Home > NBC Bank Central > Income and Expense
NBC Bank Central, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,098,000 | 8,387 |
Total interest expense | $690,000 | 8,969 |
Net interest income | $1,408,000 | 7,763 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $474,000 | 5,119 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $317,000 | 3,818 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $157,000 | 5,495 |
Total noninterest expense | $1,344,000 | 7,188 |
Salaries and employee benefits | $596,000 | 7,778 |
Premises and equipment expense | $223,000 | 6,448 |
Additional noninterest expense | $525,000 | 6,322 |
Pre-tax net operating income | $538,000 | 6,969 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $213,000 | 5,568 |
Income before extraordinary items | $325,000 | 7,434 |
Extraordinary gains, net | $0 | 35 |
Net income | $325,000 | 7,435 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-18,000 | 9,592 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $325,000 | 7,409 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,051,000 | 8,625 |
Total interest expense | $729,000 | 9,125 |
Net interest income | $1,322,000 | 8,069 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $330,000 | 6,202 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $229,000 | 4,761 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $101,000 | 6,607 |
Total noninterest expense | $1,209,000 | 7,521 |
Salaries and employee benefits | $536,000 | 8,140 |
Premises and equipment expense | $176,000 | 7,131 |
Additional noninterest expense | $497,000 | 6,466 |
Pre-tax net operating income | $443,000 | 7,655 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $179,000 | 6,436 |
Income before extraordinary items | $264,000 | 8,151 |
Extraordinary gains, net | $0 | 32 |
Net income | $264,000 | 8,150 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-31,000 | 9,983 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $264,000 | 8,071 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,060,000 | 8,925 |
Total interest expense | $738,000 | 9,445 |
Net interest income | $1,322,000 | 8,421 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $292,000 | 6,733 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $212,000 | 5,171 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $80,000 | 7,372 |
Total noninterest expense | $994,000 | 8,360 |
Salaries and employee benefits | $472,000 | 8,806 |
Premises and equipment expense | $110,000 | 8,728 |
Additional noninterest expense | $412,000 | 7,243 |
Pre-tax net operating income | $620,000 | 7,332 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $233,000 | 6,460 |
Income before extraordinary items | $387,000 | 7,729 |
Extraordinary gains, net | $0 | 44 |
Net income | $387,000 | 7,732 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,371 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $387,000 | 7,671 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $511,000 | 11,253 |
Total interest expense | $180,000 | 11,250 |
Net interest income | $331,000 | 11,194 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $70,000 | 10,476 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $52,000 | 8,785 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 10,521 |
Total noninterest expense | $257,000 | 11,303 |
Salaries and employee benefits | $112,000 | 11,334 |
Premises and equipment expense | $21,000 | 11,288 |
Additional noninterest expense | $124,000 | 10,858 |
Pre-tax net operating income | $144,000 | 10,118 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $62,000 | 9,472 |
Income before extraordinary items | $82,000 | 10,380 |
Extraordinary gains, net | $0 | 53 |
Net income | $82,000 | 10,379 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,767 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $82,000 | 10,336 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,864,000 | 9,944 |
Total interest expense | $625,000 | 10,583 |
Net interest income | $1,239,000 | 9,227 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $251,000 | 7,686 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $172,000 | 6,219 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $79,000 | 7,981 |
Total noninterest expense | $889,000 | 9,396 |
Salaries and employee benefits | $472,000 | 9,337 |
Premises and equipment expense | $88,000 | 9,975 |
Additional noninterest expense | $329,000 | 8,926 |
Pre-tax net operating income | $601,000 | 7,865 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $205,000 | 7,326 |
Income before extraordinary items | $396,000 | 8,117 |
Extraordinary gains, net | $0 | 65 |
Net income | $396,000 | 8,116 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,482 |
Cash dividends | $255,000 | 4,912 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $396,000 | 8,078 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,550,000 | 10,639 |
Total interest expense | $469,000 | 11,231 |
Net interest income | $1,081,000 | 10,137 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $235,000 | 8,163 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $159,000 | 6,683 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $76,000 | 8,407 |
Total noninterest expense | $874,000 | 9,888 |
Salaries and employee benefits | $452,000 | 9,814 |
Premises and equipment expense | $85,000 | 10,492 |
Additional noninterest expense | $337,000 | 9,510 |
Pre-tax net operating income | $442,000 | 9,053 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $150,000 | 8,297 |
Income before extraordinary items | $292,000 | 9,229 |
Extraordinary gains, net | $0 | 249 |
Net income | $292,000 | 9,234 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-91,000 | 12,186 |
Cash dividends | $154,000 | 6,018 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $292,000 | 9,298 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,588,000 | 11,017 |
Total interest expense | $502,000 | 11,673 |
Net interest income | $1,086,000 | 10,464 |
Provision for loan and lease losses | $35,000 | 8,215 |
Total noninterest income | $209,000 | 9,060 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $156,000 | 6,947 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $53,000 | 9,919 |
Total noninterest expense | $877,000 | 10,306 |
Salaries and employee benefits | $446,000 | 10,198 |
Premises and equipment expense | $87,000 | 10,896 |
Additional noninterest expense | $344,000 | 9,910 |
Pre-tax net operating income | $383,000 | 9,547 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $130,000 | 9,087 |
Income before extraordinary items | $253,000 | 10,004 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $253,000 | 10,140 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $88,000 | 4,830 |
Cash dividends | $105,000 | 6,770 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $253,000 | 9,755 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,821,000 | 11,257 |
Total interest expense | $680,000 | 11,924 |
Net interest income | $1,141,000 | 10,550 |
Provision for loan and lease losses | $-262,000 | 13,847 |
Total noninterest income | $201,000 | 9,396 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $136,000 | 7,502 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $65,000 | 9,539 |
Total noninterest expense | $924,000 | 10,342 |
Salaries and employee benefits | $446,000 | 10,349 |
Premises and equipment expense | $89,000 | 11,144 |
Additional noninterest expense | $389,000 | 9,700 |
Pre-tax net operating income | $680,000 | 7,213 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $229,000 | 7,010 |
Income before extraordinary items | $451,000 | 7,726 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $451,000 | 7,844 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-168,000 | 13,828 |
Cash dividends | $150,000 | 5,711 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $451,000 | 7,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.