |
| Securities gains (losses) | $-569,000 | 7,612 |
| Applicable income taxes | $-9,000 | 6,236 |
| Income before extraordinary items | $1,166,000 | 2,521 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,166,000 | 2,519 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,166,000 | 2,520 |
| Net charge-offs | $143,000 | 5,379 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,735,000 | 1,847 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 3,924 |
| Total interest expense | $2,833,000 | 2,987 |
| Net interest income | $3,052,000 | 4,537 |
| Provision for loan and lease losses | $364,000 | 4,315 |
| Total noninterest income | $568,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $179,000 | 4,331 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $389,000 | 3,231 |
| Total noninterest expense | $1,999,000 | 5,521 |
| Salaries and employee benefits | $1,026,000 | 5,509 |
| Premises and equipment expense | $233,000 | 5,622 |
| Additional noninterest expense | $740,000 | 5,260 |
| Pre-tax net operating income | $1,257,000 | 2,356 |
| Securities gains (losses) | $-481,000 | 7,744 |
| Applicable income taxes | $-23,000 | 6,725 |
| Income before extraordinary items | $799,000 | 2,863 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $799,000 | 2,860 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $799,000 | 2,863 |
| Net charge-offs | $125,000 | 4,849 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,280,000 | 2,025 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 3,996 |
| Total interest expense | $1,935,000 | 3,047 |
| Net interest income | $1,939,000 | 4,677 |
| Provision for loan and lease losses | $260,000 | 3,945 |
| Total noninterest income | $357,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $116,000 | 4,355 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $241,000 | 3,360 |
| Total noninterest expense | $1,303,000 | 5,630 |
| Salaries and employee benefits | $672,000 | 5,623 |
| Premises and equipment expense | $157,000 | 5,642 |
| Additional noninterest expense | $474,000 | 5,386 |
| Pre-tax net operating income | $733,000 | 2,672 |
| Securities gains (losses) | $-177,000 | 7,767 |
| Applicable income taxes | $-36,000 | 6,945 |
| Income before extraordinary items | $592,000 | 2,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 2,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $592,000 | 2,787 |
| Net charge-offs | $114,000 | 4,103 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $769,000 | 2,242 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 4,065 |
| Total interest expense | $991,000 | 3,075 |
| Net interest income | $928,000 | 4,790 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $145,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $94,000 | 3,755 |
| Total noninterest expense | $623,000 | 5,699 |
| Salaries and employee benefits | $339,000 | 5,638 |
| Premises and equipment expense | $79,000 | 5,681 |
| Additional noninterest expense | $205,000 | 5,541 |
| Pre-tax net operating income | $300,000 | 3,335 |
| Securities gains (losses) | $-177,000 | 8,035 |
| Applicable income taxes | $-50,000 | 7,420 |
| Income before extraordinary items | $173,000 | 4,113 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 4,116 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $173,000 | 4,116 |
| Net charge-offs | $105,000 | 2,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $350,000 | 2,681 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,984,000 | 4,139 |
| Total interest expense | $4,615,000 | 3,181 |
| Net interest income | $3,369,000 | 5,077 |
| Provision for loan and lease losses | $865,000 | 2,922 |
| Total noninterest income | $623,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $221,000 | 4,602 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $402,000 | 3,578 |
| Total noninterest expense | $2,255,000 | 5,902 |
| Salaries and employee benefits | $1,249,000 | 5,851 |
| Premises and equipment expense | $310,000 | 5,709 |
| Additional noninterest expense | $696,000 | 5,828 |
| Pre-tax net operating income | $872,000 | 4,018 |
| Securities gains (losses) | $-1,180,000 | 7,778 |
| Applicable income taxes | $50,000 | 3,853 |
| Income before extraordinary items | $-358,000 | 6,612 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-358,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 3,049 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $822,000 | 3,780 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 4,180 |
| Total interest expense | $3,547,000 | 3,218 |
| Net interest income | $2,492,000 | 5,161 |
| Provision for loan and lease losses | $790,000 | 2,111 |
| Total noninterest income | $494,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $165,000 | 4,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $329,000 | 3,529 |
| Total noninterest expense | $1,670,000 | 5,937 |
| Salaries and employee benefits | $935,000 | 5,880 |
| Premises and equipment expense | $232,000 | 5,740 |
| Additional noninterest expense | $503,000 | 5,897 |
| Pre-tax net operating income | $526,000 | 4,859 |
| Securities gains (losses) | $-1,266,000 | 7,972 |
| Applicable income taxes | $27,000 | 4,452 |
