Home > Nature Coast Bank > Income and Expense
Nature Coast Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 5,145 |
| Total interest expense | $138,000 | 5,301 |
| Net interest income | $2,012,000 | 5,095 |
| Provision for loan and lease losses | $-45,000 | 5,521 |
| Total noninterest income | $133,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $34,000 | 5,390 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $99,000 | 4,962 |
| Total noninterest expense | $1,907,000 | 4,957 |
| Salaries and employee benefits | $994,000 | 5,011 |
| Premises and equipment expense | $226,000 | 4,744 |
| Additional noninterest expense | $687,000 | 4,797 |
| Pre-tax net operating income | $283,000 | 5,188 |
| Securities gains (losses) | $77,000 | 1,536 |
| Applicable income taxes | $135,000 | 3,154 |
| Income before extraordinary items | $225,000 | 5,268 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $225,000 | 5,267 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $225,000 | 5,267 |
| Net charge-offs | $97,000 | 2,619 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 717 |
| Net operating income | $175,720 | 5,327 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 5,174 |
| Total interest expense | $107,000 | 5,326 |
| Net interest income | $1,524,000 | 5,128 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $65,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $26,000 | 5,441 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $39,000 | 5,370 |
| Total noninterest expense | $1,403,000 | 5,012 |
| Salaries and employee benefits | $747,000 | 5,018 |
| Premises and equipment expense | $180,000 | 4,694 |
| Additional noninterest expense | $476,000 | 4,951 |
| Pre-tax net operating income | $186,000 | 5,328 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $66,000 | 3,447 |
| Income before extraordinary items | $120,000 | 5,478 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $120,000 | 5,477 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $120,000 | 5,478 |
| Net charge-offs | $-7,000 | 4,828 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 673 |
| Net operating income | $120,000 | 5,433 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 5,226 |
| Total interest expense | $72,000 | 5,371 |
| Net interest income | $1,021,000 | 5,171 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $34,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $15,000 | 5,562 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 5,545 |
| Total noninterest expense | $905,000 | 5,100 |
| Salaries and employee benefits | $493,000 | 5,094 |
| Premises and equipment expense | $121,000 | 4,716 |
| Additional noninterest expense | $291,000 | 5,132 |
| Pre-tax net operating income | $150,000 | 5,275 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $56,000 | 3,332 |
| Income before extraordinary items | $94,000 | 5,482 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $94,000 | 5,480 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $94,000 | 5,481 |
| Net charge-offs | $-7,000 | 4,862 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 649 |
| Net operating income | $94,000 | 5,427 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 5,261 |
| Total interest expense | $36,000 | 5,418 |
| Net interest income | $515,000 | 5,195 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $2,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-8,000 | 6,074 |
| Total noninterest expense | $450,000 | 5,158 |
| Salaries and employee benefits | $244,000 | 5,154 |
| Premises and equipment expense | $59,000 | 4,777 |
| Additional noninterest expense | $147,000 | 5,158 |
| Pre-tax net operating income | $67,000 | 5,330 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $25,000 | 3,370 |
| Income before extraordinary items | $42,000 | 5,526 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $42,000 | 5,526 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $42,000 | 5,526 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 618 |
| Net operating income | $42,000 | 5,479 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 5,316 |
| Total interest expense | $145,000 | 5,474 |
| Net interest income | $2,011,000 | 5,251 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $101,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $33,000 | 5,655 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $68,000 | 5,349 |
| Total noninterest expense | $1,712,000 | 5,265 |
| Salaries and employee benefits | $952,000 | 5,243 |
| Premises and equipment expense | $266,000 | 4,677 |
| Additional noninterest expense | $494,000 | 5,404 |
| Pre-tax net operating income | $400,000 | 5,097 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $152,000 | 3,101 |
| Income before extraordinary items | $248,000 | 5,355 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $248,000 | 5,358 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $248,000 | 5,358 |
| Net charge-offs | $48,000 | 3,281 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 760 |
| Net operating income | $248,000 | 5,302 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 5,385 |
| Total interest expense | $110,000 | 5,549 |
| Net interest income | $1,504,000 | 5,310 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $85,000 | 5,698 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $25,000 | 5,726 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,296 |
| Total noninterest expense | $1,282,000 | 5,310 |
| Salaries and employee benefits | $716,000 | 5,258 |
| Premises and equipment expense | $199,000 | 4,724 |
