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Native American Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,405,000	2,546
Total interest expense	$1,822,000	3,148
Net interest income	$10,583,000	2,307
Provision for loan and lease losses	$288,000	1,718
Total noninterest income	$6,271,000	1,017
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$144,000	3,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,127,000	771
Total noninterest expense	$8,528,000	2,238
Salaries and employee benefits	$5,030,000	2,189
Premises and equipment expense	$694,000	2,507
Additional noninterest expense	$6,127,000	771
Pre-tax net operating income	$8,038,000	1,389
Securities gains (losses)	$0	988
Applicable income taxes	$1,460,000	1,206
Income before extraordinary items	$6,578,000	1,411
Extraordinary gains, net	$0	54
Net income	$6,578,000	1,426
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,578,000	1,414
Net charge-offs	$-44,000	4,168
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,578,000	1,439
2023-09-30 (YTD Data)		Rank
Total interest income	$8,829,000	2,599
Total interest expense	$1,276,000	3,104
Net interest income	$7,553,000	2,390
Provision for loan and lease losses	$63,000	2,379
Total noninterest income	$5,971,000	882
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$109,000	3,045
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,862,000	654
Total noninterest expense	$6,256,000	2,258
Salaries and employee benefits	$3,687,000	2,211
Premises and equipment expense	$504,000	2,548
Additional noninterest expense	$5,862,000	654
Pre-tax net operating income	$7,205,000	1,243
Securities gains (losses)	$0	849
Applicable income taxes	$1,280,000	1,108
Income before extraordinary items	$5,925,000	1,262
Extraordinary gains, net	$0	52
Net income	$5,925,000	1,271
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,925,000	1,262
Net charge-offs	$-33,000	4,128
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,925,000	1,284
2023-06-30 (YTD Data)		Rank
Total interest income	$5,911,000	2,561
Total interest expense	$778,000	3,061
Net interest income	$5,133,000	2,382
Provision for loan and lease losses	$33,000	2,418
Total noninterest income	$5,317,000	698
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$66,000	3,137
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,251,000	518
Total noninterest expense	$4,081,000	2,281
Salaries and employee benefits	$2,389,000	2,247
Premises and equipment expense	$335,000	2,544
Additional noninterest expense	$5,251,000	518
Pre-tax net operating income	$6,336,000	1,009
Securities gains (losses)	$0	938
Applicable income taxes	$1,532,000	777
Income before extraordinary items	$4,804,000	1,090
Extraordinary gains, net	$0	51
Net income	$4,804,000	1,103
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,804,000	1,090
Net charge-offs	$-23,000	4,151
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,804,000	1,096
2023-03-31 (YTD Data)		Rank
Total interest income	$2,637,000	2,716
Total interest expense	$344,000	3,022
Net interest income	$2,293,000	2,552
Provision for loan and lease losses	$0	2,612
Total noninterest income	$195,000	2,981
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$33,000	3,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	2,661
Total noninterest expense	$1,927,000	2,397
Salaries and employee benefits	$1,127,000	2,365
Premises and equipment expense	$166,000	2,591
Additional noninterest expense	$162,000	2,661
Pre-tax net operating income	$561,000	2,973
Securities gains (losses)	$0	950
Applicable income taxes	$118,000	2,031
Income before extraordinary items	$443,000	3,062
Extraordinary gains, net	$0	4
Net income	$443,000	3,061
Minority interest net income	$0	48
Net income of bank and minority interests.	$443,000	3,062
Net charge-offs	$-10,000	4,040
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$443,000	3,084
2022-12-31 (YTD Data)		Rank
Total interest income	$9,015,000	2,676
Total interest expense	$1,029,000	2,388
Net interest income	$7,986,000	2,685
Provision for loan and lease losses	$90,000	2,289
Total noninterest income	$803,000	3,046
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$90,000	3,536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$713,000	2,688
Total noninterest expense	$7,130,000	2,489
Salaries and employee benefits	$4,085,000	2,469
Premises and equipment expense	$673,000	2,554
Additional noninterest expense	$713,000	2,688
Pre-tax net operating income	$1,569,000	3,376
Securities gains (losses)	$0	691
Applicable income taxes	$371,000	2,254
Income before extraordinary items	$1,198,000	3,497
Extraordinary gains, net	$0	5
Net income	$1,198,000	3,495
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,198,000	3,496
Net charge-offs	$-39,000	4,010
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,198,000	3,518
2022-09-30 (YTD Data)		Rank
Total interest income	$6,364,000	2,712
Total interest expense	$728,000	2,159
Net interest income	$5,636,000	2,755
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$642,000	3,023
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$64,000	3,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$578,000	2,642
Total noninterest expense	$5,215,000	2,512
Salaries and employee benefits	$3,009,000	2,491
Premises and equipment expense	$492,000	2,587
Additional noninterest expense	$578,000	2,642
Pre-tax net operating income	$973,000	3,569
Securities gains (losses)	$0	740
Applicable income taxes	$243,000	2,369
Income before extraordinary items	$730,000	3,669
Extraordinary gains, net	$0	4
Net income	$730,000	3,668
Minority interest net income	$0	57
Net income of bank and minority interests.	$730,000	3,668
Net charge-offs	$-30,000	3,924
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$730,000	3,696
2022-06-30 (YTD Data)		Rank
Total interest income	$3,936,000	2,783
Total interest expense	$443,000	2,116
Net interest income	$3,493,000	2,835
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$484,000	2,862
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$42,000	3,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$442,000	2,517
Total noninterest expense	$3,380,000	2,549
Salaries and employee benefits	$1,965,000	2,526
Premises and equipment expense	$322,000	2,618
Additional noninterest expense	$1,093,000	2,462
Pre-tax net operating income	$537,000	3,642
Securities gains (losses)	$0	687
Applicable income taxes	$146,000	2,370
Income before extraordinary items	$391,000	3,750
Extraordinary gains, net	$0	4
Net income	$391,000	3,750
Minority interest net income	$0	60
Net income of bank and minority interests.	$391,000	3,750
Net charge-offs	$-12,000	3,724
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$391,000	3,785
2022-03-31 (YTD Data)		Rank
Total interest income	$1,727,000	2,948
Total interest expense	$229,000	2,020
Net interest income	$1,498,000	3,023
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$161,000	3,272
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$21,000	3,656
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	2,953
Total noninterest expense	$1,675,000	2,568
Salaries and employee benefits	$997,000	2,513
Premises and equipment expense	$151,000	2,737
Additional noninterest expense	$527,000	2,502
Pre-tax net operating income	$-46,000	4,641
Securities gains (losses)	$0	623
Applicable income taxes	$-17,000	4,659
Income before extraordinary items	$-29,000	4,599
Extraordinary gains, net	$0	4
Net income	$-29,000	4,598
Minority interest net income	$0	50
Net income of bank and minority interests.	$-29,000	4,599
Net charge-offs	$-6,000	3,738
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$-29,000	4,619
2021-12-31 (YTD Data)		Rank
Total interest income	$8,515,000	2,719
Total interest expense	$1,459,000	1,703
Net interest income	$7,056,000	2,839
Provision for loan and lease losses	$45,000	2,606
Total noninterest income	$2,452,000	2,020
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$78,000	3,685
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,374,000	1,736
Total noninterest expense	$6,101,000	2,706
Salaries and employee benefits	$3,375,000	2,765
Premises and equipment expense	$661,000	2,607
Additional noninterest expense	$2,065,000	2,543
Pre-tax net operating income	$3,362,000	2,546
Securities gains (losses)	$0	2,062
Applicable income taxes	$-190,000	4,790
Income before extraordinary items	$3,552,000	2,328
Extraordinary gains, net	$0	10
Net income	$3,552,000	2,328
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,552,000	2,329
Net charge-offs	$1,000	2,638
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,552,000	2,296
2021-09-30 (YTD Data)		Rank
Total interest income	$6,349,000	2,771
Total interest expense	$1,142,000	1,728
Net interest income	$5,207,000	2,905
Provision for loan and lease losses	$45,000	2,393
Total noninterest income	$2,296,000	1,829
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$59,000	3,701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,237,000	1,553
Total noninterest expense	$4,473,000	2,754
Salaries and employee benefits	$2,474,000	2,809
Premises and equipment expense	$491,000	2,641
Additional noninterest expense	$1,508,000	2,579
Pre-tax net operating income	$2,985,000	2,434
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,985,000	2,260
Extraordinary gains, net	$0	8
Net income	$2,985,000	2,258
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,985,000	2,260
Net charge-offs	$0	2,463
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,985,000	2,231
2021-06-30 (YTD Data)		Rank
Total interest income	$4,243,000	2,783
Total interest expense	$802,000	1,728
Net interest income	$3,441,000	2,927
Provision for loan and lease losses	$45,000	2,201
Total noninterest income	$2,134,000	1,473
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$40,000	3,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,094,000	1,253
Total noninterest expense	$2,988,000	2,734
Salaries and employee benefits	$1,625,000	2,827
Premises and equipment expense	$335,000	2,593
Additional noninterest expense	$1,028,000	2,528
Pre-tax net operating income	$2,542,000	2,098
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,542,000	1,918
Extraordinary gains, net	$0	6
Net income	$2,542,000	1,917
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,542,000	1,918
Net charge-offs	$-4,000	3,475
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,542,000	1,882
2021-03-31 (YTD Data)		Rank
Total interest income	$2,037,000	2,835
Total interest expense	$422,000	1,723
Net interest income	$1,615,000	2,992
Provision for loan and lease losses	$45,000	1,795
Total noninterest income	$152,000	3,511
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$21,000	3,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	3,245
Total noninterest expense	$1,413,000	2,836
Salaries and employee benefits	$815,000	2,821
Premises and equipment expense	$161,000	2,666
