Home > NCW Community Bank > Assets and Liabilities
NCW Community Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 21 | 5,965 |
| Assets and Liabilities | ||
| Total Assets: | $98,671,000 | 5,101 |
| Cash and due from depository institutions | $3,107,000 | 5,965 |
| Interest-bearing balances | $1,994,000 | 1,792 |
| Securities | $1,200,000 | 8,004 |
| Federal funds sold & reverse repurchase agreements | $289,000 | 5,769 |
| Net loans & leases | $89,460,000 | 4,206 |
| Loan loss allowance | $1,319,000 | 3,474 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,078,000 | 3,582 |
| Other real estate owned | $0 | 5,965 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,537,000 | 5,856 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $98,671,000 | 5,101 |
| Total liabilities | $89,054,000 | 5,034 |
| Total deposits | $88,431,000 | 4,799 |
| Interest-bearing deposits | $79,232,000 | 4,644 |
| Deposits held in domestic offices | $88,431,000 | 4,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $623,000 | 5,249 |
| Total equity capital | $9,617,000 | 5,600 |
| Total bank equity capital | $9,617,000 | 5,600 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $427,000 | 4,424 |
| Surplus | $8,391,000 | 2,886 |
| Undivided profits | $799,000 | 7,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $573,000 | 5,952 |
| Earning assets | $92,943,000 | 5,017 |
| Long-term assets (5+ years) | $9,127,000 | 5,002 |
| Average Assets, year-to-date | $96,169,250 | 5,088 |
| Average Assets, quarterly | $99,626,500 | 5,024 |
| Volatile liabilities | $35,704,000 | 3,329 |
| Insider loans | $4,949,000 | 1,494 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $27,973,000 | 2,747 |
| Tier 1 (core) risk-based capital | $9,617,000 | 5,488 |
| Tier 2 risk-based capital | $1,195,000 | 3,571 |
| Total risk weighted assets | $95,466,000 | 4,171 |
| Total unused commitments | $27,973,000 | 2,747 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 22 | 5,867 |
| Assets and Liabilities | ||
| Total Assets: | $100,582,000 | 5,027 |
| Cash and due from depository institutions | $4,407,000 | 5,867 |
| Interest-bearing balances | $1,977,000 | 1,846 |
| Securities | $1,700,000 | 7,952 |
| Federal funds sold & reverse repurchase agreements | $3,860,000 | 3,146 |
| Net loans & leases | $87,701,000 | 4,219 |
| Loan loss allowance | $1,288,000 | 3,529 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,571,000 | 5,097 |
| Other real estate owned | $0 | 5,867 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,343,000 | 6,109 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $100,582,000 | 5,027 |
| Total liabilities | $91,411,000 | 4,958 |
| Total deposits | $91,010,000 | 4,725 |
| Interest-bearing deposits | $82,609,000 | 4,512 |
| Deposits held in domestic offices | $91,010,000 | 4,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $401,000 | 6,108 |
| Total equity capital | $9,171,000 | 5,683 |
| Total bank equity capital | $9,171,000 | 5,683 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $418,000 | 4,471 |
| Surplus | $8,234,000 | 2,912 |
| Undivided profits | $519,000 | 7,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $517,000 | 6,036 |
| Earning assets | $95,238,000 | 4,928 |
| Long-term assets (5+ years) | $7,908,000 | 5,181 |
| Average Assets, year-to-date | $95,335,330 | 5,152 |
| Average Assets, quarterly | $95,148,500 | 5,187 |
| Volatile liabilities | $34,243,000 | 3,388 |
| Insider loans | $5,057,000 | 1,467 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,557,000 | 4,702 |
| Tier 1 (core) risk-based capital | $9,171,000 | 5,625 |
| Tier 2 risk-based capital | $1,155,000 | 3,642 |
| Total risk weighted assets | $93,565,000 | 4,223 |
| Total unused commitments | $10,557,000 | 4,702 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 23 | 5,739 |
| Assets and Liabilities | ||
| Total Assets: | $89,715,000 | 5,416 |
| Cash and due from depository institutions | $4,067,000 | 5,739 |
| Interest-bearing balances | $2,051,000 | 1,937 |
| Securities | $1,700,000 | 7,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $81,188,000 | 4,397 |
| Loan loss allowance | $1,241,000 | 3,602 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,538,000 | 5,112 |
| Other real estate owned | $0 | 5,739 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,222,000 | 6,259 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $89,715,000 | 5,416 |
| Total liabilities | $80,833,000 | 5,347 |
| Total deposits | $77,894,000 | 5,232 |
| Interest-bearing deposits | $69,065,000 | 5,069 |
| Deposits held in domestic offices | $77,894,000 | 5,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,408,000 | 1,994 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $531,000 | 5,403 |
| Total equity capital | $8,882,000 | 5,785 |
| Total bank equity capital | $8,882,000 | 5,785 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $417,000 | 4,476 |
| Surplus | $6,319,000 | 3,438 |
| Undivided profits | $2,146,000 | 6,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $456,000 | 6,230 |
| Earning assets | $84,939,000 | 5,312 |
| Long-term assets (5+ years) | $8,406,000 | 5,037 |
| Average Assets, year-to-date | $92,712,000 | 5,273 |
