Home > NBT Financial Bank > Income and Expense
NBT Financial Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $25,969,000 | 1,566 |
| Total interest expense | $7,441,000 | 1,578 |
| Net interest income | $18,528,000 | 1,534 |
| Provision for loan and lease losses | $347,000 | 1,555 |
| Total noninterest income | $1,972,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $924,000 | 1,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,048,000 | 2,245 |
| Total noninterest expense | $14,442,000 | 1,576 |
| Salaries and employee benefits | $9,280,000 | 1,421 |
| Premises and equipment expense | $1,543,000 | 1,506 |
| Additional noninterest expense | $1,048,000 | 2,245 |
| Pre-tax net operating income | $5,711,000 | 1,776 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,267,000 | 1,283 |
| Income before extraordinary items | $4,444,000 | 1,866 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,444,000 | 1,888 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,444,000 | 1,869 |
| Net charge-offs | $184,000 | 1,210 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $622,000 | 244 |
| Net operating income | $4,444,000 | 1,894 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,058,000 | 1,559 |
| Total interest expense | $5,246,000 | 1,526 |
| Net interest income | $13,812,000 | 1,553 |
| Provision for loan and lease losses | $347,000 | 1,253 |
| Total noninterest income | $1,460,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $687,000 | 1,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 2,243 |
| Total noninterest expense | $10,757,000 | 1,573 |
| Salaries and employee benefits | $6,905,000 | 1,428 |
| Premises and equipment expense | $1,170,000 | 1,490 |
| Additional noninterest expense | $773,000 | 2,243 |
| Pre-tax net operating income | $4,168,000 | 1,860 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $926,000 | 1,334 |
| Income before extraordinary items | $3,242,000 | 1,962 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,242,000 | 1,981 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,242,000 | 1,962 |
| Net charge-offs | $156,000 | 987 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $462,000 | 232 |
| Net operating income | $3,242,000 | 1,985 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,081,000 | 1,593 |
| Total interest expense | $3,184,000 | 1,507 |
| Net interest income | $8,897,000 | 1,611 |
| Provision for loan and lease losses | $297,000 | 1,074 |
| Total noninterest income | $955,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $460,000 | 1,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 2,211 |
| Total noninterest expense | $6,746,000 | 1,644 |
| Salaries and employee benefits | $4,339,000 | 1,485 |
| Premises and equipment expense | $736,000 | 1,554 |
| Additional noninterest expense | $495,000 | 2,208 |
| Pre-tax net operating income | $2,809,000 | 1,825 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $625,000 | 1,339 |
| Income before extraordinary items | $2,184,000 | 1,947 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,184,000 | 1,971 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,184,000 | 1,947 |
| Net charge-offs | $83,000 | 992 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $326,000 | 213 |
| Net operating income | $2,184,000 | 1,953 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 1,627 |
| Total interest expense | $1,286,000 | 1,570 |
| Net interest income | $4,518,000 | 1,604 |
| Provision for loan and lease losses | $297,000 | 699 |
| Total noninterest income | $438,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $234,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 2,417 |
| Total noninterest expense | $3,384,000 | 1,663 |
| Salaries and employee benefits | $2,242,000 | 1,476 |
| Premises and equipment expense | $338,000 | 1,688 |
| Additional noninterest expense | $204,000 | 2,417 |
| Pre-tax net operating income | $1,275,000 | 1,994 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $283,000 | 1,439 |
| Income before extraordinary items | $992,000 | 2,099 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $992,000 | 2,099 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $992,000 | 2,099 |
| Net charge-offs | $61,000 | 734 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 192 |
| Net operating income | $992,000 | 2,127 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,319,000 | 1,686 |
| Total interest expense | $1,596,000 | 1,846 |
| Net interest income | $16,723,000 | 1,653 |
| Provision for loan and lease losses | $944,000 | 854 |
| Total noninterest income | $1,808,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $836,000 | 1,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $972,000 | 2,355 |
| Total noninterest expense | $12,272,000 | 1,748 |
| Salaries and employee benefits | $7,498,000 | 1,659 |
| Premises and equipment expense | $1,279,000 | 1,725 |
| Additional noninterest expense | $972,000 | 2,355 |
| Pre-tax net operating income | $5,315,000 | 1,969 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,147,000 | 1,451 |
| Income before extraordinary items | $4,168,000 | 2,050 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,168,000 | 2,049 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,168,000 | 2,049 |
| Net charge-offs | $184,000 | 972 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $494,000 | 322 |
| Net operating income | $4,168,000 | 2,080 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,685,000 | 1,728 |
| Total interest expense | $961,000 | 1,810 |
| Net interest income | $11,724,000 | 1,720 |
| Provision for loan and lease losses | $457,000 | 1,005 |
| Total noninterest income | $1,376,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $617,000 | 1,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,360 |
| Total noninterest expense | $9,184,000 | 1,747 |
| Salaries and employee benefits | $5,658,000 | 1,641 |
| Premises and equipment expense | $959,000 | 1,743 |
| Additional noninterest expense | $759,000 | 2,360 |
| Pre-tax net operating income | $3,459,000 | 2,108 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $745,000 | 1,569 |
| Income before extraordinary items | $2,714,000 | 2,197 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,714,000 | 2,196 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,714,000 | 2,196 |
| Net charge-offs | $-75,000 | 4,215 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 299 |
| Net operating income | $2,714,000 | 2,229 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 1,814 |
| Total interest expense | $551,000 | 1,836 |
| Net interest income | $7,122,000 | 1,798 |
| Provision for loan and lease losses | $229,000 | 1,084 |
| Total noninterest income | $961,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $419,000 | 1,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 2,311 |
| Total noninterest expense | $5,811,000 | 1,801 |
| Salaries and employee benefits | $3,575,000 | 1,695 |
| Premises and equipment expense | $613,000 | 1,799 |
| Additional noninterest expense | $1,623,000 | 1,878 |
| Pre-tax net operating income | $2,043,000 | 2,173 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $444,000 | 1,566 |
| Income before extraordinary items | $1,599,000 | 2,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,599,000 | 2,259 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,599,000 | 2,259 |
| Net charge-offs | $-63,000 | 4,258 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 289 |
| Net operating income | $1,599,000 | 2,298 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 1,836 |
| Total interest expense | $271,000 | 1,813 |
| Net interest income | $3,395,000 | 1,816 |
| Provision for loan and lease losses | $76,000 | 1,092 |
| Total noninterest income | $409,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $204,000 | 1,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 2,540 |
| Total noninterest expense | $2,708,000 | 1,882 |
| Salaries and employee benefits | $1,719,000 | 1,756 |
| Premises and equipment expense | $282,000 | 1,922 |
| Additional noninterest expense | $707,000 | 2,086 |
| Pre-tax net operating income | $1,020,000 | 2,075 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $220,000 | 1,541 |
| Income before extraordinary items | $800,000 | 2,193 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $800,000 | 2,193 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $800,000 | 2,193 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 253 |
| Net operating income | $800,000 | 2,213 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,014,000 | 1,966 |
| Total interest expense | $1,134,000 | 2,035 |
| Net interest income | $12,880,000 | 1,944 |
| Provision for loan and lease losses | $682,000 | 809 |
| Total noninterest income | $1,632,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $785,000 | 1,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $847,000 | 2,782 |
| Total noninterest expense | $9,869,000 | 1,993 |
| Salaries and employee benefits | $6,127,000 | 1,902 |
| Premises and equipment expense | $1,127,000 | 1,895 |
| Additional noninterest expense | $2,615,000 | 2,189 |
| Pre-tax net operating income | $3,961,000 | 2,343 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $840,000 | 1,726 |
| Income before extraordinary items | $3,121,000 | 2,489 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,121,000 | 2,489 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,121,000 | 2,490 |
| Net charge-offs | $106,000 | 1,319 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $369,000 | 347 |
| Net operating income | $3,121,000 | 2,465 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,452,000 | 2,014 |
| Total interest expense | $845,000 | 2,128 |
| Net interest income | $9,607,000 | 1,973 |
| Provision for loan and lease losses | $682,000 | 626 |
| Total noninterest income | $1,208,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $576,000 | 1,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,818 |
| Total noninterest expense | $7,131,000 | 2,054 |
| Salaries and employee benefits | $4,402,000 | 1,965 |
| Premises and equipment expense | $856,000 | 1,910 |
| Additional noninterest expense | $1,873,000 | 2,259 |
| Pre-tax net operating income | $3,002,000 | 2,427 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $636,000 | 1,805 |
| Income before extraordinary items | $2,366,000 | 2,584 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,366,000 | 2,584 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,366,000 | 2,584 |
| Net charge-offs | $119,000 | 1,011 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 356 |
| Net operating income | $2,366,000 | 2,554 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 2,007 |
| Total interest expense | $550,000 | 2,221 |
| Net interest income | $6,403,000 | 1,958 |
| Provision for loan and lease losses | $524,000 | 584 |
| Total noninterest income | $798,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $380,000 | 1,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 2,799 |
| Total noninterest expense | $4,542,000 | 2,107 |
| Salaries and employee benefits | $2,729,000 | 2,050 |
| Premises and equipment expense | $565,000 | 1,915 |
| Additional noninterest expense | $1,248,000 | 2,235 |
| Pre-tax net operating income | $2,135,000 | 2,300 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $451,000 | 1,743 |
| Income before extraordinary items | $1,684,000 | 2,465 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,684,000 | 2,465 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,684,000 | 2,465 |