| Income before extraordinary items | $-767,000 | 7,387 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-767,000 | 7,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 2,168 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $499,000 | 4,603 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 4,292 |
| Total interest expense | $2,402,000 | 3,283 |
| Net interest income | $1,552,000 | 5,361 |
| Provision for loan and lease losses | $640,000 | 1,631 |
| Total noninterest income | $313,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $101,000 | 4,819 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $212,000 | 3,649 |
| Total noninterest expense | $1,129,000 | 5,942 |
| Salaries and employee benefits | $626,000 | 5,924 |
| Premises and equipment expense | $153,000 | 5,787 |
| Additional noninterest expense | $350,000 | 5,775 |
| Pre-tax net operating income | $96,000 | 6,426 |
| Securities gains (losses) | $74,000 | 1,171 |
| Applicable income taxes | $25,000 | 4,536 |
| Income before extraordinary items | $145,000 | 6,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,970 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $82,100 | 6,409 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 4,366 |
| Total interest expense | $1,219,000 | 3,409 |
| Net interest income | $753,000 | 5,475 |
| Provision for loan and lease losses | $140,000 | 2,266 |
| Total noninterest income | $140,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $50,000 | 4,810 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $90,000 | 3,968 |
| Total noninterest expense | $565,000 | 5,976 |
| Salaries and employee benefits | $316,000 | 5,944 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $175,000 | 5,750 |
| Pre-tax net operating income | $188,000 | 5,068 |
| Securities gains (losses) | $57,000 | 1,018 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $233,000 | 4,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $233,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,479 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $178,850 | 4,794 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 4,633 |
| Total interest expense | $4,598,000 | 3,671 |
| Net interest income | $2,684,000 | 5,787 |
| Provision for loan and lease losses | $374,000 | 2,808 |
| Total noninterest income | $607,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $210,000 | 4,814 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $397,000 | 3,751 |
| Total noninterest expense | $2,113,000 | 6,075 |
| Salaries and employee benefits | $1,185,000 | 6,019 |
| Premises and equipment expense | $325,000 | 5,591 |
| Additional noninterest expense | $603,000 | 6,109 |
| Pre-tax net operating income | $804,000 | 5,164 |
| Securities gains (losses) | $32,000 | 946 |
| Applicable income taxes | $70,000 | 4,730 |
| Income before extraordinary items | $766,000 | 4,874 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $766,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,792 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $736,560 | 4,928 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,388,000 | 4,694 |
| Total interest expense | $3,365,000 | 3,732 |
| Net interest income | $2,023,000 | 5,799 |
| Provision for loan and lease losses | $314,000 | 2,255 |
| Total noninterest income | $466,000 | 4,572 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $152,000 | 4,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $314,000 | 3,648 |
| Total noninterest expense | $1,574,000 | 6,073 |
| Salaries and employee benefits | $886,000 | 6,019 |
| Premises and equipment expense | $231,000 | 5,708 |
| Additional noninterest expense | $457,000 | 6,054 |
| Pre-tax net operating income | $601,000 | 5,443 |
| Securities gains (losses) | $15,000 | 891 |
| Applicable income taxes | $58,000 | 4,850 |
| Income before extraordinary items | $558,000 | 5,166 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $558,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,158 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $544,350 | 5,199 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 4,734 |
| Total interest expense | $2,185,000 | 3,786 |
| Net interest income | $1,347,000 | 5,847 |
| Provision for loan and lease losses | $256,000 | 1,757 |
| Total noninterest income | $309,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $212,000 | 3,667 |
| Total noninterest expense | $1,054,000 | 6,100 |
| Salaries and employee benefits | $587,000 | 6,083 |
| Premises and equipment expense | $155,000 | 5,723 |
| Additional noninterest expense | $312,000 | 6,012 |
| Pre-tax net operating income | $346,000 | 5,780 |
| Securities gains (losses) | $19,000 | 721 |
| Applicable income taxes | $47,000 | 4,816 |
| Income before extraordinary items | $318,000 | 5,539 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $318,000 | 5,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,003 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $301,470 | 5,630 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 4,759 |
| Total interest expense | $1,069,000 | 3,824 |
| Net interest income | $677,000 | 5,842 |
| Provision for loan and lease losses | $246,000 | 981 |
| Total noninterest income | $136,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $88,000 | 4,018 |
| Total noninterest expense | $516,000 | 6,200 |
| Salaries and employee benefits | $302,000 | 6,028 |