| Average Assets, quarterly | $92,712,000 | 5,273 |
| Volatile liabilities | $33,531,000 | 3,383 |
| Insider loans | $4,805,000 | 1,488 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $24,356,000 | 2,994 |
| Tier 1 (core) risk-based capital | $8,882,000 | 5,682 |
| Tier 2 risk-based capital | $1,094,000 | 3,763 |
| Total risk weighted assets | $87,336,000 | 4,377 |
| Total unused commitments | $24,356,000 | 2,997 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 21 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $95,709,000 | 5,185 |
| Cash and due from depository institutions | $4,550,000 | 6,009 |
| Interest-bearing balances | $2,715,000 | 1,599 |
| Securities | $1,700,000 | 8,038 |
| Federal funds sold & reverse repurchase agreements | $9,903,000 | 1,662 |
| Net loans & leases | $76,799,000 | 4,520 |
| Loan loss allowance | $1,164,000 | 3,746 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,518,000 | 5,134 |
| Other real estate owned | $0 | 6,009 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,239,000 | 6,284 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $95,708,000 | 5,185 |
| Total liabilities | $87,172,000 | 5,113 |
| Total deposits | $86,649,000 | 4,866 |
| Interest-bearing deposits | $78,052,000 | 4,656 |
| Deposits held in domestic offices | $86,649,000 | 4,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $523,000 | 5,387 |
| Total equity capital | $8,536,000 | 5,860 |
| Total bank equity capital | $8,536,000 | 5,860 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $414,000 | 4,493 |
| Surplus | $6,244,000 | 3,420 |
| Undivided profits | $1,878,000 | 6,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $468,000 | 6,294 |
| Earning assets | $91,117,000 | 5,067 |
| Long-term assets (5+ years) | $7,563,000 | 5,174 |
| Average Assets, year-to-date | $85,070,800 | 5,394 |
| Average Assets, quarterly | $90,318,000 | 5,323 |
| Volatile liabilities | $32,496,000 | 3,564 |
| Insider loans | $4,728,000 | 1,508 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $24,442,000 | 2,968 |
| Tier 1 (core) risk-based capital | $8,536,000 | 5,787 |
| Tier 2 risk-based capital | $1,068,000 | 3,810 |
| Total risk weighted assets | $85,366,000 | 4,418 |
| Total unused commitments | $24,442,000 | 2,968 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 21 | 6,044 |
| Assets and Liabilities | ||
| Total Assets: | $84,927,000 | 5,516 |
| Cash and due from depository institutions | $6,384,000 | 6,044 |
| Interest-bearing balances | $2,593,000 | 1,545 |
| Securities | $1,700,000 | 8,111 |
| Federal funds sold & reverse repurchase agreements | $169,000 | 5,701 |
| Net loans & leases | $74,482,000 | 4,617 |
| Loan loss allowance | $1,121,000 | 3,875 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $773,000 | 6,356 |
| Other real estate owned | $0 | 6,044 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,419,000 | 6,011 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $84,927,000 | 5,516 |
| Total liabilities | $76,625,000 | 5,451 |
| Total deposits | $75,778,000 | 5,241 |
| Interest-bearing deposits | $66,995,000 | 5,070 |
| Deposits held in domestic offices | $75,778,000 | 5,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $847,000 | 4,260 |
| Total equity capital | $8,302,000 | 5,930 |
| Total bank equity capital | $8,302,000 | 5,930 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $414,000 | 4,522 |
| Surplus | $6,232,000 | 3,390 |
| Undivided profits | $1,656,000 | 6,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $390,000 | 6,799 |
| Earning assets | $78,944,000 | 5,470 |
| Long-term assets (5+ years) | $8,340,000 | 4,963 |
| Average Assets, year-to-date | $82,411,250 | 5,527 |
| Average Assets, quarterly | $83,651,000 | 5,532 |
| Volatile liabilities | $31,426,000 | 3,642 |
| Insider loans | $4,821,000 | 1,476 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $18,869,000 | 3,474 |
| Tier 1 (core) risk-based capital | $8,302,000 | 5,876 |
| Tier 2 risk-based capital | $995,000 | 3,999 |
| Total risk weighted assets | $79,898,000 | 4,588 |
| Total unused commitments | $18,869,000 | 3,476 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 19 | 6,327 |
| Assets and Liabilities | ||
| Total Assets: | $82,375,000 | 5,603 |
| Cash and due from depository institutions | $5,199,000 | 6,327 |
| Interest-bearing balances | $2,623,000 | 1,546 |
| Securities | $2,700,000 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $4,218,000 | 2,503 |
| Net loans & leases | $68,732,000 | 4,801 |
| Loan loss allowance | $1,063,000 | 3,977 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $602,000 | 6,749 |
| Other real estate owned | $0 | 6,327 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $924,000 | 6,898 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $82,375,000 | 5,603 |
| Total liabilities | $74,569,000 | 5,543 |
| Total deposits | $74,171,000 | 5,302 |
| Interest-bearing deposits | $66,327,000 | 5,089 |
| Deposits held in domestic offices | $74,171,000 | 5,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $398,000 | 5,835 |
| Total equity capital | $7,806,000 | 6,009 |
| Total bank equity capital | $7,806,000 | 6,009 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $399,000 | 4,746 |
