NBW BANK, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,040,000 | 3,175 |
| Total interest expense | $668,000 | 3,857 |
| Net interest income | $6,372,000 | 2,989 |
| Provision for loan and lease losses | $2,351,000 | 470 |
| Total noninterest income | $859,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $166,000 | 3,383 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $693,000 | 2,671 |
| Total noninterest expense | $5,735,000 | 2,772 |
| Salaries and employee benefits | $3,457,000 | 2,689 |
| Premises and equipment expense | $576,000 | 2,868 |
| Additional noninterest expense | $1,702,000 | 2,844 |
| Pre-tax net operating income | $-855,000 | 5,085 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-297,000 | 5,122 |
| Income before extraordinary items | $-558,000 | 5,069 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-558,000 | 5,070 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-558,000 | 5,070 |
| Net charge-offs | $2,302,000 | 372 |
| Cash dividends | $5,951,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-558,000 | 5,064 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 3,179 |
| Total interest expense | $463,000 | 3,987 |
| Net interest income | $4,920,000 | 2,982 |
| Provision for loan and lease losses | $2,351,000 | 356 |
| Total noninterest income | $687,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $126,000 | 3,416 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $561,000 | 2,596 |
| Total noninterest expense | $4,259,000 | 2,806 |
| Salaries and employee benefits | $2,965,000 | 2,469 |
| Premises and equipment expense | $384,000 | 3,089 |
| Additional noninterest expense | $910,000 | 3,493 |
| Pre-tax net operating income | $-1,003,000 | 5,201 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-409,000 | 5,226 |
| Income before extraordinary items | $-594,000 | 5,176 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-594,000 | 5,176 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-594,000 | 5,176 |
| Net charge-offs | $2,301,000 | 282 |
| Cash dividends | $5,951,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-594,000 | 5,166 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 3,167 |
| Total interest expense | $310,000 | 3,982 |
| Net interest income | $3,311,000 | 2,982 |
| Provision for loan and lease losses | $80,000 | 2,401 |
| Total noninterest income | $317,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $83,000 | 3,424 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $234,000 | 3,079 |
| Total noninterest expense | $1,999,000 | 3,463 |
| Salaries and employee benefits | $1,143,000 | 3,422 |
| Premises and equipment expense | $256,000 | 3,099 |
| Additional noninterest expense | $600,000 | 3,540 |
| Pre-tax net operating income | $1,549,000 | 2,448 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $366,000 | 1,691 |
| Income before extraordinary items | $1,183,000 | 2,695 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,183,000 | 2,694 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,183,000 | 2,694 |
| Net charge-offs | $64,000 | 1,664 |
| Cash dividends | $1,135,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,183,000 | 2,660 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 3,202 |
| Total interest expense | $146,000 | 4,041 |
| Net interest income | $1,646,000 | 3,014 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $146,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $41,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 3,166 |
| Total noninterest expense | $1,025,000 | 3,447 |
| Salaries and employee benefits | $573,000 | 3,451 |
| Premises and equipment expense | $138,000 | 3,006 |
| Additional noninterest expense | $314,000 | 3,470 |
| Pre-tax net operating income | $717,000 | 2,536 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $169,000 | 1,730 |
| Income before extraordinary items | $548,000 | 2,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $548,000 | 2,756 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $548,000 | 2,756 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $115,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $548,000 | 2,744 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 3,171 |
| Total interest expense | $478,000 | 3,971 |
| Net interest income | $6,490,000 | 3,034 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $600,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $179,000 | 3,455 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $421,000 | 3,289 |
| Total noninterest expense | $3,876,000 | 3,545 |
| Salaries and employee benefits | $2,237,000 | 3,482 |
| Premises and equipment expense | $492,000 | 3,175 |
| Additional noninterest expense | $1,147,000 | 3,665 |
| Pre-tax net operating income | $3,094,000 | 2,452 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $726,000 | 1,661 |
| Income before extraordinary items | $2,368,000 | 2,670 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,368,000 | 2,668 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,368,000 | 2,669 |
| Net charge-offs | $332,000 | 1,253 |
| Cash dividends | $1,533,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,368,000 | 2,666 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 3,188 |
| Total interest expense | $341,000 | 4,002 |
| Net interest income | $4,861,000 | 3,045 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $480,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $132,000 | 3,497 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 3,202 |
| Total noninterest expense | $2,967,000 | 3,525 |
| Salaries and employee benefits | $1,664,000 | 3,506 |
| Premises and equipment expense | $386,000 | 3,126 |
| Additional noninterest expense | $917,000 | 3,559 |
| Pre-tax net operating income | $2,284,000 | 2,525 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $531,000 | 1,733 |
| Income before extraordinary items | $1,753,000 | 2,739 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,753,000 | 2,738 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,753,000 | 2,738 |
| Net charge-offs | $311,000 | 974 |
| Cash dividends | $545,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,753,000 | 2,725 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 3,225 |
| Total interest expense | $216,000 | 4,024 |
| Net interest income | $3,162,000 | 3,090 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $302,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $86,000 | 3,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $216,000 | 3,290 |
| Total noninterest expense | $1,941,000 | 3,582 |
| Salaries and employee benefits | $1,097,000 | 3,546 |
| Premises and equipment expense | $253,000 | 3,184 |
| Additional noninterest expense | $591,000 | 3,652 |
| Pre-tax net operating income | $1,463,000 | 2,560 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $340,000 | 1,757 |
| Income before extraordinary items | $1,123,000 | 2,773 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,123,000 | 2,772 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,123,000 | 2,772 |
| Net charge-offs | $14,000 | 2,454 |
| Cash dividends | $545,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,123,000 | 2,763 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 3,266 |
| Total interest expense | $99,000 | 4,125 |
| Net interest income | $1,553,000 | 3,140 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $131,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $43,000 | 3,549 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $88,000 | 3,521 |
| Total noninterest expense | $953,000 | 3,645 |
| Salaries and employee benefits | $547,000 | 3,584 |
| Premises and equipment expense | $130,000 | 3,166 |
| Additional noninterest expense | $276,000 | 3,801 |
| Pre-tax net operating income | $701,000 | 2,591 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $162,000 | 1,767 |
| Income before extraordinary items | $539,000 | 2,777 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $539,000 | 2,777 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $539,000 | 2,777 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $10,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $539,000 | 2,767 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 3,284 |
| Total interest expense | $408,000 | 3,964 |
| Net interest income | $6,025,000 | 3,168 |
| Provision for loan and lease losses | $245,000 | 2,167 |
| Total noninterest income | $474,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $166,000 | 3,707 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $308,000 | 3,778 |
| Total noninterest expense | $3,700,000 | 3,713 |
| Salaries and employee benefits | $2,109,000 | 3,653 |
| Premises and equipment expense | $487,000 | 3,312 |
| Additional noninterest expense | $1,104,000 | 3,836 |
| Pre-tax net operating income | $2,554,000 | 2,716 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $917,000 | 1,956 |
| Income before extraordinary items | $1,637,000 | 2,999 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,637,000 | 2,998 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,637,000 | 2,999 |
| Net charge-offs | $373,000 | 1,313 |
| Cash dividends | $752,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,637,000 | 2,975 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 3,304 |
