NBD Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,918,000 | 190 |
| Loans secured by real estate, total | $7,604,000 | 99 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $7,604,000 | 99 |
| Construction and land development | $105,000 | 304 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $662,000 | 275 |
| Secured by multifamily residential properties | $3,571,000 | 34 |
| Secured by nonfarm nonresidential properties | $3,266,000 | 102 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $49,000 | 86 |
| Commercial and industrial loans | $2,304,000 | 181 |
| Loans to individuals | $4,511,000 | 245 |
| Credit card loan charge offs | $253,000 | 502 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,258,000 | 133 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $406,000 | 77 |
| Lease financing receivables | $44,000 | 168 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,398,000 | 137 |
| Loans secured by real estate, total | $3,998,000 | 66 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,998,000 | 66 |
| Construction and land development | $582,000 | 50 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $292,000 | 154 |
| Secured by multifamily residential properties | $1,000,000 | 20 |
| Secured by nonfarm nonresidential properties | $2,124,000 | 72 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,582,000 | 165 |
| Loans to individuals | $2,580,000 | 157 |
| Credit card loan recoveries | $7,000 | 1,102 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,573,000 | 87 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $238,000 | 73 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,520,000 | 259 |
| Loans secured by real estate, total | $3,606,000 | 144 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,606,000 | 144 |
| Construction and land development | $-477,000 | 11,942 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $370,000 | 362 |
| Secured by multifamily residential properties | $2,571,000 | 39 |
| Secured by nonfarm nonresidential properties | $1,142,000 | 178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $49,000 | 56 |
| Commercial and industrial loans | $722,000 | 312 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,931,000 | 321 |
| Credit card loan net charge offs | $246,000 | 464 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,685,000 | 186 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $168,000 | 82 |
| Lease financing receivables | $44,000 | 134 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,093,000 | 239 |
| Loans secured by real estate, total | $5,119,000 | 175 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,119,000 | 174 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $779,000 | 278 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $4,340,000 | 101 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $2,343,000 | 206 |
| Loans to individuals | $3,562,000 | 239 |
| Credit card loan charge offs | $168,000 | 549 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,394,000 | 124 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $69,000 | 174 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,567,000 | 173 |
| Loans secured by real estate, total | $1,400,000 | 164 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,400,000 | 162 |
| Construction and land development | $326,000 | 103 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $501,000 | 118 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $573,000 | 183 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $2,736,000 | 123 |
| Loans to individuals | $2,410,000 | 162 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,409,000 | 98 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $21,000 | 196 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,526,000 | 316 |
| Loans secured by real estate, total | $3,719,000 | 184 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,719,000 | 184 |
| Construction and land development | $-326,000 | 12,556 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $278,000 | 513 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $3,767,000 | 93 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-393,000 | 12,445 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,152,000 | 348 |
| Credit card loan net charge offs | $167,000 | 500 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $985,000 | 212 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $48,000 | 144 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $24,856,000 | 170 |
| Loans secured by real estate, total | $12,491,000 | 129 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $12,491,000 | 129 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $836,000 | 313 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $11,655,000 | 71 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $7,455,000 | 126 |
| Loans to individuals | $4,841,000 | 218 |
| Credit card loan charge offs | $49,000 | 1,029 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,792,000 | 111 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $69,000 | 198 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,285,000 | 178 |
| Loans secured by real estate, total | $1,504,000 | 145 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,504,000 | 144 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $264,000 | 182 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $1,240,000 | 87 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $2,426,000 | 133 |
| Loans to individuals | $2,332,000 | 161 |
| Credit card loan recoveries | $7,000 | 1,164 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,325,000 | 105 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $23,000 | 182 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $18,571,000 | 159 |
| Loans secured by real estate, total | $10,987,000 | 125 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $10,987,000 | 125 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $572,000 | 370 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $10,415,000 | 70 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $5,029,000 | 128 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,509,000 | 248 |
| Credit card loan net charge offs | $42,000 | 995 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,467,000 | 117 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $46,000 | 169 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $21,482,000 | 237 |
| Loans secured by real estate, total | $49,000 | 4,185 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $49,000 | 4,185 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $49,000 | 2,499 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $16,223,000 | 91 |
| Loans to individuals | $5,123,000 | 247 |
| Credit card loan charge offs | $582,000 | 406 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,541,000 | 142 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $87,000 | 198 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,169,000 | 264 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,558,000 | 173 |
| Loans to individuals | $1,586,000 | 203 |
| Credit card loan recoveries | $1,586,000 | 80 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $25,000 | 194 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $18,313,000 | 227 |
| Loans secured by real estate, total | $49,000 | 3,699 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $49,000 | 3,699 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $49,000 | 2,185 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $14,665,000 | 91 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $3,537,000 | 251 |
| Credit card loan net charge offs | $-1,004,000 | 13,935 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,541,000 | 92 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $62,000 | 172 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.