| Additional noninterest expense | $367,000 | 5,466 |
| Pre-tax net operating income | $307,000 | 5,205 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $116,000 | 3,180 |
| Income before extraordinary items | $191,000 | 5,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,460 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $191,000 | 5,461 |
| Net charge-offs | $49,000 | 2,795 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 722 |
| Net operating income | $191,000 | 5,404 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 5,440 |
| Total interest expense | $73,000 | 5,606 |
| Net interest income | $989,000 | 5,364 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $58,000 | 5,740 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $16,000 | 5,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,306 |
| Total noninterest expense | $859,000 | 5,346 |
| Salaries and employee benefits | $479,000 | 5,299 |
| Premises and equipment expense | $133,000 | 4,759 |
| Additional noninterest expense | $247,000 | 5,505 |
| Pre-tax net operating income | $188,000 | 5,282 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $71,000 | 3,241 |
| Income before extraordinary items | $117,000 | 5,519 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $117,000 | 5,519 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $117,000 | 5,521 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 710 |
| Net operating income | $117,000 | 5,469 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 5,497 |
| Total interest expense | $37,000 | 5,652 |
| Net interest income | $485,000 | 5,433 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $28,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 5,435 |
| Total noninterest expense | $434,000 | 5,379 |
| Salaries and employee benefits | $239,000 | 5,350 |
| Premises and equipment expense | $71,000 | 4,689 |
| Additional noninterest expense | $124,000 | 5,537 |
| Pre-tax net operating income | $79,000 | 5,379 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $30,000 | 3,327 |
| Income before extraordinary items | $49,000 | 5,617 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $49,000 | 5,617 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $49,000 | 5,618 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 661 |
| Net operating income | $49,000 | 5,563 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 5,523 |
| Total interest expense | $176,000 | 5,629 |
| Net interest income | $2,016,000 | 5,466 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $106,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $34,000 | 5,957 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $72,000 | 5,502 |
| Total noninterest expense | $1,772,000 | 5,436 |
| Salaries and employee benefits | $946,000 | 5,460 |
| Premises and equipment expense | $271,000 | 4,856 |
| Additional noninterest expense | $555,000 | 5,503 |
| Pre-tax net operating income | $350,000 | 5,375 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $134,000 | 3,233 |
| Income before extraordinary items | $216,000 | 5,630 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $216,000 | 5,630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $216,000 | 5,631 |
| Net charge-offs | $89,000 | 3,293 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 750 |
| Net operating income | $216,000 | 5,583 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 5,582 |
| Total interest expense | $138,000 | 5,662 |
| Net interest income | $1,514,000 | 5,523 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $86,000 | 5,955 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $24,000 | 6,056 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $62,000 | 5,470 |
| Total noninterest expense | $1,318,000 | 5,499 |
| Salaries and employee benefits | $711,000 | 5,474 |
| Premises and equipment expense | $209,000 | 4,859 |
| Additional noninterest expense | $398,000 | 5,598 |
| Pre-tax net operating income | $282,000 | 5,403 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $107,000 | 3,245 |
| Income before extraordinary items | $175,000 | 5,652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $175,000 | 5,651 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $175,000 | 5,652 |
| Net charge-offs | $89,000 | 2,797 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $175,000 | 5,606 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 5,634 |
| Total interest expense | $98,000 | 5,647 |
| Net interest income | $995,000 | 5,566 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $66,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $15,000 | 6,119 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $51,000 | 5,318 |
| Total noninterest expense | $890,000 | 5,515 |
| Salaries and employee benefits | $474,000 | 5,520 |
| Premises and equipment expense | $143,000 | 4,852 |
| Additional noninterest expense | $273,000 | 5,596 |
| Pre-tax net operating income | $171,000 | 5,454 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $65,000 | 3,296 |
| Income before extraordinary items | $106,000 | 5,716 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $106,000 | 5,718 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $106,000 | 5,718 |
| Net charge-offs | $90,000 | 2,285 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 623 |
| Net operating income | $106,000 | 5,681 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 5,686 |
| Total interest expense | $50,000 | 5,693 |