Additional noninterest expense	$437,000	2,775
Pre-tax net operating income	$309,000	3,751
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$309,000	3,663
Extraordinary gains, net	$0	3
Net income	$309,000	3,663
Minority interest net income	$0	55
Net income of bank and minority interests.	$309,000	3,663
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$309,000	3,638
2020-12-31 (YTD Data)		Rank
Total interest income	$7,989,000	2,883
Total interest expense	$2,016,000	1,971
Net interest income	$5,973,000	3,054
Provision for loan and lease losses	$176,000	3,156
Total noninterest income	$847,000	3,059
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$90,000	3,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$757,000	2,732
Total noninterest expense	$5,576,000	2,817
Salaries and employee benefits	$3,205,000	2,830
Premises and equipment expense	$591,000	2,773
Additional noninterest expense	$1,780,000	2,734
Pre-tax net operating income	$1,068,000	3,640
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$1,068,000	3,581
Extraordinary gains, net	$0	4
Net income	$1,068,000	3,581
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,068,000	3,581
Net charge-offs	$-12,000	4,281
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,068,000	3,528
2020-09-30 (YTD Data)		Rank
Total interest income	$5,905,000	2,925
Total interest expense	$1,555,000	2,011
Net interest income	$4,350,000	3,121
Provision for loan and lease losses	$131,000	3,114
Total noninterest income	$651,000	3,010
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$71,000	3,644
Trading account gains and fees	NA	NA
Additional Noninterest Income	$580,000	2,684
Total noninterest expense	$4,149,000	2,812
Salaries and employee benefits	$2,348,000	2,856
Premises and equipment expense	$437,000	2,799
Additional noninterest expense	$1,364,000	2,686
Pre-tax net operating income	$721,000	3,763
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$721,000	3,718
Extraordinary gains, net	$0	4
Net income	$721,000	3,717
Minority interest net income	$0	65
Net income of bank and minority interests.	$721,000	3,718
Net charge-offs	$-14,000	4,335
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$721,000	3,662
2020-06-30 (YTD Data)		Rank
Total interest income	$3,899,000	2,976
Total interest expense	$1,053,000	2,080
Net interest income	$2,846,000	3,173
Provision for loan and lease losses	$86,000	3,122
Total noninterest income	$292,000	3,429
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$48,000	3,662
Trading account gains and fees	NA	NA
Additional Noninterest Income	$244,000	3,113
Total noninterest expense	$2,761,000	2,823
Salaries and employee benefits	$1,534,000	2,907
Premises and equipment expense	$282,000	2,860
Additional noninterest expense	$945,000	2,610
Pre-tax net operating income	$291,000	4,139
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$291,000	4,097
Extraordinary gains, net	$0	4
Net income	$291,000	4,097
Minority interest net income	$0	65
Net income of bank and minority interests.	$291,000	4,097
Net charge-offs	$-14,000	4,414
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$291,000	4,053
2020-03-31 (YTD Data)		Rank
Total interest income	$1,860,000	3,054
Total interest expense	$534,000	2,192
Net interest income	$1,326,000	3,258
Provision for loan and lease losses	$41,000	2,702
Total noninterest income	$149,000	3,392
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$26,000	3,774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	2,954
Total noninterest expense	$1,364,000	2,866
Salaries and employee benefits	$740,000	2,973
Premises and equipment expense	$133,000	2,978
Additional noninterest expense	$491,000	2,570
Pre-tax net operating income	$70,000	4,429
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$70,000	4,389
Extraordinary gains, net	$0	4
Net income	$70,000	4,389
Minority interest net income	$0	56
Net income of bank and minority interests.	$70,000	4,389
Net charge-offs	$-15,000	4,590
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$70,000	4,381
2019-12-31 (YTD Data)		Rank
Total interest income	$6,974,000	3,188
Total interest expense	$2,052,000	2,297
Net interest income	$4,922,000	3,423
Provision for loan and lease losses	$60,000	3,246
Total noninterest income	$929,000	2,923
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$63,000	4,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$866,000	2,418
Total noninterest expense	$5,574,000	2,821
Salaries and employee benefits	$2,842,000	3,032
Premises and equipment expense	$545,000	2,968
Additional noninterest expense	$2,187,000	2,411
Pre-tax net operating income	$217,000	4,759
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$217,000	4,746
Extraordinary gains, net	$0	11
Net income	$217,000	4,748
Minority interest net income	$0	76
Net income of bank and minority interests.	$217,000	4,748
Net charge-offs	$55,000	2,589
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$217,000	4,730
2019-09-30 (YTD Data)		Rank
Total interest income	$5,147,000	3,258
Total interest expense	$1,510,000	2,345
Net interest income	$3,637,000	3,500
Provision for loan and lease losses	$60,000	2,989
Total noninterest income	$804,000	2,740
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$40,000	4,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$764,000	2,219
Total noninterest expense	$4,225,000	2,817
Salaries and employee benefits	$2,120,000	3,054
Premises and equipment expense	$402,000	3,003
Additional noninterest expense	$1,703,000	2,358
Pre-tax net operating income	$156,000	4,883
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$156,000	4,865
Extraordinary gains, net	$0	11
Net income	$156,000	4,865
Minority interest net income	$0	72
Net income of bank and minority interests.	$156,000	4,865
Net charge-offs	$55,000	2,162
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$156,000	4,854
2019-06-30 (YTD Data)		Rank
Total interest income	$3,340,000	3,306
Total interest expense	$976,000	2,365
Net interest income	$2,364,000	3,572
Provision for loan and lease losses	$45,000	2,856
Total noninterest income	$428,000	3,008
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$27,000	4,538
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	2,477
Total noninterest expense	$2,537,000	3,025
Salaries and employee benefits	$1,360,000	3,129
Premises and equipment expense	$250,000	3,127
Additional noninterest expense	$927,000	2,733
Pre-tax net operating income	$210,000	4,647
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$210,000	4,611
Extraordinary gains, net	$0	11
Net income	$210,000	4,609
Minority interest net income	$0	69
Net income of bank and minority interests.	$210,000	4,609
Net charge-offs	$114,000	1,332
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$210,000	4,596
2019-03-31 (YTD Data)		Rank
Total interest income	$1,611,000	3,386
Total interest expense	$458,000	2,431
Net interest income	$1,153,000	3,644
Provision for loan and lease losses	$0	3,406
Total noninterest income	$306,000	2,502
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$15,000	4,478
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	1,994
Total noninterest expense	$1,294,000	3,003
Salaries and employee benefits	$661,000	3,214
Premises and equipment expense	$115,000	3,314
Additional noninterest expense	$518,000	2,521
Pre-tax net operating income	$165,000	4,369
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$165,000	4,262
Extraordinary gains, net	$0	5
Net income	$165,000	4,261
Minority interest net income	$0	52
Net income of bank and minority interests.	$165,000	4,261
Net charge-offs	$114,000	834
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$165,000	4,256
2018-12-31 (YTD Data)		Rank
Total interest income	$5,281,000	3,666
Total interest expense	$904,000	3,085
Net interest income	$4,377,000	3,734
Provision for loan and lease losses	$0	4,082
Total noninterest income	$759,000	3,213
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$55,000	4,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$704,000	2,646
Total noninterest expense	$4,671,000	3,189
Salaries and employee benefits	$2,865,000	3,042
Premises and equipment expense	$247,000	4,298
Additional noninterest expense	$1,559,000	3,096
Pre-tax net operating income	$465,000	4,676
Securities gains (losses)	$0	1,125
Applicable income taxes	$-1,977,000	5,390
Income before extraordinary items	$2,442,000	2,623
Extraordinary gains, net	$0	6
Net income	$2,442,000	2,621
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,442,000	2,622
Net charge-offs	$105,000	2,117
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,442,000	2,614
2018-09-30 (YTD Data)		Rank
Total interest income	$3,777,000	3,758
Total interest expense	$572,000	3,273
Net interest income	$3,205,000	3,809
Provision for loan and lease losses	$0	3,948
Total noninterest income	$633,000	3,111
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$41,000	4,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	2,537
Total noninterest expense	$3,501,000	3,195
Salaries and employee benefits	$2,150,000	3,039
Premises and equipment expense	$182,000	4,351
Additional noninterest expense	$1,169,000	3,091
Pre-tax net operating income	$337,000	4,795
Securities gains (losses)	$0	1,118
Applicable income taxes	$-1,977,000	5,471
Income before extraordinary items	$2,314,000	2,300
Extraordinary gains, net	$0	5
Net income	$2,314,000	2,299
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,314,000	2,299
Net charge-offs	$92,000	1,786
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,314,000	2,294
2018-06-30 (YTD Data)		Rank
Total interest income	$2,362,000	3,875
Total interest expense	$380,000	3,204
Net interest income	$1,982,000	3,955
Provision for loan and lease losses	$0	3,782
Total noninterest income	$500,000	2,892
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$25,000	4,824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$475,000	2,316
Total noninterest expense	$2,294,000	3,250
Salaries and employee benefits	$1,439,000	3,062
Premises and equipment expense	$120,000	4,398
Additional noninterest expense	$735,000	3,225
Pre-tax net operating income	$188,000	4,911
Securities gains (losses)	$0	961
Applicable income taxes	$-1,977,000	5,532
Income before extraordinary items	$2,165,000	1,767
Extraordinary gains, net	$0	6
Net income	$2,165,000	1,766
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,165,000	1,766
Net charge-offs	$61,000	1,621
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,165,000	1,761
2018-03-31 (YTD Data)		Rank
Total interest income	$1,087,000	4,034
Total interest expense	$183,000	3,217
Net interest income	$904,000	4,138
Provision for loan and lease losses	$0	3,508
Total noninterest income	$119,000	3,893
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$12,000	4,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	3,247
Total noninterest expense	$1,132,000	3,311
