Home > Naugatuck Valley Savings and Loan > Income and Expense
Naugatuck Valley Savings and Loan, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,141,000 | 1,328 |
| Total interest expense | $3,205,000 | 879 |
| Net interest income | $15,936,000 | 1,393 |
| Provision for loan and lease losses | $-2,956,000 | 6,133 |
| Total noninterest income | $2,403,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $713,000 | 1,625 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,690,000 | 1,720 |
| Total noninterest expense | $22,475,000 | 927 |
| Salaries and employee benefits | $12,967,000 | 874 |
| Premises and equipment expense | $2,403,000 | 998 |
| Additional noninterest expense | $7,105,000 | 922 |
| Pre-tax net operating income | $-1,180,000 | 6,103 |
| Securities gains (losses) | $1,373,000 | 157 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $193,000 | 5,483 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $193,000 | 5,485 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $193,000 | 5,486 |
| Net charge-offs | $24,000 | 3,676 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $867,000 | 246 |
| Net operating income | $-1,180,000 | 6,101 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,379,000 | 1,340 |
| Total interest expense | $2,425,000 | 874 |
| Net interest income | $11,954,000 | 1,406 |
| Provision for loan and lease losses | $-1,420,000 | 6,183 |
| Total noninterest income | $1,934,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $532,000 | 1,636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,402,000 | 1,612 |
| Total noninterest expense | $14,571,000 | 1,061 |
| Salaries and employee benefits | $7,574,000 | 1,118 |
| Premises and equipment expense | $1,861,000 | 987 |
| Additional noninterest expense | $5,136,000 | 956 |
| Pre-tax net operating income | $737,000 | 4,208 |
| Securities gains (losses) | $1,373,000 | 138 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,110,000 | 2,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,110,000 | 2,176 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,110,000 | 2,176 |
| Net charge-offs | $-12,000 | 5,205 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $737,000 | 3,966 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,529,000 | 1,345 |
| Total interest expense | $1,636,000 | 869 |
| Net interest income | $7,893,000 | 1,429 |
| Provision for loan and lease losses | $-1,420,000 | 6,278 |
| Total noninterest income | $1,226,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $340,000 | 1,673 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $886,000 | 1,680 |
| Total noninterest expense | $9,923,000 | 1,051 |
| Salaries and employee benefits | $5,064,000 | 1,115 |
| Premises and equipment expense | $1,311,000 | 943 |
| Additional noninterest expense | $3,548,000 | 918 |
| Pre-tax net operating income | $616,000 | 3,855 |
| Securities gains (losses) | $829,000 | 171 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,445,000 | 2,112 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,445,000 | 2,114 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,445,000 | 2,114 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $616,000 | 3,566 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 1,353 |
| Total interest expense | $793,000 | 903 |
| Net interest income | $3,917,000 | 1,429 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $561,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $160,000 | 1,743 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $401,000 | 1,768 |
| Total noninterest expense | $4,593,000 | 1,117 |
| Salaries and employee benefits | $2,481,000 | 1,143 |
| Premises and equipment expense | $662,000 | 941 |
| Additional noninterest expense | $1,450,000 | 1,106 |
| Pre-tax net operating income | $-115,000 | 6,237 |
| Securities gains (losses) | $416,000 | 191 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $301,000 | 3,645 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $301,000 | 3,648 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $301,000 | 3,648 |
| Net charge-offs | $72,000 | 1,317 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-115,000 | 6,238 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,847,000 | 1,275 |
| Total interest expense | $3,232,000 | 926 |
| Net interest income | $16,615,000 | 1,344 |
| Provision for loan and lease losses | $-1,747,000 | 6,402 |
| Total noninterest income | $2,753,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $740,000 | 1,678 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,013,000 | 1,452 |
| Total noninterest expense | $21,445,000 | 947 |
| Salaries and employee benefits | $11,717,000 | 928 |
| Premises and equipment expense | $2,662,000 | 912 |
| Additional noninterest expense | $7,066,000 | 921 |
| Pre-tax net operating income | $-330,000 | 6,263 |
| Securities gains (losses) | $1,428,000 | 144 |
| Applicable income taxes | $-13,000 | 6,149 |
| Income before extraordinary items | $1,111,000 | 3,769 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,111,000 | 3,769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,111,000 | 3,771 |
| Net charge-offs | $2,121,000 | 478 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-317,000 | 6,263 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,084,000 | 1,262 |
| Total interest expense | $2,421,000 | 937 |
| Net interest income | $12,663,000 | 1,326 |
| Provision for loan and lease losses | $-789,000 | 6,434 |
| Total noninterest income | $2,037,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $557,000 | 1,682 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,480,000 | 1,473 |
| Total noninterest expense | $16,302,000 | 922 |
| Salaries and employee benefits | $8,868,000 | 924 |
| Premises and equipment expense | $2,013,000 | 914 |
| Additional noninterest expense | $5,421,000 | 895 |
| Pre-tax net operating income | $-813,000 | 6,446 |
| Securities gains (losses) | $1,227,000 | 132 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $414,000 | 4,891 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $414,000 | 4,891 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $414,000 | 4,892 |
| Net charge-offs | $2,131,000 | 349 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-813,000 | 6,450 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,050,000 | 1,255 |
| Total interest expense | $1,606,000 | 945 |
| Net interest income | $8,444,000 | 1,316 |
| Provision for loan and lease losses | $-739,000 | 6,539 |
| Total noninterest income | $1,106,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $364,000 | 1,690 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $742,000 | 1,788 |
| Total noninterest expense | $11,140,000 | 899 |
| Salaries and employee benefits | $5,989,000 | 915 |
| Premises and equipment expense | $1,312,000 | 936 |
| Additional noninterest expense | $3,839,000 | 843 |
| Pre-tax net operating income | $-851,000 | 6,562 |
| Securities gains (losses) | $192,000 | 496 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-659,000 | 6,549 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-659,000 | 6,549 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-659,000 | 6,549 |
| Net charge-offs | $1,855,000 | 306 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-851,000 | 6,562 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 1,285 |
| Total interest expense | $789,000 | 967 |
| Net interest income | $4,141,000 | 1,334 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $508,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $181,000 | 1,685 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $327,000 | 1,892 |