| Total interest expense | $306,000 | 3,981 |
| Net interest income | $4,499,000 | 3,200 |
| Provision for loan and lease losses | $215,000 | 1,970 |
| Total noninterest income | $460,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $121,000 | 3,768 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $339,000 | 3,307 |
| Total noninterest expense | $2,914,000 | 3,612 |
| Salaries and employee benefits | $1,576,000 | 3,672 |
| Premises and equipment expense | $402,000 | 3,160 |
| Additional noninterest expense | $936,000 | 3,603 |
| Pre-tax net operating income | $1,830,000 | 2,851 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $567,000 | 1,970 |
| Income before extraordinary items | $1,263,000 | 3,127 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,263,000 | 3,126 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,263,000 | 3,127 |
| Net charge-offs | $370,000 | 980 |
| Cash dividends | $251,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,263,000 | 3,105 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 3,337 |
| Total interest expense | $203,000 | 3,974 |
| Net interest income | $2,940,000 | 3,231 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $272,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $76,000 | 3,855 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $196,000 | 3,500 |
| Total noninterest expense | $1,904,000 | 3,667 |
| Salaries and employee benefits | $1,044,000 | 3,704 |
| Premises and equipment expense | $263,000 | 3,200 |
| Additional noninterest expense | $597,000 | 3,703 |
| Pre-tax net operating income | $1,248,000 | 2,784 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $387,000 | 1,929 |
| Income before extraordinary items | $861,000 | 3,055 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $861,000 | 3,054 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $861,000 | 3,055 |
| Net charge-offs | $-16,000 | 4,936 |
| Cash dividends | $251,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $861,000 | 3,037 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 3,384 |
| Total interest expense | $101,000 | 3,991 |
| Net interest income | $1,439,000 | 3,280 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $132,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $37,000 | 3,906 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $95,000 | 3,545 |
| Total noninterest expense | $952,000 | 3,717 |
| Salaries and employee benefits | $525,000 | 3,747 |
| Premises and equipment expense | $130,000 | 3,272 |
| Additional noninterest expense | $297,000 | 3,730 |
| Pre-tax net operating income | $589,000 | 2,826 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $178,000 | 1,968 |
| Income before extraordinary items | $411,000 | 3,092 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $411,000 | 3,091 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $411,000 | 3,092 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $411,000 | 3,075 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 3,400 |
| Total interest expense | $444,000 | 3,845 |
| Net interest income | $5,646,000 | 3,311 |
| Provision for loan and lease losses | $570,000 | 1,360 |
| Total noninterest income | $590,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $175,000 | 3,754 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $415,000 | 3,511 |
| Total noninterest expense | $3,860,000 | 3,714 |
| Salaries and employee benefits | $1,976,000 | 3,855 |
| Premises and equipment expense | $473,000 | 3,480 |
| Additional noninterest expense | $1,411,000 | 3,470 |
| Pre-tax net operating income | $1,806,000 | 3,226 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $491,000 | 2,271 |
| Income before extraordinary items | $1,323,000 | 3,477 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,323,000 | 3,475 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,323,000 | 3,476 |
| Net charge-offs | $477,000 | 1,111 |
| Cash dividends | $564,000 | 2,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,317,160 | 3,433 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 3,424 |
| Total interest expense | $337,000 | 3,859 |
| Net interest income | $4,206,000 | 3,335 |
| Provision for loan and lease losses | $110,000 | 2,639 |
| Total noninterest income | $457,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $132,000 | 3,779 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $325,000 | 3,460 |
| Total noninterest expense | $2,775,000 | 3,809 |
| Salaries and employee benefits | $1,478,000 | 3,856 |
| Premises and equipment expense | $356,000 | 3,483 |
| Additional noninterest expense | $941,000 | 3,742 |
| Pre-tax net operating income | $1,778,000 | 2,812 |
| Securities gains (losses) | $8,000 | 2,659 |
| Applicable income taxes | $536,000 | 2,001 |
| Income before extraordinary items | $1,250,000 | 3,128 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,250,000 | 3,128 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,250,000 | 3,128 |
| Net charge-offs | $38,000 | 2,761 |
| Cash dividends | $188,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,244,400 | 3,079 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 3,447 |
| Total interest expense | $227,000 | 3,858 |
| Net interest income | $2,784,000 | 3,376 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $281,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $81,000 | 3,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $200,000 | 3,599 |
| Total noninterest expense | $1,815,000 | 3,888 |
| Salaries and employee benefits | $949,000 | 3,968 |
| Premises and equipment expense | $235,000 | 3,538 |
| Additional noninterest expense | $631,000 | 3,748 |
| Pre-tax net operating income | $1,190,000 | 2,771 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $357,000 | 1,972 |
| Income before extraordinary items | $833,000 | 3,112 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $833,000 | 3,111 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $833,000 | 3,111 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $188,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $833,000 | 3,047 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 3,501 |
| Total interest expense | $117,000 | 3,824 |
| Net interest income | $1,357,000 | 3,432 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $108,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $42,000 | 3,837 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $66,000 | 4,090 |
| Total noninterest expense | $858,000 | 4,045 |
| Salaries and employee benefits | $464,000 | 4,048 |
| Premises and equipment expense | $117,000 | 3,560 |
| Additional noninterest expense | $277,000 | 4,041 |
| Pre-tax net operating income | $577,000 | 2,793 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $170,000 | 1,989 |
| Income before extraordinary items | $407,000 | 3,101 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $407,000 | 3,099 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $407,000 | 3,100 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $407,000 | 3,042 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 3,483 |
| Total interest expense | $499,000 | 3,722 |
| Net interest income | $5,391,000 | 3,420 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $471,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $157,000 | 4,093 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $314,000 | 3,919 |
| Total noninterest expense | $3,338,000 | 4,101 |
| Salaries and employee benefits | $1,901,000 | 4,005 |
| Premises and equipment expense | $423,000 | 3,808 |
| Additional noninterest expense | $1,014,000 | 4,274 |
| Pre-tax net operating income | $2,404,000 | 2,702 |
| Securities gains (losses) | $-34,000 | 5,990 |
| Applicable income taxes | $695,000 | 1,923 |
| Income before extraordinary items | $1,675,000 | 3,027 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,675,000 | 3,028 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,675,000 | 3,029 |
| Net charge-offs | $126,000 | 2,447 |
| Cash dividends | $564,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,699,140 | 2,970 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 3,531 |
| Total interest expense | $378,000 | 3,758 |
| Net interest income | $4,017,000 | 3,465 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $480,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $115,000 | 4,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $365,000 | 3,345 |
| Total noninterest expense | $2,548,000 | 4,094 |
| Salaries and employee benefits | $1,433,000 | 4,014 |
| Premises and equipment expense | $291,000 | 4,021 |
| Additional noninterest expense | $824,000 | 4,123 |
| Pre-tax net operating income | $1,859,000 | 2,695 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $553,000 | 1,923 |
| Income before extraordinary items | $1,306,000 | 3,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,306,000 | 3,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,306,000 | 3,041 |
| Net charge-offs | $21,000 | 3,328 |
| Cash dividends | $188,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,306,000 | 2,980 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 3,587 |
| Total interest expense | $252,000 | 3,787 |
