NBT Bank, Net Charge- offs 1- 4 Family Residential
| 2023-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 459 |
| Loans secured by 1-4 family senior liens - net charge-offs | $117,000 | 126 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-168,000 | 4,556 |
| Home equity lines of credit - net charge-offs | $72,000 | 51 |
| 2023-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $90,000 | 135 |
| Loans secured by 1-4 family senior liens - net charge-offs | $111,000 | 90 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-157,000 | 4,584 |
| Home equity lines of credit - net charge-offs | $136,000 | 29 |
| 2023-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $168,000 | 53 |
| Loans secured by 1-4 family senior liens - net charge-offs | $128,000 | 61 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-101,000 | 4,617 |
| Home equity lines of credit - net charge-offs | $141,000 | 19 |
| 2023-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $218,000 | 28 |
| Loans secured by 1-4 family senior liens - net charge-offs | $144,000 | 35 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-56,000 | 4,641 |
| Home equity lines of credit - net charge-offs | $130,000 | 11 |
| 2022-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-219,000 | 4,574 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-141,000 | 4,581 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-131,000 | 4,634 |
| Home equity lines of credit - net charge-offs | $53,000 | 54 |
| 2022-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-135,000 | 4,568 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-165,000 | 4,647 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-33,000 | 4,597 |
| Home equity lines of credit - net charge-offs | $63,000 | 34 |
| 2022-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-50,000 | 4,457 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-61,000 | 4,579 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-44,000 | 4,654 |
| Home equity lines of credit - net charge-offs | $55,000 | 34 |
| 2022-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $162,000 | 27 |
| Loans secured by 1-4 family senior liens - net charge-offs | $95,000 | 47 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 42 |
| Home equity lines of credit - net charge-offs | $62,000 | 16 |
| 2021-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-90,000 | 4,527 |
| Loans secured by 1-4 family senior liens - net charge-offs | $12,000 | 702 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-31,000 | 4,613 |
| Home equity lines of credit - net charge-offs | $-71,000 | 4,711 |
| 2021-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-141,000 | 4,727 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-89,000 | 4,739 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-22,000 | 4,678 |
| Home equity lines of credit - net charge-offs | $-30,000 | 4,749 |
| 2021-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-220,000 | 4,841 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-211,000 | 4,886 |
| Loans secured by 1-4 family junior liens - net charge-offs | $14,000 | 98 |
| Home equity lines of credit - net charge-offs | $-23,000 | 4,810 |
| 2021-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-169,000 | 4,908 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-84,000 | 4,896 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-28,000 | 4,882 |
| Home equity lines of credit - net charge-offs | $-57,000 | 4,918 |
| 2020-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $517,000 | 88 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-21,000 | 4,602 |
| Loans secured by 1-4 family junior liens - net charge-offs | $151,000 | 44 |
| Home equity lines of credit - net charge-offs | $387,000 | 38 |
| 2020-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $564,000 | 65 |
| Loans secured by 1-4 family senior liens - net charge-offs | $150,000 | 160 |
| Loans secured by 1-4 family junior liens - net charge-offs | $105,000 | 53 |
| Home equity lines of credit - net charge-offs | $309,000 | 40 |
| 2020-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $567,000 | 46 |
| Loans secured by 1-4 family senior liens - net charge-offs | $173,000 | 101 |
| Loans secured by 1-4 family junior liens - net charge-offs | $139,000 | 37 |
| Home equity lines of credit - net charge-offs | $255,000 | 35 |
| 2020-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $189,000 | 88 |
| Loans secured by 1-4 family senior liens - net charge-offs | $42,000 | 216 |
| Loans secured by 1-4 family junior liens - net charge-offs | $48,000 | 58 |
| Home equity lines of credit - net charge-offs | $99,000 | 45 |
| 2019-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,739,000 | 34 |
| Loans secured by 1-4 family senior liens - net charge-offs | $964,000 | 44 |
| Loans secured by 1-4 family junior liens - net charge-offs | $296,000 | 31 |
| Home equity lines of credit - net charge-offs | $479,000 | 39 |
| 2019-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,387,000 | 31 |
| Loans secured by 1-4 family senior liens - net charge-offs | $764,000 | 43 |
| Loans secured by 1-4 family junior liens - net charge-offs | $234,000 | 34 |
| Home equity lines of credit - net charge-offs | $389,000 | 37 |
| 2019-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $999,000 | 40 |
| Loans secured by 1-4 family senior liens - net charge-offs | $538,000 | 49 |
| Loans secured by 1-4 family junior liens - net charge-offs | $175,000 | 28 |
| Home equity lines of credit - net charge-offs | $286,000 | 37 |
| 2019-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $449,000 | 39 |
| Loans secured by 1-4 family senior liens - net charge-offs | $243,000 | 49 |
| Loans secured by 1-4 family junior liens - net charge-offs | $58,000 | 45 |
| Home equity lines of credit - net charge-offs | $148,000 | 40 |
| 2018-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,854,000 | 40 |
| Loans secured by 1-4 family senior liens - net charge-offs | $909,000 | 50 |
| Loans secured by 1-4 family junior liens - net charge-offs | $460,000 | 24 |
