Home > NationsBank of Texas > Loan Charge- Offs and Recoveries
NationsBank of Texas, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $75,778,000 | 64 |
| Loans secured by real estate, total | $4,736,000 | 89 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $4,736,000 | 89 |
| Construction and land development | $507,000 | 60 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $3,655,000 | 64 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $574,000 | 191 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $84,000 | 75 |
| Commercial and industrial loans | $23,166,000 | 25 |
| Loans to individuals | $41,746,000 | 78 |
| Credit card loan charge offs | $1,879,000 | 208 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $39,867,000 | 27 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $6,046,000 | 13 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $18,337,000 | 66 |
| Loans secured by real estate, total | $1,210,000 | 133 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,210,000 | 133 |
| Construction and land development | $329,000 | 52 |
| Secured by farmland | $43,000 | 85 |
| Secured by 1-4 family residential properties - total recoveries | $434,000 | 103 |
| Secured by multifamily residential properties | $41,000 | 137 |
| Secured by nonfarm nonresidential properties | $363,000 | 183 |
| Real estate loans in foreign offices | $0 | 18 |
| Loans to depository institutions | $1,000 | 27 |
| To foreign banks | $1,000 | 17 |
| Loans to finance agricultural production and other loans to farmers | $132,000 | 37 |
| Commercial and industrial loans | $7,922,000 | 34 |
| Loans to individuals | $8,507,000 | 73 |
| Credit card loan recoveries | $164,000 | 235 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,343,000 | 35 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $565,000 | 34 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $57,441,000 | 66 |
| Loans secured by real estate, total | $3,526,000 | 77 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $3,526,000 | 76 |
| Construction and land development | $178,000 | 101 |
| Secured by farmland | $-43,000 | 9,655 |
| Secured by 1-4 family residential properties- net charge-offs | $3,221,000 | 61 |
| Secured by multifamily residential properties | $-41,000 | 10,836 |
| Secured by nonfarm nonresidential properties | $211,000 | 260 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $-1,000 | 1,130 |
| To foreign banks | $-1,000 | 1,134 |
| Loans to finance agricultural production and other loans to farmers | $-48,000 | 1,118 |
| Commercial and industrial loans | $15,244,000 | 30 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $33,239,000 | 78 |
| Credit card loan net charge offs | $1,715,000 | 206 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $31,524,000 | 22 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $5,481,000 | 10 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $68,146,000 | 74 |
| Loans secured by real estate, total | $6,810,000 | 81 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $6,810,000 | 81 |
| Construction and land development | $621,000 | 69 |
| Secured by farmland | $7,000 | 287 |
| Total charge-offs secured by 1-4 family residential properties | $3,470,000 | 69 |
| Secured by multifamily residential properties | $271,000 | 141 |
| Secured by nonfarm nonresidential properties | $2,441,000 | 88 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $34,000 | 18 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $305,000 | 45 |
| Commercial and industrial loans | $16,226,000 | 36 |
| Loans to individuals | $41,072,000 | 77 |
| Credit card loan charge offs | $1,455,000 | 245 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $39,617,000 | 15 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $3,699,000 | 16 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $16,736,000 | 75 |
| Loans secured by real estate, total | $1,760,000 | 119 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,760,000 | 119 |
| Construction and land development | $435,000 | 57 |
| Secured by farmland | $47,000 | 96 |
| Secured by 1-4 family residential properties - total recoveries | $227,000 | 188 |
| Secured by multifamily residential properties | $2,000 | 357 |
| Secured by nonfarm nonresidential properties | $1,049,000 | 103 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $1,000 | 30 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $43,000 | 87 |
| Commercial and industrial loans | $2,919,000 | 80 |
| Loans to individuals | $10,489,000 | 62 |
| Credit card loan recoveries | $199,000 | 238 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $10,290,000 | 24 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $1,524,000 | 17 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $51,410,000 | 72 |
| Loans secured by real estate, total | $5,050,000 | 80 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $5,050,000 | 79 |
| Construction and land development | $186,000 | 146 |
| Secured by farmland | $-40,000 | 10,032 |
| Secured by 1-4 family residential properties- net charge-offs | $3,243,000 | 61 |
| Secured by multifamily residential properties | $269,000 | 128 |
| Secured by nonfarm nonresidential properties | $1,392,000 | 97 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $33,000 | 13 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $262,000 | 37 |
| Commercial and industrial loans | $13,307,000 | 30 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $30,583,000 | 76 |
| Credit card loan net charge offs | $1,256,000 | 245 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $29,327,000 | 14 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $2,175,000 | 18 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $58,373,000 | 72 |
| Loans secured by real estate, total | $4,289,000 | 164 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $4,289,000 | 164 |
| Construction and land development | $363,000 | 157 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $3,270,000 | 71 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $656,000 | 322 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $20,000 | 19 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $712,000 | 14 |
| Commercial and industrial loans | $15,873,000 | 32 |
| Loans to individuals | $37,473,000 | 57 |
| Credit card loan charge offs | $3,091,000 | 172 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $34,382,000 | 12 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $6,000 | 322 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $20,810,000 | 55 |
| Loans secured by real estate, total | $1,785,000 | 132 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,785,000 | 131 |
| Construction and land development | $137,000 | 136 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $260,000 | 177 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $1,388,000 | 95 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $5,942,000 | 3 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $75,000 | 65 |
| Commercial and industrial loans | $3,354,000 | 84 |
| Loans to individuals | $9,277,000 | 60 |
| Credit card loan recoveries | $307,000 | 219 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,970,000 | 20 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $295,000 | 61 |
| Lease financing receivables | $82,000 | 85 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $37,563,000 | 85 |
| Loans secured by real estate, total | $2,504,000 | 195 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,504,000 | 194 |
| Construction and land development | $226,000 | 169 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $3,010,000 | 66 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-732,000 | 11,925 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $-5,922,000 | 1,226 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $637,000 | 11 |