| Premises and equipment expense | $79,000 | 5,713 |
| Additional noninterest expense | $135,000 | 6,400 |
| Pre-tax net operating income | $51,000 | 7,262 |
| Securities gains (losses) | $19,000 | 575 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $59,000 | 7,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $59,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 557 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $43,040 | 7,245 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 4,699 |
| Total interest expense | $3,912,000 | 3,650 |
| Net interest income | $2,739,000 | 5,782 |
| Provision for loan and lease losses | $252,000 | 3,085 |
| Total noninterest income | $504,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $194,000 | 5,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $310,000 | 4,240 |
| Total noninterest expense | $1,988,000 | 6,176 |
| Salaries and employee benefits | $1,137,000 | 6,073 |
| Premises and equipment expense | $292,000 | 5,810 |
| Additional noninterest expense | $559,000 | 6,262 |
| Pre-tax net operating income | $1,003,000 | 5,196 |
| Securities gains (losses) | $9,000 | 1,119 |
| Applicable income taxes | $40,000 | 5,584 |
| Income before extraordinary items | $972,000 | 4,781 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $972,000 | 4,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,101 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $963,360 | 4,784 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 4,753 |
| Total interest expense | $2,826,000 | 3,653 |
| Net interest income | $2,055,000 | 5,827 |
| Provision for loan and lease losses | $132,000 | 3,689 |
| Total noninterest income | $364,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $155,000 | 4,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $209,000 | 4,447 |
| Total noninterest expense | $1,518,000 | 6,116 |
| Salaries and employee benefits | $916,000 | 5,826 |
| Premises and equipment expense | $211,000 | 5,919 |
| Additional noninterest expense | $391,000 | 6,451 |
| Pre-tax net operating income | $769,000 | 5,304 |
| Securities gains (losses) | $9,000 | 918 |
| Applicable income taxes | $30,000 | 5,758 |
| Income before extraordinary items | $748,000 | 4,866 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $748,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $739,360 | 4,876 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,801 |
| Total interest expense | $1,766,000 | 3,699 |
| Net interest income | $1,384,000 | 5,827 |
| Provision for loan and lease losses | $83,000 | 3,687 |
| Total noninterest income | $226,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 4,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 4,681 |
| Total noninterest expense | $1,011,000 | 6,136 |
| Salaries and employee benefits | $618,000 | 5,803 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $263,000 | 6,443 |
| Pre-tax net operating income | $516,000 | 5,337 |
| Securities gains (losses) | $9,000 | 755 |
| Applicable income taxes | $20,000 | 5,801 |
| Income before extraordinary items | $505,000 | 4,851 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $505,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $496,360 | 4,886 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 4,935 |
| Total interest expense | $826,000 | 3,735 |
| Net interest income | $651,000 | 6,029 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $127,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $500,000 | 6,184 |
| Salaries and employee benefits | $314,000 | 5,795 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $258,000 | 5,309 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $248,000 | 4,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $248,000 | 4,856 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 4,846 |
| Total interest expense | $2,823,000 | 3,501 |
| Net interest income | $2,668,000 | 5,865 |
| Provision for loan and lease losses | $142,000 | 4,233 |
| Total noninterest income | $613,000 | 4,730 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $197,000 | 5,074 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $416,000 | 3,717 |
| Total noninterest expense | $1,677,000 | 6,595 |
| Salaries and employee benefits | $984,000 | 6,393 |
| Premises and equipment expense | $204,000 | 6,691 |
| Additional noninterest expense | $489,000 | 6,654 |
| Pre-tax net operating income | $1,462,000 | 4,452 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $37,000 | 6,041 |
| Income before extraordinary items | $1,420,000 | 3,917 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,420,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,507 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,424,850 | 3,883 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 4,883 |
| Total interest expense | $2,033,000 | 3,467 |
| Net interest income | $2,009,000 | 5,878 |
| Provision for loan and lease losses | $112,000 | 4,017 |
| Total noninterest income | $433,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $148,000 | 5,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,894 |
| Total noninterest expense | $1,257,000 | 6,614 |
| Salaries and employee benefits | $741,000 | 6,378 |
| Premises and equipment expense | $174,000 | 6,372 |
