Home > NBT Bank > Income and Expense

NBT Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$522,736,000157
Total interest expense$131,174,000198
Net interest income$391,562,000133
Provision for loan and lease losses$25,274,000117
Total noninterest income$96,043,000156
Gross Fiduciary activities income$21,655,000109
Service charges on deposit accounts$17,246,000115
Trading account gains and fees$0123
Additional Noninterest Income$57,142,000156
Total noninterest expense$300,598,000140
Salaries and employee benefits$152,973,000131
Premises and equipment expense$47,485,00080
Additional noninterest expense$57,142,000156
Pre-tax net operating income$161,733,000159
Securities gains (losses)$-9,234,0004,524
Applicable income taxes$34,823,000152
Income before extraordinary items$117,676,000156
Extraordinary gains, net$054
Net income$117,676,000160
Minority interest net income$088
Net income of bank and minority interests.$117,676,000159
Net charge-offs$16,798,000125
Cash dividends$95,000,000116
Sale, conversion, retirement of capital stock, net$0540
Net operating income$124,970,860159
2023-09-30 (YTD Data)Rank
Total interest income$371,835,000159
Total interest expense$83,176,000212
Net interest income$288,659,000136
Provision for loan and lease losses$20,148,000114
Total noninterest income$71,091,000164
Gross Fiduciary activities income$15,758,000109
Service charges on deposit accounts$12,639,000119
Trading account gains and fees$0125
Additional Noninterest Income$42,694,000160
Total noninterest expense$218,957,000143
Salaries and employee benefits$113,894,000133
Premises and equipment expense$35,171,00082
Additional noninterest expense$42,694,000160
Pre-tax net operating income$120,645,000166
Securities gains (losses)$-9,542,0004,585
Applicable income taxes$24,998,000166
Income before extraordinary items$86,105,000169
Extraordinary gains, net$052
Net income$86,105,000168
Minority interest net income$081
Net income of bank and minority interests.$86,105,000169
Net charge-offs$11,471,000118
Cash dividends$75,000,000107
Sale, conversion, retirement of capital stock, net$0507
Net operating income$93,643,180163
2023-06-30 (YTD Data)Rank
Total interest income$234,753,000160
Total interest expense$44,512,000225
Net interest income$190,241,000141
Provision for loan and lease losses$7,515,000165
Total noninterest income$45,831,000163
Gross Fiduciary activities income$9,752,000112
Service charges on deposit accounts$8,182,000115
Trading account gains and fees$0112
Additional Noninterest Income$27,897,000158
Total noninterest expense$138,637,000145
Salaries and employee benefits$74,872,000130
Premises and equipment expense$23,262,00078
Additional noninterest expense$27,897,000158
Pre-tax net operating income$89,920,000149
Securities gains (losses)$-9,391,0004,624
Applicable income taxes$18,159,000151
Income before extraordinary items$62,370,000158
Extraordinary gains, net$051
Net income$62,370,000162
Minority interest net income$081
Net income of bank and minority interests.$62,370,000158
Net charge-offs$7,267,000110
Cash dividends$50,000,000107
Sale, conversion, retirement of capital stock, net$0486
Net operating income$69,788,890149
2023-03-31 (YTD Data)Rank
Total interest income$114,177,000165
Total interest expense$16,110,000263
Net interest income$98,067,000138
Provision for loan and lease losses$3,909,000160
Total noninterest income$22,532,000163
Gross Fiduciary activities income$4,913,000115
Service charges on deposit accounts$3,988,000117
Trading account gains and fees$097
Additional Noninterest Income$13,631,000159
Total noninterest expense$69,824,000148
Salaries and employee benefits$37,853,000136
Premises and equipment expense$11,673,00083
Additional noninterest expense$13,631,000159
Pre-tax net operating income$46,866,000147
Securities gains (losses)$-4,898,0004,641
Applicable income taxes$9,527,000148
Income before extraordinary items$32,441,000155
Extraordinary gains, net$04
Net income$32,441,000155
Minority interest net income$048
Net income of bank and minority interests.$32,441,000155
Net charge-offs$3,811,000102
Cash dividends$25,000,00093
Sale, conversion, retirement of capital stock, net$0430
Net operating income$36,310,420149
2022-12-31 (YTD Data)Rank
Total interest income$384,058,000153
Total interest expense$12,707,000380
Net interest income$371,351,000140
Provision for loan and lease losses$17,147,000132
Total noninterest income$102,678,000157
Gross Fiduciary activities income$20,062,000118
Service charges on deposit accounts$16,447,000120
Trading account gains and fees$0116
Additional Noninterest Income$66,169,000147
Total noninterest expense$266,393,000150
Salaries and employee benefits$150,061,000129
Premises and equipment expense$43,325,00096
Additional noninterest expense$66,169,000147
Pre-tax net operating income$190,489,000148
Securities gains (losses)$-513,0004,332
Applicable income taxes$43,080,000145
Income before extraordinary items$146,896,000148
Extraordinary gains, net$05
Net income$146,896,000148
Minority interest net income$063
Net income of bank and minority interests.$146,896,000148
Net charge-offs$8,347,000103
Cash dividends$100,000,000114
Sale, conversion, retirement of capital stock, net$0568
Net operating income$147,301,270148
2022-09-30 (YTD Data)Rank
Total interest income$274,895,000151
Total interest expense$6,084,000399
Net interest income$268,811,000138
Provision for loan and lease losses$9,470,000144
Total noninterest income$80,817,000157
Gross Fiduciary activities income$15,493,000118
Service charges on deposit accounts$12,412,000123
Trading account gains and fees$0111
Additional Noninterest Income$52,912,000149
Total noninterest expense$197,702,000150
Salaries and employee benefits$112,297,000132
Premises and equipment expense$32,286,00096
Additional noninterest expense$52,912,000149
Pre-tax net operating income$142,456,000150
Securities gains (losses)$-515,0004,488
Applicable income taxes$32,096,000150
Income before extraordinary items$109,845,000152
Extraordinary gains, net$04
Net income$109,845,000152
Minority interest net income$057
Net income of bank and minority interests.$109,845,000152
Net charge-offs$4,670,000122
Cash dividends$75,000,000106
Sale, conversion, retirement of capital stock, net$0519
Net operating income$110,251,850149
2022-06-30 (YTD Data)Rank
Total interest income$175,684,000147
Total interest expense$3,747,000332
Net interest income$171,937,000140
Provision for loan and lease losses$4,986,000143
Total noninterest income$56,922,000142
Gross Fiduciary activities income$10,193,000100
Service charges on deposit accounts$8,341,000120
Trading account gains and fees$0108
Additional Noninterest Income$38,388,000142
Total noninterest expense$130,062,000149
Salaries and employee benefits$73,213,000129
Premises and equipment expense$21,341,00095
Additional noninterest expense$35,508,000172
Pre-tax net operating income$93,811,000145
Securities gains (losses)$-360,0004,538
Applicable income taxes$21,034,000148
Income before extraordinary items$72,417,000148
Extraordinary gains, net$04
Net income$72,417,000148
Minority interest net income$060
Net income of bank and minority interests.$72,417,000148
Net charge-offs$3,386,000125
Cash dividends$50,000,000100
Sale, conversion, retirement of capital stock, net$0494
Net operating income$72,701,400147
2022-03-31 (YTD Data)Rank
Total interest income$84,201,000149
Total interest expense$1,945,000295
Net interest income$82,256,000142
Provision for loan and lease losses$596,000303
Total noninterest income$28,608,000143
Gross Fiduciary activities income$5,300,000101
Service charges on deposit accounts$4,110,000121
Trading account gains and fees$0103
Additional Noninterest Income$19,198,000143
Total noninterest expense$63,433,000148
Salaries and employee benefits$35,669,000132
Premises and equipment expense$10,636,00098
Additional noninterest expense$17,128,000176
Pre-tax net operating income$46,835,000140
Securities gains (losses)$-195,0004,600
Applicable income taxes$10,502,000136
Income before extraordinary items$36,138,000142
Extraordinary gains, net$04
Net income$36,138,000142
Minority interest net income$050
Net income of bank and minority interests.$36,138,000142
Net charge-offs$2,596,00097
Cash dividends$25,000,000101
Sale, conversion, retirement of capital stock, net$0453
Net operating income$36,292,050142
2021-12-31 (YTD Data)Rank
Total interest income$339,875,000150
Total interest expense$11,260,000261
Net interest income$328,615,000143
Provision for loan and lease losses$-8,257,0004,712
Total noninterest income$108,829,000163
Gross Fiduciary activities income$21,311,00097
Service charges on deposit accounts$15,195,000124
Trading account gains and fees$0132
Additional Noninterest Income$72,323,000180
Total noninterest expense$251,756,000152
Salaries and employee benefits$137,226,000137
Premises and equipment expense$40,150,000101
Additional noninterest expense$74,380,000164
Pre-tax net operating income$193,945,000151
Securities gains (losses)$23,0001,454
Applicable income taxes$44,035,000147
Income before extraordinary items$149,933,000152
Extraordinary gains, net$010
Net income$149,933,000152
Minority interest net income$074
Net income of bank and minority interests.$149,933,000152
Net charge-offs$9,743,000114
Cash dividends$112,900,000101
Sale, conversion, retirement of capital stock, net$0582
Net operating income$149,914,830151
2021-09-30 (YTD Data)Rank
Total interest income$250,568,000152
Total interest expense$9,012,000257
Net interest income$241,556,000145
Provision for loan and lease losses$-11,354,0004,817
Total noninterest income$81,232,000167
Gross Fiduciary activities income$16,012,00095
Service charges on deposit accounts$10,950,000129
Trading account gains and fees$0132
Additional Noninterest Income$54,270,000181
Total noninterest expense$186,041,000155
Salaries and employee benefits$101,855,000139
Premises and equipment expense$29,778,000104
Additional noninterest expense$54,408,000164
Pre-tax net operating income$148,101,000152
Securities gains (losses)$30,0001,255
Applicable income taxes$33,700,000147
Income before extraordinary items$114,431,000151
Extraordinary gains, net$08
Net income$114,431,000151
Minority interest net income$069
Net income of bank and minority interests.$114,431,000151
Net charge-offs$5,646,000133
Cash dividends$49,000,000138
Sale, conversion, retirement of capital stock, net$0543
Net operating income$114,407,300151
2021-06-30 (YTD Data)Rank
Total interest income$168,354,000151
Total interest expense$6,348,000257
Net interest income$162,006,000145
Provision for loan and lease losses$-8,012,0004,847
Total noninterest income$53,091,000173
Gross Fiduciary activities income$10,461,00096
Service charges on deposit accounts$6,958,000129
Trading account gains and fees$0133
Additional Noninterest Income$35,672,000185
Total noninterest expense$122,258,000158
Salaries and employee benefits$66,346,000142
Premises and equipment expense$19,961,000102
Additional noninterest expense$35,951,000165
Pre-tax net operating income$100,851,000150
Securities gains (losses)$6,0001,541
Applicable income taxes$22,930,000145
Income before extraordinary items$77,927,000150
Extraordinary gains, net$06
Net income$77,927,000150
Minority interest net income$067
Net income of bank and minority interests.$77,927,000150
Net charge-offs$3,488,000153
Cash dividends$16,800,000192
Sale, conversion, retirement of capital stock, net$0517
Net operating income$77,922,260149
2021-03-31 (YTD Data)Rank
Total interest income$84,310,000153
Total interest expense$3,367,000255
Net interest income$80,943,000145
Provision for loan and lease losses$-2,796,0004,843
Total noninterest income$25,158,000189
Gross Fiduciary activities income$5,116,00097
Service charges on deposit accounts$3,456,000127
Trading account gains and fees$0127
Additional Noninterest Income$16,586,000196
Total noninterest expense$59,373,000158
