Home > Nebraska Bankers' Bank > Income and Expense
Nebraska Bankers' Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $770,000 | 7,143 |
| Total interest expense | $9,000 | 7,404 |
| Net interest income | $761,000 | 6,994 |
| Provision for loan and lease losses | $273,000 | 3,742 |
| Total noninterest income | $942,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $886,000 | 1,247 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $56,000 | 5,669 |
| Total noninterest expense | $1,535,000 | 5,796 |
| Salaries and employee benefits | $290,000 | 7,118 |
| Premises and equipment expense | $87,000 | 6,742 |
| Additional noninterest expense | $1,158,000 | 3,772 |
| Pre-tax net operating income | $-105,000 | 6,301 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-37,000 | 6,896 |
| Income before extraordinary items | $-68,000 | 6,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-68,000 | 6,382 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-68,000 | 6,382 |
| Net charge-offs | $451,000 | 2,782 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-68,000 | 6,283 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,213 |
| Total interest expense | $7,000 | 7,473 |
| Net interest income | $501,000 | 7,056 |
| Provision for loan and lease losses | $234,000 | 3,349 |
| Total noninterest income | $620,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $589,000 | 1,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 5,931 |
| Total noninterest expense | $997,000 | 5,912 |
| Salaries and employee benefits | $193,000 | 7,193 |
| Premises and equipment expense | $57,000 | 6,805 |
| Additional noninterest expense | $747,000 | 3,910 |
| Pre-tax net operating income | $-110,000 | 6,440 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-39,000 | 7,003 |
| Income before extraordinary items | $-71,000 | 6,463 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-71,000 | 6,463 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-71,000 | 6,463 |
| Net charge-offs | $454,000 | 2,246 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-71,000 | 6,415 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 7,266 |
| Total interest expense | $3,000 | 7,537 |
| Net interest income | $253,000 | 7,097 |
| Provision for loan and lease losses | $214,000 | 2,362 |
| Total noninterest income | $295,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $294,000 | 1,207 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $455,000 | 6,115 |
| Salaries and employee benefits | $98,000 | 7,223 |
| Premises and equipment expense | $28,000 | 6,863 |
| Additional noninterest expense | $329,000 | 4,276 |
| Pre-tax net operating income | $-121,000 | 6,714 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-45,000 | 7,180 |
| Income before extraordinary items | $-76,000 | 6,655 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-76,000 | 6,655 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-76,000 | 6,655 |
| Net charge-offs | $461,000 | 1,399 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-76,000 | 6,641 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 7,343 |
| Total interest expense | $12,000 | 7,609 |
| Net interest income | $1,013,000 | 7,160 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $1,299,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,194,000 | 1,258 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 5,394 |
| Total noninterest expense | $2,086,000 | 5,929 |
| Salaries and employee benefits | $417,000 | 7,290 |
| Premises and equipment expense | $115,000 | 6,925 |
| Additional noninterest expense | $1,554,000 | 3,912 |
| Pre-tax net operating income | $76,000 | 5,552 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $30,000 | 3,855 |
| Income before extraordinary items | $46,000 | 5,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $46,000 | 5,820 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $46,000 | 5,820 |
| Net charge-offs | $308,000 | 4,263 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $46,000 | 5,676 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 7,454 |
| Total interest expense | $9,000 | 7,718 |
| Net interest income | $757,000 | 7,263 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $977,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $900,000 | 1,291 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $77,000 | 5,538 |
| Total noninterest expense | $1,600,000 | 5,915 |
| Salaries and employee benefits | $328,000 | 7,330 |
| Premises and equipment expense | $87,000 | 7,009 |
| Additional noninterest expense | $1,185,000 | 3,841 |
| Pre-tax net operating income | $134,000 | 5,489 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $50,000 | 3,572 |
| Income before extraordinary items | $84,000 | 5,803 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $84,000 | 5,806 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $84,000 | 5,805 |
| Net charge-offs | $8,000 | 6,331 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $84,000 | 5,652 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,514 |
| Total interest expense | $5,000 | 7,791 |
| Net interest income | $510,000 | 7,307 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $639,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $597,000 | 1,313 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $42,000 | 5,789 |
| Total noninterest expense | $1,072,000 | 5,935 |
| Salaries and employee benefits | $215,000 | 7,401 |
| Premises and equipment expense | $58,000 | 7,055 |
| Additional noninterest expense | $799,000 | 3,803 |
| Pre-tax net operating income | $77,000 | 5,646 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $29,000 | 3,593 |
| Income before extraordinary items | $48,000 | 5,911 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $48,000 | 5,913 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $48,000 | 5,912 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $48,000 | 5,806 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 7,577 |