Salaries and employee benefits	$746,000	3,012
Premises and equipment expense	$56,000	4,533
Additional noninterest expense	$330,000	3,462
Pre-tax net operating income	$-109,000	5,510
Securities gains (losses)	$0	735
Applicable income taxes	$23,000	3,171
Income before extraordinary items	$-132,000	5,502
Extraordinary gains, net	$0	7
Net income	$-132,000	5,502
Minority interest net income	$0	52
Net income of bank and minority interests.	$-132,000	5,502
Net charge-offs	$-11,000	4,784
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-132,000	5,509
2017-12-31 (YTD Data)		Rank
Total interest income	$4,694,000	3,849
Total interest expense	$551,000	3,527
Net interest income	$4,143,000	3,872
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,022,000	2,912
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$277,000	2,983
Trading account gains and fees	NA	NA
Additional Noninterest Income	$745,000	2,646
Total noninterest expense	$4,533,000	3,307
Salaries and employee benefits	$2,800,000	3,124
Premises and equipment expense	$397,000	3,674
Additional noninterest expense	$1,336,000	3,456
Pre-tax net operating income	$632,000	4,553
Securities gains (losses)	$0	2,243
Applicable income taxes	$-72,000	5,535
Income before extraordinary items	$704,000	4,145
Extraordinary gains, net	$0	9
Net income	$704,000	4,145
Minority interest net income	$0	76
Net income of bank and minority interests.	$704,000	4,145
Net charge-offs	$55,000	2,906
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$704,000	4,134
2017-09-30 (YTD Data)		Rank
Total interest income	$3,585,000	3,862
Total interest expense	$381,000	3,653
Net interest income	$3,204,000	3,858
Provision for loan and lease losses	$0	4,088
Total noninterest income	$455,000	3,702
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$211,000	2,979
Trading account gains and fees	NA	NA
Additional Noninterest Income	$244,000	3,743
Total noninterest expense	$3,386,000	3,327
Salaries and employee benefits	$2,109,000	3,127
Premises and equipment expense	$304,000	3,669
Additional noninterest expense	$973,000	3,509
Pre-tax net operating income	$273,000	5,021
Securities gains (losses)	$0	2,274
Applicable income taxes	$-93,000	5,657
Income before extraordinary items	$366,000	4,732
Extraordinary gains, net	$0	9
Net income	$366,000	4,733
Minority interest net income	$0	71
Net income of bank and minority interests.	$366,000	4,733
Net charge-offs	$57,000	2,367
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$366,000	4,722
2017-06-30 (YTD Data)		Rank
Total interest income	$2,412,000	3,841
Total interest expense	$238,000	3,744
Net interest income	$2,174,000	3,825
Provision for loan and lease losses	$0	3,871
Total noninterest income	$314,000	3,670
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$144,000	2,946
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	3,689
Total noninterest expense	$2,280,000	3,326
Salaries and employee benefits	$1,399,000	3,154
Premises and equipment expense	$216,000	3,572
Additional noninterest expense	$665,000	3,487
Pre-tax net operating income	$208,000	4,945
Securities gains (losses)	$0	1,906
Applicable income taxes	$-70,000	5,717
Income before extraordinary items	$278,000	4,575
Extraordinary gains, net	$0	11
Net income	$278,000	4,574
Minority interest net income	$0	71
Net income of bank and minority interests.	$278,000	4,575
Net charge-offs	$81,000	1,668
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$278,000	4,566
2017-03-31 (YTD Data)		Rank
Total interest income	$1,157,000	3,939
Total interest expense	$122,000	3,695
Net interest income	$1,035,000	3,930
Provision for loan and lease losses	$0	3,537
Total noninterest income	$158,000	3,641
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$74,000	2,900
Trading account gains and fees	$0	142
Additional Noninterest Income	$84,000	3,703
Total noninterest expense	$1,120,000	3,389
Salaries and employee benefits	$686,000	3,226
Premises and equipment expense	$96,000	3,817
Additional noninterest expense	$338,000	3,461
Pre-tax net operating income	$73,000	5,161
Securities gains (losses)	$0	1,153
Applicable income taxes	$-25,000	5,751
Income before extraordinary items	$98,000	4,883
Extraordinary gains, net	$0	8
Net income	$98,000	4,883
Minority interest net income	$0	55
Net income of bank and minority interests.	$98,000	4,883
Net charge-offs	$-14,000	5,129
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$98,000	4,871
2016-12-31 (YTD Data)		Rank
Total interest income	$4,345,000	4,065
Total interest expense	$461,000	3,790
Net interest income	$3,884,000	4,050
Provision for loan and lease losses	$0	4,332
Total noninterest income	$618,000	3,773
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$266,000	3,159
Trading account gains and fees	$0	170
Additional Noninterest Income	$352,000	3,753
Total noninterest expense	$4,026,000	3,637
Salaries and employee benefits	$2,383,000	3,501
Premises and equipment expense	$353,000	4,019
Additional noninterest expense	$1,290,000	3,656
Pre-tax net operating income	$476,000	4,864
Securities gains (losses)	$0	3,212
Applicable income taxes	$-161,000	5,794
Income before extraordinary items	$637,000	4,479
Extraordinary gains, net	$0	5
Net income	$637,000	4,477
Minority interest net income	$0	82
Net income of bank and minority interests.	$637,000	4,478
Net charge-offs	$-27,000	5,192
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$637,000	4,422
2016-09-30 (YTD Data)		Rank
Total interest income	$3,153,000	4,151
Total interest expense	$328,000	3,893
Net interest income	$2,825,000	4,130
Provision for loan and lease losses	$0	4,186
Total noninterest income	$491,000	3,706
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$199,000	3,175
Trading account gains and fees	$0	169
Additional Noninterest Income	$292,000	3,611
Total noninterest expense	$3,011,000	3,654
Salaries and employee benefits	$1,764,000	3,521
Premises and equipment expense	$258,000	4,079
Additional noninterest expense	$989,000	3,643
Pre-tax net operating income	$305,000	5,048
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$305,000	4,979
Extraordinary gains, net	$0	5
Net income	$305,000	4,979
Minority interest net income	$0	71
Net income of bank and minority interests.	$305,000	4,979
Net charge-offs	$-3,000	4,630
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$305,000	4,926
2016-06-30 (YTD Data)		Rank
Total interest income	$2,024,000	4,241
Total interest expense	$209,000	3,974
Net interest income	$1,815,000	4,230
Provision for loan and lease losses	$0	4,017
Total noninterest income	$376,000	3,488
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$133,000	3,154
Trading account gains and fees	$0	157
Additional Noninterest Income	$243,000	3,315
Total noninterest expense	$2,013,000	3,667
Salaries and employee benefits	$1,160,000	3,573
Premises and equipment expense	$175,000	4,065
Additional noninterest expense	$678,000	3,590
Pre-tax net operating income	$178,000	5,177
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$178,000	5,102
Extraordinary gains, net	$0	16
Net income	$178,000	5,103
Minority interest net income	$0	71
Net income of bank and minority interests.	$178,000	5,103
Net charge-offs	$1,000	3,591
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$178,000	5,046
2016-03-31 (YTD Data)		Rank
Total interest income	$957,000	4,373
Total interest expense	$96,000	4,173
Net interest income	$861,000	4,361
Provision for loan and lease losses	$0	3,656
Total noninterest income	$215,000	3,245
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$67,000	3,130
Trading account gains and fees	$0	142
Additional Noninterest Income	$148,000	2,995
Total noninterest expense	$962,000	3,787
Salaries and employee benefits	$561,000	3,665
Premises and equipment expense	$87,000	4,126
Additional noninterest expense	$314,000	3,764
Pre-tax net operating income	$114,000	4,966
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$114,000	4,895
Extraordinary gains, net	$0	12
Net income	$114,000	4,895
Minority interest net income	$0	62
Net income of bank and minority interests.	$114,000	4,895
Net charge-offs	$4,000	2,652
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$114,000	4,837
2015-12-31 (YTD Data)		Rank
Total interest income	$3,309,000	4,685
Total interest expense	$268,000	4,786
Net interest income	$3,041,000	4,605
Provision for loan and lease losses	$0	4,380
Total noninterest income	$854,000	3,349
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$266,000	3,251
Trading account gains and fees	$0	159
Additional Noninterest Income	$588,000	3,067
Total noninterest expense	$3,846,000	3,797
Salaries and employee benefits	$2,221,000	3,683
Premises and equipment expense	$361,000	4,108
Additional noninterest expense	$1,264,000	3,806
Pre-tax net operating income	$49,000	5,777
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$49,000	5,805
Extraordinary gains, net	$0	23
Net income	$49,000	5,808
Minority interest net income	$0	81
Net income of bank and minority interests.	$49,000	5,808
Net charge-offs	$-121,000	5,760
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$1,093,000	212
Net operating income	$49,000	5,772
2015-09-30 (YTD Data)		Rank
Total interest income	$2,354,000	4,830
Total interest expense	$183,000	4,987
Net interest income	$2,171,000	4,755
Provision for loan and lease losses	$0	4,232
Total noninterest income	$703,000	3,192
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$198,000	3,277
Trading account gains and fees	$0	153
Additional Noninterest Income	$505,000	2,904
Total noninterest expense	$2,855,000	3,838
Salaries and employee benefits	$1,655,000	3,711
Premises and equipment expense	$271,000	4,163
Additional noninterest expense	$929,000	3,858
Pre-tax net operating income	$19,000	5,893
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$19,000	5,934
Extraordinary gains, net	$0	21
Net income	$19,000	5,937
Minority interest net income	$0	78
Net income of bank and minority interests.	$19,000	5,937
Net charge-offs	$-114,000	5,836
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$475,000	253
Net operating income	$19,000	5,900
2015-06-30 (YTD Data)		Rank
Total interest income	$1,465,000	4,977
Total interest expense	$110,000	5,176
Net interest income	$1,355,000	4,901
Provision for loan and lease losses	$0	4,069
Total noninterest income	$326,000	3,790
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$131,000	3,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$195,000	3,673
Total noninterest expense	$1,836,000	3,957
Salaries and employee benefits	$1,065,000	3,821
Premises and equipment expense	$181,000	4,188
Additional noninterest expense	$590,000	3,994
Pre-tax net operating income	$-155,000	6,155
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$-155,000	6,176
Extraordinary gains, net	$0	22
Net income	$-155,000	6,176
Minority interest net income	$0	75