Salaries and employee benefits$32,201,000147
Premises and equipment expense$10,100,000104
Additional noninterest expense$17,072,000166
Pre-tax net operating income$49,524,000158
Securities gains (losses)$-7,0004,642
Applicable income taxes$10,945,000157
Income before extraordinary items$38,572,000161
Extraordinary gains, net$03
Net income$38,572,000161
Minority interest net income$055
Net income of bank and minority interests.$38,572,000161
Net charge-offs$2,204,000137
Cash dividends$16,800,000112
Sale, conversion, retirement of capital stock, net$0482
Net operating income$38,577,530160
2020-12-31 (YTD Data)Rank
Total interest income$348,279,000149
Total interest expense$27,030,000218
Net interest income$321,249,000143
Provision for loan and lease losses$51,134,000138
Total noninterest income$103,262,000164
Gross Fiduciary activities income$19,406,00093
Service charges on deposit accounts$14,635,000122
Trading account gains and fees$0133
Additional Noninterest Income$69,221,000178
Total noninterest expense$244,448,000150
Salaries and employee benefits$129,449,000141
Premises and equipment expense$37,236,000110
Additional noninterest expense$77,763,000162
Pre-tax net operating income$128,929,000142
Securities gains (losses)$96,0001,409
Applicable income taxes$27,688,000140
Income before extraordinary items$101,337,000146
Extraordinary gains, net$04
Net income$101,337,000146
Minority interest net income$072
Net income of bank and minority interests.$101,337,000146
Net charge-offs$17,133,000123
Cash dividends$40,000,000180
Sale, conversion, retirement of capital stock, net$0566
Net operating income$101,261,160144
2020-09-30 (YTD Data)Rank
Total interest income$261,838,000150
Total interest expense$22,581,000213
Net interest income$239,257,000143
Provision for loan and lease losses$51,741,000129
Total noninterest income$76,252,000159
Gross Fiduciary activities income$14,559,00093
Service charges on deposit accounts$10,653,000122
Trading account gains and fees$0125
Additional Noninterest Income$51,040,000174
Total noninterest expense$178,616,000149
Salaries and employee benefits$96,802,000139
Premises and equipment expense$27,655,000109
Additional noninterest expense$54,159,000167
Pre-tax net operating income$85,152,000142
Securities gains (losses)$77,0001,337
Applicable income taxes$18,228,000134
Income before extraordinary items$67,001,000142
Extraordinary gains, net$04
Net income$67,001,000142
Minority interest net income$065
Net income of bank and minority interests.$67,001,000142
Net charge-offs$13,240,000120
Cash dividends$26,400,000183
Sale, conversion, retirement of capital stock, net$0532
Net operating income$66,940,170142
2020-06-30 (YTD Data)Rank
Total interest income$176,845,000148
Total interest expense$17,471,000211
Net interest income$159,374,000142
Provision for loan and lease losses$48,480,000114
Total noninterest income$50,402,000151
Gross Fiduciary activities income$9,376,00095
Service charges on deposit accounts$7,200,000123
Trading account gains and fees$0123
Additional Noninterest Income$33,826,000165
Total noninterest expense$118,924,000150
Salaries and employee benefits$64,410,000137
Premises and equipment expense$18,302,000110
Additional noninterest expense$36,212,000167
Pre-tax net operating income$42,372,000157
Securities gains (losses)$68,0001,154
Applicable income taxes$8,396,000160
Income before extraordinary items$34,044,000157
Extraordinary gains, net$04
Net income$34,044,000157
Minority interest net income$065
Net income of bank and minority interests.$34,044,000157
Net charge-offs$10,979,000119
Cash dividends$12,800,000240
Sale, conversion, retirement of capital stock, net$0504
Net operating income$33,989,600155
2020-03-31 (YTD Data)Rank
Total interest income$89,399,000149
Total interest expense$11,294,000198
Net interest income$78,105,000143
Provision for loan and lease losses$29,640,000102
Total noninterest income$26,152,000141
Gross Fiduciary activities income$4,853,00094
Service charges on deposit accounts$4,378,000116
Trading account gains and fees$0106
Additional Noninterest Income$16,921,000145
Total noninterest expense$63,369,000147
Salaries and employee benefits$32,562,000135
Premises and equipment expense$9,585,000108
Additional noninterest expense$21,222,000153
Pre-tax net operating income$11,248,000236
Securities gains (losses)$15,0001,209
Applicable income taxes$1,787,000291
Income before extraordinary items$9,476,000235
Extraordinary gains, net$04
Net income$9,476,000235
Minority interest net income$056
Net income of bank and minority interests.$9,476,000235
Net charge-offs$5,639,000102
Cash dividends$12,800,000161
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,463,400227
2019-12-31 (YTD Data)Rank
Total interest income$367,523,000152
Total interest expense$51,556,000198
Net interest income$315,967,000142
Provision for loan and lease losses$25,412,00097
Total noninterest income$100,291,000144
Gross Fiduciary activities income$19,164,00095
Service charges on deposit accounts$18,864,000113
Trading account gains and fees$0135
Additional Noninterest Income$62,263,000149
Total noninterest expense$244,875,000145
Salaries and employee benefits$128,079,000137
Premises and equipment expense$36,340,000110
Additional noninterest expense$80,456,000152
Pre-tax net operating income$145,971,000151
Securities gains (losses)$4,048,00097
Applicable income taxes$33,602,000150
Income before extraordinary items$116,417,000150
Extraordinary gains, net$011
Net income$116,417,000150
Minority interest net income$076
Net income of bank and minority interests.$116,417,000150
Net charge-offs$24,952,00085
Cash dividends$50,200,000175
Sale, conversion, retirement of capital stock, net$0626
Net operating income$113,219,080151
2019-09-30 (YTD Data)Rank
Total interest income$276,950,000154
Total interest expense$39,184,000200
Net interest income$237,766,000143
Provision for loan and lease losses$19,408,00098
Total noninterest income$73,645,000144
Gross Fiduciary activities income$14,491,00094
Service charges on deposit accounts$14,096,000112
Trading account gains and fees$0129
Additional Noninterest Income$45,058,000149
Total noninterest expense$182,083,000144
Salaries and employee benefits$95,432,000135
Premises and equipment expense$27,002,000109
Additional noninterest expense$59,649,000149
Pre-tax net operating income$109,920,000150
Securities gains (losses)$4,059,00078
Applicable income taxes$25,643,000149
Income before extraordinary items$88,336,000153
Extraordinary gains, net$011
Net income$88,336,000153
Minority interest net income$072
Net income of bank and minority interests.$88,336,000154
Net charge-offs$19,548,00086
Cash dividends$37,300,000171
Sale, conversion, retirement of capital stock, net$0590
Net operating income$85,129,390153
2019-06-30 (YTD Data)Rank
Total interest income$184,571,000155
Total interest expense$25,951,000200
Net interest income$158,620,000144
Provision for loan and lease losses$13,084,00096
Total noninterest income$48,047,000143
Gross Fiduciary activities income$9,282,00096
Service charges on deposit accounts$9,302,000114
Trading account gains and fees$0131
Additional Noninterest Income$29,463,000145
Total noninterest expense$120,110,000146
Salaries and employee benefits$62,970,000139
Premises and equipment expense$18,369,000108
Additional noninterest expense$38,771,000155
Pre-tax net operating income$73,473,000152
Securities gains (losses)$19,0001,054
Applicable income taxes$16,533,000153
Income before extraordinary items$56,959,000154
Extraordinary gains, net$011
Net income$56,959,000155
Minority interest net income$069
Net income of bank and minority interests.$56,959,000155
Net charge-offs$13,424,00081
Cash dividends$24,800,000165
Sale, conversion, retirement of capital stock, net$0573
Net operating income$56,943,990153
2019-03-31 (YTD Data)Rank
Total interest income$91,342,000157
Total interest expense$12,485,000200
Net interest income$78,857,000144
Provision for loan and lease losses$5,807,00097
Total noninterest income$23,340,000141
Gross Fiduciary activities income$4,551,00097
Service charges on deposit accounts$4,636,000112
Trading account gains and fees$0126
Additional Noninterest Income$14,153,000145
Total noninterest expense$61,262,000145
Salaries and employee benefits$31,320,000141
Premises and equipment expense$9,677,000104
Additional noninterest expense$20,265,000147
Pre-tax net operating income$35,128,000157
Securities gains (losses)$-28,0005,212
Applicable income taxes$7,895,000155
Income before extraordinary items$27,205,000157
Extraordinary gains, net$05
Net income$27,205,000157
Minority interest net income$052
Net income of bank and minority interests.$27,205,000157
Net charge-offs$6,907,00071
Cash dividends$12,400,000162
Sale, conversion, retirement of capital stock, net$0529
Net operating income$27,227,120156
2018-12-31 (YTD Data)Rank
Total interest income$344,118,000152
Total interest expense$34,492,000207
Net interest income$309,626,000144
Provision for loan and lease losses$28,828,00084
Total noninterest income$96,206,000147
Gross Fiduciary activities income$19,524,00090
Service charges on deposit accounts$18,964,000111
Trading account gains and fees$0126
Additional Noninterest Income$57,718,000153
Total noninterest expense$236,371,000146
Salaries and employee benefits$124,815,000139
Premises and equipment expense$31,998,000116
Additional noninterest expense$79,558,000152
Pre-tax net operating income$140,633,000158
Securities gains (losses)$-6,739,0005,383
Applicable income taxes$24,260,000180
Income before extraordinary items$109,634,000161
Extraordinary gains, net$06
Net income$109,634,000161
Minority interest net income$072
Net income of bank and minority interests.$109,634,000161
Net charge-offs$25,823,00085
Cash dividends$43,000,000171
Sale, conversion, retirement of capital stock, net$0671
Net operating income$115,159,980155
2018-09-30 (YTD Data)Rank
Total interest income$253,630,000152
Total interest expense$23,952,000207
Net interest income$229,678,000145
Provision for loan and lease losses$22,300,00080
Total noninterest income$72,108,000149
Gross Fiduciary activities income$14,951,00089
Service charges on deposit accounts$14,032,000110
Trading account gains and fees$0138
Additional Noninterest Income$43,125,000152
Total noninterest expense$174,967,000143
Salaries and employee benefits$92,652,000138
Premises and equipment expense$23,762,000117
Additional noninterest expense$58,553,000153
Pre-tax net operating income$104,519,000159
Securities gains (losses)$-136,0005,293
Applicable income taxes$23,482,000162
Income before extraordinary items$80,901,000167
Extraordinary gains, net$05
Net income$80,901,000166
Minority interest net income$066
Net income of bank and minority interests.$80,901,000167
Net charge-offs$18,995,00084
Cash dividends$30,600,000164
Sale, conversion, retirement of capital stock, net$0633
Net operating income$81,008,440165
2018-06-30 (YTD Data)Rank
Total interest income$165,464,000152
Total interest expense$14,363,000208
Net interest income$151,101,000143
Provision for loan and lease losses$16,274,00074
Total noninterest income$48,555,000146
Gross Fiduciary activities income$10,143,00090
Service charges on deposit accounts$9,080,000112
Trading account gains and fees$0130
Additional Noninterest Income$29,332,000155
Total noninterest expense$115,740,000140
Salaries and employee benefits$60,924,000136
Premises and equipment expense$15,881,000119
Additional noninterest expense$38,935,000149
Pre-tax net operating income$67,642,000160
Securities gains (losses)$-77,0005,314
Applicable income taxes$15,198,000157
Income before extraordinary items$52,367,000161
Extraordinary gains, net$06
Net income$52,367,000161
Minority interest net income$065
Net income of bank and minority interests.$52,367,000161
Net charge-offs$13,324,00080
Cash dividends$22,600,000145
Sale, conversion, retirement of capital stock, net$0620