| Net charge-offs | $-85,000 | 4,547 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 375 |
| Net operating income | $1,684,000 | 2,427 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 2,014 |
| Total interest expense | $274,000 | 2,307 |
| Net interest income | $3,155,000 | 1,959 |
| Provision for loan and lease losses | $360,000 | 481 |
| Total noninterest income | $379,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $187,000 | 1,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 2,886 |
| Total noninterest expense | $1,952,000 | 2,306 |
| Salaries and employee benefits | $1,065,000 | 2,402 |
| Premises and equipment expense | $273,000 | 1,960 |
| Additional noninterest expense | $614,000 | 2,228 |
| Pre-tax net operating income | $1,222,000 | 2,126 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $258,000 | 1,618 |
| Income before extraordinary items | $964,000 | 2,261 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $964,000 | 2,262 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $964,000 | 2,261 |
| Net charge-offs | $-44,000 | 4,583 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 346 |
| Net operating income | $964,000 | 2,217 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,303,000 | 2,193 |
| Total interest expense | $1,476,000 | 2,411 |
| Net interest income | $10,827,000 | 2,125 |
| Provision for loan and lease losses | $1,061,000 | 1,537 |
| Total noninterest income | $1,565,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $768,000 | 1,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $797,000 | 2,690 |
| Total noninterest expense | $10,584,000 | 1,876 |
| Salaries and employee benefits | $6,727,000 | 1,722 |
| Premises and equipment expense | $1,251,000 | 1,749 |
| Additional noninterest expense | $2,606,000 | 2,144 |
| Pre-tax net operating income | $747,000 | 3,929 |
| Securities gains (losses) | $129,000 | 1,258 |
| Applicable income taxes | $-353,000 | 4,940 |
| Income before extraordinary items | $1,229,000 | 3,433 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,229,000 | 3,433 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,229,000 | 3,433 |
| Net charge-offs | $747,000 | 772 |
| Cash dividends | $120,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 439 |
| Net operating income | $1,100,000 | 3,501 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 2,220 |
| Total interest expense | $1,134,000 | 2,473 |
| Net interest income | $8,038,000 | 2,134 |
| Provision for loan and lease losses | $861,000 | 1,488 |
| Total noninterest income | $1,164,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $581,000 | 1,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $583,000 | 2,682 |
| Total noninterest expense | $7,933,000 | 1,853 |
| Salaries and employee benefits | $5,047,000 | 1,717 |
| Premises and equipment expense | $942,000 | 1,743 |
| Additional noninterest expense | $1,944,000 | 2,112 |
| Pre-tax net operating income | $408,000 | 4,178 |
| Securities gains (losses) | $83,000 | 1,300 |
| Applicable income taxes | $-433,000 | 4,978 |
| Income before extraordinary items | $924,000 | 3,447 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $924,000 | 3,446 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $924,000 | 3,447 |
| Net charge-offs | $538,000 | 720 |
| Cash dividends | $120,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $841,000 | 3,497 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,240,000 | 2,219 |
| Total interest expense | $791,000 | 2,512 |
| Net interest income | $5,449,000 | 2,111 |
| Provision for loan and lease losses | $734,000 | 1,293 |
| Total noninterest income | $800,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $404,000 | 1,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 2,621 |
| Total noninterest expense | $5,164,000 | 1,890 |
| Salaries and employee benefits | $3,267,000 | 1,752 |
| Premises and equipment expense | $618,000 | 1,752 |
| Additional noninterest expense | $1,279,000 | 2,130 |
| Pre-tax net operating income | $351,000 | 4,010 |
| Securities gains (losses) | $83,000 | 1,067 |
| Applicable income taxes | $-447,000 | 4,993 |
| Income before extraordinary items | $881,000 | 2,976 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $881,000 | 2,975 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $881,000 | 2,976 |
| Net charge-offs | $484,000 | 610 |
| Cash dividends | $120,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $798,000 | 3,064 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 2,167 |
| Total interest expense | $459,000 | 2,428 |
| Net interest income | $2,716,000 | 2,085 |
| Provision for loan and lease losses | $393,000 | 1,040 |
| Total noninterest income | $402,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $234,000 | 1,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,642 |
| Total noninterest expense | $2,503,000 | 1,944 |
| Salaries and employee benefits | $1,599,000 | 1,789 |
| Premises and equipment expense | $289,000 | 1,858 |
| Additional noninterest expense | $615,000 | 2,207 |
| Pre-tax net operating income | $222,000 | 3,688 |
| Securities gains (losses) | $83,000 | 672 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $305,000 | 3,269 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $305,000 | 3,269 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $305,000 | 3,270 |
| Net charge-offs | $235,000 | 578 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $222,000 | 3,577 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,710,000 | 2,183 |
| Total interest expense | $2,073,000 | 2,279 |
| Net interest income | $10,637,000 | 2,119 |
| Provision for loan and lease losses | $954,000 | 935 |
| Total noninterest income | $1,857,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,031,000 | 1,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $826,000 | 2,472 |
| Total noninterest expense | $9,823,000 | 1,955 |
| Salaries and employee benefits | $5,929,000 | 1,861 |
| Premises and equipment expense | $1,363,000 | 1,625 |
| Additional noninterest expense | $2,531,000 | 2,203 |
| Pre-tax net operating income | $1,717,000 | 3,225 |
| Securities gains (losses) | $-31,000 | 4,964 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,686,000 | 3,121 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,686,000 | 3,119 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,686,000 | 3,122 |
| Net charge-offs | $530,000 | 987 |
| Cash dividends | $758,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,717,000 | 3,075 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,457,000 | 2,226 |
| Total interest expense | $1,552,000 | 2,294 |
| Net interest income | $7,905,000 | 2,162 |
| Provision for loan and lease losses | $954,000 | 702 |
| Total noninterest income | $1,420,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $785,000 | 1,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,432 |
| Total noninterest expense | $7,322,000 | 1,963 |
| Salaries and employee benefits | $4,417,000 | 1,871 |
| Premises and equipment expense | $960,000 | 1,728 |
| Additional noninterest expense | $1,945,000 | 2,160 |
| Pre-tax net operating income | $1,049,000 | 3,566 |
| Securities gains (losses) | $-31,000 | 5,051 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,018,000 | 3,469 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,018,000 | 3,469 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,018,000 | 3,469 |
| Net charge-offs | $469,000 | 794 |
| Cash dividends | $387,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,049,000 | 3,406 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 2,243 |
| Total interest expense | $1,068,000 | 2,244 |
| Net interest income | $5,194,000 | 2,198 |
| Provision for loan and lease losses | $854,000 | 556 |
| Total noninterest income | $881,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $530,000 | 1,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 2,633 |
| Total noninterest expense | $4,821,000 | 1,989 |
| Salaries and employee benefits | $2,840,000 | 1,929 |
| Premises and equipment expense | $630,000 | 1,761 |
| Additional noninterest expense | $1,351,000 | 2,109 |
| Pre-tax net operating income | $400,000 | 4,210 |
| Securities gains (losses) | $-18,000 | 5,042 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $382,000 | 4,147 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $382,000 | 4,145 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $382,000 | 4,146 |
| Net charge-offs | $455,000 | 611 |
| Cash dividends | $263,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $400,000 | 4,091 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 2,297 |
| Total interest expense | $544,000 | 2,195 |
| Net interest income | $2,480,000 | 2,294 |
| Provision for loan and lease losses | $687,000 | 374 |
| Total noninterest income | $441,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $271,000 | 1,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 2,600 |
| Total noninterest expense | $2,112,000 | 2,185 |
| Salaries and employee benefits | $1,328,000 | 2,043 |
| Premises and equipment expense | $272,000 | 1,971 |
| Additional noninterest expense | $512,000 | 2,533 |
| Pre-tax net operating income | $122,000 | 4,566 |
| Securities gains (losses) | $-8,000 | 5,069 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $114,000 | 4,551 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $114,000 | 4,550 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $114,000 | 4,550 |
| Net charge-offs | $452,000 | 358 |
| Cash dividends | $147,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $122,000 | 4,484 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,199,000 | 2,333 |
| Total interest expense | $1,323,000 | 2,521 |
| Net interest income | $9,876,000 | 2,276 |
| Provision for loan and lease losses | $870,000 | 997 |
| Total noninterest income | $1,587,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $939,000 | 1,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,743 |
| Total noninterest expense | $7,889,000 | 2,269 |
| Salaries and employee benefits | $4,929,000 | 2,118 |
| Premises and equipment expense | $880,000 | 2,234 |
| Additional noninterest expense | $2,080,000 | 2,536 |
| Pre-tax net operating income | $2,704,000 | 2,660 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,705,000 | 2,471 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,705,000 | 2,469 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,705,000 | 2,470 |
| Net charge-offs | $272,000 | 1,403 |
| Cash dividends | $1,282,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,704,000 | 2,469 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,143,000 | 2,381 |
| Total interest expense | $838,000 | 2,702 |
| Net interest income | $7,305,000 | 2,302 |
| Provision for loan and lease losses | $533,000 | 1,084 |
| Total noninterest income | $1,182,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $693,000 | 1,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 2,786 |
| Total noninterest expense | $5,983,000 | 2,246 |
| Salaries and employee benefits | $3,735,000 | 2,096 |
| Premises and equipment expense | $667,000 | 2,224 |
| Additional noninterest expense | $1,581,000 | 2,510 |
| Pre-tax net operating income | $1,971,000 | 2,758 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,972,000 | 2,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,972,000 | 2,543 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,972,000 | 2,543 |
| Net charge-offs | $47,000 | 2,243 |
| Cash dividends | $886,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,971,000 | 2,534 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 2,432 |