| Net interest income | $496,000 | 5,624 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $25,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $18,000 | 5,602 |
| Total noninterest expense | $459,000 | 5,534 |
| Salaries and employee benefits | $239,000 | 5,574 |
| Premises and equipment expense | $74,000 | 4,840 |
| Additional noninterest expense | $146,000 | 5,548 |
| Pre-tax net operating income | $62,000 | 5,639 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $24,000 | 3,399 |
| Income before extraordinary items | $38,000 | 5,837 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 5,838 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $38,000 | 5,839 |
| Net charge-offs | $96,000 | 1,400 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $38,000 | 5,798 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 5,712 |
| Total interest expense | $249,000 | 5,667 |
| Net interest income | $2,002,000 | 5,660 |
| Provision for loan and lease losses | $19,000 | 4,757 |
| Total noninterest income | $95,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $35,000 | 6,206 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,000 | 5,762 |
| Total noninterest expense | $1,739,000 | 5,672 |
| Salaries and employee benefits | $920,000 | 5,683 |
| Premises and equipment expense | $272,000 | 5,036 |
| Additional noninterest expense | $547,000 | 5,723 |
| Pre-tax net operating income | $339,000 | 5,385 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $129,000 | 3,258 |
| Income before extraordinary items | $210,000 | 5,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $210,000 | 5,678 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $210,000 | 5,678 |
| Net charge-offs | $29,000 | 4,666 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $210,000 | 5,622 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 5,765 |
| Total interest expense | $195,000 | 5,702 |
| Net interest income | $1,500,000 | 5,725 |
| Provision for loan and lease losses | $19,000 | 4,534 |
| Total noninterest income | $58,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $24,000 | 6,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $34,000 | 5,988 |
| Total noninterest expense | $1,263,000 | 5,748 |
| Salaries and employee benefits | $686,000 | 5,725 |
| Premises and equipment expense | $199,000 | 5,115 |
| Additional noninterest expense | $378,000 | 5,866 |
| Pre-tax net operating income | $276,000 | 5,429 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $106,000 | 3,280 |
| Income before extraordinary items | $170,000 | 5,748 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $170,000 | 5,749 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $170,000 | 5,749 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $170,000 | 5,682 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,791 |
| Total interest expense | $139,000 | 5,678 |
| Net interest income | $996,000 | 5,752 |
| Provision for loan and lease losses | $19,000 | 4,286 |
| Total noninterest income | $32,000 | 6,538 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $15,000 | 6,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,189 |
| Total noninterest expense | $838,000 | 5,782 |
| Salaries and employee benefits | $454,000 | 5,775 |
| Premises and equipment expense | $128,000 | 5,186 |
| Additional noninterest expense | $256,000 | 5,858 |
| Pre-tax net operating income | $171,000 | 5,473 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $65,000 | 3,323 |
| Income before extraordinary items | $106,000 | 5,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $106,000 | 5,813 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $106,000 | 5,814 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $106,000 | 5,721 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 5,794 |
| Total interest expense | $80,000 | 5,527 |
| Net interest income | $501,000 | 5,772 |
| Provision for loan and lease losses | $19,000 | 3,641 |
| Total noninterest income | $18,000 | 6,533 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $408,000 | 5,877 |
| Salaries and employee benefits | $229,000 | 5,806 |
| Premises and equipment expense | $64,000 | 5,217 |
| Additional noninterest expense | $115,000 | 6,077 |
| Pre-tax net operating income | $92,000 | 5,396 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $35,000 | 3,248 |
| Income before extraordinary items | $57,000 | 5,755 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $57,000 | 5,757 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $57,000 | 5,757 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $57,000 | 5,662 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 5,875 |
| Total interest expense | $501,000 | 5,114 |
| Net interest income | $1,900,000 | 5,951 |
| Provision for loan and lease losses | $677,000 | 2,306 |
| Total noninterest income | $104,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $38,000 | 6,423 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $66,000 | 5,670 |
| Total noninterest expense | $1,675,000 | 5,920 |
| Salaries and employee benefits | $894,000 | 5,908 |
| Premises and equipment expense | $271,000 | 5,171 |
| Additional noninterest expense | $510,000 | 6,046 |
| Pre-tax net operating income | $-348,000 | 6,437 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-130,000 | 6,733 |
| Income before extraordinary items | $-218,000 | 6,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-218,000 | 6,465 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-218,000 | 6,467 |
| Net charge-offs | $432,000 | 2,844 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-218,000 | 6,386 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 5,973 |