| Total interest expense | $2,000 | 7,895 |
| Net interest income | $272,000 | 7,319 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $322,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $300,000 | 1,305 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 5,834 |
| Total noninterest expense | $529,000 | 6,047 |
| Salaries and employee benefits | $107,000 | 7,510 |
| Premises and equipment expense | $29,000 | 7,134 |
| Additional noninterest expense | $393,000 | 3,834 |
| Pre-tax net operating income | $45,000 | 5,717 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $28,000 | 6,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 6,023 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $28,000 | 6,023 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $28,000 | 5,901 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 7,605 |
| Total interest expense | $0 | 8,000 |
| Net interest income | $1,192,000 | 7,246 |
| Provision for loan and lease losses | $347,000 | 5,075 |
| Total noninterest income | $1,457,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,372,000 | 1,259 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $85,000 | 5,854 |
| Total noninterest expense | $2,156,000 | 6,055 |
| Salaries and employee benefits | $479,000 | 7,480 |
| Premises and equipment expense | $139,000 | 7,035 |
| Additional noninterest expense | $1,538,000 | 4,006 |
| Pre-tax net operating income | $146,000 | 4,957 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $55,000 | 3,210 |
| Income before extraordinary items | $91,000 | 5,192 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $91,000 | 5,192 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $91,000 | 5,192 |
| Net charge-offs | $-25,000 | 7,914 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $91,000 | 5,128 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 7,656 |
| Total interest expense | $0 | 8,084 |
| Net interest income | $936,000 | 7,243 |
| Provision for loan and lease losses | $347,000 | 4,393 |
| Total noninterest income | $1,131,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,063,000 | 1,212 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $1,683,000 | 5,974 |
| Salaries and employee benefits | $375,000 | 7,465 |
| Premises and equipment expense | $108,000 | 7,037 |
| Additional noninterest expense | $1,200,000 | 3,871 |
| Pre-tax net operating income | $37,000 | 5,540 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $23,000 | 5,684 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $23,000 | 5,684 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $23,000 | 5,684 |
| Net charge-offs | $-23,000 | 7,959 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $23,000 | 5,622 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $648,000 | 7,704 |
| Total interest expense | $0 | 8,178 |
| Net interest income | $648,000 | 7,229 |
| Provision for loan and lease losses | $201,000 | 4,309 |
| Total noninterest income | $756,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $709,000 | 1,193 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $1,136,000 | 5,986 |
| Salaries and employee benefits | $263,000 | 7,503 |
| Premises and equipment expense | $73,000 | 7,077 |
| Additional noninterest expense | $800,000 | 3,866 |
| Pre-tax net operating income | $67,000 | 5,420 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $60,000 | 5,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 5,494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $60,000 | 5,494 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $60,000 | 5,417 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $340,000 | 7,724 |
| Total interest expense | $0 | 8,229 |
| Net interest income | $340,000 | 7,167 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $357,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $335,000 | 1,229 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $570,000 | 5,931 |
| Salaries and employee benefits | $136,000 | 7,507 |
| Premises and equipment expense | $37,000 | 7,099 |
| Additional noninterest expense | $397,000 | 3,599 |
| Pre-tax net operating income | $127,000 | 4,734 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $39,000 | 3,088 |
| Income before extraordinary items | $88,000 | 5,115 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 5,120 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $88,000 | 5,119 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $88,000 | 4,954 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 7,517 |
| Total interest expense | $197,000 | 8,109 |
| Net interest income | $1,540,000 | 6,961 |
| Provision for loan and lease losses | $1,525,000 | 2,138 |
| Total noninterest income | $1,334,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,180,000 | 1,511 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $154,000 | 5,267 |
| Total noninterest expense | $2,327,000 | 5,830 |
| Salaries and employee benefits | $589,000 | 7,435 |
| Premises and equipment expense | $135,000 | 7,278 |
| Additional noninterest expense | $1,603,000 | 3,452 |
| Pre-tax net operating income | $-978,000 | 7,007 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-323,000 | 7,344 |
| Income before extraordinary items | $-655,000 | 6,807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-655,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,465,000 | 1,584 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-655,000 | 6,934 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 7,574 |
| Total interest expense | $185,000 | 8,140 |
| Net interest income | $1,148,000 | 7,019 |
| Provision for loan and lease losses | $275,000 | 3,694 |
| Total noninterest income | $1,025,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $899,000 | 1,509 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 5,236 |
| Total noninterest expense | $1,766,000 | 5,801 |
| Salaries and employee benefits | $454,000 | 7,421 |
| Premises and equipment expense | $98,000 | 7,375 |