| Home equity lines of credit - net charge-offs | $485,000 | 47 |
| 2018-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $967,000 | 59 |
| Loans secured by 1-4 family senior liens - net charge-offs | $291,000 | 112 |
| Loans secured by 1-4 family junior liens - net charge-offs | $231,000 | 35 |
| Home equity lines of credit - net charge-offs | $445,000 | 48 |
| 2018-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $699,000 | 56 |
| Loans secured by 1-4 family senior liens - net charge-offs | $225,000 | 106 |
| Loans secured by 1-4 family junior liens - net charge-offs | $204,000 | 35 |
| Home equity lines of credit - net charge-offs | $270,000 | 59 |
| 2018-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $413,000 | 63 |
| Loans secured by 1-4 family senior liens - net charge-offs | $155,000 | 85 |
| Loans secured by 1-4 family junior liens - net charge-offs | $138,000 | 29 |
| Home equity lines of credit - net charge-offs | $120,000 | 55 |
| 2017-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,405,000 | 44 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,670,000 | 42 |
| Loans secured by 1-4 family junior liens - net charge-offs | $426,000 | 31 |
| Home equity lines of credit - net charge-offs | $309,000 | 90 |
| 2017-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,276,000 | 41 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,555,000 | 39 |
| Loans secured by 1-4 family junior liens - net charge-offs | $441,000 | 29 |
| Home equity lines of credit - net charge-offs | $280,000 | 79 |
| 2017-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,739,000 | 37 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,242,000 | 34 |
| Loans secured by 1-4 family junior liens - net charge-offs | $310,000 | 26 |
| Home equity lines of credit - net charge-offs | $187,000 | 86 |
| 2017-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $801,000 | 50 |
| Loans secured by 1-4 family senior liens - net charge-offs | $551,000 | 44 |
| Loans secured by 1-4 family junior liens - net charge-offs | $149,000 | 31 |
| Home equity lines of credit - net charge-offs | $101,000 | 94 |
| 2016-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,116,000 | 59 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,041,000 | 78 |
| Loans secured by 1-4 family junior liens - net charge-offs | $896,000 | 23 |
| Home equity lines of credit - net charge-offs | $179,000 | 149 |
| 2016-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,688,000 | 61 |
| Loans secured by 1-4 family senior liens - net charge-offs | $885,000 | 71 |
| Loans secured by 1-4 family junior liens - net charge-offs | $641,000 | 25 |
| Home equity lines of credit - net charge-offs | $162,000 | 143 |
| 2016-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,346,000 | 60 |
| Loans secured by 1-4 family senior liens - net charge-offs | $846,000 | 59 |
| Loans secured by 1-4 family junior liens - net charge-offs | $425,000 | 23 |
| Home equity lines of credit - net charge-offs | $75,000 | 199 |
| 2016-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $919,000 | 57 |
| Loans secured by 1-4 family senior liens - net charge-offs | $698,000 | 51 |
| Loans secured by 1-4 family junior liens - net charge-offs | $154,000 | 51 |
| Home equity lines of credit - net charge-offs | $67,000 | 135 |
| 2015-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,757,000 | 62 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,026,000 | 65 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,065,000 | 32 |
| Home equity lines of credit - net charge-offs | $666,000 | 83 |
| 2015-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,638,000 | 60 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,334,000 | 78 |
| Loans secured by 1-4 family junior liens - net charge-offs | $753,000 | 39 |
| Home equity lines of credit - net charge-offs | $551,000 | 78 |
| 2015-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,946,000 | 61 |
| Loans secured by 1-4 family senior liens - net charge-offs | $812,000 | 88 |
| Loans secured by 1-4 family junior liens - net charge-offs | $710,000 | 31 |
| Home equity lines of credit - net charge-offs | $424,000 | 74 |
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $833,000 | 77 |
| Loans secured by 1-4 family senior liens - net charge-offs | $315,000 | 121 |
| Loans secured by 1-4 family junior liens - net charge-offs | $364,000 | 39 |
| Home equity lines of credit - net charge-offs | $154,000 | 92 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,402,000 | 82 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,434,000 | 118 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,434,000 | 42 |
| Home equity lines of credit - net charge-offs | $534,000 | 129 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,137,000 | 98 |
| Loans secured by 1-4 family senior liens - net charge-offs | $559,000 | 211 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,075,000 | 42 |
| Home equity lines of credit - net charge-offs | $503,000 | 103 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,179,000 | 124 |
| Loans secured by 1-4 family senior liens - net charge-offs | $173,000 | 532 |
| Loans secured by 1-4 family junior liens - net charge-offs | $711,000 | 43 |
| Home equity lines of credit - net charge-offs | $295,000 | 120 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $786,000 | 110 |
| Loans secured by 1-4 family senior liens - net charge-offs | $272,000 | 180 |
| Loans secured by 1-4 family junior liens - net charge-offs | $299,000 | 61 |
| Home equity lines of credit - net charge-offs | $215,000 | 92 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,761,000 | 158 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,500,000 | 183 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,555 |
| Home equity lines of credit - net charge-offs | $1,261,000 | 100 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,206,000 | 158 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,169,000 | 186 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,352 |