| Total interest expense | $401,000 | 5,118 |
| Net interest income | $1,395,000 | 6,076 |
| Provision for loan and lease losses | $138,000 | 3,987 |
| Total noninterest income | $80,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $27,000 | 6,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,711 |
| Total noninterest expense | $1,257,000 | 5,978 |
| Salaries and employee benefits | $674,000 | 5,933 |
| Premises and equipment expense | $206,000 | 5,208 |
| Additional noninterest expense | $377,000 | 6,126 |
| Pre-tax net operating income | $80,000 | 6,059 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $31,000 | 4,010 |
| Income before extraordinary items | $49,000 | 6,279 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $49,000 | 6,277 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $49,000 | 6,278 |
| Net charge-offs | $277,000 | 2,927 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $49,000 | 6,139 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 6,021 |
| Total interest expense | $280,000 | 5,141 |
| Net interest income | $917,000 | 6,136 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $45,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $18,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,952 |
| Total noninterest expense | $834,000 | 6,033 |
| Salaries and employee benefits | $447,000 | 5,992 |
| Premises and equipment expense | $140,000 | 5,184 |
| Additional noninterest expense | $247,000 | 6,188 |
| Pre-tax net operating income | $128,000 | 5,724 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $48,000 | 3,567 |
| Income before extraordinary items | $80,000 | 6,061 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $80,000 | 6,061 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $80,000 | 6,061 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $80,000 | 5,911 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 6,027 |
| Total interest expense | $149,000 | 5,112 |
| Net interest income | $468,000 | 6,143 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,595 |
| Total noninterest expense | $425,000 | 6,055 |
| Salaries and employee benefits | $229,000 | 5,990 |
| Premises and equipment expense | $71,000 | 5,195 |
| Additional noninterest expense | $125,000 | 6,212 |
| Pre-tax net operating income | $75,000 | 5,657 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $28,000 | 3,471 |
| Income before extraordinary items | $47,000 | 6,010 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $47,000 | 6,010 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $47,000 | 6,010 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $47,000 | 5,873 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 6,065 |
| Total interest expense | $681,000 | 5,253 |
| Net interest income | $1,856,000 | 6,204 |
| Provision for loan and lease losses | $65,000 | 5,666 |
| Total noninterest income | $6,000 | 6,952 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $33,000 | 6,579 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-27,000 | 6,774 |
| Total noninterest expense | $1,768,000 | 6,032 |
| Salaries and employee benefits | $871,000 | 6,123 |
| Premises and equipment expense | $272,000 | 5,443 |
| Additional noninterest expense | $625,000 | 5,915 |
| Pre-tax net operating income | $29,000 | 5,939 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $11,000 | 4,285 |
| Income before extraordinary items | $18,000 | 6,116 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,000 | 6,118 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $18,000 | 6,118 |
| Net charge-offs | $-50,000 | 7,184 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $326,000 | 463 |
| Net operating income | $18,000 | 5,990 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 6,115 |
| Total interest expense | $520,000 | 5,339 |
| Net interest income | $1,395,000 | 6,248 |
| Provision for loan and lease losses | $65,000 | 5,354 |
| Total noninterest income | $25,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $27,000 | 6,579 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,000 | 6,887 |
| Total noninterest expense | $1,358,000 | 6,020 |
| Salaries and employee benefits | $651,000 | 6,131 |
| Premises and equipment expense | $201,000 | 5,501 |
| Additional noninterest expense | $506,000 | 5,802 |
| Pre-tax net operating income | $-3,000 | 6,145 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,000 | 6,712 |
| Income before extraordinary items | $-2,000 | 6,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,000 | 6,259 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,000 | 6,259 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $326,000 | 396 |
| Net operating income | $-2,000 | 6,158 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 6,185 |
| Total interest expense | $350,000 | 5,431 |
| Net interest income | $919,000 | 6,321 |
| Provision for loan and lease losses | $53,000 | 5,081 |
| Total noninterest income | $40,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $17,000 | 6,640 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,155 |
| Total noninterest expense | $927,000 | 6,047 |
| Salaries and employee benefits | $431,000 | 6,201 |
| Premises and equipment expense | $128,000 | 5,646 |
| Additional noninterest expense | $368,000 | 5,699 |
| Pre-tax net operating income | $-21,000 | 6,269 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-8,000 | 6,851 |