Net income of bank and minority interests.	$-155,000	6,176
Net charge-offs	$-114,000	5,949
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-155,000	6,158
2015-03-31 (YTD Data)		Rank
Total interest income	$719,000	5,040
Total interest expense	$52,000	5,291
Net interest income	$667,000	4,950
Provision for loan and lease losses	$0	3,703
Total noninterest income	$156,000	3,841
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$65,000	3,257
Trading account gains and fees	$0	152
Additional Noninterest Income	$91,000	3,733
Total noninterest expense	$929,000	3,955
Salaries and employee benefits	$552,000	3,782
Premises and equipment expense	$92,000	4,191
Additional noninterest expense	$285,000	4,088
Pre-tax net operating income	$-106,000	6,228
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$-106,000	6,248
Extraordinary gains, net	$0	13
Net income	$-106,000	6,248
Minority interest net income	$0	64
Net income of bank and minority interests.	$-106,000	6,249
Net charge-offs	$-6,000	5,215
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-106,000	6,229
2014-12-31 (YTD Data)		Rank
Total interest income	$2,802,000	5,148
Total interest expense	$191,000	5,550
Net interest income	$2,611,000	5,066
Provision for loan and lease losses	$0	4,603
Total noninterest income	$949,000	3,186
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$288,000	3,284
Trading account gains and fees	$0	180
Additional Noninterest Income	$661,000	2,909
Total noninterest expense	$3,617,000	4,059
Salaries and employee benefits	$1,983,000	4,006
Premises and equipment expense	$328,000	4,506
Additional noninterest expense	$1,306,000	3,860
Pre-tax net operating income	$-57,000	6,133
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$-57,000	6,156
Extraordinary gains, net	$0	17
Net income	$-57,000	6,155
Minority interest net income	$0	84
Net income of bank and minority interests.	$-57,000	6,156
Net charge-offs	$249,000	2,226
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$1,450,000	168
Net operating income	$-57,000	6,142
2014-09-30 (YTD Data)		Rank
Total interest income	$2,053,000	5,238
Total interest expense	$141,000	5,640
Net interest income	$1,912,000	5,152
Provision for loan and lease losses	$0	4,401
Total noninterest income	$757,000	3,130
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$219,000	3,277
Trading account gains and fees	$0	174
Additional Noninterest Income	$538,000	2,806
Total noninterest expense	$2,705,000	4,088
Salaries and employee benefits	$1,468,000	4,032
Premises and equipment expense	$243,000	4,576
Additional noninterest expense	$994,000	3,851
Pre-tax net operating income	$-36,000	6,192
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$-36,000	6,208
Extraordinary gains, net	$0	15
Net income	$-36,000	6,207
Minority interest net income	$0	81
Net income of bank and minority interests.	$-36,000	6,208
Net charge-offs	$72,000	2,981
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-36,000	6,193
2014-06-30 (YTD Data)		Rank
Total interest income	$1,311,000	5,340
Total interest expense	$90,000	5,736
Net interest income	$1,221,000	5,239
Provision for loan and lease losses	$0	4,196
Total noninterest income	$287,000	4,111
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$147,000	3,265
Trading account gains and fees	$0	172
Additional Noninterest Income	$140,000	4,123
Total noninterest expense	$1,796,000	4,120
Salaries and employee benefits	$937,000	4,168
Premises and equipment expense	$163,000	4,613
Additional noninterest expense	$696,000	3,751
Pre-tax net operating income	$-288,000	6,435
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$-288,000	6,449
Extraordinary gains, net	$0	20
Net income	$-288,000	6,450
Minority interest net income	$0	80
Net income of bank and minority interests.	$-288,000	6,450
Net charge-offs	$-61,000	6,200
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-288,000	6,446
2014-03-31 (YTD Data)		Rank
Total interest income	$684,000	5,330
Total interest expense	$44,000	5,827
Net interest income	$640,000	5,220
Provision for loan and lease losses	$0	3,817
Total noninterest income	$137,000	4,127
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$74,000	3,229
Trading account gains and fees	$0	147
Additional Noninterest Income	$63,000	4,256
Total noninterest expense	$928,000	4,076
Salaries and employee benefits	$503,000	4,048
Premises and equipment expense	$81,000	4,681
Additional noninterest expense	$344,000	3,778
Pre-tax net operating income	$-151,000	6,493
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$-151,000	6,497
Extraordinary gains, net	$0	16
Net income	$-151,000	6,498
Minority interest net income	$0	66
Net income of bank and minority interests.	$-151,000	6,498
Net charge-offs	$-47,000	6,293
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-151,000	6,495
2013-12-31 (YTD Data)		Rank
Total interest income	$2,628,000	5,457
Total interest expense	$189,000	5,977
Net interest income	$2,439,000	5,325
Provision for loan and lease losses	$0	5,091
Total noninterest income	$581,000	4,178
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$315,000	3,272
Trading account gains and fees	$0	184
Additional Noninterest Income	$266,000	4,251
Total noninterest expense	$5,171,000	3,323
Salaries and employee benefits	$1,967,000	4,123
Premises and equipment expense	$323,000	4,689
Additional noninterest expense	$2,881,000	2,168
Pre-tax net operating income	$-2,151,000	6,670
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$-2,151,000	6,676
Extraordinary gains, net	$0	29
Net income	$-2,151,000	6,676
Minority interest net income	$0	90
Net income of bank and minority interests.	$-2,151,000	6,676
Net charge-offs	$-66,000	6,464
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-2,151,000	6,671
2013-09-30 (YTD Data)		Rank
Total interest income	$1,951,000	5,530
Total interest expense	$140,000	6,072
Net interest income	$1,811,000	5,388
Provision for loan and lease losses	$0	4,941
Total noninterest income	$422,000	4,295
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$236,000	3,287
Trading account gains and fees	$0	180
Additional Noninterest Income	$186,000	4,398
Total noninterest expense	$2,747,000	4,149
Salaries and employee benefits	$1,406,000	4,230
Premises and equipment expense	$242,000	4,722
Additional noninterest expense	$1,099,000	3,712
Pre-tax net operating income	$-514,000	6,618
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$-514,000	6,637
Extraordinary gains, net	$0	25
Net income	$-514,000	6,638
Minority interest net income	$0	84
Net income of bank and minority interests.	$-514,000	6,638
Net charge-offs	$-186,000	6,710
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-514,000	6,622
2013-06-30 (YTD Data)		Rank
Total interest income	$1,257,000	5,614
Total interest expense	$92,000	6,159
Net interest income	$1,165,000	5,463
Provision for loan and lease losses	$0	4,788
Total noninterest income	$259,000	4,465
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$153,000	3,317
Trading account gains and fees	$0	157
Additional Noninterest Income	$106,000	4,665
Total noninterest expense	$1,819,000	4,197
Salaries and employee benefits	$920,000	4,313
Premises and equipment expense	$163,000	4,709
Additional noninterest expense	$736,000	3,702
Pre-tax net operating income	$-395,000	6,645
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$-395,000	6,688
Extraordinary gains, net	$0	22
Net income	$-395,000	6,689
Minority interest net income	$0	82
Net income of bank and minority interests.	$-395,000	6,689
Net charge-offs	$-118,000	6,714
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-395,000	6,664
2013-03-31 (YTD Data)		Rank
Total interest income	$623,000	5,670
Total interest expense	$48,000	6,196
Net interest income	$575,000	5,524
Provision for loan and lease losses	$0	4,409
Total noninterest income	$95,000	4,929
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$69,000	3,493
Trading account gains and fees	$0	148
Additional Noninterest Income	$26,000	5,453
Total noninterest expense	$916,000	4,219
Salaries and employee benefits	$490,000	4,210
Premises and equipment expense	$81,000	4,758
Additional noninterest expense	$345,000	3,881
Pre-tax net operating income	$-246,000	6,761
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-246,000	6,788
Extraordinary gains, net	$0	10
Net income	$-246,000	6,788
Minority interest net income	$0	76
Net income of bank and minority interests.	$-246,000	6,788
Net charge-offs	$-94,000	6,829
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-246,000	6,772
2012-12-31 (YTD Data)		Rank
Total interest income	$2,919,000	5,522
Total interest expense	$319,000	5,901
Net interest income	$2,600,000	5,393
Provision for loan and lease losses	$0	5,905
Total noninterest income	$656,000	4,006
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$356,000	3,154
Trading account gains and fees	$0	166
Additional Noninterest Income	$300,000	4,037
Total noninterest expense	$4,104,000	3,963
Salaries and employee benefits	$2,119,000	3,999
Premises and equipment expense	$314,000	4,859
Additional noninterest expense	$1,671,000	3,529
Pre-tax net operating income	$-848,000	6,618
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$-848,000	6,687
Extraordinary gains, net	$0	29
Net income	$-848,000	6,681
Minority interest net income	$0	93
Net income of bank and minority interests.	$-848,000	6,683
Net charge-offs	$380,000	3,002
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-848,000	6,638
2012-09-30 (YTD Data)		Rank
Total interest income	$2,244,000	5,570
Total interest expense	$260,000	5,912
Net interest income	$1,984,000	5,444
Provision for loan and lease losses	$0	5,790
Total noninterest income	$452,000	4,205
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$266,000	3,203
Trading account gains and fees	$0	157
Additional Noninterest Income	$186,000	4,351
Total noninterest expense	$3,045,000	4,022
Salaries and employee benefits	$1,569,000	4,039
Premises and equipment expense	$234,000	4,939
Additional noninterest expense	$1,242,000	3,555
Pre-tax net operating income	$-609,000	6,725
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-609,000	6,790
Extraordinary gains, net	$0	20
Net income	$-609,000	6,786
Minority interest net income	$0	86
Net income of bank and minority interests.	$-609,000	6,787
Net charge-offs	$89,000	4,081
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-609,000	6,747
2012-06-30 (YTD Data)		Rank
Total interest income	$1,508,000	5,595
Total interest expense	$182,000	5,922
Net interest income	$1,326,000	5,467
Provision for loan and lease losses	$0	5,619
Total noninterest income	$251,000	4,535
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$179,000	3,186
Trading account gains and fees	$0	153
Additional Noninterest Income	$72,000	5,067
Total noninterest expense	$1,957,000	4,135
Salaries and employee benefits	$973,000	4,245
