Home > NBO National Bank > Assets and Liabilities
NBO National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 80 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $263,408,000 | 1,763 |
| Cash and due from depository institutions | $9,400,000 | 2,180 |
| Interest-bearing balances | $3,999,000 | 1,447 |
| Securities | $92,466,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $150,837,000 | 1,862 |
| Loan loss allowance | $2,055,000 | 1,718 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,003,000 | 2,033 |
| Other real estate owned | $202,000 | 2,180 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $6,500,000 | 1,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,408,000 | 1,763 |
| Total liabilities | $237,501,000 | 1,757 |
| Total deposits | $180,446,000 | 2,105 |
| Interest-bearing deposits | $159,690,000 | 2,023 |
| Deposits held in domestic offices | $180,446,000 | 2,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,408 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $50,000,000 | 605 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,055,000 | 1,950 |
| Total equity capital | $25,907,000 | 1,716 |
| Total bank equity capital | $25,907,000 | 1,716 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $2,484,000 | 4,777 |
| Undivided profits | $22,923,000 | 1,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $645,000 | 3,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $866,000 | 2,606 |
| Earning assets | $247,302,000 | 1,721 |
| Long-term assets (5+ years) | $128,023,000 | 708 |
| Average Assets, year-to-date | $264,776,800 | 1,644 |
| Average Assets, quarterly | $261,976,000 | 1,735 |
| Volatile liabilities | $35,628,000 | 1,867 |
| Insider loans | $3,959,000 | 1,074 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,831,000 | 2,552 |
| Tier 1 (core) risk-based capital | $25,546,000 | 1,636 |
| Tier 2 risk-based capital | $1,996,170 | 1,622 |
| Total risk weighted assets | $159,634,770 | 1,804 |
| Total unused commitments | $16,831,000 | 2,557 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 91 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $258,825,000 | 1,761 |
| Cash and due from depository institutions | $5,320,000 | 1,939 |
| Interest-bearing balances | $229,000 | 3,813 |
| Securities | $83,570,000 | 1,380 |
| Federal funds sold & reverse repurchase agreements | $2,860,000 | 4,082 |
| Net loans & leases | $155,675,000 | 1,823 |
| Loan loss allowance | $1,866,000 | 1,901 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,205,000 | 1,882 |
| Other real estate owned | $765,000 | 1,939 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,430,000 | 1,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,825,000 | 1,761 |
| Total liabilities | $234,884,000 | 1,753 |
| Total deposits | $189,381,000 | 1,998 |
| Interest-bearing deposits | $169,641,000 | 1,911 |
| Deposits held in domestic offices | $189,381,000 | 1,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,704,000 | 1,708 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $40,000,000 | 648 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,799,000 | 2,233 |
| Total equity capital | $23,941,000 | 1,864 |
| Total bank equity capital | $23,941,000 | 1,864 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $1,750,000 | 5,858 |
| Undivided profits | $21,691,000 | 1,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 1,147 |
| Income earned, not collected on loans | $932,000 | 2,445 |
| Earning assets | $242,334,000 | 1,725 |
| Long-term assets (5+ years) | $93,617,000 | 822 |
| Average Assets, year-to-date | $261,087,000 | 1,659 |
| Average Assets, quarterly | $262,378,500 | 1,727 |
| Volatile liabilities | $29,871,000 | 2,148 |
| Insider loans | $3,551,000 | 1,181 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,537,000 | 2,937 |
| Tier 1 (core) risk-based capital | $23,556,000 | 1,802 |
| Tier 2 risk-based capital | $1,866,000 | 1,625 |
| Total risk weighted assets | $160,253,800 | 1,755 |
| Total unused commitments | $12,537,000 | 2,939 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 95 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $254,756,000 | 1,834 |
| Cash and due from depository institutions | $4,965,000 | 1,964 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $84,048,000 | 1,434 |
| Federal funds sold & reverse repurchase agreements | $9,775,000 | 1,330 |
| Net loans & leases | $144,393,000 | 1,993 |
| Loan loss allowance | $1,906,000 | 1,996 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,302,000 | 1,838 |