| Net interest income | $2,628,000 | 3,510 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $314,000 | 3,863 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $71,000 | 4,257 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $243,000 | 3,350 |
| Total noninterest expense | $1,685,000 | 4,152 |
| Salaries and employee benefits | $975,000 | 4,011 |
| Premises and equipment expense | $117,000 | 4,946 |
| Additional noninterest expense | $593,000 | 3,979 |
| Pre-tax net operating income | $1,197,000 | 2,739 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $361,000 | 1,954 |
| Income before extraordinary items | $836,000 | 3,088 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $836,000 | 3,088 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $836,000 | 3,089 |
| Net charge-offs | $18,000 | 3,008 |
| Cash dividends | $188,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $836,000 | 3,026 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 3,627 |
| Total interest expense | $126,000 | 3,815 |
| Net interest income | $1,290,000 | 3,558 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $209,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 2,817 |
| Total noninterest expense | $916,000 | 3,997 |
| Salaries and employee benefits | $508,000 | 3,940 |
| Premises and equipment expense | $94,000 | 4,154 |
| Additional noninterest expense | $314,000 | 3,855 |
| Pre-tax net operating income | $553,000 | 2,842 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $186,000 | 1,893 |
| Income before extraordinary items | $367,000 | 3,287 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $367,000 | 3,290 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $367,000 | 3,290 |
| Net charge-offs | $18,000 | 2,186 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $367,000 | 3,203 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 3,667 |
| Total interest expense | $537,000 | 3,857 |
| Net interest income | $5,127,000 | 3,580 |
| Provision for loan and lease losses | $190,000 | 2,543 |
| Total noninterest income | $418,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $159,000 | 4,291 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $259,000 | 4,208 |
| Total noninterest expense | $3,394,000 | 4,208 |
| Salaries and employee benefits | $1,937,000 | 4,049 |
| Premises and equipment expense | $370,000 | 4,249 |
| Additional noninterest expense | $1,087,000 | 4,267 |
| Pre-tax net operating income | $1,961,000 | 3,007 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $567,000 | 2,083 |
| Income before extraordinary items | $1,398,000 | 3,366 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,398,000 | 3,368 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,398,000 | 3,368 |
| Net charge-offs | $68,000 | 3,520 |
| Cash dividends | $376,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,395,160 | 3,322 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 3,695 |
| Total interest expense | $406,000 | 3,909 |
| Net interest income | $3,836,000 | 3,611 |
| Provision for loan and lease losses | $160,000 | 2,313 |
| Total noninterest income | $310,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $119,000 | 4,344 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $191,000 | 4,268 |
| Total noninterest expense | $2,454,000 | 4,306 |
| Salaries and employee benefits | $1,404,000 | 4,141 |
| Premises and equipment expense | $281,000 | 4,278 |
| Additional noninterest expense | $769,000 | 4,423 |
| Pre-tax net operating income | $1,532,000 | 2,998 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $441,000 | 2,081 |
| Income before extraordinary items | $1,095,000 | 3,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,095,000 | 3,327 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,095,000 | 3,328 |
| Net charge-offs | $65,000 | 3,057 |
| Cash dividends | $125,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,092,160 | 3,293 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 3,735 |
| Total interest expense | $273,000 | 3,943 |
| Net interest income | $2,509,000 | 3,656 |
| Provision for loan and lease losses | $110,000 | 2,256 |
| Total noninterest income | $163,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $81,000 | 4,820 |
| Total noninterest expense | $1,642,000 | 4,338 |
| Salaries and employee benefits | $929,000 | 4,195 |
| Premises and equipment expense | $186,000 | 4,327 |
| Additional noninterest expense | $527,000 | 4,371 |
| Pre-tax net operating income | $920,000 | 3,115 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $249,000 | 2,206 |
| Income before extraordinary items | $671,000 | 3,414 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $671,000 | 3,420 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $671,000 | 3,420 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $125,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $671,000 | 3,374 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 3,807 |
| Total interest expense | $139,000 | 3,957 |
| Net interest income | $1,218,000 | 3,754 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $130,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $91,000 | 3,710 |
| Total noninterest expense | $819,000 | 4,384 |
| Salaries and employee benefits | $470,000 | 4,204 |
| Premises and equipment expense | $95,000 | 4,329 |
| Additional noninterest expense | $254,000 | 4,480 |
| Pre-tax net operating income | $479,000 | 2,989 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $132,000 | 2,116 |
| Income before extraordinary items | $347,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $347,000 | 3,273 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $347,000 | 3,273 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $347,000 | 3,236 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 3,732 |
| Total interest expense | $597,000 | 4,089 |
| Net interest income | $5,138,000 | 3,643 |
| Provision for loan and lease losses | $465,000 | 1,937 |
| Total noninterest income | $541,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $179,000 | 4,282 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $362,000 | 3,820 |
| Total noninterest expense | $3,337,000 | 4,371 |
| Salaries and employee benefits | $1,859,000 | 4,241 |
| Premises and equipment expense | $357,000 | 4,484 |
| Additional noninterest expense | $1,121,000 | 4,343 |
| Pre-tax net operating income | $1,877,000 | 2,977 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $538,000 | 2,080 |
| Income before extraordinary items | $1,339,000 | 3,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,339,000 | 3,367 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,339,000 | 3,368 |
| Net charge-offs | $488,000 | 2,040 |
| Cash dividends | $282,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,339,000 | 3,313 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,344,000 | 3,753 |
| Total interest expense | $453,000 | 4,149 |
| Net interest income | $3,891,000 | 3,642 |
| Provision for loan and lease losses | $315,000 | 2,017 |
| Total noninterest income | $502,000 | 4,007 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $134,000 | 4,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $368,000 | 3,437 |
| Total noninterest expense | $2,452,000 | 4,446 |
| Salaries and employee benefits | $1,335,000 | 4,360 |
| Premises and equipment expense | $267,000 | 4,521 |
| Additional noninterest expense | $850,000 | 4,338 |
| Pre-tax net operating income | $1,626,000 | 2,785 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $476,000 | 1,961 |
| Income before extraordinary items | $1,150,000 | 3,150 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,150,000 | 3,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,150,000 | 3,154 |
| Net charge-offs | $229,000 | 2,422 |
| Cash dividends | $94,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,150,000 | 3,077 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 3,860 |
| Total interest expense | $304,000 | 4,200 |
| Net interest income | $2,469,000 | 3,745 |
| Provision for loan and lease losses | $220,000 | 2,000 |
| Total noninterest income | $370,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $84,000 | 4,418 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,272 |
| Total noninterest expense | $1,607,000 | 4,488 |
| Salaries and employee benefits | $868,000 | 4,448 |
| Premises and equipment expense | $180,000 | 4,511 |
| Additional noninterest expense | $559,000 | 4,373 |
| Pre-tax net operating income | $1,012,000 | 2,875 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $291,000 | 2,048 |
| Income before extraordinary items | $721,000 | 3,256 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $721,000 | 3,257 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $721,000 | 3,259 |
| Net charge-offs | $135,000 | 2,471 |
| Cash dividends | $94,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $721,000 | 3,163 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 3,880 |
| Total interest expense | $155,000 | 4,246 |
| Net interest income | $1,240,000 | 3,755 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $163,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,461 |
| Total noninterest expense | $809,000 | 4,509 |
| Salaries and employee benefits | $422,000 | 4,549 |
| Premises and equipment expense | $93,000 | 4,465 |
| Additional noninterest expense | $294,000 | 4,274 |