| Total noninterest expense | $5,606,000 | 898 |
| Salaries and employee benefits | $3,016,000 | 921 |
| Premises and equipment expense | $654,000 | 970 |
| Additional noninterest expense | $1,936,000 | 823 |
| Pre-tax net operating income | $-957,000 | 6,684 |
| Securities gains (losses) | $158,000 | 313 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-799,000 | 6,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-799,000 | 6,675 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-799,000 | 6,675 |
| Net charge-offs | $26,000 | 2,321 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-957,000 | 6,683 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,718,000 | 1,230 |
| Total interest expense | $3,823,000 | 892 |
| Net interest income | $16,895,000 | 1,297 |
| Provision for loan and lease losses | $4,150,000 | 319 |
| Total noninterest income | $3,081,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $789,000 | 1,668 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,292,000 | 1,375 |
| Total noninterest expense | $22,304,000 | 911 |
| Salaries and employee benefits | $11,616,000 | 925 |
| Premises and equipment expense | $2,417,000 | 989 |
| Additional noninterest expense | $8,271,000 | 827 |
| Pre-tax net operating income | $-6,478,000 | 6,775 |
| Securities gains (losses) | $-1,812,000 | 6,767 |
| Applicable income taxes | $381,000 | 2,411 |
| Income before extraordinary items | $-8,671,000 | 6,779 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,671,000 | 6,780 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-8,671,000 | 6,780 |
| Net charge-offs | $8,759,000 | 209 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-6,859,000 | 6,769 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,767,000 | 1,225 |
| Total interest expense | $3,014,000 | 872 |
| Net interest income | $12,753,000 | 1,286 |
| Provision for loan and lease losses | $4,150,000 | 247 |
| Total noninterest income | $2,347,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $581,000 | 1,691 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,766,000 | 1,385 |
| Total noninterest expense | $17,199,000 | 894 |
| Salaries and employee benefits | $9,395,000 | 869 |
| Premises and equipment expense | $1,774,000 | 1,017 |
| Additional noninterest expense | $6,030,000 | 844 |
| Pre-tax net operating income | $-6,249,000 | 6,869 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-6,249,000 | 6,866 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-6,249,000 | 6,867 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-6,249,000 | 6,867 |
| Net charge-offs | $7,802,000 | 177 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-6,249,000 | 6,864 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,999,000 | 1,166 |
| Total interest expense | $2,154,000 | 829 |
| Net interest income | $8,845,000 | 1,228 |
| Provision for loan and lease losses | $3,850,000 | 206 |
| Total noninterest income | $1,703,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $377,000 | 1,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,326,000 | 1,298 |
| Total noninterest expense | $11,956,000 | 854 |
| Salaries and employee benefits | $6,338,000 | 860 |
| Premises and equipment expense | $1,182,000 | 1,015 |
| Additional noninterest expense | $4,436,000 | 765 |
| Pre-tax net operating income | $-5,258,000 | 6,918 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-5,258,000 | 6,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-5,258,000 | 6,918 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-5,258,000 | 6,918 |
| Net charge-offs | $7,604,000 | 136 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-5,258,000 | 6,914 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 1,176 |
| Total interest expense | $1,116,000 | 831 |
| Net interest income | $4,356,000 | 1,246 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $889,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $188,000 | 1,693 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $701,000 | 1,251 |
| Total noninterest expense | $5,514,000 | 930 |
| Salaries and employee benefits | $2,677,000 | 1,019 |
| Premises and equipment expense | $625,000 | 987 |
| Additional noninterest expense | $2,212,000 | 772 |
| Pre-tax net operating income | $-569,000 | 6,875 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-569,000 | 6,886 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-569,000 | 6,887 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-569,000 | 6,887 |
| Net charge-offs | $547,000 | 724 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-569,000 | 6,871 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,714,000 | 1,086 |
| Total interest expense | $5,533,000 | 810 |
| Net interest income | $19,181,000 | 1,146 |
| Provision for loan and lease losses | $17,725,000 | 182 |
| Total noninterest income | $4,661,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $857,000 | 1,603 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,804,000 | 1,001 |
| Total noninterest expense | $20,986,000 | 952 |
| Salaries and employee benefits | $10,938,000 | 957 |
| Premises and equipment expense | $2,022,000 | 1,168 |
| Additional noninterest expense | $8,026,000 | 869 |
| Pre-tax net operating income | $-14,869,000 | 7,047 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $162,000 | 3,161 |
| Income before extraordinary items | $-15,031,000 | 7,042 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-15,031,000 | 7,042 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-15,031,000 | 7,042 |
| Net charge-offs | $11,278,000 | 286 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-15,031,000 | 7,040 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,859,000 | 1,078 |
| Total interest expense | $4,326,000 | 809 |
| Net interest income | $14,533,000 | 1,149 |
| Provision for loan and lease losses | $17,005,000 | 151 |
| Total noninterest income | $3,324,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $647,000 | 1,613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,677,000 | 1,026 |
| Total noninterest expense | $15,264,000 | 985 |
| Salaries and employee benefits | $7,773,000 | 1,003 |
| Premises and equipment expense | $1,581,000 | 1,127 |
| Additional noninterest expense | $5,910,000 | 882 |
| Pre-tax net operating income | $-14,412,000 | 7,157 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-4,995,000 | 7,155 |
| Income before extraordinary items | $-9,417,000 | 7,139 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-9,417,000 | 7,139 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-9,417,000 | 7,139 |
| Net charge-offs | $9,257,000 | 277 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-9,417,000 | 7,137 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,816,000 | 1,065 |
| Total interest expense | $3,034,000 | 790 |
| Net interest income | $9,782,000 | 1,140 |
| Provision for loan and lease losses | $6,692,000 | 227 |
| Total noninterest income | $2,043,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $422,000 | 1,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,621,000 | 1,080 |
| Total noninterest expense | $10,218,000 | 980 |
| Salaries and employee benefits | $5,146,000 | 1,009 |
| Premises and equipment expense | $971,000 | 1,228 |
| Additional noninterest expense | $4,101,000 | 847 |
| Pre-tax net operating income | $-5,085,000 | 7,182 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-1,782,000 | 7,200 |