| Home equity lines of credit - net charge-offs | $1,037,000 | 97 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,427,000 | 182 |
| Loans secured by 1-4 family senior liens - net charge-offs | $867,000 | 189 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,132 |
| Home equity lines of credit - net charge-offs | $560,000 | 124 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $950,000 | 156 |
| Loans secured by 1-4 family senior liens - net charge-offs | $657,000 | 145 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 792 |
| Home equity lines of credit - net charge-offs | $293,000 | 135 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,743,000 | 219 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,868,000 | 277 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,965 |
| Home equity lines of credit - net charge-offs | $1,875,000 | 115 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,504,000 | 244 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,105,000 | 350 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,725 |
| Home equity lines of credit - net charge-offs | $1,399,000 | 114 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,816,000 | 236 |
| Loans secured by 1-4 family senior liens - net charge-offs | $634,000 | 406 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,446 |
| Home equity lines of credit - net charge-offs | $1,182,000 | 105 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $914,000 | 247 |
| Loans secured by 1-4 family senior liens - net charge-offs | $349,000 | 389 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,017 |
| Home equity lines of credit - net charge-offs | $565,000 | 104 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,096,000 | 427 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,305,000 | 446 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,263 |
| Home equity lines of credit - net charge-offs | $791,000 | 252 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,142,000 | 549 |
| Loans secured by 1-4 family senior liens - net charge-offs | $554,000 | 702 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,952 |
| Home equity lines of credit - net charge-offs | $588,000 | 264 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $960,000 | 474 |
| Loans secured by 1-4 family senior liens - net charge-offs | $510,000 | 544 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,610 |
| Home equity lines of credit - net charge-offs | $450,000 | 261 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $290,000 | 666 |
| Loans secured by 1-4 family senior liens - net charge-offs | $98,000 | 1,009 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,092 |
| Home equity lines of credit - net charge-offs | $192,000 | 295 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,869,000 | 527 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,133,000 | 557 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,359 |
| Home equity lines of credit - net charge-offs | $736,000 | 295 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,162,000 | 609 |
| Loans secured by 1-4 family senior liens - net charge-offs | $640,000 | 685 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,020 |
| Home equity lines of credit - net charge-offs | $522,000 | 313 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,001,000 | 486 |
| Loans secured by 1-4 family senior liens - net charge-offs | $516,000 | 567 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,636 |
| Home equity lines of credit - net charge-offs | $485,000 | 248 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $114,000 | 1,275 |
| Loans secured by 1-4 family senior liens - net charge-offs | $106,000 | 986 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,122 |
| Home equity lines of credit - net charge-offs | $8,000 | 901 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,434,000 | 670 |
| Loans secured by 1-4 family senior liens - net charge-offs | $573,000 | 901 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,286 |
| Home equity lines of credit - net charge-offs | $861,000 | 272 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,167,000 | 562 |
| Loans secured by 1-4 family senior liens - net charge-offs | $399,000 | 830 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,868 |
| Home equity lines of credit - net charge-offs | $768,000 | 227 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $634,000 | 610 |
| Loans secured by 1-4 family senior liens - net charge-offs | $335,000 | 648 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,465 |
| Home equity lines of credit - net charge-offs | $299,000 | 326 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $426,000 | 430 |
| Loans secured by 1-4 family senior liens - net charge-offs | $202,000 | 479 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 900 |
| Home equity lines of credit - net charge-offs | $224,000 | 237 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $474,000 | 770 |
| Loans secured by 1-4 family senior liens - net charge-offs | $259,000 | 787 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,716 |
| Home equity lines of credit - net charge-offs | $215,000 | 420 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $321,000 | 673 |
| Loans secured by 1-4 family senior liens - net charge-offs | $182,000 | 662 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,335 |
| Home equity lines of credit - net charge-offs | $139,000 | 391 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $200,000 | 654 |
| Loans secured by 1-4 family senior liens - net charge-offs | $151,000 | 526 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 991 |
| Home equity lines of credit - net charge-offs | $49,000 | 487 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $118,000 | 504 |
| Loans secured by 1-4 family senior liens - net charge-offs | $78,000 | 426 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $40,000 | 306 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $907,000 | 209 |
| Loans secured by 1-4 family senior liens - net charge-offs | $380,000 | 281 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,177 |