| Additional noninterest expense | $342,000 | 6,790 |
| Pre-tax net operating income | $1,073,000 | 4,598 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $1,041,000 | 4,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,041,000 | 4,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,835 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,045,850 | 4,005 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 4,893 |
| Total interest expense | $1,291,000 | 3,445 |
| Net interest income | $1,347,000 | 5,849 |
| Provision for loan and lease losses | $43,000 | 4,790 |
| Total noninterest income | $272,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $97,000 | 5,104 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $175,000 | 3,997 |
| Total noninterest expense | $825,000 | 6,659 |
| Salaries and employee benefits | $488,000 | 6,416 |
| Premises and equipment expense | $116,000 | 6,370 |
| Additional noninterest expense | $221,000 | 6,857 |
| Pre-tax net operating income | $751,000 | 4,433 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $728,000 | 3,882 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $728,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,175 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $732,900 | 3,802 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 5,008 |
| Total interest expense | $611,000 | 3,469 |
| Net interest income | $656,000 | 5,937 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $138,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $384,000 | 6,881 |
| Salaries and employee benefits | $228,000 | 6,652 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $385,000 | 4,372 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $376,000 | 3,775 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $376,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,310 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $376,000 | 3,737 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 4,923 |
| Total interest expense | $2,224,000 | 3,343 |
| Net interest income | $2,661,000 | 5,804 |
| Provision for loan and lease losses | $205,000 | 3,640 |
| Total noninterest income | $622,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $184,000 | 5,386 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $438,000 | 3,550 |
| Total noninterest expense | $1,628,000 | 6,658 |
| Salaries and employee benefits | $962,000 | 6,411 |
| Premises and equipment expense | $213,000 | 6,599 |
| Additional noninterest expense | $453,000 | 6,827 |
| Pre-tax net operating income | $1,450,000 | 4,327 |
| Securities gains (losses) | $94,000 | 1,287 |
| Applicable income taxes | $33,000 | 6,294 |
| Income before extraordinary items | $1,511,000 | 3,618 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,511,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $570,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,418,880 | 3,714 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 4,957 |
| Total interest expense | $1,623,000 | 3,370 |
| Net interest income | $1,992,000 | 5,805 |
| Provision for loan and lease losses | $140,000 | 3,657 |
| Total noninterest income | $452,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $139,000 | 5,432 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $313,000 | 3,652 |
| Total noninterest expense | $1,237,000 | 6,586 |
| Salaries and employee benefits | $726,000 | 6,351 |
| Premises and equipment expense | $173,000 | 6,379 |
| Additional noninterest expense | $338,000 | 6,812 |
| Pre-tax net operating income | $1,067,000 | 4,452 |
| Securities gains (losses) | $64,000 | 1,472 |
| Applicable income taxes | $24,000 | 6,420 |
| Income before extraordinary items | $1,107,000 | 3,755 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,107,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $450,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,044,280 | 3,830 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 4,991 |
| Total interest expense | $1,055,000 | 3,446 |
| Net interest income | $1,341,000 | 5,764 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $303,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $90,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $213,000 | 3,623 |
| Total noninterest expense | $840,000 | 6,587 |
| Salaries and employee benefits | $494,000 | 6,330 |
| Premises and equipment expense | $113,000 | 6,488 |
| Additional noninterest expense | $233,000 | 6,748 |
| Pre-tax net operating income | $704,000 | 4,438 |
| Securities gains (losses) | $62,000 | 1,323 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $750,000 | 3,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $750,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $450,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $689,240 | 3,801 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,055 |
| Total interest expense | $520,000 | 3,516 |
| Net interest income | $660,000 | 5,825 |
| Provision for loan and lease losses | $32,000 | 4,015 |
| Total noninterest income | $139,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $95,000 | 3,820 |
| Total noninterest expense | $404,000 | 6,735 |
