| 1998-12-31 | Rank |
| # of Employees: | 333 | 529 |
| Assets and Liabilities |
| Total Assets: | $733,136,000 | 671 |
| Cash and due from depository institutions | $51,755,000 | 529 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $42,727,000 | 2,671 |
| Federal funds sold & reverse repurchase agreements | $93,969,000 | 192 |
| Net loans & leases | $518,682,000 | 610 |
| Loan loss allowance | $8,520,000 | 521 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,351,000 | 646 |
| Other real estate owned | $30,000 | 529 |
| Goodwill and other intangibles | $507,000 | 1,848 |
| All other assets | $14,115,000 | 685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $733,136,000 | 671 |
| Total liabilities | $653,006,000 | 677 |
| Total deposits | $589,814,000 | 629 |
| Interest-bearing deposits | $453,217,000 | 698 |
| Deposits held in domestic offices | $589,814,000 | 622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,287,000 | 769 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,874,000 | 2,622 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $41,031,000 | 256 |
| Total equity capital | $80,130,000 | 601 |
| Total bank equity capital | $80,130,000 | 601 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,703,000 | 445 |
| Surplus | $27,178,000 | 687 |
| Undivided profits | $45,249,000 | 568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,415,000 | 521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,799,000 | 728 |
| Earning assets | $655,378,000 | 681 |
| Long-term assets (5+ years) | $187,873,000 | 511 |
| Average Assets, year-to-date | $719,744,200 | 650 |
| Average Assets, quarterly | $713,581,000 | 676 |
| Volatile liabilities | $76,927,000 | 1,003 |
| Insider loans | $125,000 | 7,824 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $99,350,000 | 708 |
| Tier 1 (core) risk-based capital | $79,164,000 | 558 |
| Tier 2 risk-based capital | $8,520,000 | 510 |
| Total risk weighted assets | $687,691,200 | 505 |
| Total unused commitments | $99,350,000 | 713 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 370 | 484 |
| Assets and Liabilities |
| Total Assets: | $725,151,000 | 686 |
| Cash and due from depository institutions | $51,532,000 | 484 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $41,312,000 | 2,746 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 1,034 |
| Net loans & leases | $596,455,000 | 554 |
| Loan loss allowance | $8,691,000 | 523 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,804,000 | 664 |
| Other real estate owned | $300,000 | 484 |
| Goodwill and other intangibles | $592,000 | 1,669 |
| All other assets | $11,356,000 | 779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $725,151,000 | 686 |
| Total liabilities | $648,683,000 | 694 |
| Total deposits | $589,336,000 | 653 |
| Interest-bearing deposits | $457,093,000 | 702 |
| Deposits held in domestic offices | $589,336,000 | 649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,704,000 | 665 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $15,273,000 | 1,107 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $19,370,000 | 417 |
| Total equity capital | $76,468,000 | 625 |
| Total bank equity capital | $76,468,000 | 625 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,703,000 | 459 |
| Surplus | $27,178,000 | 695 |
| Undivided profits | $41,587,000 | 594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,886,000 | 605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,465,000 | 640 |
| Earning assets | $650,567,000 | 697 |
| Long-term assets (5+ years) | $197,353,000 | 417 |
| Average Assets, year-to-date | $747,576,600 | 641 |
| Average Assets, quarterly | $733,758,500 | 674 |
| Volatile liabilities | $81,043,000 | 967 |
| Insider loans | $125,000 | 8,154 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $80,869,000 | 765 |
| Tier 1 (core) risk-based capital | $75,500,000 | 584 |
| Tier 2 risk-based capital | $8,690,800 | 461 |
| Total risk weighted assets | $695,263,400 | 486 |
| Total unused commitments | $80,869,000 | 769 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 390 | 485 |
| Assets and Liabilities |
| Total Assets: | $744,200,000 | 709 |
| Cash and due from depository institutions | $47,216,000 | 485 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $57,126,000 | 2,139 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $619,318,000 | 572 |
| Loan loss allowance | $9,564,000 | 550 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,675,000 | 700 |
| Other real estate owned | $0 | 485 |
| Goodwill and other intangibles | $676,000 | 1,515 |
| All other assets | $9,189,000 | 967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $744,200,000 | 709 |