Premises and equipment expense	$154,000	4,990
Additional noninterest expense	$830,000	3,574
Pre-tax net operating income	$-380,000	6,741
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-380,000	6,815
Extraordinary gains, net	$0	19
Net income	$-380,000	6,815
Minority interest net income	$0	84
Net income of bank and minority interests.	$-380,000	6,815
Net charge-offs	$-46,000	6,967
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-380,000	6,763
2012-03-31 (YTD Data)		Rank
Total interest income	$764,000	5,622
Total interest expense	$96,000	5,945
Net interest income	$668,000	5,488
Provision for loan and lease losses	$0	5,254
Total noninterest income	$181,000	3,860
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$91,000	3,138
Trading account gains and fees	$0	148
Additional Noninterest Income	$90,000	3,856
Total noninterest expense	$1,014,000	4,064
Salaries and employee benefits	$545,000	3,981
Premises and equipment expense	$82,000	4,875
Additional noninterest expense	$387,000	3,722
Pre-tax net operating income	$-165,000	6,819
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-165,000	6,881
Extraordinary gains, net	$0	19
Net income	$-165,000	6,882
Minority interest net income	$0	78
Net income of bank and minority interests.	$-165,000	6,882
Net charge-offs	$-21,000	6,886
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-165,000	6,840
2011-12-31 (YTD Data)		Rank
Total interest income	$3,730,000	5,297
Total interest expense	$607,000	5,497
Net interest income	$3,123,000	5,162
Provision for loan and lease losses	$65,000	5,666
Total noninterest income	$599,000	4,073
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$394,000	3,061
Trading account gains and fees	$0	146
Additional Noninterest Income	$205,000	4,436
Total noninterest expense	$4,046,000	4,087
Salaries and employee benefits	$2,036,000	4,132
Premises and equipment expense	$422,000	4,442
Additional noninterest expense	$1,588,000	3,709
Pre-tax net operating income	$-389,000	6,347
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$-389,000	6,431
Extraordinary gains, net	$0	29
Net income	$-389,000	6,433
Minority interest net income	$0	96
Net income of bank and minority interests.	$-389,000	6,432
Net charge-offs	$880,000	2,516
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$1,725,000	261
Net operating income	$-389,000	6,385
2011-09-30 (YTD Data)		Rank
Total interest income	$2,913,000	5,265
Total interest expense	$490,000	5,449
Net interest income	$2,423,000	5,126
Provision for loan and lease losses	$65,000	5,354
Total noninterest income	$419,000	4,231
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$298,000	3,053
Trading account gains and fees	$0	145
Additional Noninterest Income	$121,000	4,858
Total noninterest expense	$2,966,000	4,145
Salaries and employee benefits	$1,452,000	4,257
Premises and equipment expense	$337,000	4,350
Additional noninterest expense	$1,177,000	3,739
Pre-tax net operating income	$-189,000	6,383
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$-189,000	6,498
Extraordinary gains, net	$0	21
Net income	$-189,000	6,500
Minority interest net income	$0	87
Net income of bank and minority interests.	$-189,000	6,500
Net charge-offs	$808,000	2,128
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$1,725,000	226
Net operating income	$-189,000	6,422
2011-06-30 (YTD Data)		Rank
Total interest income	$1,968,000	5,280
Total interest expense	$337,000	5,501
Net interest income	$1,631,000	5,132
Provision for loan and lease losses	$-135,000	7,437
Total noninterest income	$239,000	4,548
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$193,000	3,103
Trading account gains and fees	$0	153
Additional Noninterest Income	$46,000	5,542
Total noninterest expense	$1,966,000	4,214
Salaries and employee benefits	$943,000	4,347
Premises and equipment expense	$221,000	4,432
Additional noninterest expense	$802,000	3,743
Pre-tax net operating income	$39,000	5,991
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$39,000	6,080
Extraordinary gains, net	$0	15
Net income	$39,000	6,079
Minority interest net income	$0	89
Net income of bank and minority interests.	$39,000	6,080
Net charge-offs	$742,000	1,747
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$39,000	5,996
2011-03-31 (YTD Data)		Rank
Total interest income	$979,000	5,322
Total interest expense	$177,000	5,503
Net interest income	$802,000	5,166
Provision for loan and lease losses	$-235,000	7,525
Total noninterest income	$149,000	4,171
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$90,000	3,191
Trading account gains and fees	$0	158
Additional Noninterest Income	$59,000	4,407
Total noninterest expense	$1,065,000	4,025
Salaries and employee benefits	$521,000	4,114
Premises and equipment expense	$135,000	3,977
Additional noninterest expense	$409,000	3,668
Pre-tax net operating income	$121,000	4,923
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$121,000	4,756
Extraordinary gains, net	$0	9
Net income	$121,000	4,754
Minority interest net income	$0	86
Net income of bank and minority interests.	$121,000	4,756
Net charge-offs	$337,000	1,650
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$121,000	4,696
2010-12-31 (YTD Data)		Rank
Total interest income	$4,749,000	4,964
Total interest expense	$1,030,000	5,151
Net interest income	$3,719,000	4,784
Provision for loan and lease losses	$-1,081,000	7,641
Total noninterest income	$1,260,000	2,828
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$422,000	2,975
Trading account gains and fees	$0	175
Additional Noninterest Income	$838,000	2,429
Total noninterest expense	$4,750,000	3,759
Salaries and employee benefits	$2,370,000	3,734
Premises and equipment expense	$462,000	4,391
Additional noninterest expense	$1,918,000	3,368
Pre-tax net operating income	$1,310,000	2,941
Securities gains (losses)	$-3,000	6,950
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,307,000	2,750
Extraordinary gains, net	$0	29
Net income	$1,307,000	2,746
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,307,000	2,751
Net charge-offs	$145,000	5,086
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,310,000	2,645
2010-09-30 (YTD Data)		Rank
Total interest income	$3,649,000	4,980
Total interest expense	$821,000	5,163
Net interest income	$2,828,000	4,814
Provision for loan and lease losses	$-325,000	7,732
Total noninterest income	$1,211,000	2,405
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$335,000	2,932
Trading account gains and fees	$0	165
Additional Noninterest Income	$876,000	1,967
Total noninterest expense	$3,589,000	3,751
Salaries and employee benefits	$1,771,000	3,785
Premises and equipment expense	$340,000	4,504
Additional noninterest expense	$1,478,000	3,268
Pre-tax net operating income	$775,000	3,523
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$775,000	3,332
Extraordinary gains, net	$0	23
Net income	$775,000	3,330
Minority interest net income	$0	110
Net income of bank and minority interests.	$775,000	3,332
Net charge-offs	$308,000	3,698
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$775,000	3,199
2010-06-30 (YTD Data)		Rank
Total interest income	$2,443,000	5,015
Total interest expense	$573,000	5,179
Net interest income	$1,870,000	4,848
Provision for loan and lease losses	$-325,000	7,803
Total noninterest income	$1,020,000	2,019
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$234,000	2,850
Trading account gains and fees	$0	152
Additional Noninterest Income	$786,000	1,538
Total noninterest expense	$2,463,000	3,666
Salaries and employee benefits	$1,172,000	3,827
Premises and equipment expense	$231,000	4,483
Additional noninterest expense	$1,060,000	3,040
Pre-tax net operating income	$752,000	2,900
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$752,000	2,626
Extraordinary gains, net	$0	19
Net income	$752,000	2,622
Minority interest net income	$0	105
Net income of bank and minority interests.	$752,000	2,625
Net charge-offs	$-92,000	7,739
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$752,000	2,512
2010-03-31 (YTD Data)		Rank
Total interest income	$1,177,000	5,195
Total interest expense	$299,000	5,205
Net interest income	$878,000	5,046
Provision for loan and lease losses	$0	6,552
Total noninterest income	$307,000	2,809
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$116,000	2,852
Trading account gains and fees	$0	175
Additional Noninterest Income	$191,000	2,467
Total noninterest expense	$1,324,000	3,489
Salaries and employee benefits	$632,000	3,666
Premises and equipment expense	$125,000	4,370
Additional noninterest expense	$567,000	2,849
Pre-tax net operating income	$-139,000	6,734
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-139,000	6,834
Extraordinary gains, net	$0	16
Net income	$-139,000	6,835
Minority interest net income	$0	91
Net income of bank and minority interests.	$-139,000	6,834
Net charge-offs	$70,000	3,438
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-139,000	6,790
2009-12-31 (YTD Data)		Rank
Total interest income	$5,530,000	4,845
Total interest expense	$1,965,000	4,505
Net interest income	$3,565,000	4,916
Provision for loan and lease losses	$4,748,000	1,478
Total noninterest income	$804,000	3,757
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$465,000	3,040
Trading account gains and fees	$0	211
Additional Noninterest Income	$339,000	3,796
Total noninterest expense	$5,721,000	3,296
Salaries and employee benefits	$3,091,000	3,083
Premises and equipment expense	$475,000	4,510
Additional noninterest expense	$2,155,000	3,132
Pre-tax net operating income	$-6,100,000	7,280
Securities gains (losses)	$0	3,754
Applicable income taxes	$418,000	1,720
Income before extraordinary items	$-6,518,000	7,395
Extraordinary gains, net	$0	34
Net income	$-6,518,000	7,393
Minority interest net income	$0	115
Net income of bank and minority interests.	$-6,518,000	7,393
Net charge-offs	$3,557,000	1,445
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$365,000	594
Net operating income	$-6,518,000	7,405
2009-09-30 (YTD Data)		Rank
Total interest income	$4,224,000	4,866
Total interest expense	$1,565,000	4,474
Net interest income	$2,659,000	4,941
Provision for loan and lease losses	$3,203,000	1,423
Total noninterest income	$595,000	3,857
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$345,000	3,071
Trading account gains and fees	$0	212
Additional Noninterest Income	$250,000	3,904
Total noninterest expense	$4,310,000	3,290
Salaries and employee benefits	$2,357,000	3,074
Premises and equipment expense	$354,000	4,577
Additional noninterest expense	$1,599,000	3,119
Pre-tax net operating income	$-4,259,000	7,438
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$-4,259,000	7,510
Extraordinary gains, net	$0	27
Net income	$-4,259,000	7,510
Minority interest net income	$0	118
Net income of bank and minority interests.	$-4,259,000	7,510
Net charge-offs	$1,755,000	1,625