| Pre-tax net operating income | $444,000 | 3,105 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $123,000 | 2,199 |
| Income before extraordinary items | $321,000 | 3,446 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $321,000 | 3,446 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $321,000 | 3,448 |
| Net charge-offs | $84,000 | 2,029 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $321,000 | 3,345 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 4,171 |
| Total interest expense | $667,000 | 4,523 |
| Net interest income | $4,621,000 | 4,011 |
| Provision for loan and lease losses | $650,000 | 2,345 |
| Total noninterest income | $780,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $194,000 | 4,319 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $586,000 | 3,139 |
| Total noninterest expense | $3,317,000 | 4,503 |
| Salaries and employee benefits | $1,818,000 | 4,378 |
| Premises and equipment expense | $347,000 | 4,622 |
| Additional noninterest expense | $1,152,000 | 4,451 |
| Pre-tax net operating income | $1,434,000 | 3,400 |
| Securities gains (losses) | $47,000 | 2,767 |
| Applicable income taxes | $395,000 | 2,417 |
| Income before extraordinary items | $1,086,000 | 3,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,086,000 | 3,747 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,086,000 | 3,748 |
| Net charge-offs | $523,000 | 2,591 |
| Cash dividends | $94,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,051,690 | 3,649 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 4,254 |
| Total interest expense | $510,000 | 4,603 |
| Net interest income | $3,443,000 | 4,093 |
| Provision for loan and lease losses | $500,000 | 2,258 |
| Total noninterest income | $576,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $146,000 | 4,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $430,000 | 3,170 |
| Total noninterest expense | $2,446,000 | 4,563 |
| Salaries and employee benefits | $1,235,000 | 4,632 |
| Premises and equipment expense | $259,000 | 4,709 |
| Additional noninterest expense | $952,000 | 4,244 |
| Pre-tax net operating income | $1,073,000 | 3,510 |
| Securities gains (losses) | $47,000 | 2,476 |
| Applicable income taxes | $306,000 | 2,449 |
| Income before extraordinary items | $814,000 | 3,831 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $814,000 | 3,831 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $814,000 | 3,832 |
| Net charge-offs | $442,000 | 2,340 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $779,690 | 3,736 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 4,297 |
| Total interest expense | $350,000 | 4,637 |
| Net interest income | $2,275,000 | 4,132 |
| Provision for loan and lease losses | $350,000 | 2,226 |
| Total noninterest income | $306,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 3,577 |
| Total noninterest expense | $1,558,000 | 4,712 |
| Salaries and employee benefits | $823,000 | 4,665 |
| Premises and equipment expense | $173,000 | 4,718 |
| Additional noninterest expense | $562,000 | 4,550 |
| Pre-tax net operating income | $673,000 | 3,607 |
| Securities gains (losses) | $27,000 | 2,373 |
| Applicable income taxes | $175,000 | 2,571 |
| Income before extraordinary items | $525,000 | 3,899 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $525,000 | 3,901 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $525,000 | 3,902 |
| Net charge-offs | $316,000 | 2,261 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $504,750 | 3,777 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 4,322 |
| Total interest expense | $183,000 | 4,652 |
| Net interest income | $1,131,000 | 4,179 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $169,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 3,334 |
| Total noninterest expense | $805,000 | 4,644 |
| Salaries and employee benefits | $410,000 | 4,716 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $309,000 | 4,309 |
| Pre-tax net operating income | $345,000 | 3,583 |
| Securities gains (losses) | $27,000 | 1,477 |
| Applicable income taxes | $90,000 | 2,535 |
| Income before extraordinary items | $282,000 | 3,755 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $282,000 | 3,757 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $282,000 | 3,758 |
| Net charge-offs | $61,000 | 2,868 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $261,480 | 3,737 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 4,325 |
| Total interest expense | $922,000 | 4,588 |
| Net interest income | $4,562,000 | 4,169 |
| Provision for loan and lease losses | $920,000 | 2,539 |
| Total noninterest income | $718,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $199,000 | 4,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $519,000 | 3,063 |
| Total noninterest expense | $3,414,000 | 4,544 |
| Salaries and employee benefits | $1,607,000 | 4,774 |
| Premises and equipment expense | $354,000 | 4,833 |
| Additional noninterest expense | $1,453,000 | 3,939 |
| Pre-tax net operating income | $946,000 | 3,829 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $184,000 | 2,977 |
| Income before extraordinary items | $762,000 | 4,024 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 4,029 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $762,000 | 4,028 |
| Net charge-offs | $415,000 | 3,396 |
| Cash dividends | $31,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $762,000 | 3,893 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 4,368 |
| Total interest expense | $717,000 | 4,627 |
| Net interest income | $3,398,000 | 4,211 |
| Provision for loan and lease losses | $680,000 | 2,481 |
| Total noninterest income | $496,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $148,000 | 4,431 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $348,000 | 3,238 |
| Total noninterest expense | $2,560,000 | 4,545 |
| Salaries and employee benefits | $1,213,000 | 4,751 |
| Premises and equipment expense | $263,000 | 4,935 |
| Additional noninterest expense | $1,084,000 | 3,947 |
| Pre-tax net operating income | $654,000 | 4,083 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $124,000 | 3,048 |
| Income before extraordinary items | $530,000 | 4,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $530,000 | 4,215 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $530,000 | 4,215 |
| Net charge-offs | $176,000 | 3,856 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $530,000 | 4,081 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 4,426 |
| Total interest expense | $494,000 | 4,662 |
| Net interest income | $2,225,000 | 4,270 |
| Provision for loan and lease losses | $610,000 | 2,030 |
| Total noninterest income | $325,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 3,286 |
| Total noninterest expense | $1,725,000 | 4,570 |
| Salaries and employee benefits | $809,000 | 4,786 |
| Premises and equipment expense | $183,000 | 4,861 |
| Additional noninterest expense | $733,000 | 3,960 |
| Pre-tax net operating income | $215,000 | 5,031 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $213,000 | 4,927 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $213,000 | 4,927 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $213,000 | 4,927 |
| Net charge-offs | $201,000 | 3,115 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $213,000 | 4,833 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,463 |
| Total interest expense | $261,000 | 4,629 |
| Net interest income | $1,090,000 | 4,321 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $177,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $47,000 | 4,460 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $130,000 | 3,138 |
| Total noninterest expense | $828,000 | 4,701 |
| Salaries and employee benefits | $402,000 | 4,850 |
| Premises and equipment expense | $94,000 | 4,869 |
| Additional noninterest expense | $332,000 | 4,241 |
| Pre-tax net operating income | $239,000 | 3,916 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $49,000 | 2,843 |
| Income before extraordinary items | $190,000 | 4,073 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $190,000 | 4,072 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $190,000 | 4,073 |
| Net charge-offs | $-12,000 | 7,063 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $190,000 | 4,015 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,780,000 | 4,432 |
| Total interest expense | $1,408,000 | 4,416 |
| Net interest income | $4,372,000 | 4,325 |
| Provision for loan and lease losses | $3,280,000 | 1,529 |
| Total noninterest income | $719,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $216,000 | 4,277 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $503,000 | 3,183 |
| Total noninterest expense | $3,938,000 | 4,255 |
| Salaries and employee benefits | $1,614,000 | 4,859 |
| Premises and equipment expense | $360,000 | 5,004 |
| Additional noninterest expense | $1,964,000 | 3,312 |
| Pre-tax net operating income | $-2,127,000 | 6,796 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,053,000 | 7,325 |
| Income before extraordinary items | $-1,074,000 | 6,617 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,074,000 | 6,618 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,074,000 | 6,618 |