| Income before extraordinary items | $-13,000 | 6,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-13,000 | 6,337 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-13,000 | 6,337 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-13,000 | 6,274 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 6,270 |
| Total interest expense | $173,000 | 5,556 |
| Net interest income | $444,000 | 6,401 |
| Provision for loan and lease losses | $42,000 | 4,367 |
| Total noninterest income | $12,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $436,000 | 6,190 |
| Salaries and employee benefits | $217,000 | 6,236 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $155,000 | 6,077 |
| Pre-tax net operating income | $-22,000 | 6,464 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-8,000 | 6,983 |
| Income before extraordinary items | $-14,000 | 6,456 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-14,000 | 6,456 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-14,000 | 6,456 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-14,000 | 6,434 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 6,250 |
| Total interest expense | $827,000 | 5,644 |
| Net interest income | $1,861,000 | 6,364 |
| Provision for loan and lease losses | $619,000 | 3,796 |
| Total noninterest income | $46,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 6,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,841 |
| Total noninterest expense | $1,814,000 | 6,190 |
| Salaries and employee benefits | $872,000 | 6,279 |
| Premises and equipment expense | $312,000 | 5,317 |
| Additional noninterest expense | $630,000 | 6,129 |
| Pre-tax net operating income | $-526,000 | 6,264 |
| Securities gains (losses) | $103,000 | 2,136 |
| Applicable income taxes | $-158,000 | 6,925 |
| Income before extraordinary items | $-265,000 | 6,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-265,000 | 6,220 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-265,000 | 6,219 |
| Net charge-offs | $632,000 | 3,324 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-330,920 | 6,213 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 6,324 |
| Total interest expense | $625,000 | 5,782 |
| Net interest income | $1,422,000 | 6,427 |
| Provision for loan and lease losses | $584,000 | 3,300 |
| Total noninterest income | $13,000 | 7,368 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $32,000 | 6,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-19,000 | 7,260 |
| Total noninterest expense | $1,371,000 | 6,234 |
| Salaries and employee benefits | $663,000 | 6,298 |
| Premises and equipment expense | $240,000 | 5,341 |
| Additional noninterest expense | $468,000 | 6,185 |
| Pre-tax net operating income | $-520,000 | 6,564 |
| Securities gains (losses) | $103,000 | 1,916 |
| Applicable income taxes | $-155,000 | 7,149 |
| Income before extraordinary items | $-262,000 | 6,499 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-262,000 | 6,500 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-262,000 | 6,499 |
| Net charge-offs | $610,000 | 2,801 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-327,920 | 6,474 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 6,347 |
| Total interest expense | $411,000 | 5,896 |
| Net interest income | $966,000 | 6,431 |
| Provision for loan and lease losses | $485,000 | 2,906 |
| Total noninterest income | $-17,000 | 7,565 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-37,000 | 7,423 |
| Total noninterest expense | $923,000 | 6,245 |
| Salaries and employee benefits | $444,000 | 6,340 |
| Premises and equipment expense | $165,000 | 5,303 |
| Additional noninterest expense | $314,000 | 6,196 |
| Pre-tax net operating income | $-459,000 | 6,716 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-172,000 | 7,295 |
| Income before extraordinary items | $-287,000 | 6,677 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-287,000 | 6,679 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-287,000 | 6,678 |
| Net charge-offs | $463,000 | 2,537 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-287,000 | 6,630 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,419 |
| Total interest expense | $210,000 | 5,976 |
| Net interest income | $484,000 | 6,484 |
| Provision for loan and lease losses | $67,000 | 4,484 |
| Total noninterest income | $-24,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-34,000 | 7,642 |
| Total noninterest expense | $458,000 | 6,344 |
| Salaries and employee benefits | $225,000 | 6,402 |
| Premises and equipment expense | $90,000 | 5,191 |
| Additional noninterest expense | $143,000 | 6,431 |
| Pre-tax net operating income | $-65,000 | 6,556 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-25,000 | 7,227 |
| Income before extraordinary items | $-40,000 | 6,574 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-40,000 | 6,576 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-40,000 | 6,575 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-40,000 | 6,497 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 6,424 |
| Total interest expense | $1,172,000 | 5,706 |
| Net interest income | $1,697,000 | 6,681 |
| Provision for loan and lease losses | $265,000 | 5,454 |
| Total noninterest income | $94,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $39,000 | 6,659 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $55,000 | 6,271 |
| Total noninterest expense | $1,941,000 | 6,299 |
| Salaries and employee benefits | $928,000 | 6,394 |
| Premises and equipment expense | $338,000 | 5,388 |
| Additional noninterest expense | $675,000 | 6,217 |
