Home > NBRS Financial > Income and Expense
NBRS Financial, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 3,204 |
| Total interest expense | $734,000 | 2,645 |
| Net interest income | $4,529,000 | 3,254 |
| Provision for loan and lease losses | $4,178,000 | 193 |
| Total noninterest income | $1,694,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $323,000 | 2,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,371,000 | 1,557 |
| Total noninterest expense | $7,042,000 | 2,020 |
| Salaries and employee benefits | $2,428,000 | 2,944 |
| Premises and equipment expense | $1,131,000 | 1,573 |
| Additional noninterest expense | $3,483,000 | 1,386 |
| Pre-tax net operating income | $-4,997,000 | 6,576 |
| Securities gains (losses) | $64,000 | 1,289 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-4,933,000 | 6,566 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,933,000 | 6,565 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-4,933,000 | 6,565 |
| Net charge-offs | $-57,000 | 6,071 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-4,997,000 | 6,569 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 3,154 |
| Total interest expense | $519,000 | 2,571 |
| Net interest income | $3,062,000 | 3,220 |
| Provision for loan and lease losses | $4,103,000 | 146 |
| Total noninterest income | $921,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $215,000 | 2,552 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $706,000 | 1,841 |
| Total noninterest expense | $4,506,000 | 2,098 |
| Salaries and employee benefits | $1,614,000 | 2,965 |
| Premises and equipment expense | $826,000 | 1,450 |
| Additional noninterest expense | $2,066,000 | 1,518 |
| Pre-tax net operating income | $-4,626,000 | 6,652 |
| Securities gains (losses) | $61,000 | 1,060 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-4,565,000 | 6,644 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,565,000 | 6,644 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-4,565,000 | 6,644 |
| Net charge-offs | $465,000 | 925 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-4,626,000 | 6,644 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,051 |
| Total interest expense | $253,000 | 2,652 |
| Net interest income | $1,628,000 | 3,081 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $518,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $111,000 | 2,454 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $407,000 | 1,636 |
| Total noninterest expense | $2,119,000 | 2,222 |
| Salaries and employee benefits | $788,000 | 3,029 |
| Premises and equipment expense | $404,000 | 1,505 |
| Additional noninterest expense | $927,000 | 1,652 |
| Pre-tax net operating income | $-48,000 | 6,358 |
| Securities gains (losses) | $61,000 | 579 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $13,000 | 6,107 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 6,108 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $13,000 | 6,108 |
| Net charge-offs | $107,000 | 1,334 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-48,000 | 6,376 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,190,000 | 2,891 |
| Total interest expense | $1,074,000 | 2,803 |
| Net interest income | $7,116,000 | 2,875 |
| Provision for loan and lease losses | $2,446,000 | 530 |
| Total noninterest income | $931,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $517,000 | 2,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $414,000 | 3,611 |
| Total noninterest expense | $9,243,000 | 2,044 |
| Salaries and employee benefits | $3,049,000 | 3,071 |
| Premises and equipment expense | $1,571,000 | 1,518 |
| Additional noninterest expense | $4,623,000 | 1,439 |
| Pre-tax net operating income | $-3,642,000 | 6,732 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-3,642,000 | 6,735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,642,000 | 6,735 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-3,642,000 | 6,735 |
| Net charge-offs | $2,971,000 | 547 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-3,642,000 | 6,734 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 2,892 |
| Total interest expense | $807,000 | 2,872 |
| Net interest income | $5,393,000 | 2,866 |
| Provision for loan and lease losses | $2,446,000 | 405 |
| Total noninterest income | $1,198,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $410,000 | 2,237 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $788,000 | 2,361 |
| Total noninterest expense | $6,492,000 | 2,175 |
| Salaries and employee benefits | $2,270,000 | 3,119 |
| Premises and equipment expense | $1,186,000 | 1,520 |
| Additional noninterest expense | $3,036,000 | 1,598 |
| Pre-tax net operating income | $-2,347,000 | 6,810 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,347,000 | 6,811 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,347,000 | 6,812 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,347,000 | 6,812 |
| Net charge-offs | $2,688,000 | 466 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,347,000 | 6,806 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 2,853 |
| Total interest expense | $541,000 | 2,912 |
| Net interest income | $3,649,000 | 2,825 |
| Provision for loan and lease losses | $220,000 | 2,000 |
| Total noninterest income | $833,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $254,000 | 2,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $579,000 | 2,279 |
| Total noninterest expense | $4,336,000 | 2,172 |
| Salaries and employee benefits | $1,511,000 | 3,142 |
| Premises and equipment expense | $798,000 | 1,508 |
| Additional noninterest expense | $2,027,000 | 1,592 |
| Pre-tax net operating income | $-74,000 | 6,442 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-74,000 | 6,495 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-74,000 | 6,496 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-74,000 | 6,496 |
| Net charge-offs | $2,133,000 | 423 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-74,000 | 6,454 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 2,829 |
| Total interest expense | $274,000 | 2,953 |
| Net interest income | $1,865,000 | 2,784 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $437,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $109,000 | 2,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $328,000 | 2,110 |
| Total noninterest expense | $2,202,000 | 2,162 |
| Salaries and employee benefits | $750,000 | 3,168 |
| Premises and equipment expense | $404,000 | 1,509 |
| Additional noninterest expense | $1,048,000 | 1,553 |
| Pre-tax net operating income | $100,000 | 5,320 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $100,000 | 5,255 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $100,000 | 5,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $100,000 | 5,257 |
