Home > NBC Bank, FSB > Income and Expense
NBC Bank, FSB, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,092 |
| Total interest expense | $100,000 | 7,842 |
| Net interest income | $244,000 | 8,104 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $205,000 | 3,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,446 |
| Total noninterest expense | $343,000 | 7,145 |
| Salaries and employee benefits | $215,000 | 6,807 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $56,000 | 8,141 |
| Pre-tax net operating income | $106,000 | 7,134 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $40,000 | 5,043 |
| Income before extraordinary items | $66,000 | 7,497 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $66,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $66,000 | 7,471 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 8,336 |
| Total interest expense | $252,000 | 8,276 |
| Net interest income | $828,000 | 8,266 |
| Provision for loan and lease losses | $207,000 | 3,624 |
| Total noninterest income | $883,000 | 3,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $883,000 | 2,323 |
| Total noninterest expense | $1,175,000 | 7,484 |
| Salaries and employee benefits | $573,000 | 7,759 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $377,000 | 7,251 |
| Pre-tax net operating income | $329,000 | 7,343 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $137,000 | 5,211 |
| Income before extraordinary items | $192,000 | 7,688 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $192,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,620 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $192,000 | 7,652 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 8,410 |
| Total interest expense | $168,000 | 8,427 |
| Net interest income | $613,000 | 8,318 |
| Provision for loan and lease losses | $136,000 | 3,711 |
| Total noninterest income | $662,000 | 3,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $662,000 | 2,345 |
| Total noninterest expense | $679,000 | 7,960 |
| Salaries and employee benefits | $333,000 | 8,148 |
| Premises and equipment expense | $114,000 | 7,277 |
| Additional noninterest expense | $232,000 | 7,648 |
| Pre-tax net operating income | $460,000 | 6,503 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $177,000 | 4,631 |
| Income before extraordinary items | $283,000 | 7,018 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $283,000 | 7,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,538 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $283,000 | 6,949 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $515,000 | 8,466 |
| Total interest expense | $105,000 | 8,540 |
| Net interest income | $410,000 | 8,365 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $419,000 | 3,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $419,000 | 2,438 |
| Total noninterest expense | $359,000 | 8,343 |
| Salaries and employee benefits | $170,000 | 8,542 |
| Premises and equipment expense | $69,000 | 7,486 |
| Additional noninterest expense | $120,000 | 8,087 |
| Pre-tax net operating income | $370,000 | 6,052 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $142,000 | 4,342 |
| Income before extraordinary items | $228,000 | 6,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,313 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $228,000 | 6,558 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 8,512 |
| Total interest expense | $52,000 | 8,600 |
| Net interest income | $207,000 | 8,397 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $197,000 | 4,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $197,000 | 2,499 |
| Total noninterest expense | $153,000 | 8,584 |
| Salaries and employee benefits | $71,000 | 8,763 |
| Premises and equipment expense | $29,000 | 7,823 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $196,000 | 5,863 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,747 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $121,000 | 6,382 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 8,686 |
| Total interest expense | $285,000 | 8,504 |
| Net interest income | $597,000 | 8,696 |
| Provision for loan and lease losses | $-21,000 | 8,933 |
| Total noninterest income | $808,000 | 4,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $808,000 | 2,720 |
| Total noninterest expense | $698,000 | 8,457 |
| Salaries and employee benefits | $271,000 | 8,839 |
| Premises and equipment expense | $194,000 | 6,854 |
| Additional noninterest expense | $233,000 | 8,207 |
| Pre-tax net operating income | $728,000 | 5,914 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $281,000 | 4,377 |
| Income before extraordinary items | $447,000 | 6,583 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $447,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,564 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $447,000 | 6,417 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 8,778 |
| Total interest expense | $232,000 | 8,534 |
| Net interest income | $422,000 | 8,812 |
| Provision for loan and lease losses | $-41,000 | 9,085 |
| Total noninterest income | $577,000 | 4,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $577,000 | 2,887 |
| Total noninterest expense | $527,000 | 8,463 |
| Salaries and employee benefits | $202,000 | 8,879 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $180,000 | 8,176 |
| Pre-tax net operating income | $513,000 | 6,226 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $198,000 | 4,665 |
| Income before extraordinary items | $315,000 | 6,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $315,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,831 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $315,000 | 6,689 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,863 |