| Surplus | $5,984,000 | 3,438 |
| Undivided profits | $1,423,000 | 6,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $324,000 | 7,006 |
| Earning assets | $78,273,000 | 5,483 |
| Long-term assets (5+ years) | $9,237,000 | 4,733 |
| Average Assets, year-to-date | $81,572,670 | 5,580 |
| Average Assets, quarterly | $80,950,000 | 5,634 |
| Volatile liabilities | $23,436,000 | 4,247 |
| Insider loans | $4,626,000 | 1,502 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,415,000 | 3,525 |
| Tier 1 (core) risk-based capital | $7,806,000 | 6,025 |
| Tier 2 risk-based capital | $924,000 | 4,179 |
| Total risk weighted assets | $73,773,000 | 4,776 |
| Total unused commitments | $18,415,000 | 3,525 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 19 | 6,329 |
| Assets and Liabilities | ||
| Total Assets: | $79,525,000 | 5,693 |
| Cash and due from depository institutions | $2,818,000 | 6,329 |
| Interest-bearing balances | $1,712,000 | 2,065 |
| Securities | $2,700,000 | 7,982 |
| Federal funds sold & reverse repurchase agreements | $7,856,000 | 1,888 |
| Net loans & leases | $64,672,000 | 4,921 |
| Loan loss allowance | $1,019,000 | 4,064 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $598,000 | 6,739 |
| Other real estate owned | $0 | 6,329 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $881,000 | 6,899 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $79,525,000 | 5,693 |
| Total liabilities | $71,941,000 | 5,637 |
| Total deposits | $71,557,000 | 5,399 |
| Interest-bearing deposits | $63,631,000 | 5,219 |
| Deposits held in domestic offices | $71,557,000 | 5,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $384,000 | 5,820 |
| Total equity capital | $7,584,000 | 6,079 |
| Total bank equity capital | $7,584,000 | 6,079 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $5,966,000 | 3,378 |
| Undivided profits | $1,218,000 | 6,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $316,000 | 6,941 |
| Earning assets | $76,940,000 | 5,530 |
| Long-term assets (5+ years) | $8,913,000 | 4,796 |
| Average Assets, year-to-date | $81,171,500 | 5,599 |
| Average Assets, quarterly | $81,171,500 | 5,599 |
| Volatile liabilities | $25,796,000 | 3,878 |
| Insider loans | $4,460,000 | 1,519 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,846,000 | 3,951 |
| Tier 1 (core) risk-based capital | $7,584,000 | 6,057 |
| Tier 2 risk-based capital | $871,000 | 4,302 |
| Total risk weighted assets | $69,528,000 | 4,880 |
| Total unused commitments | $14,846,000 | 3,951 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $82,818,000 | 5,562 |
| Cash and due from depository institutions | $5,558,000 | 6,475 |
| Interest-bearing balances | $1,591,000 | 2,150 |
| Securities | $4,700,000 | 7,522 |
| Federal funds sold & reverse repurchase agreements | $6,419,000 | 2,053 |
| Net loans & leases | $63,394,000 | 4,960 |
| Loan loss allowance | $1,005,000 | 4,081 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $594,000 | 6,755 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,153,000 | 4,879 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $82,818,000 | 5,562 |
| Total liabilities | $75,482,000 | 5,482 |
| Total deposits | $74,650,000 | 5,259 |
| Interest-bearing deposits | $64,532,000 | 5,125 |
| Deposits held in domestic offices | $74,650,000 | 5,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $832,000 | 3,909 |
| Total equity capital | $7,336,000 | 6,172 |
| Total bank equity capital | $7,336,000 | 6,172 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $398,000 | 4,760 |
| Surplus | $5,931,000 | 3,351 |
| Undivided profits | $1,007,000 | 7,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $339,000 | 6,840 |
| Earning assets | $76,104,000 | 5,553 |
| Long-term assets (5+ years) | $9,280,000 | 4,710 |
| Average Assets, year-to-date | $71,304,800 | 5,881 |
| Average Assets, quarterly | $80,358,500 | 5,617 |
| Volatile liabilities | $27,558,000 | 3,661 |
| Insider loans | $4,172,000 | 1,599 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,087,000 | 4,166 |
| Tier 1 (core) risk-based capital | $7,336,000 | 6,155 |
| Tier 2 risk-based capital | $872,000 | 4,268 |
| Total risk weighted assets | $69,638,000 | 4,867 |
| Total unused commitments | $13,087,000 | 4,166 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 19 | 6,367 |
| Assets and Liabilities | ||
| Total Assets: | $77,899,000 | 5,728 |
| Cash and due from depository institutions | $2,987,000 | 6,367 |
| Interest-bearing balances | $1,479,000 | 2,295 |
| Securities | $4,700,000 | 7,553 |
| Federal funds sold & reverse repurchase agreements | $5,978,000 | 1,997 |
| Net loans & leases | $62,052,000 | 5,008 |
| Loan loss allowance | $986,000 | 4,131 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $191,000 | 8,023 |
| Other real estate owned | $0 | 6,367 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,991,000 | 5,043 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $77,899,000 | 5,728 |
| Total liabilities | $70,775,000 | 5,653 |
| Total deposits | $70,207,000 | 5,393 |
| Interest-bearing deposits | $59,518,000 | 5,360 |
| Deposits held in domestic offices | $70,207,000 | 5,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $568,000 | 4,842 |