| Pre-tax net operating income | $-415,000 | 5,926 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-151,000 | 6,677 |
| Income before extraordinary items | $-264,000 | 5,888 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-264,000 | 5,887 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-264,000 | 5,887 |
| Net charge-offs | $455,000 | 3,916 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-264,000 | 5,890 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,482 |
| Total interest expense | $931,000 | 5,733 |
| Net interest income | $1,231,000 | 6,780 |
| Provision for loan and lease losses | $177,000 | 5,328 |
| Total noninterest income | $29,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $32,000 | 6,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-3,000 | 7,643 |
| Total noninterest expense | $1,392,000 | 6,421 |
| Salaries and employee benefits | $698,000 | 6,425 |
| Premises and equipment expense | $252,000 | 5,451 |
| Additional noninterest expense | $442,000 | 6,499 |
| Pre-tax net operating income | $-309,000 | 6,145 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-113,000 | 6,972 |
| Income before extraordinary items | $-196,000 | 6,117 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-196,000 | 6,118 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-196,000 | 6,117 |
| Net charge-offs | $225,000 | 4,119 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-196,000 | 6,088 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 6,560 |
| Total interest expense | $653,000 | 5,725 |
| Net interest income | $778,000 | 6,900 |
| Provision for loan and lease losses | $34,000 | 6,377 |
| Total noninterest income | $49,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $21,000 | 6,685 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $28,000 | 6,469 |
| Total noninterest expense | $916,000 | 6,495 |
| Salaries and employee benefits | $469,000 | 6,477 |
| Premises and equipment expense | $167,000 | 5,518 |
| Additional noninterest expense | $280,000 | 6,644 |
| Pre-tax net operating income | $-123,000 | 6,135 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-45,000 | 6,993 |
| Income before extraordinary items | $-78,000 | 6,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-78,000 | 6,144 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-78,000 | 6,144 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-78,000 | 6,102 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 6,634 |
| Total interest expense | $340,000 | 5,743 |
| Net interest income | $368,000 | 7,025 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $437,000 | 6,584 |
| Salaries and employee benefits | $238,000 | 6,501 |
| Premises and equipment expense | $85,000 | 5,522 |
| Additional noninterest expense | $114,000 | 6,876 |
| Pre-tax net operating income | $-67,000 | 6,545 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-19,000 | 7,266 |
| Income before extraordinary items | $-48,000 | 6,644 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-48,000 | 6,645 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-48,000 | 6,645 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-48,000 | 6,532 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 6,868 |
| Total interest expense | $1,246,000 | 6,356 |
| Net interest income | $1,392,000 | 7,135 |
| Provision for loan and lease losses | $1,866,000 | 1,894 |
| Total noninterest income | $106,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 6,825 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $70,000 | 6,382 |
| Total noninterest expense | $1,830,000 | 6,451 |
| Salaries and employee benefits | $935,000 | 6,565 |
| Premises and equipment expense | $348,000 | 5,434 |
| Additional noninterest expense | $547,000 | 6,434 |
| Pre-tax net operating income | $-2,198,000 | 7,414 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-815,000 | 7,640 |
| Income before extraordinary items | $-1,383,000 | 7,169 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,383,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,499,000 | 1,563 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 1,113 |
| Net operating income | $-1,383,000 | 7,271 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 6,959 |
| Total interest expense | $925,000 | 6,503 |
| Net interest income | $1,039,000 | 7,200 |
| Provision for loan and lease losses | $116,000 | 4,989 |
| Total noninterest income | $86,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $28,000 | 6,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 6,404 |
| Total noninterest expense | $1,382,000 | 6,424 |
| Salaries and employee benefits | $723,000 | 6,521 |
| Premises and equipment expense | $265,000 | 5,438 |
| Additional noninterest expense | $394,000 | 6,497 |
| Pre-tax net operating income | $-373,000 | 7,172 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-131,000 | 7,583 |
| Income before extraordinary items | $-242,000 | 6,953 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-242,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 986 |
| Net operating income | $-242,000 | 7,116 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 7,064 |
| Total interest expense | $607,000 | 6,659 |
| Net interest income | $678,000 | 7,258 |
| Provision for loan and lease losses | $62,000 | 4,876 |
| Total noninterest income | $51,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $18,000 | 6,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $931,000 | 6,444 |
| Salaries and employee benefits | $487,000 | 6,555 |
| Premises and equipment expense | $177,000 | 5,467 |