| Net charge-offs | $957,000 | 487 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $100,000 | 5,151 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,683,000 | 2,643 |
| Total interest expense | $1,397,000 | 2,876 |
| Net interest income | $8,286,000 | 2,595 |
| Provision for loan and lease losses | $1,482,000 | 1,342 |
| Total noninterest income | $754,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $629,000 | 2,078 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $125,000 | 5,127 |
| Total noninterest expense | $10,557,000 | 1,823 |
| Salaries and employee benefits | $3,637,000 | 2,690 |
| Premises and equipment expense | $2,013,000 | 1,173 |
| Additional noninterest expense | $4,907,000 | 1,381 |
| Pre-tax net operating income | $-2,999,000 | 6,874 |
| Securities gains (losses) | $60,000 | 2,609 |
| Applicable income taxes | $-74,000 | 6,668 |
| Income before extraordinary items | $-2,865,000 | 6,889 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,865,000 | 6,888 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,865,000 | 6,888 |
| Net charge-offs | $4,016,000 | 685 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,923,200 | 6,871 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 2,632 |
| Total interest expense | $1,104,000 | 2,855 |
| Net interest income | $6,350,000 | 2,573 |
| Provision for loan and lease losses | $1,239,000 | 1,237 |
| Total noninterest income | $945,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $474,000 | 2,084 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $471,000 | 3,036 |
| Total noninterest expense | $7,722,000 | 1,856 |
| Salaries and employee benefits | $2,857,000 | 2,582 |
| Premises and equipment expense | $1,364,000 | 1,320 |
| Additional noninterest expense | $3,501,000 | 1,452 |
| Pre-tax net operating income | $-1,666,000 | 6,944 |
| Securities gains (losses) | $60,000 | 2,327 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,606,000 | 6,963 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,606,000 | 6,960 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,606,000 | 6,962 |
| Net charge-offs | $3,215,000 | 649 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,666,000 | 6,952 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 2,646 |
| Total interest expense | $769,000 | 2,860 |
| Net interest income | $4,202,000 | 2,593 |
| Provision for loan and lease losses | $839,000 | 1,256 |
| Total noninterest income | $537,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $321,000 | 2,039 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $216,000 | 3,563 |
| Total noninterest expense | $5,116,000 | 1,874 |
| Salaries and employee benefits | $1,981,000 | 2,474 |
| Premises and equipment expense | $897,000 | 1,333 |
| Additional noninterest expense | $2,238,000 | 1,513 |
| Pre-tax net operating income | $-1,216,000 | 7,008 |
| Securities gains (losses) | $60,000 | 1,926 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,156,000 | 7,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,156,000 | 7,025 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,156,000 | 7,026 |
| Net charge-offs | $2,425,000 | 597 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,216,000 | 7,016 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 2,714 |
| Total interest expense | $409,000 | 2,822 |
| Net interest income | $2,028,000 | 2,696 |
| Provision for loan and lease losses | $564,000 | 984 |
| Total noninterest income | $120,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $163,000 | 2,001 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-43,000 | 7,079 |
| Total noninterest expense | $2,540,000 | 1,877 |
| Salaries and employee benefits | $1,019,000 | 2,433 |
| Premises and equipment expense | $456,000 | 1,312 |
| Additional noninterest expense | $1,065,000 | 1,574 |
| Pre-tax net operating income | $-956,000 | 7,152 |
| Securities gains (losses) | $60,000 | 1,150 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-896,000 | 7,160 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-896,000 | 7,159 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-896,000 | 7,160 |
| Net charge-offs | $2,191,000 | 381 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-956,000 | 7,153 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,704,000 | 2,378 |
| Total interest expense | $2,403,000 | 2,398 |
| Net interest income | $9,301,000 | 2,354 |
| Provision for loan and lease losses | $4,026,000 | 942 |
| Total noninterest income | $859,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $659,000 | 2,084 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $200,000 | 4,464 |
| Total noninterest expense | $10,115,000 | 1,896 |
| Salaries and employee benefits | $4,018,000 | 2,394 |
| Premises and equipment expense | $1,915,000 | 1,304 |
| Additional noninterest expense | $4,182,000 | 1,639 |
| Pre-tax net operating income | $-3,981,000 | 6,999 |
| Securities gains (losses) | $136,000 | 1,790 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,845,000 | 7,011 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,845,000 | 7,012 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,845,000 | 7,012 |
| Net charge-offs | $2,013,000 | 1,544 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,981,000 | 7,001 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,019,000 | 2,337 |
| Total interest expense | $1,927,000 | 2,352 |
| Net interest income | $7,092,000 | 2,316 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $1,120,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $486,000 | 2,126 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $634,000 | 2,352 |
| Total noninterest expense | $7,569,000 | 1,898 |
| Salaries and employee benefits | $3,021,000 | 2,387 |
| Premises and equipment expense | $1,444,000 | 1,311 |
| Additional noninterest expense | $3,104,000 | 1,643 |
| Pre-tax net operating income | $-257,000 | 6,431 |
| Securities gains (losses) | $136,000 | 1,506 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-121,000 | 6,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-121,000 | 6,436 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-121,000 | 6,435 |
| Net charge-offs | $1,327,000 | 1,622 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-257,000 | 6,490 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 2,299 |
| Total interest expense | $1,338,000 | 2,339 |
| Net interest income | $4,850,000 | 2,261 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $798,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $313,000 | 2,165 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $485,000 | 2,149 |
| Total noninterest expense | $5,107,000 | 1,896 |
| Salaries and employee benefits | $2,046,000 | 2,373 |
| Premises and equipment expense | $958,000 | 1,329 |
| Additional noninterest expense | $2,103,000 | 1,638 |