| Total equity capital | $7,124,000 | 6,271 |
| Total bank equity capital | $7,124,000 | 6,271 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $398,000 | 4,764 |
| Surplus | $5,931,000 | 3,299 |
| Undivided profits | $795,000 | 7,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $288,000 | 7,258 |
| Earning assets | $74,209,000 | 5,602 |
| Long-term assets (5+ years) | $8,417,000 | 4,955 |
| Average Assets, year-to-date | $68,426,500 | 6,015 |
| Average Assets, quarterly | $75,495,000 | 5,777 |
| Volatile liabilities | $20,534,000 | 4,346 |
| Insider loans | $3,824,000 | 1,700 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $14,403,000 | 3,885 |
| Tier 1 (core) risk-based capital | $7,124,000 | 6,213 |
| Tier 2 risk-based capital | $847,000 | 4,312 |
| Total risk weighted assets | $67,660,000 | 4,900 |
| Total unused commitments | $14,403,000 | 3,886 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 18 | 6,516 |
| Assets and Liabilities | ||
| Total Assets: | $73,091,000 | 5,868 |
| Cash and due from depository institutions | $3,446,000 | 6,516 |
| Interest-bearing balances | $2,063,000 | 1,953 |
| Securities | $4,700,000 | 7,592 |
| Federal funds sold & reverse repurchase agreements | $3,765,000 | 2,554 |
| Net loans & leases | $59,011,000 | 5,081 |
| Loan loss allowance | $890,000 | 4,386 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $206,000 | 7,968 |
| Other real estate owned | $0 | 6,516 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,963,000 | 4,936 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $73,091,000 | 5,868 |
| Total liabilities | $66,130,000 | 5,803 |
| Total deposits | $65,716,000 | 5,565 |
| Interest-bearing deposits | $59,553,000 | 5,330 |
| Deposits held in domestic offices | $65,716,000 | 5,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $414,000 | 5,356 |
| Total equity capital | $6,961,000 | 6,286 |
| Total bank equity capital | $6,961,000 | 6,286 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $398,000 | 4,760 |
| Surplus | $5,931,000 | 3,248 |
| Undivided profits | $632,000 | 7,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $256,000 | 7,332 |
| Earning assets | $69,539,000 | 5,749 |
| Long-term assets (5+ years) | $7,376,000 | 5,282 |
| Average Assets, year-to-date | $65,269,000 | 6,151 |
| Average Assets, quarterly | $68,490,500 | 6,029 |
| Volatile liabilities | $18,483,000 | 4,458 |
| Insider loans | $3,519,000 | 1,782 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,331,000 | 4,183 |
| Tier 1 (core) risk-based capital | $6,961,000 | 6,207 |
| Tier 2 risk-based capital | $797,000 | 4,433 |
| Total risk weighted assets | $63,629,000 | 5,000 |
| Total unused commitments | $12,331,000 | 4,183 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 18 | 6,552 |
| Assets and Liabilities | ||
| Total Assets: | $63,890,000 | 6,290 |
| Cash and due from depository institutions | $3,346,000 | 6,552 |
| Interest-bearing balances | $2,145,000 | 1,912 |
| Securities | $4,700,000 | 7,662 |
| Federal funds sold & reverse repurchase agreements | $3,924,000 | 2,813 |
| Net loans & leases | $51,026,000 | 5,433 |
| Loan loss allowance | $795,000 | 4,716 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $219,000 | 7,972 |
| Other real estate owned | $0 | 6,552 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $675,000 | 7,354 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $63,890,000 | 6,290 |
| Total liabilities | $57,068,000 | 6,266 |
| Total deposits | $56,797,000 | 6,057 |
| Interest-bearing deposits | $50,656,000 | 5,863 |
| Deposits held in domestic offices | $56,797,000 | 6,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $271,000 | 6,268 |
| Total equity capital | $6,822,000 | 6,296 |
| Total bank equity capital | $6,822,000 | 6,296 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $398,000 | 4,787 |
| Surplus | $5,930,000 | 3,212 |
| Undivided profits | $494,000 | 7,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $222,000 | 7,596 |
| Earning assets | $61,795,000 | 6,126 |
| Long-term assets (5+ years) | $7,763,000 | 5,230 |
| Average Assets, year-to-date | $61,358,000 | 6,377 |
| Average Assets, quarterly | $61,358,000 | 6,377 |
| Volatile liabilities | $13,906,000 | 5,065 |
| Insider loans | $3,592,000 | 1,715 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,868,000 | 3,888 |
| Tier 1 (core) risk-based capital | $6,822,000 | 6,250 |
| Tier 2 risk-based capital | $688,000 | 4,863 |
| Total risk weighted assets | $54,971,000 | 5,411 |
| Total unused commitments | $13,868,000 | 3,889 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 18 | 6,566 |
| Assets and Liabilities | ||
| Total Assets: | $58,826,000 | 6,545 |
| Cash and due from depository institutions | $6,549,000 | 6,566 |
| Interest-bearing balances | $4,311,000 | 1,243 |
| Securities | $4,700,000 | 7,709 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $46,676,000 | 5,674 |
| Loan loss allowance | $757,000 | 4,828 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $235,000 | 7,938 |
| Other real estate owned | $0 | 6,566 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $666,000 | 7,360 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $58,826,000 | 6,545 |