Net operating income$52,427,830159
2018-03-31 (YTD Data)Rank
Total interest income$80,731,000153
Total interest expense$6,375,000215
Net interest income$74,356,000144
Provision for loan and lease losses$7,496,00082
Total noninterest income$23,501,000147
Gross Fiduciary activities income$4,878,00095
Service charges on deposit accounts$4,390,000115
Trading account gains and fees$0123
Additional Noninterest Income$14,233,000154
Total noninterest expense$58,240,000140
Salaries and employee benefits$29,875,000138
Premises and equipment expense$8,192,000111
Additional noninterest expense$20,173,000146
Pre-tax net operating income$32,121,000165
Securities gains (losses)$-23,0005,325
Applicable income taxes$7,218,000157
Income before extraordinary items$24,880,000166
Extraordinary gains, net$07
Net income$24,880,000165
Minority interest net income$052
Net income of bank and minority interests.$24,880,000166
Net charge-offs$6,796,00072
Cash dividends$10,800,000130
Sale, conversion, retirement of capital stock, net$0580
Net operating income$24,898,170165
2017-12-31 (YTD Data)Rank
Total interest income$308,808,000147
Total interest expense$22,776,000194
Net interest income$286,032,000140
Provision for loan and lease losses$30,988,00079
Total noninterest income$91,849,000151
Gross Fiduciary activities income$20,162,00089
Service charges on deposit accounts$18,340,000111
Trading account gains and fees$0151
Additional Noninterest Income$53,347,000155
Total noninterest expense$223,687,000142
Salaries and employee benefits$64,360,000214
Premises and equipment expense$22,699,000146
Additional noninterest expense$136,628,000100
Pre-tax net operating income$123,206,000156
Securities gains (losses)$-1,0004,786
Applicable income taxes$42,750,000160
Income before extraordinary items$80,455,000160
Extraordinary gains, net$09
Net income$80,455,000160
Minority interest net income$076
Net income of bank and minority interests.$80,455,000160
Net charge-offs$26,688,00080
Cash dividends$38,300,000148
Sale, conversion, retirement of capital stock, net$0711
Net operating income$80,455,650159
2017-09-30 (YTD Data)Rank
Total interest income$228,725,000148
Total interest expense$16,831,000191
Net interest income$211,894,000141
Provision for loan and lease losses$22,835,00080
Total noninterest income$69,470,000144
Gross Fiduciary activities income$15,043,00088
Service charges on deposit accounts$13,587,000110
Trading account gains and fees$0145
Additional Noninterest Income$40,840,000156
Total noninterest expense$167,693,000138
Salaries and employee benefits$46,503,000221
Premises and equipment expense$17,152,000145
Additional noninterest expense$104,038,00095
Pre-tax net operating income$90,836,000160
Securities gains (losses)$-2,0005,199
Applicable income taxes$30,637,000151
Income before extraordinary items$60,197,000169
Extraordinary gains, net$09
Net income$60,197,000169
Minority interest net income$071
Net income of bank and minority interests.$60,197,000169
Net charge-offs$19,685,00075
Cash dividends$27,500,000139
Sale, conversion, retirement of capital stock, net$0677
Net operating income$60,198,320166
2017-06-30 (YTD Data)Rank
Total interest income$150,026,000150
Total interest expense$10,723,000190
Net interest income$139,303,000141
Provision for loan and lease losses$14,946,00084
Total noninterest income$45,722,000145
Gross Fiduciary activities income$9,984,00088
Service charges on deposit accounts$8,883,000111
Trading account gains and fees$0139
Additional Noninterest Income$26,855,000154
Total noninterest expense$111,403,000139
Salaries and employee benefits$30,227,000227
Premises and equipment expense$11,746,000143
Additional noninterest expense$69,430,00097
Pre-tax net operating income$58,676,000165
Securities gains (losses)$1,0001,756
Applicable income taxes$19,817,000151
Income before extraordinary items$38,860,000173
Extraordinary gains, net$011
Net income$38,860,000174
Minority interest net income$071
Net income of bank and minority interests.$38,860,000174
Net charge-offs$13,546,00080
Cash dividends$16,700,000150
Sale, conversion, retirement of capital stock, net$0659
Net operating income$38,859,340172
2017-03-31 (YTD Data)Rank
Total interest income$74,267,000149
Total interest expense$5,220,000192
Net interest income$69,047,000140
Provision for loan and lease losses$7,379,00083
Total noninterest income$22,120,000147
Gross Fiduciary activities income$4,677,00090
Service charges on deposit accounts$4,314,000110
Trading account gains and fees$0142
Additional Noninterest Income$13,129,000153
Total noninterest expense$56,656,000138
Salaries and employee benefits$14,740,000238
Premises and equipment expense$6,287,000130
Additional noninterest expense$35,629,00094
Pre-tax net operating income$27,132,000174
Securities gains (losses)$01,153
Applicable income taxes$9,250,000155
Income before extraordinary items$17,882,000180
Extraordinary gains, net$08
Net income$17,882,000181
Minority interest net income$055
Net income of bank and minority interests.$17,882,000181
Net charge-offs$6,879,00073
Cash dividends$6,000,000171
Sale, conversion, retirement of capital stock, net$0632
Net operating income$17,882,000180
2016-12-31 (YTD Data)Rank
Total interest income$286,325,000148
Total interest expense$19,885,000183
Net interest income$266,440,000139
Provision for loan and lease losses$25,431,00094
Total noninterest income$87,307,000144
Gross Fiduciary activities income$19,098,00088
Service charges on deposit accounts$18,109,000106
Trading account gains and fees$0170
Additional Noninterest Income$50,100,000159
Total noninterest expense$212,703,000139
Salaries and employee benefits$58,582,000229
Premises and equipment expense$21,854,000146
Additional noninterest expense$132,267,00098
Pre-tax net operating income$115,613,000153
Securities gains (losses)$-1,297,0005,897
Applicable income taxes$38,812,000148
Income before extraordinary items$75,504,000161
Extraordinary gains, net$05
Net income$75,504,000161
Minority interest net income$082
Net income of bank and minority interests.$75,504,000161
Net charge-offs$23,249,00085
Cash dividends$10,200,000365
Sale, conversion, retirement of capital stock, net$0759
Net operating income$76,360,020159
2016-09-30 (YTD Data)Rank
Total interest income$213,396,000146
Total interest expense$14,908,000180
Net interest income$198,488,000139
Provision for loan and lease losses$17,266,00096
Total noninterest income$64,517,000146
Gross Fiduciary activities income$14,243,00085
Service charges on deposit accounts$13,512,000106
Trading account gains and fees$0169
Additional Noninterest Income$36,762,000162
Total noninterest expense$160,384,000138
Salaries and employee benefits$44,254,000225
Premises and equipment expense$16,503,000144
Additional noninterest expense$99,627,00097
Pre-tax net operating income$85,355,000156
Securities gains (losses)$30,0002,103
Applicable income taxes$29,027,000149
Income before extraordinary items$56,358,000162
Extraordinary gains, net$05
Net income$56,358,000162
Minority interest net income$071
Net income of bank and minority interests.$56,358,000162
Net charge-offs$14,616,00094
Cash dividends$10,200,000279
Sale, conversion, retirement of capital stock, net$0719
Net operating income$56,338,200161
2016-06-30 (YTD Data)Rank
Total interest income$141,046,000148
Total interest expense$9,718,000183
Net interest income$131,328,000141
Provision for loan and lease losses$10,878,000101
Total noninterest income$42,609,000144
Gross Fiduciary activities income$9,577,00086
Service charges on deposit accounts$8,793,000106
Trading account gains and fees$0157
Additional Noninterest Income$24,239,000163
Total noninterest expense$107,227,000138
Salaries and employee benefits$29,528,000221
Premises and equipment expense$11,287,000141
Additional noninterest expense$66,412,000100
Pre-tax net operating income$55,832,000156
Securities gains (losses)$30,0001,748
Applicable income taxes$18,989,000149
Income before extraordinary items$36,873,000166
Extraordinary gains, net$016
Net income$36,873,000165
Minority interest net income$071
Net income of bank and minority interests.$36,873,000165
Net charge-offs$9,328,00092
Cash dividends$10,200,000200
Sale, conversion, retirement of capital stock, net$0705
Net operating income$36,853,200163
2016-03-31 (YTD Data)Rank
Total interest income$69,814,000148
Total interest expense$4,756,000187
Net interest income$65,058,000140
Provision for loan and lease losses$6,098,00090
Total noninterest income$20,538,000146
Gross Fiduciary activities income$4,535,00086
Service charges on deposit accounts$4,276,000108
Trading account gains and fees$0142
Additional Noninterest Income$11,727,000161
Total noninterest expense$52,958,000139
Salaries and employee benefits$14,467,000225
Premises and equipment expense$5,663,000142
Additional noninterest expense$32,828,00098
Pre-tax net operating income$26,540,000163
Securities gains (losses)$29,0001,065
Applicable income taxes$9,030,000152
Income before extraordinary items$17,539,000168
Extraordinary gains, net$012
Net income$17,539,000168
Minority interest net income$062
Net income of bank and minority interests.$17,539,000168
Net charge-offs$4,798,00088
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$17,519,860166
2015-12-31 (YTD Data)Rank
Total interest income$272,822,000139
Total interest expense$18,417,000173
Net interest income$254,405,000135
Provision for loan and lease losses$18,285,00098
Total noninterest income$84,790,000144
Gross Fiduciary activities income$19,584,00082
Service charges on deposit accounts$18,367,000102
Trading account gains and fees$0159
Additional Noninterest Income$46,839,000163
Total noninterest expense$211,591,000138
Salaries and employee benefits$57,809,000215
Premises and equipment expense$22,693,000138
Additional noninterest expense$131,089,000101
Pre-tax net operating income$109,319,000147
Securities gains (losses)$52,0001,623
Applicable income taxes$37,894,000133
Income before extraordinary items$71,477,000156
Extraordinary gains, net$023
Net income$71,477,000156
Minority interest net income$081
Net income of bank and minority interests.$71,477,000156
Net charge-offs$21,626,00068
Cash dividends$78,200,00097
Sale, conversion, retirement of capital stock, net$0804
Net operating income$71,443,200156
2015-09-30 (YTD Data)Rank
Total interest income$204,143,000140
Total interest expense$13,734,000172
Net interest income$190,409,000135
Provision for loan and lease losses$12,506,00097
Total noninterest income$61,472,000148
Gross Fiduciary activities income$14,697,00081
Service charges on deposit accounts$13,692,000101
Trading account gains and fees$0153
Additional Noninterest Income$33,083,000168
Total noninterest expense$158,536,000139
Salaries and employee benefits$42,975,000221
Premises and equipment expense$17,223,000140
Additional noninterest expense$98,338,000102
Pre-tax net operating income$80,839,000149
Securities gains (losses)$43,0001,570
Applicable income taxes$27,644,000139
Income before extraordinary items$53,238,000155
Extraordinary gains, net$021
Net income$53,238,000155
Minority interest net income$078
Net income of bank and minority interests.$53,238,000155
Net charge-offs$14,006,00076
Cash dividends$58,200,00095
Sale, conversion, retirement of capital stock, net$0773
Net operating income$53,209,620154
2015-06-30 (YTD Data)Rank
Total interest income$134,755,000140
Total interest expense$9,017,000173
Net interest income$125,738,000134
Provision for loan and lease losses$7,540,000102
Total noninterest income$40,420,000155
Gross Fiduciary activities income$9,949,00082
Service charges on deposit accounts$8,996,000102
Trading account gains and fees$0157
Additional Noninterest Income$21,475,000176
Total noninterest expense$106,325,000135
Salaries and employee benefits$28,338,000226
Premises and equipment expense$11,733,000136
Additional noninterest expense$66,254,000100