| Pre-tax net operating income | $191,000 | 5,165 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $191,000 | 5,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $191,000 | 5,090 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $191,000 | 5,090 |
| Net charge-offs | $648,000 | 1,866 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $191,000 | 4,993 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 2,345 |
| Total interest expense | $682,000 | 2,365 |
| Net interest income | $2,373,000 | 2,297 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $453,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $148,000 | 2,214 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $305,000 | 1,891 |
| Total noninterest expense | $2,507,000 | 1,936 |
| Salaries and employee benefits | $1,074,000 | 2,278 |
| Premises and equipment expense | $479,000 | 1,355 |
| Additional noninterest expense | $954,000 | 1,776 |
| Pre-tax net operating income | $169,000 | 4,471 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $169,000 | 4,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $169,000 | 4,255 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $169,000 | 4,256 |
| Net charge-offs | $-183,000 | 7,500 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $169,000 | 4,200 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,937,000 | 2,164 |
| Total interest expense | $3,943,000 | 2,023 |
| Net interest income | $9,994,000 | 2,196 |
| Provision for loan and lease losses | $5,860,000 | 1,014 |
| Total noninterest income | $1,562,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $745,000 | 1,948 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $817,000 | 2,470 |
| Total noninterest expense | $10,751,000 | 1,829 |
| Salaries and employee benefits | $4,190,000 | 2,301 |
| Premises and equipment expense | $1,992,000 | 1,297 |
| Additional noninterest expense | $4,569,000 | 1,578 |
| Pre-tax net operating income | $-5,055,000 | 7,106 |
| Securities gains (losses) | $344,000 | 1,146 |
| Applicable income taxes | $2,121,000 | 710 |
| Income before extraordinary items | $-6,832,000 | 7,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,832,000 | 7,272 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,832,000 | 7,272 |
| Net charge-offs | $3,962,000 | 1,217 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,176,000 | 7,273 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,649,000 | 2,173 |
| Total interest expense | $3,089,000 | 2,025 |
| Net interest income | $7,560,000 | 2,190 |
| Provision for loan and lease losses | $5,110,000 | 861 |
| Total noninterest income | $1,102,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $565,000 | 1,973 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $537,000 | 2,646 |
| Total noninterest expense | $7,633,000 | 1,914 |
| Salaries and employee benefits | $3,099,000 | 2,342 |
| Premises and equipment expense | $1,514,000 | 1,307 |
| Additional noninterest expense | $3,020,000 | 1,767 |
| Pre-tax net operating income | $-4,081,000 | 7,302 |
| Securities gains (losses) | $344,000 | 976 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,737,000 | 7,340 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,737,000 | 7,340 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,737,000 | 7,340 |
| Net charge-offs | $1,950,000 | 1,528 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,081,000 | 7,345 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 2,147 |
| Total interest expense | $2,145,000 | 2,022 |
| Net interest income | $5,112,000 | 2,166 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $809,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $375,000 | 1,994 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $434,000 | 2,302 |
| Total noninterest expense | $5,059,000 | 1,942 |
| Salaries and employee benefits | $2,094,000 | 2,331 |
| Premises and equipment expense | $1,051,000 | 1,258 |
| Additional noninterest expense | $1,914,000 | 1,839 |
| Pre-tax net operating income | $462,000 | 3,761 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $57,000 | 3,196 |
| Income before extraordinary items | $405,000 | 3,762 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $405,000 | 3,760 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $405,000 | 3,761 |
| Net charge-offs | $1,795,000 | 1,223 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $405,000 | 3,661 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 2,174 |
| Total interest expense | $1,157,000 | 1,981 |
| Net interest income | $2,509,000 | 2,221 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $452,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $171,000 | 2,123 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $281,000 | 1,915 |
| Total noninterest expense | $2,483,000 | 1,986 |
| Salaries and employee benefits | $1,011,000 | 2,452 |
| Premises and equipment expense | $538,000 | 1,269 |
| Additional noninterest expense | $934,000 | 1,844 |
| Pre-tax net operating income | $298,000 | 3,362 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $57,000 | 2,689 |
| Income before extraordinary items | $241,000 | 3,563 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 3,559 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $241,000 | 3,562 |
| Net charge-offs | $1,228,000 | 898 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $241,000 | 3,434 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,677,000 | 2,445 |
| Total interest expense | $5,084,000 | 2,224 |
| Net interest income | $8,593,000 | 2,519 |
| Provision for loan and lease losses | $5,300,000 | 1,374 |
| Total noninterest income | $1,870,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $824,000 | 2,012 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,046,000 | 2,097 |
| Total noninterest expense | $11,829,000 | 1,722 |
| Salaries and employee benefits | $3,753,000 | 2,589 |
| Premises and equipment expense | $2,018,000 | 1,343 |
| Additional noninterest expense | $6,058,000 | 1,251 |
| Pre-tax net operating income | $-6,666,000 | 7,322 |
| Securities gains (losses) | $123,000 | 1,954 |
| Applicable income taxes | $-2,736,000 | 7,595 |
| Income before extraordinary items | $-3,807,000 | 7,132 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,807,000 | 7,131 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,807,000 | 7,130 |
| Net charge-offs | $3,141,000 | 1,555 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,885,720 | 7,137 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,276,000 | 2,481 |
| Total interest expense | $3,880,000 | 2,278 |
| Net interest income | $6,396,000 | 2,549 |
| Provision for loan and lease losses | $4,930,000 | 1,057 |
| Total noninterest income | $1,346,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $607,000 | 2,036 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $739,000 | 2,227 |
