Home > NBC Bank - Rockdale > Income and Expense
NBC Bank - Rockdale, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $7,543,000 | 4,310 |
Total interest expense | $3,381,000 | 4,498 |
Net interest income | $4,162,000 | 4,042 |
Provision for loan and lease losses | $-50,000 | 9,760 |
Total noninterest income | $1,181,000 | 2,789 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $769,000 | 1,805 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $412,000 | 3,275 |
Total noninterest expense | $2,991,000 | 4,243 |
Salaries and employee benefits | $1,405,000 | 4,606 |
Premises and equipment expense | $543,000 | 3,556 |
Additional noninterest expense | $1,043,000 | 3,866 |
Pre-tax net operating income | $2,402,000 | 2,851 |
Securities gains (losses) | $2,000 | 1,609 |
Applicable income taxes | $827,000 | 2,455 |
Income before extraordinary items | $1,577,000 | 3,127 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,577,000 | 3,125 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-99,000 | 9,744 |
Cash dividends | $1,000,000 | 2,257 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,575,680 | 3,126 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $7,218,000 | 4,282 |
Total interest expense | $3,088,000 | 4,497 |
Net interest income | $4,130,000 | 4,056 |
Provision for loan and lease losses | $30,000 | 7,215 |
Total noninterest income | $972,000 | 3,155 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $654,000 | 2,031 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $318,000 | 3,891 |
Total noninterest expense | $2,991,000 | 4,220 |
Salaries and employee benefits | $1,408,000 | 4,566 |
Premises and equipment expense | $517,000 | 3,657 |
Additional noninterest expense | $1,066,000 | 3,806 |
Pre-tax net operating income | $2,081,000 | 3,225 |
Securities gains (losses) | $31,000 | 1,173 |
Applicable income taxes | $709,000 | 2,882 |
Income before extraordinary items | $1,403,000 | 3,417 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,403,000 | 3,416 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-27,000 | 9,716 |
Cash dividends | $1,225,000 | 1,938 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,382,540 | 3,426 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $7,180,000 | 4,315 |
Total interest expense | $3,292,000 | 4,378 |
Net interest income | $3,888,000 | 4,217 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $863,000 | 3,421 |
Gross Fiduciary activities income | $38,000 | 1,151 |
Service charges on deposit accounts | $601,000 | 2,131 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $224,000 | 4,681 |
Total noninterest expense | $2,890,000 | 4,258 |
Salaries and employee benefits | $1,369,000 | 4,569 |
Premises and equipment expense | $498,000 | 3,715 |
Additional noninterest expense | $1,023,000 | 3,884 |
Pre-tax net operating income | $1,861,000 | 3,537 |
Securities gains (losses) | $21,000 | 2,394 |
Applicable income taxes | $635,000 | 3,263 |
Income before extraordinary items | $1,247,000 | 3,807 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,247,000 | 3,805 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 6,077 |
Cash dividends | $575,000 | 3,229 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,233,140 | 3,753 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $5,437,000 | 5,455 |
Total interest expense | $2,325,000 | 5,685 |
Net interest income | $3,112,000 | 5,152 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $780,000 | 3,652 |
Gross Fiduciary activities income | $59,000 | 1,147 |
Service charges on deposit accounts | $464,000 | 2,822 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $257,000 | 4,297 |
Total noninterest expense | $2,319,000 | 5,073 |
Salaries and employee benefits | $1,062,000 | 5,626 |
Premises and equipment expense | $350,000 | 4,898 |
Additional noninterest expense | $907,000 | 4,282 |
Pre-tax net operating income | $1,573,000 | 4,302 |
Securities gains (losses) | $1,000 | 3,559 |
Applicable income taxes | $535,000 | 4,021 |
Income before extraordinary items | $1,039,000 | 4,565 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,039,000 | 4,564 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-32,000 | 10,378 |
Cash dividends | $350,000 | 4,223 |
Sale, conversion, retirement of capital stock, net | $2,500,000 | 345 |
Net operating income | $1,038,340 | 4,503 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,701,000 | 7,152 |
Total interest expense | $1,390,000 | 7,864 |
Net interest income | $2,311,000 | 6,550 |
Provision for loan and lease losses | $-75,000 | 11,234 |
Total noninterest income | $648,000 | 4,334 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $387,000 | 3,432 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $261,000 | 4,427 |