| Income before extraordinary items | $-3,303,000 | 7,156 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,303,000 | 7,156 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,303,000 | 7,156 |
| Net charge-offs | $3,773,000 | 426 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,303,000 | 7,153 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,615,000 | 1,030 |
| Total interest expense | $1,590,000 | 782 |
| Net interest income | $5,025,000 | 1,105 |
| Provision for loan and lease losses | $4,545,000 | 175 |
| Total noninterest income | $893,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $210,000 | 1,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $683,000 | 1,200 |
| Total noninterest expense | $5,413,000 | 916 |
| Salaries and employee benefits | $2,533,000 | 1,022 |
| Premises and equipment expense | $482,000 | 1,243 |
| Additional noninterest expense | $2,398,000 | 720 |
| Pre-tax net operating income | $-4,040,000 | 7,280 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-1,399,000 | 7,282 |
| Income before extraordinary items | $-2,641,000 | 7,260 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,641,000 | 7,260 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-2,641,000 | 7,260 |
| Net charge-offs | $2,805,000 | 300 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-2,641,000 | 7,260 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,154,000 | 1,031 |
| Total interest expense | $8,378,000 | 687 |
| Net interest income | $18,776,000 | 1,187 |
| Provision for loan and lease losses | $4,312,000 | 890 |
| Total noninterest income | $4,706,000 | 1,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $898,000 | 1,633 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,808,000 | 871 |
| Total noninterest expense | $16,535,000 | 1,192 |
| Salaries and employee benefits | $10,465,000 | 935 |
| Premises and equipment expense | $3,016,000 | 828 |
| Additional noninterest expense | $3,054,000 | 2,178 |
| Pre-tax net operating income | $2,635,000 | 2,052 |
| Securities gains (losses) | $86,000 | 2,181 |
| Applicable income taxes | $928,000 | 1,413 |
| Income before extraordinary items | $1,793,000 | 2,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,793,000 | 2,460 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,793,000 | 2,461 |
| Net charge-offs | $2,776,000 | 1,265 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,736,240 | 2,434 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,550,000 | 1,036 |
| Total interest expense | $6,647,000 | 681 |
| Net interest income | $13,903,000 | 1,211 |
| Provision for loan and lease losses | $2,692,000 | 1,015 |
| Total noninterest income | $3,436,000 | 1,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $660,000 | 1,657 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,776,000 | 883 |
| Total noninterest expense | $12,174,000 | 1,212 |
| Salaries and employee benefits | $7,759,000 | 952 |
| Premises and equipment expense | $2,308,000 | 823 |
| Additional noninterest expense | $2,107,000 | 2,348 |
| Pre-tax net operating income | $2,473,000 | 1,748 |
| Securities gains (losses) | $86,000 | 1,911 |
| Applicable income taxes | $791,000 | 1,304 |
| Income before extraordinary items | $1,768,000 | 2,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,768,000 | 2,024 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,768,000 | 2,024 |
| Net charge-offs | $1,547,000 | 1,457 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,708,660 | 1,987 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,618,000 | 1,053 |
| Total interest expense | $4,686,000 | 673 |
| Net interest income | $8,932,000 | 1,253 |
| Provision for loan and lease losses | $1,478,000 | 1,148 |
| Total noninterest income | $1,730,000 | 1,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 1,680 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,304,000 | 1,122 |
| Total noninterest expense | $7,853,000 | 1,274 |
| Salaries and employee benefits | $4,878,000 | 1,021 |
| Premises and equipment expense | $1,573,000 | 812 |
| Additional noninterest expense | $1,402,000 | 2,397 |
| Pre-tax net operating income | $1,331,000 | 2,062 |
| Securities gains (losses) | $86,000 | 1,245 |
| Applicable income taxes | $418,000 | 1,482 |
| Income before extraordinary items | $999,000 | 2,282 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $999,000 | 2,282 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $999,000 | 2,282 |
| Net charge-offs | $1,046,000 | 1,434 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $937,940 | 2,310 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,757,000 | 1,072 |
| Total interest expense | $2,381,000 | 690 |
| Net interest income | $4,376,000 | 1,277 |
| Provision for loan and lease losses | $438,000 | 1,582 |
| Total noninterest income | $800,000 | 1,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 1,652 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $587,000 | 1,203 |
| Total noninterest expense | $4,111,000 | 1,216 |
| Salaries and employee benefits | $2,480,000 | 1,006 |
| Premises and equipment expense | $907,000 | 718 |
| Additional noninterest expense | $724,000 | 2,294 |
| Pre-tax net operating income | $627,000 | 2,145 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $181,000 | 1,605 |
| Income before extraordinary items | $446,000 | 2,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $446,000 | 2,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $446,000 | 2,461 |
| Net charge-offs | $136,000 | 2,450 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $446,000 | 2,413 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,528,000 | 1,082 |
| Total interest expense | $10,383,000 | 779 |
| Net interest income | $18,145,000 | 1,244 |
| Provision for loan and lease losses | $3,359,000 | 1,498 |
| Total noninterest income | $3,169,000 | 1,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,169,000 | 1,018 |
| Total noninterest expense | $14,790,000 | 1,357 |
| Salaries and employee benefits | $8,734,000 | 1,130 |
| Premises and equipment expense | $3,416,000 | 749 |
| Additional noninterest expense | $2,640,000 | 2,553 |
| Pre-tax net operating income | $3,165,000 | 1,552 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $883,000 | 1,339 |
| Income before extraordinary items | $2,293,000 | 1,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,293,000 | 1,796 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,293,000 | 1,797 |
| Net charge-offs | $1,891,000 | 1,928 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,285,080 | 1,726 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,536,000 | 1,094 |
| Total interest expense | $7,848,000 | 806 |
| Net interest income | $13,688,000 | 1,246 |
| Provision for loan and lease losses | $2,164,000 | 1,568 |
| Total noninterest income | $1,935,000 | 1,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,935,000 | 1,124 |
| Total noninterest expense | $11,060,000 | 1,351 |
| Salaries and employee benefits | $6,631,000 | 1,111 |
| Premises and equipment expense | $2,539,000 | 758 |
| Additional noninterest expense | $1,890,000 | 2,618 |
| Pre-tax net operating income | $2,399,000 | 1,637 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $728,000 | 1,293 |
| Income before extraordinary items | $1,682,000 | 1,959 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,682,000 | 1,960 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,682,000 | 1,961 |