| Salaries and employee benefits | $234,000 | 6,545 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $363,000 | 4,328 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $398,000 | 3,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $398,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $355,860 | 3,695 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 5,449 |
| Total interest expense | $1,926,000 | 4,141 |
| Net interest income | $2,297,000 | 6,185 |
| Provision for loan and lease losses | $152,000 | 4,550 |
| Total noninterest income | $728,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $177,000 | 5,528 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $551,000 | 3,414 |
| Total noninterest expense | $1,635,000 | 6,641 |
| Salaries and employee benefits | $971,000 | 6,367 |
| Premises and equipment expense | $227,000 | 6,464 |
| Additional noninterest expense | $437,000 | 6,921 |
| Pre-tax net operating income | $1,238,000 | 4,608 |
| Securities gains (losses) | $146,000 | 1,574 |
| Applicable income taxes | $102,000 | 5,702 |
| Income before extraordinary items | $1,282,000 | 3,966 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,282,000 | 3,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,146,220 | 4,098 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 5,592 |
| Total interest expense | $1,419,000 | 4,311 |
| Net interest income | $1,678,000 | 6,302 |
| Provision for loan and lease losses | $132,000 | 4,199 |
| Total noninterest income | $575,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $127,000 | 5,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 3,338 |
| Total noninterest expense | $1,225,000 | 6,644 |
| Salaries and employee benefits | $736,000 | 6,314 |
| Premises and equipment expense | $174,000 | 6,404 |
| Additional noninterest expense | $315,000 | 7,007 |
| Pre-tax net operating income | $896,000 | 4,845 |
| Securities gains (losses) | $79,000 | 1,946 |
| Applicable income taxes | $230,000 | 4,431 |
| Income before extraordinary items | $745,000 | 4,793 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $745,000 | 4,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,125 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $684,960 | 4,872 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 5,727 |
| Total interest expense | $933,000 | 4,475 |
| Net interest income | $1,078,000 | 6,416 |
| Provision for loan and lease losses | $82,000 | 4,272 |
| Total noninterest income | $369,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $76,000 | 5,869 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $293,000 | 3,334 |
| Total noninterest expense | $820,000 | 6,632 |
| Salaries and employee benefits | $494,000 | 6,308 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $209,000 | 7,022 |
| Pre-tax net operating income | $545,000 | 5,101 |
| Securities gains (losses) | $47,000 | 2,063 |
| Applicable income taxes | $128,000 | 4,755 |
| Income before extraordinary items | $464,000 | 4,992 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $464,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $427,340 | 5,035 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 5,845 |
| Total interest expense | $459,000 | 4,607 |
| Net interest income | $519,000 | 6,538 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $179,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 3,288 |
| Total noninterest expense | $397,000 | 6,745 |
| Salaries and employee benefits | $244,000 | 6,341 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $92,000 | 7,360 |
| Pre-tax net operating income | $271,000 | 5,063 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $61,000 | 4,805 |
| Income before extraordinary items | $220,000 | 5,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $212,200 | 4,974 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 6,033 |
| Total interest expense | $1,931,000 | 4,911 |
| Net interest income | $1,917,000 | 6,759 |
| Provision for loan and lease losses | $123,000 | 5,298 |
| Total noninterest income | $476,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $144,000 | 5,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $332,000 | 4,044 |
| Total noninterest expense | $1,494,000 | 6,860 |
| Salaries and employee benefits | $818,000 | 6,823 |
| Premises and equipment expense | $191,000 | 6,877 |
| Additional noninterest expense | $485,000 | 6,589 |
| Pre-tax net operating income | $776,000 | 5,843 |
| Securities gains (losses) | $49,000 | 2,428 |
| Applicable income taxes | $204,000 | 5,080 |
| Income before extraordinary items | $621,000 | 5,880 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $621,000 | 5,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,762 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $584,250 | 5,894 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 6,756 |
| Total interest expense | $2,023,000 | 6,057 |
| Net interest income | $1,502,000 | 7,326 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $448,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $138,000 | 5,971 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $310,000 | 4,045 |
| Total noninterest expense | $1,183,000 | 7,499 |
| Salaries and employee benefits | $694,000 | 7,229 |
| Premises and equipment expense | $133,000 | 7,806 |
| Additional noninterest expense | $356,000 | 7,464 |