| Total interest expense | $458,000 | 2,922 |
| Net interest income | $4,746,000 | 2,348 |
| Provision for loan and lease losses | $322,000 | 1,115 |
| Total noninterest income | $790,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $446,000 | 1,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 2,725 |
| Total noninterest expense | $4,028,000 | 2,251 |
| Salaries and employee benefits | $2,498,000 | 2,105 |
| Premises and equipment expense | $463,000 | 2,183 |
| Additional noninterest expense | $1,067,000 | 2,493 |
| Pre-tax net operating income | $1,186,000 | 2,890 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,187,000 | 2,682 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,187,000 | 2,681 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,187,000 | 2,681 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $525,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,186,000 | 2,676 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 2,499 |
| Total interest expense | $205,000 | 3,045 |
| Net interest income | $2,294,000 | 2,406 |
| Provision for loan and lease losses | $161,000 | 1,070 |
| Total noninterest income | $395,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $236,000 | 1,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 2,766 |
| Total noninterest expense | $1,948,000 | 2,318 |
| Salaries and employee benefits | $1,199,000 | 2,192 |
| Premises and equipment expense | $235,000 | 2,191 |
| Additional noninterest expense | $514,000 | 2,577 |
| Pre-tax net operating income | $580,000 | 2,869 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $581,000 | 2,662 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $581,000 | 2,662 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $581,000 | 2,662 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $251,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $580,000 | 2,658 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 2,585 |
| Total interest expense | $643,000 | 3,275 |
| Net interest income | $8,666,000 | 2,489 |
| Provision for loan and lease losses | $256,000 | 2,123 |
| Total noninterest income | $1,595,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $933,000 | 1,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 2,799 |
| Total noninterest expense | $7,570,000 | 2,366 |
| Salaries and employee benefits | $4,634,000 | 2,216 |
| Premises and equipment expense | $868,000 | 2,322 |
| Additional noninterest expense | $2,068,000 | 2,593 |
| Pre-tax net operating income | $2,435,000 | 2,789 |
| Securities gains (losses) | $17,000 | 1,392 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,452,000 | 2,357 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,452,000 | 2,357 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,452,000 | 2,357 |
| Net charge-offs | $17,000 | 3,500 |
| Cash dividends | $1,096,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,435,000 | 2,337 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,835,000 | 2,635 |
| Total interest expense | $469,000 | 3,324 |
| Net interest income | $6,366,000 | 2,542 |
| Provision for loan and lease losses | $192,000 | 2,066 |
| Total noninterest income | $1,186,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $689,000 | 1,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,815 |
| Total noninterest expense | $5,744,000 | 2,357 |
| Salaries and employee benefits | $3,480,000 | 2,219 |
| Premises and equipment expense | $675,000 | 2,270 |
| Additional noninterest expense | $1,589,000 | 2,560 |
| Pre-tax net operating income | $1,616,000 | 3,043 |
| Securities gains (losses) | $17,000 | 1,393 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,633,000 | 2,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,633,000 | 2,708 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,633,000 | 2,709 |
| Net charge-offs | $-134,000 | 5,416 |
| Cash dividends | $631,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,616,000 | 2,717 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 2,682 |
| Total interest expense | $307,000 | 3,323 |
| Net interest income | $4,118,000 | 2,592 |
| Provision for loan and lease losses | $128,000 | 1,989 |
| Total noninterest income | $792,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $455,000 | 1,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 2,798 |
| Total noninterest expense | $3,759,000 | 2,394 |
| Salaries and employee benefits | $2,232,000 | 2,308 |
| Premises and equipment expense | $426,000 | 2,364 |
| Additional noninterest expense | $1,101,000 | 2,494 |
| Pre-tax net operating income | $1,023,000 | 3,090 |
| Securities gains (losses) | $17,000 | 1,054 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,040,000 | 2,761 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,040,000 | 2,761 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,040,000 | 2,761 |
| Net charge-offs | $54,000 | 1,949 |
| Cash dividends | $441,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,023,000 | 2,759 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 2,737 |
| Total interest expense | $151,000 | 3,343 |
| Net interest income | $1,990,000 | 2,651 |
| Provision for loan and lease losses | $64,000 | 1,845 |
| Total noninterest income | $402,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $239,000 | 1,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,838 |
| Total noninterest expense | $1,796,000 | 2,511 |
| Salaries and employee benefits | $1,052,000 | 2,437 |
| Premises and equipment expense | $203,000 | 2,488 |
| Additional noninterest expense | $541,000 | 2,519 |
| Pre-tax net operating income | $532,000 | 2,984 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $532,000 | 2,658 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $532,000 | 2,658 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $532,000 | 2,658 |
| Net charge-offs | $47,000 | 1,374 |
| Cash dividends | $232,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $532,000 | 2,642 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 2,964 |
| Total interest expense | $552,000 | 3,465 |
| Net interest income | $7,031,000 | 2,869 |
| Provision for loan and lease losses | $345,000 | 1,861 |
| Total noninterest income | $1,562,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $969,000 | 1,237 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $593,000 | 3,030 |
| Total noninterest expense | $6,726,000 | 2,638 |
| Salaries and employee benefits | $3,922,000 | 2,534 |
| Premises and equipment expense | $902,000 | 2,313 |
| Additional noninterest expense | $1,902,000 | 2,844 |
| Pre-tax net operating income | $1,522,000 | 3,492 |
| Securities gains (losses) | $95,000 | 1,389 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,617,000 | 3,137 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,617,000 | 3,136 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,617,000 | 3,136 |
| Net charge-offs | $32,000 | 3,419 |
| Cash dividends | $800,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,522,000 | 3,215 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 3,010 |
| Total interest expense | $404,000 | 3,534 |
| Net interest income | $5,163,000 | 2,928 |
| Provision for loan and lease losses | $255,000 | 1,789 |
| Total noninterest income | $1,169,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $730,000 | 1,231 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $439,000 | 3,055 |
| Total noninterest expense | $5,022,000 | 2,634 |
| Salaries and employee benefits | $2,948,000 | 2,517 |
| Premises and equipment expense | $667,000 | 2,334 |
| Additional noninterest expense | $1,407,000 | 2,877 |
| Pre-tax net operating income | $1,055,000 | 3,646 |
| Securities gains (losses) | $55,000 | 1,689 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,110,000 | 3,322 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,110,000 | 3,320 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,110,000 | 3,322 |
| Net charge-offs | $27,000 | 2,972 |
| Cash dividends | $547,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,055,000 | 3,352 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 3,095 |
| Total interest expense | $269,000 | 3,553 |
| Net interest income | $3,322,000 | 3,016 |
| Provision for loan and lease losses | $119,000 | 2,192 |
| Total noninterest income | $764,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $484,000 | 1,221 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,113 |
| Total noninterest expense | $3,260,000 | 2,698 |
| Salaries and employee benefits | $1,923,000 | 2,579 |
| Premises and equipment expense | $292,000 | 3,094 |
| Additional noninterest expense | $1,045,000 | 2,699 |
| Pre-tax net operating income | $707,000 | 3,641 |
| Securities gains (losses) | $55,000 | 1,357 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $762,000 | 3,274 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $762,000 | 3,272 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $762,000 | 3,272 |
| Net charge-offs | $37,000 | 2,372 |
| Cash dividends | $253,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $707,000 | 3,348 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 3,163 |
| Total interest expense | $133,000 | 3,600 |
| Net interest income | $1,605,000 | 3,096 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $388,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $249,000 | 1,190 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $139,000 | 3,079 |
| Total noninterest expense | $1,607,000 | 2,731 |
| Salaries and employee benefits | $922,000 | 2,659 |
| Premises and equipment expense | $147,000 | 3,102 |
| Additional noninterest expense | $538,000 | 2,623 |
| Pre-tax net operating income | $326,000 | 3,733 |
| Securities gains (losses) | $54,000 | 794 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $380,000 | 3,224 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $380,000 | 3,222 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $380,000 | 3,223 |
| Net charge-offs | $40,000 | 1,582 |
| Cash dividends | $149,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $326,000 | 3,422 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 3,232 |
| Total interest expense | $554,000 | 3,536 |
| Net interest income | $6,084,000 | 3,163 |
| Provision for loan and lease losses | $11,000 | 4,207 |
| Total noninterest income | $1,494,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $958,000 | 1,268 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $536,000 | 3,192 |
| Total noninterest expense | $6,352,000 | 2,748 |
| Salaries and employee benefits | $3,605,000 | 2,674 |
| Premises and equipment expense | $633,000 | 3,000 |
| Additional noninterest expense | $2,114,000 | 2,684 |
| Pre-tax net operating income | $1,215,000 | 3,822 |
| Securities gains (losses) | $35,000 | 1,887 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,250,000 | 3,555 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,250,000 | 3,553 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,250,000 | 3,555 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $498,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,215,000 | 3,564 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 3,308 |
| Total interest expense | $424,000 | 3,557 |
| Net interest income | $4,441,000 | 3,239 |
| Provision for loan and lease losses | $11,000 | 3,997 |
| Total noninterest income | $1,113,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $709,000 | 1,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $404,000 | 3,200 |
| Total noninterest expense | $4,786,000 | 2,748 |
| Salaries and employee benefits | $2,686,000 | 2,695 |