| Additional noninterest expense | $1,214,000 | 3,361 |
| Pre-tax net operating income | $132,000 | 6,283 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $53,000 | 4,068 |
| Income before extraordinary items | $79,000 | 6,284 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $79,000 | 6,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $79,000 | 6,433 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 7,633 |
| Total interest expense | $125,000 | 8,208 |
| Net interest income | $773,000 | 7,024 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $685,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $592,000 | 1,505 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $93,000 | 5,175 |
| Total noninterest expense | $1,162,000 | 5,867 |
| Salaries and employee benefits | $298,000 | 7,522 |
| Premises and equipment expense | $63,000 | 7,456 |
| Additional noninterest expense | $801,000 | 3,355 |
| Pre-tax net operating income | $221,000 | 5,680 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $86,000 | 3,602 |
| Income before extraordinary items | $135,000 | 6,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $135,000 | 6,018 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $479,000 | 7,620 |
| Total interest expense | $87,000 | 8,166 |
| Net interest income | $392,000 | 7,049 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $342,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $292,000 | 1,496 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $587,000 | 5,866 |
| Salaries and employee benefits | $149,000 | 7,560 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $408,000 | 3,259 |
| Pre-tax net operating income | $117,000 | 5,811 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $47,000 | 3,621 |
| Income before extraordinary items | $70,000 | 6,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $70,000 | 6,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 7,284 |
| Total interest expense | $961,000 | 7,231 |
| Net interest income | $1,427,000 | 7,217 |
| Provision for loan and lease losses | $165,000 | 4,187 |
| Total noninterest income | $1,174,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,075,000 | 1,661 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $99,000 | 6,227 |
| Total noninterest expense | $2,271,000 | 5,867 |
| Salaries and employee benefits | $533,000 | 7,716 |
| Premises and equipment expense | $101,000 | 7,735 |
| Additional noninterest expense | $1,637,000 | 3,173 |
| Pre-tax net operating income | $165,000 | 6,959 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $55,000 | 4,874 |
| Income before extraordinary items | $110,000 | 7,098 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $110,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,597 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $110,000 | 7,070 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 7,322 |
| Total interest expense | $763,000 | 7,175 |
| Net interest income | $1,042,000 | 7,312 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $885,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $818,000 | 1,617 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $1,727,000 | 5,808 |
| Salaries and employee benefits | $405,000 | 7,674 |
| Premises and equipment expense | $72,000 | 7,770 |
| Additional noninterest expense | $1,250,000 | 3,075 |
| Pre-tax net operating income | $110,000 | 7,287 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $37,000 | 5,146 |
| Income before extraordinary items | $73,000 | 7,388 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $73,000 | 7,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $73,000 | 7,371 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 7,429 |
| Total interest expense | $468,000 | 7,323 |
| Net interest income | $686,000 | 7,396 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $594,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $543,000 | 1,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $51,000 | 6,242 |
| Total noninterest expense | $1,145,000 | 5,860 |
| Salaries and employee benefits | $276,000 | 7,693 |
| Premises and equipment expense | $47,000 | 7,844 |
| Additional noninterest expense | $822,000 | 3,116 |
| Pre-tax net operating income | $75,000 | 7,386 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $24,000 | 5,246 |
| Income before extraordinary items | $51,000 | 7,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $51,000 | 7,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $51,000 | 7,471 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,419 |
| Total interest expense | $238,000 | 7,322 |
| Net interest income | $353,000 | 7,375 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $293,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $264,000 | 1,623 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $562,000 | 5,956 |
| Salaries and employee benefits | $132,000 | 7,807 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $408,000 | 3,117 |
| Pre-tax net operating income | $54,000 | 7,233 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $34,000 | 7,402 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $34,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $34,000 | 7,390 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 6,884 |
| Total interest expense | $1,473,000 | 6,157 |
| Net interest income | $1,385,000 | 7,328 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,030,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $950,000 | 1,828 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 6,674 |
| Total noninterest expense | $1,986,000 | 6,181 |
| Salaries and employee benefits | $421,000 | 8,093 |
| Premises and equipment expense | $90,000 | 7,919 |
| Additional noninterest expense | $1,475,000 | 3,327 |
| Pre-tax net operating income | $309,000 | 7,090 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $113,000 | 4,865 |