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$365,000	486
Net operating income	$-4,259,000	7,516
2009-06-30 (YTD Data)		Rank
Total interest income	$2,744,000	4,977
Total interest expense	$1,099,000	4,456
Net interest income	$1,645,000	5,144
Provision for loan and lease losses	$48,000	6,130
Total noninterest income	$386,000	3,922
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$213,000	3,195
Trading account gains and fees	$0	193
Additional Noninterest Income	$173,000	3,878
Total noninterest expense	$2,897,000	3,312
Salaries and employee benefits	$1,536,000	3,178
Premises and equipment expense	$242,000	4,549
Additional noninterest expense	$1,119,000	3,013
Pre-tax net operating income	$-914,000	6,969
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-914,000	7,110
Extraordinary gains, net	$0	21
Net income	$-914,000	7,110
Minority interest net income	$0	112
Net income of bank and minority interests.	$-914,000	7,110
Net charge-offs	$581,000	2,175
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-914,000	7,087
2009-03-31 (YTD Data)		Rank
Total interest income	$1,326,000	5,104
Total interest expense	$573,000	4,465
Net interest income	$753,000	5,387
Provision for loan and lease losses	$305,000	2,266
Total noninterest income	$182,000	4,002
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$121,000	2,875
Trading account gains and fees	$0	171
Additional Noninterest Income	$61,000	4,486
Total noninterest expense	$1,377,000	3,370
Salaries and employee benefits	$774,000	3,188
Premises and equipment expense	$125,000	4,516
Additional noninterest expense	$478,000	3,120
Pre-tax net operating income	$-747,000	7,510
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-747,000	7,606
Extraordinary gains, net	$0	15
Net income	$-747,000	7,607
Minority interest net income	$0	102
Net income of bank and minority interests.	$-747,000	7,607
Net charge-offs	$612,000	1,240
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-747,000	7,598
2008-12-31 (YTD Data)		Rank
Total interest income	$7,186,000	4,409
Total interest expense	$2,848,000	4,399
Net interest income	$4,338,000	4,320
Provision for loan and lease losses	$2,907,000	1,423
Total noninterest income	$575,000	4,564
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$339,000	3,786
Trading account gains and fees	$0	154
Additional Noninterest Income	$236,000	4,558
Total noninterest expense	$4,929,000	3,605
Salaries and employee benefits	$2,605,000	3,654
Premises and equipment expense	$491,000	4,513
Additional noninterest expense	$1,833,000	3,097
Pre-tax net operating income	$-2,923,000	7,577
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$-2,923,000	7,598
Extraordinary gains, net	$0	39
Net income	$-2,923,000	7,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,349,000	1,658
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-2,923,000	7,670
2008-09-30 (YTD Data)		Rank
Total interest income	$5,542,000	4,408
Total interest expense	$2,207,000	4,436
Net interest income	$3,335,000	4,283
Provision for loan and lease losses	$1,921,000	1,219
Total noninterest income	$484,000	4,398
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$251,000	3,837
Trading account gains and fees	$0	148
Additional Noninterest Income	$233,000	4,148
Total noninterest expense	$3,606,000	3,668
Salaries and employee benefits	$1,894,000	3,773
Premises and equipment expense	$374,000	4,484
Additional noninterest expense	$1,338,000	3,060
Pre-tax net operating income	$-1,708,000	7,791
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$-1,708,000	7,784
Extraordinary gains, net	$0	31
Net income	$-1,708,000	7,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$792,000	1,500
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,708,000	7,864
2008-06-30 (YTD Data)		Rank
Total interest income	$3,797,000	4,396
Total interest expense	$1,547,000	4,429
Net interest income	$2,250,000	4,259
Provision for loan and lease losses	$1,607,000	903
Total noninterest income	$340,000	4,354
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$167,000	3,850
Trading account gains and fees	$0	149
Additional Noninterest Income	$173,000	4,055
Total noninterest expense	$2,314,000	3,805
Salaries and employee benefits	$1,234,000	3,883
Premises and equipment expense	$250,000	4,506
Additional noninterest expense	$830,000	3,257
Pre-tax net operating income	$-1,331,000	8,040
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$-1,331,000	8,114
Extraordinary gains, net	$0	21
Net income	$-1,331,000	8,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$455,000	1,398
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-1,331,000	8,102
2008-03-31 (YTD Data)		Rank
Total interest income	$2,006,000	4,307
Total interest expense	$810,000	4,476
Net interest income	$1,196,000	4,115
Provision for loan and lease losses	$1,007,000	613
Total noninterest income	$176,000	4,249
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$80,000	3,888
Trading account gains and fees	$0	158
Additional Noninterest Income	$96,000	3,849
Total noninterest expense	$1,095,000	3,969
Salaries and employee benefits	$610,000	3,921
Premises and equipment expense	$124,000	4,535
Additional noninterest expense	$361,000	3,575
Pre-tax net operating income	$-730,000	8,213
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$-730,000	8,252
Extraordinary gains, net	$0	15
Net income	$-730,000	8,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	1,219
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-730,000	8,241
2007-12-31 (YTD Data)		Rank
Total interest income	$7,568,000	4,526
Total interest expense	$3,137,000	4,661
Net interest income	$4,431,000	4,330
Provision for loan and lease losses	$108,000	4,801
Total noninterest income	$729,000	4,201
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$356,000	3,744
Trading account gains and fees	$0	178
Additional Noninterest Income	$373,000	3,863
Total noninterest expense	$4,070,000	4,069
Salaries and employee benefits	$2,109,000	4,222
Premises and equipment expense	$446,000	4,696
Additional noninterest expense	$1,515,000	3,386
Pre-tax net operating income	$982,000	4,775
Securities gains (losses)	$0	2,146
Applicable income taxes	$-418,000	8,275
Income before extraordinary items	$1,400,000	3,584
Extraordinary gains, net	$0	39
Net income	$1,400,000	3,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,136
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,400,000	3,573
2007-09-30 (YTD Data)		Rank
Total interest income	$5,563,000	4,591
Total interest expense	$2,334,000	4,700
Net interest income	$3,229,000	4,441
Provision for loan and lease losses	$108,000	3,997
Total noninterest income	$548,000	4,202
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$267,000	3,749
Trading account gains and fees	$0	184
Additional Noninterest Income	$281,000	3,868
Total noninterest expense	$2,966,000	4,136
Salaries and employee benefits	$1,515,000	4,343
Premises and equipment expense	$330,000	4,730
Additional noninterest expense	$1,121,000	3,371
Pre-tax net operating income	$703,000	5,112
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$703,000	4,652
Extraordinary gains, net	$0	33
Net income	$703,000	4,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,582
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$703,000	4,640
2007-06-30 (YTD Data)		Rank
Total interest income	$3,598,000	4,679
Total interest expense	$1,542,000	4,706
Net interest income	$2,056,000	4,596
Provision for loan and lease losses	$48,000	4,431
Total noninterest income	$349,000	4,324
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$179,000	3,742
Trading account gains and fees	$0	168
Additional Noninterest Income	$170,000	4,101
Total noninterest expense	$1,936,000	4,215
Salaries and employee benefits	$974,000	4,494
Premises and equipment expense	$214,000	4,817
Additional noninterest expense	$748,000	3,375
Pre-tax net operating income	$421,000	5,407
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$421,000	4,946
Extraordinary gains, net	$0	29
Net income	$421,000	4,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,346
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$421,000	4,946
2007-03-31 (YTD Data)		Rank
Total interest income	$1,719,000	4,806
Total interest expense	$727,000	4,875
Net interest income	$992,000	4,706
Provision for loan and lease losses	$28,000	4,050
Total noninterest income	$158,000	4,514
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$57,000	4,628
Trading account gains and fees	$0	195
Additional Noninterest Income	$101,000	3,756
Total noninterest expense	$1,006,000	4,123
Salaries and employee benefits	$496,000	4,459
Premises and equipment expense	$109,000	4,791
Additional noninterest expense	$401,000	3,166
Pre-tax net operating income	$116,000	6,467
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$116,000	6,142
Extraordinary gains, net	$0	22
Net income	$116,000	6,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$116,000	6,126
2006-12-31 (YTD Data)		Rank
Total interest income	$6,018,000	5,010
Total interest expense	$2,259,000	5,085
Net interest income	$3,759,000	4,847
Provision for loan and lease losses	$160,000	3,939
Total noninterest income	$616,000	4,665
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$342,000	3,866
Trading account gains and fees	$0	130
Additional Noninterest Income	$274,000	4,479
Total noninterest expense	$3,699,000	4,213
Salaries and employee benefits	$1,944,000	4,374
Premises and equipment expense	$401,000	4,905
Additional noninterest expense	$1,354,000	3,582
Pre-tax net operating income	$516,000	6,432
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$516,000	6,088
Extraordinary gains, net	$35,000	38
Net income	$551,000	5,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-89,000	8,478
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$516,000	6,086
2006-09-30 (YTD Data)		Rank
Total interest income	$4,258,000	5,173
Total interest expense	$1,526,000	5,290
Net interest income	$2,732,000	4,976
Provision for loan and lease losses	$48,000	5,116
Total noninterest income	$589,000	4,104
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$257,000	3,896
Trading account gains and fees	$0	126
Additional Noninterest Income	$332,000	3,545
Total noninterest expense	$2,895,000	4,075
Salaries and employee benefits	$1,484,000	4,266
Premises and equipment expense	$304,000	4,894
Additional noninterest expense	$1,107,000	3,342
Pre-tax net operating income	$378,000	6,701
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$378,000	6,353
Extraordinary gains, net	$35,000	32
Net income	$413,000	6,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-147,000	8,591
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$378,000	6,350
2006-06-30 (YTD Data)		Rank
Total interest income	$2,634,000	5,372
Total interest expense	$859,000	5,625
Net interest income	$1,775,000	5,073
Provision for loan and lease losses	$-18,000	8,523
