NBD Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $445,347,000 | 145 |
| Total interest expense | $200,234,000 | 155 |
| Net interest income | $245,113,000 | 130 |
| Provision for loan and lease losses | $14,857,000 | 142 |
| Total noninterest income | $65,166,000 | 194 |
| Gross Fiduciary activities income | $17,852,000 | 102 |
| Service charges on deposit accounts | $22,120,000 | 130 |
| Trading account gains and fees | $406,000 | 193 |
| Additional Noninterest Income | $24,788,000 | 247 |
| Total noninterest expense | $180,527,000 | 154 |
| Salaries and employee benefits | $85,896,000 | 122 |
| Premises and equipment expense | $24,763,000 | 140 |
| Additional noninterest expense | $69,868,000 | 185 |
| Pre-tax net operating income | $114,895,000 | 131 |
| Securities gains (losses) | $2,903,000 | 101 |
| Applicable income taxes | $44,467,000 | 115 |
| Income before extraordinary items | $73,331,000 | 131 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $73,331,000 | 130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,520,000 | 259 |
| Cash dividends | $53,900,000 | 122 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $71,473,080 | 135 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $305,528,000 | 176 |
| Total interest expense | $110,284,000 | 210 |
| Net interest income | $195,244,000 | 156 |
| Provision for loan and lease losses | $5,673,000 | 271 |
| Total noninterest income | $52,411,000 | 216 |
| Gross Fiduciary activities income | $14,729,000 | 117 |
| Service charges on deposit accounts | $17,500,000 | 147 |
| Trading account gains and fees | $198,000 | 194 |
| Additional Noninterest Income | $19,984,000 | 270 |
| Total noninterest expense | $145,198,000 | 185 |
| Salaries and employee benefits | $70,421,000 | 149 |
| Premises and equipment expense | $19,000,000 | 176 |
| Additional noninterest expense | $55,777,000 | 219 |
| Pre-tax net operating income | $96,784,000 | 148 |
| Securities gains (losses) | $-1,260,000 | 12,428 |
| Applicable income taxes | $30,445,000 | 157 |
| Income before extraordinary items | $65,079,000 | 151 |
| Extraordinary gains, net | $-504,000 | 12,578 |
| Net income | $64,575,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,526,000 | 316 |
| Cash dividends | $65,450,000 | 88 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 12,461 |
| Net operating income | $65,935,800 | 147 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $293,999,000 | 164 |
| Total interest expense | $101,500,000 | 194 |
| Net interest income | $192,499,000 | 144 |
| Provision for loan and lease losses | $21,935,000 | 145 |
| Total noninterest income | $54,132,000 | 198 |
| Gross Fiduciary activities income | $13,798,000 | 120 |
| Service charges on deposit accounts | $19,361,000 | 132 |
| Trading account gains and fees | $366,000 | 190 |
| Additional Noninterest Income | $20,607,000 | 268 |
| Total noninterest expense | $138,998,000 | 187 |
| Salaries and employee benefits | $68,616,000 | 139 |
| Premises and equipment expense | $17,804,000 | 181 |
| Additional noninterest expense | $52,578,000 | 232 |
| Pre-tax net operating income | $85,698,000 | 139 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $24,921,000 | 152 |
| Income before extraordinary items | $60,797,000 | 146 |
| Extraordinary gains, net | $-1,145,000 | 13,213 |
| Net income | $59,652,000 | 145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,571,000 | 159 |
| Cash dividends | $59,133,000 | 80 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,023 |
| Net operating income | $60,782,800 | 141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $323,984,000 | 152 |
| Total interest expense | $137,278,000 | 176 |
| Net interest income | $186,706,000 | 142 |
| Provision for loan and lease losses | $19,354,000 | 214 |
| Total noninterest income | $37,459,000 | 248 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $19,448,000 | 117 |
| Trading account gains and fees | $476,000 | 173 |
| Additional Noninterest Income | $17,535,000 | 303 |
| Total noninterest expense | $115,425,000 | 217 |
| Salaries and employee benefits | $53,062,000 | 167 |
| Premises and equipment expense | $14,711,000 | 211 |
| Additional noninterest expense | $47,652,000 | 253 |
| Pre-tax net operating income | $89,386,000 | 101 |
| Securities gains (losses) | $323,000 | 1,468 |
| Applicable income taxes | $26,294,000 | 114 |
| Income before extraordinary items | $63,415,000 | 106 |
| Extraordinary gains, net | $-3,577,000 | 13,905 |
| Net income | $59,838,000 | 115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,313,000 | 227 |
| Cash dividends | $43,380,000 | 65 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $63,185,670 | 95 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.