| Total noninterest expense | $6,770,000 | 2,200 |
| Salaries and employee benefits | $2,733,000 | 2,702 |
| Premises and equipment expense | $1,434,000 | 1,432 |
| Additional noninterest expense | $2,603,000 | 2,026 |
| Pre-tax net operating income | $-3,958,000 | 7,408 |
| Securities gains (losses) | $123,000 | 1,664 |
| Applicable income taxes | $-36,000 | 6,774 |
| Income before extraordinary items | $-3,799,000 | 7,464 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,799,000 | 7,464 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,799,000 | 7,464 |
| Net charge-offs | $1,863,000 | 1,569 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,920,770 | 7,488 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 2,484 |
| Total interest expense | $2,589,000 | 2,365 |
| Net interest income | $4,336,000 | 2,492 |
| Provision for loan and lease losses | $830,000 | 2,288 |
| Total noninterest income | $870,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $414,000 | 1,962 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $456,000 | 2,348 |
| Total noninterest expense | $4,290,000 | 2,331 |
| Salaries and employee benefits | $1,812,000 | 2,749 |
| Premises and equipment expense | $945,000 | 1,481 |
| Additional noninterest expense | $1,533,000 | 2,290 |
| Pre-tax net operating income | $86,000 | 5,312 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-80,000 | 7,091 |
| Income before extraordinary items | $166,000 | 4,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 4,756 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $166,000 | 4,756 |
| Net charge-offs | $217,000 | 3,327 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $166,000 | 4,664 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 2,549 |
| Total interest expense | $1,269,000 | 2,503 |
| Net interest income | $2,144,000 | 2,530 |
| Provision for loan and lease losses | $155,000 | 3,175 |
| Total noninterest income | $389,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $195,000 | 2,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $194,000 | 2,563 |
| Total noninterest expense | $2,146,000 | 2,273 |
| Salaries and employee benefits | $929,000 | 2,720 |
| Premises and equipment expense | $524,000 | 1,358 |
| Additional noninterest expense | $693,000 | 2,250 |
| Pre-tax net operating income | $232,000 | 3,789 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $23,000 | 3,465 |
| Income before extraordinary items | $209,000 | 3,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $209,000 | 3,791 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $209,000 | 3,792 |
| Net charge-offs | $37,000 | 3,818 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $209,000 | 3,641 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,711,000 | 2,691 |
| Total interest expense | $5,737,000 | 2,621 |
| Net interest income | $7,974,000 | 2,716 |
| Provision for loan and lease losses | $1,020,000 | 2,681 |
| Total noninterest income | $1,499,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $828,000 | 2,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $671,000 | 2,716 |
| Total noninterest expense | $7,534,000 | 2,511 |
| Salaries and employee benefits | $3,838,000 | 2,600 |
| Premises and equipment expense | $1,418,000 | 1,928 |
| Additional noninterest expense | $2,278,000 | 2,531 |
| Pre-tax net operating income | $919,000 | 3,911 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $280,000 | 2,481 |
| Income before extraordinary items | $639,000 | 4,076 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $639,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 2,791 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $639,000 | 4,222 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,198,000 | 2,775 |
| Total interest expense | $4,404,000 | 2,656 |
| Net interest income | $5,794,000 | 2,813 |
| Provision for loan and lease losses | $350,000 | 3,295 |
| Total noninterest income | $1,086,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $594,000 | 2,161 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $492,000 | 2,848 |
| Total noninterest expense | $5,413,000 | 2,605 |
| Salaries and employee benefits | $2,766,000 | 2,723 |
| Premises and equipment expense | $1,054,000 | 1,936 |
| Additional noninterest expense | $1,593,000 | 2,635 |
| Pre-tax net operating income | $1,117,000 | 3,466 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $254,000 | 2,651 |
| Income before extraordinary items | $863,000 | 3,416 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $863,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,942 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $863,000 | 3,552 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 2,847 |
| Total interest expense | $3,001,000 | 2,708 |
| Net interest income | $3,693,000 | 2,922 |
| Provision for loan and lease losses | $170,000 | 3,411 |
| Total noninterest income | $688,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $355,000 | 2,324 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $333,000 | 2,868 |
| Total noninterest expense | $3,569,000 | 2,634 |
| Salaries and employee benefits | $1,844,000 | 2,753 |
| Premises and equipment expense | $694,000 | 1,955 |
| Additional noninterest expense | $1,031,000 | 2,678 |
| Pre-tax net operating income | $642,000 | 3,871 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $104,000 | 3,414 |
| Income before extraordinary items | $538,000 | 3,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $538,000 | 3,815 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 2,901 |
| Total interest expense | $1,540,000 | 2,813 |
| Net interest income | $1,828,000 | 2,939 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $332,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $163,000 | 2,450 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $169,000 | 2,831 |
| Total noninterest expense | $1,730,000 | 2,702 |
| Salaries and employee benefits | $890,000 | 2,864 |
| Premises and equipment expense | $343,000 | 1,985 |
| Additional noninterest expense | $497,000 | 2,742 |
| Pre-tax net operating income | $295,000 | 4,195 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $38,000 | 3,830 |
| Income before extraordinary items | $257,000 | 4,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $257,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,988 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $257,000 | 4,038 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,666,000 | 2,916 |
| Total interest expense | $5,434,000 | 3,251 |
| Net interest income | $8,232,000 | 2,659 |
| Provision for loan and lease losses | $220,000 | 3,720 |
| Total noninterest income | $1,318,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $639,000 | 2,553 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $679,000 | 2,804 |
| Total noninterest expense | $7,001,000 | 2,595 |