| Total liabilities | $677,534,000 | 704 |
| Total deposits | $605,049,000 | 669 |
| Interest-bearing deposits | $473,600,000 | 720 |
| Deposits held in domestic offices | $605,049,000 | 662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,968,000 | 519 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,000,000 | 1,666 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $14,517,000 | 499 |
| Total equity capital | $66,666,000 | 718 |
| Total bank equity capital | $66,666,000 | 718 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,703,000 | 489 |
| Surplus | $27,178,000 | 718 |
| Undivided profits | $31,785,000 | 799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,427,000 | 1,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,495,000 | 653 |
| Earning assets | $676,444,000 | 700 |
| Long-term assets (5+ years) | $213,061,000 | 400 |
| Average Assets, year-to-date | $732,828,400 | 688 |
| Average Assets, quarterly | $736,461,000 | 707 |
| Volatile liabilities | $108,604,000 | 821 |
| Insider loans | $452,000 | 5,768 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $75,912,000 | 815 |
| Tier 1 (core) risk-based capital | $65,796,000 | 681 |
| Tier 2 risk-based capital | $8,650,500 | 500 |
| Total risk weighted assets | $691,126,200 | 517 |
| Total unused commitments | $75,912,000 | 819 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 404 | 498 |
| Assets and Liabilities |
| Total Assets: | $741,665,000 | 721 |
| Cash and due from depository institutions | $68,368,000 | 498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $88,000,000 | 1,421 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $566,024,000 | 602 |
| Loan loss allowance | $9,259,000 | 585 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,532,000 | 1,004 |
| Other real estate owned | $26,000 | 498 |
| Goodwill and other intangibles | $834,000 | 1,267 |
| All other assets | $7,881,000 | 1,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $741,665,000 | 721 |
| Total liabilities | $679,376,000 | 715 |
| Total deposits | $584,873,000 | 708 |
| Interest-bearing deposits | $459,264,000 | 772 |
| Deposits held in domestic offices | $584,873,000 | 697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,377,000 | 450 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,827,000 | 1,123 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $10,299,000 | 652 |
| Total equity capital | $62,289,000 | 793 |
| Total bank equity capital | $62,289,000 | 793 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,703,000 | 499 |
| Surplus | $27,178,000 | 716 |
| Undivided profits | $27,408,000 | 956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,756,000 | 1,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,489,000 | 671 |
| Earning assets | $657,024,000 | 743 |
| Long-term assets (5+ years) | $144,651,000 | 494 |
| Average Assets, year-to-date | $713,597,000 | 719 |
| Average Assets, quarterly | $725,002,500 | 729 |
| Volatile liabilities | $121,517,000 | 739 |
| Insider loans | $515,000 | 5,578 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $68,525,000 | 863 |
| Tier 1 (core) risk-based capital | $60,765,000 | 767 |
| Tier 2 risk-based capital | $7,960,230 | 543 |
| Total risk weighted assets | $635,519,330 | 574 |
| Total unused commitments | $68,525,000 | 867 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 407 | 519 |
| Assets and Liabilities |
| Total Assets: | $698,866,000 | 744 |
| Cash and due from depository institutions | $57,504,000 | 519 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $102,969,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $519,347,000 | 624 |
| Loan loss allowance | $10,268,000 | 547 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,976,000 | 927 |
| Other real estate owned | $121,000 | 519 |
| Goodwill and other intangibles | $1,213,000 | 993 |
| All other assets | $9,736,000 | 1,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $698,866,000 | 744 |
| Total liabilities | $638,366,000 | 747 |
| Total deposits | $562,643,000 | 721 |
| Interest-bearing deposits | $440,204,000 | 780 |
| Deposits held in domestic offices | $562,643,000 | 709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,234,000 | 530 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,308,000 | 1,125 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $7,181,000 | 720 |
| Total equity capital | $60,500,000 | 742 |
| Total bank equity capital | $60,500,000 | 742 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,703,000 | 491 |
| Surplus | $27,178,000 | 670 |
| Undivided profits | $25,619,000 | 919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,146,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,861,000 | 718 |
