Nave Bank, Income and Expense
2025-03-31 (YTD Data) | Rank | |
Total interest income | $2,797,000 | 2,895 |
Total interest expense | $1,268,000 | 2,441 |
Net interest income | $1,529,000 | 3,150 |
Provision for loan and lease losses | $-103,000 | 4,357 |
Total noninterest income | $2,000 | 4,376 |
Gross Fiduciary activities income | $0 | 918 |
Service charges on deposit accounts | $2,000 | 4,153 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,315 |
Total noninterest expense | $3,382,000 | 1,735 |
Salaries and employee benefits | $1,959,000 | 1,703 |
Premises and equipment expense | $131,000 | 2,910 |
Additional noninterest expense | $0 | 4,356 |
Pre-tax net operating income | $-1,748,000 | 4,452 |
Securities gains (losses) | $0 | 665 |
Applicable income taxes | $0 | 3,151 |
Income before extraordinary items | $-1,748,000 | 4,430 |
Extraordinary gains, net | $0 | 47 |
Net income | $-1,748,000 | 4,429 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $-1,748,000 | 4,430 |
Net charge-offs | $0 | 2,299 |
Cash dividends | $0 | 2,364 |
Sale, conversion, retirement of capital stock, net | $163,000 | 254 |
Net operating income | $-1,748,000 | 4,438 |
2024-12-31 (YTD Data) | Rank | |
Total interest income | $10,439,000 | 2,962 |
Total interest expense | $3,889,000 | 2,790 |
Net interest income | $6,550,000 | 2,998 |
Provision for loan and lease losses | $472,000 | 1,432 |
Total noninterest income | $2,000 | 4,425 |
Gross Fiduciary activities income | $0 | 1,000 |
Service charges on deposit accounts | $2,000 | 4,263 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,364 |
Total noninterest expense | $16,438,000 | 1,459 |
Salaries and employee benefits | $9,910,000 | 1,395 |
Premises and equipment expense | $566,000 | 2,797 |
Additional noninterest expense | $0 | 4,406 |
Pre-tax net operating income | $-10,358,000 | 4,494 |
Securities gains (losses) | $0 | 940 |
Applicable income taxes | $1,000 | 3,260 |
Income before extraordinary items | $-10,359,000 | 4,475 |
Extraordinary gains, net | $0 | 53 |
Net income | $-10,359,000 | 4,475 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $-10,359,000 | 4,475 |
Net charge-offs | $0 | 3,072 |
Cash dividends | $0 | 3,434 |
Sale, conversion, retirement of capital stock, net | $576,000 | 294 |
Net operating income | $-10,359,000 | 4,480 |
2024-09-30 (YTD Data) | Rank | |
Total interest income | $7,203,000 | 3,041 |
Total interest expense | $2,454,000 | 2,978 |
Net interest income | $4,749,000 | 3,038 |
Provision for loan and lease losses | $342,000 | 1,360 |
Total noninterest income | $0 | 4,501 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $0 | 4,347 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,404 |
Total noninterest expense | $12,255,000 | 1,440 |
Salaries and employee benefits | $7,474,000 | 1,372 |
Premises and equipment expense | $539,000 | 2,463 |
Additional noninterest expense | $0 | 4,447 |
Pre-tax net operating income | $-7,848,000 | 4,524 |
Securities gains (losses) | $0 | 930 |
Applicable income taxes | $1,000 | 3,258 |
Income before extraordinary items | $-7,849,000 | 4,508 |
Extraordinary gains, net | $0 | 51 |
Net income | $-7,849,000 | 4,508 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $-7,849,000 | 4,508 |
Net charge-offs | $0 | 2,823 |
Cash dividends | $0 | 3,076 |
Sale, conversion, retirement of capital stock, net | $360,000 | 288 |
Net operating income | $-7,849,000 | 4,514 |
2024-06-30 (YTD Data) | Rank | |
Total interest income | $4,274,000 | 3,175 |
Total interest expense | $1,104,000 | 3,325 |
Net interest income | $3,170,000 | 3,037 |
Provision for loan and lease losses | $60,000 | 2,141 |
Total noninterest income | $0 | 4,519 |
Gross Fiduciary activities income | $0 | 962 |
Service charges on deposit accounts | $0 | 4,363 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,414 |
Total noninterest expense | $8,729,000 | 1,376 |