| Other real estate owned | $618,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,655,000 | 1,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,756,000 | 1,834 |
| Total liabilities | $232,073,000 | 1,818 |
| Total deposits | $197,578,000 | 1,969 |
| Interest-bearing deposits | $178,606,000 | 1,869 |
| Deposits held in domestic offices | $197,578,000 | 1,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $404,000 | 3,341 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $32,000,000 | 734 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,091,000 | 1,953 |
| Total equity capital | $22,683,000 | 1,971 |
| Total bank equity capital | $22,683,000 | 1,971 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $1,750,000 | 5,979 |
| Undivided profits | $20,433,000 | 1,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,614,000 | 1,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 1,024 |
| Income earned, not collected on loans | $856,000 | 2,651 |
| Earning assets | $238,216,000 | 1,798 |
| Long-term assets (5+ years) | $65,768,000 | 1,018 |
| Average Assets, year-to-date | $241,629,200 | 1,870 |
| Average Assets, quarterly | $250,886,000 | 1,844 |
| Volatile liabilities | $42,314,000 | 1,574 |
| Insider loans | $3,428,000 | 1,263 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,489,000 | 2,891 |
| Tier 1 (core) risk-based capital | $22,115,000 | 1,948 |
| Tier 2 risk-based capital | $1,855,330 | 1,694 |
| Total risk weighted assets | $148,375,930 | 1,902 |
| Total unused commitments | $12,489,000 | 2,906 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 95 | 2,026 |
| Assets and Liabilities | ||
| Total Assets: | $236,273,000 | 1,987 |
| Cash and due from depository institutions | $7,730,000 | 2,026 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $86,343,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $6,975,000 | 2,121 |
| Net loans & leases | $125,715,000 | 2,214 |
| Loan loss allowance | $1,771,000 | 2,150 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,998,000 | 1,932 |
| Other real estate owned | $1,127,000 | 2,026 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,385,000 | 1,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,273,000 | 1,987 |
| Total liabilities | $214,190,000 | 1,985 |
| Total deposits | $212,016,000 | 1,831 |
| Interest-bearing deposits | $193,748,000 | 1,750 |
| Deposits held in domestic offices | $212,016,000 | 1,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,174,000 | 1,968 |
| Total equity capital | $22,083,000 | 2,036 |
| Total bank equity capital | $22,083,000 | 2,036 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $1,750,000 | 6,049 |
| Undivided profits | $19,833,000 | 1,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,711,000 | 1,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $988,000 | 2,339 |
| Earning assets | $219,033,000 | 1,961 |
| Long-term assets (5+ years) | $49,788,000 | 1,192 |
| Average Assets, year-to-date | $234,098,200 | 1,930 |
| Average Assets, quarterly | $235,684,500 | 1,967 |
| Volatile liabilities | $37,847,000 | 1,566 |
| Insider loans | $1,031,000 | 3,664 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,575,000 | 2,485 |
| Tier 1 (core) risk-based capital | $21,416,000 | 2,006 |
| Tier 2 risk-based capital | $1,514,670 | 2,016 |
| Total risk weighted assets | $120,917,470 | 2,264 |
| Total unused commitments | $14,575,000 | 2,498 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $229,928,000 | 2,009 |
| Cash and due from depository institutions | $4,392,000 | 2,785 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $96,184,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 2,058 |
| Net loans & leases | $116,600,000 | 2,326 |
| Loan loss allowance | $2,357,000 | 1,728 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,298,000 | 3,215 |
| Other real estate owned | $938,000 | 2,785 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,166,000 | 1,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,928,000 | 2,009 |
| Total liabilities | $209,574,000 | 2,003 |
| Total deposits | $207,516,000 | 1,836 |
| Interest-bearing deposits | $191,447,000 | 1,723 |
| Deposits held in domestic offices | $207,516,000 | 1,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,058,000 | 1,751 |
| Total equity capital | $20,354,000 | 2,026 |
| Total bank equity capital | $20,354,000 | 2,026 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $1,750,000 | 6,065 |