| Total liabilities | $53,618,000 | 6,455 |
| Total deposits | $51,187,000 | 6,388 |
| Interest-bearing deposits | $46,093,000 | 6,150 |
| Deposits held in domestic offices | $51,187,000 | 6,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,965 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,500,000 | 4,800 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $331,000 | 5,759 |
| Total equity capital | $5,208,000 | 7,135 |
| Total bank equity capital | $5,208,000 | 7,135 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $337,000 | 4,978 |
| Surplus | $4,476,000 | 3,832 |
| Undivided profits | $395,000 | 7,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $215,000 | 7,671 |
| Earning assets | $55,687,000 | 6,452 |
| Long-term assets (5+ years) | $7,959,000 | 5,254 |
| Average Assets, year-to-date | $56,837,000 | 6,534 |
| Average Assets, quarterly | $59,133,000 | 6,505 |
| Volatile liabilities | $14,824,000 | 4,855 |
| Insider loans | $3,654,000 | 1,671 |
| FHLB advances | $1,500,000 | 4,588 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,026,000 | 3,744 |
| Tier 1 (core) risk-based capital | $5,208,000 | 7,047 |
| Tier 2 risk-based capital | $626,000 | 5,103 |
| Total risk weighted assets | $50,028,000 | 5,681 |
| Total unused commitments | $14,026,000 | 3,745 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 15 | 7,074 |
| Assets and Liabilities | ||
| Total Assets: | $59,440,000 | 6,499 |
| Cash and due from depository institutions | $6,031,000 | 7,074 |
| Interest-bearing balances | $5,236,000 | 1,096 |
| Securities | $4,699,000 | 7,747 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 2,671 |
| Net loans & leases | $44,496,000 | 5,814 |
| Loan loss allowance | $515,000 | 5,978 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $250,000 | 7,897 |
| Other real estate owned | $0 | 7,074 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $339,000 | 8,404 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $59,440,000 | 6,499 |
| Total liabilities | $54,396,000 | 6,392 |
| Total deposits | $54,198,000 | 6,174 |
| Interest-bearing deposits | $47,708,000 | 6,008 |
| Deposits held in domestic offices | $54,198,000 | 6,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $198,000 | 7,143 |
| Total equity capital | $5,044,000 | 7,240 |
| Total bank equity capital | $5,044,000 | 7,240 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $337,000 | 4,998 |
| Surplus | $4,476,000 | 3,784 |
| Undivided profits | $231,000 | 8,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $203,000 | 7,871 |
| Earning assets | $58,056,000 | 6,289 |
| Long-term assets (5+ years) | $7,651,000 | 5,426 |
| Average Assets, year-to-date | $56,339,750 | 6,572 |
| Average Assets, quarterly | $57,370,500 | 6,571 |
| Volatile liabilities | $14,147,000 | 4,945 |
| Insider loans | $3,762,000 | 1,562 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,363,000 | 4,146 |
| Tier 1 (core) risk-based capital | $5,044,000 | 7,138 |
| Tier 2 risk-based capital | $515,000 | 5,662 |
| Total risk weighted assets | $48,466,000 | 5,770 |
| Total unused commitments | $11,363,000 | 4,147 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 15 | 7,125 |
| Assets and Liabilities | ||
| Total Assets: | $55,301,000 | 6,700 |
| Cash and due from depository institutions | $6,964,000 | 7,125 |
| Interest-bearing balances | $6,110,000 | 984 |
| Securities | $4,699,000 | 7,821 |
| Federal funds sold & reverse repurchase agreements | $1,552,000 | 3,864 |
| Net loans & leases | $41,511,000 | 5,981 |
| Loan loss allowance | $506,000 | 6,017 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $262,000 | 7,893 |
| Other real estate owned | $0 | 7,125 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $313,000 | 8,490 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $55,301,000 | 6,700 |
| Total liabilities | $50,400,000 | 6,622 |
| Total deposits | $50,255,000 | 6,408 |
| Interest-bearing deposits | $45,035,000 | 6,228 |
| Deposits held in domestic offices | $50,255,000 | 6,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $145,000 | 7,451 |
| Total equity capital | $4,901,000 | 7,234 |
| Total bank equity capital | $4,901,000 | 7,234 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $337,000 | 5,032 |
| Surplus | $4,473,000 | 3,746 |
| Undivided profits | $91,000 | 8,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $195,000 | 7,872 |
| Earning assets | $53,872,000 | 6,529 |
| Long-term assets (5+ years) | $8,135,000 | 5,436 |
| Average Assets, year-to-date | $55,306,330 | 6,658 |
| Average Assets, quarterly | $56,997,500 | 6,608 |
| Volatile liabilities | $14,483,000 | 4,845 |
| Insider loans | $3,800,000 | 1,522 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,254,000 | 4,616 |
| Tier 1 (core) risk-based capital | $4,901,000 | 7,185 |
| Tier 2 risk-based capital | $506,000 | 5,677 |
| Total risk weighted assets | $44,446,000 | 6,006 |
| Total unused commitments | $9,254,000 | 4,616 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $58,694,000 | 6,548 |
| Cash and due from depository institutions | $8,960,000 | 6,938 |
| Interest-bearing balances | $6,902,000 | 1,003 |
| Securities | $4,699,000 | 7,825 |
| Federal funds sold & reverse repurchase agreements | $6,692,000 | 2,212 |
