NBD Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $70,231,000 | 565 |
| Total interest expense | $22,335,000 | 771 |
| Net interest income | $47,896,000 | 446 |
| Provision for loan and lease losses | $10,630,000 | 192 |
| Total noninterest income | $14,155,000 | 476 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $715,000 | 1,904 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $13,440,000 | 360 |
| Total noninterest expense | $26,391,000 | 625 |
| Salaries and employee benefits | $1,074,000 | 5,684 |
| Premises and equipment expense | $1,323,000 | 1,535 |
| Additional noninterest expense | $23,994,000 | 383 |
| Pre-tax net operating income | $25,030,000 | 388 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $8,911,000 | 389 |
| Income before extraordinary items | $16,145,000 | 402 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $16,145,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,443,000 | 173 |
| Cash dividends | $18,000,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $-17,000,000 | 11,452 |
| Net operating income | $16,128,360 | 400 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $91,602,000 | 479 |
| Total interest expense | $33,526,000 | 595 |
| Net interest income | $58,076,000 | 403 |
| Provision for loan and lease losses | $10,226,000 | 179 |
| Total noninterest income | $16,046,000 | 461 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,068,000 | 1,258 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $14,978,000 | 346 |
| Total noninterest expense | $40,172,000 | 467 |
| Salaries and employee benefits | $1,755,000 | 3,726 |
| Premises and equipment expense | $1,166,000 | 1,735 |
| Additional noninterest expense | $37,251,000 | 286 |
| Pre-tax net operating income | $23,724,000 | 423 |
| Securities gains (losses) | $-19,000 | 10,530 |
| Applicable income taxes | $8,526,000 | 412 |
| Income before extraordinary items | $15,179,000 | 431 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $15,179,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,663,000 | 186 |
| Cash dividends | $8,400,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $15,191,160 | 430 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $75,247,000 | 493 |
| Total interest expense | $22,105,000 | 660 |
| Net interest income | $53,142,000 | 419 |
| Provision for loan and lease losses | $6,632,000 | 241 |
| Total noninterest income | $14,205,000 | 466 |
| Gross Fiduciary activities income | $9,000 | 1,479 |
| Service charges on deposit accounts | $1,006,000 | 1,327 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $13,190,000 | 365 |
| Total noninterest expense | $33,954,000 | 533 |
| Salaries and employee benefits | $2,306,000 | 2,868 |
| Premises and equipment expense | $1,284,000 | 1,605 |
| Additional noninterest expense | $30,364,000 | 334 |
| Pre-tax net operating income | $26,761,000 | 364 |
| Securities gains (losses) | $-38,000 | 10,837 |
| Applicable income taxes | $9,442,000 | 361 |
| Income before extraordinary items | $17,281,000 | 357 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $17,281,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,683,000 | 255 |
| Cash dividends | $15,540,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $17,305,700 | 362 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $53,228,000 | 659 |
| Total interest expense | $14,744,000 | 943 |
| Net interest income | $38,484,000 | 540 |
| Provision for loan and lease losses | $1,599,000 | 952 |
| Total noninterest income | $10,223,000 | 596 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $967,000 | 1,384 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $9,256,000 | 447 |
| Total noninterest expense | $23,788,000 | 732 |
| Salaries and employee benefits | $2,686,000 | 2,476 |
| Premises and equipment expense | $871,000 | 2,344 |
| Additional noninterest expense | $20,231,000 | 457 |
| Pre-tax net operating income | $23,320,000 | 363 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $7,496,000 | 391 |
| Income before extraordinary items | $15,829,000 | 371 |
| Extraordinary gains, net | $-680,000 | 13,185 |
| Net income | $15,149,000 | 394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,154,000 | 458 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $15,825,600 | 349 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $40,329,000 | 937 |
| Total interest expense | $17,391,000 | 1,044 |
| Net interest income | $22,938,000 | 839 |
| Provision for loan and lease losses | $2,968,000 | 841 |
| Total noninterest income | $4,402,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,110,000 | 1,195 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,292,000 | 892 |
| Total noninterest expense | $13,983,000 | 1,126 |
| Salaries and employee benefits | $3,484,000 | 1,889 |
| Premises and equipment expense | $1,311,000 | 1,630 |
| Additional noninterest expense | $9,188,000 | 827 |
| Pre-tax net operating income | $10,389,000 | 614 |
| Securities gains (losses) | $62,000 | 3,771 |
| Applicable income taxes | $3,127,000 | 744 |
| Income before extraordinary items | $7,324,000 | 647 |
| Extraordinary gains, net | $-562,000 | 13,831 |
| Net income | $6,762,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,818,000 | 1,027 |
| Cash dividends | $2,940,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,280,600 | 596 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.