| Net charge-offs | $1,585,000 | 1,730 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,674,300 | 1,868 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,329,000 | 1,108 |
| Total interest expense | $5,239,000 | 838 |
| Net interest income | $9,090,000 | 1,256 |
| Provision for loan and lease losses | $1,171,000 | 1,778 |
| Total noninterest income | $1,184,000 | 1,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,184,000 | 1,161 |
| Total noninterest expense | $7,419,000 | 1,337 |
| Salaries and employee benefits | $4,493,000 | 1,093 |
| Premises and equipment expense | $1,712,000 | 771 |
| Additional noninterest expense | $1,214,000 | 2,688 |
| Pre-tax net operating income | $1,684,000 | 1,540 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $525,000 | 1,174 |
| Income before extraordinary items | $1,170,000 | 1,851 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,170,000 | 1,850 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,170,000 | 1,851 |
| Net charge-offs | $771,000 | 1,975 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,162,410 | 1,773 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 1,130 |
| Total interest expense | $2,642,000 | 882 |
| Net interest income | $4,504,000 | 1,275 |
| Provision for loan and lease losses | $810,000 | 1,338 |
| Total noninterest income | $536,000 | 1,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $536,000 | 1,225 |
| Total noninterest expense | $3,685,000 | 1,365 |
| Salaries and employee benefits | $2,254,000 | 1,104 |
| Premises and equipment expense | $847,000 | 790 |
| Additional noninterest expense | $584,000 | 2,769 |
| Pre-tax net operating income | $545,000 | 2,259 |
| Securities gains (losses) | $8,000 | 1,783 |
| Applicable income taxes | $161,000 | 1,657 |
| Income before extraordinary items | $392,000 | 2,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $392,000 | 2,587 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $392,000 | 2,591 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $386,320 | 2,515 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $28,247,000 | 1,219 |
| Total interest expense | $12,647,000 | 935 |
| Net interest income | $15,600,000 | 1,424 |
| Provision for loan and lease losses | $1,144,000 | 3,289 |
| Total noninterest income | $2,324,000 | 1,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,324,000 | 1,231 |
| Total noninterest expense | $13,961,000 | 1,477 |
| Salaries and employee benefits | $8,146,000 | 1,211 |
| Premises and equipment expense | $3,195,000 | 846 |
| Additional noninterest expense | $2,620,000 | 2,633 |
| Pre-tax net operating income | $2,819,000 | 1,421 |
| Securities gains (losses) | $388,000 | 1,039 |
| Applicable income taxes | $952,000 | 999 |
| Income before extraordinary items | $2,255,000 | 1,483 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,255,000 | 1,481 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,255,000 | 1,482 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,983,400 | 1,639 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,116,000 | 1,246 |
| Total interest expense | $9,831,000 | 950 |
| Net interest income | $11,285,000 | 1,489 |
| Provision for loan and lease losses | $859,000 | 3,010 |
| Total noninterest income | $1,761,000 | 1,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,761,000 | 1,257 |
| Total noninterest expense | $10,512,000 | 1,461 |
| Salaries and employee benefits | $6,044,000 | 1,239 |
| Premises and equipment expense | $2,418,000 | 843 |
| Additional noninterest expense | $2,050,000 | 2,515 |
| Pre-tax net operating income | $1,675,000 | 1,866 |
| Securities gains (losses) | $378,000 | 844 |
| Applicable income taxes | $593,000 | 1,253 |
| Income before extraordinary items | $1,460,000 | 1,826 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,460,000 | 1,825 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,460,000 | 1,826 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,191,620 | 2,143 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,072,000 | 1,273 |
| Total interest expense | $6,735,000 | 980 |
| Net interest income | $7,337,000 | 1,528 |
| Provision for loan and lease losses | $557,000 | 2,818 |
| Total noninterest income | $1,162,000 | 1,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,162,000 | 1,291 |
| Total noninterest expense | $7,178,000 | 1,445 |
| Salaries and employee benefits | $4,061,000 | 1,248 |
| Premises and equipment expense | $1,623,000 | 873 |
| Additional noninterest expense | $1,494,000 | 2,343 |
| Pre-tax net operating income | $764,000 | 2,589 |
| Securities gains (losses) | $175,000 | 1,094 |
| Applicable income taxes | $248,000 | 1,738 |
| Income before extraordinary items | $691,000 | 2,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $691,000 | 2,514 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $691,000 | 2,516 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $561,500 | 2,775 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,081,000 | 1,277 |
| Total interest expense | $3,442,000 | 996 |
| Net interest income | $3,639,000 | 1,530 |
| Provision for loan and lease losses | $285,000 | 2,407 |
| Total noninterest income | $515,000 | 2,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $515,000 | 1,365 |
| Total noninterest expense | $3,476,000 | 1,432 |
| Salaries and employee benefits | $2,042,000 | 1,261 |
| Premises and equipment expense | $785,000 | 906 |
| Additional noninterest expense | $649,000 | 2,390 |
| Pre-tax net operating income | $393,000 | 2,835 |
| Securities gains (losses) | $175,000 | 725 |
| Applicable income taxes | $151,000 | 1,736 |
| Income before extraordinary items | $417,000 | 2,471 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 2,471 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $417,000 | 2,473 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $289,250 | 3,047 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,128,000 | 1,377 |
| Total interest expense | $14,024,000 | 1,152 |
| Net interest income | $14,104,000 | 1,584 |
| Provision for loan and lease losses | $4,101,000 | 1,158 |
| Total noninterest income | $2,346,000 | 1,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,346,000 | 1,164 |
| Total noninterest expense | $13,004,000 | 1,502 |
| Salaries and employee benefits | $7,944,000 | 1,268 |
| Premises and equipment expense | $3,157,000 | 874 |
| Additional noninterest expense | $1,903,000 | 2,986 |
| Pre-tax net operating income | $-655,000 | 6,847 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $-481,000 | 7,483 |
| Income before extraordinary items | $-146,000 | 6,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-146,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,138 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-163,920 | 6,587 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,892,000 | 1,426 |
| Total interest expense | $10,478,000 | 1,202 |
| Net interest income | $10,414,000 | 1,620 |
| Provision for loan and lease losses | $3,691,000 | 798 |
| Total noninterest income | $1,754,000 | 1,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,754,000 | 1,215 |
| Total noninterest expense | $9,658,000 | 1,513 |
| Salaries and employee benefits | $5,910,000 | 1,302 |
| Premises and equipment expense | $2,386,000 | 868 |
| Additional noninterest expense | $1,362,000 | 3,010 |
| Pre-tax net operating income | $-1,181,000 | 7,621 |
| Securities gains (losses) | $105,000 | 936 |
| Applicable income taxes | $521,000 | 1,849 |