| Income before extraordinary items | $196,000 | 7,291 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $196,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $196,000 | 7,289 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 6,911 |
| Total interest expense | $1,119,000 | 6,072 |
| Net interest income | $1,041,000 | 7,385 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $759,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $699,000 | 1,858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $1,467,000 | 6,210 |
| Salaries and employee benefits | $317,000 | 8,102 |
| Premises and equipment expense | $68,000 | 7,948 |
| Additional noninterest expense | $1,082,000 | 3,393 |
| Pre-tax net operating income | $243,000 | 7,250 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $88,000 | 5,032 |
| Income before extraordinary items | $155,000 | 7,450 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $155,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $155,000 | 7,452 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 7,051 |
| Total interest expense | $681,000 | 6,195 |
| Net interest income | $664,000 | 7,527 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $491,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $445,000 | 1,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $951,000 | 6,312 |
| Salaries and employee benefits | $211,000 | 8,136 |
| Premises and equipment expense | $45,000 | 7,950 |
| Additional noninterest expense | $695,000 | 3,508 |
| Pre-tax net operating income | $144,000 | 7,419 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $51,000 | 5,214 |
| Income before extraordinary items | $93,000 | 7,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $93,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $93,000 | 7,591 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,228 |
| Total interest expense | $290,000 | 6,449 |
| Net interest income | $322,000 | 7,595 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $228,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $203,000 | 2,015 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $454,000 | 6,453 |
| Salaries and employee benefits | $103,000 | 8,182 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $328,000 | 3,629 |
| Pre-tax net operating income | $66,000 | 7,486 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $44,000 | 7,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $44,000 | 7,634 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 7,845 |
| Total interest expense | $513,000 | 7,580 |
| Net interest income | $1,039,000 | 7,889 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $700,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $644,000 | 2,517 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,243 |
| Total noninterest expense | $1,460,000 | 6,957 |
| Salaries and employee benefits | $362,000 | 8,326 |
| Premises and equipment expense | $83,000 | 8,057 |
| Additional noninterest expense | $1,015,000 | 4,372 |
| Pre-tax net operating income | $159,000 | 7,808 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $63,000 | 5,708 |
| Income before extraordinary items | $96,000 | 7,994 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $96,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $96,000 | 7,963 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 8,058 |
| Total interest expense | $286,000 | 7,934 |
| Net interest income | $731,000 | 8,023 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $514,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $474,000 | 2,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,342 |
| Total noninterest expense | $1,042,000 | 7,073 |
| Salaries and employee benefits | $245,000 | 8,412 |
| Premises and equipment expense | $63,000 | 8,051 |
| Additional noninterest expense | $734,000 | 4,476 |
| Pre-tax net operating income | $113,000 | 7,965 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $49,000 | 5,807 |
| Income before extraordinary items | $64,000 | 8,136 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $64,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $64,000 | 8,103 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $560,000 | 8,290 |
| Total interest expense | $102,000 | 8,436 |
| Net interest income | $458,000 | 8,137 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $331,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $301,000 | 2,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $655,000 | 7,209 |
| Salaries and employee benefits | $153,000 | 8,478 |
| Premises and equipment expense | $37,000 | 8,199 |
| Additional noninterest expense | $465,000 | 4,613 |
| Pre-tax net operating income | $74,000 | 8,010 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $35,000 | 5,780 |
| Income before extraordinary items | $39,000 | 8,181 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $39,000 | 8,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $39,000 | 8,145 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,433 |
| Total interest expense | $29,000 | 8,707 |
| Net interest income | $226,000 | 8,230 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $160,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $143,000 | 2,665 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $294,000 | 7,495 |
| Salaries and employee benefits | $66,000 | 8,647 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $216,000 | 4,823 |
| Pre-tax net operating income | $62,000 | 7,747 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $44,000 | 7,861 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $44,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $44,000 | 7,833 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $763,000 | 8,601 |
| Total interest expense | $23,000 | 8,878 |
| Net interest income | $740,000 | 8,387 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $554,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $502,000 | 3,140 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $1,070,000 | 7,672 |