| Net charge-offs | $3,930,000 | 1,227 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,074,000 | 6,582 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 4,489 |
| Total interest expense | $1,103,000 | 4,465 |
| Net interest income | $3,260,000 | 4,391 |
| Provision for loan and lease losses | $2,350,000 | 1,491 |
| Total noninterest income | $519,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $170,000 | 4,256 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $349,000 | 3,306 |
| Total noninterest expense | $2,774,000 | 4,448 |
| Salaries and employee benefits | $1,212,000 | 4,876 |
| Premises and equipment expense | $273,000 | 5,056 |
| Additional noninterest expense | $1,289,000 | 3,627 |
| Pre-tax net operating income | $-1,345,000 | 6,895 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-694,000 | 7,433 |
| Income before extraordinary items | $-651,000 | 6,752 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-651,000 | 6,753 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-651,000 | 6,753 |
| Net charge-offs | $2,694,000 | 1,241 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-651,000 | 6,699 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 4,526 |
| Total interest expense | $753,000 | 4,498 |
| Net interest income | $2,161,000 | 4,405 |
| Provision for loan and lease losses | $1,650,000 | 1,433 |
| Total noninterest income | $338,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $112,000 | 4,281 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $226,000 | 3,297 |
| Total noninterest expense | $1,815,000 | 4,519 |
| Salaries and employee benefits | $799,000 | 4,929 |
| Premises and equipment expense | $185,000 | 5,051 |
| Additional noninterest expense | $831,000 | 3,698 |
| Pre-tax net operating income | $-966,000 | 6,997 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-492,000 | 7,482 |
| Income before extraordinary items | $-474,000 | 6,839 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-474,000 | 6,841 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-474,000 | 6,840 |
| Net charge-offs | $2,266,000 | 1,034 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-474,000 | 6,799 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 4,575 |
| Total interest expense | $390,000 | 4,539 |
| Net interest income | $1,072,000 | 4,460 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $161,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $55,000 | 4,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $106,000 | 3,400 |
| Total noninterest expense | $905,000 | 4,569 |
| Salaries and employee benefits | $397,000 | 5,023 |
| Premises and equipment expense | $101,000 | 4,926 |
| Additional noninterest expense | $407,000 | 3,756 |
| Pre-tax net operating income | $28,000 | 5,936 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-46,000 | 7,310 |
| Income before extraordinary items | $74,000 | 5,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $74,000 | 5,341 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $74,000 | 5,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 4,515 |
| Total interest expense | $1,833,000 | 4,694 |
| Net interest income | $4,378,000 | 4,308 |
| Provision for loan and lease losses | $2,630,000 | 2,121 |
| Total noninterest income | $813,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $268,000 | 4,094 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $545,000 | 3,056 |
| Total noninterest expense | $3,491,000 | 4,732 |
| Salaries and employee benefits | $1,757,000 | 4,727 |
| Premises and equipment expense | $369,000 | 5,189 |
| Additional noninterest expense | $1,365,000 | 4,349 |
| Pre-tax net operating income | $-930,000 | 6,227 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-590,000 | 7,101 |
| Income before extraordinary items | $-340,000 | 5,962 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-340,000 | 5,961 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-340,000 | 5,961 |
| Net charge-offs | $2,053,000 | 1,998 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-340,000 | 5,962 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 4,565 |
| Total interest expense | $1,413,000 | 4,763 |
| Net interest income | $3,272,000 | 4,329 |
| Provision for loan and lease losses | $2,330,000 | 1,740 |
| Total noninterest income | $628,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $206,000 | 4,075 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $422,000 | 3,092 |
| Total noninterest expense | $2,544,000 | 4,827 |
| Salaries and employee benefits | $1,324,000 | 4,754 |
| Premises and equipment expense | $281,000 | 5,194 |
| Additional noninterest expense | $939,000 | 4,593 |
| Pre-tax net operating income | $-974,000 | 6,637 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-545,000 | 7,366 |
| Income before extraordinary items | $-429,000 | 6,361 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-429,000 | 6,362 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-429,000 | 6,361 |
| Net charge-offs | $552,000 | 2,905 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-429,000 | 6,357 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 4,535 |
| Total interest expense | $960,000 | 4,835 |
| Net interest income | $2,227,000 | 4,255 |
| Provision for loan and lease losses | $575,000 | 2,778 |
| Total noninterest income | $434,000 | 3,694 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $135,000 | 4,079 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $299,000 | 3,009 |
| Total noninterest expense | $1,728,000 | 4,813 |
| Salaries and employee benefits | $950,000 | 4,593 |
| Premises and equipment expense | $191,000 | 5,198 |
| Additional noninterest expense | $587,000 | 4,785 |
| Pre-tax net operating income | $358,000 | 3,881 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $26,000 | 3,570 |
| Income before extraordinary items | $332,000 | 3,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 3,794 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $332,000 | 3,794 |
| Net charge-offs | $196,000 | 3,439 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $332,000 | 3,669 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 4,532 |
| Total interest expense | $491,000 | 4,877 |
| Net interest income | $1,130,000 | 4,191 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $209,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $65,000 | 4,118 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $144,000 | 3,030 |
| Total noninterest expense | $829,000 | 4,843 |
| Salaries and employee benefits | $464,000 | 4,707 |
| Premises and equipment expense | $101,000 | 5,089 |
| Additional noninterest expense | $264,000 | 4,802 |
| Pre-tax net operating income | $360,000 | 3,009 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $85,000 | 2,350 |
| Income before extraordinary items | $275,000 | 3,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $275,000 | 3,277 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $275,000 | 3,278 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $275,000 | 3,132 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,133,000 | 4,431 |
| Total interest expense | $2,419,000 | 4,829 |
| Net interest income | $4,714,000 | 4,106 |
| Provision for loan and lease losses | $988,000 | 2,731 |
| Total noninterest income | $614,000 | 4,418 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 4,380 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $367,000 | 3,726 |
| Total noninterest expense | $3,269,000 | 4,845 |
| Salaries and employee benefits | $1,885,000 | 4,661 |
| Premises and equipment expense | $388,000 | 5,170 |
| Additional noninterest expense | $996,000 | 4,837 |
| Pre-tax net operating income | $1,071,000 | 3,639 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $232,000 | 2,674 |
| Income before extraordinary items | $839,000 | 3,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $839,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 2,501 |
| Cash dividends | $470,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $839,000 | 3,749 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 4,426 |
| Total interest expense | $1,897,000 | 4,826 |
| Net interest income | $3,587,000 | 4,092 |
| Provision for loan and lease losses | $838,000 | 2,033 |
| Total noninterest income | $451,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $177,000 | 4,508 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $274,000 | 3,848 |
| Total noninterest expense | $2,445,000 | 4,828 |
| Salaries and employee benefits | $1,419,000 | 4,651 |
| Premises and equipment expense | $293,000 | 5,173 |
| Additional noninterest expense | $733,000 | 4,816 |
| Pre-tax net operating income | $755,000 | 4,204 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $156,000 | 3,191 |
| Income before extraordinary items | $599,000 | 4,129 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $599,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,771 |
| Cash dividends | $219,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $599,000 | 4,280 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 4,437 |
| Total interest expense | $1,351,000 | 4,792 |
| Net interest income | $2,382,000 | 4,101 |
| Provision for loan and lease losses | $170,000 | 3,411 |
| Total noninterest income | $292,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $182,000 | 3,938 |
