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Navigation Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $80,322,000 | 5,202 |
| Cash and due from depository institutions | $6,653,000 | 3,898 |
| Interest-bearing balances | $1,288,000 | 2,583 |
| Securities | $10,368,000 | 6,986 |
| Federal funds sold & reverse repurchase agreements | $7,035,000 | 2,462 |
| Net loans & leases | $53,517,000 | 4,727 |
| Loan loss allowance | $699,000 | 4,475 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,154,000 | 3,677 |
| Other real estate owned | $51,000 | 3,898 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $544,000 | 7,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,322,000 | 5,202 |
| Total liabilities | $73,113,000 | 5,145 |
| Total deposits | $72,177,000 | 4,938 |
| Interest-bearing deposits | $45,177,000 | 6,105 |
| Deposits held in domestic offices | $72,177,000 | 4,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $582,000 | 4,107 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $354,000 | 6,923 |
| Total equity capital | $7,209,000 | 5,646 |
| Total bank equity capital | $7,209,000 | 5,646 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,409,000 | 2,513 |
| Surplus | $4,500,000 | 3,121 |
| Undivided profits | $1,300,000 | 7,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $316,000 | 6,369 |
| Earning assets | $72,208,000 | 5,260 |
| Long-term assets (5+ years) | $6,246,000 | 5,774 |
| Average Assets, year-to-date | $76,522,800 | 5,148 |
| Average Assets, quarterly | $80,124,000 | 5,131 |
| Volatile liabilities | $16,328,000 | 3,557 |
| Insider loans | $398,000 | 5,840 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,310,000 | 4,771 |
| Tier 1 (core) risk-based capital | $7,209,000 | 5,463 |
| Tier 2 risk-based capital | $699,000 | 4,080 |
| Total risk weighted assets | $60,770,400 | 4,361 |
| Total unused commitments | $6,310,000 | 4,776 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $68,740,000 | 5,797 |
| Cash and due from depository institutions | $6,975,000 | 4,671 |
| Interest-bearing balances | $993,000 | 2,479 |
| Securities | $9,023,000 | 7,735 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 5,059 |
| Net loans & leases | $48,731,000 | 5,078 |
| Loan loss allowance | $626,000 | 4,897 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,569,000 | 4,577 |
| Other real estate owned | $51,000 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $466,000 | 8,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,740,000 | 5,797 |
| Total liabilities | $63,156,000 | 5,692 |
| Total deposits | $62,334,000 | 5,505 |
| Interest-bearing deposits | $36,614,000 | 7,024 |
| Deposits held in domestic offices | $62,334,000 | 5,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $533,000 | 3,979 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $289,000 | 7,914 |
| Total equity capital | $5,584,000 | 6,705 |
| Total bank equity capital | $5,584,000 | 6,705 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,409,000 | 2,544 |
| Surplus | $2,900,000 | 4,289 |
| Undivided profits | $1,275,000 | 8,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 7,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $312,000 | 6,680 |
| Earning assets | $60,672,000 | 5,947 |
| Long-term assets (5+ years) | $4,985,000 | 5,982 |
| Average Assets, year-to-date | $66,011,000 | 5,777 |
| Average Assets, quarterly | $68,298,000 | 5,775 |
| Volatile liabilities | $12,422,000 | 4,302 |
| Insider loans | $466,000 | 5,605 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,089,000 | 4,706 |
| Tier 1 (core) risk-based capital | $5,594,000 | 6,551 |
| Tier 2 risk-based capital | $626,000 | 4,377 |
| Total risk weighted assets | $53,946,600 | 4,729 |
| Total unused commitments | $6,089,000 | 4,710 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $63,489,000 | 6,291 |
| Cash and due from depository institutions | $7,726,000 | 5,523 |
| Interest-bearing balances | $700,000 | 2,717 |
| Securities | $10,396,000 | 7,803 |
| Federal funds sold & reverse repurchase agreements | $5,324,000 | 2,448 |
| Net loans & leases | $38,107,000 | 6,044 |
| Loan loss allowance | $466,000 | 6,208 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,404,000 | 4,911 |
| Other real estate owned | $51,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $481,000 | 8,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,489,000 | 6,291 |