| Net loans & leases | $37,829,000 | 6,185 |
| Loan loss allowance | $473,000 | 6,214 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $214,000 | 8,102 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $300,000 | 8,501 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $58,694,000 | 6,548 |
| Total liabilities | $53,898,000 | 6,421 |
| Total deposits | $53,737,000 | 6,224 |
| Interest-bearing deposits | $46,417,000 | 6,169 |
| Deposits held in domestic offices | $53,737,000 | 6,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $161,000 | 7,435 |
| Total equity capital | $4,796,000 | 7,373 |
| Total bank equity capital | $4,796,000 | 7,373 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $336,000 | 5,046 |
| Surplus | $4,465,000 | 3,710 |
| Undivided profits | $-5,000 | 8,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $168,000 | 8,103 |
| Earning assets | $56,122,000 | 6,399 |
| Long-term assets (5+ years) | $8,839,000 | 5,222 |
| Average Assets, year-to-date | $55,309,000 | 6,690 |
| Average Assets, quarterly | $55,309,000 | 6,690 |
| Volatile liabilities | $14,470,000 | 4,738 |
| Insider loans | $3,764,000 | 1,518 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,410,000 | 4,538 |
| Tier 1 (core) risk-based capital | $4,796,000 | 7,229 |
| Tier 2 risk-based capital | $473,000 | 5,843 |
| Total risk weighted assets | $41,829,000 | 6,144 |
| Total unused commitments | $9,410,000 | 4,546 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $51,924,000 | 6,903 |
| Cash and due from depository institutions | $3,116,000 | 7,346 |
| Interest-bearing balances | $1,368,000 | 2,601 |
| Securities | $5,299,000 | 7,726 |
| Federal funds sold & reverse repurchase agreements | $5,448,000 | 2,135 |
| Net loans & leases | $37,520,000 | 6,213 |
| Loan loss allowance | $440,000 | 6,421 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $228,000 | 8,101 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $313,000 | 8,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,924,000 | 6,903 |
| Total liabilities | $47,237,000 | 6,828 |
| Total deposits | $47,029,000 | 6,636 |
| Interest-bearing deposits | $41,673,000 | 6,502 |
| Deposits held in domestic offices | $47,029,000 | 6,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $208,000 | 6,908 |
| Total equity capital | $4,687,000 | 7,391 |
| Total bank equity capital | $4,687,000 | 7,391 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $333,000 | 5,092 |
| Surplus | $4,420,000 | 3,695 |
| Undivided profits | $-66,000 | 8,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $179,000 | 8,094 |
| Earning assets | $49,635,000 | 6,761 |
| Long-term assets (5+ years) | $8,509,000 | 5,310 |
| Average Assets, year-to-date | $44,120,000 | 7,233 |
| Average Assets, quarterly | $49,636,500 | 7,004 |
| Volatile liabilities | $13,847,000 | 4,846 |
| Insider loans | $3,617,000 | 1,553 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,328,000 | 4,427 |
| Tier 1 (core) risk-based capital | $4,687,000 | 7,283 |
| Tier 2 risk-based capital | $440,000 | 6,074 |
| Total risk weighted assets | $40,545,000 | 6,241 |
| Total unused commitments | $9,328,000 | 4,430 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 13 | 7,566 |
| Assets and Liabilities | ||
| Total Assets: | $47,349,000 | 7,182 |
| Cash and due from depository institutions | $3,325,000 | 7,566 |
| Interest-bearing balances | $1,656,000 | 2,539 |
| Securities | $6,823,000 | 7,326 |
| Federal funds sold & reverse repurchase agreements | $1,326,000 | 5,021 |
| Net loans & leases | $35,288,000 | 6,401 |
| Loan loss allowance | $402,000 | 6,730 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $230,000 | 8,148 |
| Other real estate owned | $0 | 7,566 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $357,000 | 8,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,349,000 | 7,182 |
| Total liabilities | $42,809,000 | 7,118 |
| Total deposits | $42,619,000 | 6,928 |
| Interest-bearing deposits | $37,054,000 | 6,845 |
| Deposits held in domestic offices | $42,619,000 | 6,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $190,000 | 7,423 |
| Total equity capital | $4,540,000 | 7,510 |
| Total bank equity capital | $4,540,000 | 7,510 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $275,000 | 5,526 |
| Surplus | $4,438,000 | 3,613 |
| Undivided profits | $-173,000 | 8,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $219,000 | 7,835 |
| Earning assets | $45,093,000 | 7,057 |
| Long-term assets (5+ years) | $6,703,000 | 5,767 |
| Average Assets, year-to-date | $42,169,000 | 7,392 |
| Average Assets, quarterly | $45,359,000 | 7,260 |
| Volatile liabilities | $12,536,000 | 5,090 |
| Insider loans | $3,144,000 | 1,766 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,779,000 | 4,564 |
| Tier 1 (core) risk-based capital | $4,540,000 | 7,407 |
| Tier 2 risk-based capital | $402,000 | 6,383 |
| Total risk weighted assets | $38,305,000 | 6,382 |
| Total unused commitments | $8,779,000 | 4,570 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 12 | 7,773 |
| Assets and Liabilities | ||
| Total Assets: | $43,369,000 | 7,391 |
| Cash and due from depository institutions | $3,029,000 | 7,773 |