| Total noninterest expense | $1,627,000 | 4,863 |
| Salaries and employee benefits | $948,000 | 4,700 |
| Premises and equipment expense | $202,000 | 5,114 |
| Additional noninterest expense | $477,000 | 4,884 |
| Pre-tax net operating income | $877,000 | 3,232 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $250,000 | 2,430 |
| Income before extraordinary items | $627,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,943 |
| Cash dividends | $219,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $627,000 | 3,491 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 4,427 |
| Total interest expense | $730,000 | 4,777 |
| Net interest income | $1,198,000 | 4,112 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $135,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 4,198 |
| Total noninterest expense | $829,000 | 4,822 |
| Salaries and employee benefits | $474,000 | 4,736 |
| Premises and equipment expense | $107,000 | 4,968 |
| Additional noninterest expense | $248,000 | 4,714 |
| Pre-tax net operating income | $444,000 | 3,292 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $130,000 | 2,496 |
| Income before extraordinary items | $314,000 | 3,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $314,000 | 3,612 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 4,341 |
| Total interest expense | $3,356,000 | 4,461 |
| Net interest income | $4,702,000 | 4,184 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $539,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $205,000 | 4,868 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $334,000 | 4,056 |
| Total noninterest expense | $3,361,000 | 4,659 |
| Salaries and employee benefits | $1,932,000 | 4,502 |
| Premises and equipment expense | $379,000 | 5,192 |
| Additional noninterest expense | $1,050,000 | 4,495 |
| Pre-tax net operating income | $1,820,000 | 3,530 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $521,000 | 2,688 |
| Income before extraordinary items | $1,299,000 | 3,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,299,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,985 |
| Cash dividends | $595,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,299,000 | 3,753 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,061,000 | 4,346 |
| Total interest expense | $2,566,000 | 4,405 |
| Net interest income | $3,495,000 | 4,220 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $408,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $260,000 | 4,017 |
| Total noninterest expense | $2,429,000 | 4,743 |
| Salaries and employee benefits | $1,375,000 | 4,652 |
| Premises and equipment expense | $281,000 | 5,203 |
| Additional noninterest expense | $773,000 | 4,483 |
| Pre-tax net operating income | $1,474,000 | 3,517 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $420,000 | 2,744 |
| Income before extraordinary items | $1,054,000 | 3,766 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,054,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 8,430 |
| Cash dividends | $219,000 | 4,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,054,000 | 3,750 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 4,418 |
| Total interest expense | $1,704,000 | 4,413 |
| Net interest income | $2,264,000 | 4,327 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $251,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $157,000 | 4,229 |
| Total noninterest expense | $1,605,000 | 4,803 |
| Salaries and employee benefits | $914,000 | 4,696 |
| Premises and equipment expense | $186,000 | 5,247 |
| Additional noninterest expense | $505,000 | 4,550 |
| Pre-tax net operating income | $730,000 | 4,228 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $161,000 | 3,546 |
| Income before extraordinary items | $569,000 | 4,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $569,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,522 |
| Cash dividends | $219,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $569,000 | 4,263 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 4,415 |
| Total interest expense | $853,000 | 4,412 |
| Net interest income | $1,133,000 | 4,331 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $121,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $796,000 | 4,818 |
| Salaries and employee benefits | $461,000 | 4,705 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $242,000 | 4,643 |
| Pre-tax net operating income | $398,000 | 4,005 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $273,000 | 4,370 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $273,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,267 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $273,000 | 4,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 4,452 |
| Total interest expense | $2,787,000 | 4,510 |
| Net interest income | $4,515,000 | 4,327 |
| Provision for loan and lease losses | $375,000 | 2,388 |
| Total noninterest income | $571,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $214,000 | 4,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $357,000 | 3,956 |
| Total noninterest expense | $3,336,000 | 4,542 |
| Salaries and employee benefits | $1,983,000 | 4,296 |
| Premises and equipment expense | $385,000 | 5,049 |
| Additional noninterest expense | $968,000 | 4,616 |
| Pre-tax net operating income | $1,375,000 | 4,491 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $431,000 | 3,337 |
| Income before extraordinary items | $944,000 | 4,833 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $944,000 | 4,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $653,000 | 952 |
| Cash dividends | $564,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $944,000 | 4,822 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 4,529 |
| Total interest expense | $1,953,000 | 4,610 |
| Net interest income | $3,355,000 | 4,389 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $417,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $159,000 | 4,912 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,038 |
| Total noninterest expense | $2,420,000 | 4,638 |
| Salaries and employee benefits | $1,421,000 | 4,423 |
| Premises and equipment expense | $299,000 | 4,958 |
| Additional noninterest expense | $700,000 | 4,696 |
| Pre-tax net operating income | $1,172,000 | 4,356 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $379,000 | 3,246 |
| Income before extraordinary items | $793,000 | 4,719 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $793,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,110 |
| Cash dividends | $219,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $793,000 | 4,714 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 4,612 |
| Total interest expense | $1,198,000 | 4,721 |
| Net interest income | $2,188,000 | 4,465 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $263,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,143 |
| Total noninterest expense | $1,613,000 | 4,649 |
| Salaries and employee benefits | $937,000 | 4,475 |
| Premises and equipment expense | $212,000 | 4,755 |
| Additional noninterest expense | $464,000 | 4,716 |
| Pre-tax net operating income | $718,000 | 4,573 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $227,000 | 3,448 |
| Income before extraordinary items | $491,000 | 4,919 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $491,000 | 4,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $219,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $491,000 | 4,910 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 4,585 |
| Total interest expense | $578,000 | 4,682 |
| Net interest income | $1,102,000 | 4,422 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $128,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $811,000 | 4,650 |
| Salaries and employee benefits | $470,000 | 4,475 |
| Premises and equipment expense | $110,000 | 4,666 |
| Additional noninterest expense | $231,000 | 4,705 |
| Pre-tax net operating income | $359,000 | 4,535 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $245,000 | 4,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $245,000 | 4,879 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 4,467 |
| Total interest expense | $1,757,000 | 4,814 |
| Net interest income | $4,570,000 | 4,213 |
| Provision for loan and lease losses | $320,000 | 2,696 |
| Total noninterest income | $647,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $208,000 | 4,948 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $439,000 | 3,612 |
| Total noninterest expense | $3,257,000 | 4,513 |
| Salaries and employee benefits | $1,868,000 | 4,344 |
| Premises and equipment expense | $399,000 | 4,862 |
| Additional noninterest expense | $990,000 | 4,453 |
| Pre-tax net operating income | $1,640,000 | 4,170 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $543,000 | 3,234 |
| Income before extraordinary items | $1,097,000 | 4,570 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,097,000 | 4,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,305 |
| Cash dividends | $564,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,097,000 | 4,533 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 4,461 |
| Total interest expense | $1,234,000 | 4,864 |
| Net interest income | $3,445,000 | 4,195 |
