Home > NBD Bank > Loan Charge- Offs and Recoveries

NBD Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$3,187,000438
Loans secured by real estate, total$105,0001,220
To non-U.S. addressees$013
Real estate loans in domestic offices$105,0001,218
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$5,0003,182
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$100,000500
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$990,000336
Loans to individuals$1,595,000402
Credit card loan charge offs$59,000800
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,536,000288
Loans to foreign governments and official institutions$011
Other loans$255,00086
Lease financing receivables$242,000101
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$958,000413
Loans secured by real estate, total$190,000406
To non-U.S. addressees$010
Real estate loans in domestic offices$190,000405
Construction and land development$0460
Secured by farmland$183,00018
Secured by 1-4 family residential properties - total recoveries$7,0001,672
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$246,000411
Loans to individuals$433,000358
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$433,000270
Loans to foreign governments and official institutions$014
Other loans$76,00084
Lease financing receivables$13,000155
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,229,000442
Loans secured by real estate, total$-85,00010,224
To non-U.S. addressees$012
Real estate loans in domestic offices$-85,00010,243
Construction and land development$0552
Secured by farmland$-183,0009,315
Secured by 1-4 family residential properties- net charge-offs$-2,0009,326
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$100,000374
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$744,000345
To non-U.S. addressees$036
Loans to individuals$1,162,000394
Credit card loan net charge offs$59,000728
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,103,000273
Loans to foreign governments and official institutions$010
Other loans$179,00082
Lease financing receivables$229,00097
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$4,740,000350
Loans secured by real estate, total$510,000487
To non-U.S. addressees$011
Real estate loans in domestic offices$510,000486
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$510,000206
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$2,067,000169
Loans to individuals$1,742,000414
Credit card loan charge offs$48,0001,006
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,694,000287
Loans to foreign governments and official institutions$07
Other loans$227,00086
Lease financing receivables$194,000109
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$725,000527
Loans secured by real estate, total$25,0001,616
To non-U.S. addressees$012
Real estate loans in domestic offices$25,0001,616
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$14,0001,340
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$11,000979
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$1,000204
Commercial and industrial loans$152,000664
Loans to individuals$470,000362
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$470,000276
Loans to foreign governments and official institutions$027
Other loans$22,000154
Lease financing receivables$55,00098
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,015,000323
Loans secured by real estate, total$485,000372
To non-U.S. addressees$010
Real estate loans in domestic offices$485,000370
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-14,00010,433
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$499,000128
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$-1,0001,032
Commercial and industrial loans$1,915,000138
To non-U.S. addressees$021
Loans to individuals$1,272,000428
Credit card loan net charge offs$48,000918
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,224,000288
Loans to foreign governments and official institutions$07
Other loans$205,00066
Lease financing receivables$139,000112
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,659,000804
Loans secured by real estate, total$216,0001,013
To non-U.S. addressees$010
Real estate loans in domestic offices$216,0001,013
Construction and land development$0737
Secured by farmland$43,000103
Total charge-offs secured by 1-4 family residential properties$2,0003,872
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$171,000554
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$382,000830
Loans to individuals$934,000619
Credit card loan charge offs$16,0001,844
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$918,000470
Loans to foreign governments and official institutions$011
Other loans$35,000214
Lease financing receivables$92,000160
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$824,000563
Loans secured by real estate, total$1,0004,256
To non-U.S. addressees$08
Real estate loans in domestic offices$1,0004,255
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$1,0001,780
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$233,000549
Loans to individuals$439,000433
Credit card loan recoveries$8,000974
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$431,000336
Loans to foreign governments and official institutions$032
Other loans$28,000184
Lease financing receivables$123,00064
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$835,000993
Loans secured by real estate, total$215,000794
To non-U.S. addressees$07
Real estate loans in domestic offices$215,000793
Construction and land development$0634
Secured by farmland$43,00081
Secured by 1-4 family residential properties- net charge-offs$2,0003,286
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$170,000432
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$149,0001,368
To non-U.S. addressees$022
Loans to individuals$495,000749
Credit card loan net charge offs$8,0002,210
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$487,000558
Loans to foreign governments and official institutions$05
Other loans$7,000232
Lease financing receivables$-31,00010,100
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$1,782,000774
Loans secured by real estate, total$318,000916
To non-U.S. addressees$015
Real estate loans in domestic offices$318,000915
Construction and land development$200,000212
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$25,0002,188
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$93,000939
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$4,000173
Commercial and industrial loans$466,000662
Loans to individuals$888,000590
Credit card loan charge offs$8,0002,250
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$880,000430
Loans to foreign governments and official institutions$015
Other loans$38,000225
Lease financing receivables$68,000139
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,353,000420
Loans secured by real estate, total$13,0002,572
To non-U.S. addressees$013
Real estate loans in domestic offices$13,0002,571
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$13,0001,216
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$21,000118
Commercial and industrial loans$506,000327