Pre-tax net operating income$52,293,000153
Securities gains (losses)$40,0001,361
Applicable income taxes$17,580,000153
Income before extraordinary items$34,753,000162
Extraordinary gains, net$022
Net income$34,753,000162
Minority interest net income$075
Net income of bank and minority interests.$34,753,000162
Net charge-offs$8,940,00084
Cash dividends$35,000,00098
Sale, conversion, retirement of capital stock, net$0751
Net operating income$34,726,600160
2015-03-31 (YTD Data)Rank
Total interest income$67,184,000138
Total interest expense$4,521,000174
Net interest income$62,663,000135
Provision for loan and lease losses$3,642,000102
Total noninterest income$19,112,000156
Gross Fiduciary activities income$4,612,00082
Service charges on deposit accounts$4,382,000102
Trading account gains and fees$0152
Additional Noninterest Income$10,118,000184
Total noninterest expense$53,597,000132
Salaries and employee benefits$13,667,000237
Premises and equipment expense$6,123,000128
Additional noninterest expense$33,807,00097
Pre-tax net operating income$24,536,000163
Securities gains (losses)$14,0001,369
Applicable income taxes$8,245,000162
Income before extraordinary items$16,305,000168
Extraordinary gains, net$013
Net income$16,305,000168
Minority interest net income$064
Net income of bank and minority interests.$16,305,000168
Net charge-offs$4,642,00083
Cash dividends$9,800,000132
Sale, conversion, retirement of capital stock, net$0697
Net operating income$16,295,760168
2014-12-31 (YTD Data)Rank
Total interest income$274,698,000141
Total interest expense$21,021,000149
Net interest income$253,677,000134
Provision for loan and lease losses$19,539,00084
Total noninterest income$96,941,000120
Gross Fiduciary activities income$19,536,00080
Service charges on deposit accounts$17,941,000107
Trading account gains and fees$0180
Additional Noninterest Income$59,464,000129
Total noninterest expense$222,482,000130
Salaries and employee benefits$57,509,000202
Premises and equipment expense$22,616,000137
Additional noninterest expense$142,357,00097
Pre-tax net operating income$108,597,000148
Securities gains (losses)$43,0001,834
Applicable income taxes$36,017,000137
Income before extraordinary items$72,623,000149
Extraordinary gains, net$017
Net income$72,623,000149
Minority interest net income$084
Net income of bank and minority interests.$72,623,000149
Net charge-offs$22,614,00072
Cash dividends$35,400,000151
Sale, conversion, retirement of capital stock, net$0862
Net operating income$72,594,190149
2014-09-30 (YTD Data)Rank
Total interest income$205,366,000141
Total interest expense$16,177,000147
Net interest income$189,189,000135
Provision for loan and lease losses$12,647,00091
Total noninterest income$76,574,000118
Gross Fiduciary activities income$14,596,00081
Service charges on deposit accounts$13,286,000106
Trading account gains and fees$0174
Additional Noninterest Income$48,692,000119
Total noninterest expense$171,430,000128
Salaries and employee benefits$42,529,000204
Premises and equipment expense$17,215,000135
Additional noninterest expense$111,686,00095
Pre-tax net operating income$81,686,000146
Securities gains (losses)$28,0001,816
Applicable income taxes$27,270,000138
Income before extraordinary items$54,444,000146
Extraordinary gains, net$015
Net income$54,444,000146
Minority interest net income$081
Net income of bank and minority interests.$54,444,000146
Net charge-offs$12,747,00090
Cash dividends$29,400,000142
Sale, conversion, retirement of capital stock, net$0819
Net operating income$54,425,240146
2014-06-30 (YTD Data)Rank
Total interest income$136,345,000139
Total interest expense$11,349,000139
Net interest income$124,996,000136
Provision for loan and lease losses$7,762,00094
Total noninterest income$57,354,000109
Gross Fiduciary activities income$9,691,00081
Service charges on deposit accounts$8,766,000106
Trading account gains and fees$0172
Additional Noninterest Income$38,897,000106
Total noninterest expense$107,878,000129
Salaries and employee benefits$28,181,000208
Premises and equipment expense$11,880,000133
Additional noninterest expense$67,817,00098
Pre-tax net operating income$66,710,000126
Securities gains (losses)$21,0001,622
Applicable income taxes$22,199,000118
Income before extraordinary items$44,532,000130
Extraordinary gains, net$020
Net income$44,532,000130
Minority interest net income$080
Net income of bank and minority interests.$44,532,000130
Net charge-offs$7,662,000110
Cash dividends$19,600,000133
Sale, conversion, retirement of capital stock, net$0794
Net operating income$44,517,930128
2014-03-31 (YTD Data)Rank
Total interest income$67,969,000141
Total interest expense$6,009,000136
Net interest income$61,960,000137
Provision for loan and lease losses$3,596,000103
Total noninterest income$18,453,000142
Gross Fiduciary activities income$4,580,00082
Service charges on deposit accounts$4,369,000103
Trading account gains and fees$0147
Additional Noninterest Income$9,504,000168
Total noninterest expense$52,897,000130
Salaries and employee benefits$13,912,000207
Premises and equipment expense$6,308,000128
Additional noninterest expense$32,677,00094
Pre-tax net operating income$23,920,000155
Securities gains (losses)$7,0001,257
Applicable income taxes$7,855,000148
Income before extraordinary items$16,072,000160
Extraordinary gains, net$016
Net income$16,072,000160
Minority interest net income$066
Net income of bank and minority interests.$16,072,000160
Net charge-offs$3,596,000120
Cash dividends$9,800,000114
Sale, conversion, retirement of capital stock, net$0747
Net operating income$16,067,310159
2013-12-31 (YTD Data)Rank
Total interest income$268,342,000141
Total interest expense$28,511,000130
Net interest income$239,831,000140
Provision for loan and lease losses$22,424,00085
Total noninterest income$73,535,000149
Gross Fiduciary activities income$17,182,00083
Service charges on deposit accounts$19,307,000100
Trading account gains and fees$0184
Additional Noninterest Income$37,046,000180
Total noninterest expense$209,117,000137
Salaries and employee benefits$55,118,000204
Premises and equipment expense$21,054,000139
Additional noninterest expense$132,945,00098
Pre-tax net operating income$81,825,000159
Securities gains (losses)$153,0001,055
Applicable income taxes$25,541,000163
Income before extraordinary items$56,437,000176
Extraordinary gains, net$029
Net income$56,437,000176
Minority interest net income$090
Net income of bank and minority interests.$56,437,000176
Net charge-offs$22,324,00097
Cash dividends$5,000,000558
Sale, conversion, retirement of capital stock, net$0924
Net operating income$56,331,430176
2013-09-30 (YTD Data)Rank
Total interest income$199,237,000140
Total interest expense$21,945,000131
Net interest income$177,292,000138
Provision for loan and lease losses$17,258,00087
Total noninterest income$54,578,000152
Gross Fiduciary activities income$12,329,00086
Service charges on deposit accounts$14,311,000101
Trading account gains and fees$0180
Additional Noninterest Income$27,938,000188
Total noninterest expense$158,596,000134
Salaries and employee benefits$41,126,000201
Premises and equipment expense$15,654,000140
Additional noninterest expense$101,816,00094
Pre-tax net operating income$56,016,000169
Securities gains (losses)$140,0001,014
Applicable income taxes$17,046,000177
Income before extraordinary items$39,110,000182
Extraordinary gains, net$025
Net income$39,110,000182
Minority interest net income$084
Net income of bank and minority interests.$39,110,000182
Net charge-offs$16,408,000102
Cash dividends$5,000,000401
Sale, conversion, retirement of capital stock, net$0868
Net operating income$39,012,000182
2013-06-30 (YTD Data)Rank
Total interest income$129,772,000141
Total interest expense$15,164,000130
Net interest income$114,608,000138
Provision for loan and lease losses$12,060,00088
Total noninterest income$35,287,000163
Gross Fiduciary activities income$7,841,00087
Service charges on deposit accounts$9,257,000101
Trading account gains and fees$0157
Additional Noninterest Income$18,189,000198
Total noninterest expense$108,002,000129
Salaries and employee benefits$26,981,000207
Premises and equipment expense$10,253,000144
Additional noninterest expense$70,768,00093
Pre-tax net operating income$29,833,000202
Securities gains (losses)$117,0001,008
Applicable income taxes$8,939,000202
Income before extraordinary items$21,011,000212
Extraordinary gains, net$022
Net income$21,011,000213
Minority interest net income$082
Net income of bank and minority interests.$21,011,000213
Net charge-offs$10,210,000112
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$20,929,100208
2013-03-31 (YTD Data)Rank
Total interest income$60,256,000150
Total interest expense$7,790,000133
Net interest income$52,466,000154
Provision for loan and lease losses$5,658,000101
Total noninterest income$16,070,000173
Gross Fiduciary activities income$3,022,000104
Service charges on deposit accounts$4,323,000107
Trading account gains and fees$0148
Additional Noninterest Income$8,725,000203
Total noninterest expense$55,861,000120
Salaries and employee benefits$12,184,000239
Premises and equipment expense$4,911,000150
Additional noninterest expense$38,766,00087
Pre-tax net operating income$7,017,000334
Securities gains (losses)$179,000500
Applicable income taxes$1,999,000341
Income before extraordinary items$5,197,000336
Extraordinary gains, net$010
Net income$5,197,000337
Minority interest net income$076
Net income of bank and minority interests.$5,197,000337
Net charge-offs$6,258,000104
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,068,120331
2012-12-31 (YTD Data)Rank
Total interest income$238,994,000155
Total interest expense$33,436,000135
Net interest income$205,558,000150
Provision for loan and lease losses$20,269,000166
Total noninterest income$60,675,000182
Gross Fiduciary activities income$9,572,000110
Service charges on deposit accounts$18,225,000106
Trading account gains and fees$0166
Additional Noninterest Income$32,878,000221
Total noninterest expense$174,035,000148
Salaries and employee benefits$47,370,000233
Premises and equipment expense$17,031,000166
Additional noninterest expense$109,634,000107
Pre-tax net operating income$71,929,000173
Securities gains (losses)$157,0001,902
Applicable income taxes$21,194,000167
Income before extraordinary items$50,892,000184
Extraordinary gains, net$029
Net income$50,892,000184
Minority interest net income$093
Net income of bank and minority interests.$50,892,000184
Net charge-offs$22,269,000168
Cash dividends$79,175,00089
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$50,780,530181
2012-09-30 (YTD Data)Rank
Total interest income$178,229,000157
Total interest expense$25,454,000137
Net interest income$152,775,000154
Provision for loan and lease losses$13,329,000182
Total noninterest income$44,933,000180
Gross Fiduciary activities income$6,987,000112
Service charges on deposit accounts$13,538,000106
Trading account gains and fees$0157
Additional Noninterest Income$24,408,000225
Total noninterest expense$130,751,000148
Salaries and employee benefits$35,063,000234
Premises and equipment expense$12,944,000167
Additional noninterest expense$82,744,000106
Pre-tax net operating income$53,628,000176
Securities gains (losses)$136,0001,749
Applicable income taxes$15,607,000168
Income before extraordinary items$38,157,000185
Extraordinary gains, net$020
Net income$38,157,000185
Minority interest net income$086
Net income of bank and minority interests.$38,157,000185
Net charge-offs$13,929,000195
Cash dividends$57,015,00072
Sale, conversion, retirement of capital stock, net$0952
Net operating income$38,060,440181
2012-06-30 (YTD Data)Rank
Total interest income$117,056,000158
Total interest expense$17,224,000137
Net interest income$99,832,000153
Provision for loan and lease losses$8,574,000190
Total noninterest income$29,360,000180
Gross Fiduciary activities income$4,645,000114