| Additional noninterest expense | $267,000 | 6,479 |
| Pre-tax net operating income | $-264,000 | 7,392 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-94,000 | 7,847 |
| Income before extraordinary items | $-170,000 | 7,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-170,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 916 |
| Net operating income | $-170,000 | 7,338 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 7,153 |
| Total interest expense | $300,000 | 6,833 |
| Net interest income | $347,000 | 7,264 |
| Provision for loan and lease losses | $24,000 | 4,755 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $489,000 | 6,351 |
| Salaries and employee benefits | $245,000 | 6,571 |
| Premises and equipment expense | $97,000 | 5,250 |
| Additional noninterest expense | $147,000 | 6,223 |
| Pre-tax net operating income | $-142,000 | 7,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-50,000 | 8,027 |
| Income before extraordinary items | $-92,000 | 7,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-92,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 800 |
| Net operating income | $-92,000 | 7,583 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 7,155 |
| Total interest expense | $1,120,000 | 6,984 |
| Net interest income | $1,445,000 | 7,195 |
| Provision for loan and lease losses | $151,000 | 4,301 |
| Total noninterest income | $100,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $29,000 | 7,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $71,000 | 6,690 |
| Total noninterest expense | $1,688,000 | 6,628 |
| Salaries and employee benefits | $930,000 | 6,609 |
| Premises and equipment expense | $291,000 | 5,852 |
| Additional noninterest expense | $467,000 | 6,746 |
| Pre-tax net operating income | $-294,000 | 7,706 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-95,000 | 8,017 |
| Income before extraordinary items | $-199,000 | 7,711 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-199,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 873 |
| Net operating income | $-199,000 | 7,693 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 7,237 |
| Total interest expense | $800,000 | 7,088 |
| Net interest income | $1,092,000 | 7,221 |
| Provision for loan and lease losses | $130,000 | 3,745 |
| Total noninterest income | $72,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $50,000 | 6,789 |
| Total noninterest expense | $1,200,000 | 6,752 |
| Salaries and employee benefits | $674,000 | 6,681 |
| Premises and equipment expense | $200,000 | 6,078 |
| Additional noninterest expense | $326,000 | 6,872 |
| Pre-tax net operating income | $-166,000 | 7,865 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-51,000 | 8,158 |
| Income before extraordinary items | $-115,000 | 7,865 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-115,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 737 |
| Net operating income | $-115,000 | 7,850 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 7,354 |
| Total interest expense | $484,000 | 7,276 |
| Net interest income | $727,000 | 7,281 |
| Provision for loan and lease losses | $92,000 | 3,411 |
| Total noninterest income | $49,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $37,000 | 6,715 |
| Total noninterest expense | $716,000 | 7,050 |
| Salaries and employee benefits | $431,000 | 6,829 |
| Premises and equipment expense | $100,000 | 6,767 |
| Additional noninterest expense | $185,000 | 7,216 |
| Pre-tax net operating income | $-32,000 | 7,860 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-5,000 | 8,105 |
| Income before extraordinary items | $-27,000 | 7,866 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-27,000 | 7,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 748 |
| Net operating income | $-27,000 | 7,854 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 7,463 |
| Total interest expense | $229,000 | 7,383 |
| Net interest income | $349,000 | 7,401 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $332,000 | 7,236 |
| Salaries and employee benefits | $202,000 | 7,024 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $81,000 | 7,461 |
| Pre-tax net operating income | $15,000 | 7,702 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $7,000 | 7,783 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 644 |
| Net operating income | $7,000 | 7,762 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 7,884 |
| Total interest expense | $418,000 | 8,061 |
| Net interest income | $1,150,000 | 7,642 |
| Provision for loan and lease losses | $166,000 | 3,889 |
| Total noninterest income | $90,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 6,753 |
| Total noninterest expense | $1,185,000 | 7,411 |
| Salaries and employee benefits | $714,000 | 7,229 |
| Premises and equipment expense | $175,000 | 6,971 |
| Additional noninterest expense | $296,000 | 7,606 |
| Pre-tax net operating income | $-111,000 | 8,061 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-30,000 | 8,246 |
| Income before extraordinary items | $-81,000 | 8,059 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-81,000 | 8,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 911 |
| Net operating income | $-81,000 | 8,048 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 8,068 |
| Total interest expense | $256,000 | 8,254 |
| Net interest income | $800,000 | 7,823 |
| Provision for loan and lease losses | $148,000 | 3,444 |
| Total noninterest income | $55,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $9,000 | 7,461 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,042 |