| Commercial and industrial loans | $12,519,000 | 20 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $28,196,000 | 62 |
| Credit card loan net charge offs | $2,784,000 | 169 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $25,412,000 | 7 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-289,000 | 1,209 |
| Lease financing receivables | $-82,000 | 10,526 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $40,124,000 | 96 |
| Loans secured by real estate, total | $7,631,000 | 136 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $7,631,000 | 135 |
| Construction and land development | $73,000 | 445 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $2,755,000 | 100 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $4,803,000 | 92 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $349,000 | 37 |
| Commercial and industrial loans | $7,229,000 | 86 |
| Loans to individuals | $24,579,000 | 63 |
| Credit card loan charge offs | $2,760,000 | 161 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $21,819,000 | 11 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $336,000 | 77 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $10,339,000 | 119 |
| Loans secured by real estate, total | $920,000 | 231 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $920,000 | 229 |
| Construction and land development | $253,000 | 123 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $335,000 | 158 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $332,000 | 258 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $15,000 | 134 |
| Commercial and industrial loans | $2,411,000 | 134 |
| Loans to individuals | $6,771,000 | 73 |
| Credit card loan recoveries | $540,000 | 162 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,231,000 | 33 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $194,000 | 82 |
| Lease financing receivables | $28,000 | 161 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $29,785,000 | 86 |
| Loans secured by real estate, total | $6,711,000 | 115 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $6,711,000 | 115 |
| Construction and land development | $-180,000 | 12,533 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $2,420,000 | 99 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $4,471,000 | 77 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $334,000 | 26 |
| Commercial and industrial loans | $4,818,000 | 66 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $17,808,000 | 62 |
| Credit card loan net charge offs | $2,220,000 | 161 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $15,588,000 | 10 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $142,000 | 82 |
| Lease financing receivables | $-28,000 | 11,005 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $59,367,000 | 90 |
| Loans secured by real estate, total | $28,955,000 | 63 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $28,955,000 | 63 |
| Construction and land development | $47,000 | 733 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $16,204,000 | 27 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $12,704,000 | 66 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $17,000 | 137 |
| Commercial and industrial loans | $3,923,000 | 204 |
| Loans to individuals | $26,329,000 | 58 |
| Credit card loan charge offs | $1,336,000 | 238 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $24,993,000 | 12 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $143,000 | 151 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,028,000 | 91 |
| Loans secured by real estate, total | $972,000 | 207 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $972,000 | 206 |
| Construction and land development | $137,000 | 203 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $583,000 | 79 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $252,000 | 305 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 152 |
| Commercial and industrial loans | $5,063,000 | 80 |
| Loans to individuals | $6,684,000 | 61 |
| Credit card loan recoveries | $801,000 | 120 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,883,000 | 30 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $108,000 | 112 |
| Lease financing receivables | $191,000 | 61 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $46,339,000 | 88 |
| Loans secured by real estate, total | $27,983,000 | 59 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $27,983,000 | 59 |
| Construction and land development | $-90,000 | 13,183 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $15,621,000 | 26 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $12,452,000 | 61 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 102 |
| Commercial and industrial loans | $-1,140,000 | 13,257 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $19,645,000 | 59 |
| Credit card loan net charge offs | $535,000 | 336 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $19,110,000 | 8 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $35,000 | 193 |
| Lease financing receivables | $-191,000 | 11,546 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $69,189,000 | 93 |
| Loans secured by real estate, total | $7,145,000 | 216 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $7,145,000 | 215 |
| Construction and land development | $556,000 | 372 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $2,877,000 | 111 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $3,712,000 | 188 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $37,000 | 123 |
| Commercial and industrial loans | $35,130,000 | 52 |
| Loans to individuals | $24,852,000 | 63 |
| Credit card loan charge offs | $2,659,000 | 193 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $22,193,000 | 17 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $218,000 | 136 |
| Lease financing receivables | $1,807,000 | 32 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $10,816,000 | 100 |
| Loans secured by real estate, total | $1,290,000 | 129 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,290,000 | 129 |
| Construction and land development | $29,000 | 443 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $555,000 | 82 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $706,000 | 107 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $329,000 | 20 |
| Commercial and industrial loans | $2,432,000 | 130 |
| Loans to individuals | $6,450,000 | 60 |
| Credit card loan recoveries | $304,000 | 221 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,146,000 | 28 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $123,000 | 103 |
| Lease financing receivables | $192,000 | 73 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $58,373,000 | 91 |
| Loans secured by real estate, total | $5,855,000 | 240 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,855,000 | 239 |
| Construction and land development | $527,000 | 361 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $2,322,000 | 118 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $3,006,000 | 207 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-292,000 | 1,183 |
| Commercial and industrial loans | $32,698,000 | 41 |
| To non-U.S. addressees | $2,000 | 45 |
| Loans to individuals | $18,402,000 | 73 |
| Credit card loan net charge offs | $2,355,000 | 184 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $16,047,000 | 18 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $95,000 | 156 |
| Lease financing receivables | $1,615,000 | 28 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.