Service charges on deposit accounts$8,912,000108
Trading account gains and fees$0153
Additional Noninterest Income$15,803,000224
Total noninterest expense$86,515,000144
Salaries and employee benefits$23,081,000238
Premises and equipment expense$8,542,000166
Additional noninterest expense$54,892,000102
Pre-tax net operating income$34,103,000183
Securities gains (losses)$110,0001,520
Applicable income taxes$10,215,000177
Income before extraordinary items$23,998,000187
Extraordinary gains, net$019
Net income$23,998,000187
Minority interest net income$084
Net income of bank and minority interests.$23,998,000187
Net charge-offs$9,174,000207
Cash dividends$49,815,00057
Sale, conversion, retirement of capital stock, net$0928
Net operating income$23,921,000180
2012-03-31 (YTD Data)Rank
Total interest income$58,489,000159
Total interest expense$8,762,000139
Net interest income$49,727,000153
Provision for loan and lease losses$4,471,000181
Total noninterest income$14,871,000169
Gross Fiduciary activities income$2,228,000118
Service charges on deposit accounts$4,341,000107
Trading account gains and fees$0148
Additional Noninterest Income$8,302,000209
Total noninterest expense$43,377,000144
Salaries and employee benefits$11,627,000226
Premises and equipment expense$4,433,000158
Additional noninterest expense$27,317,000105
Pre-tax net operating income$16,750,000176
Securities gains (losses)$12,0001,741
Applicable income taxes$5,015,000173
Income before extraordinary items$11,747,000187
Extraordinary gains, net$019
Net income$11,747,000188
Minority interest net income$078
Net income of bank and minority interests.$11,747,000188
Net charge-offs$4,471,000211
Cash dividends$7,100,000103
Sale, conversion, retirement of capital stock, net$0861
Net operating income$11,738,600184
2011-12-31 (YTD Data)Rank
Total interest income$239,598,000155
Total interest expense$37,634,000153
Net interest income$201,964,000149
Provision for loan and lease losses$20,737,000223
Total noninterest income$55,968,000170
Gross Fiduciary activities income$9,261,000101
Service charges on deposit accounts$21,464,00093
Trading account gains and fees$0146
Additional Noninterest Income$25,243,000227
Total noninterest expense$156,025,000148
Salaries and employee benefits$45,480,000217
Premises and equipment expense$15,847,000175
Additional noninterest expense$94,698,000119
Pre-tax net operating income$81,170,000145
Securities gains (losses)$182,0001,536
Applicable income taxes$21,670,000153
Income before extraordinary items$59,682,000141
Extraordinary gains, net$029
Net income$59,682,000141
Minority interest net income$096
Net income of bank and minority interests.$59,682,000142
Net charge-offs$20,637,000248
Cash dividends$54,400,00082
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$59,549,140139
2011-09-30 (YTD Data)Rank
Total interest income$179,791,000154
Total interest expense$28,647,000155
Net interest income$151,144,000149
Provision for loan and lease losses$15,161,000227
Total noninterest income$41,892,000169
Gross Fiduciary activities income$6,691,000103
Service charges on deposit accounts$16,059,00093
Trading account gains and fees$0145
Additional Noninterest Income$19,142,000219
Total noninterest expense$115,890,000149
Salaries and employee benefits$33,873,000221
Premises and equipment expense$12,085,000175
Additional noninterest expense$69,932,000118
Pre-tax net operating income$61,985,000143
Securities gains (losses)$130,0001,550
Applicable income taxes$17,445,000152
Income before extraordinary items$44,670,000145
Extraordinary gains, net$021
Net income$44,670,000146
Minority interest net income$087
Net income of bank and minority interests.$44,670,000146
Net charge-offs$15,061,000247
Cash dividends$47,400,00057
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$44,576,400144
2011-06-30 (YTD Data)Rank
Total interest income$120,117,000157
Total interest expense$19,615,000161
Net interest income$100,502,000150
Provision for loan and lease losses$9,986,000241
Total noninterest income$27,642,000173
Gross Fiduciary activities income$4,501,000103
Service charges on deposit accounts$10,527,00094
Trading account gains and fees$0153
Additional Noninterest Income$12,614,000229
Total noninterest expense$77,399,000153
Salaries and employee benefits$22,223,000227
Premises and equipment expense$8,286,000173
Additional noninterest expense$46,890,000123
Pre-tax net operating income$40,759,000145
Securities gains (losses)$118,0001,021
Applicable income taxes$12,128,000145
Income before extraordinary items$28,749,000147
Extraordinary gains, net$015
Net income$28,749,000147
Minority interest net income$089
Net income of bank and minority interests.$28,749,000147
Net charge-offs$10,736,000252
Cash dividends$34,300,00050
Sale, conversion, retirement of capital stock, net$0986
Net operating income$28,666,400146
2011-03-31 (YTD Data)Rank
Total interest income$59,940,000161
Total interest expense$9,921,000165
Net interest income$50,019,000155
Provision for loan and lease losses$3,965,000299
Total noninterest income$13,597,000177
Gross Fiduciary activities income$2,138,000105
Service charges on deposit accounts$5,072,00095
Trading account gains and fees$0158
Additional Noninterest Income$6,387,000233
Total noninterest expense$39,742,000152
Salaries and employee benefits$11,182,000225
Premises and equipment expense$4,393,000169
Additional noninterest expense$24,167,000117
Pre-tax net operating income$19,909,000147
Securities gains (losses)$27,000990
Applicable income taxes$5,915,000139
Income before extraordinary items$14,021,000148
Extraordinary gains, net$09
Net income$14,021,000148
Minority interest net income$086
Net income of bank and minority interests.$14,021,000148
Net charge-offs$5,265,000263
Cash dividends$10,000,00056
Sale, conversion, retirement of capital stock, net$0925
Net operating income$14,002,100148
2010-12-31 (YTD Data)Rank
Total interest income$255,121,000155
Total interest expense$49,067,000167
Net interest income$206,054,000151
Provision for loan and lease losses$29,809,000265
Total noninterest income$56,114,000180
Gross Fiduciary activities income$8,099,000103
Service charges on deposit accounts$24,041,00083
Trading account gains and fees$0175
Additional Noninterest Income$23,974,000257
Total noninterest expense$157,225,000154
Salaries and employee benefits$42,929,000224
Premises and equipment expense$14,867,000184
Additional noninterest expense$99,429,000125
Pre-tax net operating income$75,134,000131
Securities gains (losses)$1,459,000352
Applicable income taxes$20,281,000144
Income before extraordinary items$56,312,000130
Extraordinary gains, net$029
Net income$56,312,000131
Minority interest net income$0111
Net income of bank and minority interests.$56,312,000131
Net charge-offs$25,125,000282
Cash dividends$12,000,000153
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$55,232,340129
2010-09-30 (YTD Data)Rank
Total interest income$192,889,000153
Total interest expense$38,251,000162
Net interest income$154,638,000147
Provision for loan and lease losses$23,122,000255
Total noninterest income$41,900,000174
Gross Fiduciary activities income$5,743,000108
Service charges on deposit accounts$18,384,00080
Trading account gains and fees$0165
Additional Noninterest Income$17,773,000251
Total noninterest expense$115,830,000152
Salaries and employee benefits$32,196,000219
Premises and equipment expense$11,246,000185
Additional noninterest expense$72,388,000120
Pre-tax net operating income$57,586,000129
Securities gains (losses)$47,0002,448
Applicable income taxes$15,923,000133
Income before extraordinary items$41,710,000134
Extraordinary gains, net$023
Net income$41,710,000134
Minority interest net income$0110
Net income of bank and minority interests.$41,710,000134
Net charge-offs$17,797,000289
Cash dividends$8,000,000138
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$41,676,160128
2010-06-30 (YTD Data)Rank
Total interest income$129,747,000153
Total interest expense$26,612,000163
Net interest income$103,135,000146
Provision for loan and lease losses$15,593,000253
Total noninterest income$27,978,000173
Gross Fiduciary activities income$3,868,000107
Service charges on deposit accounts$12,431,00081
Trading account gains and fees$0152
Additional Noninterest Income$11,679,000245
Total noninterest expense$76,952,000155
Salaries and employee benefits$21,096,000221
Premises and equipment expense$7,646,000180
Additional noninterest expense$48,210,000121
Pre-tax net operating income$38,568,000124
Securities gains (losses)$71,0001,657
Applicable income taxes$11,252,000122
Income before extraordinary items$27,387,000130
Extraordinary gains, net$019
Net income$27,387,000130
Minority interest net income$0105
Net income of bank and minority interests.$27,387,000130
Net charge-offs$11,843,000286
Cash dividends$4,000,000178
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$27,336,590126
2010-03-31 (YTD Data)Rank
Total interest income$65,288,000156
Total interest expense$13,640,000172
Net interest income$51,648,000146
Provision for loan and lease losses$9,243,000239
Total noninterest income$13,860,000179
Gross Fiduciary activities income$1,863,000111
Service charges on deposit accounts$6,130,00080
Trading account gains and fees$0175
Additional Noninterest Income$5,867,000243
Total noninterest expense$38,664,000151
Salaries and employee benefits$10,012,000238
Premises and equipment expense$4,048,000176
Additional noninterest expense$24,604,000114
Pre-tax net operating income$17,601,000118
Securities gains (losses)$8,0001,783
Applicable income taxes$5,100,000125
Income before extraordinary items$12,509,000126
Extraordinary gains, net$016
Net income$12,509,000125
Minority interest net income$091
Net income of bank and minority interests.$12,509,000127
Net charge-offs$5,643,000305
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$12,503,320118
2009-12-31 (YTD Data)Rank
Total interest income$272,819,000151
Total interest expense$72,499,000170
Net interest income$200,320,000143
Provision for loan and lease losses$33,392,000337
Total noninterest income$57,508,000181
Gross Fiduciary activities income$7,062,000111
Service charges on deposit accounts$27,164,00079
Trading account gains and fees$0211
Additional Noninterest Income$23,282,000256
Total noninterest expense$147,260,000170
Salaries and employee benefits$39,235,000240
Premises and equipment expense$14,693,000187
Additional noninterest expense$93,332,000131
Pre-tax net operating income$77,176,00087
Securities gains (losses)$4,0003,487
Applicable income taxes$21,845,00098
Income before extraordinary items$55,335,00090
Extraordinary gains, net$034
Net income$55,335,00087
Minority interest net income$0115
Net income of bank and minority interests.$55,335,00089
Net charge-offs$25,406,000333
Cash dividends$9,000,000200
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$55,332,12092
2009-09-30 (YTD Data)Rank
Total interest income$204,964,000157
Total interest expense$57,160,000177
Net interest income$147,804,000147
Provision for loan and lease losses$24,751,000345
Total noninterest income$42,759,000184
Gross Fiduciary activities income$5,090,000117
Service charges on deposit accounts$20,356,00079
Trading account gains and fees$0212
Additional Noninterest Income$17,313,000253
Total noninterest expense$109,815,000176
Salaries and employee benefits$28,580,000258
Premises and equipment expense$11,135,000192
Additional noninterest expense$70,100,000141
Pre-tax net operating income$55,997,00097
Securities gains (losses)$6,0003,115
Applicable income taxes$17,167,000100
Income before extraordinary items$38,836,000101
Extraordinary gains, net$027
Net income$38,836,00099
Minority interest net income$0118
Net income of bank and minority interests.$38,836,000100
Net charge-offs$18,665,000322
Cash dividends$9,000,000147
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$38,831,860102