| Salaries and employee benefits | $3,618,000 | 2,721 |
| Premises and equipment expense | $1,298,000 | 2,013 |
| Additional noninterest expense | $2,085,000 | 2,565 |
| Pre-tax net operating income | $2,329,000 | 2,983 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $785,000 | 2,162 |
| Income before extraordinary items | $1,544,000 | 3,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,544,000 | 3,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,297 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,544,000 | 3,360 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,260,000 | 2,916 |
| Total interest expense | $3,976,000 | 3,299 |
| Net interest income | $6,284,000 | 2,626 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $945,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $464,000 | 2,598 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $481,000 | 2,912 |
| Total noninterest expense | $5,199,000 | 2,595 |
| Salaries and employee benefits | $2,622,000 | 2,790 |
| Premises and equipment expense | $957,000 | 2,031 |
| Additional noninterest expense | $1,620,000 | 2,439 |
| Pre-tax net operating income | $1,985,000 | 2,849 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $680,000 | 2,123 |
| Income before extraordinary items | $1,305,000 | 3,268 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,305,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,530 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,305,000 | 3,255 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 2,964 |
| Total interest expense | $2,515,000 | 3,437 |
| Net interest income | $4,265,000 | 2,615 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $612,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $310,000 | 2,586 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $302,000 | 2,998 |
| Total noninterest expense | $3,381,000 | 2,679 |
| Salaries and employee benefits | $1,714,000 | 2,878 |
| Premises and equipment expense | $635,000 | 2,042 |
| Additional noninterest expense | $1,032,000 | 2,553 |
| Pre-tax net operating income | $1,491,000 | 2,683 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $526,000 | 1,988 |
| Income before extraordinary items | $965,000 | 3,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $965,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $965,000 | 3,092 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 3,028 |
| Total interest expense | $1,232,000 | 3,471 |
| Net interest income | $2,051,000 | 2,700 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $284,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $152,000 | 2,583 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $132,000 | 3,238 |
| Total noninterest expense | $1,682,000 | 2,701 |
| Salaries and employee benefits | $837,000 | 2,958 |
| Premises and equipment expense | $320,000 | 2,040 |
| Additional noninterest expense | $525,000 | 2,507 |
| Pre-tax net operating income | $648,000 | 2,956 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $228,000 | 2,214 |
| Income before extraordinary items | $420,000 | 3,376 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $420,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $420,000 | 3,354 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,708,000 | 3,170 |
| Total interest expense | $4,131,000 | 3,517 |
| Net interest income | $7,577,000 | 2,892 |
| Provision for loan and lease losses | $408,000 | 2,229 |
| Total noninterest income | $1,223,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $644,000 | 2,543 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $579,000 | 3,084 |
| Total noninterest expense | $6,617,000 | 2,650 |
| Salaries and employee benefits | $3,425,000 | 2,784 |
| Premises and equipment expense | $1,127,000 | 2,206 |
| Additional noninterest expense | $2,065,000 | 2,502 |
| Pre-tax net operating income | $1,775,000 | 3,926 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $584,000 | 2,921 |
| Income before extraordinary items | $1,191,000 | 4,294 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,191,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 1,002 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,191,000 | 4,277 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,651,000 | 3,180 |
| Total interest expense | $2,997,000 | 3,516 |
| Net interest income | $5,654,000 | 2,940 |
| Provision for loan and lease losses | $408,000 | 1,671 |
| Total noninterest income | $924,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $479,000 | 2,574 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $445,000 | 3,042 |
| Total noninterest expense | $4,897,000 | 2,682 |
| Salaries and employee benefits | $2,531,000 | 2,815 |
| Premises and equipment expense | $813,000 | 2,289 |
| Additional noninterest expense | $1,553,000 | 2,470 |
| Pre-tax net operating income | $1,273,000 | 4,159 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $417,000 | 3,119 |
| Income before extraordinary items | $856,000 | 4,546 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $856,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 793 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $856,000 | 4,529 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,708,000 | 3,152 |
| Total interest expense | $1,917,000 | 3,496 |
| Net interest income | $3,791,000 | 2,927 |
| Provision for loan and lease losses | $228,000 | 1,905 |
| Total noninterest income | $612,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $313,000 | 2,583 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $299,000 | 3,023 |
| Total noninterest expense | $3,267,000 | 2,693 |
| Salaries and employee benefits | $1,664,000 | 2,855 |
| Premises and equipment expense | $526,000 | 2,352 |
| Additional noninterest expense | $1,077,000 | 2,399 |
| Pre-tax net operating income | $908,000 | 4,025 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $296,000 | 3,062 |
| Income before extraordinary items | $612,000 | 4,387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $612,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $612,000 | 4,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 3,187 |
| Total interest expense | $906,000 | 3,519 |
| Net interest income | $1,853,000 | 2,975 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $295,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $149,000 | 2,615 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,015 |
| Total noninterest expense | $1,631,000 | 2,686 |
| Salaries and employee benefits | $825,000 | 2,890 |
| Premises and equipment expense | $246,000 | 2,501 |
| Additional noninterest expense | $560,000 | 2,283 |
| Pre-tax net operating income | $457,000 | 3,961 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $108,000 | 3,496 |