| Provision for loan and lease losses | $290,000 | 2,252 |
| Total noninterest income | $491,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $147,000 | 5,120 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $344,000 | 3,556 |
| Total noninterest expense | $2,352,000 | 4,612 |
| Salaries and employee benefits | $1,320,000 | 4,517 |
| Premises and equipment expense | $301,000 | 4,830 |
| Additional noninterest expense | $731,000 | 4,494 |
| Pre-tax net operating income | $1,294,000 | 4,129 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $432,000 | 3,196 |
| Income before extraordinary items | $862,000 | 4,561 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $862,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $219,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $862,000 | 4,524 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 4,446 |
| Total interest expense | $754,000 | 4,940 |
| Net interest income | $2,318,000 | 4,155 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $331,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $91,000 | 5,229 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $240,000 | 3,437 |
| Total noninterest expense | $1,551,000 | 4,627 |
| Salaries and employee benefits | $876,000 | 4,509 |
| Premises and equipment expense | $204,000 | 4,762 |
| Additional noninterest expense | $471,000 | 4,584 |
| Pre-tax net operating income | $1,038,000 | 3,617 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $356,000 | 2,789 |
| Income before extraordinary items | $682,000 | 4,070 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $682,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $219,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $682,000 | 4,011 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 4,474 |
| Total interest expense | $345,000 | 5,094 |
| Net interest income | $1,163,000 | 4,165 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $179,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,113 |
| Total noninterest expense | $771,000 | 4,669 |
| Salaries and employee benefits | $430,000 | 4,588 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $235,000 | 4,571 |
| Pre-tax net operating income | $541,000 | 3,468 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $186,000 | 2,728 |
| Income before extraordinary items | $355,000 | 3,925 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $355,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $355,000 | 3,875 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 4,461 |
| Total interest expense | $1,173,000 | 5,181 |
| Net interest income | $4,469,000 | 4,142 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $579,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $169,000 | 5,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $410,000 | 3,667 |
| Total noninterest expense | $3,266,000 | 4,402 |
| Salaries and employee benefits | $1,826,000 | 4,291 |
| Premises and equipment expense | $400,000 | 4,762 |
| Additional noninterest expense | $1,040,000 | 4,202 |
| Pre-tax net operating income | $1,662,000 | 3,989 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $537,000 | 3,226 |
| Income before extraordinary items | $1,125,000 | 4,372 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,125,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $564,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,125,000 | 4,301 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 4,497 |
| Total interest expense | $865,000 | 5,196 |
| Net interest income | $3,289,000 | 4,182 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $434,000 | 4,928 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $123,000 | 5,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $311,000 | 3,667 |
| Total noninterest expense | $2,285,000 | 4,572 |
| Salaries and employee benefits | $1,294,000 | 4,431 |
| Premises and equipment expense | $303,000 | 4,720 |
| Additional noninterest expense | $688,000 | 4,589 |
| Pre-tax net operating income | $1,348,000 | 3,860 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $436,000 | 3,154 |
| Income before extraordinary items | $912,000 | 4,233 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $912,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $219,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $912,000 | 4,159 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 4,552 |
| Total interest expense | $573,000 | 5,248 |
| Net interest income | $2,151,000 | 4,259 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $300,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $223,000 | 3,541 |
| Total noninterest expense | $1,527,000 | 4,609 |
| Salaries and employee benefits | $866,000 | 4,449 |
| Premises and equipment expense | $203,000 | 4,713 |
| Additional noninterest expense | $458,000 | 4,621 |
| Pre-tax net operating income | $864,000 | 3,912 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $276,000 | 3,217 |
| Income before extraordinary items | $588,000 | 4,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $588,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $219,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $588,000 | 4,223 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 4,612 |
| Total interest expense | $294,000 | 5,229 |
| Net interest income | $1,050,000 | 4,331 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $138,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $101,000 | 3,702 |
| Total noninterest expense | $757,000 | 4,654 |
| Salaries and employee benefits | $431,000 | 4,468 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $222,000 | 4,690 |
| Pre-tax net operating income | $401,000 | 4,075 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $125,000 | 3,416 |
| Income before extraordinary items | $276,000 | 4,501 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $276,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $276,000 | 4,368 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 4,631 |
| Total interest expense | $1,284,000 | 5,354 |
| Net interest income | $4,123,000 | 4,270 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $642,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $166,000 | 5,677 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $476,000 | 3,666 |
| Total noninterest expense | $2,905,000 | 4,718 |
| Salaries and employee benefits | $1,684,000 | 4,469 |
| Premises and equipment expense | $355,000 | 5,121 |
| Additional noninterest expense | $866,000 | 4,776 |
| Pre-tax net operating income | $1,740,000 | 3,727 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $578,000 | 3,137 |
| Income before extraordinary items | $1,162,000 | 4,221 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,162,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $532,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,162,000 | 4,054 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 4,695 |
| Total interest expense | $988,000 | 5,417 |
| Net interest income | $3,052,000 | 4,343 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $541,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 5,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $419,000 | 3,444 |
| Total noninterest expense | $2,102,000 | 4,823 |
| Salaries and employee benefits | $1,192,000 | 4,643 |
| Premises and equipment expense | $258,000 | 5,228 |
| Additional noninterest expense | $652,000 | 4,720 |
| Pre-tax net operating income | $1,401,000 | 3,665 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $473,000 | 3,126 |
| Income before extraordinary items | $928,000 | 4,198 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $928,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,593 |
| Cash dividends | $219,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $928,000 | 4,019 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 4,759 |
| Total interest expense | $677,000 | 5,454 |
| Net interest income | $1,992,000 | 4,410 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $320,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $241,000 | 3,691 |
| Total noninterest expense | $1,362,000 | 4,911 |
| Salaries and employee benefits | $775,000 | 4,717 |
| Premises and equipment expense | $156,000 | 5,529 |
| Additional noninterest expense | $431,000 | 4,742 |
| Pre-tax net operating income | $890,000 | 3,784 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $299,000 | 3,250 |
| Income before extraordinary items | $591,000 | 4,345 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $591,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $219,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $591,000 | 4,135 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 4,927 |
| Total interest expense | $327,000 | 5,678 |
| Net interest income | $955,000 | 4,531 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $127,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 4,085 |
| Total noninterest expense | $625,000 | 5,205 |
| Salaries and employee benefits | $362,000 | 4,964 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $195,000 | 5,052 |
| Pre-tax net operating income | $427,000 | 3,890 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $284,000 | 4,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $284,000 | 4,194 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 5,002 |