| Salaries and employee benefits | $253,000 | 8,714 |
| Premises and equipment expense | $105,000 | 7,910 |
| Additional noninterest expense | $712,000 | 5,470 |
| Pre-tax net operating income | $159,000 | 7,916 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $67,000 | 5,846 |
| Income before extraordinary items | $92,000 | 8,127 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $92,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $92,000 | 8,084 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $525,000 | 8,697 |
| Total interest expense | $12,000 | 8,938 |
| Net interest income | $513,000 | 8,497 |
| Provision for loan and lease losses | $46,000 | 5,461 |
| Total noninterest income | $404,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $364,000 | 3,229 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $767,000 | 7,739 |
| Salaries and employee benefits | $177,000 | 8,777 |
| Premises and equipment expense | $65,000 | 8,129 |
| Additional noninterest expense | $525,000 | 5,487 |
| Pre-tax net operating income | $104,000 | 8,106 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $46,000 | 6,019 |
| Income before extraordinary items | $58,000 | 8,282 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $58,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $58,000 | 8,242 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,821 |
| Total interest expense | $1,000 | 9,051 |
| Net interest income | $301,000 | 8,645 |
| Provision for loan and lease losses | $21,000 | 5,806 |
| Total noninterest income | $257,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $224,000 | 3,386 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,099 |
| Total noninterest expense | $486,000 | 7,891 |
| Salaries and employee benefits | $118,000 | 8,837 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $325,000 | 5,725 |
| Pre-tax net operating income | $51,000 | 8,238 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $24,000 | 8,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $24,000 | 8,362 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $124,000 | 8,926 |
| Total interest expense | $0 | 9,093 |
| Net interest income | $124,000 | 8,800 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $118,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $222,000 | 8,087 |
| Salaries and employee benefits | $61,000 | 8,852 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $140,000 | 6,209 |
| Pre-tax net operating income | $11,000 | 8,422 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $6,000 | 8,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,000 | 8,459 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 8,993 |
| Total interest expense | $0 | 9,164 |
| Net interest income | $440,000 | 8,862 |
| Provision for loan and lease losses | $13,000 | 7,258 |
| Total noninterest income | $369,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $315,000 | 4,182 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $789,000 | 8,300 |
| Salaries and employee benefits | $206,000 | 8,993 |
| Premises and equipment expense | $57,000 | 8,661 |
| Additional noninterest expense | $526,000 | 6,398 |
| Pre-tax net operating income | $7,000 | 8,502 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $7,000 | 8,600 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,000 | 8,514 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $329,000 | 9,068 |
| Total interest expense | $0 | 9,218 |
| Net interest income | $329,000 | 8,949 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $265,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $226,000 | 4,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $582,000 | 8,331 |
| Salaries and employee benefits | $153,000 | 9,043 |
| Premises and equipment expense | $39,000 | 8,772 |
| Additional noninterest expense | $390,000 | 6,413 |
| Pre-tax net operating income | $3,000 | 8,618 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $3,000 | 8,712 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,000 | 8,616 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $214,000 | 9,117 |
| Total interest expense | $0 | 9,250 |
| Net interest income | $214,000 | 8,988 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $380,000 | 8,374 |
| Salaries and employee benefits | $97,000 | 9,095 |
| Premises and equipment expense | $26,000 | 8,793 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $-1,000 | 8,678 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-1,000 | 8,768 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,000 | 8,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,000 | 8,658 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $100,000 | 9,175 |
| Total interest expense | $0 | 9,288 |
| Net interest income | $100,000 | 9,067 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $182,000 | 8,476 |
| Salaries and employee benefits | $47,000 | 9,153 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $122,000 | 6,602 |
| Pre-tax net operating income | $-1,000 | 8,718 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-1,000 | 8,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,000 | 8,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $103,000 | 9,308 |
| Total interest expense | $0 | 9,338 |
| Net interest income | $103,000 | 9,291 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $52,000 | 8,943 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $43,000 | 7,632 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $272,000 | 9,263 |
| Salaries and employee benefits | $81,000 | 9,304 |
| Premises and equipment expense | $25,000 | 9,200 |
| Additional noninterest expense | $166,000 | 8,778 |
| Pre-tax net operating income | $-167,000 | 8,816 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-167,000 | 8,883 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-167,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,200,000 | 225 |
| Net operating income | $-167,000 | 8,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.