| Income before extraordinary items | $-1,597,000 | 7,747 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,597,000 | 7,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,137 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,702,000 | 7,862 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,687,000 | 1,473 |
| Total interest expense | $6,948,000 | 1,258 |
| Net interest income | $6,739,000 | 1,666 |
| Provision for loan and lease losses | $275,000 | 2,680 |
| Total noninterest income | $1,174,000 | 1,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,174,000 | 1,255 |
| Total noninterest expense | $6,273,000 | 1,543 |
| Salaries and employee benefits | $3,906,000 | 1,329 |
| Premises and equipment expense | $1,537,000 | 894 |
| Additional noninterest expense | $830,000 | 3,257 |
| Pre-tax net operating income | $1,365,000 | 2,373 |
| Securities gains (losses) | $105,000 | 929 |
| Applicable income taxes | $357,000 | 1,998 |
| Income before extraordinary items | $1,113,000 | 2,358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,113,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,162 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,033,200 | 2,465 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 1,511 |
| Total interest expense | $3,576,000 | 1,303 |
| Net interest income | $3,256,000 | 1,703 |
| Provision for loan and lease losses | $162,000 | 2,053 |
| Total noninterest income | $558,000 | 2,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $558,000 | 1,310 |
| Total noninterest expense | $3,109,000 | 1,550 |
| Salaries and employee benefits | $1,955,000 | 1,331 |
| Premises and equipment expense | $751,000 | 920 |
| Additional noninterest expense | $403,000 | 3,291 |
| Pre-tax net operating income | $543,000 | 2,909 |
| Securities gains (losses) | $59,000 | 996 |
| Applicable income taxes | $120,000 | 2,589 |
| Income before extraordinary items | $482,000 | 2,770 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $482,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $434,800 | 2,921 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,845,000 | 1,722 |
| Total interest expense | $13,300,000 | 1,508 |
| Net interest income | $11,545,000 | 1,971 |
| Provision for loan and lease losses | $151,000 | 4,301 |
| Total noninterest income | $2,277,000 | 2,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,277,000 | 1,258 |
| Total noninterest expense | $12,139,000 | 1,521 |
| Salaries and employee benefits | $7,341,000 | 1,384 |
| Premises and equipment expense | $2,848,000 | 914 |
| Additional noninterest expense | $1,950,000 | 2,720 |
| Pre-tax net operating income | $1,532,000 | 3,866 |
| Securities gains (losses) | $65,000 | 720 |
| Applicable income taxes | $203,000 | 3,830 |
| Income before extraordinary items | $1,394,000 | 3,594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,394,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,430 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,337,450 | 3,692 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,247,000 | 1,762 |
| Total interest expense | $9,774,000 | 1,541 |
| Net interest income | $8,473,000 | 2,021 |
| Provision for loan and lease losses | $51,000 | 5,015 |
| Total noninterest income | $1,659,000 | 2,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,659,000 | 1,291 |
| Total noninterest expense | $9,092,000 | 1,498 |
| Salaries and employee benefits | $5,554,000 | 1,356 |
| Premises and equipment expense | $2,125,000 | 916 |
| Additional noninterest expense | $1,413,000 | 2,749 |
| Pre-tax net operating income | $989,000 | 4,386 |
| Securities gains (losses) | $36,000 | 699 |
| Applicable income taxes | $104,000 | 4,404 |
| Income before extraordinary items | $921,000 | 4,067 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $921,000 | 4,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,620 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $888,600 | 4,127 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,919,000 | 1,810 |
| Total interest expense | $6,349,000 | 1,592 |
| Net interest income | $5,570,000 | 2,087 |
| Provision for loan and lease losses | $51,000 | 4,329 |
| Total noninterest income | $1,096,000 | 2,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,096,000 | 1,318 |
| Total noninterest expense | $5,991,000 | 1,533 |
| Salaries and employee benefits | $3,724,000 | 1,363 |
| Premises and equipment expense | $1,420,000 | 932 |
| Additional noninterest expense | $847,000 | 3,041 |
| Pre-tax net operating income | $624,000 | 4,559 |
| Securities gains (losses) | $27,000 | 649 |
| Applicable income taxes | $61,000 | 4,599 |
| Income before extraordinary items | $590,000 | 4,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $590,000 | 4,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $565,430 | 4,283 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 1,818 |
| Total interest expense | $3,129,000 | 1,596 |
| Net interest income | $2,810,000 | 2,066 |
| Provision for loan and lease losses | $51,000 | 3,056 |
| Total noninterest income | $515,000 | 2,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $515,000 | 1,332 |
| Total noninterest expense | $2,985,000 | 1,541 |
| Salaries and employee benefits | $1,884,000 | 1,358 |
| Premises and equipment expense | $730,000 | 910 |
| Additional noninterest expense | $371,000 | 3,373 |
| Pre-tax net operating income | $289,000 | 4,737 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $274,000 | 4,364 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $274,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,734 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $268,420 | 4,394 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,474,000 | 1,940 |
| Total interest expense | $9,485,000 | 1,773 |
| Net interest income | $10,989,000 | 2,110 |
| Provision for loan and lease losses | $191,000 | 3,616 |
| Total noninterest income | $1,904,000 | 2,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,904,000 | 1,412 |
| Total noninterest expense | $11,189,000 | 1,581 |
| Salaries and employee benefits | $6,849,000 | 1,441 |
| Premises and equipment expense | $2,490,000 | 1,006 |
| Additional noninterest expense | $1,850,000 | 2,743 |
| Pre-tax net operating income | $1,513,000 | 4,264 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $157,000 | 4,551 |
| Income before extraordinary items | $1,362,000 | 3,991 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,362,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $2,500,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,356,600 | 3,982 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,880,000 | 1,983 |
| Total interest expense | $6,602,000 | 1,837 |
| Net interest income | $8,278,000 | 2,122 |
| Provision for loan and lease losses | $129,000 | 3,721 |
| Total noninterest income | $1,424,000 | 2,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,424,000 | 1,410 |
| Total noninterest expense | $8,231,000 | 1,629 |
| Salaries and employee benefits | $5,055,000 | 1,471 |
| Premises and equipment expense | $1,785,000 | 1,070 |
| Additional noninterest expense | $1,391,000 | 2,728 |
| Pre-tax net operating income | $1,342,000 | 4,033 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $114,000 | 4,805 |
| Income before extraordinary items | $1,228,000 | 3,679 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,228,000 | 3,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $2,500,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,228,000 | 3,666 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,623,000 | 2,001 |