| Income before extraordinary items | $349,000 | 4,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $349,000 | 4,008 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,482,000 | 3,293 |
| Total interest expense | $2,831,000 | 3,497 |
| Net interest income | $6,651,000 | 3,165 |
| Provision for loan and lease losses | $157,000 | 4,048 |
| Total noninterest income | $1,106,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $586,000 | 2,714 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $520,000 | 3,304 |
| Total noninterest expense | $5,603,000 | 2,923 |
| Salaries and employee benefits | $3,014,000 | 2,947 |
| Premises and equipment expense | $871,000 | 2,671 |
| Additional noninterest expense | $1,718,000 | 2,886 |
| Pre-tax net operating income | $1,997,000 | 3,693 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $749,000 | 2,698 |
| Income before extraordinary items | $1,248,000 | 4,253 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,248,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,933 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,248,000 | 4,230 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 3,385 |
| Total interest expense | $1,987,000 | 3,527 |
| Net interest income | $4,713,000 | 3,298 |
| Provision for loan and lease losses | $7,000 | 6,660 |
| Total noninterest income | $734,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $434,000 | 2,727 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $300,000 | 3,791 |
| Total noninterest expense | $4,061,000 | 2,987 |
| Salaries and employee benefits | $2,163,000 | 3,043 |
| Premises and equipment expense | $609,000 | 2,849 |
| Additional noninterest expense | $1,289,000 | 2,848 |
| Pre-tax net operating income | $1,379,000 | 3,971 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $483,000 | 3,007 |
| Income before extraordinary items | $896,000 | 4,468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $896,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,430 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $896,000 | 4,431 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 3,453 |
| Total interest expense | $1,191,000 | 3,634 |
| Net interest income | $3,065,000 | 3,344 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $425,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $175,000 | 3,997 |
| Total noninterest expense | $2,555,000 | 3,126 |
| Salaries and employee benefits | $1,407,000 | 3,099 |
| Premises and equipment expense | $336,000 | 3,297 |
| Additional noninterest expense | $812,000 | 2,984 |
| Pre-tax net operating income | $928,000 | 3,910 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $282,000 | 3,208 |
| Income before extraordinary items | $646,000 | 4,224 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $646,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $646,000 | 4,175 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 3,524 |
| Total interest expense | $583,000 | 3,584 |
| Net interest income | $1,462,000 | 3,470 |
| Provision for loan and lease losses | $7,000 | 5,663 |
| Total noninterest income | $200,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 4,035 |
| Total noninterest expense | $1,186,000 | 3,342 |
| Salaries and employee benefits | $651,000 | 3,315 |
| Premises and equipment expense | $172,000 | 3,284 |
| Additional noninterest expense | $363,000 | 3,266 |
| Pre-tax net operating income | $469,000 | 3,847 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $171,000 | 2,860 |
| Income before extraordinary items | $298,000 | 4,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $298,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $298,000 | 4,352 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 3,848 |
| Total interest expense | $1,893,000 | 3,813 |
| Net interest income | $5,017,000 | 3,795 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $779,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $457,000 | 3,341 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $322,000 | 4,135 |
| Total noninterest expense | $3,967,000 | 3,769 |
| Salaries and employee benefits | $2,159,000 | 3,744 |
| Premises and equipment expense | $511,000 | 4,019 |
| Additional noninterest expense | $1,297,000 | 3,533 |
| Pre-tax net operating income | $1,729,000 | 3,880 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $603,000 | 3,024 |
| Income before extraordinary items | $1,140,000 | 4,339 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,140,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,656 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,130,900 | 4,288 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 3,932 |
| Total interest expense | $1,363,000 | 3,883 |
| Net interest income | $3,642,000 | 3,876 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $551,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $332,000 | 3,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 4,335 |
| Total noninterest expense | $2,878,000 | 3,842 |
| Salaries and employee benefits | $1,642,000 | 3,695 |
| Premises and equipment expense | $448,000 | 3,555 |
| Additional noninterest expense | $788,000 | 4,129 |
| Pre-tax net operating income | $1,275,000 | 4,006 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $441,000 | 3,123 |
| Income before extraordinary items | $834,000 | 4,502 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $834,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $834,000 | 4,421 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 3,979 |
| Total interest expense | $908,000 | 3,900 |
| Net interest income | $2,380,000 | 3,922 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $335,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $202,000 | 3,621 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $1,901,000 | 3,901 |
| Salaries and employee benefits | $1,096,000 | 3,708 |
| Premises and equipment expense | $259,000 | 3,967 |
| Additional noninterest expense | $546,000 | 4,035 |
| Pre-tax net operating income | $784,000 | 4,161 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $269,000 | 3,266 |
| Income before extraordinary items | $515,000 | 4,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $515,000 | 4,570 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 3,991 |
| Total interest expense | $457,000 | 3,920 |
| Net interest income | $1,177,000 | 3,954 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $158,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $68,000 | 4,507 |
| Total noninterest expense | $925,000 | 4,005 |
| Salaries and employee benefits | $540,000 | 3,775 |
| Premises and equipment expense | $130,000 | 3,989 |
| Additional noninterest expense | $255,000 | 4,255 |
| Pre-tax net operating income | $380,000 | 4,209 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $130,000 | 3,350 |