| Total interest expense | $1,582,000 | 5,558 |
| Net interest income | $3,677,000 | 4,603 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $472,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $145,000 | 5,892 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $327,000 | 4,070 |
| Total noninterest expense | $2,359,000 | 5,283 |
| Salaries and employee benefits | $1,394,000 | 4,953 |
| Premises and equipment expense | $278,000 | 5,793 |
| Additional noninterest expense | $687,000 | 5,470 |
| Pre-tax net operating income | $1,680,000 | 3,814 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $548,000 | 3,275 |
| Income before extraordinary items | $1,132,000 | 4,243 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,132,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $532,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,132,000 | 4,137 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 4,990 |
| Total interest expense | $2,584,000 | 5,294 |
| Net interest income | $3,373,000 | 4,675 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $352,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $138,000 | 5,971 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $214,000 | 4,789 |
| Total noninterest expense | $2,157,000 | 5,457 |
| Salaries and employee benefits | $1,243,000 | 5,181 |
| Premises and equipment expense | $289,000 | 5,640 |
| Additional noninterest expense | $625,000 | 5,695 |
| Pre-tax net operating income | $1,508,000 | 3,847 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $483,000 | 3,381 |
| Income before extraordinary items | $1,025,000 | 4,219 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,025,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $532,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,025,000 | 4,106 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 5,127 |
| Total interest expense | $2,850,000 | 5,116 |
| Net interest income | $3,078,000 | 5,061 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $273,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,630 |
| Total noninterest expense | $2,049,000 | 5,589 |
| Salaries and employee benefits | $1,174,000 | 5,310 |
| Premises and equipment expense | $300,000 | 5,422 |
| Additional noninterest expense | $575,000 | 5,933 |
| Pre-tax net operating income | $1,242,000 | 4,640 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $389,000 | 4,028 |
| Income before extraordinary items | $853,000 | 4,849 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $853,000 | 4,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,155 |
| Cash dividends | $501,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $853,000 | 4,859 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 5,481 |
| Total interest expense | $2,159,000 | 5,717 |
| Net interest income | $2,966,000 | 5,208 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $246,000 | 6,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,110 |
| Total noninterest expense | $2,049,000 | 5,599 |
| Salaries and employee benefits | $1,139,000 | 5,370 |
| Premises and equipment expense | $272,000 | 5,777 |
| Additional noninterest expense | $638,000 | 5,590 |
| Pre-tax net operating income | $1,103,000 | 5,017 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $334,000 | 4,583 |
| Income before extraordinary items | $769,000 | 5,201 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $769,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $501,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $769,000 | 5,167 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 5,685 |
| Total interest expense | $2,062,000 | 6,079 |
| Net interest income | $2,927,000 | 5,220 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $236,000 | 7,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,149 |
| Total noninterest expense | $1,697,000 | 6,238 |
| Salaries and employee benefits | $955,000 | 5,965 |
| Premises and equipment expense | $233,000 | 6,215 |
| Additional noninterest expense | $509,000 | 6,367 |
| Pre-tax net operating income | $1,406,000 | 4,392 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $462,000 | 4,055 |
| Income before extraordinary items | $944,000 | 4,674 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $944,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $501,000 | 3,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $944,000 | 4,586 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 5,967 |
| Total interest expense | $2,002,000 | 6,269 |
| Net interest income | $2,779,000 | 5,612 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $171,000 | 8,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $1,671,000 | 6,367 |
| Salaries and employee benefits | $946,000 | 6,080 |
| Premises and equipment expense | $196,000 | 6,924 |
| Additional noninterest expense | $529,000 | 6,282 |
| Pre-tax net operating income | $1,219,000 | 5,194 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $374,000 | 5,099 |
| Income before extraordinary items | $845,000 | 5,272 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $845,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $470,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $845,000 | 5,219 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 6,347 |
| Total interest expense | $1,779,000 | 6,888 |
| Net interest income | $2,770,000 | 5,776 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $178,000 | 8,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $1,537,000 | 7,008 |
| Salaries and employee benefits | $866,000 | 6,634 |
| Premises and equipment expense | $162,000 | 7,785 |
| Additional noninterest expense | $509,000 | 6,980 |
| Pre-tax net operating income | $1,367,000 | 4,662 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $428,000 | 4,679 |
| Income before extraordinary items | $939,000 | 4,731 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $939,000 | 4,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $451,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $939,000 | 4,677 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 6,709 |
| Total interest expense | $1,638,000 | 7,306 |
| Net interest income | $2,646,000 | 6,049 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $170,000 | 8,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,564,000 | 7,085 |
| Salaries and employee benefits | $839,000 | 6,898 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $571,000 | 6,716 |
| Pre-tax net operating income | $1,212,000 | 5,213 |
| Securities gains (losses) | $-38,000 | 11,009 |
| Applicable income taxes | $338,000 | 5,574 |
| Income before extraordinary items | $836,000 | 5,273 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $836,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $1,324,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $862,980 | 5,143 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 7,147 |
| Total interest expense | $1,218,000 | 7,824 |
| Net interest income | $2,419,000 | 6,625 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $206,000 | 8,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,535,000 | 7,493 |
| Salaries and employee benefits | $835,000 | 7,011 |
| Premises and equipment expense | $146,000 | 8,661 |
| Additional noninterest expense | $554,000 | 7,393 |
| Pre-tax net operating income | $1,030,000 | 5,832 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $295,000 | 5,938 |
| Income before extraordinary items | $735,000 | 5,693 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $735,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $542,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $735,000 | 5,768 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 7,163 |
| Total interest expense | $1,310,000 | 7,837 |
| Net interest income | $2,457,000 | 6,629 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $229,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,554,000 | 7,635 |
| Salaries and employee benefits | $847,000 | 7,033 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $551,000 | 7,760 |
| Pre-tax net operating income | $1,057,000 | 5,657 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $313,000 | 5,918 |
| Income before extraordinary items | $750,000 | 5,825 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $750,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $745,740 | 5,596 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 7,415 |
| Total interest expense | $1,634,000 | 8,093 |
| Net interest income | $2,437,000 | 6,715 |
| Provision for loan and lease losses | $133,000 | 6,435 |
| Total noninterest income | $221,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,613,000 | 7,531 |
| Salaries and employee benefits | $930,000 | 6,452 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $514,000 | 8,322 |
| Pre-tax net operating income | $912,000 | 6,030 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $230,000 | 6,993 |
| Income before extraordinary items | $682,000 | 6,030 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $682,000 | 6,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $368,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $682,000 | 5,689 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.