| Total interest expense | $4,079,000 | 1,877 |
| Net interest income | $5,544,000 | 2,106 |
| Provision for loan and lease losses | $129,000 | 2,901 |
| Total noninterest income | $909,000 | 2,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $909,000 | 1,460 |
| Total noninterest expense | $5,298,000 | 1,686 |
| Salaries and employee benefits | $3,277,000 | 1,520 |
| Premises and equipment expense | $1,147,000 | 1,111 |
| Additional noninterest expense | $874,000 | 2,898 |
| Pre-tax net operating income | $1,026,000 | 3,746 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $183,000 | 3,733 |
| Income before extraordinary items | $843,000 | 3,611 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $843,000 | 3,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $2,500,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $843,000 | 3,601 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 2,015 |
| Total interest expense | $1,950,000 | 1,870 |
| Net interest income | $2,759,000 | 2,105 |
| Provision for loan and lease losses | $61,000 | 2,778 |
| Total noninterest income | $446,000 | 2,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $446,000 | 1,459 |
| Total noninterest expense | $2,574,000 | 1,735 |
| Salaries and employee benefits | $1,604,000 | 1,553 |
| Premises and equipment expense | $572,000 | 1,118 |
| Additional noninterest expense | $398,000 | 3,131 |
| Pre-tax net operating income | $570,000 | 3,441 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $122,000 | 3,320 |
| Income before extraordinary items | $448,000 | 3,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $448,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $448,000 | 3,394 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,566,000 | 2,135 |
| Total interest expense | $5,079,000 | 2,173 |
| Net interest income | $10,487,000 | 2,117 |
| Provision for loan and lease losses | $32,000 | 6,156 |
| Total noninterest income | $1,498,000 | 2,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,498,000 | 1,658 |
| Total noninterest expense | $9,707,000 | 1,750 |
| Salaries and employee benefits | $5,734,000 | 1,633 |
| Premises and equipment expense | $2,292,000 | 1,046 |
| Additional noninterest expense | $1,681,000 | 2,947 |
| Pre-tax net operating income | $2,246,000 | 3,409 |
| Securities gains (losses) | $47,000 | 948 |
| Applicable income taxes | $429,000 | 3,592 |
| Income before extraordinary items | $1,864,000 | 3,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,864,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,213 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,825,930 | 3,286 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,097,000 | 2,189 |
| Total interest expense | $3,375,000 | 2,304 |
| Net interest income | $7,722,000 | 2,129 |
| Provision for loan and lease losses | $32,000 | 5,761 |
| Total noninterest income | $1,077,000 | 2,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,077,000 | 1,732 |
| Total noninterest expense | $7,183,000 | 1,751 |
| Salaries and employee benefits | $4,215,000 | 1,645 |
| Premises and equipment expense | $1,696,000 | 1,051 |
| Additional noninterest expense | $1,272,000 | 2,887 |
| Pre-tax net operating income | $1,584,000 | 3,607 |
| Securities gains (losses) | $47,000 | 902 |
| Applicable income taxes | $290,000 | 3,860 |
| Income before extraordinary items | $1,341,000 | 3,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,341,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,120 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,302,460 | 3,434 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,053,000 | 2,237 |
| Total interest expense | $1,974,000 | 2,446 |
| Net interest income | $5,079,000 | 2,135 |
| Provision for loan and lease losses | $32,000 | 5,100 |
| Total noninterest income | $707,000 | 2,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $707,000 | 1,742 |
| Total noninterest expense | $4,663,000 | 1,791 |
| Salaries and employee benefits | $2,687,000 | 1,713 |
| Premises and equipment expense | $1,128,000 | 1,050 |
| Additional noninterest expense | $848,000 | 2,859 |
| Pre-tax net operating income | $1,091,000 | 3,493 |
| Securities gains (losses) | $47,000 | 802 |
| Applicable income taxes | $282,000 | 3,208 |
| Income before extraordinary items | $856,000 | 3,470 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $856,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $820,750 | 3,534 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 2,316 |
| Total interest expense | $848,000 | 2,657 |
| Net interest income | $2,488,000 | 2,169 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $374,000 | 2,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $374,000 | 1,625 |
| Total noninterest expense | $2,250,000 | 1,856 |
| Salaries and employee benefits | $1,291,000 | 1,787 |
| Premises and equipment expense | $573,000 | 1,043 |
| Additional noninterest expense | $386,000 | 3,118 |
| Pre-tax net operating income | $597,000 | 3,237 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $148,000 | 3,123 |
| Income before extraordinary items | $449,000 | 3,316 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $449,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $449,000 | 3,281 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,706,000 | 2,255 |
| Total interest expense | $3,594,000 | 2,255 |
| Net interest income | $9,112,000 | 2,240 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,246,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $322,000 | 4,161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $924,000 | 2,266 |
| Total noninterest expense | $8,317,000 | 1,926 |
| Salaries and employee benefits | $4,444,000 | 1,960 |
| Premises and equipment expense | $1,586,000 | 1,452 |
| Additional noninterest expense | $2,287,000 | 2,124 |
| Pre-tax net operating income | $2,041,000 | 3,452 |
| Securities gains (losses) | $-156,000 | 8,780 |
| Applicable income taxes | $510,000 | 3,316 |
| Income before extraordinary items | $1,375,000 | 3,845 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,375,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,442 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 862 |
| Net operating income | $1,488,880 | 3,604 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,387,000 | 2,263 |
| Total interest expense | $2,793,000 | 2,139 |
| Net interest income | $6,594,000 | 2,289 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $962,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $322,000 | 3,489 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $640,000 | 2,408 |
| Total noninterest expense | $6,173,000 | 1,944 |
| Salaries and employee benefits | $3,157,000 | 2,075 |
| Premises and equipment expense | $1,099,000 | 1,591 |
| Additional noninterest expense | $1,917,000 | 1,868 |
| Pre-tax net operating income | $1,383,000 | 3,786 |
| Securities gains (losses) | $-156,000 | 8,926 |
| Applicable income taxes | $339,000 | 3,569 |
| Income before extraordinary items | $888,000 | 4,313 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $888,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 729 |
| Net operating income | $1,000,320 | 3,935 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 2,306 |
| Total interest expense | $1,851,000 | 2,129 |
| Net interest income | $4,264,000 | 2,346 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $619,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $322,000 | 2,560 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $297,000 | 3,003 |