| Premises and equipment expense | $489,000 | 2,988 |
| Additional noninterest expense | $1,611,000 | 2,644 |
| Pre-tax net operating income | $757,000 | 4,166 |
| Securities gains (losses) | $35,000 | 1,699 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $792,000 | 3,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 3,899 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $792,000 | 3,900 |
| Net charge-offs | $18,000 | 3,406 |
| Cash dividends | $277,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $757,000 | 3,922 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 3,389 |
| Total interest expense | $287,000 | 3,546 |
| Net interest income | $2,860,000 | 3,325 |
| Provision for loan and lease losses | $11,000 | 3,753 |
| Total noninterest income | $728,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $461,000 | 1,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $267,000 | 3,210 |
| Total noninterest expense | $3,246,000 | 2,736 |
| Salaries and employee benefits | $1,781,000 | 2,725 |
| Premises and equipment expense | $320,000 | 3,034 |
| Additional noninterest expense | $1,145,000 | 2,530 |
| Pre-tax net operating income | $331,000 | 4,732 |
| Securities gains (losses) | $35,000 | 1,427 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $366,000 | 4,425 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $366,000 | 4,427 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $366,000 | 4,427 |
| Net charge-offs | $16,000 | 3,071 |
| Cash dividends | $122,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $331,000 | 4,503 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 3,429 |
| Total interest expense | $148,000 | 3,510 |
| Net interest income | $1,396,000 | 3,385 |
| Provision for loan and lease losses | $11,000 | 3,207 |
| Total noninterest income | $354,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $229,000 | 1,285 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $125,000 | 3,283 |
| Total noninterest expense | $1,583,000 | 2,791 |
| Salaries and employee benefits | $851,000 | 2,838 |
| Premises and equipment expense | $158,000 | 3,085 |
| Additional noninterest expense | $574,000 | 2,510 |
| Pre-tax net operating income | $156,000 | 4,792 |
| Securities gains (losses) | $35,000 | 1,007 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $191,000 | 4,352 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $191,000 | 4,354 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $191,000 | 4,355 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $87,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $156,000 | 4,571 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 3,419 |
| Total interest expense | $639,000 | 3,481 |
| Net interest income | $5,636,000 | 3,386 |
| Provision for loan and lease losses | $84,000 | 3,381 |
| Total noninterest income | $1,459,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $949,000 | 1,355 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $510,000 | 3,247 |
| Total noninterest expense | $5,863,000 | 2,964 |
| Salaries and employee benefits | $3,270,000 | 2,907 |
| Premises and equipment expense | $666,000 | 3,008 |
| Additional noninterest expense | $1,927,000 | 2,969 |
| Pre-tax net operating income | $1,148,000 | 3,923 |
| Securities gains (losses) | $61,000 | 1,598 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,209,000 | 3,613 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,209,000 | 3,614 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,209,000 | 3,615 |
| Net charge-offs | $-84,000 | 6,102 |
| Cash dividends | $636,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,148,000 | 3,663 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 3,498 |
| Total interest expense | $473,000 | 3,562 |
| Net interest income | $4,147,000 | 3,447 |
| Provision for loan and lease losses | $84,000 | 3,024 |
| Total noninterest income | $1,101,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $724,000 | 1,345 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $377,000 | 3,297 |
| Total noninterest expense | $4,431,000 | 2,955 |
| Salaries and employee benefits | $2,453,000 | 2,909 |
| Premises and equipment expense | $511,000 | 3,000 |
| Additional noninterest expense | $1,467,000 | 2,937 |
| Pre-tax net operating income | $733,000 | 4,268 |
| Securities gains (losses) | $61,000 | 1,320 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $794,000 | 3,919 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $794,000 | 3,921 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $794,000 | 3,922 |
| Net charge-offs | $-90,000 | 6,180 |
| Cash dividends | $356,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $733,000 | 4,005 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 3,534 |
| Total interest expense | $313,000 | 3,624 |
| Net interest income | $2,717,000 | 3,490 |
| Provision for loan and lease losses | $84,000 | 2,547 |
| Total noninterest income | $725,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $479,000 | 1,330 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $246,000 | 3,320 |
| Total noninterest expense | $2,926,000 | 2,994 |
| Salaries and employee benefits | $1,605,000 | 2,980 |
| Premises and equipment expense | $326,000 | 3,104 |
| Additional noninterest expense | $995,000 | 2,901 |
| Pre-tax net operating income | $432,000 | 4,410 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $432,000 | 4,193 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $432,000 | 4,199 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $432,000 | 4,198 |
| Net charge-offs | $-79,000 | 6,266 |
| Cash dividends | $228,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $432,000 | 4,128 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 3,620 |
| Total interest expense | $154,000 | 3,726 |
| Net interest income | $1,320,000 | 3,562 |
| Provision for loan and lease losses | $64,000 | 1,988 |
| Total noninterest income | $357,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $244,000 | 1,296 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $113,000 | 3,389 |
| Total noninterest expense | $1,427,000 | 3,076 |
| Salaries and employee benefits | $770,000 | 3,074 |
| Premises and equipment expense | $168,000 | 3,100 |
| Additional noninterest expense | $489,000 | 2,933 |
| Pre-tax net operating income | $186,000 | 4,592 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $186,000 | 4,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 4,377 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $186,000 | 4,378 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $186,000 | 4,321 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 3,724 |
| Total interest expense | $616,000 | 4,032 |
| Net interest income | $5,132,000 | 3,645 |
| Provision for loan and lease losses | $163,000 | 3,201 |
| Total noninterest income | $1,450,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $998,000 | 1,363 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $452,000 | 3,496 |
| Total noninterest expense | $5,655,000 | 3,111 |
| Salaries and employee benefits | $3,062,000 | 3,061 |
| Premises and equipment expense | $631,000 | 3,190 |
| Additional noninterest expense | $1,962,000 | 3,022 |
| Pre-tax net operating income | $764,000 | 4,474 |
| Securities gains (losses) | $106,000 | 1,283 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $870,000 | 4,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $870,000 | 4,140 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $870,000 | 4,141 |
| Net charge-offs | $71,000 | 4,081 |
| Cash dividends | $520,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $764,000 | 4,262 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 3,789 |
| Total interest expense | $459,000 | 4,120 |
| Net interest income | $3,802,000 | 3,697 |
| Provision for loan and lease losses | $108,000 | 3,284 |
| Total noninterest income | $1,109,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $771,000 | 1,327 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $338,000 | 3,573 |
| Total noninterest expense | $4,332,000 | 3,070 |
| Salaries and employee benefits | $2,355,000 | 3,034 |
| Premises and equipment expense | $501,000 | 3,103 |
| Additional noninterest expense | $1,476,000 | 3,008 |
| Pre-tax net operating income | $471,000 | 4,840 |
| Securities gains (losses) | $106,000 | 1,177 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $577,000 | 4,367 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $577,000 | 4,370 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $577,000 | 4,371 |
| Net charge-offs | $70,000 | 3,601 |
| Cash dividends | $289,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $471,000 | 4,600 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 3,857 |
| Total interest expense | $305,000 | 4,188 |
| Net interest income | $2,474,000 | 3,741 |
| Provision for loan and lease losses | $108,000 | 2,864 |
| Total noninterest income | $748,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $524,000 | 1,274 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $224,000 | 3,614 |
| Total noninterest expense | $2,943,000 | 3,043 |
| Salaries and employee benefits | $1,594,000 | 3,031 |
| Premises and equipment expense | $337,000 | 3,076 |
| Additional noninterest expense | $1,012,000 | 2,936 |
| Pre-tax net operating income | $171,000 | 5,473 |
| Securities gains (losses) | $106,000 | 1,076 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $277,000 | 4,870 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $277,000 | 4,873 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $277,000 | 4,874 |
| Net charge-offs | $51,000 | 3,336 |
| Cash dividends | $184,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $171,000 | 5,307 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 3,894 |
| Total interest expense | $153,000 | 4,277 |
| Net interest income | $1,229,000 | 3,778 |
| Provision for loan and lease losses | $78,000 | 2,339 |
| Total noninterest income | $377,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $271,000 | 1,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,670 |
| Total noninterest expense | $1,442,000 | 3,102 |
| Salaries and employee benefits | $790,000 | 3,077 |
| Premises and equipment expense | $163,000 | 3,192 |
| Additional noninterest expense | $489,000 | 3,048 |
| Pre-tax net operating income | $86,000 | 5,448 |
| Securities gains (losses) | $50,000 | 924 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $136,000 | 4,871 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $136,000 | 4,872 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $136,000 | 4,873 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $106,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $86,000 | 5,310 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 4,189 |
| Total interest expense | $503,000 | 5,105 |
| Net interest income | $4,747,000 | 3,946 |
| Provision for loan and lease losses | $241,000 | 3,674 |
| Total noninterest income | $1,525,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,079,000 | 1,326 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $446,000 | 3,495 |
| Total noninterest expense | $5,523,000 | 3,224 |
| Salaries and employee benefits | $3,067,000 | 3,086 |
| Premises and equipment expense | $637,000 | 3,242 |
| Additional noninterest expense | $1,819,000 | 3,325 |
| Pre-tax net operating income | $508,000 | 4,900 |
| Securities gains (losses) | $407,000 | 1,101 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $915,000 | 4,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $915,000 | 4,057 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $915,000 | 4,059 |