2009-06-30 (YTD Data)Rank
Total interest income$137,479,000163
Total interest expense$39,268,000182
Net interest income$98,211,000152
Provision for loan and lease losses$15,650,000351
Total noninterest income$27,665,000193
Gross Fiduciary activities income$3,331,000117
Service charges on deposit accounts$13,246,00082
Trading account gains and fees$0193
Additional Noninterest Income$11,088,000262
Total noninterest expense$74,126,000183
Salaries and employee benefits$18,707,000265
Premises and equipment expense$7,636,000190
Additional noninterest expense$47,783,000144
Pre-tax net operating income$36,100,00098
Securities gains (losses)$17,0002,396
Applicable income taxes$11,199,000100
Income before extraordinary items$24,918,000102
Extraordinary gains, net$021
Net income$24,918,000101
Minority interest net income$0112
Net income of bank and minority interests.$24,918,000102
Net charge-offs$11,480,000337
Cash dividends$9,000,000112
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$24,906,27098
2009-03-31 (YTD Data)Rank
Total interest income$69,234,000165
Total interest expense$20,064,000185
Net interest income$49,170,000151
Provision for loan and lease losses$6,451,000340
Total noninterest income$13,365,000185
Gross Fiduciary activities income$1,487,000124
Service charges on deposit accounts$6,296,00084
Trading account gains and fees$0171
Additional Noninterest Income$5,582,000241
Total noninterest expense$36,432,000180
Salaries and employee benefits$9,299,000266
Premises and equipment expense$4,054,000188
Additional noninterest expense$23,079,000135
Pre-tax net operating income$19,652,00096
Securities gains (losses)$02,434
Applicable income taxes$6,093,00096
Income before extraordinary items$13,559,000106
Extraordinary gains, net$015
Net income$13,559,000105
Minority interest net income$0102
Net income of bank and minority interests.$13,559,000106
Net charge-offs$5,704,000292
Cash dividends$9,000,00064
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$13,559,000101
2008-12-31 (YTD Data)Rank
Total interest income$293,822,000166
Total interest expense$103,288,000184
Net interest income$190,534,000153
Provision for loan and lease losses$27,181,000292
Total noninterest income$59,299,000162
Gross Fiduciary activities income$7,601,000119
Service charges on deposit accounts$28,143,00079
Trading account gains and fees$0154
Additional Noninterest Income$23,555,000221
Total noninterest expense$135,611,000196
Salaries and employee benefits$36,484,000269
Premises and equipment expense$14,405,000201
Additional noninterest expense$84,722,000151
Pre-tax net operating income$87,041,00089
Securities gains (losses)$36,0001,824
Applicable income taxes$26,328,00091
Income before extraordinary items$60,749,00086
Extraordinary gains, net$039
Net income$60,749,00086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,800,000233
Cash dividends$42,900,00097
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$60,723,80093
2008-09-30 (YTD Data)Rank
Total interest income$220,683,000173
Total interest expense$80,319,000188
Net interest income$140,364,000162
Provision for loan and lease losses$19,460,000246
Total noninterest income$43,586,000175
Gross Fiduciary activities income$5,834,000119
Service charges on deposit accounts$20,877,00081
Trading account gains and fees$0148
Additional Noninterest Income$16,875,000245
Total noninterest expense$101,749,000186
Salaries and employee benefits$26,956,000281
Premises and equipment expense$10,961,000202
Additional noninterest expense$63,832,000141
Pre-tax net operating income$62,741,000117
Securities gains (losses)$40,0001,574
Applicable income taxes$19,187,000113
Income before extraordinary items$43,594,000117
Extraordinary gains, net$031
Net income$43,594,000117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,840,000189
Cash dividends$33,800,00096
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$43,566,400124
2008-06-30 (YTD Data)Rank
Total interest income$147,204,000176
Total interest expense$54,978,000194
Net interest income$92,226,000161
Provision for loan and lease losses$12,281,000228
Total noninterest income$28,767,000181
Gross Fiduciary activities income$4,036,000119
Service charges on deposit accounts$13,463,00084
Trading account gains and fees$0149
Additional Noninterest Income$11,268,000259
Total noninterest expense$66,391,000184
Salaries and employee benefits$17,786,000290
Premises and equipment expense$7,469,000200
Additional noninterest expense$41,136,000143
Pre-tax net operating income$42,321,000119
Securities gains (losses)$33,0001,725
Applicable income taxes$12,908,000136
Income before extraordinary items$29,446,000126
Extraordinary gains, net$021
Net income$29,446,000126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,954,000169
Cash dividends$21,850,000119
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$29,422,900127
2008-03-31 (YTD Data)Rank
Total interest income$74,494,000183
Total interest expense$29,301,000198
Net interest income$45,193,000166
Provision for loan and lease losses$6,478,000188
Total noninterest income$14,222,000182
Gross Fiduciary activities income$1,856,000124
Service charges on deposit accounts$6,525,00086
Trading account gains and fees$0158
Additional Noninterest Income$5,841,000250
Total noninterest expense$32,731,000187
Salaries and employee benefits$8,943,000293
Premises and equipment expense$3,805,000199
Additional noninterest expense$19,983,000142
Pre-tax net operating income$20,206,000138
Securities gains (losses)$15,0001,758
Applicable income taxes$6,079,000149
Income before extraordinary items$14,142,000144
Extraordinary gains, net$015
Net income$14,142,000144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,160,000187
Cash dividends$14,250,00088
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$14,131,500140
2007-12-31 (YTD Data)Rank
Total interest income$305,517,000179
Total interest expense$135,806,000192
Net interest income$169,711,000164
Provision for loan and lease losses$30,094,000117
Total noninterest income$50,835,000200
Gross Fiduciary activities income$6,826,000130
Service charges on deposit accounts$22,742,00095
Trading account gains and fees$0178
Additional Noninterest Income$21,267,000250
Total noninterest expense$121,137,000194
Salaries and employee benefits$33,001,000298
Premises and equipment expense$13,227,000202
Additional noninterest expense$74,909,000137
Pre-tax net operating income$69,315,000176
Securities gains (losses)$2,044,000113
Applicable income taxes$21,254,000187
Income before extraordinary items$50,105,000178
Extraordinary gains, net$039
Net income$50,105,000175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,498,00097
Cash dividends$61,500,000126
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$48,674,200181
2007-09-30 (YTD Data)Rank
Total interest income$228,676,000176
Total interest expense$101,994,000188
Net interest income$126,682,000163
Provision for loan and lease losses$16,654,000114
Total noninterest income$36,552,000201
Gross Fiduciary activities income$5,166,000127
Service charges on deposit accounts$15,600,000102
Trading account gains and fees$0184
Additional Noninterest Income$15,786,000257
Total noninterest expense$88,870,000191
Salaries and employee benefits$24,626,000301
Premises and equipment expense$10,003,000200
Additional noninterest expense$54,241,000134
Pre-tax net operating income$57,710,000180
Securities gains (losses)$1,447,000123
Applicable income taxes$18,134,000185
Income before extraordinary items$41,023,000179
Extraordinary gains, net$033
Net income$41,023,000177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,433,000110
Cash dividends$53,750,000104
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$40,024,570180
2007-06-30 (YTD Data)Rank
Total interest income$151,648,000191
Total interest expense$67,328,000204
Net interest income$84,320,000177
Provision for loan and lease losses$11,866,00098
Total noninterest income$23,021,000221
Gross Fiduciary activities income$3,383,000136
Service charges on deposit accounts$9,405,000117
Trading account gains and fees$0168
Additional Noninterest Income$10,233,000275
Total noninterest expense$58,374,000205
Salaries and employee benefits$16,257,000314
Premises and equipment expense$6,777,000211
Additional noninterest expense$35,340,000143
Pre-tax net operating income$37,101,000199
Securities gains (losses)$-37,0008,252
Applicable income taxes$11,454,000208
Income before extraordinary items$25,610,000200
Extraordinary gains, net$029
Net income$25,610,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,395,000132
Cash dividends$21,000,000160
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$25,635,530197
2007-03-31 (YTD Data)Rank
Total interest income$75,286,000190
Total interest expense$33,516,000205
Net interest income$41,770,000176
Provision for loan and lease losses$2,096,000179
Total noninterest income$10,839,000228
Gross Fiduciary activities income$1,517,000140
Service charges on deposit accounts$4,469,000117
Trading account gains and fees$0195
Additional Noninterest Income$4,853,000277
Total noninterest expense$29,833,000199
Salaries and employee benefits$8,487,000304
Premises and equipment expense$3,497,000208
Additional noninterest expense$17,849,000135
Pre-tax net operating income$20,680,000179
Securities gains (losses)$-57,0008,508
Applicable income taxes$6,306,000194
Income before extraordinary items$14,317,000175
Extraordinary gains, net$022
Net income$14,317,000174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,129,000150
Cash dividends$11,000,000128
Sale, conversion, retirement of capital stock, net$0885
Net operating income$14,356,330174
2006-12-31 (YTD Data)Rank
Total interest income$288,259,000178
Total interest expense$120,084,000194
Net interest income$168,175,000174
Provision for loan and lease losses$9,395,000144
Total noninterest income$43,755,000215
Gross Fiduciary activities income$5,916,000137
Service charges on deposit accounts$17,591,000116
Trading account gains and fees$0130
Additional Noninterest Income$20,248,000262
Total noninterest expense$122,561,000182
Salaries and employee benefits$33,693,000295
Premises and equipment expense$12,825,000209
Additional noninterest expense$76,043,000137
Pre-tax net operating income$79,974,000186
Securities gains (losses)$-876,0008,569
Applicable income taxes$24,362,000198
Income before extraordinary items$54,736,000193
Extraordinary gains, net$051
Net income$54,736,000193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,673,000135
Cash dividends$26,000,000195
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$55,340,440187
2006-09-30 (YTD Data)Rank
Total interest income$212,388,000191
Total interest expense$86,821,000203
Net interest income$125,567,000185
Provision for loan and lease losses$5,911,000169
Total noninterest income$33,027,000227
Gross Fiduciary activities income$4,452,000143
Service charges on deposit accounts$13,173,000121
Trading account gains and fees$0126
Additional Noninterest Income$15,402,000280
Total noninterest expense$91,225,000194
Salaries and employee benefits$25,092,000309
Premises and equipment expense$9,685,000217
Additional noninterest expense$56,448,000144
Pre-tax net operating income$61,458,000199
Securities gains (losses)$-906,0008,671
Applicable income taxes$18,892,000212
Income before extraordinary items$41,660,000202
Extraordinary gains, net$045
Net income$41,660,000202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,130,000156
Cash dividends$26,000,000166
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$42,285,140201
2006-06-30 (YTD Data)Rank
Total interest income$137,856,000196
Total interest expense$54,394,000206
Net interest income$83,462,000191
Provision for loan and lease losses$3,431,000184
Total noninterest income$21,936,000233
Gross Fiduciary activities income$2,942,000149
Service charges on deposit accounts$8,713,000122
Trading account gains and fees$0126