| Total interest expense | $171,000 | 8,529 |
| Net interest income | $240,000 | 8,940 |
| Provision for loan and lease losses | $-42,000 | 9,153 |
| Total noninterest income | $349,000 | 4,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $349,000 | 3,023 |
| Total noninterest expense | $376,000 | 8,386 |
| Salaries and employee benefits | $139,000 | 8,884 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $137,000 | 7,960 |
| Pre-tax net operating income | $255,000 | 6,805 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $99,000 | 5,149 |
| Income before extraordinary items | $156,000 | 7,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,885 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $156,000 | 7,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $204,000 | 8,925 |
| Total interest expense | $91,000 | 8,542 |
| Net interest income | $113,000 | 9,018 |
| Provision for loan and lease losses | $-71,000 | 9,245 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 3,120 |
| Total noninterest expense | $201,000 | 8,330 |
| Salaries and employee benefits | $77,000 | 8,818 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $76,000 | 7,777 |
| Pre-tax net operating income | $141,000 | 6,585 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $54,000 | 4,991 |
| Income before extraordinary items | $87,000 | 7,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 9,136 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $87,000 | 6,985 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 8,818 |
| Total interest expense | $471,000 | 8,458 |
| Net interest income | $566,000 | 8,933 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $706,000 | 4,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $706,000 | 2,693 |
| Total noninterest expense | $752,000 | 8,439 |
| Salaries and employee benefits | $313,000 | 8,848 |
| Premises and equipment expense | $194,000 | 6,832 |
| Additional noninterest expense | $245,000 | 8,211 |
| Pre-tax net operating income | $280,000 | 7,625 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $108,000 | 5,890 |
| Income before extraordinary items | $172,000 | 7,985 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $172,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,671 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $172,000 | 7,873 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 8,860 |
| Total interest expense | $774,000 | 8,478 |
| Net interest income | $585,000 | 9,064 |
| Provision for loan and lease losses | $134,000 | 5,003 |
| Total noninterest income | $760,000 | 3,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $760,000 | 2,463 |
| Total noninterest expense | $721,000 | 8,631 |
| Salaries and employee benefits | $279,000 | 9,147 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $237,000 | 8,342 |
| Pre-tax net operating income | $490,000 | 6,591 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $168,000 | 5,298 |
| Income before extraordinary items | $322,000 | 6,999 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $322,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,220 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $322,000 | 6,879 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 8,961 |
| Total interest expense | $633,000 | 8,987 |
| Net interest income | $870,000 | 8,752 |
| Provision for loan and lease losses | $63,000 | 6,132 |
| Total noninterest income | $409,000 | 5,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $409,000 | 3,291 |
| Total noninterest expense | $506,000 | 9,384 |
| Salaries and employee benefits | $268,000 | 9,393 |
| Premises and equipment expense | $117,000 | 8,155 |
| Additional noninterest expense | $121,000 | 9,485 |
| Pre-tax net operating income | $710,000 | 6,182 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $229,000 | 5,145 |
| Income before extraordinary items | $481,000 | 6,422 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $481,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,956 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $481,000 | 6,434 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,599,000 | 1,181 |
| Total interest expense | $15,882,000 | 977 |
| Net interest income | $11,717,000 | 1,498 |
| Provision for loan and lease losses | $1,648,000 | 656 |
| Total noninterest income | $1,831,000 | 1,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,831,000 | 1,226 |
| Total noninterest expense | $5,793,000 | 2,347 |
| Salaries and employee benefits | $2,820,000 | 2,487 |
| Premises and equipment expense | $1,032,000 | 1,986 |
| Additional noninterest expense | $1,941,000 | 2,256 |
| Pre-tax net operating income | $6,107,000 | 1,255 |
| Securities gains (losses) | $128,000 | 645 |
| Applicable income taxes | $2,174,000 | 1,148 |
| Income before extraordinary items | $4,061,000 | 1,335 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,061,000 | 1,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 916 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,977,800 | 1,336 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,908,000 | 1,478 |
| Total interest expense | $12,863,000 | 1,210 |
| Net interest income | $9,045,000 | 1,895 |
| Provision for loan and lease losses | $946,000 | 1,020 |
| Total noninterest income | $1,673,000 | 2,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,673,000 | 1,307 |
| Total noninterest expense | $4,330,000 | 3,000 |
| Salaries and employee benefits | $2,118,000 | 3,163 |
| Premises and equipment expense | $652,000 | 2,954 |