| Undivided profits | $18,104,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,399,000 | 871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $758,000 | 2,693 |
| Earning assets | $217,134,000 | 1,936 |
| Long-term assets (5+ years) | $69,472,000 | 910 |
| Average Assets, year-to-date | $223,727,000 | 2,001 |
| Average Assets, quarterly | $227,899,000 | 2,010 |
| Volatile liabilities | $36,707,000 | 1,554 |
| Insider loans | $3,744,000 | 1,114 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,763,000 | 4,497 |
| Tier 1 (core) risk-based capital | $22,950,000 | 1,817 |
| Tier 2 risk-based capital | $1,322,840 | 2,263 |
| Total risk weighted assets | $104,793,140 | 2,534 |
| Total unused commitments | $5,763,000 | 4,505 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 61 | 3,431 |
| Assets and Liabilities | ||
| Total Assets: | $212,778,000 | 2,187 |
| Cash and due from depository institutions | $3,498,000 | 3,431 |
| Interest-bearing balances | $26,000 | 7,237 |
| Securities | $84,397,000 | 1,631 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 10,259 |
| Net loans & leases | $117,973,000 | 2,252 |
| Loan loss allowance | $2,042,000 | 2,038 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,294,000 | 3,181 |
| Other real estate owned | $1,275,000 | 3,431 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,291,000 | 2,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,778,000 | 2,187 |
| Total liabilities | $189,670,000 | 2,251 |
| Total deposits | $187,895,000 | 2,121 |
| Interest-bearing deposits | $174,153,000 | 1,976 |
| Deposits held in domestic offices | $187,895,000 | 2,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,775,000 | 1,998 |
| Total equity capital | $23,108,000 | 1,770 |
| Total bank equity capital | $23,108,000 | 1,770 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $1,750,000 | 6,075 |
| Undivided profits | $20,858,000 | 1,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,117,000 | 1,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $842,000 | 2,098 |
| Earning assets | $202,446,000 | 2,130 |
| Long-term assets (5+ years) | $60,409,000 | 1,043 |
| Average Assets, year-to-date | $208,132,800 | 2,168 |
| Average Assets, quarterly | $212,575,500 | 2,158 |
| Volatile liabilities | $37,451,000 | 1,482 |
| Insider loans | $3,963,000 | 1,039 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,204,000 | 4,290 |
| Tier 1 (core) risk-based capital | $23,108,000 | 1,716 |
| Tier 2 risk-based capital | $1,284,580 | 2,292 |
| Total risk weighted assets | $102,009,180 | 2,556 |
| Total unused commitments | $6,204,000 | 4,316 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 61 | 3,504 |
| Assets and Liabilities | ||
| Total Assets: | $201,199,000 | 2,360 |
| Cash and due from depository institutions | $3,999,000 | 3,504 |
| Interest-bearing balances | $24,000 | 7,793 |
| Securities | $71,332,000 | 1,888 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 9,812 |
| Net loans & leases | $116,452,000 | 2,348 |
| Loan loss allowance | $2,396,000 | 1,824 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,431,000 | 3,006 |
| Other real estate owned | $2,817,000 | 3,504 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,568,000 | 2,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,199,000 | 2,360 |
| Total liabilities | $180,045,000 | 2,429 |
| Total deposits | $177,841,000 | 2,326 |
| Interest-bearing deposits | $165,121,000 | 2,197 |
| Deposits held in domestic offices | $177,841,000 | 2,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,204,000 | 1,717 |
| Total equity capital | $21,154,000 | 1,839 |
| Total bank equity capital | $21,154,000 | 1,839 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $1,750,000 | 5,992 |
| Undivided profits | $18,904,000 | 1,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,997,000 | 1,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,000,000 | 1,962 |
| Earning assets | $188,408,000 | 2,284 |
| Long-term assets (5+ years) | $53,490,000 | 1,100 |
| Average Assets, year-to-date | $205,296,200 | 2,258 |
| Average Assets, quarterly | $200,656,000 | 2,338 |
| Volatile liabilities | $39,916,000 | 1,400 |
| Insider loans | $1,607,000 | 451 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,962,000 | 3,420 |
| Tier 1 (core) risk-based capital | $21,154,000 | 1,789 |
| Tier 2 risk-based capital | $1,274,850 | 2,345 |
| Total risk weighted assets | $100,866,650 | 2,648 |
| Total unused commitments | $7,962,000 | 3,441 |
| Derivatives | $0 | 651 |