Additional Noninterest Income$10,281,000279
Total noninterest expense$60,472,000202
Salaries and employee benefits$16,629,000313
Premises and equipment expense$6,590,000218
Additional noninterest expense$37,253,000148
Pre-tax net operating income$41,495,000202
Securities gains (losses)$-913,0008,730
Applicable income taxes$12,726,000217
Income before extraordinary items$27,856,000204
Extraordinary gains, net$039
Net income$27,856,000204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,148,000168
Cash dividends$26,000,000121
Sale, conversion, retirement of capital stock, net$0887
Net operating income$28,485,970200
2006-03-31 (YTD Data)Rank
Total interest income$66,163,000201
Total interest expense$25,251,000209
Net interest income$40,912,000189
Provision for loan and lease losses$1,728,000183
Total noninterest income$10,816,000238
Gross Fiduciary activities income$1,418,000152
Service charges on deposit accounts$4,219,000120
Trading account gains and fees$0115
Additional Noninterest Income$5,179,000281
Total noninterest expense$29,321,000206
Salaries and employee benefits$8,145,000319
Premises and equipment expense$3,418,000212
Additional noninterest expense$17,758,000151
Pre-tax net operating income$20,679,000202
Securities gains (losses)$-934,0008,763
Applicable income taxes$6,277,000216
Income before extraordinary items$13,468,000208
Extraordinary gains, net$021
Net income$13,468,000208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,774,000146
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$14,103,120197
2005-12-31 (YTD Data)Rank
Total interest income$235,979,000194
Total interest expense$76,876,000208
Net interest income$159,103,000186
Provision for loan and lease losses$9,464,000149
Total noninterest income$38,516,000250
Gross Fiduciary activities income$5,276,000154
Service charges on deposit accounts$16,894,000123
Trading account gains and fees$0138
Additional Noninterest Income$16,346,000319
Total noninterest expense$111,360,000202
Salaries and employee benefits$31,200,000305
Premises and equipment expense$12,505,000218
Additional noninterest expense$67,655,000157
Pre-tax net operating income$76,795,000209
Securities gains (losses)$-1,230,0008,761
Applicable income taxes$24,079,000208
Income before extraordinary items$51,486,000219
Extraordinary gains, net$046
Net income$51,486,000219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,941,000178
Cash dividends$35,400,000162
Sale, conversion, retirement of capital stock, net$0934
Net operating income$52,322,400210
2005-09-30 (YTD Data)Rank
Total interest income$173,315,000194
Total interest expense$54,557,000206
Net interest income$118,758,000191
Provision for loan and lease losses$6,868,000148
Total noninterest income$28,812,000250
Gross Fiduciary activities income$3,981,000152
Service charges on deposit accounts$12,553,000122
Trading account gains and fees$0126
Additional Noninterest Income$12,278,000319
Total noninterest expense$83,212,000205
Salaries and employee benefits$23,630,000301
Premises and equipment expense$9,354,000216
Additional noninterest expense$50,228,000157
Pre-tax net operating income$57,490,000212
Securities gains (losses)$-684,0008,801
Applicable income taxes$18,339,000210
Income before extraordinary items$38,467,000218
Extraordinary gains, net$035
Net income$38,467,000219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,250,000201
Cash dividends$29,200,000148
Sale, conversion, retirement of capital stock, net$0769
Net operating income$38,932,120212
2005-06-30 (YTD Data)Rank
Total interest income$113,151,000193
Total interest expense$34,570,000205
Net interest income$78,581,000193
Provision for loan and lease losses$4,116,000151
Total noninterest income$19,024,000248
Gross Fiduciary activities income$2,628,000155
Service charges on deposit accounts$8,240,000119
Trading account gains and fees$0116
Additional Noninterest Income$8,156,000320
Total noninterest expense$55,544,000201
Salaries and employee benefits$15,116,000309
Premises and equipment expense$6,397,000209
Additional noninterest expense$34,031,000156
Pre-tax net operating income$37,945,000210
Securities gains (losses)$52,000766
Applicable income taxes$12,226,000210
Income before extraordinary items$25,771,000219
Extraordinary gains, net$030
Net income$25,771,000218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,637,000191
Cash dividends$23,000,000122
Sale, conversion, retirement of capital stock, net$0643
Net operating income$25,735,640213
2005-03-31 (YTD Data)Rank
Total interest income$55,372,000197
Total interest expense$16,362,000207
Net interest income$39,010,000193
Provision for loan and lease losses$1,796,000163
Total noninterest income$9,106,000254
Gross Fiduciary activities income$1,315,000157
Service charges on deposit accounts$3,929,000124
Trading account gains and fees$0115
Additional Noninterest Income$3,862,000322
Total noninterest expense$27,626,000206
Salaries and employee benefits$7,554,000310
Premises and equipment expense$3,324,000209
Additional noninterest expense$16,748,000157
Pre-tax net operating income$18,694,000215
Securities gains (losses)$2,0001,406
Applicable income taxes$6,011,000213
Income before extraordinary items$12,685,000222
Extraordinary gains, net$024
Net income$12,685,000221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,339,000195
Cash dividends$17,000,00083
Sale, conversion, retirement of capital stock, net$0491
Net operating income$12,683,640217
2004-12-31 (YTD Data)Rank
Total interest income$209,729,000193
Total interest expense$58,791,000190
Net interest income$150,938,000194
Provision for loan and lease losses$9,615,000148
Total noninterest income$37,410,000260
Gross Fiduciary activities income$4,851,000156
Service charges on deposit accounts$16,469,000130
Trading account gains and fees$0138
Additional Noninterest Income$16,090,000313
Total noninterest expense$103,573,000217
Salaries and employee benefits$28,495,000322
Premises and equipment expense$12,197,000225
Additional noninterest expense$62,881,000165
Pre-tax net operating income$75,160,000194
Securities gains (losses)$242,000737
Applicable income taxes$22,797,000212
Income before extraordinary items$52,605,000195
Extraordinary gains, net$034
Net income$52,605,000196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,334,000175
Cash dividends$29,300,000175
Sale, conversion, retirement of capital stock, net$0872
Net operating income$52,435,600190
2004-09-30 (YTD Data)Rank
Total interest income$155,421,000194
Total interest expense$43,287,000190
Net interest income$112,134,000192
Provision for loan and lease losses$6,865,000163
Total noninterest income$28,356,000264
Gross Fiduciary activities income$3,614,000157
Service charges on deposit accounts$12,286,000132
Trading account gains and fees$0134
Additional Noninterest Income$12,456,000320
Total noninterest expense$76,473,000223
Salaries and employee benefits$21,175,000330
Premises and equipment expense$9,124,000228
Additional noninterest expense$46,174,000171
Pre-tax net operating income$57,152,000194
Securities gains (losses)$61,0001,510
Applicable income taxes$18,241,000197
Income before extraordinary items$38,972,000196
Extraordinary gains, net$026
Net income$38,972,000197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,977,000190
Cash dividends$23,100,000166
Sale, conversion, retirement of capital stock, net$0738
Net operating income$38,930,520190
2004-06-30 (YTD Data)Rank
Total interest income$102,454,000191
Total interest expense$28,507,000185
Net interest income$73,947,000193
Provision for loan and lease losses$4,552,000169
Total noninterest income$19,084,000261
Gross Fiduciary activities income$2,377,000163
Service charges on deposit accounts$8,127,000132
Trading account gains and fees$0130
Additional Noninterest Income$8,580,000314
Total noninterest expense$50,203,000218
Salaries and employee benefits$13,948,000329
Premises and equipment expense$6,107,000222
Additional noninterest expense$30,148,000175
Pre-tax net operating income$38,276,000195
Securities gains (losses)$44,0001,536
Applicable income taxes$12,197,000205
Income before extraordinary items$26,123,000199
Extraordinary gains, net$021
Net income$26,123,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,721,000180
Cash dividends$23,100,000124
Sale, conversion, retirement of capital stock, net$0638
Net operating income$26,093,080194
2004-03-31 (YTD Data)Rank
Total interest income$51,614,000190
Total interest expense$14,440,000184
Net interest income$37,174,000187
Provision for loan and lease losses$2,124,000179
Total noninterest income$9,606,000256
Gross Fiduciary activities income$1,174,000160
Service charges on deposit accounts$4,036,000128
Trading account gains and fees$0121
Additional Noninterest Income$4,396,000300
Total noninterest expense$25,454,000221
Salaries and employee benefits$7,498,000313
Premises and equipment expense$3,158,000221
Additional noninterest expense$14,798,000171
Pre-tax net operating income$19,202,000188
Securities gains (losses)$8,0002,145
Applicable income taxes$6,159,000200
Income before extraordinary items$13,051,000201
Extraordinary gains, net$016
Net income$13,051,000202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,472,000213
Cash dividends$5,600,000160
Sale, conversion, retirement of capital stock, net$0464
Net operating income$13,045,560191
2003-12-31 (YTD Data)Rank
Total interest income$206,880,000188
Total interest expense$62,816,000188
Net interest income$144,064,000189
Provision for loan and lease losses$9,111,000213
Total noninterest income$33,951,000280
Gross Fiduciary activities income$4,220,000170
Service charges on deposit accounts$15,833,000140
Trading account gains and fees$0160
Additional Noninterest Income$13,898,000360
Total noninterest expense$100,552,000215
Salaries and employee benefits$26,551,000352
Premises and equipment expense$12,254,000224
Additional noninterest expense$61,747,000170
Pre-tax net operating income$68,352,000191
Securities gains (losses)$143,0001,593
Applicable income taxes$21,059,000220
Income before extraordinary items$47,436,000207
Extraordinary gains, net$054
Net income$47,436,000209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,627,000232
Cash dividends$28,300,000181
Sale, conversion, retirement of capital stock, net$0868
Net operating income$47,337,330194
2003-09-30 (YTD Data)Rank
Total interest income$154,707,000193
Total interest expense$47,872,000192
Net interest income$106,835,000191
Provision for loan and lease losses$5,789,000249
Total noninterest income$24,963,000293
Gross Fiduciary activities income$3,098,000180
Service charges on deposit accounts$11,530,000146
Trading account gains and fees$0153
Additional Noninterest Income$10,335,000382
Total noninterest expense$74,602,000217
Salaries and employee benefits$19,675,000359
Premises and equipment expense$9,003,000232
Additional noninterest expense$45,924,000172
Pre-tax net operating income$51,407,000200
Securities gains (losses)$58,0002,190
Applicable income taxes$16,084,000229
Income before extraordinary items$35,381,000215
Extraordinary gains, net$040
Net income$35,381,000216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,284,000255
Cash dividends$22,700,000180
Sale, conversion, retirement of capital stock, net$0722
Net operating income$35,340,980200
2003-06-30 (YTD Data)Rank
Total interest income$104,026,000194
Total interest expense$32,675,000196
Net interest income$71,351,000193
Provision for loan and lease losses$3,353,000266
Total noninterest income$16,118,000303
Gross Fiduciary activities income$2,116,000180
Service charges on deposit accounts$7,367,000150
Trading account gains and fees$0150
Additional Noninterest Income$6,635,000387
Total noninterest expense$49,571,000217
Salaries and employee benefits$12,728,000365
Premises and equipment expense$6,140,000229
Additional noninterest expense$30,703,000169
Pre-tax net operating income$34,545,000200