| Net charge-offs | $62,000 | 4,780 |
| Cash dividends | $872,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $508,000 | 4,726 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 4,273 |
| Total interest expense | $360,000 | 5,307 |
| Net interest income | $3,558,000 | 4,001 |
| Provision for loan and lease losses | $134,000 | 4,063 |
| Total noninterest income | $1,132,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $802,000 | 1,343 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $330,000 | 3,555 |
| Total noninterest expense | $4,221,000 | 3,200 |
| Salaries and employee benefits | $2,362,000 | 3,048 |
| Premises and equipment expense | $503,000 | 3,152 |
| Additional noninterest expense | $1,356,000 | 3,361 |
| Pre-tax net operating income | $335,000 | 5,183 |
| Securities gains (losses) | $407,000 | 884 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $742,000 | 3,992 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $742,000 | 3,991 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $742,000 | 3,993 |
| Net charge-offs | $50,000 | 4,507 |
| Cash dividends | $787,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $335,000 | 5,004 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 4,311 |
| Total interest expense | $241,000 | 5,420 |
| Net interest income | $2,365,000 | 4,024 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $754,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $530,000 | 1,346 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 3,510 |
| Total noninterest expense | $2,750,000 | 3,285 |
| Salaries and employee benefits | $1,557,000 | 3,085 |
| Premises and equipment expense | $330,000 | 3,199 |
| Additional noninterest expense | $863,000 | 3,487 |
| Pre-tax net operating income | $279,000 | 4,929 |
| Securities gains (losses) | $320,000 | 813 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $599,000 | 3,660 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $599,000 | 3,661 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $599,000 | 3,662 |
| Net charge-offs | $35,000 | 4,302 |
| Cash dividends | $575,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $279,000 | 4,726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 4,336 |
| Total interest expense | $125,000 | 5,451 |
| Net interest income | $1,180,000 | 4,055 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $381,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $275,000 | 1,281 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $1,364,000 | 3,308 |
| Salaries and employee benefits | $763,000 | 3,133 |
| Premises and equipment expense | $164,000 | 3,233 |
| Additional noninterest expense | $437,000 | 3,436 |
| Pre-tax net operating income | $152,000 | 4,914 |
| Securities gains (losses) | $58,000 | 1,159 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $210,000 | 4,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $210,000 | 4,293 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $210,000 | 4,294 |
| Net charge-offs | $46,000 | 3,075 |
| Cash dividends | $491,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $152,000 | 4,687 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 4,355 |
| Total interest expense | $666,000 | 5,302 |
| Net interest income | $4,742,000 | 4,046 |
| Provision for loan and lease losses | $339,000 | 3,955 |
| Total noninterest income | $1,526,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,039,000 | 1,427 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $487,000 | 3,166 |
| Total noninterest expense | $5,375,000 | 3,346 |
| Salaries and employee benefits | $2,951,000 | 3,160 |
| Premises and equipment expense | $659,000 | 3,327 |
| Additional noninterest expense | $1,765,000 | 3,446 |
| Pre-tax net operating income | $554,000 | 4,601 |
| Securities gains (losses) | $214,000 | 1,396 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $768,000 | 4,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $768,000 | 4,018 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $768,000 | 4,017 |
| Net charge-offs | $238,000 | 4,083 |
| Cash dividends | $268,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $554,000 | 4,391 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 4,377 |
| Total interest expense | $522,000 | 5,322 |
| Net interest income | $3,574,000 | 4,047 |
| Provision for loan and lease losses | $292,000 | 3,655 |
| Total noninterest income | $1,129,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $786,000 | 1,420 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $343,000 | 3,257 |
| Total noninterest expense | $4,016,000 | 3,362 |
| Salaries and employee benefits | $2,194,000 | 3,187 |
| Premises and equipment expense | $498,000 | 3,362 |
| Additional noninterest expense | $1,324,000 | 3,455 |
| Pre-tax net operating income | $395,000 | 4,785 |
| Securities gains (losses) | $137,000 | 1,500 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $532,000 | 4,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $532,000 | 4,209 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $532,000 | 4,209 |
| Net charge-offs | $168,000 | 3,912 |
| Cash dividends | $179,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $395,000 | 4,553 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 4,412 |
| Total interest expense | $362,000 | 5,351 |
| Net interest income | $2,370,000 | 4,079 |
| Provision for loan and lease losses | $141,000 | 4,007 |
| Total noninterest income | $730,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $521,000 | 1,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 3,424 |
| Total noninterest expense | $2,629,000 | 3,451 |
| Salaries and employee benefits | $1,457,000 | 3,216 |
| Premises and equipment expense | $308,000 | 3,585 |
| Additional noninterest expense | $864,000 | 3,552 |
| Pre-tax net operating income | $330,000 | 4,483 |
| Securities gains (losses) | $20,000 | 2,091 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $350,000 | 4,221 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $350,000 | 4,221 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $350,000 | 4,223 |
| Net charge-offs | $160,000 | 3,330 |
| Cash dividends | $112,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $330,000 | 4,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 4,476 |
| Total interest expense | $185,000 | 5,410 |
| Net interest income | $1,162,000 | 4,132 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $350,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $264,000 | 1,353 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 3,793 |
| Total noninterest expense | $1,262,000 | 3,556 |
| Salaries and employee benefits | $709,000 | 3,298 |
| Premises and equipment expense | $149,000 | 3,714 |
| Additional noninterest expense | $404,000 | 3,701 |
| Pre-tax net operating income | $190,000 | 4,323 |
| Securities gains (losses) | $13,000 | 1,224 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $203,000 | 3,961 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $203,000 | 3,960 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $203,000 | 3,961 |
| Net charge-offs | $95,000 | 2,783 |
| Cash dividends | $42,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $190,000 | 4,015 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 4,528 |
| Total interest expense | $1,114,000 | 4,986 |
| Net interest income | $4,450,000 | 4,275 |
| Provision for loan and lease losses | $524,000 | 4,051 |
| Total noninterest income | $1,344,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,024,000 | 1,481 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $320,000 | 3,854 |
| Total noninterest expense | $4,825,000 | 3,722 |
| Salaries and employee benefits | $2,637,000 | 3,451 |
| Premises and equipment expense | $616,000 | 3,651 |
| Additional noninterest expense | $1,572,000 | 3,874 |
| Pre-tax net operating income | $445,000 | 4,502 |
| Securities gains (losses) | $444,000 | 974 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $889,000 | 3,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $889,000 | 3,441 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $889,000 | 3,444 |
| Net charge-offs | $612,000 | 3,373 |
| Cash dividends | $498,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $445,000 | 4,331 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 4,579 |
| Total interest expense | $849,000 | 5,105 |
| Net interest income | $3,375,000 | 4,303 |
| Provision for loan and lease losses | $434,000 | 3,791 |
| Total noninterest income | $1,015,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $773,000 | 1,525 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $242,000 | 3,888 |
| Total noninterest expense | $3,580,000 | 3,758 |
| Salaries and employee benefits | $1,906,000 | 3,577 |
| Premises and equipment expense | $449,000 | 3,781 |
| Additional noninterest expense | $1,225,000 | 3,749 |
| Pre-tax net operating income | $376,000 | 4,595 |
| Securities gains (losses) | $299,000 | 1,087 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $675,000 | 3,573 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $675,000 | 3,571 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $675,000 | 3,573 |
| Net charge-offs | $602,000 | 2,821 |
| Cash dividends | $451,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $376,000 | 4,380 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 4,576 |
| Total interest expense | $563,000 | 5,210 |
| Net interest income | $2,299,000 | 4,256 |
| Provision for loan and lease losses | $80,000 | 5,382 |
| Total noninterest income | $675,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $523,000 | 1,506 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,959 |
| Total noninterest expense | $2,323,000 | 3,821 |
| Salaries and employee benefits | $1,256,000 | 3,626 |
| Premises and equipment expense | $286,000 | 3,942 |
| Additional noninterest expense | $781,000 | 3,852 |
| Pre-tax net operating income | $571,000 | 3,402 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $571,000 | 3,163 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $571,000 | 3,158 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $571,000 | 3,161 |
| Net charge-offs | $102,000 | 4,229 |
| Cash dividends | $292,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $571,000 | 3,057 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 4,589 |
| Total interest expense | $281,000 | 5,348 |
| Net interest income | $1,173,000 | 4,227 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $346,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $269,000 | 1,454 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $1,151,000 | 3,869 |
| Salaries and employee benefits | $627,000 | 3,690 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $387,000 | 3,879 |
| Pre-tax net operating income | $338,000 | 3,147 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $338,000 | 2,898 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $338,000 | 2,894 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $338,000 | 2,898 |
| Net charge-offs | $66,000 | 3,486 |
| Cash dividends | $148,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $338,000 | 2,781 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 4,493 |
| Total interest expense | $1,356,000 | 5,387 |
| Net interest income | $4,893,000 | 4,005 |
| Provision for loan and lease losses | $348,000 | 5,072 |
| Total noninterest income | $1,366,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,100,000 | 1,539 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $266,000 | 4,176 |