Total noninterest income	$385,000	4,138
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$167,000	3,914
Trading account gains and fees	$0	126
Additional Noninterest Income	$218,000	3,574
Total noninterest expense	$1,932,000	4,092
Salaries and employee benefits	$1,011,000	4,226
Premises and equipment expense	$205,000	4,859
Additional noninterest expense	$716,000	3,408
Pre-tax net operating income	$246,000	6,792
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$246,000	6,408
Extraordinary gains, net	$35,000	27
Net income	$281,000	6,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-172,000	8,664
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$246,000	6,413
2006-03-31 (YTD Data)		Rank
Total interest income	$1,240,000	5,504
Total interest expense	$360,000	5,966
Net interest income	$880,000	5,104
Provision for loan and lease losses	$-59,000	8,635
Total noninterest income	$165,000	4,423
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$77,000	4,007
Trading account gains and fees	$0	115
Additional Noninterest Income	$88,000	3,956
Total noninterest expense	$952,000	4,150
Salaries and employee benefits	$516,000	4,194
Premises and equipment expense	$104,000	4,836
Additional noninterest expense	$332,000	3,593
Pre-tax net operating income	$152,000	6,393
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$152,000	5,939
Extraordinary gains, net	$35,000	16
Net income	$187,000	5,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-197,000	8,723
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$152,000	5,936
2005-12-31 (YTD Data)		Rank
Total interest income	$4,122,000	5,734
Total interest expense	$1,191,000	5,828
Net interest income	$2,931,000	5,584
Provision for loan and lease losses	$150,000	4,107
Total noninterest income	$578,000	4,886
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$284,000	4,312
Trading account gains and fees	$0	138
Additional Noninterest Income	$294,000	4,380
Total noninterest expense	$3,501,000	4,292
Salaries and employee benefits	$1,966,000	4,172
Premises and equipment expense	$394,000	4,899
Additional noninterest expense	$1,141,000	4,020
Pre-tax net operating income	$-142,000	8,356
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$-142,000	8,392
Extraordinary gains, net	$0	46
Net income	$-142,000	8,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	3,047
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-142,000	8,370
2005-09-30 (YTD Data)		Rank
Total interest income	$2,929,000	5,868
Total interest expense	$836,000	5,899
Net interest income	$2,093,000	5,746
Provision for loan and lease losses	$120,000	3,874
Total noninterest income	$409,000	5,057
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$208,000	4,378
Trading account gains and fees	$0	126
Additional Noninterest Income	$201,000	4,596
Total noninterest expense	$2,675,000	4,191
Salaries and employee benefits	$1,516,000	4,058
Premises and equipment expense	$293,000	4,921
Additional noninterest expense	$866,000	3,938
Pre-tax net operating income	$-293,000	8,526
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$-293,000	8,561
Extraordinary gains, net	$0	35
Net income	$-293,000	8,561
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	2,846
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-293,000	8,530
2005-06-30 (YTD Data)		Rank
Total interest income	$1,860,000	5,956
Total interest expense	$506,000	6,015
Net interest income	$1,354,000	5,832
Provision for loan and lease losses	$75,000	3,815
Total noninterest income	$261,000	5,123
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$130,000	4,473
Trading account gains and fees	$0	116
Additional Noninterest Income	$131,000	4,607
Total noninterest expense	$1,800,000	4,146
Salaries and employee benefits	$1,008,000	4,046
Premises and equipment expense	$193,000	4,940
Additional noninterest expense	$599,000	3,810
Pre-tax net operating income	$-260,000	8,591
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-260,000	8,617
Extraordinary gains, net	$0	30
Net income	$-260,000	8,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	2,487
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-260,000	8,592
2005-03-31 (YTD Data)		Rank
Total interest income	$889,000	6,078
Total interest expense	$222,000	6,271
Net interest income	$667,000	5,885
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$138,000	4,920
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$59,000	4,633
Trading account gains and fees	$0	115
Additional Noninterest Income	$79,000	4,223
Total noninterest expense	$818,000	4,490
Salaries and employee benefits	$445,000	4,486
Premises and equipment expense	$94,000	5,079
Additional noninterest expense	$279,000	4,023
Pre-tax net operating income	$-43,000	8,560
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-43,000	8,581
Extraordinary gains, net	$0	24
Net income	$-43,000	8,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-43,000	8,557
2004-12-31 (YTD Data)		Rank
Total interest income	$2,916,000	6,514
Total interest expense	$714,000	6,537
Net interest income	$2,202,000	6,371
Provision for loan and lease losses	$128,000	4,513
Total noninterest income	$470,000	5,420
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$301,000	4,304
Trading account gains and fees	$0	138
Additional Noninterest Income	$169,000	5,457
Total noninterest expense	$3,167,000	4,485
Salaries and employee benefits	$1,518,000	4,905
Premises and equipment expense	$446,000	4,440
Additional noninterest expense	$1,203,000	3,735
Pre-tax net operating income	$-623,000	8,709
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$-623,000	8,758
Extraordinary gains, net	$703,000	8
Net income	$80,000	8,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,547
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-623,000	8,736
2004-09-30 (YTD Data)		Rank
Total interest income	$2,046,000	6,696
Total interest expense	$494,000	6,733
Net interest income	$1,552,000	6,540
Provision for loan and lease losses	$97,000	4,340
Total noninterest income	$329,000	5,611
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$200,000	4,636
Trading account gains and fees	$0	134
Additional Noninterest Income	$129,000	5,430
Total noninterest expense	$2,328,000	4,529
Salaries and employee benefits	$1,102,000	4,969
Premises and equipment expense	$345,000	4,326
Additional noninterest expense	$881,000	3,789
Pre-tax net operating income	$-544,000	8,790
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$-544,000	8,828
Extraordinary gains, net	$703,000	6
Net income	$159,000	7,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,534
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-544,000	8,805
2004-06-30 (YTD Data)		Rank
Total interest income	$1,245,000	6,947
Total interest expense	$294,000	7,018
Net interest income	$951,000	6,794
Provision for loan and lease losses	$65,000	4,191
Total noninterest income	$198,000	5,838
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$127,000	4,740
Trading account gains and fees	$0	130
Additional Noninterest Income	$71,000	5,821
Total noninterest expense	$1,481,000	4,703
Salaries and employee benefits	$710,000	5,113
Premises and equipment expense	$227,000	4,383
Additional noninterest expense	$544,000	4,048
Pre-tax net operating income	$-397,000	8,853
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$-397,000	8,893
Extraordinary gains, net	$0	21
Net income	$-397,000	8,894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,621
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-397,000	8,867
2004-03-31 (YTD Data)		Rank
Total interest income	$561,000	7,245
Total interest expense	$135,000	7,269
Net interest income	$426,000	7,112
Provision for loan and lease losses	$33,000	3,984
Total noninterest income	$84,000	6,172
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$58,000	4,878
Trading account gains and fees	$0	121
Additional Noninterest Income	$26,000	6,361
Total noninterest expense	$706,000	4,889
Salaries and employee benefits	$335,000	5,348
Premises and equipment expense	$110,000	4,512
Additional noninterest expense	$261,000	4,169
Pre-tax net operating income	$-229,000	8,930
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-229,000	8,962
Extraordinary gains, net	$0	16
Net income	$-229,000	8,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-229,000	8,938
2003-12-31 (YTD Data)		Rank
Total interest income	$1,830,000	7,730
Total interest expense	$485,000	7,793
Net interest income	$1,345,000	7,591
Provision for loan and lease losses	$110,000	5,170
Total noninterest income	$468,000	5,594
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$245,000	4,798
Trading account gains and fees	$0	160
Additional Noninterest Income	$223,000	5,065
Total noninterest expense	$3,471,000	4,147
Salaries and employee benefits	$1,954,000	4,000
Premises and equipment expense	$389,000	4,815
Additional noninterest expense	$1,128,000	3,909
Pre-tax net operating income	$-1,768,000	9,063
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$0	7,459
Income before extraordinary items	$-1,767,000	9,107
Extraordinary gains, net	$0	54
Net income	$-1,767,000	9,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,285
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$1,582,000	364
Net operating income	$-1,768,000	9,070
2003-09-30 (YTD Data)		Rank
Total interest income	$1,331,000	7,890
Total interest expense	$350,000	8,020
Net interest income	$981,000	7,703
Provision for loan and lease losses	$77,000	5,176
Total noninterest income	$361,000	5,580
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$184,000	4,829
Trading account gains and fees	$0	153
Additional Noninterest Income	$177,000	5,017
Total noninterest expense	$2,754,000	3,936
Salaries and employee benefits	$1,601,000	3,710
Premises and equipment expense	$287,000	4,868
Additional noninterest expense	$866,000	3,826
Pre-tax net operating income	$-1,489,000	9,131
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-1,489,000	9,172
Extraordinary gains, net	$0	40
Net income	$-1,489,000	9,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,642
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-1,489,000	9,136
2003-06-30 (YTD Data)		Rank
Total interest income	$843,000	8,033
Total interest expense	$224,000	8,179
Net interest income	$619,000	7,836
Provision for loan and lease losses	$8,000	6,936
Total noninterest income	$200,000	6,006
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$119,000	4,882
Trading account gains and fees	$0	150
Additional Noninterest Income	$81,000	5,693
Total noninterest expense	$1,921,000	3,815
Salaries and employee benefits	$1,098,000	3,608
Premises and equipment expense	$193,000	4,808
Additional noninterest expense	$630,000	3,571
Pre-tax net operating income	$-1,110,000	9,172
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-1,110,000	9,217
Extraordinary gains, net	$0	30