| Home equity lines of credit - net charge-offs | $527,000 | 109 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $779,000 | 149 |
| Loans secured by 1-4 family senior liens - net charge-offs | $288,000 | 212 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 879 |
| Home equity lines of credit - net charge-offs | $491,000 | 80 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $487,000 | 160 |
| Loans secured by 1-4 family senior liens - net charge-offs | $226,000 | 177 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 665 |
| Home equity lines of credit - net charge-offs | $261,000 | 92 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $307,000 | 133 |
| Loans secured by 1-4 family senior liens - net charge-offs | $151,000 | 139 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
| Home equity lines of credit - net charge-offs | $156,000 | 85 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $303,000 | 314 |
| Loans secured by 1-4 family senior liens - net charge-offs | $70,000 | 716 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
| Home equity lines of credit - net charge-offs | $233,000 | 118 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $108,000 | 504 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-24,000 | 8,573 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
| Home equity lines of credit - net charge-offs | $132,000 | 134 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $135,000 | 303 |
| Loans secured by 1-4 family senior liens - net charge-offs | $80,000 | 325 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
| Home equity lines of credit - net charge-offs | $55,000 | 150 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $71,000 | 271 |
| Loans secured by 1-4 family senior liens - net charge-offs | $30,000 | 385 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $41,000 | 131 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $303,000 | 280 |
| Loans secured by 1-4 family senior liens - net charge-offs | $84,000 | 584 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
| Home equity lines of credit - net charge-offs | $219,000 | 103 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $214,000 | 278 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 540 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
| Home equity lines of credit - net charge-offs | $154,000 | 107 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $177,000 | 226 |
| Loans secured by 1-4 family senior liens - net charge-offs | $66,000 | 343 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $111,000 | 98 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $326,000 | 97 |
| Loans secured by 1-4 family senior liens - net charge-offs | $238,000 | 74 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $88,000 | 83 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $557,000 | 184 |
| Loans secured by 1-4 family senior liens - net charge-offs | $568,000 | 112 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
| Home equity lines of credit - net charge-offs | $-11,000 | 8,901 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $187,000 | 327 |
| Loans secured by 1-4 family senior liens - net charge-offs | $237,000 | 186 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $-50,000 | 9,006 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $69,000 | 557 |
| Loans secured by 1-4 family senior liens - net charge-offs | $88,000 | 332 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $-19,000 | 9,040 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $19,000 | 787 |
| Loans secured by 1-4 family senior liens - net charge-offs | $22,000 | 528 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $-3,000 | 9,033 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-62,000 | 9,098 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-68,000 | 8,200 |
| Loans secured by 1-4 family junior liens - net charge-offs | $6,000 | 872 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-76,000 | 9,182 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-82,000 | 8,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $6,000 | 698 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-78,000 | 9,223 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-84,000 | 8,297 |
| Loans secured by 1-4 family junior liens - net charge-offs | $6,000 | 553 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-18,000 | 9,158 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-24,000 | 8,274 |
| Loans secured by 1-4 family junior liens - net charge-offs | $6,000 | 344 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,443,000 | 75 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,422,000 | 40 |
| Loans secured by 1-4 family junior liens - net charge-offs | $21,000 | 513 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,012,000 | 134 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $165,000 | 125 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $327,000 | 244 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $195,000 | 104 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $195,000 | 402 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $112,000 | 144 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $301,000 | 296 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $125,000 | 126 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $252,000 | 379 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $252,000 | 100 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $213,000 | 493 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $29,000 | 374 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $112,000 | 842 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $112,000 | 161 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $154,000 | 746 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $41,000 | 1,980 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $17,000 | 576 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $65,000 | 1,832 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $36,000 | 481 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.