| Total noninterest expense | $4,628,000 | 3,908 |
| Salaries and employee benefits | $2,553,000 | 3,628 |
| Premises and equipment expense | $558,000 | 4,093 |
| Additional noninterest expense | $1,517,000 | 4,048 |
| Pre-tax net operating income | $1,283,000 | 2,601 |
| Securities gains (losses) | $45,000 | 2,689 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,328,000 | 2,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,328,000 | 2,310 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,328,000 | 2,312 |
| Net charge-offs | $135,000 | 5,432 |
| Cash dividends | $361,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,283,000 | 2,326 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 4,530 |
| Total interest expense | $1,046,000 | 5,451 |
| Net interest income | $3,686,000 | 3,993 |
| Provision for loan and lease losses | $323,000 | 4,484 |
| Total noninterest income | $1,013,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $814,000 | 1,564 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $199,000 | 4,293 |
| Total noninterest expense | $3,507,000 | 3,900 |
| Salaries and employee benefits | $1,833,000 | 3,787 |
| Premises and equipment expense | $440,000 | 3,981 |
| Additional noninterest expense | $1,234,000 | 3,808 |
| Pre-tax net operating income | $869,000 | 2,979 |
| Securities gains (losses) | $45,000 | 2,368 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $914,000 | 2,626 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $914,000 | 2,622 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $914,000 | 2,626 |
| Net charge-offs | $54,000 | 5,620 |
| Cash dividends | $234,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $869,000 | 2,670 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 4,564 |
| Total interest expense | $712,000 | 5,532 |
| Net interest income | $2,451,000 | 3,987 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $662,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $536,000 | 1,556 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $126,000 | 4,407 |
| Total noninterest expense | $2,374,000 | 3,886 |
| Salaries and employee benefits | $1,245,000 | 3,782 |
| Premises and equipment expense | $290,000 | 4,035 |
| Additional noninterest expense | $839,000 | 3,748 |
| Pre-tax net operating income | $589,000 | 3,035 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $589,000 | 2,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $589,000 | 2,799 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $589,000 | 2,801 |
| Net charge-offs | $60,000 | 4,757 |
| Cash dividends | $158,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $589,000 | 2,701 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 4,577 |
| Total interest expense | $372,000 | 5,543 |
| Net interest income | $1,220,000 | 4,016 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $330,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $261,000 | 1,552 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $69,000 | 4,257 |
| Total noninterest expense | $1,164,000 | 3,859 |
| Salaries and employee benefits | $623,000 | 3,807 |
| Premises and equipment expense | $149,000 | 3,991 |
| Additional noninterest expense | $392,000 | 3,631 |
| Pre-tax net operating income | $311,000 | 3,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $311,000 | 3,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 3,063 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $311,000 | 3,063 |
| Net charge-offs | $34,000 | 3,910 |
| Cash dividends | $77,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $311,000 | 2,911 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,940,000 | 4,508 |
| Total interest expense | $2,390,000 | 4,857 |
| Net interest income | $4,550,000 | 4,197 |
| Provision for loan and lease losses | $180,000 | 5,334 |
| Total noninterest income | $1,495,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,207,000 | 1,478 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $288,000 | 4,176 |
| Total noninterest expense | $4,619,000 | 3,802 |
| Salaries and employee benefits | $2,596,000 | 3,669 |
| Premises and equipment expense | $626,000 | 3,800 |
| Additional noninterest expense | $1,397,000 | 3,817 |
| Pre-tax net operating income | $1,246,000 | 3,344 |
| Securities gains (losses) | $39,000 | 1,771 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,285,000 | 2,788 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,285,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 3,763 |
| Cash dividends | $630,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,246,000 | 2,982 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 4,568 |
| Total interest expense | $1,890,000 | 4,842 |
| Net interest income | $3,351,000 | 4,269 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $1,150,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $933,000 | 1,451 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $217,000 | 4,271 |
| Total noninterest expense | $3,428,000 | 3,821 |
| Salaries and employee benefits | $1,916,000 | 3,736 |
| Premises and equipment expense | $452,000 | 3,930 |
| Additional noninterest expense | $1,060,000 | 3,710 |
| Pre-tax net operating income | $938,000 | 3,806 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $976,000 | 3,149 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $976,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,168 |
| Cash dividends | $527,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $938,000 | 3,376 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 4,669 |
| Total interest expense | $1,275,000 | 4,946 |
| Net interest income | $2,178,000 | 4,342 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $772,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $630,000 | 1,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $142,000 | 4,401 |
| Total noninterest expense | $2,304,000 | 3,819 |
| Salaries and employee benefits | $1,289,000 | 3,755 |
| Premises and equipment expense | $289,000 | 4,070 |
| Additional noninterest expense | $726,000 | 3,615 |
| Pre-tax net operating income | $556,000 | 4,180 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $594,000 | 3,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $594,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,520 |
| Cash dividends | $379,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $556,000 | 3,749 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 4,779 |
| Total interest expense | $667,000 | 5,009 |
| Net interest income | $1,047,000 | 4,467 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $383,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $314,000 | 1,393 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $1,145,000 | 3,838 |
| Salaries and employee benefits | $644,000 | 3,774 |
| Premises and equipment expense | $141,000 | 4,177 |
| Additional noninterest expense | $360,000 | 3,589 |
| Pre-tax net operating income | $240,000 | 4,606 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $278,000 | 3,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $278,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $222,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $240,000 | 4,178 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 4,969 |
| Total interest expense | $2,282,000 | 5,516 |
| Net interest income | $4,198,000 | 4,486 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $1,574,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,264,000 | 1,416 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $310,000 | 4,180 |
| Total noninterest expense | $4,543,000 | 3,728 |
| Salaries and employee benefits | $2,564,000 | 3,648 |
| Premises and equipment expense | $576,000 | 3,945 |
| Additional noninterest expense | $1,403,000 | 3,612 |
| Pre-tax net operating income | $1,049,000 | 4,639 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,049,000 | 4,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,049,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $563,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,049,000 | 4,191 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 5,120 |
| Total interest expense | $1,580,000 | 5,735 |
| Net interest income | $3,088,000 | 4,560 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,178,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $953,000 | 1,390 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $225,000 | 4,269 |
| Total noninterest expense | $3,406,000 | 3,707 |
| Salaries and employee benefits | $1,928,000 | 3,628 |
| Premises and equipment expense | $442,000 | 3,879 |
| Additional noninterest expense | $1,036,000 | 3,599 |
| Pre-tax net operating income | $725,000 | 5,053 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $725,000 | 4,565 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $725,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $432,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $725,000 | 4,564 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 5,272 |
| Total interest expense | $1,007,000 | 5,855 |
| Net interest income | $1,988,000 | 4,678 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $769,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $619,000 | 1,430 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $150,000 | 4,307 |
| Total noninterest expense | $2,265,000 | 3,747 |
| Salaries and employee benefits | $1,321,000 | 3,590 |
| Premises and equipment expense | $290,000 | 3,929 |
| Additional noninterest expense | $654,000 | 3,755 |
| Pre-tax net operating income | $402,000 | 5,512 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $402,000 | 5,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $402,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $233,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $402,000 | 5,061 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 5,350 |
| Total interest expense | $498,000 | 5,869 |
| Net interest income | $963,000 | 4,787 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $382,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $309,000 | 1,382 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $73,000 | 4,379 |
| Total noninterest expense | $1,147,000 | 3,703 |
| Salaries and employee benefits | $690,000 | 3,497 |
| Premises and equipment expense | $141,000 | 4,032 |
| Additional noninterest expense | $316,000 | 3,819 |
| Pre-tax net operating income | $153,000 | 6,023 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $153,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $87,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,000 | 5,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 5,372 |
| Total interest expense | $1,432,000 | 6,214 |
| Net interest income | $3,903,000 | 4,727 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $1,649,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,373,000 | 1,299 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $276,000 | 4,462 |
| Total noninterest expense | $4,298,000 | 3,768 |
| Salaries and employee benefits | $2,441,000 | 3,673 |
| Premises and equipment expense | $586,000 | 3,840 |
| Additional noninterest expense | $1,271,000 | 3,767 |
| Pre-tax net operating income | $1,074,000 | 5,036 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,074,000 | 4,550 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,074,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,898 |
| Cash dividends | $633,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,074,000 | 4,537 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 5,489 |
| Total interest expense | $947,000 | 6,440 |