| Pre-tax net operating income | $514,000 | 6,495 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $123,000 | 5,738 |
| Income before extraordinary items | $402,000 | 6,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $402,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,193 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 524 |
| Net operating income | $393,530 | 6,484 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 7,346 |
| Total interest expense | $1,880,000 | 6,461 |
| Net interest income | $1,188,000 | 8,096 |
| Provision for loan and lease losses | $275,000 | 3,040 |
| Total noninterest income | $310,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,616 |
| Total noninterest expense | $1,047,000 | 7,880 |
| Salaries and employee benefits | $570,000 | 7,865 |
| Premises and equipment expense | $131,000 | 7,898 |
| Additional noninterest expense | $346,000 | 7,581 |
| Pre-tax net operating income | $176,000 | 8,470 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $171,000 | 8,270 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $171,000 | 8,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,582 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $171,000 | 8,275 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 7,701 |
| Total interest expense | $1,644,000 | 6,652 |
| Net interest income | $1,060,000 | 8,494 |
| Provision for loan and lease losses | $370,000 | 2,232 |
| Total noninterest income | $230,000 | 7,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,571 |
| Total noninterest expense | $985,000 | 8,176 |
| Salaries and employee benefits | $563,000 | 7,955 |
| Premises and equipment expense | $126,000 | 8,112 |
| Additional noninterest expense | $296,000 | 8,153 |
| Pre-tax net operating income | $-65,000 | 9,498 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-51,000 | 9,831 |
| Income before extraordinary items | $-13,000 | 9,459 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-13,000 | 9,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,358 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-13,640 | 9,440 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 8,070 |
| Total interest expense | $1,515,000 | 7,162 |
| Net interest income | $1,007,000 | 8,779 |
| Provision for loan and lease losses | $224,000 | 3,289 |
| Total noninterest income | $188,000 | 7,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $934,000 | 8,326 |
| Salaries and employee benefits | $457,000 | 8,616 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $249,000 | 8,616 |
| Pre-tax net operating income | $37,000 | 9,664 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $-2,000 | 9,976 |
| Income before extraordinary items | $48,000 | 9,634 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $48,000 | 9,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $39,000 | 9,616 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 8,910 |
| Total interest expense | $1,315,000 | 7,812 |
| Net interest income | $761,000 | 9,772 |
| Provision for loan and lease losses | $109,000 | 5,001 |
| Total noninterest income | $135,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $730,000 | 9,297 |
| Salaries and employee benefits | $384,000 | 9,359 |
| Premises and equipment expense | $131,000 | 8,214 |
| Additional noninterest expense | $215,000 | 9,221 |
| Pre-tax net operating income | $57,000 | 10,222 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $12,000 | 9,872 |
| Income before extraordinary items | $52,000 | 10,235 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $52,000 | 10,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $46,330 | 10,221 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 10,310 |
| Total interest expense | $940,000 | 9,209 |
| Net interest income | $415,000 | 11,066 |
| Provision for loan and lease losses | $79,000 | 5,643 |
| Total noninterest income | $96,000 | 9,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $600,000 | 10,168 |
| Salaries and employee benefits | $288,000 | 10,448 |
| Premises and equipment expense | $126,000 | 8,634 |
| Additional noninterest expense | $186,000 | 10,103 |
| Pre-tax net operating income | $-168,000 | 11,035 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $-38,000 | 11,049 |
| Income before extraordinary items | $-114,000 | 11,023 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-114,000 | 11,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-126,000 | 10,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 11,897 |
| Total interest expense | $179,000 | 11,776 |
| Net interest income | $86,000 | 11,928 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $15,000 | 11,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $281,000 | 11,753 |
| Salaries and employee benefits | $145,000 | 11,757 |
| Premises and equipment expense | $44,000 | 11,264 |
| Additional noninterest expense | $92,000 | 11,684 |
| Pre-tax net operating income | $-222,000 | 11,683 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-73,000 | 11,678 |
| Income before extraordinary items | $-149,000 | 11,644 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-149,000 | 11,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $-149,000 | 11,632 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.