| Interest-bearing balances | $2,140,000 | 2,411 |
| Securities | $3,876,000 | 8,062 |
| Federal funds sold & reverse repurchase agreements | $2,897,000 | 4,115 |
| Net loans & leases | $32,991,000 | 6,563 |
| Loan loss allowance | $371,000 | 6,938 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $219,000 | 8,209 |
| Other real estate owned | $0 | 7,773 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $357,000 | 8,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,369,000 | 7,391 |
| Total liabilities | $38,928,000 | 7,352 |
| Total deposits | $38,777,000 | 7,204 |
| Interest-bearing deposits | $35,184,000 | 7,005 |
| Deposits held in domestic offices | $38,777,000 | 7,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $151,000 | 7,881 |
| Total equity capital | $4,441,000 | 7,584 |
| Total bank equity capital | $4,441,000 | 7,584 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $276,000 | 5,534 |
| Surplus | $4,438,000 | 3,581 |
| Undivided profits | $-273,000 | 8,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $202,000 | 7,944 |
| Earning assets | $41,904,000 | 7,241 |
| Long-term assets (5+ years) | $5,721,000 | 5,947 |
| Average Assets, year-to-date | $40,442,330 | 7,516 |
| Average Assets, quarterly | $41,683,500 | 7,468 |
| Volatile liabilities | $11,745,000 | 5,270 |
| Insider loans | $3,274,000 | 1,677 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,153,000 | 5,302 |
| Tier 1 (core) risk-based capital | $4,441,000 | 7,432 |
| Tier 2 risk-based capital | $371,000 | 6,603 |
| Total risk weighted assets | $35,868,000 | 6,572 |
| Total unused commitments | $6,153,000 | 5,317 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $39,998,000 | 7,595 |
| Cash and due from depository institutions | $2,754,000 | 7,782 |
| Interest-bearing balances | $1,867,000 | 2,582 |
| Securities | $3,600,000 | 8,200 |
| Federal funds sold & reverse repurchase agreements | $4,014,000 | 3,728 |
| Net loans & leases | $29,105,000 | 6,886 |
| Loan loss allowance | $336,000 | 7,156 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $230,000 | 8,181 |
| Other real estate owned | $0 | 7,782 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $295,000 | 8,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,998,000 | 7,595 |
| Total liabilities | $35,636,000 | 7,577 |
| Total deposits | $35,514,000 | 7,428 |
| Interest-bearing deposits | $32,043,000 | 7,273 |
| Deposits held in domestic offices | $35,514,000 | 7,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $122,000 | 8,254 |
| Total equity capital | $4,362,000 | 7,602 |
| Total bank equity capital | $4,362,000 | 7,602 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $276,000 | 5,552 |
| Surplus | $4,438,000 | 3,540 |
| Undivided profits | $-352,000 | 8,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $164,000 | 8,353 |
| Earning assets | $38,586,000 | 7,442 |
| Long-term assets (5+ years) | $5,571,000 | 5,917 |
| Average Assets, year-to-date | $38,979,000 | 7,642 |
| Average Assets, quarterly | $38,979,000 | 7,642 |
| Volatile liabilities | $11,106,000 | 5,380 |
| Insider loans | $3,331,000 | 1,635 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,522,000 | 5,107 |
| Tier 1 (core) risk-based capital | $4,362,000 | 7,458 |
| Tier 2 risk-based capital | $336,000 | 6,847 |
| Total risk weighted assets | $31,802,000 | 6,865 |
| Total unused commitments | $6,522,000 | 5,122 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $37,960,000 | 7,747 |
| Cash and due from depository institutions | $3,004,000 | 7,803 |
| Interest-bearing balances | $2,158,000 | 2,300 |
| Securities | $2,299,000 | 8,612 |
| Federal funds sold & reverse repurchase agreements | $5,214,000 | 2,700 |
| Net loans & leases | $26,943,000 | 7,123 |
| Loan loss allowance | $305,000 | 7,384 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $239,000 | 8,178 |
| Other real estate owned | $0 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $261,000 | 8,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,960,000 | 7,747 |
| Total liabilities | $33,628,000 | 7,736 |
| Total deposits | $33,480,000 | 7,591 |
| Interest-bearing deposits | $31,250,000 | 7,316 |
| Deposits held in domestic offices | $33,480,000 | 7,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $148,000 | 8,085 |
| Total equity capital | $4,332,000 | 7,607 |
| Total bank equity capital | $4,332,000 | 7,607 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $275,000 | 5,571 |
| Surplus | $4,428,000 | 3,506 |
| Undivided profits | $-371,000 | 8,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $152,000 | 8,516 |
| Earning assets | $36,614,000 | 7,583 |
| Long-term assets (5+ years) | $4,310,000 | 6,308 |
| Average Assets, year-to-date | $34,256,200 | 7,871 |
| Average Assets, quarterly | $36,812,000 | 7,789 |
| Volatile liabilities | $10,659,000 | 5,501 |
| Insider loans | $3,373,000 | 1,572 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,692,000 | 4,950 |
| Tier 1 (core) risk-based capital | $4,332,000 | 7,452 |
| Tier 2 risk-based capital | $305,000 | 7,114 |
| Total risk weighted assets | $29,989,000 | 7,054 |
| Total unused commitments | $6,692,000 | 4,956 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 9 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $33,211,000 | 8,092 |