| Income before extraordinary items | $250,000 | 4,753 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $250,000 | 4,631 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 4,002 |
| Total interest expense | $2,108,000 | 3,866 |
| Net interest income | $4,489,000 | 4,004 |
| Provision for loan and lease losses | $117,000 | 5,087 |
| Total noninterest income | $685,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $305,000 | 4,258 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $380,000 | 4,072 |
| Total noninterest expense | $3,646,000 | 3,971 |
| Salaries and employee benefits | $2,071,000 | 3,818 |
| Premises and equipment expense | $525,000 | 3,915 |
| Additional noninterest expense | $1,050,000 | 4,114 |
| Pre-tax net operating income | $1,411,000 | 4,286 |
| Securities gains (losses) | $339,000 | 976 |
| Applicable income taxes | $622,000 | 2,989 |
| Income before extraordinary items | $1,128,000 | 4,292 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,128,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,325 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $911,040 | 4,746 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 4,041 |
| Total interest expense | $1,621,000 | 3,907 |
| Net interest income | $3,364,000 | 4,029 |
| Provision for loan and lease losses | $57,000 | 5,593 |
| Total noninterest income | $548,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $223,000 | 4,341 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 3,909 |
| Total noninterest expense | $2,697,000 | 4,004 |
| Salaries and employee benefits | $1,567,000 | 3,774 |
| Premises and equipment expense | $372,000 | 4,070 |
| Additional noninterest expense | $758,000 | 4,229 |
| Pre-tax net operating income | $1,158,000 | 4,173 |
| Securities gains (losses) | $339,000 | 891 |
| Applicable income taxes | $538,000 | 2,907 |
| Income before extraordinary items | $959,000 | 4,088 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $959,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,793 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $742,040 | 4,621 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 4,030 |
| Total interest expense | $1,094,000 | 3,972 |
| Net interest income | $2,280,000 | 3,983 |
| Provision for loan and lease losses | $27,000 | 6,031 |
| Total noninterest income | $372,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $139,000 | 4,465 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $233,000 | 3,745 |
| Total noninterest expense | $1,814,000 | 3,976 |
| Salaries and employee benefits | $1,046,000 | 3,779 |
| Premises and equipment expense | $248,000 | 4,072 |
| Additional noninterest expense | $520,000 | 4,120 |
| Pre-tax net operating income | $811,000 | 4,018 |
| Securities gains (losses) | $245,000 | 928 |
| Applicable income taxes | $382,000 | 2,783 |
| Income before extraordinary items | $674,000 | 3,969 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $674,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,099 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $517,200 | 4,502 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 4,038 |
| Total interest expense | $553,000 | 4,029 |
| Net interest income | $1,138,000 | 3,983 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $191,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $124,000 | 3,547 |
| Total noninterest expense | $872,000 | 4,094 |
| Salaries and employee benefits | $533,000 | 3,710 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $216,000 | 4,699 |
| Pre-tax net operating income | $448,000 | 3,767 |
| Securities gains (losses) | $75,000 | 1,152 |
| Applicable income taxes | $189,000 | 2,797 |
| Income before extraordinary items | $334,000 | 3,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $334,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,693 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $286,000 | 4,187 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 4,207 |
| Total interest expense | $2,500,000 | 4,099 |
| Net interest income | $4,186,000 | 4,205 |
| Provision for loan and lease losses | $39,000 | 6,973 |
| Total noninterest income | $572,000 | 4,851 |
| Gross Fiduciary activities income | $12,000 | 1,373 |
| Service charges on deposit accounts | $257,000 | 4,625 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $303,000 | 4,237 |
| Total noninterest expense | $3,333,000 | 4,118 |
| Salaries and employee benefits | $1,919,000 | 3,871 |
| Premises and equipment expense | $490,000 | 3,996 |
| Additional noninterest expense | $924,000 | 4,450 |
| Pre-tax net operating income | $1,386,000 | 4,320 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $476,000 | 3,552 |
| Income before extraordinary items | $910,000 | 4,850 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $910,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $284,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $910,000 | 4,724 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 4,426 |
| Total interest expense | $3,358,000 | 4,335 |
| Net interest income | $3,669,000 | 4,416 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $406,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $222,000 | 4,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $184,000 | 5,112 |
| Total noninterest expense | $3,328,000 | 3,990 |
| Salaries and employee benefits | $1,894,000 | 3,745 |
| Premises and equipment expense | $495,000 | 3,905 |
| Additional noninterest expense | $939,000 | 4,270 |
| Pre-tax net operating income | $722,000 | 5,741 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $247,000 | 4,633 |
| Income before extraordinary items | $480,000 | 6,177 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $480,000 | 6,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,343 |
| Cash dividends | $374,000 | 4,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $476,700 | 6,062 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 4,466 |
| Total interest expense | $3,369,000 | 4,505 |
| Net interest income | $3,858,000 | 4,300 |
| Provision for loan and lease losses | $985,000 | 1,084 |
| Total noninterest income | $374,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $2,954,000 | 4,288 |
| Salaries and employee benefits | $1,526,000 | 4,301 |
| Premises and equipment expense | $479,000 | 3,923 |
| Additional noninterest expense | $949,000 | 4,156 |
| Pre-tax net operating income | $293,000 | 7,926 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $87,000 | 6,691 |
| Income before extraordinary items | $206,000 | 8,037 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $206,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 916 |
| Cash dividends | $381,000 | 4,053 |
| Sale, conversion, retirement of capital stock, net | $-337,000 | 9,819 |
| Net operating income | $206,000 | 8,037 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 4,423 |