Total noninterest expense | $1,486,000 | 7,146 |
Salaries and employee benefits | $804,000 | 6,962 |
Premises and equipment expense | $208,000 | 6,889 |
Additional noninterest expense | $474,000 | 7,256 |
Pre-tax net operating income | $1,548,000 | 4,223 |
Securities gains (losses) | $-10,000 | 10,276 |
Applicable income taxes | $517,000 | 4,047 |
Income before extraordinary items | $1,021,000 | 4,411 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,021,000 | 4,412 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-38,000 | 10,938 |
Cash dividends | $675,000 | 2,818 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,027,600 | 4,337 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,583,000 | 7,444 |
Total interest expense | $1,335,000 | 8,171 |
Net interest income | $2,248,000 | 6,783 |
Provision for loan and lease losses | $-75,000 | 11,654 |
Total noninterest income | $605,000 | 4,543 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $381,000 | 3,509 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $224,000 | 4,795 |
Total noninterest expense | $1,588,000 | 7,015 |
Salaries and employee benefits | $830,000 | 6,950 |
Premises and equipment expense | $218,000 | 6,867 |
Additional noninterest expense | $540,000 | 6,944 |
Pre-tax net operating income | $1,340,000 | 4,843 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $438,000 | 4,605 |
Income before extraordinary items | $902,000 | 4,989 |
Extraordinary gains, net | $0 | 65 |
Net income | $902,000 | 4,988 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-54,000 | 11,498 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $902,000 | 4,966 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,335,000 | 7,574 |
Total interest expense | $1,139,000 | 8,148 |
Net interest income | $2,196,000 | 7,097 |
Provision for loan and lease losses | $-75,000 | 12,082 |
Total noninterest income | $733,000 | 3,971 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $379,000 | 3,573 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $354,000 | 3,687 |
Total noninterest expense | $1,617,000 | 7,244 |
Salaries and employee benefits | $846,000 | 6,946 |
Premises and equipment expense | $193,000 | 7,590 |
Additional noninterest expense | $578,000 | 7,193 |
Pre-tax net operating income | $1,387,000 | 4,705 |
Securities gains (losses) | $15,000 | 1,966 |
Applicable income taxes | $463,000 | 4,295 |
Income before extraordinary items | $939,000 | 4,737 |
Extraordinary gains, net | $0 | 249 |
Net income | $939,000 | 4,741 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-73,000 | 12,091 |
Cash dividends | $824,000 | 2,228 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $928,950 | 4,834 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,488,000 | 7,550 |
Total interest expense | $1,145,000 | 8,504 |
Net interest income | $2,343,000 | 6,832 |
Provision for loan and lease losses | $-370,000 | 13,135 |
Total noninterest income | $587,000 | 5,029 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $382,000 | 3,598 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $205,000 | 5,584 |
Total noninterest expense | $1,658,000 | 7,330 |
Salaries and employee benefits | $829,000 | 7,145 |
Premises and equipment expense | $196,000 | 7,757 |
Additional noninterest expense | $633,000 | 7,058 |
Pre-tax net operating income | $1,642,000 | 3,985 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $526,000 | 3,993 |
Income before extraordinary items | $1,116,000 | 4,272 |
Extraordinary gains, net | $308,000 | 695 |
Net income | $1,424,000 | 3,508 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 8,297 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,116,000 | 4,055 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,698,000 | 7,910 |
Total interest expense | $1,514,000 | 8,468 |
Net interest income | $2,184,000 | 7,283 |
Provision for loan and lease losses | $-15,000 | 13,503 |
Total noninterest income | $614,000 | 4,884 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $377,000 | 3,684 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $237,000 | 5,143 |
Total noninterest expense | $1,674,000 | 7,334 |
Salaries and employee benefits | $769,000 | 7,475 |
Premises and equipment expense | $198,000 | 7,887 |
Additional noninterest expense | $707,000 | 6,705 |
Pre-tax net operating income | $1,139,000 | 5,132 |
Securities gains (losses) | $123,000 | 2,684 |
Applicable income taxes | $424,000 | 4,586 |
Income before extraordinary items | $838,000 | 5,176 |
Extraordinary gains, net | $168,000 | 509 |
Net income | $1,006,000 | 4,522 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-85,000 | 13,671 |
Cash dividends | $60,000 | 7,413 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $756,820 | 5,257 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.