Securities gains (losses)$29,0002,379
Applicable income taxes$10,905,000227
Income before extraordinary items$23,669,000217
Extraordinary gains, net$030
Net income$23,669,000217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,662,000275
Cash dividends$17,200,000147
Sale, conversion, retirement of capital stock, net$0589
Net operating income$23,649,280197
2003-03-31 (YTD Data)Rank
Total interest income$52,526,000197
Total interest expense$16,590,000201
Net interest income$35,936,000190
Provision for loan and lease losses$1,940,000250
Total noninterest income$8,203,000300
Gross Fiduciary activities income$940,000196
Service charges on deposit accounts$3,603,000154
Trading account gains and fees$0134
Additional Noninterest Income$3,660,000376
Total noninterest expense$24,732,000216
Salaries and employee benefits$6,494,000356
Premises and equipment expense$3,244,000226
Additional noninterest expense$14,994,000168
Pre-tax net operating income$17,467,000199
Securities gains (losses)$14,0002,056
Applicable income taxes$5,568,000232
Income before extraordinary items$11,913,000215
Extraordinary gains, net$021
Net income$11,913,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,000334
Cash dividends$11,700,000117
Sale, conversion, retirement of capital stock, net$0419
Net operating income$11,903,480198
2002-12-31 (YTD Data)Rank
Total interest income$226,735,000198
Total interest expense$80,328,000190
Net interest income$146,407,000188
Provision for loan and lease losses$9,073,000260
Total noninterest income$27,011,000333
Gross Fiduciary activities income$3,074,000221
Service charges on deposit accounts$13,875,000158
Trading account gains and fees$0153
Additional Noninterest Income$10,062,000437
Total noninterest expense$96,271,000228
Salaries and employee benefits$25,522,000342
Premises and equipment expense$12,201,000227
Additional noninterest expense$58,548,000182
Pre-tax net operating income$68,074,000197
Securities gains (losses)$-749,0009,292
Applicable income taxes$21,904,000216
Income before extraordinary items$45,421,000212
Extraordinary gains, net$070
Net income$45,421,000213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,652,000176
Cash dividends$31,600,000176
Sale, conversion, retirement of capital stock, net$0862
Net operating income$45,922,830200
2001-12-31 (YTD Data)Rank
Total interest income$254,844,000199
Total interest expense$117,294,000201
Net interest income$137,550,000190
Provision for loan and lease losses$31,929,000132
Total noninterest income$23,461,000345
Gross Fiduciary activities income$3,767,000202
Service charges on deposit accounts$12,756,000159
Trading account gains and fees$0177
Additional Noninterest Income$6,938,000520
Total noninterest expense$101,529,000220
Salaries and employee benefits$31,475,000269
Premises and equipment expense$14,351,000180
Additional noninterest expense$55,703,000194
Pre-tax net operating income$27,553,000340
Securities gains (losses)$-8,104,0009,608
Applicable income taxes$4,534,000585
Income before extraordinary items$14,915,000404
Extraordinary gains, net$0105
Net income$14,915,000403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,182,000149
Cash dividends$29,050,000186
Sale, conversion, retirement of capital stock, net$0922
Net operating income$21,155,080293
2000-12-31 (YTD Data)Rank
Total interest income$117,433,000366
Total interest expense$54,611,000398
Net interest income$62,822,000343
Provision for loan and lease losses$4,839,000324
Total noninterest income$10,832,000549
Gross Fiduciary activities income$3,382,000212
Service charges on deposit accounts$4,763,000302
Trading account gains and fees$0180
Additional Noninterest Income$2,687,000926
Total noninterest expense$42,029,000399
Salaries and employee benefits$11,335,000633
Premises and equipment expense$5,562,000411
Additional noninterest expense$25,132,000303
Pre-tax net operating income$26,786,000355
Securities gains (losses)$01,956
Applicable income taxes$10,634,000321
Income before extraordinary items$16,152,000390
Extraordinary gains, net$038
Net income$16,152,000391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,723,000397
Cash dividends$28,000,000198
Sale, conversion, retirement of capital stock, net$0969
Net operating income$16,152,000388
1999-12-31 (YTD Data)Rank
Total interest income$101,611,000405
Total interest expense$41,377,000442
Net interest income$60,234,000368
Provision for loan and lease losses$3,900,000355
Total noninterest income$10,285,000607
Gross Fiduciary activities income$3,305,000247
Service charges on deposit accounts$4,272,000335
Trading account gains and fees$0173
Additional Noninterest Income$2,708,000957
Total noninterest expense$37,613,000452
Salaries and employee benefits$19,575,000392
Premises and equipment expense$5,588,000414
Additional noninterest expense$12,450,000512
Pre-tax net operating income$29,006,000372
Securities gains (losses)$471,000352
Applicable income taxes$11,379,000339
Income before extraordinary items$18,098,000391
Extraordinary gains, net$035
Net income$18,098,000391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,007,000362
Cash dividends$12,500,000335
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$17,796,560388
1998-12-31 (YTD Data)Rank
Total interest income$100,736,000394
Total interest expense$43,678,000436
Net interest income$57,058,000361
Provision for loan and lease losses$4,599,000342
Total noninterest income$9,356,000626
Gross Fiduciary activities income$3,115,000252
Service charges on deposit accounts$3,750,000354
Trading account gains and fees$0224
Additional Noninterest Income$2,491,0001,023
Total noninterest expense$38,872,000435
Salaries and employee benefits$19,202,000391
Premises and equipment expense$5,218,000424
Additional noninterest expense$14,452,000443
Pre-tax net operating income$22,943,000400
Securities gains (losses)$608,000495
Applicable income taxes$4,492,000624
Income before extraordinary items$19,059,000351
Extraordinary gains, net$032
Net income$19,059,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,219,000362
Cash dividends$11,500,000347
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$18,566,520340
1997-12-31 (YTD Data)Rank
Total interest income$95,859,000414
Total interest expense$42,522,000450
Net interest income$53,337,000388
Provision for loan and lease losses$3,505,000394
Total noninterest income$8,404,000642
Gross Fiduciary activities income$2,675,000281
Service charges on deposit accounts$3,695,000366
Trading account gains and fees$0239
Additional Noninterest Income$2,034,0001,087
Total noninterest expense$34,871,000456
Salaries and employee benefits$17,904,000397
Premises and equipment expense$4,299,000514
Additional noninterest expense$12,668,000479
Pre-tax net operating income$23,365,000404
Securities gains (losses)$-337,00010,864
Applicable income taxes$8,276,000408
Income before extraordinary items$14,752,000436
Extraordinary gains, net$044
Net income$14,752,000437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,396,000453
Cash dividends$6,000,000536
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$14,967,680413
1996-12-31 (YTD Data)Rank
Total interest income$84,207,000488
Total interest expense$36,131,000534
Net interest income$48,076,000444
Provision for loan and lease losses$3,175,000442
Total noninterest income$7,684,000706
Gross Fiduciary activities income$2,642,000308
Service charges on deposit accounts$3,372,000437
Trading account gains and fees$0262
Additional Noninterest Income$1,670,0001,315
Total noninterest expense$34,245,000505
Salaries and employee benefits$17,818,000417
Premises and equipment expense$4,156,000542
Additional noninterest expense$12,271,000577
Pre-tax net operating income$18,340,000484
Securities gains (losses)$1,176,000230
Applicable income taxes$7,279,000446
Income before extraordinary items$12,237,000485
Extraordinary gains, net$053
Net income$12,237,000485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,822,000608
Cash dividends$9,700,000437
Sale, conversion, retirement of capital stock, net$0953
Net operating income$11,484,360507
1995-12-31 (YTD Data)Rank
Total interest income$77,057,000553
Total interest expense$34,470,000587
Net interest income$42,587,000511
Provision for loan and lease losses$1,553,000694
Total noninterest income$6,957,000767
Gross Fiduciary activities income$2,439,000341
Service charges on deposit accounts$2,995,000491
Trading account gains and fees$0522
Additional Noninterest Income$1,523,0001,371
Total noninterest expense$32,942,000541
Salaries and employee benefits$16,309,000465
Premises and equipment expense$4,055,000583
Additional noninterest expense$12,578,000578
Pre-tax net operating income$15,049,000592
Securities gains (losses)$03,831
Applicable income taxes$5,822,000551
Income before extraordinary items$9,227,000633
Extraordinary gains, net$065
Net income$9,227,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,459,000702
Cash dividends$4,250,000720
Sale, conversion, retirement of capital stock, net$0809
Net operating income$9,227,000627
1994-12-31 (YTD Data)Rank
Total interest income$70,147,000528
Total interest expense$25,295,000592
Net interest income$44,852,000480
Provision for loan and lease losses$3,071,000429
Total noninterest income$6,959,000751
Gross Fiduciary activities income$2,511,000320
Service charges on deposit accounts$3,031,000477
Trading account gains and fees$0475
Additional Noninterest Income$1,417,0001,444
Total noninterest expense$38,753,000479
Salaries and employee benefits$16,158,000468
Premises and equipment expense$4,328,000552
Additional noninterest expense$18,267,000465
Pre-tax net operating income$9,987,000799
Securities gains (losses)$555,000253
Applicable income taxes$3,788,000716
Income before extraordinary items$6,754,000790
Extraordinary gains, net$0249
Net income$6,754,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,697,000448
Cash dividends$5,000,000560
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,398,800819
1993-12-31 (YTD Data)Rank
Total interest income$66,611,000544
Total interest expense$22,676,000643
Net interest income$43,935,000485
Provision for loan and lease losses$2,281,000739
Total noninterest income$8,108,000698
Gross Fiduciary activities income$2,984,000306
Service charges on deposit accounts$2,998,000478
Trading account gains and fees$0532
Additional Noninterest Income$2,126,0001,205
Total noninterest expense$37,248,000508
Salaries and employee benefits$16,203,000471
Premises and equipment expense$4,631,000528
Additional noninterest expense$16,414,000541
Pre-tax net operating income$12,514,000576
Securities gains (losses)$1,388,000419
Applicable income taxes$5,449,000505
Income before extraordinary items$8,453,000624
Extraordinary gains, net$03,149
Net income$8,453,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,874,000578
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,564,680644
1992-12-31 (YTD Data)Rank
Total interest income$68,862,000594
Total interest expense$26,651,000717
Net interest income$42,211,000509
Provision for loan and lease losses$2,362,0001,013
Total noninterest income$8,896,000649
Gross Fiduciary activities income$3,001,000306
Service charges on deposit accounts$3,105,000467
Trading account gains and fees$0504
Additional Noninterest Income$2,790,0001,005
Total noninterest expense$36,130,000530
Salaries and employee benefits$15,730,000476
Premises and equipment expense$4,681,000540
Additional noninterest expense$15,719,000556
Pre-tax net operating income$12,615,000507
Securities gains (losses)$1,108,000601
Applicable income taxes$5,666,000436
Income before extraordinary items$8,057,000593
Extraordinary gains, net$01,422
Net income$8,057,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,963,000739
Cash dividends$4,250,000430
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,347,880590

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.