Net income	$-1,110,000	9,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,977
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-1,110,000	9,175
2003-03-31 (YTD Data)		Rank
Total interest income	$402,000	8,162
Total interest expense	$94,000	8,507
Net interest income	$308,000	7,882
Provision for loan and lease losses	$0	6,934
Total noninterest income	$94,000	6,054
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$50,000	5,192
Trading account gains and fees	$0	134
Additional Noninterest Income	$44,000	5,509
Total noninterest expense	$998,000	3,678
Salaries and employee benefits	$569,000	3,513
Premises and equipment expense	$49,000	6,835
Additional noninterest expense	$380,000	2,983
Pre-tax net operating income	$-596,000	9,223
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-596,000	9,259
Extraordinary gains, net	$0	21
Net income	$-596,000	9,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,410
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-596,000	9,221
2002-12-31 (YTD Data)		Rank
Total interest income	$1,476,000	8,411
Total interest expense	$346,000	8,797
Net interest income	$1,130,000	8,063
Provision for loan and lease losses	$285,000	3,576
Total noninterest income	$377,000	5,926
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$260,000	4,597
Trading account gains and fees	$0	153
Additional Noninterest Income	$117,000	6,114
Total noninterest expense	$3,778,000	3,717
Salaries and employee benefits	$1,862,000	3,977
Premises and equipment expense	$386,000	4,773
Additional noninterest expense	$1,530,000	2,915
Pre-tax net operating income	$-2,556,000	9,269
Securities gains (losses)	$5,000	3,957
Applicable income taxes	$0	7,681
Income before extraordinary items	$-2,551,000	9,299
Extraordinary gains, net	$0	70
Net income	$-2,551,000	9,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-163,000	9,272
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-2,556,000	9,277
2001-12-31 (YTD Data)		Rank
Total interest income	$1,432,000	8,796
Total interest expense	$533,000	8,957
Net interest income	$899,000	8,468
Provision for loan and lease losses	$-18,000	9,456
Total noninterest income	$536,000	4,875
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$239,000	4,757
Trading account gains and fees	$0	177
Additional Noninterest Income	$297,000	4,138
Total noninterest expense	$1,644,000	6,474
Salaries and employee benefits	$757,000	6,950
Premises and equipment expense	$132,000	7,816
Additional noninterest expense	$755,000	4,990
Pre-tax net operating income	$-191,000	8,958
Securities gains (losses)	$3,000	4,114
Applicable income taxes	$0	7,903
Income before extraordinary items	$-188,000	9,039
Extraordinary gains, net	$0	105
Net income	$-188,000	9,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-54,000	9,429
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$2,814,000	268
Net operating income	$-191,000	8,985
2000-12-31 (YTD Data)		Rank
Total interest income	$1,478,000	8,977
Total interest expense	$596,000	9,052
Net interest income	$882,000	8,727
Provision for loan and lease losses	$587,000	1,660
Total noninterest income	$539,000	4,699
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$246,000	4,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	3,979
Total noninterest expense	$1,282,000	7,296
Salaries and employee benefits	$631,000	7,538
Premises and equipment expense	$116,000	8,175
Additional noninterest expense	$535,000	6,165
Pre-tax net operating income	$-448,000	9,503
Securities gains (losses)	$0	1,956
Applicable income taxes	$-186,000	9,683
Income before extraordinary items	$-262,000	9,419
Extraordinary gains, net	$0	38
Net income	$-262,000	9,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$559,000	1,142
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-262,000	9,420
1999-12-31 (YTD Data)		Rank
Total interest income	$1,498,000	9,074
Total interest expense	$563,000	9,299
Net interest income	$935,000	8,776
Provision for loan and lease losses	$195,000	3,609
Total noninterest income	$385,000	5,743
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$226,000	4,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	5,475
Total noninterest expense	$1,075,000	7,916
Salaries and employee benefits	$567,000	7,923
Premises and equipment expense	$91,000	8,805
Additional noninterest expense	$417,000	7,132
Pre-tax net operating income	$50,000	9,234
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$-2,000	9,609
Income before extraordinary items	$53,000	9,227
Extraordinary gains, net	$0	35
Net income	$53,000	9,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	2,328
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$52,000	9,204
1998-12-31 (YTD Data)		Rank
Total interest income	$1,514,000	9,275
Total interest expense	$650,000	9,340
Net interest income	$864,000	9,100
Provision for loan and lease losses	$43,000	6,849
Total noninterest income	$338,000	6,126
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$206,000	5,076
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	5,980
Total noninterest expense	$1,054,000	7,956
Salaries and employee benefits	$586,000	7,838
Premises and equipment expense	$70,000	9,364
Additional noninterest expense	$398,000	7,234
Pre-tax net operating income	$105,000	9,397
Securities gains (losses)	$11,000	2,878
Applicable income taxes	$-58,000	10,153
Income before extraordinary items	$174,000	8,809
Extraordinary gains, net	$0	32
Net income	$174,000	8,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,392
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$163,000	8,824
1997-12-31 (YTD Data)		Rank
Total interest income	$1,427,000	9,775
Total interest expense	$588,000	9,867
Net interest income	$839,000	9,579
Provision for loan and lease losses	$83,000	5,598
Total noninterest income	$358,000	6,108
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$207,000	5,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	5,664
Total noninterest expense	$967,000	8,460
Salaries and employee benefits	$557,000	8,201
Premises and equipment expense	$96,000	9,053
Additional noninterest expense	$314,000	8,183
Pre-tax net operating income	$147,000	9,858
Securities gains (losses)	$0	3,944
Applicable income taxes	$79,000	8,756
Income before extraordinary items	$68,000	10,144
Extraordinary gains, net	$0	44
Net income	$68,000	10,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	5,092
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$68,000	10,108
1996-12-31 (YTD Data)		Rank
Total interest income	$1,444,000	10,197
Total interest expense	$603,000	10,262
Net interest income	$841,000	9,997
Provision for loan and lease losses	$76,000	5,685
Total noninterest income	$321,000	6,705
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$203,000	5,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,646
Total noninterest expense	$862,000	9,194
Salaries and employee benefits	$490,000	8,966
Premises and equipment expense	$85,000	9,680
Additional noninterest expense	$287,000	9,018
Pre-tax net operating income	$224,000	9,638
Securities gains (losses)	$0	4,148
Applicable income taxes	$96,000	8,811
Income before extraordinary items	$128,000	9,976
Extraordinary gains, net	$0	53
Net income	$128,000	9,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,891
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$128,000	9,925
1995-12-31 (YTD Data)		Rank
Total interest income	$1,247,000	10,920
Total interest expense	$506,000	10,991
Net interest income	$741,000	10,718
Provision for loan and lease losses	$33,000	6,978
Total noninterest income	$275,000	7,371
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,314
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	6,996
Total noninterest expense	$872,000	9,468
Salaries and employee benefits	$497,000	9,143
Premises and equipment expense	$112,000	9,254
Additional noninterest expense	$263,000	9,685
Pre-tax net operating income	$111,000	11,021
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$42,000	10,333
Income before extraordinary items	$67,000	11,190
Extraordinary gains, net	$0	65
Net income	$67,000	11,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,500
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$68,280	11,154
1994-12-31 (YTD Data)		Rank
Total interest income	$995,000	11,719
Total interest expense	$332,000	11,893
Net interest income	$663,000	11,514
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$254,000	7,886
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	6,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	7,913
Total noninterest expense	$763,000	10,407
Salaries and employee benefits	$461,000	9,743
Premises and equipment expense	$98,000	10,100
Additional noninterest expense	$204,000	11,108
Pre-tax net operating income	$142,000	11,331
Securities gains (losses)	$0	3,600
Applicable income taxes	$32,000	10,876
Income before extraordinary items	$110,000	11,284
Extraordinary gains, net	$0	249
Net income	$110,000	11,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,066
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$110,000	11,323
1993-12-31 (YTD Data)		Rank
Total interest income	$861,000	12,563
Total interest expense	$262,000	12,806
Net interest income	$599,000	12,215
Provision for loan and lease losses	$39,000	8,009
Total noninterest income	$241,000	8,512
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$157,000	6,922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	8,451
Total noninterest expense	$712,000	11,102
Salaries and employee benefits	$425,000	10,384
Premises and equipment expense	$86,000	10,933
Additional noninterest expense	$201,000	11,712
Pre-tax net operating income	$89,000	11,933
Securities gains (losses)	$25,000	4,353
Applicable income taxes	$54,000	10,851
Income before extraordinary items	$60,000	12,177
Extraordinary gains, net	$0	3,149
Net income	$60,000	12,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$44,000	12,144
1992-12-31 (YTD Data)		Rank
Total interest income	$717,000	13,465
Total interest expense	$235,000	13,636
Net interest income	$482,000	13,140
Provision for loan and lease losses	$29,000	10,079
Total noninterest income	$208,000	9,264
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$124,000	7,857
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	8,687
Total noninterest expense	$617,000	11,955
Salaries and employee benefits	$372,000	11,196
Premises and equipment expense	$69,000	11,913
Additional noninterest expense	$176,000	12,586
Pre-tax net operating income	$44,000	12,452
Securities gains (losses)	$12,000	6,245
Applicable income taxes	$0	12,680
Income before extraordinary items	$56,000	12,500
Extraordinary gains, net	$0	1,422
Net income	$56,000	12,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	10,379
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$44,000	12,361

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.