Loans to individuals$691,000337
Credit card loan recoveries$9,000958
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$682,000251
Loans to foreign governments and official institutions$030
Other loans$4,000303
Lease financing receivables$118,00069
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$429,0001,525
Loans secured by real estate, total$305,000770
To non-U.S. addressees$012
Real estate loans in domestic offices$305,000769
Construction and land development$200,000183
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$25,0001,866
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$80,000800
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$-17,0001,156
Commercial and industrial loans$-40,00011,190
To non-U.S. addressees$022
Loans to individuals$197,0001,176
Credit card loan net charge offs$-1,00011,653
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$198,000928
Loans to foreign governments and official institutions$011
Other loans$34,000172
Lease financing receivables$-50,00010,521
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$2,106,000712
Loans secured by real estate, total$94,0001,984
To non-U.S. addressees$013
Real estate loans in domestic offices$94,0001,984
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$94,0001,038
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$915,000428
Loans to individuals$980,000503
Credit card loan charge offs$2,0003,192
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$978,000342
Loans to foreign governments and official institutions$015
Other loans$16,000262
Lease financing receivables$101,000104
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,251,000332
Loans secured by real estate, total$96,0001,017
To non-U.S. addressees$012
Real estate loans in domestic offices$96,0001,017
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$96,000569
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$1,286,000209
Loans to individuals$461,000429
Credit card loan recoveries$19,000695
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$442,000331
Loans to foreign governments and official institutions$034
Other loans$285,00060
Lease financing receivables$123,00082
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-145,00012,332
Loans secured by real estate, total$-2,00010,330
To non-U.S. addressees$09
Real estate loans in domestic offices$-2,00010,371
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-2,00011,376
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-371,00012,436
To non-U.S. addressees$026
Loans to individuals$519,000559
Credit card loan net charge offs$-17,00012,574
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$536,000341
Loans to foreign governments and official institutions$09
Other loans$-269,0001,162
Lease financing receivables$-22,00010,994
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$3,262,000654
Loans secured by real estate, total$278,0001,422
To non-U.S. addressees$019
Real estate loans in domestic offices$278,0001,421
Construction and land development$20,000929
Secured by farmland$100,00082
Total charge-offs secured by 1-4 family residential properties$13,0003,812
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$145,0001,082
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$1,822,000347
Loans to individuals$433,000882
Credit card loan charge offs$7,0002,432
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$426,000680
Loans to foreign governments and official institutions$034
Other loans$392,00099
Lease financing receivables$337,00078
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,513,000310
Loans secured by real estate, total$15,0002,954
To non-U.S. addressees$016
Real estate loans in domestic offices$15,0002,954
Construction and land development$2,000785
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$13,0001,430
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$415,00015
Commercial and industrial loans$1,591,000187
Loans to individuals$333,000529
Credit card loan recoveries$42,000510
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$291,000471
Loans to foreign governments and official institutions$038
Other loans$11,000230
Lease financing receivables$148,00079
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$749,0001,375
Loans secured by real estate, total$263,0001,269
To non-U.S. addressees$018
Real estate loans in domestic offices$263,0001,267
Construction and land development$18,000854
Secured by farmland$100,00066
Secured by 1-4 family residential properties- net charge-offs$13,0003,276
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$132,000997
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$-415,0001,165
Commercial and industrial loans$231,0001,377
To non-U.S. addressees$036
Loans to individuals$100,0001,829
Credit card loan net charge offs$-35,00013,267
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$135,0001,128
Loans to foreign governments and official institutions$028
Other loans$381,00079
Lease financing receivables$189,00083
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$3,393,000778
Loans secured by real estate, total$638,0001,111
To non-U.S. addressees$017
Real estate loans in domestic offices$638,0001,111
Construction and land development$210,000604
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$428,000817
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$15,000155
Commercial and industrial loans$1,893,000475
Loans to individuals$529,000961
Credit card loan charge offs$15,0001,973
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$514,000752
Loans to foreign governments and official institutions$043
Other loans$182,000152
Lease financing receivables$136,000175
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,033,000541
Loans secured by real estate, total$340,000409
To non-U.S. addressees$07
Real estate loans in domestic offices$340,000409
Construction and land development$2,000878
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$338,000200
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$17,000128
Commercial and industrial loans$283,000631
Loans to individuals$314,000588
Credit card loan recoveries$22,000687
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$292,000504
Loans to foreign governments and official institutions$047
Other loans$55,000149
Lease financing receivables$24,000188
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,360,000867
Loans secured by real estate, total$298,0001,574
To non-U.S. addressees$017
Real estate loans in domestic offices$298,0001,574
Construction and land development$208,000571
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$90,0001,634
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$-2,0001,100
Commercial and industrial loans$1,610,000461
To non-U.S. addressees$050
Loans to individuals$215,0001,392
Credit card loan net charge offs$-7,00013,876
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$222,0001,059
Loans to foreign governments and official institutions$037
Other loans$127,000140
Lease financing receivables$112,000154
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.