| Cash and due from depository institutions | $6,480,000 | 8,570 |
| Interest-bearing balances | $2,833,000 | 1,883 |
| Securities | $2,748,000 | 8,656 |
| Federal funds sold & reverse repurchase agreements | $3,886,000 | 3,326 |
| Net loans & leases | $19,617,000 | 7,880 |
| Loan loss allowance | $210,000 | 8,153 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $255,000 | 8,281 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $225,000 | 9,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,211,000 | 8,092 |
| Total liabilities | $29,352,000 | 8,079 |
| Total deposits | $29,212,000 | 7,965 |
| Interest-bearing deposits | $26,325,000 | 7,800 |
| Deposits held in domestic offices | $29,212,000 | 7,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $140,000 | 8,526 |
| Total equity capital | $3,859,000 | 7,911 |
| Total bank equity capital | $3,859,000 | 7,911 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $255,000 | 5,760 |
| Surplus | $4,050,000 | 3,609 |
| Undivided profits | $-446,000 | 9,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $173,000 | 8,613 |
| Earning assets | $29,084,000 | 8,169 |
| Long-term assets (5+ years) | $1,611,000 | 7,572 |
| Average Assets, year-to-date | $26,800,800 | 8,384 |
| Average Assets, quarterly | $29,944,500 | 8,277 |
| Volatile liabilities | $6,887,000 | 6,643 |
| Insider loans | $3,287,000 | 1,521 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,893,000 | 5,150 |
| Tier 1 (core) risk-based capital | $3,859,000 | 7,803 |
| Tier 2 risk-based capital | $210,000 | 7,944 |
| Total risk weighted assets | $22,443,000 | 7,814 |
| Total unused commitments | $5,893,000 | 5,156 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 9 | 8,788 |
| Assets and Liabilities | ||
| Total Assets: | $20,012,000 | 9,114 |
| Cash and due from depository institutions | $4,473,000 | 8,788 |
| Interest-bearing balances | $3,686,000 | 1,101 |
| Securities | $2,150,000 | 9,236 |
| Federal funds sold & reverse repurchase agreements | $5,023,000 | 2,346 |
| Net loans & leases | $7,869,000 | 9,328 |
| Loan loss allowance | $90,000 | 9,315 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $286,000 | 8,366 |
| Other real estate owned | $0 | 8,788 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $211,000 | 9,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,012,000 | 9,114 |
| Total liabilities | $15,948,000 | 9,197 |
| Total deposits | $15,865,000 | 9,133 |
| Interest-bearing deposits | $15,033,000 | 8,955 |
| Deposits held in domestic offices | $15,865,000 | 9,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $83,000 | 9,435 |
| Total equity capital | $4,064,000 | 7,811 |
| Total bank equity capital | $4,064,000 | 7,811 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $255,000 | 5,932 |
| Surplus | $4,042,000 | 3,542 |
| Undivided profits | $-233,000 | 9,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $81,000 | 9,252 |
| Earning assets | $18,728,000 | 9,062 |
| Long-term assets (5+ years) | $1,547,000 | 7,617 |
| Average Assets, year-to-date | $13,065,400 | 9,522 |
| Average Assets, quarterly | $18,132,000 | 9,215 |
| Volatile liabilities | $4,113,000 | 7,848 |
| Insider loans | $2,943,000 | 1,655 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,835,000 | 5,994 |
| Tier 1 (core) risk-based capital | $4,064,000 | 7,718 |
| Tier 2 risk-based capital | $90,000 | 9,258 |
| Total risk weighted assets | $10,863,900 | 9,171 |
| Total unused commitments | $3,835,000 | 5,997 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $7,208,000 | 10,142 |
| Cash and due from depository institutions | $1,343,000 | 9,060 |
| Interest-bearing balances | $594,000 | 2,967 |
| Securities | $593,000 | 9,953 |
| Federal funds sold & reverse repurchase agreements | $4,333,000 | 2,168 |
| Net loans & leases | $560,000 | 10,145 |
| Loan loss allowance | $6,000 | 10,108 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $288,000 | 8,638 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $91,000 | 10,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,208,000 | 10,142 |
| Total liabilities | $2,641,000 | 10,177 |
| Total deposits | $2,563,000 | 10,138 |
| Interest-bearing deposits | $2,490,000 | 10,089 |
| Deposits held in domestic offices | $2,563,000 | 10,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $78,000 | 9,650 |
| Total equity capital | $4,567,000 | 7,335 |
| Total bank equity capital | $4,567,000 | 7,335 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $254,000 | 6,144 |
| Surplus | $4,028,000 | 3,516 |
| Undivided profits | $285,000 | 8,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,000 | 10,065 |
| Earning assets | $6,080,000 | 10,128 |
| Long-term assets (5+ years) | $27,000 | 8,959 |
| Average Assets, year-to-date | $7,208,000 | 10,130 |
| Average Assets, quarterly | $7,208,000 | 10,134 |
| Volatile liabilities | $887,000 | 9,718 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $0 | 9,887 |
| Tier 1 (core) risk-based capital | $4,567,000 | 7,358 |
| Tier 2 risk-based capital | $6,000 | 10,098 |
| Total risk weighted assets | $2,189,400 | 10,168 |
| Total unused commitments | $0 | 9,888 |
| Derivatives | $0 | 488 |