| Net interest income | $2,892,000 | 4,800 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,243,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,044,000 | 1,284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $199,000 | 4,548 |
| Total noninterest expense | $3,253,000 | 3,735 |
| Salaries and employee benefits | $1,861,000 | 3,636 |
| Premises and equipment expense | $447,000 | 3,800 |
| Additional noninterest expense | $945,000 | 3,781 |
| Pre-tax net operating income | $747,000 | 5,364 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $747,000 | 4,870 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $747,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $431,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $747,000 | 4,859 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 5,566 |
| Total interest expense | $551,000 | 6,663 |
| Net interest income | $1,922,000 | 4,832 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $824,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $693,000 | 1,277 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 4,568 |
| Total noninterest expense | $2,168,000 | 3,741 |
| Salaries and employee benefits | $1,247,000 | 3,623 |
| Premises and equipment expense | $290,000 | 3,870 |
| Additional noninterest expense | $631,000 | 3,764 |
| Pre-tax net operating income | $488,000 | 5,464 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $488,000 | 4,943 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $488,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $235,000 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $488,000 | 4,934 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,596 |
| Total interest expense | $253,000 | 6,766 |
| Net interest income | $950,000 | 4,864 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $409,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $354,000 | 1,220 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $1,102,000 | 3,716 |
| Salaries and employee benefits | $654,000 | 3,522 |
| Premises and equipment expense | $140,000 | 3,988 |
| Additional noninterest expense | $308,000 | 3,822 |
| Pre-tax net operating income | $212,000 | 5,720 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $212,000 | 5,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $127,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $212,000 | 5,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 5,404 |
| Total interest expense | $759,000 | 6,885 |
| Net interest income | $3,862,000 | 4,728 |
| Provision for loan and lease losses | $202,000 | 3,567 |
| Total noninterest income | $1,445,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,176,000 | 1,490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $269,000 | 4,573 |
| Total noninterest expense | $4,032,000 | 3,843 |
| Salaries and employee benefits | $2,239,000 | 3,796 |
| Premises and equipment expense | $551,000 | 3,897 |
| Additional noninterest expense | $1,242,000 | 3,758 |
| Pre-tax net operating income | $1,073,000 | 5,175 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,067,000 | 4,658 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,067,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $656,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,073,000 | 4,606 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 5,438 |
| Total interest expense | $537,000 | 6,932 |
| Net interest income | $2,856,000 | 4,784 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $1,080,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $875,000 | 1,484 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 4,560 |
| Total noninterest expense | $3,049,000 | 3,796 |
| Salaries and employee benefits | $1,706,000 | 3,737 |
| Premises and equipment expense | $432,000 | 3,753 |
| Additional noninterest expense | $911,000 | 3,770 |
| Pre-tax net operating income | $752,000 | 5,495 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $746,000 | 4,929 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $746,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,913 |
| Cash dividends | $435,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $752,000 | 4,875 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 5,428 |
| Total interest expense | $338,000 | 6,961 |
| Net interest income | $1,880,000 | 4,793 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $692,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $558,000 | 1,512 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $134,000 | 4,559 |
| Total noninterest expense | $2,015,000 | 3,794 |
| Salaries and employee benefits | $1,138,000 | 3,715 |
| Premises and equipment expense | $279,000 | 3,826 |
| Additional noninterest expense | $598,000 | 3,816 |
| Pre-tax net operating income | $467,000 | 5,620 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $461,000 | 5,088 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $461,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,419 |
| Cash dividends | $240,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $467,000 | 5,001 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 5,552 |
| Total interest expense | $162,000 | 7,021 |
| Net interest income | $898,000 | 4,969 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $353,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $276,000 | 1,478 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $1,021,000 | 3,788 |
| Salaries and employee benefits | $586,000 | 3,636 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $298,000 | 3,818 |
| Pre-tax net operating income | $185,000 | 6,128 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $179,000 | 5,681 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $179,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,609 |
| Cash dividends | $107,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $185,000 | 5,574 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 5,500 |
| Total interest expense | $637,000 | 6,826 |
| Net interest income | $3,436,000 | 4,969 |
| Provision for loan and lease losses | $400,000 | 2,359 |
| Total noninterest income | $1,569,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,265,000 | 1,398 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $304,000 | 4,238 |
| Total noninterest expense | $3,889,000 | 3,851 |
| Salaries and employee benefits | $2,131,000 | 3,780 |
| Premises and equipment expense | $568,000 | 3,706 |
| Additional noninterest expense | $1,190,000 | 3,770 |
| Pre-tax net operating income | $716,000 | 6,059 |
| Securities gains (losses) | $99,000 | 1,248 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $815,000 | 5,222 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $815,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,286 |
| Cash dividends | $518,000 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $716,000 | 5,444 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 5,540 |
| Total interest expense | $470,000 | 6,852 |
| Net interest income | $2,546,000 | 4,998 |
| Provision for loan and lease losses | $290,000 | 2,324 |
| Total noninterest income | $1,189,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $984,000 | 1,359 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $205,000 | 4,448 |
| Total noninterest expense | $2,887,000 | 3,832 |
| Salaries and employee benefits | $1,645,000 | 3,691 |
| Premises and equipment expense | $422,000 | 3,730 |
| Additional noninterest expense | $820,000 | 4,009 |
| Pre-tax net operating income | $558,000 | 6,068 |
| Securities gains (losses) | $99,000 | 1,176 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $657,000 | 5,123 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $657,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,115 |
| Cash dividends | $501,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $558,000 | 5,478 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 5,582 |
| Total interest expense | $300,000 | 6,981 |
| Net interest income | $1,678,000 | 5,035 |
| Provision for loan and lease losses | $144,000 | 2,858 |
| Total noninterest income | $759,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $641,000 | 1,381 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 4,818 |
| Total noninterest expense | $1,879,000 | 3,941 |
| Salaries and employee benefits | $1,095,000 | 3,713 |
| Premises and equipment expense | $273,000 | 3,808 |
| Additional noninterest expense | $511,000 | 4,241 |
| Pre-tax net operating income | $414,000 | 5,776 |
| Securities gains (losses) | $95,000 | 1,065 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $509,000 | 4,691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,136 |
| Cash dividends | $372,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $414,000 | 5,149 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,619 |
| Total interest expense | $148,000 | 7,064 |
| Net interest income | $838,000 | 5,045 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $377,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $316,000 | 1,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $934,000 | 3,973 |
| Salaries and employee benefits | $554,000 | 3,700 |
| Premises and equipment expense | $137,000 | 3,844 |
| Additional noninterest expense | $243,000 | 4,416 |
| Pre-tax net operating income | $251,000 | 5,270 |
| Securities gains (losses) | $95,000 | 832 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $346,000 | 3,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $346,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $248,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $251,000 | 4,622 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 5,709 |
| Total interest expense | $623,000 | 7,327 |
| Net interest income | $3,306,000 | 4,989 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $1,501,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,311,000 | 1,319 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $190,000 | 5,388 |
| Total noninterest expense | $3,515,000 | 4,103 |
| Salaries and employee benefits | $2,076,000 | 3,808 |
| Premises and equipment expense | $504,000 | 4,027 |
| Additional noninterest expense | $935,000 | 4,491 |
| Pre-tax net operating income | $1,256,000 | 4,567 |
| Securities gains (losses) | $65,000 | 2,278 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $1,316,000 | 3,882 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,316,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $850,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,251,000 | 3,847 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 5,797 |
| Total interest expense | $481,000 | 7,409 |
| Net interest income | $2,445,000 | 5,048 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $1,130,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $982,000 | 1,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 5,363 |
| Total noninterest expense | $2,645,000 | 4,066 |
| Salaries and employee benefits | $1,577,000 | 3,752 |
| Premises and equipment expense | $384,000 | 3,978 |
| Additional noninterest expense | $684,000 | 4,540 |
| Pre-tax net operating income | $903,000 | 4,815 |
| Securities gains (losses) | $65,000 | 2,100 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $964,000 | 4,075 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $964,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,399 |
| Cash dividends | $569,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $899,000 | 4,118 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 5,812 |
| Total interest expense | $331,000 | 7,450 |