| Earning assets | $622,316,000 | 751 |
| Long-term assets (5+ years) | $174,262,000 | 421 |
| Average Assets, year-to-date | $699,743,600 | 729 |
| Average Assets, quarterly | $697,392,000 | 741 |
| Volatile liabilities | $106,987,000 | 785 |
| Insider loans | $39,009,000 | 159 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $51,969,000 | 953 |
| Tier 1 (core) risk-based capital | $60,066,000 | 731 |
| Tier 2 risk-based capital | $7,207,200 | 572 |
| Total risk weighted assets | $573,514,900 | 594 |
| Total unused commitments | $51,969,000 | 962 |
| Derivatives | $3,000,000 | 592 |
| 1993-12-31 | Rank |
| # of Employees: | 486 | 461 |
| Assets and Liabilities |
| Total Assets: | $684,574,000 | 759 |
| Cash and due from depository institutions | $47,473,000 | 461 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $112,689,000 | 1,226 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $501,311,000 | 640 |
| Loan loss allowance | $9,873,000 | 588 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,155,000 | 894 |
| Other real estate owned | $1,451,000 | 461 |
| Goodwill and other intangibles | $1,571,000 | 804 |
| All other assets | $8,924,000 | 1,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $684,574,000 | 759 |
| Total liabilities | $623,210,000 | 768 |
| Total deposits | $548,450,000 | 753 |
| Interest-bearing deposits | $445,466,000 | 802 |
| Deposits held in domestic offices | $548,450,000 | 740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,829,000 | 479 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 1,081 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $9,931,000 | 619 |
| Total equity capital | $61,364,000 | 708 |
| Total bank equity capital | $61,364,000 | 708 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,703,000 | 485 |
| Surplus | $27,178,000 | 633 |
| Undivided profits | $26,483,000 | 869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,160,000 | 629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,346,000 | 761 |
| Earning assets | $617,000,000 | 773 |
| Long-term assets (5+ years) | $142,089,000 | 493 |
| Average Assets, year-to-date | $691,339,800 | 740 |
| Average Assets, quarterly | $687,831,000 | 752 |
| Volatile liabilities | $101,412,000 | 765 |
| Insider loans | $23,936,000 | 207 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,500,000 | 1,246 |
| Tier 1 (core) risk-based capital | $59,793,000 | 697 |
| Tier 2 risk-based capital | $6,955,890 | 583 |
| Total risk weighted assets | $553,554,390 | 599 |
| Total unused commitments | $36,500,000 | 1,263 |
| Derivatives | $3,000,000 | 599 |
| 1992-12-31 | Rank |
| # of Employees: | 460 | 499 |
| Assets and Liabilities |
| Total Assets: | $680,501,000 | 792 |
| Cash and due from depository institutions | $49,900,000 | 499 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $136,159,000 | 988 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $476,440,000 | 680 |
| Loan loss allowance | $9,043,000 | 658 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,410,000 | 861 |
| Other real estate owned | $1,487,000 | 499 |
| Goodwill and other intangibles | $48,000 | 2,496 |
| All other assets | $8,057,000 | 1,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $680,501,000 | 792 |
| Total liabilities | $629,395,000 | 793 |
| Total deposits | $566,925,000 | 786 |
| Interest-bearing deposits | $468,104,000 | 818 |
| Deposits held in domestic offices | $566,925,000 | 776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,488,000 | 489 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,041,000 | 746 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $6,941,000 | 773 |
| Total equity capital | $51,106,000 | 799 |
| Total bank equity capital | $51,106,000 | 799 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,703,000 | 490 |
| Surplus | $27,176,000 | 615 |
| Undivided profits | $16,227,000 | 1,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $12,434,000 | 627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,552,000 | 779 |
| Earning assets | $612,599,000 | 795 |
| Long-term assets (5+ years) | $109,858,000 | 570 |
| Average Assets, year-to-date | $680,759,800 | 776 |
| Average Assets, quarterly | $677,011,500 | 787 |
| Volatile liabilities | $110,863,000 | 696 |
| Insider loans | $89,000 | 6,012 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $39,058,000 | 1,127 |
| Tier 1 (core) risk-based capital | $51,058,000 | 760 |
| Tier 2 risk-based capital | $6,760,650 | 596 |
| Total risk weighted assets | $538,569,450 | 614 |
| Total unused commitments | $39,058,000 | 1,146 |
| Derivatives | $3,000,000 | 542 |