| Total noninterest expense | $842,000 | 7,527 |
| Salaries and employee benefits | $503,000 | 7,362 |
| Premises and equipment expense | $128,000 | 7,039 |
| Additional noninterest expense | $211,000 | 7,693 |
| Pre-tax net operating income | $-135,000 | 8,256 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-46,000 | 8,505 |
| Income before extraordinary items | $-89,000 | 8,236 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-89,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 860 |
| Net operating income | $-89,000 | 8,228 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,214 |
| Total interest expense | $133,000 | 8,409 |
| Net interest income | $486,000 | 7,996 |
| Provision for loan and lease losses | $117,000 | 3,131 |
| Total noninterest income | $43,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 6,841 |
| Total noninterest expense | $525,000 | 7,657 |
| Salaries and employee benefits | $304,000 | 7,601 |
| Premises and equipment expense | $84,000 | 7,088 |
| Additional noninterest expense | $137,000 | 7,754 |
| Pre-tax net operating income | $-113,000 | 8,347 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-41,000 | 8,570 |
| Income before extraordinary items | $-72,000 | 8,312 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-72,000 | 8,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-72,000 | 8,307 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,349 |
| Total interest expense | $55,000 | 8,504 |
| Net interest income | $214,000 | 8,173 |
| Provision for loan and lease losses | $57,000 | 2,978 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $269,000 | 7,641 |
| Salaries and employee benefits | $155,000 | 7,577 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $72,000 | 7,688 |
| Pre-tax net operating income | $-96,000 | 8,435 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-36,000 | 8,622 |
| Income before extraordinary items | $-60,000 | 8,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-60,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-60,000 | 8,392 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 8,622 |
| Total interest expense | $65,000 | 8,673 |
| Net interest income | $463,000 | 8,563 |
| Provision for loan and lease losses | $147,000 | 4,187 |
| Total noninterest income | $31,000 | 8,543 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $7,000 | 7,635 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $24,000 | 8,023 |
| Total noninterest expense | $1,290,000 | 7,251 |
| Salaries and employee benefits | $662,000 | 7,401 |
| Premises and equipment expense | $130,000 | 7,524 |
| Additional noninterest expense | $498,000 | 6,592 |
| Pre-tax net operating income | $-943,000 | 8,625 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-355,000 | 8,738 |
| Income before extraordinary items | $-588,000 | 8,574 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-588,000 | 8,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,486,000 | 210 |
| Net operating income | $-588,000 | 8,556 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,719 |
| Total interest expense | $37,000 | 8,735 |
| Net interest income | $297,000 | 8,661 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $22,000 | 8,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 7,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $1,040,000 | 7,079 |
| Salaries and employee benefits | $524,000 | 7,251 |
| Premises and equipment expense | $91,000 | 7,613 |
| Additional noninterest expense | $425,000 | 6,195 |
| Pre-tax net operating income | $-794,000 | 8,680 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-298,000 | 8,785 |
| Income before extraordinary items | $-496,000 | 8,640 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-496,000 | 8,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $9,486,000 | 146 |
| Net operating income | $-496,000 | 8,614 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $187,000 | 8,764 |
| Total interest expense | $18,000 | 8,766 |
| Net interest income | $169,000 | 8,721 |
| Provision for loan and lease losses | $32,000 | 5,100 |
| Total noninterest income | $7,000 | 8,700 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $814,000 | 6,694 |
| Salaries and employee benefits | $385,000 | 7,028 |
| Premises and equipment expense | $51,000 | 7,843 |
| Additional noninterest expense | $378,000 | 5,281 |
| Pre-tax net operating income | $-670,000 | 8,723 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-253,000 | 8,808 |
| Income before extraordinary items | $-417,000 | 8,692 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-417,000 | 8,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $9,486,000 | 95 |
| Net operating income | $-417,000 | 8,663 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $101,000 | 8,824 |
| Total interest expense | $11,000 | 8,829 |
| Net interest income | $90,000 | 8,780 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $585,000 | 5,589 |
| Salaries and employee benefits | $261,000 | 6,240 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $307,000 | 3,736 |
| Pre-tax net operating income | $-497,000 | 8,852 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-187,000 | 8,877 |
| Income before extraordinary items | $-310,000 | 8,809 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-310,000 | 8,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $9,486,000 | 46 |
| Net operating income | $-310,000 | 8,792 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.