| Total liabilities | $58,956,000 | 6,144 |
| Total deposits | $58,085,000 | 5,987 |
| Interest-bearing deposits | $36,098,000 | 7,298 |
| Deposits held in domestic offices | $58,085,000 | 5,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $456,000 | 4,021 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $415,000 | 6,654 |
| Total equity capital | $4,533,000 | 7,656 |
| Total bank equity capital | $4,533,000 | 7,656 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,409,000 | 2,704 |
| Surplus | $2,600,000 | 4,643 |
| Undivided profits | $524,000 | 9,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $249,000 | 7,669 |
| Earning assets | $54,527,000 | 6,562 |
| Long-term assets (5+ years) | $6,211,000 | 5,347 |
| Average Assets, year-to-date | $55,123,000 | 6,697 |
| Average Assets, quarterly | $61,832,000 | 6,340 |
| Volatile liabilities | $8,795,000 | 5,273 |
| Insider loans | $522,000 | 5,411 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,362,000 | 4,104 |
| Tier 1 (core) risk-based capital | $4,542,000 | 7,530 |
| Tier 2 risk-based capital | $466,000 | 5,545 |
| Total risk weighted assets | $43,597,800 | 5,615 |
| Total unused commitments | $7,362,000 | 4,118 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $45,281,000 | 7,846 |
| Cash and due from depository institutions | $5,164,000 | 5,851 |
| Interest-bearing balances | $700,000 | 2,911 |
| Securities | $9,707,000 | 8,381 |
| Federal funds sold & reverse repurchase agreements | $2,163,000 | 5,323 |
| Net loans & leases | $27,289,000 | 7,364 |
| Loan loss allowance | $322,000 | 7,817 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $421,000 | 8,744 |
| Other real estate owned | $211,000 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $326,000 | 10,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,281,000 | 7,846 |
| Total liabilities | $41,383,000 | 7,732 |
| Total deposits | $40,727,000 | 7,646 |
| Interest-bearing deposits | $25,632,000 | 8,934 |
| Deposits held in domestic offices | $40,727,000 | 7,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $422,000 | 3,563 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $234,000 | 9,220 |
| Total equity capital | $3,898,000 | 8,460 |
| Total bank equity capital | $3,898,000 | 8,460 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,409,000 | 2,793 |
| Surplus | $1,800,000 | 5,939 |
| Undivided profits | $689,000 | 9,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 9,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $160,000 | 9,518 |
| Earning assets | $39,859,000 | 8,006 |
| Long-term assets (5+ years) | $6,520,000 | 5,107 |
| Average Assets, year-to-date | $43,147,200 | 7,862 |
| Average Assets, quarterly | $44,704,000 | 7,845 |
| Volatile liabilities | $6,343,000 | 6,121 |
| Insider loans | $548,000 | 5,407 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,704,000 | 5,150 |
| Tier 1 (core) risk-based capital | $3,908,000 | 8,338 |
| Tier 2 risk-based capital | $322,000 | 7,059 |
| Total risk weighted assets | $30,410,300 | 7,113 |
| Total unused commitments | $4,704,000 | 5,163 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $40,780,000 | 8,483 |
| Cash and due from depository institutions | $5,252,000 | 7,248 |
| Interest-bearing balances | $900,000 | 2,559 |
| Securities | $11,333,000 | 8,284 |
| Federal funds sold & reverse repurchase agreements | $3,303,000 | 2,599 |
| Net loans & leases | $20,109,000 | 8,713 |
| Loan loss allowance | $279,000 | 8,677 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $209,000 | 10,612 |
| Other real estate owned | $0 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $574,000 | 9,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,780,000 | 8,483 |
| Total liabilities | $37,408,000 | 8,389 |
| Total deposits | $36,679,000 | 8,251 |
| Interest-bearing deposits | $23,339,000 | 9,546 |
| Deposits held in domestic offices | $36,679,000 | 8,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $544,000 | 3,669 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $185,000 | 9,298 |
| Total equity capital | $3,372,000 | 8,972 |
| Total bank equity capital | $3,372,000 | 8,972 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,409,000 | 2,895 |
| Surplus | $1,400,000 | 6,887 |