Salaries and employee benefits | $5,237,000 | 1,319 |
Premises and equipment expense | $342,000 | 2,532 |
Additional noninterest expense | $0 | 4,458 |
Pre-tax net operating income | $-5,619,000 | 4,550 |
Securities gains (losses) | $0 | 628 |
Applicable income taxes | $1,000 | 3,259 |
Income before extraordinary items | $-5,620,000 | 4,530 |
Extraordinary gains, net | $0 | 52 |
Net income | $-5,620,000 | 4,531 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-5,620,000 | 4,532 |
Net charge-offs | $0 | 2,587 |
Cash dividends | $0 | 2,949 |
Sale, conversion, retirement of capital stock, net | $144,000 | 341 |
Net operating income | $-5,620,000 | 4,534 |
2024-03-31 (YTD Data) | Rank | |
Total interest income | $1,486,000 | 3,570 |
Total interest expense | $163,000 | 4,158 |
Net interest income | $1,323,000 | 3,263 |
Provision for loan and lease losses | $59,000 | 1,600 |
Total noninterest income | $0 | 4,538 |
Gross Fiduciary activities income | $0 | 895 |
Service charges on deposit accounts | $0 | 4,363 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,439 |
Total noninterest expense | $4,224,000 | 1,413 |
Salaries and employee benefits | $2,381,000 | 1,434 |
Premises and equipment expense | $156,000 | 2,654 |
Additional noninterest expense | $0 | 4,475 |
Pre-tax net operating income | $-2,960,000 | 4,577 |
Securities gains (losses) | $0 | 689 |
Applicable income taxes | $0 | 3,183 |
Income before extraordinary items | $-2,960,000 | 4,560 |
Extraordinary gains, net | $0 | 51 |
Net income | $-2,960,000 | 4,560 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $-2,960,000 | 4,560 |
Net charge-offs | $0 | 2,217 |
Cash dividends | $0 | 2,345 |
Sale, conversion, retirement of capital stock, net | $0 | 434 |
Net operating income | $-2,960,000 | 4,564 |
2023-12-31 (YTD Data) | Rank | |
Total interest income | $1,363,000 | 4,409 |
Total interest expense | $3,000 | 4,533 |
Net interest income | $1,360,000 | 4,367 |
Provision for loan and lease losses | $120,000 | 2,323 |
Total noninterest income | $0 | 4,572 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $0 | 4,423 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,510 |
Total noninterest expense | $18,943,000 | 1,259 |
Salaries and employee benefits | $9,234,000 | 1,427 |
Premises and equipment expense | $971,000 | 2,054 |
Additional noninterest expense | $0 | 4,510 |
Pre-tax net operating income | $-17,703,000 | 4,599 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $0 | 3,369 |
Income before extraordinary items | $-17,703,000 | 4,579 |
Extraordinary gains, net | $0 | 54 |
Net income | $-17,703,000 | 4,579 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-17,703,000 | 4,580 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $105,979,000 | 6 |
Net operating income | $-17,703,000 | 4,583 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $127,000 | 4,579 |
Total interest expense | $0 | 4,560 |
Net interest income | $127,000 | 4,597 |
Provision for loan and lease losses | $0 | 3,085 |
Total noninterest income | $0 | 4,597 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $0 | 4,443 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,497 |
Total noninterest expense | $9,984,000 | 1,673 |
Salaries and employee benefits | $5,603,000 | 1,686 |
Premises and equipment expense | $822,000 | 1,926 |
Additional noninterest expense | $0 | 4,533 |
Pre-tax net operating income | $-9,857,000 | 4,590 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $0 | 3,407 |
Income before extraordinary items | $-9,857,000 | 4,606 |
Extraordinary gains, net | $0 | 52 |
Net income | $-9,857,000 | 4,605 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-9,857,000 | 4,606 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $105,979,000 | 6 |
Net operating income | $-9,857,000 | 4,609 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.