| Total noninterest expense | $3,781,000 | 2,119 |
| Salaries and employee benefits | $2,005,000 | 2,169 |
| Premises and equipment expense | $666,000 | 1,734 |
| Additional noninterest expense | $1,110,000 | 2,176 |
| Pre-tax net operating income | $1,102,000 | 3,309 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $348,000 | 2,814 |
| Income before extraordinary items | $778,000 | 3,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $778,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $761,440 | 3,560 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 2,315 |
| Total interest expense | $936,000 | 2,137 |
| Net interest income | $2,103,000 | 2,372 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $330,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $158,000 | 2,563 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $172,000 | 2,705 |
| Total noninterest expense | $1,912,000 | 2,092 |
| Salaries and employee benefits | $1,027,000 | 2,140 |
| Premises and equipment expense | $334,000 | 1,742 |
| Additional noninterest expense | $551,000 | 2,156 |
| Pre-tax net operating income | $521,000 | 3,411 |
| Securities gains (losses) | $24,000 | 1,620 |
| Applicable income taxes | $167,000 | 2,886 |
| Income before extraordinary items | $378,000 | 3,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $378,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $361,440 | 3,655 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,721,000 | 2,259 |
| Total interest expense | $4,242,000 | 2,098 |
| Net interest income | $8,479,000 | 2,288 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $1,055,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $659,000 | 2,497 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $396,000 | 3,994 |
| Total noninterest expense | $6,862,000 | 2,296 |
| Salaries and employee benefits | $3,673,000 | 2,309 |
| Premises and equipment expense | $1,222,000 | 1,871 |
| Additional noninterest expense | $1,967,000 | 2,451 |
| Pre-tax net operating income | $2,627,000 | 2,781 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $822,000 | 2,494 |
| Income before extraordinary items | $1,806,000 | 3,097 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,806,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,779 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $19,850,000 | 37 |
| Net operating income | $1,805,310 | 2,954 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,582,000 | 2,279 |
| Total interest expense | $3,270,000 | 2,124 |
| Net interest income | $6,312,000 | 2,311 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $718,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $493,000 | 2,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $225,000 | 4,563 |
| Total noninterest expense | $4,996,000 | 2,361 |
| Salaries and employee benefits | $2,611,000 | 2,428 |
| Premises and equipment expense | $924,000 | 1,862 |
| Additional noninterest expense | $1,461,000 | 2,451 |
| Pre-tax net operating income | $1,989,000 | 2,867 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $646,000 | 2,531 |
| Income before extraordinary items | $1,349,000 | 3,205 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,349,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,988 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $19,850,000 | 26 |
| Net operating income | $1,344,920 | 3,058 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 2,263 |
| Total interest expense | $2,261,000 | 2,119 |
| Net interest income | $4,205,000 | 2,309 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $521,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $322,000 | 2,513 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $199,000 | 4,051 |
| Total noninterest expense | $3,318,000 | 2,367 |
| Salaries and employee benefits | $1,705,000 | 2,461 |
| Premises and equipment expense | $624,000 | 1,826 |
| Additional noninterest expense | $989,000 | 2,388 |
| Pre-tax net operating income | $1,363,000 | 2,806 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $448,000 | 2,486 |
| Income before extraordinary items | $921,000 | 3,159 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $921,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,115 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $19,850,000 | 20 |
| Net operating income | $916,980 | 2,997 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 2,243 |
| Total interest expense | $1,172,000 | 2,095 |
| Net interest income | $2,109,000 | 2,310 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $217,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $158,000 | 2,474 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $1,641,000 | 2,369 |
| Salaries and employee benefits | $820,000 | 2,555 |
| Premises and equipment expense | $312,000 | 1,834 |
| Additional noninterest expense | $509,000 | 2,299 |
| Pre-tax net operating income | $640,000 | 2,929 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $217,000 | 2,563 |
| Income before extraordinary items | $429,000 | 3,302 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $429,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $19,850,000 | 7 |
| Net operating income | $425,040 | 3,152 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,131,000 | 2,337 |
| Total interest expense | $5,299,000 | 2,123 |
| Net interest income | $7,832,000 | 2,454 |
| Provision for loan and lease losses | $230,000 | 4,063 |
| Total noninterest income | $964,000 | 3,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $964,000 | 2,237 |
| Total noninterest expense | $5,768,000 | 2,562 |
| Salaries and employee benefits | $3,296,000 | 2,418 |
| Premises and equipment expense | $1,478,000 | 1,500 |
| Additional noninterest expense | $994,000 | 4,199 |
| Pre-tax net operating income | $2,798,000 | 2,635 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $880,000 | 2,419 |
| Income before extraordinary items | $1,921,000 | 2,893 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,921,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,865 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,918,930 | 2,808 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,562,000 | 2,712 |
| Total interest expense | $6,179,000 | 2,584 |
| Net interest income | $6,383,000 | 2,783 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $805,000 | 3,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $805,000 | 2,374 |
| Total noninterest expense | $5,382,000 | 2,628 |
| Salaries and employee benefits | $3,151,000 | 2,382 |
| Premises and equipment expense | $1,245,000 | 1,738 |
| Additional noninterest expense | $986,000 | 4,114 |
| Pre-tax net operating income | $1,726,000 | 3,519 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $543,000 | 3,175 |
| Income before extraordinary items | $1,183,000 | 3,850 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,183,000 | 3,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,229 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,183,000 | 3,725 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,220,000 | 2,854 |
| Total interest expense | $5,924,000 | 2,822 |
| Net interest income | $6,296,000 | 2,816 |
| Provision for loan and lease losses | $73,000 | 5,905 |
| Total noninterest income | $657,000 | 4,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $657,000 | 2,486 |
| Total noninterest expense | $4,453,000 | 3,025 |
| Salaries and employee benefits | $2,426,000 | 2,913 |