| Additional noninterest expense | $1,560,000 | 2,671 |
| Pre-tax net operating income | $5,442,000 | 1,386 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,993,000 | 1,271 |
| Income before extraordinary items | $3,449,000 | 1,532 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,449,000 | 1,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,644 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,449,000 | 1,467 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,932,000 | 1,746 |
| Total interest expense | $11,255,000 | 1,398 |
| Net interest income | $7,677,000 | 2,289 |
| Provision for loan and lease losses | $757,000 | 1,247 |
| Total noninterest income | $867,000 | 3,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $867,000 | 1,921 |
| Total noninterest expense | $4,069,000 | 3,122 |
| Salaries and employee benefits | $1,964,000 | 3,361 |
| Premises and equipment expense | $617,000 | 3,068 |
| Additional noninterest expense | $1,488,000 | 2,757 |
| Pre-tax net operating income | $3,718,000 | 2,024 |
| Securities gains (losses) | $-227,000 | 10,839 |
| Applicable income taxes | $1,224,000 | 2,040 |
| Income before extraordinary items | $2,267,000 | 2,314 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,267,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,326 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,414,550 | 2,123 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,389,000 | 2,062 |
| Total interest expense | $10,218,000 | 1,555 |
| Net interest income | $6,171,000 | 2,880 |
| Provision for loan and lease losses | $588,000 | 1,543 |
| Total noninterest income | $583,000 | 4,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $583,000 | 2,614 |
| Total noninterest expense | $5,071,000 | 2,693 |
| Salaries and employee benefits | $1,691,000 | 3,870 |
| Premises and equipment expense | $562,000 | 3,415 |
| Additional noninterest expense | $2,818,000 | 1,839 |
| Pre-tax net operating income | $1,095,000 | 5,427 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $347,000 | 5,357 |
| Income before extraordinary items | $753,000 | 5,515 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $753,000 | 5,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,285 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $749,600 | 5,475 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,719,000 | 2,283 |
| Total interest expense | $9,663,000 | 1,643 |
| Net interest income | $5,056,000 | 3,493 |
| Provision for loan and lease losses | $236,000 | 2,722 |
| Total noninterest income | $354,000 | 6,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $354,000 | 3,580 |
| Total noninterest expense | $3,049,000 | 4,231 |
| Salaries and employee benefits | $1,399,000 | 4,566 |
| Premises and equipment expense | $488,000 | 3,837 |
| Additional noninterest expense | $1,162,000 | 3,849 |
| Pre-tax net operating income | $2,125,000 | 3,304 |
| Securities gains (losses) | $61,000 | 1,185 |
| Applicable income taxes | $714,000 | 3,187 |
| Income before extraordinary items | $1,472,000 | 3,300 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,472,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,622 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,431,130 | 3,360 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,883,000 | 3,381 |
| Total interest expense | $5,923,000 | 2,109 |
| Net interest income | $2,960,000 | 5,660 |
| Provision for loan and lease losses | $475,000 | 1,606 |
| Total noninterest income | $217,000 | 8,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $217,000 | 5,013 |
| Total noninterest expense | $2,689,000 | 4,843 |
| Salaries and employee benefits | $1,306,000 | 4,855 |
| Premises and equipment expense | $395,000 | 4,630 |
| Additional noninterest expense | $988,000 | 4,753 |
| Pre-tax net operating income | $13,000 | 12,039 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $-62,000 | 12,241 |
| Income before extraordinary items | $72,000 | 11,639 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $72,000 | 11,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $9,500,000 | 107 |
| Net operating income | $75,000 | 11,660 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 11,272 |
| Total interest expense | $958,000 | 9,293 |
| Net interest income | $527,000 | 12,475 |
| Provision for loan and lease losses | $475,000 | 2,177 |
| Total noninterest income | $37,000 | 12,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $1,303,000 | 8,499 |
| Salaries and employee benefits | $518,000 | 9,481 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $633,000 | 7,058 |
| Pre-tax net operating income | $-1,214,000 | 13,006 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-407,000 | 13,116 |
| Income before extraordinary items | $-807,000 | 12,968 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-807,000 | 12,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $8,327,000 | 137 |
| Net operating income | $-807,000 | 12,924 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 13,730 |
| Total interest expense | $239,000 | 13,624 |
| Net interest income | $222,000 | 13,747 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $5,000 | 13,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $154,000 | 13,856 |
| Salaries and employee benefits | $41,000 | 13,893 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $77,000 | 13,711 |
| Pre-tax net operating income | $67,000 | 12,296 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $67,000 | 12,381 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $67,000 | 12,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $67,000 | 12,093 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.