| Undivided profits | $563,000 | 10,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 9,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $97,000 | 10,967 |
| Earning assets | $35,645,000 | 8,664 |
| Long-term assets (5+ years) | $6,575,000 | 5,271 |
| Average Assets, year-to-date | $35,969,200 | 8,932 |
| Average Assets, quarterly | $39,558,000 | 8,593 |
| Volatile liabilities | $6,084,000 | 6,043 |
| Insider loans | $847,000 | 4,149 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,556,000 | 6,821 |
| Tier 1 (core) risk-based capital | $3,406,000 | 9,034 |
| Tier 2 risk-based capital | $279,000 | 7,807 |
| Total risk weighted assets | $23,514,600 | 8,292 |
| Total unused commitments | $2,556,000 | 6,830 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $33,493,000 | 9,681 |
| Cash and due from depository institutions | $2,835,000 | 8,903 |
| Interest-bearing balances | $595,000 | 4,100 |
| Securities | $10,736,000 | 8,820 |
| Federal funds sold & reverse repurchase agreements | $3,526,000 | 3,856 |
| Net loans & leases | $15,860,000 | 9,807 |
| Loan loss allowance | $234,000 | 9,649 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $136,000 | 11,813 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $400,000 | 10,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,493,000 | 9,681 |
| Total liabilities | $30,406,000 | 9,659 |
| Total deposits | $29,705,000 | 9,594 |
| Interest-bearing deposits | $19,144,000 | 10,764 |
| Deposits held in domestic offices | $29,705,000 | 9,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $515,000 | 3,315 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $186,000 | 9,568 |
| Total equity capital | $3,087,000 | 9,643 |
| Total bank equity capital | $3,087,000 | 9,643 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,409,000 | 2,971 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $678,000 | 10,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 10,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $88,000 | 11,379 |
| Earning assets | $30,717,000 | 9,658 |
| Long-term assets (5+ years) | $7,172,000 | 5,332 |
| Average Assets, year-to-date | $32,537,800 | 9,678 |
| Average Assets, quarterly | $33,739,500 | 9,595 |
| Volatile liabilities | $4,374,000 | 7,001 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $632,000 | 10,146 |
| Tier 1 (core) risk-based capital | $3,087,000 | 9,583 |
| Tier 2 risk-based capital | $234,000 | 8,669 |
| Total risk weighted assets | $18,868,200 | 9,440 |
| Total unused commitments | $632,000 | 10,168 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $31,843,000 | 10,157 |
| Cash and due from depository institutions | $2,762,000 | 9,137 |
| Interest-bearing balances | $495,000 | 4,980 |
| Securities | $9,696,000 | 9,282 |
| Federal funds sold & reverse repurchase agreements | $2,929,000 | 5,122 |
| Net loans & leases | $16,045,000 | 9,907 |
| Loan loss allowance | $264,000 | 9,368 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $150,000 | 12,113 |
| Other real estate owned | $0 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $261,000 | 12,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,843,000 | 10,157 |
| Total liabilities | $29,173,000 | 10,101 |
| Total deposits | $28,427,000 | 10,065 |
| Interest-bearing deposits | $18,681,000 | 11,202 |
| Deposits held in domestic offices | $28,427,000 | 10,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,135 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $246,000 | 9,125 |
| Total equity capital | $2,670,000 | 10,286 |
| Total bank equity capital | $2,670,000 | 10,286 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,409,000 | 3,079 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $261,000 | 11,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 6,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $87,000 | 11,959 |
| Earning assets | $29,165,000 | 10,080 |
| Long-term assets (5+ years) | $5,107,000 | 6,434 |
| Average Assets, year-to-date | $30,909,600 | 10,142 |
| Average Assets, quarterly | $31,649,000 | 10,115 |
| Volatile liabilities | $4,160,000 | 7,265 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $993,000 | 9,170 |
| Tier 1 (core) risk-based capital | $2,670,000 | 10,231 |
| Tier 2 risk-based capital | $230,660 | 8,797 |
| Total risk weighted assets | $18,419,260 | 9,708 |
| Total unused commitments | $993,000 | 9,197 |
| Derivatives | $0 | 651 |