| Premises and equipment expense | $1,086,000 | 1,912 |
| Additional noninterest expense | $941,000 | 4,179 |
| Pre-tax net operating income | $2,427,000 | 2,829 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $807,000 | 2,507 |
| Income before extraordinary items | $1,620,000 | 3,052 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,620,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,579 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,620,000 | 3,048 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,297,000 | 2,861 |
| Total interest expense | $5,275,000 | 2,773 |
| Net interest income | $6,022,000 | 2,924 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $521,000 | 4,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $521,000 | 2,879 |
| Total noninterest expense | $4,091,000 | 3,250 |
| Salaries and employee benefits | $2,167,000 | 3,189 |
| Premises and equipment expense | $1,098,000 | 1,857 |
| Additional noninterest expense | $826,000 | 4,668 |
| Pre-tax net operating income | $2,342,000 | 2,945 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,513,000 | 1,590 |
| Income before extraordinary items | $829,000 | 4,989 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $829,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $829,000 | 4,953 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,431,000 | 2,822 |
| Total interest expense | $5,881,000 | 2,575 |
| Net interest income | $5,550,000 | 3,094 |
| Provision for loan and lease losses | $572,000 | 1,552 |
| Total noninterest income | $417,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $417,000 | 3,342 |
| Total noninterest expense | $3,702,000 | 3,445 |
| Salaries and employee benefits | $1,846,000 | 3,593 |
| Premises and equipment expense | $1,072,000 | 1,841 |
| Additional noninterest expense | $784,000 | 4,752 |
| Pre-tax net operating income | $1,693,000 | 3,810 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $692,000 | 3,061 |
| Income before extraordinary items | $1,001,000 | 4,527 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,001,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,314 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,001,000 | 4,415 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,068,000 | 2,949 |
| Total interest expense | $6,014,000 | 2,489 |
| Net interest income | $5,054,000 | 3,450 |
| Provision for loan and lease losses | $2,046,000 | 578 |
| Total noninterest income | $213,000 | 7,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $213,000 | 4,817 |
| Total noninterest expense | $3,575,000 | 3,539 |
| Salaries and employee benefits | $1,848,000 | 3,543 |
| Premises and equipment expense | $876,000 | 2,245 |
| Additional noninterest expense | $851,000 | 4,511 |
| Pre-tax net operating income | $-354,000 | 10,668 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $-145,000 | 10,753 |
| Income before extraordinary items | $-207,000 | 10,616 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-207,000 | 10,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $987,000 | 813 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-208,280 | 10,590 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,464,000 | 3,145 |
| Total interest expense | $5,762,000 | 2,641 |
| Net interest income | $4,702,000 | 3,750 |
| Provision for loan and lease losses | $392,000 | 2,129 |
| Total noninterest income | $320,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $320,000 | 3,926 |
| Total noninterest expense | $4,148,000 | 3,243 |
| Salaries and employee benefits | $1,471,000 | 4,388 |
| Premises and equipment expense | $654,000 | 2,959 |
| Additional noninterest expense | $2,023,000 | 2,423 |
| Pre-tax net operating income | $482,000 | 8,049 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $196,000 | 7,198 |
| Income before extraordinary items | $308,000 | 8,350 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $308,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $293,920 | 8,422 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,836,000 | 3,332 |
| Total interest expense | $4,987,000 | 3,033 |
| Net interest income | $4,849,000 | 3,641 |
| Provision for loan and lease losses | $750,000 | 1,161 |
| Total noninterest income | $520,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $520,000 | 2,796 |
| Total noninterest expense | $2,787,000 | 4,545 |
| Salaries and employee benefits | $1,458,000 | 4,395 |
| Premises and equipment expense | $524,000 | 3,613 |
| Additional noninterest expense | $805,000 | 5,230 |
| Pre-tax net operating income | $1,832,000 | 3,788 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $760,000 | 3,005 |
| Income before extraordinary items | $1,072,000 | 4,339 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,072,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,353 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,072,000 | 4,335 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 3,361 |
| Total interest expense | $4,125,000 | 2,949 |
| Net interest income | $4,789,000 | 3,705 |
| Provision for loan and lease losses | $247,000 | 2,626 |
| Total noninterest income | $375,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $375,000 | 3,547 |
| Total noninterest expense | $2,584,000 | 5,004 |
| Salaries and employee benefits | $1,396,000 | 4,582 |
| Premises and equipment expense | $527,000 | 3,631 |
| Additional noninterest expense | $661,000 | 6,597 |
| Pre-tax net operating income | $2,333,000 | 3,012 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $982,000 | 2,283 |
| Income before extraordinary items | $1,351,000 | 3,477 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,351,000 | 3,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,351,000 | 3,505 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,001,000 | 3,414 |
| Total interest expense | $4,260,000 | 2,991 |
| Net interest income | $4,741,000 | 3,751 |
| Provision for loan and lease losses | $132,000 | 4,966 |
| Total noninterest income | $314,000 | 7,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $314,000 | 4,341 |
| Total noninterest expense | $2,876,000 | 4,682 |
| Salaries and employee benefits | $1,424,000 | 4,483 |
| Premises and equipment expense | $537,000 | 3,651 |
| Additional noninterest expense | $915,000 | 5,293 |
| Pre-tax net operating income | $2,047,000 | 3,241 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $843,000 | 2,650 |
| Income before extraordinary items | $1,204,000 | 4,012 |
| Extraordinary gains, net | $-81,000 | 12,867 |
| Net income | $1,123,000 | 4,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,204,000 | 3,804 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,675,000 | 3,605 |
| Total interest expense | $4,912,000 | 3,366 |
| Net interest income | $4,763,000 | 3,813 |
| Provision for loan and lease losses | $163,000 | 5,860 |
| Total noninterest income | $327,000 | 7,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $327,000 | 4,194 |
| Total noninterest expense | $2,786,000 | 4,837 |
| Salaries and employee benefits | $1,350,000 | 4,658 |
| Premises and equipment expense | $500,000 | 3,969 |
| Additional noninterest expense | $936,000 | 5,343 |
| Pre-tax net operating income | $2,141,000 | 2,909 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $915,000 | 2,286 |
| Income before extraordinary items | $1,252,000 | 3,666 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,252,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,235,360 | 3,432 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.