Home > NationsBank of Texas > Net charge- offs to loans
NationsBank of Texas, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2239% | 3,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0252% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0269% | 1,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1263% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1907% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4415% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1291% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 4,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0258% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0780% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1988% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1138% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0777% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1414% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1655% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 5,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0345% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1160% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8788% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2221% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6310% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0078% | 47 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1162% | 5,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 1,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2617% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0494% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5975% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7625% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0419% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0417% | 490 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 5,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2971% | 446 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8344% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2149% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2149% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6432% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1467% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2443% | 70 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3529% | 5,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0924% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0999% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2677% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4569% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7997% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5009% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1903% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4416% | 118 |