| Total interest expense | $3,056,000 | 4,532 |
| Net interest income | $3,894,000 | 4,276 |
| Provision for loan and lease losses | $701,000 | 1,314 |
| Total noninterest income | $342,000 | 6,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,347 |
| Total noninterest expense | $2,348,000 | 5,097 |
| Salaries and employee benefits | $1,354,000 | 4,711 |
| Premises and equipment expense | $383,000 | 4,674 |
| Additional noninterest expense | $611,000 | 5,758 |
| Pre-tax net operating income | $1,187,000 | 4,794 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $433,000 | 3,959 |
| Income before extraordinary items | $760,000 | 5,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $760,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $422,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $756,160 | 5,219 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 4,808 |
| Total interest expense | $3,155,000 | 4,534 |
| Net interest income | $3,170,000 | 4,945 |
| Provision for loan and lease losses | $49,000 | 6,673 |
| Total noninterest income | $314,000 | 6,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,739 |
| Total noninterest expense | $2,142,000 | 5,320 |
| Salaries and employee benefits | $1,199,000 | 5,073 |
| Premises and equipment expense | $394,000 | 4,472 |
| Additional noninterest expense | $549,000 | 6,094 |
| Pre-tax net operating income | $1,293,000 | 4,640 |
| Securities gains (losses) | $43,000 | 1,842 |
| Applicable income taxes | $436,000 | 4,204 |
| Income before extraordinary items | $900,000 | 4,825 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $900,000 | 4,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $322,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $871,190 | 4,850 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 5,038 |
| Total interest expense | $3,031,000 | 4,666 |
| Net interest income | $3,012,000 | 5,288 |
| Provision for loan and lease losses | $-100,000 | 10,770 |
| Total noninterest income | $283,000 | 6,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $2,252,000 | 5,199 |
| Salaries and employee benefits | $1,326,000 | 4,708 |
| Premises and equipment expense | $371,000 | 4,699 |
| Additional noninterest expense | $555,000 | 6,090 |
| Pre-tax net operating income | $1,143,000 | 5,403 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $347,000 | 5,340 |
| Income before extraordinary items | $805,000 | 5,435 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $805,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $286,000 | 4,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $798,700 | 5,418 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 5,162 |
| Total interest expense | $3,044,000 | 4,726 |
| Net interest income | $2,996,000 | 5,448 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $276,000 | 7,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,466 |
| Total noninterest expense | $2,057,000 | 5,829 |
| Salaries and employee benefits | $1,165,000 | 5,337 |
| Premises and equipment expense | $345,000 | 5,056 |
| Additional noninterest expense | $547,000 | 6,707 |
| Pre-tax net operating income | $1,215,000 | 5,084 |
| Securities gains (losses) | $35,000 | 1,578 |
| Applicable income taxes | $377,000 | 5,081 |
| Income before extraordinary items | $873,000 | 4,971 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $873,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $273,000 | 4,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $848,500 | 5,036 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 5,271 |
| Total interest expense | $3,206,000 | 4,473 |
| Net interest income | $2,688,000 | 5,982 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $269,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $2,033,000 | 5,915 |
| Salaries and employee benefits | $1,134,000 | 5,469 |
| Premises and equipment expense | $305,000 | 5,563 |
| Additional noninterest expense | $594,000 | 6,576 |
| Pre-tax net operating income | $915,000 | 6,345 |
| Securities gains (losses) | $27,000 | 1,701 |
| Applicable income taxes | $226,000 | 7,005 |
| Income before extraordinary items | $716,000 | 5,885 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $716,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $216,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $695,480 | 6,005 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 5,172 |
| Total interest expense | $2,747,000 | 4,275 |
| Net interest income | $2,839,000 | 5,850 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $252,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $2,086,000 | 5,995 |
| Salaries and employee benefits | $1,137,000 | 5,497 |
| Premises and equipment expense | $322,000 | 5,409 |
| Additional noninterest expense | $627,000 | 6,837 |
| Pre-tax net operating income | $1,005,000 | 5,934 |
| Securities gains (losses) | $48,000 | 1,174 |
| Applicable income taxes | $232,000 | 6,800 |
| Income before extraordinary items | $821,000 | 5,264 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $821,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $282,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $783,560 | 5,514 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 5,176 |
| Total interest expense | $2,703,000 | 4,512 |
| Net interest income | $3,007,000 | 5,650 |
| Provision for loan and lease losses | $177,000 | 4,239 |
| Total noninterest income | $265,000 | 8,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $2,056,000 | 6,186 |
| Salaries and employee benefits | $1,091,000 | 5,690 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $663,000 | 6,838 |
| Pre-tax net operating income | $1,039,000 | 5,747 |
| Securities gains (losses) | $154,000 | 1,959 |
| Applicable income taxes | $236,000 | 7,003 |
| Income before extraordinary items | $957,000 | 4,847 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $957,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $221,000 | 5,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $833,800 | 5,156 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 5,542 |
| Total interest expense | $3,057,000 | 5,077 |
| Net interest income | $2,879,000 | 5,909 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $255,000 | 8,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $1,952,000 | 6,505 |
| Salaries and employee benefits | $1,096,000 | 5,600 |
| Premises and equipment expense | $286,000 | 6,184 |
| Additional noninterest expense | $570,000 | 7,774 |
| Pre-tax net operating income | $1,116,000 | 5,203 |
| Securities gains (losses) | $170,000 | 2,252 |
| Applicable income taxes | $333,000 | 5,545 |
| Income before extraordinary items | $953,000 | 4,702 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $953,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $827,200 | 4,929 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.