NBD Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $64,207,000 | 631 |
| Total interest expense | $25,900,000 | 710 |
| Net interest income | $38,307,000 | 549 |
| Provision for loan and lease losses | $4,148,000 | 362 |
| Total noninterest income | $10,333,000 | 592 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,025,000 | 668 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,308,000 | 478 |
| Total noninterest expense | $39,255,000 | 476 |
| Salaries and employee benefits | $9,863,000 | 710 |
| Premises and equipment expense | $4,017,000 | 587 |
| Additional noninterest expense | $25,375,000 | 371 |
| Pre-tax net operating income | $5,237,000 | 1,443 |
| Securities gains (losses) | $-37,000 | 10,982 |
| Applicable income taxes | $2,903,000 | 945 |
| Income before extraordinary items | $2,297,000 | 2,198 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,297,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,508,000 | 402 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,320,680 | 2,151 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $68,517,000 | 537 |
| Total interest expense | $23,276,000 | 633 |
| Net interest income | $45,241,000 | 476 |
| Provision for loan and lease losses | $6,123,000 | 255 |
| Total noninterest income | $10,787,000 | 557 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,789,000 | 748 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $8,998,000 | 441 |
| Total noninterest expense | $44,111,000 | 436 |
| Salaries and employee benefits | $9,220,000 | 750 |
| Premises and equipment expense | $3,823,000 | 606 |
| Additional noninterest expense | $31,068,000 | 327 |
| Pre-tax net operating income | $5,794,000 | 1,287 |
| Securities gains (losses) | $-320,000 | 12,129 |
| Applicable income taxes | $3,255,000 | 813 |
| Income before extraordinary items | $2,219,000 | 2,206 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,219,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,805,000 | 361 |
| Cash dividends | $430,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,423,800 | 2,031 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $71,546,000 | 517 |
| Total interest expense | $24,106,000 | 610 |
| Net interest income | $47,440,000 | 453 |
| Provision for loan and lease losses | $8,435,000 | 310 |
| Total noninterest income | $11,936,000 | 537 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,525,000 | 857 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $10,411,000 | 424 |
| Total noninterest expense | $44,714,000 | 439 |
| Salaries and employee benefits | $8,728,000 | 791 |
| Premises and equipment expense | $3,406,000 | 691 |
| Additional noninterest expense | $32,580,000 | 336 |
| Pre-tax net operating income | $6,227,000 | 1,119 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,531,000 | 732 |
| Income before extraordinary items | $2,696,000 | 1,848 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,696,000 | 1,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,652,000 | 434 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,696,000 | 1,746 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $80,990,000 | 525 |
| Total interest expense | $34,699,000 | 591 |
| Net interest income | $46,291,000 | 473 |
| Provision for loan and lease losses | $7,904,000 | 438 |
| Total noninterest income | $8,391,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,190,000 | 1,105 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,201,000 | 525 |
| Total noninterest expense | $41,728,000 | 471 |
| Salaries and employee benefits | $7,952,000 | 855 |
| Premises and equipment expense | $2,740,000 | 869 |
| Additional noninterest expense | $31,036,000 | 332 |
| Pre-tax net operating income | $5,050,000 | 1,262 |
| Securities gains (losses) | $-95,000 | 13,776 |
| Applicable income taxes | $2,747,000 | 848 |
| Income before extraordinary items | $2,208,000 | 2,085 |
| Extraordinary gains, net | $-205,000 | 13,743 |
| Net income | $2,003,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,951,000 | 610 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,268,800 | 1,851 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.