Home > NBC Bank-Laredo > Income and Expense
NBC Bank-Laredo, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,733,000 | 3,832 |
| Total interest expense | $4,172,000 | 3,848 |
| Net interest income | $4,561,000 | 3,747 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,299,000 | 2,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,093,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,731 |
| Total noninterest expense | $3,479,000 | 3,721 |
| Salaries and employee benefits | $1,734,000 | 3,891 |
| Premises and equipment expense | $650,000 | 3,068 |
| Additional noninterest expense | $1,095,000 | 3,705 |
| Pre-tax net operating income | $2,201,000 | 3,077 |
| Securities gains (losses) | $38,000 | 779 |
| Applicable income taxes | $761,000 | 2,610 |
| Income before extraordinary items | $1,478,000 | 3,296 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,478,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,541 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,452,920 | 3,331 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 4,457 |
| Total interest expense | $2,952,000 | 4,666 |
| Net interest income | $3,954,000 | 4,214 |
| Provision for loan and lease losses | $160,000 | 4,104 |
| Total noninterest income | $1,230,000 | 2,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $957,000 | 1,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $3,154,000 | 4,045 |
| Salaries and employee benefits | $1,433,000 | 4,508 |
| Premises and equipment expense | $579,000 | 3,371 |
| Additional noninterest expense | $1,142,000 | 3,597 |
| Pre-tax net operating income | $1,870,000 | 3,511 |
| Securities gains (losses) | $35,000 | 1,127 |
| Applicable income taxes | $643,000 | 3,075 |
| Income before extraordinary items | $1,262,000 | 3,710 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,262,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,603 |
| Cash dividends | $925,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,238,900 | 3,742 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 4,894 |
| Total interest expense | $2,699,000 | 5,102 |
| Net interest income | $3,478,000 | 4,627 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $864,000 | 3,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $723,000 | 1,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $2,719,000 | 4,487 |
| Salaries and employee benefits | $1,300,000 | 4,763 |
| Premises and equipment expense | $494,000 | 3,747 |
| Additional noninterest expense | $925,000 | 4,199 |
| Pre-tax net operating income | $1,513,000 | 4,158 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $521,000 | 3,734 |
| Income before extraordinary items | $992,000 | 4,555 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $992,000 | 4,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,731 |
| Cash dividends | $575,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $992,000 | 4,449 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 5,418 |
| Total interest expense | $2,318,000 | 5,693 |
| Net interest income | $3,172,000 | 5,087 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $819,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $669,000 | 1,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,684 |
| Total noninterest expense | $2,397,000 | 4,954 |
| Salaries and employee benefits | $1,098,000 | 5,480 |
| Premises and equipment expense | $408,000 | 4,385 |
| Additional noninterest expense | $891,000 | 4,346 |
| Pre-tax net operating income | $1,514,000 | 4,469 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $513,000 | 4,138 |
| Income before extraordinary items | $989,000 | 4,745 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $989,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $525,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $996,920 | 4,657 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 6,073 |
| Total interest expense | $2,045,000 | 6,335 |
| Net interest income | $2,802,000 | 5,722 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $829,000 | 3,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $661,000 | 2,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,634 |
| Total noninterest expense | $2,260,000 | 5,421 |
| Salaries and employee benefits | $1,012,000 | 5,933 |
| Premises and equipment expense | $392,000 | 4,608 |
| Additional noninterest expense | $856,000 | 4,934 |
| Pre-tax net operating income | $1,301,000 | 4,827 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $430,000 | 4,664 |
| Income before extraordinary items | $864,000 | 5,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $864,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $675,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $868,690 | 4,944 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 6,274 |
| Total interest expense | $1,922,000 | 6,642 |
| Net interest income | $2,746,000 | 5,899 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $834,000 | 3,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $654,000 | 2,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,433 |
| Total noninterest expense | $2,258,000 | 5,439 |
| Salaries and employee benefits | $1,023,000 | 5,943 |
| Premises and equipment expense | $339,000 | 5,146 |
| Additional noninterest expense | $896,000 | 4,787 |
| Pre-tax net operating income | $1,302,000 | 4,966 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $456,000 | 4,487 |
| Income before extraordinary items | $844,000 | 5,243 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $844,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $845,300 | 5,219 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 7,055 |
| Total interest expense | $1,306,000 | 7,530 |
| Net interest income | $2,407,000 | 6,650 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $821,000 | 3,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $637,000 | 2,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,544 |
| Total noninterest expense | $2,083,000 | 6,001 |
| Salaries and employee benefits | $989,000 | 6,141 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $763,000 | 5,918 |
| Pre-tax net operating income | $1,060,000 | 5,719 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $359,000 | 5,167 |
| Income before extraordinary items | $701,000 | 5,907 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $701,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $865,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $701,000 | 5,973 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 8,017 |
| Total interest expense | $973,000 | 9,240 |
| Net interest income | $2,223,000 | 7,121 |
| Provision for loan and lease losses | $-170,000 | 13,011 |
| Total noninterest income | $635,000 | 4,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $566,000 | 2,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $2,158,000 | 5,965 |
| Salaries and employee benefits | $987,000 | 6,207 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $869,000 | 5,530 |
| Pre-tax net operating income | $870,000 | 6,471 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $711,000 | 6,048 |
| Extraordinary gains, net | $140,000 | 1,297 |
| Net income | $851,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,602 |
| Cash dividends | $197,000 | 5,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $703,710 | 5,824 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 8,701 |
| Total interest expense | $1,161,000 | 9,752 |
| Net interest income | $2,001,000 | 7,761 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $759,000 | 4,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $530,000 | 2,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 5,251 |
| Total noninterest expense | $2,305,000 | 5,679 |
| Salaries and employee benefits | $1,013,000 | 5,956 |
| Premises and equipment expense | $383,000 | 4,960 |
| Additional noninterest expense | $909,000 | 5,477 |
| Pre-tax net operating income | $455,000 | 8,758 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $-2,000 | 13,360 |
| Income before extraordinary items | $529,000 | 7,090 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $529,000 | 7,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 3,682 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $457,000 | 7,321 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.