| Net interest income | $1,632,000 | 5,038 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $740,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $643,000 | 1,339 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $97,000 | 5,371 |
| Total noninterest expense | $1,769,000 | 4,054 |
| Salaries and employee benefits | $1,065,000 | 3,717 |
| Premises and equipment expense | $252,000 | 4,016 |
| Additional noninterest expense | $452,000 | 4,580 |
| Pre-tax net operating income | $585,000 | 4,899 |
| Securities gains (losses) | $65,000 | 1,837 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $647,000 | 4,077 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $647,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $401,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $582,000 | 4,172 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,791 |
| Total interest expense | $168,000 | 7,510 |
| Net interest income | $826,000 | 4,976 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $373,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $326,000 | 1,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $883,000 | 4,052 |
| Salaries and employee benefits | $528,000 | 3,737 |
| Premises and equipment expense | $126,000 | 4,003 |
| Additional noninterest expense | $229,000 | 4,511 |
| Pre-tax net operating income | $307,000 | 4,730 |
| Securities gains (losses) | $65,000 | 1,236 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $372,000 | 3,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,819 |
| Cash dividends | $195,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $307,000 | 3,979 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 5,917 |
| Total interest expense | $752,000 | 7,659 |
| Net interest income | $3,223,000 | 5,047 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,184,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,007,000 | 1,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 5,256 |
| Total noninterest expense | $3,441,000 | 4,025 |
| Salaries and employee benefits | $1,951,000 | 3,818 |
| Premises and equipment expense | $490,000 | 3,996 |
| Additional noninterest expense | $1,000,000 | 4,183 |
| Pre-tax net operating income | $966,000 | 5,295 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $961,000 | 4,702 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $961,000 | 4,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $1,129,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $961,000 | 4,583 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 5,939 |
| Total interest expense | $1,374,000 | 7,241 |
| Net interest income | $3,168,000 | 4,874 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $1,075,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $917,000 | 1,645 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $3,026,000 | 4,307 |
| Salaries and employee benefits | $1,727,000 | 4,044 |
| Premises and equipment expense | $421,000 | 4,434 |
| Additional noninterest expense | $878,000 | 4,476 |
| Pre-tax net operating income | $1,145,000 | 4,539 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $1,140,000 | 3,940 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,140,000 | 3,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 9,435 |
| Cash dividends | $723,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,140,000 | 3,801 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 5,821 |
| Total interest expense | $1,735,000 | 6,726 |
| Net interest income | $3,148,000 | 4,982 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $950,000 | 3,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $790,000 | 1,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,316 |
| Total noninterest expense | $2,711,000 | 4,581 |
| Salaries and employee benefits | $1,468,000 | 4,433 |
| Premises and equipment expense | $474,000 | 3,957 |
| Additional noninterest expense | $769,000 | 4,861 |
| Pre-tax net operating income | $1,387,000 | 4,307 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $1,382,000 | 3,472 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,382,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,874 |
| Cash dividends | $1,309,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,382,000 | 3,455 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,565,000 | 5,880 |
| Total interest expense | $1,502,000 | 6,977 |
| Net interest income | $3,063,000 | 5,083 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $963,000 | 3,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $806,000 | 1,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,495 |
| Total noninterest expense | $2,542,000 | 4,822 |
| Salaries and employee benefits | $1,405,000 | 4,575 |
| Premises and equipment expense | $431,000 | 4,271 |
| Additional noninterest expense | $706,000 | 5,213 |
| Pre-tax net operating income | $1,484,000 | 4,121 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,000 | 8,598 |
| Income before extraordinary items | $1,479,000 | 3,279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,479,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $999,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,479,000 | 3,241 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 6,104 |
| Total interest expense | $1,601,000 | 6,978 |
| Net interest income | $2,841,000 | 5,341 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $897,000 | 3,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $680,000 | 1,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,751 |
| Total noninterest expense | $2,377,000 | 4,940 |
| Salaries and employee benefits | $1,336,000 | 4,659 |
| Premises and equipment expense | $374,000 | 4,668 |
| Additional noninterest expense | $667,000 | 5,349 |
| Pre-tax net operating income | $1,361,000 | 4,471 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $51,000 | 8,309 |
| Income before extraordinary items | $1,310,000 | 3,665 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,310,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $768,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,310,000 | 3,570 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 6,492 |
| Total interest expense | $1,456,000 | 7,452 |
| Net interest income | $2,723,000 | 5,724 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $944,000 | 3,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $682,000 | 1,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,259 |
| Total noninterest expense | $2,269,000 | 5,164 |
| Salaries and employee benefits | $1,301,000 | 4,780 |
| Premises and equipment expense | $292,000 | 5,523 |
| Additional noninterest expense | $676,000 | 5,352 |
| Pre-tax net operating income | $1,398,000 | 4,727 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $404,000 | 4,858 |
| Income before extraordinary items | $988,000 | 4,749 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $988,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 10,712 |
| Cash dividends | $482,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $992,260 | 4,673 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 7,201 |
| Total interest expense | $1,257,000 | 8,221 |
| Net interest income | $2,411,000 | 6,369 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $886,000 | 3,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $675,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,022 |
| Total noninterest expense | $2,029,000 | 5,887 |
| Salaries and employee benefits | $1,155,000 | 5,374 |
| Premises and equipment expense | $262,000 | 6,077 |
| Additional noninterest expense | $612,000 | 6,283 |
| Pre-tax net operating income | $1,268,000 | 4,923 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $415,000 | 4,786 |
| Income before extraordinary items | $852,000 | 5,070 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $852,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,875 |
| Cash dividends | $376,000 | 4,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $852,670 | 5,015 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 7,291 |
| Total interest expense | $1,354,000 | 8,104 |
| Net interest income | $2,362,000 | 6,553 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $1,081,000 | 2,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $675,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,287 |
| Total noninterest expense | $2,004,000 | 5,973 |
| Salaries and employee benefits | $1,139,000 | 5,446 |
| Premises and equipment expense | $265,000 | 6,131 |
| Additional noninterest expense | $600,000 | 6,537 |
| Pre-tax net operating income | $1,339,000 | 4,848 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $417,000 | 4,805 |
| Income before extraordinary items | $940,000 | 4,823 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $940,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,571 |
| Cash dividends | $903,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $927,580 | 4,863 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 7,447 |
| Total interest expense | $909,000 | 9,093 |
| Net interest income | $2,515,000 | 6,452 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $968,000 | 3,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $750,000 | 1,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,998 |
| Total noninterest expense | $1,992,000 | 6,219 |
| Salaries and employee benefits | $1,158,000 | 5,429 |
| Premises and equipment expense | $243,000 | 6,633 |
| Additional noninterest expense | $592,000 | 7,091 |
| Pre-tax net operating income | $1,490,000 | 4,434 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $453,000 | 4,366 |
| Income before extraordinary items | $1,037,000 | 4,396 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,037,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,088 |
| Cash dividends | $754,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,037,000 | 4,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 7,774 |
| Total interest expense | $850,000 | 9,787 |
| Net interest income | $2,487,000 | 6,572 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $932,000 | 3,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $783,000 | 1,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,586 |
| Total noninterest expense | $2,069,000 | 6,156 |
| Salaries and employee benefits | $1,129,000 | 5,513 |
| Premises and equipment expense | $224,000 | 7,205 |
| Additional noninterest expense | $716,000 | 6,442 |
| Pre-tax net operating income | $1,350,000 | 4,723 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $479,000 | 4,340 |
| Income before extraordinary items | $891,000 | 5,137 |
| Extraordinary gains, net | $173,000 | 1,116 |
| Net income | $1,064,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $620,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $878,000 | 4,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 8,134 |
| Total interest expense | $1,150,000 | 9,791 |
| Net interest income | $2,384,000 | 6,820 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $912,000 | 3,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $732,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $2,223,000 | 5,863 |
| Salaries and employee benefits | $974,000 | 6,173 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $1,023,000 | 4,970 |
| Pre-tax net operating income | $1,073,000 | 5,355 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $244,000 | 6,757 |
| Income before extraordinary items | $848,000 | 5,123 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $848,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $485,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $833,180 | 4,897 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.